Search found 6922 matches

by gkaplan
Tue Sep 19, 2017 7:55 pm
Forum: Investing - Theory, News & General
Topic: "Governing Board Approves 20 Percent Increase to TSP Budget"
Replies: 0
Views: 490

"Governing Board Approves 20 Percent Increase to TSP Budget"

The board that oversees federal employees’ 401(k)-style retirement savings plan on Monday approved a $309.7 million budget for the Thrift Savings Plan in fiscal 2018, a 20.4 percent increase over this year. The ramp-up in anticipated spending comes as officials prepare to take on a massive influx i...
by gkaplan
Tue Sep 19, 2017 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: John Rekenthaler: "The Latest Salvo Against Indexing"
Replies: 3
Views: 1349

John Rekenthaler: "The Latest Salvo Against Indexing"

Here's today's John Rekenthaler column on Morningstar: From the Beginning This column is a companion to August's "Are Index Funds Too Soft on CEOs?" That article began in medias res, but unlike a proper epic, it never got around to the beginning. This time I will take the matter in proper linear ord...
by gkaplan
Tue Sep 19, 2017 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard: "Your Investing Life™: Helping parents prepare for the future."
Replies: 6
Views: 1091

Vanguard: "Your Investing Life™: Helping parents prepare for the future."

At a glance Start the conversation with your parents when everyone’s ready. Evaluate your care options. Prepare the proper paperwork. Members of Generation X have been called the “Sandwich Generation”—not because they love lunch, but because they may have to care for their children and aging parent...
by gkaplan
Tue Sep 19, 2017 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Online Bill Pay Security: Push or Pull?
Replies: 102
Views: 4976

Re: Online Bill Pay Security: Push or Pull?

I only push, so I am in control. Vonage does require a pull. I cannot think of another payee that does.
by gkaplan
Tue Sep 19, 2017 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: How long did it take for Equifax to email you a security sign up?
Replies: 69
Views: 5729

Re: How long did it take for Equifax to email you a security sign up?

Been waiting since September 11. (09/11 is starting to take on a new meaning.)
by gkaplan
Tue Sep 19, 2017 6:13 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on "entertainment"?
Replies: 50
Views: 3622

Re: How much do you spend on "entertainment"?

Funny you should ask. Usually I don't spend a lot on entertainment. I rarely go out to a movie. Usually, I either stream a television series or a movie on Netflix or Amazon, or I borrow the CD(s) from my library. I rarely go out to eat, because I have severe dietary restrictions. I am going to spen...
by gkaplan
Tue Sep 19, 2017 12:23 am
Forum: Personal Consumer Issues
Topic: Comforter: Down Filling with Cotton Covering
Replies: 12
Views: 1540

Re: Comforter: Down Filling with Cotton Covering

I need a new comforter, since mine has seen better days. I need comforter with down filling and with cotton covering. Can anyone recommend a comforter that meets that criteria, or steer me to a website/store that would carry a comforter with down filling and with cotton covering. I'm not sure what ...
by gkaplan
Mon Sep 18, 2017 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard: Your Investing Life™: Managing your money after divorce.
Replies: 2
Views: 429

Vanguard: Your Investing Life™: Managing your money after divorce.

At a glance Take stock of your financial situation—then figure out your short- and long-term goals. Update your personal documents and account information. Make a plan to accumulate emergency savings and prepare for retirement. A journey of a thousand miles starts with a single step. Start your jou...
by gkaplan
Mon Sep 18, 2017 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Christine Benz: Don't Neglect the Softer Side of Your Estate Plan Document and share your wishes for end-of-life care.
Replies: 7
Views: 962

Christine Benz: Don't Neglect the Softer Side of Your Estate Plan Document and share your wishes for end-of-life care.

