Search found 189 matches

by jodydavis
Tue Jul 03, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: International Vacation Ideas
Replies: 47
Views: 3089

Re: International Vacation Ideas

My wife is a little worried about medical in some of these destinations as she has a pre-existing condition. It's relatively well managed but more of a just in case. How real is that concern in these locations that are generally less advanced? Since no one has addressed this yet, let me take a quic...
by jodydavis
Mon Jul 02, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: International Vacation Ideas
Replies: 47
Views: 3089

Re: International Vacation Ideas

Two suggestions: 1. SE Asia (Cambodia, Vietnam, Thailand, Bali, etc.) - I know you said you weren't interested in Asia, but here's an attempt to persuade you: it is way more different than the places you have been. The food and culture are amazing. It's super inexpensive, with lots of points hotels....
by jodydavis
Sun Jun 24, 2018 10:46 am
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 347
Views: 31014

Re: What is/ was your career and would you recommend it now?

This is a really interesting and helpful thread. I'm struck by how many folks would not recommend their career today, despite in many/most cases having been quite successful. Sometimes it's because conditions have changed (e.g. medicine), and that makes sense. Other times, it's because there are cer...
by jodydavis
Sat Jun 09, 2018 5:45 pm
Forum: Personal Consumer Issues
Topic: Need advice on 1st international vacation
Replies: 106
Views: 6155

Re: Need advice on 1st international vacation

We love art galleries, museums, and beautiful buildings. We aren't foodies, but enjoy good meals. We aren't going to spend 75 dollars a person on a fancy restaurant more than once on a vacation, but we like to use tripadvisor to find good recommendations. I guess when I think of going overseas it's...
by jodydavis
Sat Jun 09, 2018 5:15 pm
Forum: Personal Consumer Issues
Topic: Foreign language immersion daycare
Replies: 50
Views: 2710

Re: Foreign language immersion daycare

It all depends on how much exposure to another language is worth it to you. The cost (in terms of commute) is high. Even if you hire someone to drive your child back and forth, that's a lot of extra time strapped into a car seat every single day. Not only is that probably not great for the child's d...
by jodydavis
Tue Jun 05, 2018 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Can a Retired 60 yo MD, MBA Start a Law Career?
Replies: 276
Views: 13954

Re: Can a Retired 60 yo MD, MBA Start a Law Career?

I'm a lawprof at a top 30 school and have been a member of our hiring committee for many years. I skimmed the thread, so I apologize if I've missed something. If you want to go to law school because you are interested in the law, have the time/money, want to change careers, and just want to learn ab...
by jodydavis
Sat Jun 02, 2018 4:22 pm
Forum: Personal Consumer Issues
Topic: Need advice on 1st international vacation
Replies: 106
Views: 6155

Re: Need advice on 1st international vacation

For a first international vacation, I echo the other folks who say western europe would be a good option. The tourist infrastructure is well-developed, and pretty much all of the major areas will have people who speak English, so it will be easy to get around. And the culture and food are fantastic ...
by jodydavis
Sun May 06, 2018 11:50 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 110
Views: 8459

Re: Bucket List Adventures/Activities

To Do:
Greek Islands
Thailand Islands
Yangshuo, China
Halong Bay, Vietnam
Tour Mont Blanc

Scheduled:
Raft the Grand Canyon

Done:
Angkor Wat
Tikal
Machu Picchu
Galapagos
Bali
Great Wall
Tokyo/Kyoto/Nara
Zion Narrows
by jodydavis
Wed Apr 11, 2018 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Help me choose a top law school!
Replies: 65
Views: 6191

Re: Help me choose a top law school!

Lawprof here at a top-30 school. They're all great schools, and you can't really go wrong. I'd echo the others who say, given your stated goals, UVa seems like the best choice, both financially and for career purposes. If you do well, you will have access to BigLaw, and UVa places well in DC. Congra...
by jodydavis
Tue Apr 10, 2018 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Ivy school education. Is it worth it?
Replies: 238
Views: 14127

Re: Ivy school education. Is it worth it?

This is part of a much larger discussion that is not germane to the OP's question, re: what grades signify, how they are understood by others (particularly employers), are they meant to be relative or absolute measures of performance, how are they used across institutions, etc. I'll just suggest tha...
by jodydavis
Tue Apr 10, 2018 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Ivy school education. Is it worth it?
Replies: 238
Views: 14127

Re: Ivy school education. Is it worth it?

