Search found 1024 matches
- Tue May 19, 2009 5:37 pm
- Forum: Investing - Theory, News & General
- Topic: Buffett: the cheaper, the better
- Replies: 32
- Views: 5856
Bear with me as I flesh out this scenario. Let's say you decide that your asset allocation is 60/40. In the long run, this portfolio won't outperform 100% in stocks, but you take the tradeoff for less risk. After a 20% slide in the market, a 60/40 allocation may be too conservative since the market...
- Tue May 19, 2009 5:25 pm
- Forum: Personal Investments
- Topic: What to do with my windfall?
- Replies: 4
- Views: 1197
Re: What to do with my windfall?
I've been contacted by a barrister from Africa who is going to cut me in on a sweet deal that will net me over 1 million bucks... I can't say too much about it because the barrister has told me to keep the details of our transaction secret. Anyway, I'm wondering how I should invest this money. Any ...
- Tue May 19, 2009 2:43 pm
- Forum: Personal Investments
- Topic: Transition from I-Bonds to TIPS
- Replies: 17
- Views: 3286
- Tue May 19, 2009 2:15 pm
- Forum: Personal Investments
- Topic: Taylor, Mel re: VG California Tax-Exempt Money Market
- Replies: 12
- Views: 2900
- Tue May 19, 2009 1:57 pm
- Forum: Personal Investments
- Topic: Where should I put VG's new Int'l Small Cap ETF?
- Replies: 20
- Views: 3377
- Tue May 19, 2009 2:32 am
- Forum: Personal Investments
- Topic: Vanguard GNMA
- Replies: 137
- Views: 50198
- Mon May 18, 2009 10:58 pm
- Forum: Investing - Theory, News & General
- Topic: Bye-Bye To Buy And Hold
- Replies: 91
- Views: 13812
- Mon May 18, 2009 10:45 pm
- Forum: Investing - Theory, News & General
- Topic: zz
- Replies: 179
- Views: 26119
- Mon May 18, 2009 10:10 pm
- Forum: Investing - Theory, News & General
- Topic: Bye-Bye To Buy And Hold
- Replies: 91
- Views: 13812
- Mon May 18, 2009 9:58 pm
- Forum: Personal Investments
- Topic: Fund retirement accounts or emergency fund?
- Replies: 15
- Views: 2350
- Mon May 18, 2009 9:44 pm
- Forum: Personal Investments
- Topic: What is your investment history?
- Replies: 46
- Views: 7694
Re: Not so "Odd."
Hi metabasalt: Since then all I've read here and in writing by John Bogle and others has reaffirmed my belief in the value of an AA plan, index funds, low fees and staying the course. The odd thing is that I didn't come to this understanding until I was 55. A similar experience happened to me. My f...
- Mon May 18, 2009 9:33 pm
- Forum: Investing - Theory, News & General
- Topic: Many Bought Shares High, Sold Low
- Replies: 13
- Views: 3165
Market-timing was never a particularly good idea. Just be lazy, and let your Vanguard funds do their thing. Cash is also good, if in ladders. The SWR of 4% works nicely. Stuff goes up, stuff goes down, stuff goes round and round. If you live long enough, stuff probably goes up. Unless you live in Ja...
- Mon May 18, 2009 9:24 pm
- Forum: Personal Investments
- Topic: Are short term CDs really better?
- Replies: 29
- Views: 5477
- Mon May 18, 2009 5:13 pm
- Forum: Investing - Theory, News & General
- Topic: Buffett: the cheaper, the better
- Replies: 32
- Views: 5856
- Mon May 18, 2009 5:01 pm
- Forum: Personal Finance (Not Investing)
- Topic: Lump sum vs Annuity
- Replies: 11
- Views: 2790
- Mon May 18, 2009 2:20 pm
- Forum: Personal Investments
- Topic: What is your investment history?
- Replies: 46
- Views: 7694
- Mon May 18, 2009 1:52 pm
- Forum: Investing - Theory, News & General
- Topic: How much for retirement - 25 x spending ... and inflation?
- Replies: 31
- Views: 8764
It's all based on mortality. Bozo Thank goodness we will live forever! - Ron Ron, if I made it through the 60s and 70s, I suspect I'll make it through the next ten years. The folks at Social Security assume that much. At least that's what they're basing my monthly check on. The present value of my ...
