Search found 56 matches

by highercall
Wed Nov 25, 2020 8:38 am
Forum: Investing - Theory, News & General
Topic: Silliest Investment Mistakes?
Replies: 84
Views: 4937

Re: Silliest Investment Mistakes?

Anyone remember CMGI? Lost some money there. After I learned my lesson with CMGI I made sure I sold all my other individual stocks and moved to 100% mutual funds - I had some really silly companies at the turn of the century that I dumped: - This company called NetFlix (how long could a mail-order ...
by highercall
Fri Jul 24, 2020 4:39 pm
Forum: Personal Investments
Topic: Should I start social security at 62 to invest it?
Replies: 74
Views: 8375

Re: Should I start social security at 62 to invest it?

If you tell me how long you and your spouse will live then I could give you a good answer. Seriously, I am struggling with the same dilemma. Wife turns 62 this year I turn 64. I know some who took at 62 and invested and are very satisfied but realize there are no guarantees how long one will live an...
by highercall
Wed Jul 15, 2020 8:39 pm
Forum: Personal Consumer Issues
Topic: Retirees: How you spend your time?
Replies: 63
Views: 7662

Re: Retirees: How you spend your time?

Ebiking, tennis, pickleball, biblestudy, home improvements, computer research, investing, reading, helping kids and spending time with grandchildren, church involvement. Rarely find time to be bored.
by highercall
Thu May 21, 2020 4:05 pm
Forum: Personal Investments
Topic: Investing in Note funds
Replies: 20
Views: 4419

Re: Investing in Note funds

My 3yr note fund with them is maturing next month. They have paid the monthly interest as stated. I also have a 3yr fund at 10% with them but letting the interest accrue. They also offer 6 month 6% and 1 yr at 8%. (min 25K) for those funds and 50K min for the three yr fund. And yes you have to be an...
by highercall
Tue May 05, 2020 12:40 pm
Forum: Personal Consumer Issues
Topic: Best [BBQ grill] for the money?
Replies: 94
Views: 6791

Re: Best BBQ for the money?

bob60014 wrote: Sun May 03, 2020 3:42 pm We have had a Weber E-310 for a couple years now and it works well for us. Its outdoors all year is low maintenance and always fires right up. The Weber it replaced was 20 years old and I expect to get the same mileage from this one.
+1
by highercall
Mon Apr 20, 2020 8:42 pm
Forum: Personal Investments
Topic: Experience with Marcus Bank (no penalty CDs)?
Replies: 16
Views: 1784

Re: Experience with Marcus Bank (no penalty CDs)?

I too just opened a Marcus account since the pandemic. Opened a savings and 7 month no penalty CD. Went smoothly, did everything online with no human help. Set up linked account with Vanguard and local bank. Took a few days but everything went well.
by highercall
Sun Apr 05, 2020 8:06 am
Forum: Personal Consumer Issues
Topic: What Amazon Prime (free) movies y'd recommend ?
Replies: 78
Views: 6880

Re: What Amazon (free) movies y'd recommend ?

Boglegirl81 wrote: Sat Apr 04, 2020 2:16 pm The Dawn Wall (Netflix)
Yes, watched it last night.
by highercall
Mon Sep 09, 2019 8:40 pm
Forum: Personal Consumer Issues
Topic: Electric Bicycles
Replies: 116
Views: 10265

Re: Electric Bicycles

I purchased a Haibike Cross 4.0 last year. I also have a good road bike I have used for years but with some health issues (knees and bout with lyme disease) the ebike has been great. You can get as much workout as you want with the different settings.
by highercall
Sun Jul 07, 2019 2:45 pm
Forum: Personal Consumer Issues
Topic: Hybrid Water Heater
Replies: 22
Views: 1999

Re: Hybrid Water Heater

I like the Rheem models of HPWHs (Home Depot) better than the AO Smiths sold at Lowes. I bought and installed my own 50g in a basement. It's more involved than a most electric/gas heaters, because the inlet/outlet pipes are not on top. Additionally, they are freaking heavy. I think my unit was Nort...
by highercall
Fri May 24, 2019 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Health Shares - Need your opinion!?
Replies: 44
Views: 3211

Re: Health Shares - Need your opinion!?