I have a family member who recently graduated from an ivy. His comment is the opposite of this. That getting in is way harder than staying in. And that there are a lot of “not brilliant/very average” students there (legacies, athletes) who will graduate with at least average grades as long as they ...
by jodydavis
Sat Mar 24, 2018 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Tips for moving to NYC
Replies: 57
Views: 5119

Re: Tips for moving to NYC

For a humorous look at living in NYC and the culture:

http://www.slate.com/blogs/business_ins ... laugh.html

J.D.
by jodydavis
Fri Mar 16, 2018 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: How does everyone here earn so much?
Replies: 131
Views: 7777

Re: How does everyone here earn so much?

... Life is fair. ... 3) In any case, effort matters. It does not guarantee success. Nothing in the world does. But, effort gives you a fighting chance. KlangFool These are two very different statements. I agree with the latter. But it's very different from the former. Believing that life is fair m...
by jodydavis
Thu Mar 08, 2018 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Housing Budget Check (paging Watty / KlangFool)
Replies: 86
Views: 6993

Re: Housing Budget Check (paging Watty / KlangFool)

Congratulations, on multiple fronts! Based on the amount of thought you've given to this, you are going to be fine. Financially, you can easily swing this, and all of the comments are more along the lines of dealing with the unknowns associated with being a new parent. Even under a worst-case scenar...
by jodydavis
Wed Feb 21, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: $20,000 question - Galapagos or Serengeti safari ?
Replies: 29
Views: 3762

Re: $20,000 question - Galapagos or Serengeti safari ?

I've never been on safari, but went to the Galapagos a few years ago. It was fantastic. Although both focus on wildlife, my sense is that they do so in very different ways, so a lot depends on what you are looking for. Obviously, the wildlife is very different. In the Galapagos, you will see all kin...
by jodydavis
Sat Jan 27, 2018 9:11 pm
Forum: Personal Consumer Issues
Topic: Machu Picchu and Galapagos in late March 2019
Replies: 29
Views: 2086

Re: Machu Picchu and Galapagos in late March 2019

Have been to both, though on separate trips. Lots of good advice so far. A few more tips: 1. Re: altitude sickness, it's impossible to predict how you will react. Some folks have no problem, others get hit really hard, and it's not correlated to physical fitness. I think you are right to go to the s...
by jodydavis
Sat Jan 27, 2018 11:45 am
Forum: Investing - Help with Personal Investments
Topic: Here's my net worth....I max everything out.....now what?
Replies: 64
Views: 12191

Re: Here's my net worth....I max everything out.....now what?

After tax investing doesn't have to be any more complicated than your pre-tax investing. You've already invested a lot into your pre-tax 401k. If you are comfortable with that, then do the same with your post-tax money. You can even invest in the exact same funds. The only additional complication is...
by jodydavis
Mon Jan 08, 2018 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: Life at a crossroad: seeking advice
Replies: 54
Views: 7221

Re: Life at a crossroad: seeking advice

Lots of good advice. Having a toddler with both parents working full time is extremely stressful and has a way of re-setting priorities. Couple of thoughts: 1. It gets better. As the kid gets older, things get easier every year. So be wary of making decisions based on how you feel now, as things wil...
by jodydavis
Tue Nov 28, 2017 12:16 pm
Forum: Investing - Help with Personal Investments
Topic: Can I afford a $1,400,000 house
Replies: 93
Views: 10312

Re: Can I afford a $1,400,000 house

Yes you can (or will be able to) afford it. But as others have pointed out, it's probably a bad idea. Mostly because, although you think you know how you will feel in a few years, you don't really know, and people are largely lousy at predicting how they will feel. If you buy the house and stretch, ...
by jodydavis
Tue Oct 31, 2017 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Will we be house poor in Boston? Help us to set a budget limit
Replies: 36
Views: 3487

Re: Will we be house poor in Boston? Help us to set a budget limit

Newton resident here - moved from Cambridge/Somerville for the schools/space. Based on your income and savings (assuming your income is relatively stable), $1.2-1.5MM should be doable, and would not leave you "house poor." And in that range, there should be a good number of decent options, either mo...
by jodydavis
Thu Oct 19, 2017 11:05 am
Forum: Personal Consumer Issues
Topic: Europe vacation, family of 5
Replies: 15
Views: 1808

Re: Europe vacation, family of 5

Echoing what others have said: 1. Transport for 5 - Uber, etc., often have options for vans and larger cars that can fit 5. You pay a bit more, but can all fit in the same car. Very easy to use, just like in the US. Subway in both London and Paris is also very easy to use, and will put you at most a...
by jodydavis
Tue Oct 17, 2017 8:13 am
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 98
Views: 8535

Re: What do you buy in Asian food stores?