- Mon May 18, 2009 10:12 am
- Forum: Investing - Theory, News & General
- Topic: How much for retirement - 25 x spending ... and inflation?
- Replies: 31
- Views: 8764
- Sun May 17, 2009 11:45 pm
- Forum: Investing - Theory, News & General
- Topic: Nostalgic 1982 CD (certificate of deposit)
- Replies: 51
- Views: 10219
- Sun May 17, 2009 11:39 pm
- Forum: Personal Investments
- Topic: What is your investment history?
- Replies: 46
- Views: 7694
@Steve: Rancho Mirage is not too shabby. I suppose you guessed right from time-to-time. Bozo Hi Bozo, We guessed right only about what we did: save, live frugally, take advantage of 403b, have one companion for 34 years and who thinks the same, read, controlling debt and spending, learned from this...
- Sun May 17, 2009 11:29 pm
- Forum: Investing - Theory, News & General
- Topic: Nostalgic 1982 CD (certificate of deposit)
- Replies: 51
- Views: 10219
Surprisingly enough, I actually do get discounts on groceries. Lunardi's has that 5% off on Tuesdays and Thursdays. It's amazing, but all us old farts shop those days. We bump into each others carts and compare stuff. It's fun, in a weird sort of way. Bumper cars for the Rossmoor set, so to speak. B...
- Sun May 17, 2009 11:14 pm
- Forum: Investing - Theory, News & General
- Topic: How much for retirement - 25 x spending ... and inflation?
- Replies: 31
- Views: 8764
- Sun May 17, 2009 11:08 pm
- Forum: Investing - Theory, News & General
- Topic: zz
- Replies: 179
- Views: 26119
- Sun May 17, 2009 10:55 pm
- Forum: Investing - Theory, News & General
- Topic: Stress Test: How bad is the recession where you live?
- Replies: 10
- Views: 2184
Re: Stress Test: How bad is the recession where you live?
My wife is totally unaffected by the recession. She keeps Whole Foods afloat single-handedly.mathwhiz wrote:This is a cool interactive map from AP.
http://hosted.ap.org/dynamic/files/spec ... tress_inde
x/index.html?SITE=YAHOO&SECTION=HOME
Bozo
- Sun May 17, 2009 10:47 pm
- Forum: Investing - Theory, News & General
- Topic: zz
- Replies: 179
- Views: 26119
- Sun May 17, 2009 10:07 pm
- Forum: Investing - Theory, News & General
- Topic: Bye-Bye GLD
- Replies: 5
- Views: 1764
- Sun May 17, 2009 9:49 pm
- Forum: Personal Investments
- Topic: What is your investment history?
- Replies: 46
- Views: 7694
I got serious about investing in 1999. That was a bad break for the market, it has yet to recover from the shock waves seemingly created by my attention. :lol: Chas I got serious about investing when I was 8. It's all about being obsessive/compulsive. I'm now 62. Stamps, baseball cards, neckerchief...
- Sun May 17, 2009 9:25 pm
- Forum: Investing - Theory, News & General
- Topic: WP: Bogle - Don't Count on your 401k
- Replies: 47
- Views: 7981
Folks can easily save 15%. Actually, it's not much of a stretch to save 25%. I hear Chinese folks do that routinely. My wife and I did that every year, year-in-year-out, and now it's paying off. And we're not Chinese. I'm a lazy guy. Having cash in the bank helps me be lazy. Lazy, lazy, lazy. Bozo P...
- Sun May 17, 2009 9:16 pm
- Forum: Personal Investments
- Topic: What is your investment history?
- Replies: 46
- Views: 7694
- Sun May 17, 2009 9:07 pm
- Forum: Investing - Theory, News & General
- Topic: "Not A Good Time to Be Middle-Aged"
- Replies: 46
- Views: 7465
@Harold: I don't think we had perverts in Leawood, Kansas, back in the 50's. But, it was a fairly tame suburb. We'd actually walk to the closest movie theater (about 5 miles away) and walk to school through the snow. Now, would I advise our children (who reside in SF, might I add) to let our grand-c...
- Sun May 17, 2009 8:54 pm
- Forum: Investing - Theory, News & General
- Topic: WP: Bogle - Don't Count on your 401k
- Replies: 47
- Views: 7981
- Sun May 17, 2009 8:37 pm
- Forum: Personal Investments
- Topic: What is your investment history?
