Search found 37 matches

by highercall
Mon Dec 04, 2017 9:57 am
Forum: Personal Consumer Issues
Topic: $450 Rebate on $1079 hot water heater with heatpump
Replies: 6
Views: 960

Re: $450 Rebate on $1079 hot water heater with heatpump

I replaced my 7 yr old electric h/w 6 months ago with a Rheems heatpump w/h purchased at Home Depot because that's what my friend had. I'm sure either one would be fine. They also give a 10% military discount if someone in your family is or has been in the service. I have plenty of hot water and it ...
by highercall
Thu Oct 05, 2017 11:45 am
Forum: Investing - Help with Personal Investments
Topic: Millionaire Next Door (Thank you Bogleheads)
Replies: 81
Views: 11710

Re: Millionaire Next Door (Thank you Bogleheads)

Congratulations to the club....thanks for sharing.
by highercall
Wed Oct 04, 2017 7:28 pm
Forum: Local Chapters and Bogleheads Community
Topic: Retirement Class of 1998 (Sheepdog's Experience)
Replies: 45
Views: 4547

Re: Retirement Class of 1998 (Sheepdog's Experience)

I too will chime in and say thank you for sharing your experience. It has been a great blessing to be a part of the Boglehead forum. Not only have I learned much but the encouragement of knowing the experiences of others has kept me from making some foolish financial mistakes. Such as thinking I can...
by highercall
Thu Jun 15, 2017 11:21 am
Forum: Investing - Help with Personal Investments
Topic: My dad is taking Social Security at 62, why would anyone not? (If they already quit working)
Replies: 114
Views: 17447

Re: My dad is taking Social Security at 62, why would anyone not? (If they already quit working)

I know a fellow who took social security at 62 and invested it in the total stock market. He lived off his investments, dividends, interests, ect. His reason was that historically the market returned 8%(same as delaying social security) although not guaranteed, but at least if he died before taking ...
by highercall
Tue Jun 13, 2017 2:44 pm
Forum: Personal Consumer Issues
Topic: Lithium ion yard equipment batteries
Replies: 19
Views: 1464

Re: Lithium ion yard equipment batteries

strafe wrote:EGO makes the best consumer-grade battery powered lawn equipment on the market right now. You get what you pay for.
Agreed! I have the ego blower, hedge trimmer and chain saw. Would not hesitate to buy again. I have a 2.5ah and 5.0ah battery.
by highercall
Tue May 16, 2017 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Note funds
Replies: 12
Views: 1526

Re: Investing in Note funds

Good review wolf 359, I heard about them also from biggerpockets. I spoke to one of their investor rep. today and posed various concerns. Such as pyramid scheme, collateral ( which is backed by real estate, however you would have to go through foreclosure), ect. He did say that some start with the m...
by highercall
Wed Apr 19, 2017 10:00 am
Forum: Investing - Theory, News & General
Topic: Real_Estate_Crowd_Funding
Replies: 13
Views: 1591

Re: Real_Estate_Crowd_Funding

This has been talked about before on this forum and everyone has a different risk tolerance. My experience, which is limited to around one year, is that so far the two platforms I have invested in has been satisfactory. However, out of the 30 some loans I have invested in 7 have been paid back and 2...
by highercall
Mon Apr 03, 2017 8:14 am
Forum: Investing - Theory, News & General
Topic: Peer-to-peer lending as an investment?
Replies: 52
Views: 5312

Re: Peer-to-peer lending as an investment?

Anyone using the real estate crowd funding platforms? I have invested some money with Peerstreet and Patch of Land. So far returns are averaging approx. 10%. I have only been invested since 2015 so not a lot of history but so far so good. The loans I invest in are generally for a 12 Month term. Seve...
by highercall
Wed Mar 29, 2017 8:55 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index Fund In Retirement?
Replies: 20
Views: 3462

Re: Vanguard Balanced Index Fund In Retirement?

