Search found 872 matches

by angelescrest
Wed Nov 22, 2017 7:35 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

I should add that I really appreciate the safety features now common on most new cars. Probably the most useful day to day is the backup warning feature that can see crossing traffic as you try to back out of a space. It also picks up pedestrians that might be walking in your potential path, especi...
by angelescrest
Wed Nov 22, 2017 7:33 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

My Outback was a 2014 so the newer ones may be higher. However, from riding in a friend's new Outback, I'd say it is still a car you need to stand up from. And squat to get into. All I know is that every day I'm so happy to simply step out of my current vehicle - no need to stand up to get out or s...
by angelescrest
Wed Nov 22, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

I bought an Outback a couple of years ago mainly starting with trying find a vehicle one can see out of with some minimal ease. I find that car to be a very good height for ingress/egress, neither too low as with a typical sedan nor too high as with many large SUVs. Seating comfort in the Outback h...
by angelescrest
Wed Nov 22, 2017 11:17 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

an uber so they don't kill us on the road - LOL. Who, the Uber driver? Your comments are telling. Seniors are some of the safest drivers, and chances are they are safer drivers than you. http://seniordriving.aaa.com/resources-family-friends/conversations-about-driving/facts-research/ https://www.co...
by angelescrest
Tue Nov 21, 2017 10:38 pm
Forum: Personal Consumer Issues
Topic: Drive it till it dies. It died.
Replies: 54
Views: 5874

Re: Drive it till it dies. It died.

Why on earth would you buy another Murano given this lack of reliability? Exactly! Come on, people. The OP's experience is anecdotal and doesn't apply to the purchase of another Murano except as one data point in the vast number of Murano owners. You might as well ask why anyone on the entire earth...
by angelescrest
Tue Nov 21, 2017 10:35 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

Do not get an Outback if she likes to sit high. Outbacks are not easy to get in out for old folks, especially tall ones. DAMHIKT. Forester might be a better choice and also cheaper. There is definitely a learning curve with today's new vehicles. What is your opinion based on? I sit medium high (hig...
by angelescrest
Tue Nov 21, 2017 3:08 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

So I'm not sure what the question is. The question is: Are there factors should we consider in purchasing a vehicle for a senior driver, and if so, what are they? Everybody has preferences and needs, and I'd like to know if seniors can give us input that we have not thought of. Several points I'm g...
by angelescrest
Tue Nov 21, 2017 8:38 am
Forum: Personal Consumer Issues
Topic: Drive it till it dies. It died.
Replies: 54
Views: 5874

Re: Drive it till it dies. It died.

Why on earth would you buy another Murano given this lack of reliability? Exactly! Come on, people. The OP's experience is anecdotal and doesn't apply to the purchase of another Murano except as one data point in the vast number of Murano owners. You might as well ask why anyone on the entire earth...
by angelescrest
Mon Nov 20, 2017 11:38 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

Do not get an Outback if she likes to sit high. Outbacks are not easy to get in out for old folks, especially tall ones. DAMHIKT. Forester might be a better choice and also cheaper. There is definitely a learning curve with today's new vehicles. What a great article, thank you! And for the tips on ...
by angelescrest
Mon Nov 20, 2017 11:34 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

Uber Lyft taxi This is the right answer. If someone has problems driving, a new car is not the fix. Nope, you’re wrong. You clearly didn’t read the original post, or you don’t know what ageism is. I intentionally didn’t imply fault in my post as it’s beside the point of choosing a vehicle. Would yo...
by angelescrest
Mon Nov 20, 2017 11:58 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

So my advice is, when replacing a car for an older senior citizen, consider how difficult it will be for them to learn to drive a modern car and try to find one that's similar to the one they're used to operating. It's a real problem because at that age you want them to have a car that has all the ...
by angelescrest
Mon Nov 20, 2017 11:35 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

more importantly than the brand you end up with, the level of safety features and the visibility (can only really learn by test drive) is more important. i believe Toyota now puts the new safety tech as standard and most car companies are putting it in lower trims (not just the premium trim levels)...
by angelescrest
Mon Nov 20, 2017 11:31 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Re: Best vehicle for seniors?

My 70+ year old mother just bought a bright white Toyota Rav4. She likes the height (easy to get in and out -- a sedan was a no-go for her given her bad back and knees), how well she can see out of it, and how well others can see it (it's VERY bright white). She was also recently hit by another dri...
by angelescrest
Mon Nov 20, 2017 11:18 am
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 59
Views: 3484

Best vehicle for seniors?