- Replies: 46
- Views: 7694
- Sun May 17, 2009 8:16 pm
- Forum: Personal Investments
- Topic: Alternative to Pentagon Federal CU
- Replies: 17
- Views: 3796
- Sun May 17, 2009 8:06 pm
- Forum: Personal Investments
- Topic: Are short term CDs really better?
- Replies: 29
- Views: 5477
Amplify is OK, in the ball-park, but just OK. I just got 3.25% on a 2 year at First Republic. No free ball-point pens, mind you. In addition, the rate dropped 20 basis points AS I WAS SITTING THERE opening the CD. No kidding. It's not as if I were buying the friggin' bank. Actually, First Republic i...
- Sun May 17, 2009 7:55 pm
- Forum: Personal Consumer Issues
- Topic: Car dealers - can someone explain?
- Replies: 57
- Views: 11535
- Sun May 17, 2009 7:46 pm
- Forum: Investing - Theory, News & General
- Topic: Cash in Permanent Portfolio?
- Replies: 5
- Views: 1773
Cash (as in a ladder of CDs) is nice for your balanced IRA. Bonds held within a balanced fund (I'm thinking VBIAX, here) also nice. It's hard to argue against cash these days. Or any days, for that matter. The last I checked, you could spend cash at the drug store. Stock certificates, well, they don...
- Sun May 17, 2009 7:36 pm
- Forum: Personal Investments
- Topic: CD with POD beneficiaries = extra FDIC coverage ?
- Replies: 10
- Views: 2567
- Sun May 17, 2009 7:20 pm
- Forum: Investing - Theory, News & General
- Topic: zz
- Replies: 179
- Views: 26119
Folks, the key is to ladder. Don't get madder, just ladder.* Rates are in the tank now, but they'll go up (they can't go down much from here, I think we'd all agree). Short-term bond funds = OK. Short-term individual bonds = OK as well. Short-term CDs = yucky at present, but they'll turn. If you can...
- Sun May 17, 2009 6:53 pm
- Forum: Personal Consumer Issues
- Topic: if you had only 1 magazine on an 8 hr flight...
- Replies: 87
- Views: 13821
The Economist. But you have to start reading at the back, with the weekly Obit. Then work your way through the books you'll never read. Then the top news from Sri Lanka, and the latest gossip from the UK. Then flip to the front, for all the Ads for jobs you'd never qualify for. Well, it's better tha...
- Sun May 17, 2009 6:46 pm
- Forum: Personal Consumer Issues
- Topic: Name your top favorite tv shows
- Replies: 188
- Views: 31810
- Sun May 17, 2009 3:12 pm
- Forum: Investing - Theory, News & General
- Topic: Nostalgic 1982 CD (certificate of deposit)
- Replies: 51
- Views: 10219
- Sun May 17, 2009 3:04 pm
- Forum: Personal Investments
- Topic: Alternative to Pentagon Federal CU
- Replies: 17
- Views: 3796
- Sun May 17, 2009 2:48 pm
- Forum: Personal Consumer Issues
- Topic: Car dealers - can someone explain?
- Replies: 57
- Views: 11535
- Sun May 17, 2009 2:35 pm
- Forum: Personal Finance (Not Investing)
- Topic: What is the next bubble ?
- Replies: 53
- Views: 9809
- Sun May 17, 2009 2:28 pm
- Forum: Investing - Theory, News & General
- Topic: Nostalgic 1982 CD (certificate of deposit)
- Replies: 51
- Views: 10219
- Sun May 17, 2009 2:12 pm
- Forum: Investing - Theory, News & General
- Topic: zz
- Replies: 179
- Views: 26119
- Sun May 17, 2009 1:56 pm
- Forum: Personal Investments
- Topic: What is your investment history?
- Replies: 46
- Views: 7694
- Sun May 17, 2009 1:39 pm
- Forum: Personal Investments
- Topic: CD with POD beneficiaries = extra FDIC coverage ?
- Replies: 10
- Views: 2567
- Sun May 17, 2009 1:17 pm
- Forum: Personal Investments
- Topic: Alternative to Pentagon Federal CU
- Replies: 17
- Views: 3796
- Sun May 17, 2009 10:03 am
- Forum: Personal Investments
- Topic: Alternative to Pentagon Federal CU
- Replies: 17
- Views: 3796