Search found 735 matches

by angelescrest
Tue Jan 10, 2017 8:41 pm
Forum: Investing - Theory, News & General
Topic: How Bad was 2008, really?
Replies: 187
Views: 11538

Re: How Bad was 2008, really?

... snip...but for me the real fear would be the fear of stocks going down for like...decades. What is so scary about a 2 year blip? You hit the nail on the head. At the market low on March 9, 2009 the S&P 500 had declined 56.8% from the high on October 9, 2007 (dividends excluded). On March 9,...
by angelescrest
Mon Jan 09, 2017 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Is CreditKarma legit?
Replies: 11
Views: 1363

Re: Is CreditKarma legit?

I really enjoy credit karma. They're not pushy but softly remind me every month to click one button to monitor my credit. Very, very convenient. I saw their tax offer but haven't given it a shot--I would do so if my taxes were simple.
by angelescrest
Mon Jan 09, 2017 4:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 100
Views: 13094

Re: Sad News About a Respected Forum Member

Indeed, I got some invaluable feedback about a major annuity deal our family was wrestling with. See you on the other side, good man.
by angelescrest
Sun Jan 08, 2017 10:35 pm
Forum: Personal Finance (Not Investing)
Topic: Intuit Quickbooks for Mac
Replies: 11
Views: 1233

Re: Intuit Quickbooks for Mac

Well, I just upgraded to Sierra and my 2010 QB for Mac isn't working anymore. I do very, very basic accounting for my freelance business, mostly write invoices, note my expenses and occasionally pay other freelancers. Mostly this is to help me with taxes and keep some basic records. I'm dubious abou...
by angelescrest
Sun Jan 08, 2017 10:28 pm
Forum: Personal Consumer Issues
Topic: Which car paint option Maaco
Replies: 40
Views: 3280

Re: Which car paint option Maaco

Goal33 wrote:Your car is a beater. You need to embrace it's character or move on to a new vehicle.

Lol it's all in the eyes of the beholder. Sounds like he likes his car, so more power to the OP.
by angelescrest
Sun Jan 08, 2017 10:21 pm
Forum: Personal Finance (Not Investing)
Topic: Is driving for uber worth it for side money?
Replies: 66
Views: 9857

Re: Is driving for uber worth it for side money?

It really does sound terrible. So why is it so popular?
by angelescrest
Sun Jan 08, 2017 10:08 pm
Forum: Investing - Help with Personal Investments
Topic: 500K milestone celebration
Replies: 74
Views: 6757

Re: 500K milestone celebration

nwffdiver wrote:We too passed the same milestone this past year. I attribute this to the great education I've received on this forum. Well that and maxing out all my deferred options, and living under my means. Write down a plan, and stick to it, no matter what MSNBC says :happy

Congrats!!!!

You mean CNBC?
by angelescrest
Sun Jan 08, 2017 10:04 pm
Forum: Personal Consumer Issues
Topic: Laundry lifestyle creep
Replies: 48
Views: 6509

Re: Laundry lifestyle creep

livesoft wrote:Besides, stains can be a reminder of good times.

Work clothes can be another matter.

I used to say the same about work clothes. Then I became a white collar.
by angelescrest
Sun Jan 08, 2017 10:01 pm
Forum: Personal Consumer Issues
Topic: Tell me all about snowblowers
Replies: 42
Views: 2424

Re: Tell me all about snowblowers

Lots of posts on this not too long ago.
by angelescrest
Sun Jan 08, 2017 9:53 am
Forum: Personal Consumer Issues
Topic: Requirements to change passwords frequently?
Replies: 31
Views: 2006

Re: Requirements to change passwords frequently?

Lists of passwords? I didn't think there were lists stored. If you lose your password, there is some authentication process to reset it, not to provide you with the old one. That reset process often involves a canned list of silly personal questions that other people could know the answer to (e.g. ...
by angelescrest
Sun Jan 08, 2017 9:36 am
Forum: Investing - Help with Personal Investments
Topic: How're we doing?
Replies: 33
Views: 3245

Re: How're we doing?