The reason for my questions is that the Asian cuisine seems too complex for my preferences. And people, like the woman in the Vietnamese store I mentioned in the OP, emphasize the need for elaborate preparation, sophisticated sauces, and other work. I am looking for 80/20 solutions: maximum nutriti...
by jodydavis
Sat Oct 07, 2017 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 626
Views: 69518

Re: Picking College and College Scholarships

I never said that there was one “type” at Yale. Coming back to my Brown and Columbia example, how many kids do you know that would fit well into both? You did say that H and Y "attract different types," but it's possible I read too much into that. My point is that, because there is such a wide rang...
by jodydavis
Sat Oct 07, 2017 7:51 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 626
Views: 69518

Re: Picking College and College Scholarships

I wonder whether your experience is representative. I've always thought that the differences between students at the most selective schools were exaggerated, often out of a desire by the students to differentiate themselves. It's hard for me to imagine that admissions offices can sustain that kind o...
by jodydavis
Fri Oct 06, 2017 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 626
Views: 69518

Re: Picking College and College Scholarships

Thanks for the reply, that's very helpful. And it makes more sense, thinking about the large numbers of potentially qualified students, once you define the issue as "fit." That said, it does sound like things are perhaps a bit different today. I went to Yale undergrad, and I'm not sure I saw any dis...
by jodydavis
Fri Oct 06, 2017 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 626
Views: 69518

Re: Picking College and College Scholarships

The second half of that quote speaks to the admiration I have, for the most part, in the decisions reached by Admissions Officers at some of the selective schools. They seem to read between the lines of LoRs, and apparently read essays carefully, and I have been impressed how they seem to reject th...
by jodydavis
Fri Aug 25, 2017 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: Should I abandon airline credit cards for cash back?
Replies: 34
Views: 3638

Re: Should I abandon airline credit cards for cash back?

Have you considered shifting to hotel points (or flexible points with hotel options)? Like you, I have given up collecting airline miles (after logging million+ miles on AA, etc.), because I personally don't have the flexibility required to maximize values given the increasing restrictions on award ...
by jodydavis
Fri Aug 25, 2017 1:34 pm
Forum: Investing - Help with Personal Investments
Topic: Priorities - Biglaw junior associate
Replies: 45
Views: 5527

Re: Priorities - Biglaw junior associate

Former biglaw associate here. It is interesting to see how divided the opinion is. I also agree that you should give more weight to the opinions of the lawyers, as the unique aspects of biglaw (very low likelihood of partnership, up or out structure, high burnout, etc.) make it somewhat unlike other...
by jodydavis
Wed Aug 23, 2017 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: At age 66, should let my $1MM life insurance policy lapse?
Replies: 32
Views: 5027

Re: At age 66, should let my $1MM life insurance policy lapse?

I agree with the previous post. From a purely financial perspective, it makes sense to keep it since the expected value of the policy is currently positive.
by jodydavis
Fri Jul 07, 2017 1:23 pm
Forum: Personal Consumer Issues
Topic: Passing through Las Vegas for 1.5 days..hiking
Replies: 19
Views: 1810

Re: Passing through Las Vegas for 1.5 days..hiking

If you are there primarily for the hiking, then Zion is a no-brainer. I actually prefer it to the Grand Canyon. If you can get a permit to do the overnight Narrows hike, do it, as it is spectacular (though even a short day hike from the bottom is terrific) - plus, it's very shady, so won't be too ho...
by jodydavis
Wed Jun 07, 2017 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Chase hotel credit cards / IHG Anniversary Free Night
Replies: 38
Views: 6395

