Search found 55 matches

by simple1
Fri Apr 01, 2011 10:44 am
Forum: Investing - Theory, News & General
Topic: Could you buy and hold through the Great Depression (II)
Replies: 55
Views: 6335

Hmm

After the market dropped to around DOW 8000 or so, I sold all my bonds and went 100% equities. When the DOW went back up to around 11000, I went back to my AA of 60/40 stocks/bonds. My wife and I just thought it made sense because we are a long way from retirement and this was a great time to buy wi...
by simple1
Thu Oct 28, 2010 6:48 pm
Forum: Personal Consumer Issues
Topic: Windows Vista: How to Remove "STARTUP" Programs?
Replies: 15
Views: 2465

Get a Mac

Getting a Mac is the easiest way to fix Vista. :D
by simple1
Tue Aug 31, 2010 6:30 pm
Forum: Personal Consumer Issues
Topic: BCS Picks
Replies: 836
Views: 101482

iowa sate

Iowa State will not win it all, but they will beat the Hawkeyes.
by simple1
Thu Jun 10, 2010 10:59 pm
Forum: Personal Consumer Issues
Topic: And so it begins: [collegiate sports] Conference Megashifts
Replies: 49
Views: 5367

Big10

Having a playoff system would have saved the big 12. End of story.
by simple1
Thu May 27, 2010 10:59 pm
Forum: Personal Finance (Not Investing)
Topic: re: Poor people spend 9% of income on lottery tickets
Replies: 143
Views: 16979

Tickets

Well, maybe they sent something to people called a "survey" or called people and conducted a phone survey. When I vote for public office the poll workers don't ask who I voted for, but pollers do send me surveys and call seeking my preferences.

Thanks,
Simple1
by simple1
Thu May 27, 2010 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: re: Poor people spend 9% of income on lottery tickets
Replies: 143
Views: 16979

Tickets

I buy a ticket once in awhile. But I don't really think about winning as much as, well I bought some milk and I have $1.00 left, so.... give me a lotto also please. On a side note I do have a kind of funny story. Someone here in MN bought a winning ticket. So I tried to find the ticket I had purchas...
by simple1
Thu May 27, 2010 10:31 pm
Forum: Forum Issues and Administration
Topic: Forum Etiquette - Use Meaningful Titles and No Naked Links
Replies: 22
Views: 4976

Sorry

Well let me just say sorry in advance for the next time I post a link without first giving more detail about it. I get excited when I can finally/actually add something to a discussion and forget the rules in my haste. But I will try to remember for the next time.

Thanks,
Simple1
by simple1
Thu May 27, 2010 9:09 pm
Forum: Personal Consumer Issues
Topic: Crew Cab Pickup
Replies: 23
Views: 3096

Crew Cab

I would get a crew cab F150 all the way. If it can haul what you need, then this is the way to go.
by simple1
Thu May 27, 2010 12:23 am
Forum: Investing - Theory, News & General
Topic: Apple market cap greater than Microsoft
Replies: 16
Views: 2636

Microsoft

Scroll to 150 million investment by Microsoft.

http://en.wikipedia.org/wiki/History_of_Apple_Inc.
by simple1
Thu May 27, 2010 12:19 am
Forum: Investing - Theory, News & General
Topic: Apple market cap greater than Microsoft
Replies: 16
Views: 2636

Micro

I believe they gave Apple some money just to keep them afloat. Because being the only operating system in town would have raised major monopoly questions for Microsoft, which was already a problem for them. So this was in their best interest.
by simple1
Thu May 27, 2010 12:13 am
Forum: Personal Consumer Issues
Topic: Looking for some sort of self defense device...
Replies: 64
Views: 10388

Ready

There are many good options for you to chose. Lets say you decide to go with OC spray for your wife. She has to be ready to use it when she leaves an area to go to her car or wherever she is walking when alone at night. Being ready means having it out and ready to deploy. If she waits until she is g...
by simple1
Mon May 24, 2010 10:45 pm
Forum: Personal Investments
Topic: What first brought you to the Boglehead way of investing?
Replies: 70
Views: 10343

USA Today

I remember sitting on a plane and reading a USA Today article that had mentioned this site. Have not looked back since. All I can say is this site just makes sense.
by simple1
Mon May 24, 2010 9:26 pm
Forum: Investing - Theory, News & General
Topic: S&P 500 from 2000-2010
Replies: 51
Views: 11080