My recently retired mother was in a car accident the other day. Fortunately she and the other driver were fine. She was making a left turn onto a busy road when an oncoming car from the left struck the left rear of her vehicle. She's a careful driver, but of course we worry as she gets older. She dr...
by angelescrest
Sun Nov 19, 2017 9:29 am
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 102
Views: 10674

Re: The valet smashed my Tesla into a brick wall!

Archimedes wrote:
Sun Nov 19, 2017 8:06 am
I have more than I will ever need.
The Tesla forum will give you sympathy as that’s a major bummer indeed. But here, it’s not so big a deal—you have more than you need, and you already chose to buy a car that would depreciate rapidly compared to the Hondas you used to drive.
by angelescrest
Fri Nov 17, 2017 7:35 pm
Forum: Personal Consumer Issues
Topic: Replace TVs with Smart Tvs or not?
Replies: 44
Views: 3137

Re: Replace TVs with Smart Tvs or not?

The notion of smart tv has essentially died, and it has been replaced by the home media hubs represented by google, Apple, Roku, and others. You’d be wasting your money to upgrade. Btw, plasma is still fantastic technology, which mainly lost out to the convenience of LCD. Buy an Apple TV or somethin...
by angelescrest
Thu Nov 16, 2017 7:13 am
Forum: Investing - Help with Personal Investments
Topic: Solo 401k and 403b
Replies: 8
Views: 558

Re: Solo 401k and 403b

A one-participant 401k allows you to make the largest contribution on a given amount of net self-employment earnings. You can contribute to both plans, but there are two contribution limits For 2017 there is an $18K employee deferral limit between all qualified plans combined. For 2017 there is a $...
by angelescrest
Wed Nov 15, 2017 11:00 pm
Forum: Investing - Help with Personal Investments
Topic: Solo 401k and 403b
Replies: 8
Views: 558

Solo 401k and 403b

For 2017 tax year, we'll be MFJ, and the income will be some $85,000. I'll have put in maybe $6,000 in 403(b) contributions through my employer's retirement plan, which doesn't have the best options. We maxed out Roth IRAs. I made $30,000+ freelance income, and am now considering a solo 401k to redu...
by angelescrest
Wed Nov 15, 2017 7:15 am
Forum: Investing - Theory, News & General
Topic: Jim Cramer doesn’t beat the market
Replies: 81
Views: 11248

Re: Jim Cramer doesn’t beat the market

I think it's very important to establish that Cramer hasn't been beating the market. The article doesn't address the question of risk, which is also important because even if he were beating the market it wouldn't mean much if he were doing it by taking more risk. Conversely, the underperformance m...
by angelescrest
Tue Nov 14, 2017 7:10 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2120

Re: IPHONE 8, X

Not really sure why anyone would get an 8 over an X. If you want something cheaper than the X, get a 7/7+, which is about the same as an 8/8+, but significantly less expensive. If you want the latest technology, pay a bit more and get the X rather than pay a bit less to get essentially the same pho...
by angelescrest
Tue Nov 14, 2017 7:08 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2120

Re: IPHONE 8, X

LadyGeek wrote:
Mon Nov 13, 2017 11:01 pm
HerbRight wrote:
Mon Nov 13, 2017 2:29 pm
hi, is the iPhone X worth the $$$ or the 8 is good enough??
To keep this actionable, are you looking to buy an iPhone 8 or X?
Was wondering the same thing.
by angelescrest
Mon Nov 13, 2017 3:37 pm
Forum: Personal Consumer Issues
Topic: Iphone 4
Replies: 37
Views: 2016

Re: Iphone 4

All cars do the same basic thing, some just do it better than others. Smartphones are similar, although in terms of software and performance the 8 is light years ahead of the 4. If you’re not using apps like I do, you’re not missing out. The camera in the X is so good I would have upgraded for that ...
by angelescrest
Mon Nov 13, 2017 3:34 pm
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2120

Re: IPHONE 8, X

HerbRight wrote:
Mon Nov 13, 2017 2:29 pm
hi, is the iPhone X worth the $$$ or the 8 is good enough??
You must provide more information, as it depends on what you’re interested in. There are a lot of reviews comparing the two if you want a fully featured analysis.
by angelescrest
Sun Nov 12, 2017 3:32 pm
Forum: Personal Consumer Issues
Topic: iPhone X - Any deals available?
Replies: 3
Views: 602

Re: iPhone X - Any deals available?

You missed yesterday a Sam’s Club deal where you would get free activation and a $250 gift card. Amazing deal for something so new if you shop there, which I don’t.
by angelescrest
Sun Nov 12, 2017 3:22 pm
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 140
Views: 9005

Re: Thoughts about wearing a "uniform"/same thing everyday?