Re: Chase hotel credit cards / IHG Anniversary Free Night

Re: IHG card - I agree that it is very easy to book the free night, and there are no restrictions as far as I can tell, in terms of which hotels, so long as they have a basic room available. So for $49 you can book a free night at any Intercontinental hotel in the world (see, e.g., Bora Bora), which...
by jodydavis
Tue May 23, 2017 11:40 am
Forum: Investing - Help with Personal Investments
Topic: I admit, I give up [need strategy for getting back in]
Replies: 41
Views: 7708

Re: I admit, I give up [need strategy for getting back in]

As others have noted, the main issue seems to be behavioral (loss aversion, market timing, etc.), and this both led to your exiting the market when you shouldn't have and is leading you to avoid investing when you should now. So the question is what option will best: (a) allow you to overcome your f...
by jodydavis
Mon May 22, 2017 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Galapagos Trip, Suggestions
Replies: 23
Views: 2877

Re: Galapagos Trip, Suggestions

Re: Galapagos - the key is to find the right boat with the right itinerary that fits what you want. Although some folks do this independently, access to the islands is very controlled, so really the best way to do this is through a cruise. Scuba diving boats are different from the regular expedition...
by jodydavis
Thu May 11, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: Travel tips for first time visitors to England and France?
Replies: 55
Views: 6119

Re: Travel tips for first time visitors to England and France?

Lots of good advice so far. A few additional tips: 1. Resist the temptation to overschedule. You'll want to pack in a lot of things on your first visit, but try to leave room to wander. Both London and Paris are great places for wandering and finding an unexpected cafe, neighborhood, shop, park, etc...
by jodydavis
Mon May 08, 2017 8:04 am
Forum: Personal Consumer Issues
Topic: Seattle and Vancouver with kids
Replies: 19
Views: 1695

Re: Seattle and Vancouver with kids

Former Seattlite here, with kids. Lots of good recommendations. For kids, I think especially: 1. Ferry ride to Bainbridge, if weather is nice. Beautiful views of Seattle. Novelty of being on a large ferry. Can also walk along the harbor, maybe ride the big ferris wheel. 2. Aquarium, Science Center, ...
by jodydavis
Thu May 04, 2017 8:03 am
Forum: Personal Finance (Not Investing)
Topic: Buying a luxury car (how dumb would it be to do this?)
Replies: 216
Views: 25107

Re: Buying a luxury car (how dumb would it be to do this?)

A lot of people are pointing out that we need to save more for college. As someone who teaches kids at an expensive, private university, I'm acutely aware of this issue. We've run the numbers extensively. Our oldest is 10 years away from college (and our employer pays half of the tuition). We've ca...
by jodydavis
Mon Apr 24, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Alaska cruise advice
Replies: 33
Views: 3803

Re: Alaska cruise advice

The SO and I are looking at taking a cruise to Alaska this year. She's been on several cruises; this would be my first time. We haven't been to Alaska before. Searching the board, it looks like there are quite a few experienced Bogleheads who may be able to help with some questions: 1. Cruise line ...
by jodydavis
Sat Apr 08, 2017 10:39 am
Forum: Personal Finance (Not Investing)
Topic: How many financial secrets?
Replies: 58
Views: 6942

Re: How many financial secrets?

No secrets here. Annual financial check in. Otherwise, we each manage our own individual accounts and jointly manage our joint accounts. Same overall goals and spending patterns, so very few disagreements. Where disagreements do arise, we talk and work them out. Always discuss any major purchases or...
by jodydavis
Sat Apr 08, 2017 10:14 am
Forum: Personal Consumer Issues
Topic: Packing cubes for travel
Replies: 60
Views: 5522

Re: Packing cubes for travel

To each his own. I'm usually 100% in favor of methods to increase organization, but I haven't drunk the Kool Aid on this one yet. Agreed. This is a classic YMMV thing, depending on how you travel and how you pack. I find them useful. Organizationally, they help, as many have noted. Less noted is th...
by jodydavis
Mon Mar 20, 2017 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Any downside in buying a brand new house ?
Replies: 71
Views: 6746

Re: Any downside in buying a brand new house ?