I definitely agree with the idea of waiting to have a child first before you decide what home you want. It's not easy because there is a nesting instinct in high gear, but until they're older it's hard to know what you actually need. Nice you settle in, you realize you can do a lot with a smaller sp...
by angelescrest
Sat Jan 07, 2017 10:05 pm
Forum: Personal Consumer Issues
Topic: Any Audi Wagon owners?
Replies: 29
Views: 1969

Re: Any Audi Wagon owners?

I remember the old Allroad had one of Audi's worst reliability ratings in their history. I think that model ended in 2006 or so? Just long enough for people to forget before they relaunched?
by angelescrest
Thu Jan 05, 2017 1:58 pm
Forum: Personal Consumer Issues
Topic: Can you recommend a good food scale?
Replies: 14
Views: 647

Re: Can you recommend a good food scale?

I've been really happy with my Eatsmart precision pro, although getting the chrome surface was a mistake as it shows flour and mess so much more than a plain surface. No need to splurge on a scale. I use it mostly for baking where I need to be extremely accurate. Changed the battery only once over m...
by angelescrest
Wed Jan 04, 2017 9:50 am
Forum: Personal Consumer Issues
Topic: Car Title Question
Replies: 3
Views: 281

Re: Car Title Question

Great, thank you--that's very helpful. Been a long time since I looked at a vehicle title, much less bought a car.
by angelescrest
Wed Jan 04, 2017 9:33 am
Forum: Personal Consumer Issues
Topic: Car Title Question
Replies: 3
Views: 281

Car Title Question

Here's a pretty silly question. I bought a car from Hertz, and just received the title in the mail. I have a loan on it, and so it indicates the first secured party. At the top of the title, typed in is the following info: VIN, year, make & model, body style, title number, issue date, odometer, ...
by angelescrest
Tue Dec 20, 2016 9:55 am
Forum: Personal Consumer Issues
Topic: Best Car Value For $10K Or Less
Replies: 30
Views: 2031

Re: Best Car Value For $10K Or Less

Here's what I've found so far that I would consider: 2008-2012 Toyota Corolla is the top of my list (this is essentially the same car as I have now with the Pontiac, same engine.) These can go over $10k though and it's hard to find newer ones under $10k. 2009 Pontiac Vibe (sorry, I love my Vibe and...
by angelescrest
Thu Dec 15, 2016 6:16 am
Forum: Personal Consumer Issues
Topic: What temperature for house for long winter absence?
Replies: 70
Views: 76786

Re: What temperature for house for long winter absence?

FWIW, I use a dropcam in my great room area, with a thermometer close to the camera. It allows me to monitor it daily to check temps and make sure the furnace isn't off. I wish I had a way to be notified if the electricity went out.
by angelescrest
Mon Dec 12, 2016 5:29 pm
Forum: Investing - Help with Personal Investments
Topic: What % of your net income do you save (not including 401k/IRA)
Replies: 59
Views: 4790

Re: What % of your net income do you save (not including 401k/IRA)

0%, and not maxing out those two accounts. That'd be a privilege for many Americans. Nowhere close to 10% on cars, more like 2-3%.
by angelescrest
Fri Dec 02, 2016 8:02 pm
Forum: Personal Consumer Issues
Topic: Lexus (and Toyota) Owners --- Routine Service ??
Replies: 29
Views: 2800

Re: Lexus (and Toyota) Owners --- Routine Service ??

I've never done the scheduled maintenance for my Toyotas. I do oil changes and replace worn parts. Latest 2015 Toyota requires oil changes every 10,000.
by angelescrest
Fri Dec 02, 2016 7:55 pm
Forum: Personal Consumer Issues
Topic: Apple vs. Samsung Android
Replies: 6
Views: 802

Re: Apple vs. Samsung Android

There is so much written about this out there in the blogosphere and tech publications. It comes down to personal preferences and other related devices you own.