Hmmm

I must say that I cannot wait until the next "lost decade" thread. And probably in about 10 more years I will get to see thread after thread about the lost decade for whatever and how you should have been 100% in stocks since they returned X percent year over year. Oh well, until the next "lost deca...
by simple1
Thu May 20, 2010 2:19 am
Forum: Personal Investments
Topic: Wednesday may 19th...DOW down again
Replies: 70
Views: 8635

Hmmm

If the market only went up, I don't think there would be a bogleheads forum. Then what would I do for the 20 minutes I spend on it each day?
by simple1
Thu May 20, 2010 2:11 am
Forum: Investing - Theory, News & General
Topic: If nothing bad happens, the market will go higher
Replies: 19
Views: 3099

Cramer

Does he have any info on where the S&P will be at in 2025? I need this to decide if I should buy bonds, gold, or stocks. :roll: He does make me laugh though.

Thanks,
Simple1
by simple1
Tue May 11, 2010 2:44 am
Forum: Investing - Theory, News & General
Topic: 401k and Roth
Replies: 2
Views: 642

401k and Roth

I have been searching for information about the max contribution you may make to your employer's 401k and a Roth. I have a 401k through work and a Roth through Vanguard. I was reading that the most I can put in these accounts is 16,500 in total. Previously, I was under the impression that I could pu...
by simple1
Sat Apr 24, 2010 12:04 am
Forum: Personal Finance (Not Investing)
Topic: POLL: Does your overall appearance match your true wealth?
Replies: 79
Views: 11654

Hello

I was going to put well matched by my wife made me put much poorer. So I guess she knows best since she sees me everyday. :oops:
by simple1
Sat Apr 24, 2010 12:00 am
Forum: Personal Consumer Issues
Topic: Trojan
Replies: 63
Views: 11019

Microsoft Security Essentials

I second the advice for Microsoft Security Essentials. It is very simple and best of all free from Microsoft.

http://www.microsoft.com/security_essentials/?mkt=en-us

But if you really want the best you will have to by an apple computer.
by simple1
Mon Apr 12, 2010 5:00 am
Forum: Personal Consumer Issues
Topic: Lost Kindle
Replies: 17
Views: 4892

Kindle

I would thank the person who stole my Kindle so my wife would allow me to buy an ipad.
by simple1
Sat Mar 06, 2010 11:32 pm
Forum: Investing - Theory, News & General
Topic: Bond Markets don't see inflation until its too late?
Replies: 44
Views: 5016

I have said it before and I will say it again. You can't have inflation in an environment that includes 10+ % unemployment and less than 80% of capacity utilization. (now at 72%) In case one can not figure it out, it's because in that environment, any slight increase in demand is immediately met by...
by simple1
Thu Mar 04, 2010 2:37 am
Forum: Investing - Theory, News & General
Topic: John Bogle on NPR this a.m.
Replies: 99
Views: 15345

Anyway.....

I invest as I will not see SS or a pension.. This makes me feel better even though nothing is for sure. Bonds, Stocks, or anything else. If I get SS and the pension then I can have a little better retirement or give more to charity. You have to save what you can and be happy with what you have. Food...
by simple1
Tue Dec 01, 2009 11:09 pm
Forum: Personal Finance (Not Investing)
Topic: 10 Great Reasons to Carry a Big, Long Mortgage
Replies: 44
Views: 12922

Bottom Line

The bottom line for me is I would rather retire with no debt, plain and simple.
by simple1
Tue Dec 01, 2009 11:02 pm
Forum: Investing - Theory, News & General
Topic: A nice article about indexing.
Replies: 4
Views: 1442

Amazing

Thanks Taylor for the other link. This is timely as I was just speaking with a friend who has no idea what he is paying his advisor or where his money is going. I tried to help him by explaining expense ratios and such, but he did not really care because his advisor showed him some "really good" fun...
by simple1
Tue Dec 01, 2009 8:09 pm
Forum: Investing - Theory, News & General
Topic: A nice article about indexing.
Replies: 4
Views: 1442

A nice article about indexing.