I have been with Medi-share over 20 years. They have paid all of my numerous claims throughout that time. Like any medical coverage their premiums continue to go up and I will be raising my out of pocket to $5500 to keep premium about the same as last year. I too am thinking of checking for other co...
by highercall
Tue Apr 16, 2019 6:57 pm
Forum: Personal Consumer Issues
Topic: Considering an e bike or conversion kit
Replies: 20
Views: 1393

Re: Considering an e bike or conversion kit

I purchased a left over 2017 Haibike cross 4.0 last year and love it. I was an avid road and mountain biker(still have those bikes) but since getting lyme disease my joints and strength is not the same. I changed front chain ring to a 42" from the 38" since I was maxing out the gears. It f...
by highercall
Thu Feb 14, 2019 11:16 am
Forum: Investing - Theory, News & General
Topic: Rick Ferri on the Rational Reminder Podcast
Replies: 17
Views: 2674

Re: Rick Ferri on the Rational Reminder Podcast

Agree. itunes link didn't work for me either. thanks
by highercall
Sat Sep 08, 2018 7:20 am
Forum: Personal Finance (Not Investing)
Topic: Healthcare sharing programs
Replies: 30
Views: 2348

Re: Healthcare sharing programs

I have been a member of medishare for 20 yrs. Never used it the first 15 yr. However in the past 5yrs I had several knee and shoulder surgeries and lyme disease. For the most part I have been very satisfied and appreciated their follow up and concern for my recovery. I have recommended medishare to ...
by highercall
Wed May 09, 2018 7:26 am
Forum: Investing - Theory, News & General
Topic: Boglehead Documentary
Replies: 4
Views: 1120

Re: Boglehead Documentary

Would love to share that with my children and grandchildren.
by highercall
Wed Apr 25, 2018 2:34 pm
Forum: Personal Investments
Topic: VWELX or VWINX? [Vanguard Wellington or Wellesley Income]
Replies: 7
Views: 5258

Re: VWELX or VWINX?

You didn't state why those two funds however if 50/50, why not use total stock market and total bond fund?
by highercall
Wed Mar 21, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: Outdoor Blower
Replies: 24
Views: 2033

Re: Outdoor Blower

Another Ego buyer here. Love the blower, chain saw and hedge trimmer. Although hedge trimmer is currently at service center being fixed hopefully under warranty. Would I buy them again. Yes!
by highercall
Tue Mar 06, 2018 8:05 am
Forum: Personal Finance (Not Investing)
Topic: Pickleball versus Tennis
Replies: 27
Views: 3242

Re: Pickleball versus Tennis

I play both and enjoy both. As others have said, tennis is harder to learn and harder on your body. However if you have the space and money the tennis court has more options. (tennis, pickleball, badminton, volleyball, basketball, ect.)
by highercall
Sun Jan 21, 2018 5:01 pm
Forum: Personal Consumer Issues
Topic: Color fringing in new Costco eyeglasses - what gives?
Replies: 11
Views: 6878

Re: Color fringing in new Costco eyeglasses - what gives?

My wife and I bought progressive glasses at costco. After about a year or so both glasses anti-reflective coating started wearing off. Went back to costco and they said glasses were past the one year warranty. Not sure if I will get another pair at costco or not. I had always heard of positive repor...
by highercall
Wed Dec 27, 2017 8:32 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2019?
Replies: 198
Views: 20812

Re: What non fiction book will you be reading in 2018?

cheese_breath wrote: Wed Dec 27, 2017 8:20 pm The Bible.
1+
by highercall
Mon Dec 04, 2017 9:57 am
Forum: Personal Consumer Issues
Topic: $450 Rebate on $1079 hot water heater with heatpump
Replies: 6
Views: 1410

Re: $450 Rebate on $1079 hot water heater with heatpump

I replaced my 7 yr old electric h/w 6 months ago with a Rheems heatpump w/h purchased at Home Depot because that's what my friend had. I'm sure either one would be fine. They also give a 10% military discount if someone in your family is or has been in the service. I have plenty of hot water and it ...
by highercall
Thu Oct 05, 2017 11:45 am
Forum: Personal Investments
Topic: Millionaire Next Door (Thank you Bogleheads)
Replies: 81
Views: 15117

Re: Millionaire Next Door (Thank you Bogleheads)

Congratulations to the club....thanks for sharing.
by highercall
Wed Oct 04, 2017 7:28 pm
Forum: US Chapters
Topic: Retirement Class of 1998
Replies: 75
Views: 14101

Re: Retirement Class of 1998 (Sheepdog's Experience)

I too will chime in and say thank you for sharing your experience. It has been a great blessing to be a part of the Boglehead forum. Not only have I learned much but the encouragement of knowing the experiences of others has kept me from making some foolish financial mistakes. Such as thinking I can...
by highercall
Thu Jun 15, 2017 11:21 am
Forum: Personal Investments
Topic: My dad is taking Social Security at 62, why would anyone not? (If they already quit working)
Replies: 114
Views: 21406

Re: My dad is taking Social Security at 62, why would anyone not? (If they already quit working)

I know a fellow who took social security at 62 and invested it in the total stock market. He lived off his investments, dividends, interests, ect. His reason was that historically the market returned 8%(same as delaying social security) although not guaranteed, but at least if he died before taking ...
by highercall
Tue Jun 13, 2017 2:44 pm
Forum: Personal Consumer Issues
Topic: Lithium ion yard equipment batteries
Replies: 19
Views: 3838