You're asking about value, but you seem to be wanting to go with a particular aesthetic design.
by angelescrest
Fri Dec 02, 2016 7:50 pm
Forum: Personal Consumer Issues
Topic: 8mm Video Camera
Replies: 13
Views: 834

Re: 8mm Video Camera

If your son is in film school, this isn't a bad idea at all. Don't let the previous posts dissuade you as they are thinking as consumers and not filmmakers. He can send the film in to get it telecined to digital--he'll only be cutting on an NLE (editing software). There are times when the DP will wa...
by angelescrest
Mon Nov 28, 2016 7:15 pm
Forum: Personal Consumer Issues
Topic: When should I upgrade my wireless router? (RT-N56U)
Replies: 43
Views: 4301

Re: When should I upgrade my wireless router? (RT-N56U)

There are at least a few options to extend your wireless range, each with advantages and disadvantages. 1) A wireless access point (connected via ethernet from your router to a new location.) 2) A wireless range extender. Biggest downside is it halves your data throughput (IIRC). 3) Powerline adapt...
by angelescrest
Mon Nov 28, 2016 1:35 pm
Forum: Personal Consumer Issues
Topic: When should I upgrade my wireless router? (RT-N56U)
Replies: 43
Views: 4301

Re: When should I upgrade my wireless router? (RT-N56U)

There are at least a few options to extend your wireless range, each with advantages and disadvantages. 1) A wireless access point (connected via ethernet from your router to a new location.) 2) A wireless range extender. Biggest downside is it halves your data throughput (IIRC). 3) Powerline adapt...
by angelescrest
Sun Nov 27, 2016 9:43 pm
Forum: Personal Consumer Issues
Topic: When should I upgrade my wireless router? (RT-N56U)
Replies: 43
Views: 4301

Re: When should I upgrade my wireless router? (RT-N56U)

Thank you all for the helpful feedback. I updated the firmware, which caused some problems, and spent half the night working it out. I think we are good to go now, with the old router. We were previously using the 2.4GHz channel, and so now we switched to the 5GHz channel. The result is that it see...
by angelescrest
Sun Nov 27, 2016 9:11 pm
Forum: Personal Consumer Issues
Topic: When should I upgrade my wireless router? (RT-N56U)
Replies: 43
Views: 4301

Re: When should I upgrade my wireless router? (RT-N56U)

Since your current router has support for the 5GHz band and moving over to that band has smoothed things over for you, you probably don't have a compelling reason to upgrade at the moment. If you notice continued performance degradation in the 5GHz band, 802.11ac does have better technology to &quo...
by angelescrest
Sat Nov 26, 2016 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Mac 2017 Released
Replies: 16
Views: 2208

Re: Quicken Mac 2017 Released

abuss368 wrote:Thanks but ashame no Apple update. Considering all the Macs now in the world, that says a lot about the company.

Huh?
by angelescrest
Sat Nov 26, 2016 8:41 am
Forum: Personal Consumer Issues
Topic: What IS this? Salad tongs for elves?
Replies: 61
Views: 6534

Re: What IS this? Salad tongs for elves?

Is this the official Antiques Bogleheads thread?
by angelescrest
Wed Nov 23, 2016 8:52 am
Forum: Personal Consumer Issues
Topic: When should I upgrade my wireless router? (RT-N56U)
Replies: 43
Views: 4301

Re: When should I upgrade my wireless router? (RT-N56U)

Thank you all for the helpful feedback. I updated the firmware, which caused some problems, and spent half the night working it out. I think we are good to go now, with the old router. We were previously using the 2.4GHz channel, and so now we switched to the 5GHz channel. The result is that it seem...
by angelescrest
Wed Nov 23, 2016 7:04 am
Forum: Personal Consumer Issues
Topic: Do you use quick wash when using your dishwasher?
Replies: 29
Views: 3231

Re: Do you use quick wash when using your dishwasher?

Our kitchenaid has a variety of settings, including ProWash, Heavy Duty, and Normal. I don't really scrape the food off (unless there are large chunks of food), and Normal seems to do fine. If it's a massive load sometimes I use Heavy Duty but I don't know examine close enough to know what differen...
by angelescrest
Wed Nov 23, 2016 7:00 am
Forum: Personal Consumer Issues
Topic: Apple Watch 2 Distance from iPhone?
Replies: 11
Views: 1165

Re: Apple Watch 2 Distance from iPhone?

Your home spans 200 yards?
by angelescrest
Mon Nov 21, 2016 10:22 am
Forum: Personal Consumer Issues
Topic: When should I upgrade my wireless router? (RT-N56U)
Replies: 43
Views: 4301

Re: When should I upgrade my wireless router? (RT-N56U)

rob wrote:
angelescrest wrote:2.65% packet loss

I know they will say this is normal/acceptable.... I would be bothered by losses this high.