As my family’s "first responder" and resident financial person, I served as power of attorney for my parents, as well as executor and trustee for both. Their estate-planning documents attended to a lot of crucial issues: the distribution of their assets, the trusts that were to be set up upon each ...
by gkaplan
Mon Sep 18, 2017 7:06 pm
Forum: Personal Consumer Issues
Topic: Audio books
Replies: 28
Views: 1852

Re: Audio books

Thank you for your quick response.
by gkaplan
Mon Sep 18, 2017 7:00 pm
Forum: Personal Consumer Issues
Topic: LastPass Issue
Replies: 10
Views: 1152

Re: LastPass Issue

Does anyone else in your family also use your account? You are only able to login on one device at a time so if someone else logs into your account it will automatically boot the other individual out. Happens occasionally to me and my SO. I don't remember if this is a setting you can change but I l...
by gkaplan
Mon Sep 18, 2017 6:46 pm
Forum: Personal Consumer Issues
Topic: Audio books
Replies: 28
Views: 1852

Re: Audio books

Not to change the subject, but some may be interested to find out that the Library of Congress offers a free audio book program to those who are unable to read due to blindness or disability. After I found this out I signed up my 94 year old MIL, who is blind and in a care home. They sent her a dev...
by gkaplan
Mon Sep 18, 2017 6:05 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on "entertainment"?
Replies: 50
Views: 3622

Re: How much do you spend on "entertainment"?

Funny you should ask. Usually I don't spend a lot on entertainment. I rarely go out to a movie. Usually, I either stream a television series or a movie on Netflix or Amazon, or I borrow the CD(s) from my library. I rarely go out to eat, because I have severe dietary restrictions. I am going to spend...
by gkaplan
Mon Sep 18, 2017 5:12 am
Forum: Personal Consumer Issues
Topic: Comforter: Down Filling with Cotton Covering
Replies: 12
Views: 1540

Comforter: Down Filling with Cotton Covering

I need a new comforter, since mine has seen better days. I need comforter with down filling and with cotton covering. Can anyone recommend a comforter that meets that criteria, or steer me to a website/store that would carry a comforter with down filling and with cotton covering. I'm not sure what t...
by gkaplan
Mon Sep 18, 2017 4:26 am
Forum: Personal Consumer Issues
Topic: LastPass Issue
Replies: 10
Views: 1152

LastPass Issue

For some reason, LastPass keeps kicking me off. That is, I will be browsing websites, and all of a sudden I notice that LastPass has signed me out. This started several days ago. It’s very frustrating and annoying. Does anyone have any idea why this is happening?

Thanks.
by gkaplan
Fri Sep 15, 2017 8:18 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2692
Views: 862963

Re: What Book Are You Currently Reading? Part VI

When Ronen, an expelled Mossad agent, vanishes after a failed assassination attempt against a Hezbollah operative responsible for suicide bombings in Israel, Gadi, his former commander, must find Ronen before he harms both himself and his country. (Description from library catalog.) Originally publi...
by gkaplan
Fri Sep 15, 2017 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: "Your Investing Life™: Getting married"
Replies: 1
Views: 405

"Your Investing Life™: Getting married"

At a glance You and your partner should decide how to manage your finances—including debt and retirement savings—together. When it comes to retirement, you and your spouse are on the same team—just be sure you’re working toward compatible goals. Love is patient; love is kind. Money is complicated; ...
by gkaplan
Fri Sep 15, 2017 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: How long did it take for Equifax to email you a security sign up?
Replies: 69
Views: 5729

Re: How long did it take for Equifax to email you a security sign up?

flamesabers wrote:
Fri Sep 15, 2017 11:55 am
I'm still waiting on this email as well.
I'm waiting, as well. I enrolled Monday, 09/11/2017.
by gkaplan
Fri Sep 15, 2017 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 Tax Threshold Estimates
Replies: 12
Views: 1511

Re: 2018 Tax Threshold Estimates

Thanks, Alan.
by gkaplan
Thu Sep 14, 2017 11:33 pm
Forum: Personal Consumer Issues
Topic: blood pressure monitor recommendations?
Replies: 38
Views: 2601

Re: blood pressure monitor recommendations?