Re: Lithium ion yard equipment batteries

strafe wrote:EGO makes the best consumer-grade battery powered lawn equipment on the market right now. You get what you pay for.
Agreed! I have the ego blower, hedge trimmer and chain saw. Would not hesitate to buy again. I have a 2.5ah and 5.0ah battery.
by highercall
Tue May 16, 2017 3:00 pm
Forum: Personal Investments
Topic: Investing in Note funds
Replies: 20
Views: 4419

Re: Investing in Note funds

Good review wolf 359, I heard about them also from biggerpockets. I spoke to one of their investor rep. today and posed various concerns. Such as pyramid scheme, collateral ( which is backed by real estate, however you would have to go through foreclosure), ect. He did say that some start with the m...
by highercall
Wed Apr 19, 2017 10:00 am
Forum: Investing - Theory, News & General
Topic: Real_Estate_Crowd_Funding
Replies: 13
Views: 2076

Re: Real_Estate_Crowd_Funding

This has been talked about before on this forum and everyone has a different risk tolerance. My experience, which is limited to around one year, is that so far the two platforms I have invested in has been satisfactory. However, out of the 30 some loans I have invested in 7 have been paid back and 2...
by highercall
Mon Apr 03, 2017 8:14 am
Forum: Investing - Theory, News & General
Topic: Peer-to-peer lending as an investment?
Replies: 67
Views: 9662

Re: Peer-to-peer lending as an investment?

Anyone using the real estate crowd funding platforms? I have invested some money with Peerstreet and Patch of Land. So far returns are averaging approx. 10%. I have only been invested since 2015 so not a lot of history but so far so good. The loans I invest in are generally for a 12 Month term. Seve...
by highercall
Wed Mar 29, 2017 8:55 pm
Forum: Personal Investments
Topic: Vanguard Balanced Index Fund In Retirement?
Replies: 20
Views: 5093

Re: Vanguard Balanced Index Fund In Retirement?

Try back testing vwelx (wellington) and vwinx (wellesley), they both outperformed balanced fund with less fluctuation.
by highercall
Fri Mar 10, 2017 8:36 am
Forum: Personal Investments
Topic: Investing in Note funds
Replies: 20
Views: 4419

Re: Investing in Note funds

What I understand from talking with this firm, they buy packaged or large volume of notes from lenders and other sources at discounted rates. They either keep or resell the performing notes and try to reestablish the nonperforming notes and do the same with them. I understand it is potentially highe...
by highercall
Thu Mar 09, 2017 9:58 pm
Forum: Personal Investments
Topic: Investing in Note funds
Replies: 20
Views: 4419

Re: Investing in Note funds

aristotelian wrote:Never heard of it. Do you have a link?
pprnoteco.com
by highercall
Thu Mar 09, 2017 8:37 pm
Forum: Personal Investments
Topic: Investing in Note funds
Replies: 20
Views: 4419

Investing in Note funds

Anybody have any experience with investing in note funds? It's offering a 10% return with a 3 year term? Company invests in first, second and nonperforming notes. You must be an accredited investor. Interest is paid monthly.
by highercall
Fri Feb 03, 2017 10:35 pm
Forum: Personal Consumer Issues
Topic: [Books that changed your life]
Replies: 577
Views: 62599

Re:

White Coat Investor wrote:I've read a lot of books, but "changed my life?" I can only think of a few. Matthew....Mark....Luke...John to name some of them.
1+
by highercall
Wed Jan 25, 2017 5:51 pm
Forum: Investing - Theory, News & General
Topic: A Special Vanguard Fund
Replies: 17
Views: 3238

Re: A Special Vanguard Fund

Happy Birthday Taylor. Trust you will have many more.

Vanguard Total Stock Market Fund. :)
by highercall
Mon Jan 09, 2017 3:56 pm
Forum: Investing - Theory, News & General
Topic: Wells Fargo corp bond
Replies: 8
Views: 864

Re: Wells Fargo corp bond

viscx has a yield of 3.45% and duration of 6.5 years. Any reason not to use that?
by highercall
Mon Dec 05, 2016 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: What is best health ministry for health insurance?
Replies: 25
Views: 3664

Re: What is best health ministry for health insurance?

I have had Medishare for 17 years and am very pleased with them. I had been very healthy most of my life playing tennis and biking weekly. Four years ago I got very sick and after many tests was diagnosed with lyme disease. I went through extensive treatment and thankfully am much better. However I ...
by highercall
Tue Nov 08, 2016 4:52 pm
Forum: Personal Investments
Topic: Investing as an Accredited Investor: Is it worth it?
Replies: 16
Views: 4579

Re: Investing as an Accredited Investor: Is it worth it?

