Search found 46 matches

by afatcat
Thu Feb 07, 2019 9:26 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th [2018]
Replies: 1057
Views: 102775

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

So I followed the comments here and requested a transfer from HSA Bank to Fidelity. I had 5K cash in hsa bank and small amount in TD Ameritrade in one ETF. I opened the Fidelity account. I transferred all the cash from hsa bank into TD and sold the one etf( I know that I didn't have to do that). I ...
by afatcat
Sun Feb 03, 2019 10:33 am
Forum: Personal Consumer Issues
Topic: Subwoofer for music recommendations
Replies: 17
Views: 1177

Re: Subwoofer for music recommendations

If your current sub sounds muddy you might try experimenting with placement if you have not already.

https://www.svsound.com/blogs/svs/75365 ... -placement
by afatcat
Thu Jan 17, 2019 8:13 am
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 57120

Re: John Bogle has died at age 89

Thank you so much Mr. Bogle. RIP
by afatcat
Fri Jan 11, 2019 9:14 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th [2018]
Replies: 1057
Views: 102775

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Just a quick post with my experience. TDA charged me $50 to transfer (all cash) to Fidelity. Today Fidelity informed me their updated instructions are that they do NOT reimburse that fee. Even though I had it in writing that it would be reimbursed, I'm out of luck. I'm not going to get my nose out ...
by afatcat
Fri Dec 28, 2018 8:31 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th [2018]
Replies: 1057
Views: 102775

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

My transfer from TDA to Fidelity was completed on 12/26, which fell between the ex date and payment date for my etf dividends. I'm hoping they will get swept in to Fido automatically. I had planned to close my HSA Bank acct before the new year to avoid the next month's fees but maybe I should wait u...
by afatcat
Thu Dec 20, 2018 10:57 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th [2018]
Replies: 1057
Views: 102775

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

JustinR wrote:
Wed Dec 19, 2018 11:00 pm
Is it normal for Fidelity's transfer tracker to be stuck at "Submitted" for several days?
Mine was stuck like that for almost a week until I sent a secure message asking about the status. I got a reply the next day and things started moving.
by afatcat
Mon Dec 17, 2018 10:31 am
Forum: Investing - Theory, News & General
Topic: Rumor mill - Fidelity starting individual HSA's Nov. 15th [2018]
Replies: 1057
Views: 102775

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

I'm moving from HSA Bank/TDA to Fidelity, do I need to contact either firm to let them know? I've seen a "letter of release" mentioned a couple times here. I moved all cash from HSA Bank to TDA, and submitted the online transfer request from the Fidelity website on 12/12 and have yet to see any upda...
by afatcat
Thu Jul 05, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: Rodents ate my car!
Replies: 80
Views: 10184

Re: Rodents ate my car!

Rodents love my Subaru. I've had a squirrel pack the engine compartment with straw, a mouse nest in the engine air filter box, and twice had a mouse nest on top of the cabin air filter in my Subaru. The filter got soaked with urine so the smell coming from the vents was the sign of trouble. I covere...
by afatcat
Wed May 23, 2018 8:37 am
Forum: Investing - Theory, News & General
Topic: Why is Vanguard switching all accounts to brokerage accounts?
Replies: 91
Views: 23694

Re: Why is Vanguard switching all accounts to brokerage accounts?

I had the conversion notice this morning...but I already converted a few years back and am all on brokerage now. I assume it is an error and they don't want me to convert again. I will ask them if the message does not go away in the next few days.
by afatcat
Wed May 02, 2018 8:42 am
Forum: Personal Finance (Not Investing)
Topic: Ally asking CURRENT customer to provide SSN card?
Replies: 58
Views: 6178

Re: Ally asking CURRENT customer to provide SSN card?

This sounds like they are following the "know your customer" rules from the Patriot Act. A few years ago I ran into this when upgrading my accounts to brokerage at Vanguard. They wanted SS card and driver's licence. I sent them in and all was fine. Not sure if the verification request is random or i...
by afatcat
Fri Mar 02, 2018 9:58 am
Forum: Investing - Theory, News & General
Topic: Didn't get alerts from Vanguard
Replies: 14
Views: 2536

Re: Didn't get alerts from Vanguard

Maybe it's related to the website changes over the last couple days? I noticed on Wed they had old overview page. When I logged in this morning they had expanded the recent new overview format to other pages. Maybe the alerts were broken temporarily.
by afatcat
Wed Feb 14, 2018 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Replacement for Google Finance price quote function
Replies: 120
Views: 29545

Re: Replacement for Google Finance price quote function

If you use multiple values from the same imported table, one way to reduce the web calls might be to import the table to a separate page and pick the values you want from the individual table cells on that page. To import table to separate page: =IMPORTHTML("http://quotes.wsj.com/mutualfund/"&A1&"?m...
by afatcat
Mon Feb 12, 2018 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Replacement for Google Finance price quote function
Replies: 120
Views: 29545

Re: Replacement for Google Finance price quote function

munemaker you could also use the method jasg mentioned above using &A1&.
by afatcat
Fri Feb 09, 2018 4:03 pm
Forum: Forum Issues and Administration
Topic: Black Theme for Site?
Replies: 38
Views: 6314

Re: Black Theme for Site?