Omron BP786N Blood Pressure Monitor: https://www.consumerreports.org/products/blood-pressure-monitor/omron-10-series-bp786-286874/overview/ It did not review well, maybe they were all wrong though. Dan I like it a lot. Why didn't they like it. I bought on the advice of my brother, who really liked ...
by gkaplan
Thu Sep 14, 2017 11:23 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 19779

Re: Is it really Worth it to brown bag your lunch at work?

I got my first job after I was discharged from the army was at a large downtown Chicago bank (Harris Trust and Savings Bank). Harris had a cafeteria, subsidized, so I ate there nearly every day. My next job was working for a small Chicago bank in Albany Park (Albany Bank and Trust Company). They too...
by gkaplan
Thu Sep 14, 2017 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Christine Benz: "What Are Your Options for an Inherited IRA?"
Replies: 1
Views: 367

Christine Benz: "What Are Your Options for an Inherited IRA?"

Understand the tax and other implications when leaving IRA assets to spouse and nonspouse beneficiaries, charities, trusts, or your estate. . . .

[url=http://news.morningstar.com/articlenet/ ... 50#cpage=1]What Are Your Options for an Inherited IRA?[url]
by gkaplan
Thu Sep 14, 2017 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: "What We Know and Don’t Know About the Equifax Hack"
Replies: 6
Views: 1124

"What We Know and Don’t Know About the Equifax Hack"

Last week, the consumer credit reporting company Equifax revealed that it had discovered a breach in its online systems that potentially impacted 143 million consumers. But many details about the breach and the computer security defenses at Equifax are still unclear. . . . What We Know and Don’t Kn...
by gkaplan
Thu Sep 14, 2017 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: "Get Ready! Medicare Will Mail New Cards to 60 Million People"
Replies: 5
Views: 994

"Get Ready! Medicare Will Mail New Cards to 60 Million People"

It’s an administrative task for the ages. Medicare is getting ready to issue all 60 million of its beneficiaries new cards with new ID numbers as way to combat identity theft and fraud. The rollout begins next April, but the agency is already beginning its outreach campaign. “We want to make this p...
by gkaplan
Thu Sep 14, 2017 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax is a mess
Replies: 21
Views: 3668

Re: Equifax is a mess

In my opinion, Equifax has made a complete hash of this, first with initial information leak, then with its top executives taking advantage of this, then with the whole TrustedID Premier Product enrollment process, which still hasn't yet been completed, even though I enrolled on Monday, September 11.
by gkaplan
Thu Sep 14, 2017 6:50 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Customer Service
Replies: 301
Views: 33772

Re: Vanguard Customer Service

Over the past few months I've finally convinced my relative to move from Edward Jones to Vanguard. It was a tough sell. Now I'm reading this thread about poor customer service at Vanguard. If the phone call to Vanguard doesn't go smooth, I'm afraid my relative will stop the transfer process. I offe...
by gkaplan
Thu Sep 14, 2017 3:53 pm
Forum: Personal Consumer Issues
Topic: Companies/Brands You Love?
Replies: 157
Views: 10836

Re: Companies/Brands You Love?

Not Equifax, that's for sure.
by gkaplan
Wed Sep 13, 2017 10:40 pm
Forum: Personal Consumer Issues
Topic: Best Lower Cost USA Cities to Live
Replies: 102
Views: 8165

Re: Best Lower Cost USA Cities to Live

I think looking for a city to live in solely because of costs is a mistake. More important I think is whether the life style agrees with you.
by gkaplan
Wed Sep 13, 2017 10:27 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Customer Service
Replies: 301
Views: 33772

Re: Vanguard Customer Service

I'm always skeptical when a poster who has three posts to this board trashes Vanguard customer service.
by gkaplan
Tue Sep 12, 2017 3:37 am
Forum: Personal Finance (Not Investing)
Topic: Equifax Customer Information Leak – Link Problem
Replies: 5
Views: 1236