I’m reading here some folks describing the use of having a uniform is really to reduce the decisions you need to make and focus on what matters. I look at it differently. Getting ready in the morning, including washing up, helps me prepare and concentrate on what I am going to accomplish that day. ...
by angelescrest
Sun Nov 12, 2017 9:44 am
Forum: Investing - Theory, News & General
Topic: The average American retiree household
Replies: 57
Views: 10736

Re: The average American retiree household

Yes, my research indicates that $150,000 in "home equity" and $100,000 in investable assets is about right for the average person getting ready to retire. If I were in that situation, I would sell my house and buy an annuity with most of the $250,000 total, then live in a rental. For two 65-year-ol...
by angelescrest
Sun Nov 12, 2017 9:27 am
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 140
Views: 9005

Re: Thoughts about wearing a "uniform"/same thing everyday?

It’s helpful to know what industry you work in, as the tech CFO indicated. Looks like many here are posting from medical and tech industries. I’ve worked in several different industries, and my wardrobe varied significantly depending which. I work with a lot from the creative class now, and it’s not...
by angelescrest
Sun Nov 12, 2017 8:07 am
Forum: Investing - Theory, News & General
Topic: The average American retiree household
Replies: 57
Views: 10736

Re: The average American retiree household

Yes, my research indicates that $150,000 in "home equity" and $100,000 in investable assets is about right for the average person getting ready to retire. If I were in that situation, I would sell my house and buy an annuity with most of the $250,000 total, then live in a rental. For two 65-year-ol...
by angelescrest
Sat Nov 11, 2017 9:53 pm
Forum: Investing - Theory, News & General
Topic: Retirees: I got this!!
Replies: 82
Views: 9671

Re: Retirees: I got this!!

I’m hearing about lots of stress. More or less stress than the worst stress you had during your career jobs?
by angelescrest
Fri Nov 10, 2017 5:31 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

I will probably keep it. I'm getting used to it. I like everything about it, except I miss the half inch (or so) of screen width. It's still harder to read on vs my old 7Plus. That being said, it's easier, because it's physically smaller, to flip into landscape mode...so I'm reading that way, which...
by angelescrest
Fri Nov 10, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

I will probably keep it. I'm getting used to it. I like everything about it, except I miss the half inch (or so) of screen width. It's still harder to read on vs my old 7Plus. That being said, it's easier, because it's physically smaller, to flip into landscape mode...so I'm reading that way, which...
by angelescrest
Fri Nov 10, 2017 5:07 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

DxOMark rates the camera a 97: https://www.dxomark.com/apple-iphone-x-top-performer-stills/ I’ve never cared about DxOMark scores. Here is a review that largely mirrors my thoughts on the camera—a key reason I upgraded. As expensive as the phone is, I am going to save money by getting rid of my sem...
by angelescrest
Fri Nov 10, 2017 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Previous Salary Question for Singapore Job
Replies: 0
Views: 187

Previous Salary Question for Singapore Job

I found a job in Singapore that looks really appealing to me. On the application, they ask for "Present Annual Base Salary", and later in the application, before my signature, it says "I declare that all the particulars given in this form and attached curriculum vitae are true to the best of my know...
by angelescrest
Wed Nov 08, 2017 7:05 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

DxOMark rates the camera a 97: https://www.dxomark.com/apple-iphone-x-top-performer-stills/ I’ve never cared about DxOMark scores. Here is a review that largely mirrors my thoughts on the camera—a key reason I upgraded. As expensive as the phone is, I am going to save money by getting rid of my sem...
by angelescrest
Sun Nov 05, 2017 10:55 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

bostondan wrote:
Sun Nov 05, 2017 10:12 am
In the second year of ownership I rely on Amex extended warranty. It has worked extremely well the one time the battery gave out. Amex refunded the entire price of the phone. I don’t really understand why they did that, but I didn’t complain.
I bought with an AmEx, how does this work?
by angelescrest
Sun Nov 05, 2017 8:41 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

I don’t enjoy giving these guys more views, but this drop test gives you some idea of how it might hold up on impact on a smooth concrete floor.
https://youtu.be/8vHCBwJVeO4
by angelescrest
Sun Nov 05, 2017 8:03 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

Current owners, what case and screen protector did you select? I usually don’t spring for the insurance, but those screen repair prices are scary. SquareTrade is $129 ($119 per phone if you enroll two phones, and additional discounts for more phones), so $70 cheaper than AppleCare+. But they reimbu...
by angelescrest
Sat Nov 04, 2017 11:14 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

...I really like the Touch ID. It wasn't broken or in need of replacing. Should be an option on the back of the phone IMHO. I felt the same way, and thought FaceID would be some oddball solution just to get the screen bigger. And of course the rumors that Apple did this cuz they failed at the under...
by angelescrest
Sat Nov 04, 2017 7:12 pm
Forum: Investing - Help with Personal Investments
Topic: Children's money?
Replies: 26
Views: 2729

Re: Children's money?