If using a Chromebook (Chrome browser might have it too) you could try "high contrast mode" under accessibility.
by afatcat
Sat Feb 03, 2018 7:08 pm
Forum: Personal Finance (Not Investing)
Topic: Replacement for Google Finance price quote function
Replies: 120
Views: 29545

Re: Replacement for Google Finance price quote function

Thanks for this. I was missing getting the nightly updates after they went away.
by afatcat
Sun Jan 21, 2018 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Account Fraud
Replies: 20
Views: 3387

Re: Account Fraud

I use a Chromebook to access my account, so can't run antivirus/antispyware as they specify. I've wondered if they could use that technicality as a way to get out of paying a reimbursement, even though a Chromebook is arguably more secure than a PC as CB's are inherently antivirus/antispyware. I hop...
by afatcat
Mon Jan 15, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: Recommend an A.C. powered auto tire inflator
Replies: 43
Views: 4087

Re: Recommend an A.C. powered auto tire inflator

I recently got a Bonaire 120B AC inflator from Walmart for under $25. It's been great so far. Quiet and much faster than my old 12v pump. The instructions say to let it cool down after 3 mins of operation, but that's not much of an issue if just topping up tires, which it does quickly.
by afatcat
Fri Jan 05, 2018 6:13 pm
Forum: Personal Consumer Issues
Topic: How to browse specifically for homes with "mother-in-law suite"?
Replies: 29
Views: 6418

Re: How to browse specifically for homes with "mother-in-law suite"?

You could try using a keyword search, Zillow allows this under the "more" tab.
by afatcat
Sun Dec 24, 2017 9:38 am
Forum: Investing - Theory, News & General
Topic: Do any of you follow Bob Brinker?
Replies: 65
Views: 15841

Re: Do any of you follow Bob Brinker?

I credit him with getting me headed down the Boglehead path way back in the late 90's/early 2000's. I read "Common Sense on Mutual Funds" on his recommendation and never looked back. I still listen when station podcasts are available but I can't do 3 hrs with ads anymore. 2-2.5x speed and skipping a...
by afatcat
Wed Nov 01, 2017 7:10 am
Forum: Personal Consumer Issues
Topic: Retirees: which websites do you spend the most time on?
Replies: 33
Views: 7237

Re: Retirees: which websites do you spend the most time on?

I use feedly.com to pull in rss feeds from numerous websites- news, blogs, forums. It makes for a very efficient way to see what's happening on all the sites.
by afatcat
Sat Feb 18, 2017 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Service problems in the news
Replies: 24
Views: 4291

Re: Vanguard Service problems in the news

I'm not too worried about the current service issues at VG, they apparently recognize them and are taking steps to improve. If Fido or TDA had the inflows that VG has, I'm sure service would degrade there as well. Though I can understand the frustration if someone if someone is caught in the wash at...
by afatcat
Wed Jun 22, 2016 8:43 am
Forum: Personal Consumer Issues
Topic: Headphones, consumerism, and escalation of "needs"
Replies: 55
Views: 7485

Re: Headphones, consumerism, and escalation of "needs"

As good as they sound, be very careful with the volume. After 6 months with my rig, (Musical Fidelity V-DAC,V-CAN, AKG 702's) I noticed my ears ringing. I thought I was being careful enough, and there were surely other contributing factors but I suspect those 6 mos pushed my ears over the edge and t...
by afatcat
Sun May 15, 2016 8:39 am
Forum: Personal Consumer Issues
Topic: Electric toothbrushes and Irrigators
Replies: 7
Views: 1260

Re: Electric toothbrushes and Irrigators

I've been using the same sonicare e-series for over 5 years now. I charge, then unplug it and let the batt run out as I use it to reduce the nimh battery memory issues. I still get maybe a week out of a charge where maybe I got 2 weeks when it was new. I also have a "Toiletree" irrigator I got off A...
by afatcat
Fri May 13, 2016 6:07 am
Forum: Personal Consumer Issues
Topic: Need barest, skeleton, almost non-existent cell plan.
Replies: 22
Views: 2518

Re: Need barest, skeleton, almost non-existent cell plan.