Equifax Customer Information Leak – Link Problem

Equifax emailed me this late last night: "It is time to take the final steps in enrolling in your free product, TrustedID Premier, by verifying your identity. To do this, you’ll need to answer some questions about yourself. Successfully completing this step will conclude your enrollment process and ...
by gkaplan
Tue Sep 12, 2017 3:29 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 52038

Re: Equifax customer information leak

Equifax emailed me this late last night: "It is time to take the final steps in enrolling in your free product, TrustedID Premier, by verifying your identity. To do this, you’ll need to answer some questions about yourself. Successfully completing this step will conclude your enrollment process and ...
by gkaplan
Mon Sep 11, 2017 9:53 pm
Forum: Investing - Theory, News & General
Topic: "Find out if your fund is declaring a quarterly dividend this month."
Replies: 17
Views: 3614

"Find out if your fund is declaring a quarterly dividend this month."

The table below lists Vanguard mutual funds and exchange-traded funds (ETFs) that will distribute quarterly income dividends in September 2017. Not all mutual funds distribute dividends on a quarterly basis. Some dividends are issued monthly, semiannually, or annually. See our distributions page fo...
by gkaplan
Mon Sep 11, 2017 9:48 pm
Forum: Investing - Theory, News & General
Topic: Christine Benz: "Who Should Inherit Your IRA?"
Replies: 5
Views: 1556

Christine Benz: "Who Should Inherit Your IRA?"

Deciding who you want to inherit your IRA is straightforward. As with any other asset, the best answer is whoever (or whatever, in the case of charities) is most deserving and would derive the biggest benefit from the money. Yet the logistics leaving IRA assets to loved ones, a trust, estate, or cha...
by gkaplan
Mon Sep 11, 2017 12:34 pm
Forum: Investing - Help with Personal Investments
Topic: What index funds that will benefit from resent disasters
Replies: 21
Views: 1916

Re: What index funds that will benefit from resent disasters

Hoping to capitalize on the misfortunes of others doesn't seem very ethical.
by gkaplan
Sun Sep 10, 2017 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 52038

Re: Equifax customer information leak

I just tried to sign up for identity leak protection, and the website page wants me to agree with the terms of the agreement, but there is no link to accept the terms. Very frustrating!
by gkaplan
Fri Sep 08, 2017 8:43 pm
Forum: Personal Consumer Issues
Topic: Places to see in Chicago
Replies: 45
Views: 3220

Re: Places to see in Chicago

Well, it probably was missing from quite a long time. Chicago most likely banned indoor smoking a long ago.
by gkaplan
Fri Sep 08, 2017 8:33 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: "Passive Investing Isn't Passive Ownership."
Replies: 3
Views: 1009

Morningstar: "Passive Investing Isn't Passive Ownership."

Activist investing and proxy battles are typically associated with pugilistic hedge fund managers, so a panel of the world's three largest passive investors speaking about shareholder activism at the Morningstar ETF Conference was a sign of changing times. Jon Hale, Morningstar's head of sustainabi...
by gkaplan
Fri Sep 08, 2017 8:28 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 52038

"Equifax Hack Leaves Consumers, Financial Firms Scrambling"

Consumers, financial firms and regulators were scrambling Friday to assess the damage the massive hack at Equifax Inc. could cause even as the credit-reporting company came under attack on multiple fronts for its handling of the cyberattack. Consumers criticized the company's attempts to help prote...
by gkaplan
Fri Sep 08, 2017 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 52038

Re: Equifax customer information leak

Christine, I did that just now, and Equifax said the following" "Thank You Your enrollment date for TrustedID Premier is: 09/11/2017 Please be sure to mark your calendar as you will not receive additional reminders. On or after your enrollment date, please return to faq.trustedidpremier.com and clic...
by gkaplan
Fri Sep 08, 2017 8:05 pm
Forum: Personal Consumer Issues
Topic: Places to see in Chicago
Replies: 45
Views: 3220