Try back testing vwelx (wellington) and vwinx (wellesley), they both outperformed balanced fund with less fluctuation.
by highercall
Fri Mar 10, 2017 8:36 am
Forum: Investing - Help with Personal Investments
Topic: Investing in Note funds
Replies: 12
Views: 1526

Re: Investing in Note funds

What I understand from talking with this firm, they buy packaged or large volume of notes from lenders and other sources at discounted rates. They either keep or resell the performing notes and try to reestablish the nonperforming notes and do the same with them. I understand it is potentially highe...
by highercall
Thu Mar 09, 2017 9:58 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Note funds
Replies: 12
Views: 1526

Re: Investing in Note funds

aristotelian wrote:Never heard of it. Do you have a link?

pprnoteco.com
by highercall
Thu Mar 09, 2017 8:37 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Note funds
Replies: 12
Views: 1526

Investing in Note funds

Anybody have any experience with investing in note funds? It's offering a 10% return with a 3 year term? Company invests in first, second and nonperforming notes. You must be an accredited investor. Interest is paid monthly.
by highercall
Fri Feb 03, 2017 10:35 pm
Forum: Personal Consumer Issues
Topic: Any books really change your outlook on life?
Replies: 326
Views: 54435

Re:

White Coat Investor wrote:I've read a lot of books, but "changed my life?" I can only think of a few. Matthew....Mark....Luke...John to name some of them.

1+
by highercall
Wed Jan 25, 2017 5:51 pm
Forum: Investing - Theory, News & General
Topic: A Special Vanguard Fund
Replies: 17
Views: 2926

Re: A Special Vanguard Fund

Happy Birthday Taylor. Trust you will have many more.

Vanguard Total Stock Market Fund. :)
by highercall
Mon Jan 09, 2017 3:56 pm
Forum: Investing - Theory, News & General
Topic: Wells Fargo corp bond
Replies: 8
Views: 731

Re: Wells Fargo corp bond

viscx has a yield of 3.45% and duration of 6.5 years. Any reason not to use that?
by highercall
Mon Dec 05, 2016 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: What is best health ministry for health insurance?
Replies: 24
Views: 2695

Re: What is best health ministry for health insurance?

I have had Medishare for 17 years and am very pleased with them. I had been very healthy most of my life playing tennis and biking weekly. Four years ago I got very sick and after many tests was diagnosed with lyme disease. I went through extensive treatment and thankfully am much better. However I ...
by highercall
Tue Nov 08, 2016 4:52 pm
Forum: Investing - Help with Personal Investments
Topic: Investing as an Accredited Investor: Is it worth it?
Replies: 16
Views: 3064

Re: Investing as an Accredited Investor: Is it worth it?

I have invested some in Peerstreet and Patch of Land. So far (about 6 months) I have been pleased with both. Some loans have been paid off and I reinvested in other loans. POL tends to offer more loans at higher rates than Peerstreet. My average interest rate across the loans in Pol is aprox. 10.5% ...
by highercall
Fri Jul 01, 2016 1:26 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (June 2016)
Replies: 14
Views: 1661

Re: madsinger monthly report (June 2016)

Thanks again for posting. This sounds like a broken record but once again, wellington and wellesley are hard to beat.
by highercall
Sat Apr 09, 2016 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Portfolios
Replies: 24
Views: 4481

Re: Retirement Portfolios

What about Vanguard's Balanced Fund...can't get much simpler than that.
by highercall
Sat Mar 19, 2016 9:02 am
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2016!
Replies: 244
Views: 34269

Re: Roll Call for the Retirement Class of 2016!

I hope to be retiring no later than May 1, 2016. I wanted to retire before I turn 60 which is in August so I just made it. Much thanks to this forum, keep up the good work.
by highercall
Thu Jul 30, 2015 8:12 pm
Forum: Personal Consumer Issues
Topic: Advice on two houses
Replies: 11
Views: 1707

Re: Advice on two houses

Agree with dognose and I'm a realtor.
by highercall
Wed Jul 01, 2015 4:44 pm
Forum: Investing - Theory, News & General
Topic: Capital one bonus offer
Replies: 4
Views: 1373

Re: Capital one bonus offer

thanks for the reply, I wanted to hear from some to make sure the offer was legit.
by highercall
Wed Jul 01, 2015 3:01 pm
Forum: Investing - Theory, News & General
Topic: Capital one bonus offer
Replies: 4
Views: 1373

Capital one bonus offer

Anyone investing in the Capital One bonus offer of up to $500 for new accounts?
https://home.capitalone360.com/referafriend?save
by highercall
Thu May 28, 2015 1:09 pm
Forum: Investing - Help with Personal Investments
Topic: All cash now ($1M) - need advice on entering this lofty market
Replies: 96
Views: 12411

Re: All cash now ($1M) - need advice on entering this lofty market

I'm in the same boat as you but aren't you trying to time the market getting in. How much does it have to drop to make you feel comfortable to get back in. No matter how much it falls the "noise" says it's going lower and I listened to the "noise" and watched it go back up to the...
by highercall
Fri Apr 03, 2015 11:35 am
Forum: Investing - Theory, News & General
Topic: "3 Ways to Cut Your Investment Tax Bill"
Replies: 7
Views: 1572

Re: "3 Ways to Cut Your Investment Tax Bill"

A good reminder, thanks for posting Taylor.