I’m also interested to see what best practice may be. We don’t have thousands but hundreds, sitting in their “piggy banks”. Has to go somewhere else.
by angelescrest
Sat Nov 04, 2017 5:41 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

https://s1.postimg.org/9sn4sn0627/Iphon ... risons.jpg OK! Here is my real world photo. X is smaller than Plus. TomatoTomahto states it more kindly, but this is very misleading if you’re talking about screen size specifically. In fact I question why you decided to show an image from an app that isn...
by angelescrest
Sat Nov 04, 2017 5:29 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

OK, for those of you who have it. What about the "notch"? Does it stand out as an annoying punt/compromise? Or does it blend with the rest of the display? For me, I don’t even view it as a notch. Meaning, I could see if I had a smaller screen, or at least a screen that wasn’t as tall, and there was...
by angelescrest
Sat Nov 04, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

I really like Touch ID. They needed to find a way to implement touch ID into the touch screen interface. I'm not sold on Face ID as an adequate replacement. There are times when it's inconvenient or downright dangerous for me to use that method of activation. Trying to quickly glance at an incoming...
by angelescrest
Sat Nov 04, 2017 8:14 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

I am impressed with mine, more than I expected. But, it’s just a phone, it’s not going to change your life. Lol. It changed the life of a lot of people at Apple. My comment was directed at the op, but I won’t dispute that! Hopefully those Apple employees with stock options are reading our forum.
by angelescrest
Sat Nov 04, 2017 8:13 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

The Apple website illustrations clearly show that the iPhone X is smaller than an iPhone 8 Plus. Checking the specs on the Apple web site, the overall size of the X is indeed smaller (the 8 Plus is 6.24" x 3.07", the X is 5.65" x 2.79"). The Apple site quotes the following specifications for screen...
by angelescrest
Sat Nov 04, 2017 6:56 am
Forum: Investing - Help with Personal Investments
Topic: How has your AA philosophy changed over the years?
Replies: 45
Views: 3624

Re: How has your AA philosophy changed over the years?

Sheepdog wrote:
Fri Nov 03, 2017 10:13 pm
Hevensky wrote:
Fri Nov 03, 2017 3:54 pm
Taylor, what a nice note. You made my day. Thank you.

Harold Evensky
Welcome, Mr. Evensky. That was a nice first post to thank our wonderful mentor.
Indeed, beautiful story by Taylor and what a lovely way for the gentleman to join in response. Welcome to the forum!
by angelescrest
Sat Nov 04, 2017 6:51 am
Forum: Investing - Theory, News & General
Topic: Dave Ramsey sounded like a Boglehead today (Nov 2 2017)
Replies: 33
Views: 5514

Re: Dave Ramsey sounded like a Boglehead today (Nov 2 2017)

I'm surprised and don't understand why he's not a total Boglehead on the investing side. The three-fund portfolio is hardly rocket science (one of its virtues), and to borrow Larry Swedroe's meme about factors, it's "persistent, pervasive, robust, investable and intuitive." So c'mon Dave - when are...
by angelescrest
Sat Nov 04, 2017 6:45 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

I read that the narrower aspect ratio, or skinnier shape, would make using the phone with one hand easier. It is of interest to me since I’ve had a model 6 regular, and am not sure that I want to go all the way to an 8+ size. But, the extra cost, absence of a physical home button, facial recognitio...
by angelescrest
Sat Nov 04, 2017 6:33 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

When I looked at this link, the display of the X is larger than the 7 Plus: https://www.apple.com/iphone/compare/ iPhone X: How to view your battery percentage: https://www.cnet.com/how-to/iphone-x-how-to-view-your-battery-percentage/ I saw that size link too. But I’m telling you it’s just false. I...
by angelescrest
Sat Nov 04, 2017 6:32 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11073

Re: Got an iPhoneX

I am impressed with mine, more than I expected. But, it’s just a phone, it’s not going to change your life. Great but none of my questions were answered. You had real questions? I don’t know how to answer “Is there something wrong with me?” The screen is bigger than all previous iPhones, and all th...