I have invested some in Peerstreet and Patch of Land. So far (about 6 months) I have been pleased with both. Some loans have been paid off and I reinvested in other loans. POL tends to offer more loans at higher rates than Peerstreet. My average interest rate across the loans in Pol is aprox. 10.5% ...
by highercall
Fri Jul 01, 2016 1:26 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (June 2016)
Replies: 14
Views: 2107

Re: madsinger monthly report (June 2016)

Thanks again for posting. This sounds like a broken record but once again, wellington and wellesley are hard to beat.
by highercall
Sat Apr 09, 2016 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Portfolios
Replies: 24
Views: 5021

Re: Retirement Portfolios

What about Vanguard's Balanced Fund...can't get much simpler than that.
by highercall
Sat Mar 19, 2016 9:02 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2016!
Replies: 275
Views: 77393

Re: Roll Call for the Retirement Class of 2016!

I hope to be retiring no later than May 1, 2016. I wanted to retire before I turn 60 which is in August so I just made it. Much thanks to this forum, keep up the good work.
by highercall
Thu Jul 30, 2015 8:12 pm
Forum: Personal Consumer Issues
Topic: Advice on two houses
Replies: 11
Views: 2342

Re: Advice on two houses

Agree with dognose and I'm a realtor.
by highercall
Wed Jul 01, 2015 4:44 pm
Forum: Investing - Theory, News & General
Topic: Capital one bonus offer
Replies: 4
Views: 1574

Re: Capital one bonus offer

thanks for the reply, I wanted to hear from some to make sure the offer was legit.
by highercall
Wed Jul 01, 2015 3:01 pm
Forum: Investing - Theory, News & General
Topic: Capital one bonus offer
Replies: 4
Views: 1574

Capital one bonus offer

Anyone investing in the Capital One bonus offer of up to $500 for new accounts?
https://home.capitalone360.com/referafriend?save
by highercall
Thu May 28, 2015 1:09 pm
Forum: Personal Investments
Topic: All cash now ($1M) - need advice on entering this lofty market
Replies: 96
Views: 14176

Re: All cash now ($1M) - need advice on entering this lofty market

I'm in the same boat as you but aren't you trying to time the market getting in. How much does it have to drop to make you feel comfortable to get back in. No matter how much it falls the "noise" says it's going lower and I listened to the "noise" and watched it go back up to the...
by highercall
Fri Apr 03, 2015 11:35 am
Forum: Investing - Theory, News & General
Topic: "3 Ways to Cut Your Investment Tax Bill"
Replies: 7
Views: 1637

Re: "3 Ways to Cut Your Investment Tax Bill"

A good reminder, thanks for posting Taylor.

Happy Easter to all!
by highercall
Wed Feb 11, 2015 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: How/when does upgrade to Voyager Select happen?
Replies: 14
Views: 3281

Re: How/when does upgrade to Voyager Select happen?

I just went through this. I made a trade and was charged $7.00. I called them and was told that it is not automatic if you qualify for Voyager Select. So the person upgraded my account and in about a week I received a welcome note in the mail.
by highercall
Sun Aug 03, 2014 8:27 pm
Forum: Personal Consumer Issues
Topic: propane prices super-low
Replies: 5
Views: 1025

Re: propane prices super-low

I just filled up my 500 gallon tank through thrifty propane in lacaster county pa for 1.43 per gallon
by highercall
Fri Jan 25, 2013 2:18 pm
Forum: US Chapters
Topic: Happy Birthday Taylor
Replies: 81
Views: 9165

Re: Happy Birthday Taylor

I rarely post but am a long term reader of this forum. But occasions like this moves me to post. Wishing you a Happy Birthday and continued health and well being. Thank You for all you and some others do for making people like me become a Boglehead. Blessings, Gary
by highercall
Mon Jun 18, 2012 8:35 pm
Forum: Personal Consumer Issues
Topic: boglehead t-shirts?
Replies: 83
Views: 8442

Re: boglehead t-shirts?

Stay the Course...I'd buy one.
by highercall
Fri Apr 13, 2012 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: prepaid calling cards
Replies: 6
Views: 1103

Re: prepaid calling cards

Thanks for the replies. Onesuite.com does appear to be a good alternative to what I am using. I am always amazed at the good info fellow Bogleheads are willing to share.
by highercall
Fri Apr 13, 2012 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: prepaid calling cards
Replies: 6
Views: 1103

prepaid calling cards

Our 2.9 cent Verizon calling card is no longer refilling after 4/17. Many of our friends and family are long distance using our land line phone so we have been using the calling card. Any suggestions or recommendations for other low cost cards. thanks