Also take a look at Republic Wireless.
by afatcat
Mon Apr 25, 2016 6:58 am
Forum: Personal Consumer Issues
Topic: Pros/Cons of Condo Living?
Replies: 83
Views: 11820

Re: Pros/Cons of Condo Living?

Get a top unit if you can, unless the building is rock solid. Having a stomper and/or running kid above you in a poorly sound insulated building is no way to live. It's like having someone randomly come up behind you and slap you in the head in your own home. I had to sell a unit I was otherwise hap...
by afatcat
Sun Mar 27, 2016 1:13 pm
Forum: Personal Investments
Topic: leaving vanguard due to math errors / poor customer service?
Replies: 107
Views: 17222

Re: leaving vanguard due to math errors / poor customer service?

It appears to be showing roughly the same % gain as the rest of the holding, so maybe it's calculating as if it were avg cost? Just a guess. It says spec id there so it's not correct in that regard anyway.
by afatcat
Sat Mar 26, 2016 12:30 pm
Forum: Investing - Theory, News & General
Topic: Dave Ramsey's Investing Advice or: A Chris Hogan: America's Voice on Retirement Story
Replies: 55
Views: 25305

Re: Dave Ramsey's Investing Advice or: A Chris Hogan: America's Voice on Retirement Story

I just listened to a caller this week ask why would he want to invest through a broker with a 5.75% load and 1% expense ratio since he'd have to make almost 7% just to break even. Of course Dave brushed it off as too small to worry about, industry standard and you get the great benefit of having so...
by afatcat
Sat Mar 26, 2016 9:04 am
Forum: Investing - Theory, News & General
Topic: Dave Ramsey's Investing Advice or: A Chris Hogan: America's Voice on Retirement Story
Replies: 55
Views: 25305

Re: Dave Ramsey's Investing Advice or: A Chris Hogan: America's Voice on Retirement Story

I bought the Chris Hogan book, mostly because I thought there would be some new fresh advice. Wrong. A blander rewording of Dave's book. Yes, the "Dave Ramsey PERSONALITIES" truly are DAVE RAMSEY personalities. Amazing how there are zero disagreements even on relatively controversial points. I'm su...
by afatcat
Thu Mar 17, 2016 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Recommend a personal finance talk radio show.
Replies: 38
Views: 5701

Re: Recommend a personal finance talk radio show.

These days Bob Brinker is doing more and more taped call mashup shows. But I credit him with getting me on the investing/Bogle path almost 20 years ago. If you just want to know what he said during a live show check out http://honeysbobbrinkerbeehivebuzz3.blogspot.com/ . She does a good summary afte...
by afatcat
Mon Mar 07, 2016 8:40 am
Forum: Personal Consumer Issues
Topic: Instant pot pressure cooker
Replies: 50
Views: 7589

Re: Instant pot pressure cooker

You may want to consider a stove top model as well unless you really want the automation. I like the simplicity of them, no element or circuitry to worry about. I've been using a Fagor duo for over a year and can recommend. Regardless, I'd say try to get stainless so you don't have issues with the n...
by afatcat
Thu Feb 25, 2016 9:50 am
Forum: Personal Finance (Not Investing)
Topic: Bank Accounts
Replies: 66
Views: 8350

Re: Bank Accounts

Wife and I both have savings and checking accounts at our credit union plus a joint savings and checking account at the credit union. We decided early in our marriage that two people writing checks from the same account, one being anal about keeping an accurate check register, and one not so caring...
by afatcat
Mon Feb 22, 2016 12:11 pm
Forum: Investing - Theory, News & General
Topic: "restricted and purged" aka my VG Brokerage experience
Replies: 56
Views: 9628

Re: "restricted and purged" aka my VG Brokerage experience

With regards to VG's statement reporting, I suspect it could be for cost efficiency reasons. If they report brokerage transactions in a given month statement and then again in the quarterly or y/e statement, it would be duplicative to a degree and could add quite a bit of statement printing and post...
by afatcat
Mon Jan 25, 2016 6:29 am
Forum: Personal Consumer Issues
Topic: Odd Ball Vanguard Mail Message
Replies: 14
Views: 2847

Re: Odd Ball Vanguard Mail Message

I got that letter after I changed my password last month. I thought it was odd wording since my access had not been disabled but maybe they use the same letter as when someone forgets their password and locks it up. It is strange if nothing had been done with your access recently - I would certainly...
by afatcat
Fri Jan 22, 2016 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Brick and Mortar Bank in Massachusetts?
Replies: 31
Views: 2715

Re: Brick and Mortar Bank in Massachusetts?

