Having high taxation in retirement is definitely one of the better problems for one to face!
I am trying to figure out the math for $610,000 in QCDs, even at 2024 rates (starting this year, QCD limit is indexed to inflation, 2024 limit is $105,000 per person).innovation4U wrote: ↑Wed Mar 27, 2024 9:48 pmWe already planned on max QCD and a lot of charitable giving, but with max QCD RMDs will still be > 400K.
I only see her IRA @ $210,000 (70@ of $300,000). Where are the other tax-deferred balances? Did you mis-type that the 403b/457 is "post-tax" funds?