You want 802.11n....

I actually don't now what the 2.65% packet loss means. Isn't 802.11ac the latest, so why 802.11n?
by angelescrest
Mon Nov 21, 2016 10:21 am
Forum: Personal Consumer Issues
Topic: When should I upgrade my wireless router? (RT-N56U)
Replies: 43
Views: 4301

Re: When should I upgrade my wireless router?

First of all it's good that you have two separate devices instead of a modem/router combo, since now you can replace one independently of the other. The router looks like a good selection. One of the questions I would ask is if you have any newer devices that use it. That router has wireless n netw...
by angelescrest
Mon Nov 21, 2016 9:22 am
Forum: Personal Consumer Issues
Topic: Do you use quick wash when using your dishwasher?
Replies: 29
Views: 3231

Re: Do you use quick wash when using your dishwasher?

Our kitchenaid has a variety of settings, including ProWash, Heavy Duty, and Normal. I don't really scrape the food off (unless there are large chunks of food), and Normal seems to do fine. If it's a massive load sometimes I use Heavy Duty but I don't know examine close enough to know what differenc...
by angelescrest
Mon Nov 21, 2016 9:20 am
Forum: Personal Consumer Issues
Topic: When should I upgrade my wireless router? (RT-N56U)
Replies: 43
Views: 4301

When should I upgrade my wireless router? (RT-N56U)

My home has a Comcast cable internet connection with a downstream throughput averaging about 37Mbps, 14.02ms latency, and 2.65% packet loss. We have an Asus RT-56U wireless router, which cost me $200 at the time (maybe 5 years ago). https://www.asus.com/us/Networking/RTN56U/ Instead of renting a cab...
by angelescrest
Fri Nov 18, 2016 5:32 pm
Forum: Personal Consumer Issues
Topic: Honda Cars
Replies: 96
Views: 8980

Re: Honda Cars

Solid cars, but with where I live, in terms of the condition of the roads, they ride too harsh for me. Even their more expensive vehicles. The latest lineup appears to be their strongest in years. Lately though I think Hyundai and Kia are strong competitors for the cost, and are pretty quiet and smo...
by angelescrest
Fri Nov 11, 2016 9:00 pm
Forum: Personal Consumer Issues
Topic: Problem with Graduate School
Replies: 30
Views: 4323

Re: Problem with Graduate School

Even if there were a group, it wouldn't matter unless your friend has strong evidence.
by angelescrest
Fri Nov 11, 2016 7:32 pm
Forum: Personal Consumer Issues
Topic: Drain Cleaner or Plumber for slow drains?
Replies: 52
Views: 3899

Re: Drain Cleaner or Plumber for slow drains?

Taylor, I frequently have this problem with my bathroom sink due to the hair. Only recently I discovered how to remove the stopper and pivot rod below the sink. It was very very easy. https://www.handymanhowto.com/how-to-replace-a-pop-up-sink-drain-part-1/ There are a lot of YouTube videos on this, ...
by angelescrest
Tue Nov 08, 2016 7:33 am
Forum: Personal Consumer Issues
Topic: Best way to visit NYC from DC
Replies: 33
Views: 2480

Re: Best way to visit NYC from DC

Bolt bus still around? That was the most bogleheadish way to go a few years back.
by angelescrest
Sun Nov 06, 2016 7:08 pm
Forum: Personal Consumer Issues
Topic: iWatch, FitBit or...?
Replies: 15
Views: 1318

Re: iWatch, FitBit or...?

http://www.alphr.com/fitness-trackers/1 ... te-monitor

Apparently the Apple Watch HR Monitor is quite accurate, considering it doesn't have a chest strap.
by angelescrest
Sat Nov 05, 2016 7:51 am
Forum: Personal Consumer Issues
Topic: Vanguard's Website - Bad, or just me?
Replies: 48
Views: 5852

Re: Vanguard's Website - Bad, or just me?