I've been at Citizens for 15 years now and no issues, never had a reason to leave. They've done a couple of free notaries for me. It is handy having the branches all around and the online bill pay and mobile deposit have worked well for me. I have the Green checking which requires a $1500 ADB to avo...
by afatcat
Thu Jan 14, 2016 10:43 am
Forum: Personal Consumer Issues
Topic: Safety of Windows Defender
Replies: 34
Views: 3883

Re: Safety of Windows Defender

I've been using a Chromebook since last September and it has replaced my Windows laptop for 99% of my computing. Since there is no underlying OS to attack it is much more secure and the Chrome OS (the browser) is loaded using a verified boot process. Worth taking a look at something like the Toshiba...
by afatcat
Sun Jan 10, 2016 9:25 am
Forum: Personal Consumer Issues
Topic: Hang in there!
Replies: 8
Views: 1624

Re: Hang in there!

I'm using this opportunity to change out of my VYM back to VTSAX with less cap gain. Larry Swedroe's recent post on dividends convinced me to stick with a total return approach.
by afatcat
Tue Dec 08, 2015 7:59 pm
Forum: Investing - Theory, News & General
Topic: Money for the Rest of Us
Replies: 7
Views: 2378

Re: Money for the Rest of Us

He does take tangents but they usually tie back to investing somehow. He has mentioned low cost indexing and I think he said he does some himself.
by afatcat
Tue Dec 08, 2015 2:04 pm
Forum: Personal Consumer Issues
Topic: [Vanguard Online Access Problems]
Replies: 113
Views: 6971

Re: Are you able to login to Vanguard this morning?

Chuck wrote:I log on once a year to contribute to my Roth IRA.
You might want to check more often, one of the conditions for having money restored in the case of fraud is to check your account regularly.

https://personal.vanguard.com/us/help/S ... ontent.jsp
by afatcat
Fri Oct 23, 2015 7:52 pm
Forum: Personal Investments
Topic: Converted to brokerage accts at VG, now I need to verify my identity
Replies: 5
Views: 1104

Re: Converted to brokerage accts at VG, now I need to verify my identity

Thanks, that explains it. My credit is frozen at the 3 bureaus.
by afatcat
Fri Oct 23, 2015 4:12 pm
Forum: Personal Investments
Topic: Converted to brokerage accts at VG, now I need to verify my identity
Replies: 5
Views: 1104

Converted to brokerage accts at VG, now I need to verify my identity

Hi Bogleheads - has anyone else had this happen? Last week I converted my taxable, trad ira, and Roth to the new brokerage structure at Vanguard. I just received a request from VG in the mail to send in identity verification- SSN card, drivers lic, etc. Seems odd since I've been there many years. I ...
by afatcat
Fri Oct 09, 2015 8:15 am
Forum: Personal Consumer Issues
Topic: Toshiba Chromebook 2 (2015) model available
Replies: 28
Views: 4990

Re: Toshiba Chromebook 2 (2015) model available

I've had the CB35-3400 for a couple months now and have been very happy. I use it about 98% of the time over my Win7 laptop. No performance or operational complaints. I did find I need to set 125% zoom as the default in order to read text as the res is so high. And the security of Chrome OS over a f...
by afatcat
Fri Oct 02, 2015 1:02 pm
Forum: Personal Investments
Topic: How much of a $1 million windfall to use to buy a home?
Replies: 26
Views: 4516

Re: How much of a $1 million windfall to use to buy a home?

Since it was a gift from your parents, presumably to you, you may want to consider keeping it in your name which would be easy enough to do with an account, maybe less so if using it to buy a house with the spouse. As I understand, money that's kept in your name is more likely to stay yours after a ...
by afatcat
Tue May 05, 2015 7:05 pm
Forum: Personal Investments
Topic: How do you access Vanguard account?
Replies: 13
Views: 2238

Re: How do you access Vanguard account?

I either use the Android app or login from a Linux live cd running on my laptop. Although I try to run a clean machine Windows wise, you never know what could be lurking.
by afatcat
Mon Apr 06, 2015 2:07 pm
Forum: Personal Investments
Topic: Real estate and reits
Replies: 22
Views: 3472

Re: Real estate and reits

I would like to get back into VGSLX at some point, but am holding off due to what I have heard (and experienced during the taper tantrum) regarding their interest rate risk.
by afatcat
Sat Mar 28, 2015 3:43 pm
Forum: Personal Finance (Not Investing)
Topic: How to report HSA contributions (form 8889) from W2?
Replies: 3
Views: 609

Re: How to report HSA contributions (form 8889) from W2?

Looking at a past return I did with TaxAct, it put the full W (from W2) amount on line 9 and left 2 blank. I think line 2 is for contributions made directly by you to the HSA, which I had not done that year.