Search found 209 matches

by jodydavis
Mon Oct 28, 2019 8:29 am
Forum: Personal Consumer Issues
Topic: Favorite brand of tofu?
Replies: 7
Views: 645

Re: Favorite brand of tofu?

Your best bet will be to go to the largest asian grocery in the area, or the equivalent online, and find a brand that is entirely in chinese/japanese or other language. Look for the softer or silken versions, not the hard tofu you find in U.S. grocery stores. And even then, my guess is that you won'...
by jodydavis
Thu Sep 26, 2019 8:39 am
Forum: Personal Consumer Issues
Topic: How hard is it to get into college?
Replies: 167
Views: 10916

Re: How hard is it to get into college?

I used to volunteer to read college application essays and provide advice. NB: my advice was well on the right side of the ethical line. They were not "nonsense essays," and I am sure that admission officers, who have much more experience that I will ever have, could discern quite a bit about a kid...
by jodydavis
Tue Sep 24, 2019 8:36 am
Forum: Personal Consumer Issues
Topic: How hard is it to get into college?
Replies: 167
Views: 10916

Re: How hard is it to get into college?

^ at my kids’ school, there was a fair amount of oversight of the application process. One reason that I referred to essays and recommendations together is that the counselors wanted to maintain their good relationships at good schools, and informally “policed” the writing of essays. As it happens,...
by jodydavis
Tue Jul 23, 2019 11:53 am
Forum: Personal Consumer Issues
Topic: Visit Taipei, Taiwan or tour smaller towns in Japan?
Replies: 33
Views: 2729

Re: Visit Taipei, Taiwan or tour smaller towns in Japan?

I don't think I personally would ever tire of visiting Tokyo (or Japan, for that matter). That said, if you want something new, Taipei would be an easy stop and is very nice. As others have said, the National Palace Museum is fabulous. Also the food and night markets are wonderful. However, do manag...
by jodydavis
Mon Jul 08, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: Where to sit @ Fenway Park?
Replies: 11
Views: 875

Re: Where to sit @ Fenway Park?

Fenway Park has many lousy seats. Make sure that you don't sit in the grandstand, or even the higher box seats, out towards right field. You'll have a great view of right and center field, but you'll have a tough time seeing the batter. I second this. Lots of seats next to right field look directly...
by jodydavis
Wed May 29, 2019 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford to pay for our kid's college (at all)?
Replies: 234
Views: 15920

Re: Can we afford to pay for our kid's college (at all)?

Have your son take a gap year, work, and save up for college. (I know he is excited about going now and would prefer to, but you can insist upon this as a condition of paying for his college). This will help with the college finances and give you another year to get your own finances in order. Perha...
by jodydavis
Thu Apr 11, 2019 3:13 pm
Forum: Personal Consumer Issues
Topic: Boston area - nice towns for families
Replies: 80
Views: 5457

Re: Boston area - nice towns for families

Heading west from Newton would give you some affordable options (and a pretty easy commute). Maybe Natick, Framingham? Parts of Wayland? If you want to be closer to Boston, then maybe Watertown, West Roxbury, JP.
by jodydavis
Tue Mar 12, 2019 8:28 am
Forum: Personal Finance (Not Investing)
Topic: Can or should we afford this house
Replies: 62
Views: 4655

Re: Can or should we afford this house

I agree with the others - you can probably afford it, but it would be far wiser to wait, rent a larger apartment, or buy a starter home. You have no idea how much having a child can potentially change your priorities (I've seen this again and again, and gone through it myself), and it is very likely...
by jodydavis
Sat Jan 19, 2019 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: Divorce w/child. Spouse wants to move.
Replies: 128
Views: 8797

Re: Divorce w/child. Spouse wants to move.

At a first approximation, take the net present value of the annual salary difference (after taxes) over the length of the period you intend to still work. That is what he/she is asking you to give up. Of course, that's a really rough approximation: doesn't take into account all sorts of possibiliti...
by jodydavis
Sat Jan 19, 2019 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Divorce w/child. Spouse wants to move.
Replies: 128
Views: 8797

Re: Divorce w/child. Spouse wants to move.