Here is a nice article about indexing vs active management from CBS Marketwatch.


http://www.marketwatch.com/story/to-bea ... 2009-12-01
by simple1
Thu Nov 26, 2009 12:13 am
Forum: Personal Investments
Topic: Series I Bond question
Replies: 36
Views: 6991

I bonds

Mel, Do you think I bonds right now would be a good solution for my daughter? She is 18 months old and has about 1300.00 in a savings account we have for her. The account pays almost nothing. I cant find any other invesetments I like for her, since she has no income obviously. I plan on about 1000.0...
by simple1
Mon Nov 23, 2009 11:57 pm
Forum: Investing - Theory, News & General
Topic: New Forbes.com column: "THE BOGLEHEADS' VIEW"
Replies: 97
Views: 14164

Topic Idea

Your first article should of course explain bogleheads and then go into the basics for the simplest of retirements. First: Debt is bad. Mortage, CC Cards, Cars...... Second: Savings, Savings, Savings. Having a little extra in your savings account for that unexpected expense can really help. Third: D...
by simple1
Sat Feb 14, 2009 3:21 pm
Forum: Personal Consumer Issues
Topic: Computers: which is the better deal?
Replies: 38
Views: 60291

MAC

I say get a mac and put XP on it. I built a PC for my den to run all my media throughout the house. I originally put Vista on it, but I had so many problems with networking and many other things, I went to newegg.com and bought xp professional and put that on it. I use my mac for everything and dont...
by simple1
Thu Feb 12, 2009 11:39 pm
Forum: Personal Finance (Not Investing)
Topic: Computer Security
Replies: 31
Views: 4683

be careful

You need to be careful where you get your utilities. I use a mac and get all my free utilities from versiontracker.com. It also has free third party pc software. It tells you if the software is freeware, shareware, or commercial, which of course means you have to pay. Anyways, my main point is just ...
by simple1
Mon Feb 02, 2009 10:26 pm
Forum: Investing - Theory, News & General
Topic: Did Anyone MAKE money last year?
Replies: 53
Views: 8329

Made money

Yes, my salary and soda can returns for deposit. :lol:
by simple1
Thu Nov 13, 2008 3:07 am
Forum: Personal Consumer Issues
Topic: Finance Podcasts
Replies: 11
Views: 2651

Finance Podcasts

Just wondering if anybody knows of any good finance podcasts they listen to. I subscribe to "The Disciplined Investor" and "Vanguard: Plain Talk on Investing" through itunes. Anyone have anything else worth listening to?
by simple1
Fri Sep 05, 2008 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Does new car purchase make sense?
Replies: 34
Views: 8029

Car?

I bought a new car once............................. :D
by simple1
Wed Aug 13, 2008 12:53 am
Forum: Personal Consumer Issues
Topic: Favorite Olympic Event?
Replies: 82
Views: 14553

wrestling

freestyle wrestling
by simple1
Wed Aug 13, 2008 12:51 am
Forum: Personal Finance (Not Investing)
Topic: Whole/Universal life insurance
Replies: 38
Views: 8260

Hello

The issue for me really is not if you need insurance, but what kind to get. I like term, end of story for me. Whole life has no place for the great many people out there IMHO. And if you do not have a family, your might not even need any insurance.

simple1
by simple1
Mon Aug 04, 2008 12:20 am
Forum: Personal Finance (Not Investing)
Topic: [poll] When will (or did) you retire?
Replies: 63
Views: 14133

Hello

I am 32 and will retire at 49. Unless I REALLY like what i am doing and somehow I dont see that happening when compared to fishing and hunting in a small cabin. :lol:
by simple1
Wed Jul 30, 2008 2:23 am
Forum: Personal Consumer Issues
Topic: GM and Ford Effectively Drop Leasing
Replies: 8
Views: 2410

hello

I bet Ford and GM cant wait until the current SUV leases end and they are stuck with more vehicles that they are unable to sell :oops:
by simple1
Mon Jul 07, 2008 12:09 pm
Forum: Investing - Theory, News & General
Topic: Will Roth IRAs be taxed?
Replies: 34
Views: 7161

Hello

When you say tax Roth IRA are you saying tax the "gain" part during payment, or the principle and gain payout together?
by simple1
Sun Jul 06, 2008 12:41 am
Forum: Investing - Theory, News & General
Topic: Face the bear, without getting mauled.
Replies: 5
Views: 1895

Hello

Dont worry about this type of thinking becoming common. I try to tell all my friends that they dont need brokers and that they are paying too much money to invest and blah blah blah. Some people just like to have "a guy" that does stuff for them. Staying the course and investing in low cost no load ...
by simple1
Wed Jul 02, 2008 10:58 pm
Forum: Personal Finance (Not Investing)
Topic: A Scary Reason for the High Price of Oil
Replies: 15
Views: 3406