Re: Places to see in Chicago

Is Miller's Pub still there? I lived in Chicago and used to go there occasionally and thought the food was quite good. however, I moved to California in August 1973, so I don't know if it's still there. (This was before I became a vegetarian.)
by gkaplan
Thu Sep 07, 2017 5:58 pm
Forum: Investing - Theory, News & General
Topic: "Indexing Can Capture Small-Cap Premiums"
Replies: 16
Views: 2371

"Indexing Can Capture Small-Cap Premiums"

Small caps won't always outperform but small-cap index investing is something investors should consider, says Craig Lazzara of S&P Dow Jones Indices. . . .

http://news.morningstar.com/cover/video ... ?id=824846
by gkaplan
Thu Sep 07, 2017 5:21 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2692
Views: 862963

Re: What Book Are You Currently Reading? Part VI

This afternoon I finished Guilt by Association: a Novel by Marcia Clark Los Angeles D.A. Rachel Knight is a tenacious, wise-cracking, and fiercely intelligent prosecutor in the city's most elite division. When her colleague, Jake, is found dead at a grisly crime scene, Rachel is shaken to the core. ...
by gkaplan
Thu Sep 07, 2017 5:06 pm
Forum: Investing - Theory, News & General
Topic: Actually feeling pretty good about my active decisions
Replies: 20
Views: 2758

Re: Actually feeling pretty good about my active decisions

Most people won't know what you are talking about as they have not memorized multiple etc symbols. Google is your friend: VBR - Vanguard Small Cap Value VDC - Vanguard Consumer Staples VWO - Vanguard Emerging Market Index VOE - Vanguard Mid Cap Value VSS - All World ex US Small Cap MSUM - iShares M...
by gkaplan
Wed Sep 06, 2017 7:58 pm
Forum: Personal Consumer Issues
Topic: Places to see in Chicago
Replies: 45
Views: 3220

Re: Places to see in Chicago

Buckingham Fountain (an night)

Museum of Science and Industry
by gkaplan
Wed Sep 06, 2017 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: When calculating net worth, how do you value your house?
Replies: 167
Views: 9527

Re: When calculating net worth, how do you value your house?

I average the fair market value that Zillow, Redfin, and Home.com give.
by gkaplan
Tue Sep 05, 2017 8:15 pm
Forum: Investing - Theory, News & General
Topic: "How Personalities Determine Investment Styles"
Replies: 1
Views: 492

"How Personalities Determine Investment Styles"

John Rekenthaler of Morningstar has the following column on How personalities determine investment styles.


http://news.morningstar.com/articlenet/ ... ?id=824222
by gkaplan
Tue Sep 05, 2017 8:12 pm
Forum: Investing - Theory, News & General
Topic: Do retiree BHs actually run down their portfolios?
Replies: 73
Views: 8677

Re: Do retiree BHs actually run down their portfolios?

I will be happy to see my account balance run up year by year after I retire. That is my situation. That's been my experience as well. I retired in January 2014. My portfolio has increased in size. I haven't withdrawn from Vanguard Roth, but I am taking my RMDs from my TSP G Fund and living on a sm...
by gkaplan
Tue Sep 05, 2017 8:07 pm
Forum: Personal Consumer Issues
Topic: Oregon road trip help
Replies: 85
Views: 5937

Re: Oregon road trip help

As mentioned above, Ashland is a great place, similar to Berkeley in some respects. Just spent weekend there and saw "Henry IV, Part 1." Recommended! . . . . I'm planning to go to the Oregon Shakespeare Festival in October and see Henry IV, Part 1 . Did you see Henry IV, Part 2 while you were there...
by gkaplan
Tue Sep 05, 2017 8:04 pm
Forum: Personal Consumer Issues
Topic: Companies/Brands You Love?
Replies: 157
Views: 10836

Re: Companies/Brands You Love?

Vanguard
Bogleheads