At a first approximation, take the net present value of the annual salary difference (after taxes) over the length of the period you intend to still work. That is what he/she is asking you to give up. Of course, that's a really rough approximation: doesn't take into account all sorts of possibilitie...
by jodydavis
Tue Dec 11, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: Teachers, Professors, and others with lots of vacation days: what do you do in the summer?
Replies: 49
Views: 4726

Re: Teachers, Professors, and others with lots of vacation days: what do you do in the summer?

I have four months of break* in the summer and winter and I have been thinking about what to do and/or where to live during this period for a while. I am 37 yo, single, likes outdoor activities a lot, good weather (60 - low 80s). Budget is up to $5k/month. Ideally, a city with good weather, museums...
by jodydavis
Fri Nov 30, 2018 3:24 pm
Forum: Personal Consumer Issues
Topic: Vacation for single parent and 2 teens: Belize or where?
Replies: 29
Views: 2560

Re: Vacation for single parent and 2 teens: Belize or where?

Another vote for Belize. I think teenagers would have a lot of fun there. You could stay at a jungle lodge (from ultra luxe to simple), see lots of wildlife, explore cool Mayan ruins, take a day trip to Tikal (awesome), lots adventurous things to do (google Actun Tunichil Muknal, cave tubing, etc.)....
by jodydavis
Thu Nov 29, 2018 9:11 am
Forum: Personal Consumer Issues
Topic: $25k -18 days Galapagos & Machu Picchu Trek (family of 4).
Replies: 32
Views: 3573

Re: $25k -18 days Galapagos & Machu Picchu Trek (family of 4).

Having been to both, the price seems reasonable for what is included. As others have noted, by far the most expensive component is the 8-day Galapagos cruise. All of these cruises are very expensive (our cruise was the most I have ever paid for a single vacation event), and, at least in my mind, wor...
by jodydavis
Thu Nov 29, 2018 9:01 am
Forum: Personal Consumer Issues
Topic: Guy's Western US Ski Trip - suggestions?
Replies: 44
Views: 2835

Re: Guy's Western US Ski Trip - suggestions?

I agree with your buddy that Jackson might not be a good fit if you have some beginners, as it's pretty steep and not as beginner-friendly. (Otherwise, it's a great place to ski).

Maybe Breckenridge, Vail, Beaver Creek?
by jodydavis
Wed Nov 28, 2018 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: How did YOU choose your career?
Replies: 149
Views: 10712

Re: How did YOU choose your career?

1. Was good at school/science/math in high school. 2. Majored in science in college. Found out I was not very good at it. 3. Summer jobs at biotech and law firms - valuable experience. Confirmed not cut out for science. 4. Figured I would go to law school, since I didn't have any other strong prefer...
by jodydavis
Thu Nov 01, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: Fine Dining Cape Cod
Replies: 14
Views: 1464

Re: Fine Dining Cape Cod

Twenty-Eight Atlantic at the Wequassett Resort is very good, and definitely qualifies as fine dining.
by jodydavis
Fri Aug 17, 2018 8:46 am
Forum: Personal Consumer Issues
Topic: What to do in Seattle around Christmas?
Replies: 29
Views: 1684

Re: What to do in Seattle around Christmas?

We go to Seattle pretty much every winter, and we also have a 3 year old. It's not as bad as folks are making it sound. Here are some ideas: 1. Children's Museum - small but perfectly adequate for a 3 year old. And near to the next three items below (so you can knock them all off at once). 2. Chihul...
by jodydavis
Thu Aug 02, 2018 9:25 am
Forum: Personal Consumer Issues
Topic: ACT test - got 34, try for 36?
Replies: 61
Views: 6786

Re: ACT test - got 34, try for 36?

I graduated in 2004 so its been a while but when i was applying around then and thru college and after iw as always told by admissions counselors that in this climate of helicopter parents and insecure kids the standard comment was that act was just as acceptable but when it came to brass tacks the...
by jodydavis
Sat Jul 28, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: Regret Public School?
Replies: 75
Views: 6628

Re: Regret Public School?