I dunno. I have a Fidelity, Schwab, TD Ameritrade, and Vanguard account. They're all about the same in my view. Whatever features it doesn't have I don't seem to miss much. To each their own. Comparing the websites of TDAmeritrade to Vanguard to me is like comparing a Tesla Model S with a 1996 Toyo...
by angelescrest
Fri Nov 04, 2016 7:44 am
Forum: Personal Consumer Issues
Topic: Buying an Audi A4
Replies: 73
Views: 5526

Re: Buying an Audi A4

Bogleheads, what is the best way to minimize out-of-pocket maintenance and repair costs assuming you purchase the vehicle and plan to own it for six to eight years? Thanks! By the way, Consumer Reports has the recent A4's ranked well for reliability. If you can buy a new 2016 closeout model cheaply...
by angelescrest
Fri Nov 04, 2016 7:39 am
Forum: Personal Consumer Issues
Topic: Dress shoes
Replies: 33
Views: 3608

Re: Dress shoes

Clarks Unstructured. Thank me later. +1 I can't wear anything else now. I tried to get a pair of Allen Edmonds, but they're nowhere near as comfortable as my Clarks. Nope, went from Clarks unstructured straight to Allen Edmonds and prefer the latter. Fit is important, and if you get it right, Allen...
by angelescrest
Sun Oct 30, 2016 7:03 am
Forum: Investing - Theory, News & General
Topic: Wait until after election to add to Roth IRA?
Replies: 16
Views: 2161

Re: Wait until after election to add to Roth IRA?

If you look at past performance, most of the time the price is baked in before the actual voting date. Most economists are saying now the result is priced in already, so you have missed your chance if you are trying to time the market. But nobody hear suggests trying to time the market. Dollar cost ...
by angelescrest
Sat Oct 29, 2016 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: Fleet car or rental car better?
Replies: 8
Views: 744

Re: Fleet car or rental car better?

I'm getting a rental. Had it inspected and came out in absolute pristine condition.
by angelescrest
Wed Oct 26, 2016 10:01 am
Forum: Personal Consumer Issues
Topic: New couch? Please advise.
Replies: 28
Views: 2788

Re: New couch?

Room & Board Customize all you want. Thank me later. Room & Board is a solid recommendation that I have received once before. However, they would cost me around 2k extra. 8: it worth shelling out the extra money when I have two young children? I haven't found them to be worth the price. Not...
by angelescrest
Wed Oct 26, 2016 9:59 am
Forum: Personal Consumer Issues
Topic: Chocolate Recommendations
Replies: 64
Views: 3850

Re: Chocolate Recommendations

I am definitely not a chocolate snob, but I do eat 1 square of Ghirardelli 86% dark everyday. I buy the ones in the individually wrapped packages so I am not tempted to increase the amount I eat. Supposedly dark chocolate is really good for you in small amounts. I like the taste, but to tell the tr...
by angelescrest
Wed Oct 26, 2016 9:57 am
Forum: Personal Finance (Not Investing)
Topic: How Much Home Can I Afford
Replies: 13
Views: 1211

Re: How Much Home Can I Afford

In America, and definitely in this forum, people are going to prefer SFH. But go outside of that and others don't have any problem living in a condo/flat or townhouse. In some ways it's preferable, as you indicated, to be closer to work and spend more time with your kids--not to mention being a happ...
by angelescrest
Wed Oct 26, 2016 8:04 am
Forum: Personal Consumer Issues
Topic: Chocolate Recommendations
Replies: 64
Views: 3850

Re: Chocolate Recommendations

Trader Joe's is the best I've found for the price.

Dove chocolates? Hershey's? No thanks.
by angelescrest
Tue Oct 25, 2016 8:16 pm
Forum: Personal Consumer Issues
Topic: video switcher for home
Replies: 6
Views: 708

Re: video switcher for home

Can you provide more info on what it is that you're looking for? In the production world a switcher is a very specific device, and incredibly expensive, which I don't think is exactly what you are wanting. Oh, and welcome--though the post might be better off in a consumer tech forum.
by angelescrest
Tue Oct 25, 2016 6:21 pm
Forum: Personal Consumer Issues
Topic: How many have moved from California due to Cost of Living?
Replies: 108
Views: 11373

Re: How many have moved from California due to Cost of Living?

sperry8 wrote:It's not that bad - I've lived in many large cities, NYC, Boston, SF and now Los Angeles. LA is the most inexpensive of that list. It's all perspective.

Actually, in terms of median incomes and COL, it's the most expensive city in the country.

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