Happy Easter to all!
by highercall
Wed Feb 11, 2015 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: How/when does upgrade to Voyager Select happen?
Replies: 14
Views: 2537

Re: How/when does upgrade to Voyager Select happen?

I just went through this. I made a trade and was charged $7.00. I called them and was told that it is not automatic if you qualify for Voyager Select. So the person upgraded my account and in about a week I received a welcome note in the mail.
by highercall
Sun Aug 03, 2014 8:27 pm
Forum: Personal Consumer Issues
Topic: propane prices super-low
Replies: 5
Views: 931

Re: propane prices super-low

I just filled up my 500 gallon tank through thrifty propane in lacaster county pa for 1.43 per gallon
by highercall
Fri Jan 25, 2013 2:18 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor
Replies: 81
Views: 8165

Re: Happy Birthday Taylor

I rarely post but am a long term reader of this forum. But occasions like this moves me to post. Wishing you a Happy Birthday and continued health and well being. Thank You for all you and some others do for making people like me become a Boglehead. Blessings, Gary
by highercall
Mon Jun 18, 2012 8:35 pm
Forum: Personal Consumer Issues
Topic: boglehead t-shirts?
Replies: 83
Views: 7969

Re: boglehead t-shirts?

Stay the Course...I'd buy one.
by highercall
Fri Apr 13, 2012 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: prepaid calling cards
Replies: 6
Views: 956

Re: prepaid calling cards

Thanks for the replies. Onesuite.com does appear to be a good alternative to what I am using. I am always amazed at the good info fellow Bogleheads are willing to share.
by highercall
Fri Apr 13, 2012 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: prepaid calling cards
Replies: 6
Views: 956

prepaid calling cards

Our 2.9 cent Verizon calling card is no longer refilling after 4/17. Many of our friends and family are long distance using our land line phone so we have been using the calling card. Any suggestions or recommendations for other low cost cards. thanks
by highercall
Wed Jan 18, 2012 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Pen Fed new points reward credit card
Replies: 6
Views: 1001

Re: Pen Fed new points reward credit card

Thanks for the prior thread on this topic. Sorry I missed that. Still not sure what to do because once you switch it doesn't appear that you can change back. I like the current system of getting cash deducted each month from your credit card statement. I also got the 2% Fidelity Amex card but alread...
by highercall
Wed Jan 18, 2012 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Pen Fed new points reward credit card
Replies: 6
Views: 1001

Pen Fed new points reward credit card

Anybody changing from Pen Feds platinum cash to their new platinum points card. I just got off the phone with them. The new card will be offered February 1 and current card holders can switch plans and still use your current card. New plan is 1 point equals .01 you charge. 5pts for gas, 3pts for gro...
by highercall
Mon Dec 19, 2011 3:13 pm
Forum: Investing - Help with Personal Investments
Topic: Gift for new born
Replies: 9
Views: 997

Re: Gift for new born

Thanks for the replies. Just wondered what other Bogleheads are doing for starting an investment for a child or grandchild. thanks again
by highercall
Mon Dec 19, 2011 8:56 am
Forum: Investing - Help with Personal Investments
Topic: Gift for new born
Replies: 9
Views: 997

Gift for new born

This is my first question on this board. Let me start with thanking everyone for this stimulating forum. I have learned much and I'm sure it has been a support to many. I just became a new "Pop Pop" for the first time. What would be a good suggestion for a $500-$1000 investment for the new...
by highercall
Tue Jun 21, 2011 4:15 pm
Forum: Personal Consumer Issues
Topic: plumbing issue - need some help
Replies: 18
Views: 1781

Has to be a blockage either in the toilet, drain line or vent pipe. I recently replaced an older toilet partly because of saving water and also it started not flushing properly. That solved our problem. We love the new Kohler toilet.
by highercall
Thu Oct 14, 2010 8:37 pm
Forum: Investing - Help with Personal Investments
Topic: Taylor
Replies: 138
Views: 21790

Taylor, this is my first posting. I have been a lurker for a long time and your encouragement and wisdom through the years have greatly benefited more people than you know. Praying that the Lord will grant you healing and good health. Thanks for all you do to help others with your financial wisdom.