This debate always somewhat irritates me. Every private school is different. Every public school is different. Every child is different. Every family's ability to pay for private school and/or a highly rated public school neighborhood is different. It is absolutely impossible to compare public and ...
by jodydavis
Wed Jul 18, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: Europe travel Qs [Questions]
Replies: 63
Views: 4372

Re: Europe travel Qs

1) Cash - Will probably take at least 2 different Visa credit cards. I figure we'll want some paper Euros too. Rick Steve's says get them from an ATM in Europe, with a debit card. I've got my USBank ATM (logos on the back for "MoneyPass" and "Plus", but not Visa or Mastercard). Will this work? Or s...
by jodydavis
Tue Jul 03, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: International Vacation Ideas
Replies: 47
Views: 3817

Re: International Vacation Ideas

My wife is a little worried about medical in some of these destinations as she has a pre-existing condition. It's relatively well managed but more of a just in case. How real is that concern in these locations that are generally less advanced? Since no one has addressed this yet, let me take a quic...
by jodydavis
Mon Jul 02, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: International Vacation Ideas
Replies: 47
Views: 3817

Re: International Vacation Ideas

Two suggestions: 1. SE Asia (Cambodia, Vietnam, Thailand, Bali, etc.) - I know you said you weren't interested in Asia, but here's an attempt to persuade you: it is way more different than the places you have been. The food and culture are amazing. It's super inexpensive, with lots of points hotels....
by jodydavis
Sun Jun 24, 2018 10:46 am
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 484
Views: 55956

Re: What is/ was your career and would you recommend it now?

This is a really interesting and helpful thread. I'm struck by how many folks would not recommend their career today, despite in many/most cases having been quite successful. Sometimes it's because conditions have changed (e.g. medicine), and that makes sense. Other times, it's because there are cer...
by jodydavis
Sat Jun 09, 2018 5:45 pm
Forum: Personal Consumer Issues
Topic: Need advice on 1st international vacation
Replies: 106
Views: 8139

Re: Need advice on 1st international vacation

We love art galleries, museums, and beautiful buildings. We aren't foodies, but enjoy good meals. We aren't going to spend 75 dollars a person on a fancy restaurant more than once on a vacation, but we like to use tripadvisor to find good recommendations. I guess when I think of going overseas it's...
by jodydavis
Sat Jun 09, 2018 5:15 pm
Forum: Personal Consumer Issues
Topic: Foreign language immersion daycare
Replies: 50
Views: 3403

Re: Foreign language immersion daycare

It all depends on how much exposure to another language is worth it to you. The cost (in terms of commute) is high. Even if you hire someone to drive your child back and forth, that's a lot of extra time strapped into a car seat every single day. Not only is that probably not great for the child's d...
by jodydavis
Tue Jun 05, 2018 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Can a Retired 60 yo MD, MBA Start a Law Career?
Replies: 276
Views: 17001

Re: Can a Retired 60 yo MD, MBA Start a Law Career?

I'm a lawprof at a top 30 school and have been a member of our hiring committee for many years. I skimmed the thread, so I apologize if I've missed something. If you want to go to law school because you are interested in the law, have the time/money, want to change careers, and just want to learn ab...
by jodydavis
Sat Jun 02, 2018 4:22 pm
Forum: Personal Consumer Issues
Topic: Need advice on 1st international vacation
Replies: 106
Views: 8139

Re: Need advice on 1st international vacation

For a first international vacation, I echo the other folks who say western europe would be a good option. The tourist infrastructure is well-developed, and pretty much all of the major areas will have people who speak English, so it will be easy to get around. And the culture and food are fantastic ...
by jodydavis
Sun May 06, 2018 11:50 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 126
Views: 14376

Re: Bucket List Adventures/Activities

To Do:
Greek Islands
Thailand Islands
Yangshuo, China
Halong Bay, Vietnam
Tour Mont Blanc

Scheduled:
Raft the Grand Canyon

Done:
Angkor Wat
Tikal
Machu Picchu
Galapagos
Bali
Great Wall
Tokyo/Kyoto/Nara
Zion Narrows
by jodydavis
Wed Apr 11, 2018 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Help me choose a top law school!
Replies: 65
Views: 7557

Re: Help me choose a top law school!

Lawprof here at a top-30 school. They're all great schools, and you can't really go wrong. I'd echo the others who say, given your stated goals, UVa seems like the best choice, both financially and for career purposes. If you do well, you will have access to BigLaw, and UVa places well in DC. Congra...
by jodydavis
Tue Apr 10, 2018 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Ivy school education. Is it worth it?
Replies: 238
Views: 19165

Re: Ivy school education. Is it worth it?