IMHO

As it was explained to me, and I do not know for sure, nor am I an expert, is that the futures market is being pushed because they see tighter supplies down the road. High demand for oil in the future combined with tighter supply lines equals more money per barrel. I just hope tech, conservation, an...
by simple1
Wed Jul 02, 2008 10:38 pm
Forum: Personal Finance (Not Investing)
Topic: A Scary Reason for the High Price of Oil
Replies: 15
Views: 3406

WOW

:D
by simple1
Fri Jun 27, 2008 7:07 pm
Forum: Investing - Theory, News & General
Topic: Anybody else go to 50% cash a while back
Replies: 51
Views: 9372

Hello

I must say, I put all my money in the TSP G fund at 14000 something and went back in at 12500. I just got lucky I guess. But I have since been back in since April or so. I read an article saying that where most people go wrong is when they dont get back in the market soon enough. I took the advice o...
by simple1
Tue Jun 24, 2008 10:43 pm
Forum: Personal Investments
Topic: Investing for 2025
Replies: 41
Views: 8999

hello

People, people, people, Although our returns may not be as good as in the past is not relevant in comparison with the so called spendthrifts or whatever you call them. If the economy does not produce, but you have saved over the course of your career and lived below your means, then you have nothing...
by simple1
Sat Jun 21, 2008 1:02 am
Forum: Investing - Theory, News & General
Topic: Tales of stock-picking
Replies: 47
Views: 8073

stock picking

Stop picking is fun and simple. I took a thousand dollars of fun money and turned it into $600.00 of fun money. But it was a good learning experience :oops:
by simple1
Tue Jun 17, 2008 1:05 pm
Forum: Investing - Theory, News & General
Topic: Ken French Disdains Active Management
Replies: 22
Views: 3695

Nice story

Of course you need both types of investing. The active management people make lots of bets and move a lot of money around the market. I dont have a crystal ball so I just place my money on a wide swath of the market and then after a year or so I check up on my money and see how it did. Life is good,...
by simple1
Tue Jun 17, 2008 11:25 am
Forum: Investing - Theory, News & General
Topic: ...
Replies: 22
Views: 5609

Good time

I must say I have nothing to complain about as I just started investing after the tech bubble burst. As said earlier, better to get the stocks in a discounted market then at the height of the market.
:D
by simple1
Sun Jun 15, 2008 9:41 pm
Forum: Personal Finance (Not Investing)
Topic: Precautions for internet cafe in a foreign country
Replies: 36
Views: 11661

Dont do It

Dont do it. Dont do it. Dont Do it. It is simply not worth it. I would rather have a family member I trust log on for me and give me the info i need than do that. Even then i would change all log in info the first time I was home. Most people have no idea what can be done with that info. Just google...
by simple1
Fri Jun 13, 2008 12:45 am
Forum: Investing - Theory, News & General
Topic: Need list of bad econ. news for car negotiation
Replies: 40
Views: 5967

Hmmm

toyotagirl wrote: There are waiting lists for the Toyota Prius, Honda Civic, and Ford Escape hybrids, ranging from a few weeks to several months. If I didn't have to buy a car right now, I wouldn't. It's a bad time to be in the market for a fuel-efficient car. Even 10-year-old used fuel-efficient ca...
by simple1
Wed Jun 11, 2008 12:31 am
Forum: Personal Finance (Not Investing)
Topic: Win most accurate caller...........
Replies: 6
Views: 1496

Gas

3.00 DOW 10700
by simple1
Thu Jun 05, 2008 1:49 am
Forum: Personal Finance (Not Investing)
Topic: Identity Theft and LifeLock
Replies: 33
Views: 8422

Hello

Just froze mine 3 months ago with all 3 agencies and the paperwork I have says it is permanent.

Best thing you can do in my opinion.
by simple1
Tue Jun 03, 2008 12:56 am
Forum: Personal Investments
Topic: Those more fortunate
Replies: 69
Views: 13895

My bad

I made the mistake of taking the max loans out even though I could have scraped by for a lot less. It took me years to pay for my mistakes, but I realized them right away and that has made me a better saver. Being under all that debt...... well I don't even want to think about it.
by simple1
Tue Jun 03, 2008 12:27 am
Forum: US Chapters
Topic: minnesota - july-26 mtg - added pictures & agenda
Replies: 16
Views: 6550

Count me in.

Any weekend works for me.