This is part of a much larger discussion that is not germane to the OP's question, re: what grades signify, how they are understood by others (particularly employers), are they meant to be relative or absolute measures of performance, how are they used across institutions, etc. I'll just suggest tha...
by jodydavis
Tue Apr 10, 2018 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Ivy school education. Is it worth it?
Replies: 238
Views: 19165

Re: Ivy school education. Is it worth it?

I have a family member who recently graduated from an ivy. His comment is the opposite of this. That getting in is way harder than staying in. And that there are a lot of “not brilliant/very average” students there (legacies, athletes) who will graduate with at least average grades as long as they ...
by jodydavis
Sat Mar 24, 2018 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Tips for moving to NYC
Replies: 57
Views: 6198

Re: Tips for moving to NYC

For a humorous look at living in NYC and the culture:

http://www.slate.com/blogs/business_ins ... laugh.html

J.D.
by jodydavis
Fri Mar 16, 2018 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: How does everyone here earn so much?
Replies: 131
Views: 10368

Re: How does everyone here earn so much?

... Life is fair. ... 3) In any case, effort matters. It does not guarantee success. Nothing in the world does. But, effort gives you a fighting chance. KlangFool These are two very different statements. I agree with the latter. But it's very different from the former. Believing that life is fair m...
by jodydavis
Thu Mar 08, 2018 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Housing Budget Check (paging Watty / KlangFool)
Replies: 86
Views: 8792

Re: Housing Budget Check (paging Watty / KlangFool)

Congratulations, on multiple fronts! Based on the amount of thought you've given to this, you are going to be fine. Financially, you can easily swing this, and all of the comments are more along the lines of dealing with the unknowns associated with being a new parent. Even under a worst-case scenar...
by jodydavis
Wed Feb 21, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: $20,000 question - Galapagos or Serengeti safari ?
Replies: 29
Views: 4550

Re: $20,000 question - Galapagos or Serengeti safari ?

I've never been on safari, but went to the Galapagos a few years ago. It was fantastic. Although both focus on wildlife, my sense is that they do so in very different ways, so a lot depends on what you are looking for. Obviously, the wildlife is very different. In the Galapagos, you will see all kin...
by jodydavis
Sat Jan 27, 2018 9:11 pm
Forum: Personal Consumer Issues
Topic: Machu Picchu and Galapagos in late March 2019
Replies: 29
Views: 2551

Re: Machu Picchu and Galapagos in late March 2019

Have been to both, though on separate trips. Lots of good advice so far. A few more tips: 1. Re: altitude sickness, it's impossible to predict how you will react. Some folks have no problem, others get hit really hard, and it's not correlated to physical fitness. I think you are right to go to the s...
by jodydavis
Sat Jan 27, 2018 11:45 am
Forum: Personal Investments
Topic: Here's my net worth....I max everything out.....now what?
Replies: 64
Views: 13430

Re: Here's my net worth....I max everything out.....now what?

After tax investing doesn't have to be any more complicated than your pre-tax investing. You've already invested a lot into your pre-tax 401k. If you are comfortable with that, then do the same with your post-tax money. You can even invest in the exact same funds. The only additional complication is...
by jodydavis
Mon Jan 08, 2018 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: Life at a crossroad: seeking advice
Replies: 54
Views: 7749

Re: Life at a crossroad: seeking advice

Lots of good advice. Having a toddler with both parents working full time is extremely stressful and has a way of re-setting priorities. Couple of thoughts: 1. It gets better. As the kid gets older, things get easier every year. So be wary of making decisions based on how you feel now, as things wil...
by jodydavis
Tue Nov 28, 2017 12:16 pm
Forum: Personal Investments
Topic: Can I afford a $1,400,000 house
Replies: 93
Views: 12472

Re: Can I afford a $1,400,000 house

Yes you can (or will be able to) afford it. But as others have pointed out, it's probably a bad idea. Mostly because, although you think you know how you will feel in a few years, you don't really know, and people are largely lousy at predicting how they will feel. If you buy the house and stretch, ...
by jodydavis
Tue Oct 31, 2017 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Will we be house poor in Boston? Help us to set a budget limit
Replies: 36
Views: 3921

Re: Will we be house poor in Boston? Help us to set a budget limit

Newton resident here - moved from Cambridge/Somerville for the schools/space. Based on your income and savings (assuming your income is relatively stable), $1.2-1.5MM should be doable, and would not leave you "house poor." And in that range, there should be a good number of decent options, either mo...
by jodydavis
Thu Oct 19, 2017 11:05 am
Forum: Personal Consumer Issues
Topic: Europe vacation, family of 5
Replies: 15
Views: 2045

Re: Europe vacation, family of 5

Echoing what others have said: 1. Transport for 5 - Uber, etc., often have options for vans and larger cars that can fit 5. You pay a bit more, but can all fit in the same car. Very easy to use, just like in the US. Subway in both London and Paris is also very easy to use, and will put you at most a...
by jodydavis
Tue Oct 17, 2017 8:13 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 98
Views: 9931

Re: What do you buy in Asian food stores?

The reason for my questions is that the Asian cuisine seems too complex for my preferences. And people, like the woman in the Vietnamese store I mentioned in the OP, emphasize the need for elaborate preparation, sophisticated sauces, and other work. I am looking for 80/20 solutions: maximum nutriti...
by jodydavis
Sat Oct 07, 2017 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 650
Views: 86113

Re: Picking College and College Scholarships

I never said that there was one “type” at Yale. Coming back to my Brown and Columbia example, how many kids do you know that would fit well into both? You did say that H and Y "attract different types," but it's possible I read too much into that. My point is that, because there is such a wide rang...
by jodydavis
Sat Oct 07, 2017 7:51 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 650
Views: 86113

Re: Picking College and College Scholarships

I wonder whether your experience is representative. I've always thought that the differences between students at the most selective schools were exaggerated, often out of a desire by the students to differentiate themselves. It's hard for me to imagine that admissions offices can sustain that kind o...
by jodydavis
Fri Oct 06, 2017 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 650
Views: 86113

Re: Picking College and College Scholarships

Thanks for the reply, that's very helpful. And it makes more sense, thinking about the large numbers of potentially qualified students, once you define the issue as "fit." That said, it does sound like things are perhaps a bit different today. I went to Yale undergrad, and I'm not sure I saw any dis...
by jodydavis
Fri Oct 06, 2017 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 650
Views: 86113

Re: Picking College and College Scholarships

The second half of that quote speaks to the admiration I have, for the most part, in the decisions reached by Admissions Officers at some of the selective schools. They seem to read between the lines of LoRs, and apparently read essays carefully, and I have been impressed how they seem to reject th...
by jodydavis
Fri Aug 25, 2017 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: Should I abandon airline credit cards for cash back?
Replies: 34
Views: 4097

Re: Should I abandon airline credit cards for cash back?

Have you considered shifting to hotel points (or flexible points with hotel options)? Like you, I have given up collecting airline miles (after logging million+ miles on AA, etc.), because I personally don't have the flexibility required to maximize values given the increasing restrictions on award ...
by jodydavis
Fri Aug 25, 2017 1:34 pm
Forum: Personal Investments
Topic: Priorities - Biglaw junior associate
Replies: 58
Views: 8473

Re: Priorities - Biglaw junior associate

Former biglaw associate here. It is interesting to see how divided the opinion is. I also agree that you should give more weight to the opinions of the lawyers, as the unique aspects of biglaw (very low likelihood of partnership, up or out structure, high burnout, etc.) make it somewhat unlike other...
by jodydavis
Wed Aug 23, 2017 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: At age 66, should let my $1MM life insurance policy lapse?
Replies: 32
Views: 5444

Re: At age 66, should let my $1MM life insurance policy lapse?

I agree with the previous post. From a purely financial perspective, it makes sense to keep it since the expected value of the policy is currently positive.
by jodydavis
Fri Jul 07, 2017 1:23 pm
Forum: Personal Consumer Issues
Topic: Passing through Las Vegas for 1.5 days..hiking
Replies: 19
Views: 2067

Re: Passing through Las Vegas for 1.5 days..hiking

If you are there primarily for the hiking, then Zion is a no-brainer. I actually prefer it to the Grand Canyon. If you can get a permit to do the overnight Narrows hike, do it, as it is spectacular (though even a short day hike from the bottom is terrific) - plus, it's very shady, so won't be too ho...