We bought a new house several years ago, and I agree with a lot of the advice. Because we bought before everything was finished, we were able to ask for certain changes and modifications, which greatly improved the utility of the house for us. So there were definitely substantial upsides. That said,...
by jodydavis
Tue Mar 07, 2017 8:57 am
Forum: Personal Consumer Issues
Topic: Advice on relocation or staying put
Replies: 83
Views: 7378

Re: Advice on relocation or staying put

srt7, Then, it makes even less sense to me. Depending on which high-tech area that you refer to, I do not see those 3 places Seattle/Boston/Denver has better opportunities than Austin. KlangFool It only makes less sense if you ignore the OP's stated reason for leaving Austin. It's not that there ar...
by jodydavis
Tue Mar 07, 2017 8:23 am
Forum: Personal Consumer Issues
Topic: Advice on relocation or staying put
Replies: 83
Views: 7378

Re: Advice on relocation or staying put

srt7, Then, it makes even less sense to me. Depending on which high-tech area that you refer to, I do not see those 3 places Seattle/Boston/Denver has better opportunities than Austin. KlangFool It only makes less sense if you ignore the OP's stated reason for leaving Austin. It's not that there ar...
by jodydavis
Mon Mar 06, 2017 3:54 pm
Forum: Personal Consumer Issues
Topic: Advice on relocation or staying put
Replies: 83
Views: 7378

Re: Advice on relocation or staying put

I grew up in Seattle (17 years) and currently live just outside Boston (23 years now). Both are great places to live, with lots of interesting restaurants, culture, access to outdoors, growing economies, etc. Expensive, yes, but assuming you are willing to foot the bill, it then comes down to a matt...
by jodydavis
Tue Feb 07, 2017 8:44 am
Forum: Personal Consumer Issues
Topic: Disney Cruise instead of Disney World?
Replies: 45
Views: 5457

Re: Disney Cruise instead of Disney World?

I've been to both, and agree with those who say it all depends on what you and your son want out of a vacation, as they are very different. The Disney Cruise is very much like any other Caribbean cruise, except with Disney characters and theme-ing (done very well). Lots of characters, pool, activiti...
by jodydavis
Tue Dec 20, 2016 11:43 am
Forum: Personal Consumer Issues
Topic: Hard Endeavor/Exercise in Middle Age
Replies: 118
Views: 9820

Re: Hard Endeavor/Exercise in Middle Age

If you like the camaraderie and physicality of certain team sports, have you thought about joining a basketball league? Not as physical as football or hockey, but more than baseball/softball. It's a great team sport, and at 35, the ratio of enjoyment/injury risk is still positive. And they have leag...
by jodydavis
Fri Dec 09, 2016 9:59 am
Forum: Personal Consumer Issues
Topic: Learning Violin as an adult...1.5 years later
Replies: 198
Views: 27858

Re: Learning an instrument as an adult?

Calculus in college wasn't easy, either. But I gutted it out because I had to in order to get an engineering degree. Chemical engineering wasn't particularly easy. But I stayed with that because of the job prospects. Getting an MBA while working full time wasn't easy and neither was making the deci...
by jodydavis
Thu Dec 08, 2016 2:08 pm
Forum: Personal Consumer Issues
Topic: Learning Violin as an adult...1.5 years later
Replies: 198
Views: 27858

Re: Learning an instrument as an adult?

Go for it! It's never too late to start, and it can be very rewarding. That said, here are some thoughts: 1. Think carefully about which instrument you want to take up, as they are all quite different. Most important is what speaks to you, as that will motivate you. Beyond that, a lot depends on wha...
by jodydavis
Wed Dec 07, 2016 2:49 pm
Forum: Personal Consumer Issues
Topic: Flying Across Atlantic with 98th Percentile 18-Month Child
Replies: 114
Views: 9348

Re: Flying Across Atlantic with 98th Percentile 18-Month Child

If you can afford it, buy the seat. Given his size and the length of the trip, you will be glad to have the extra space. Plus, with three legs each way, plus airport time, you and your spouse will be exhausted, so anything that might possibly make the trip easier will make a big difference. You migh...
by jodydavis
Mon Nov 21, 2016 9:57 am
Forum: Personal Consumer Issues
Topic: cheap hotels in NYC
Replies: 35
Views: 4091

Re: cheap hotels in NYC

I go to NYC all the time and stay at a wide range of hotels, from superluxe to cheap. My go-to cheap(ish) hotel in NYC is the Hilton Garden Inn on W. 35th. Reasonable prices during fall/winter. Very convenient location near Times Square, Penn Station, good Korean food. Rooms are small but very clean...
by jodydavis
Mon Nov 14, 2016 12:49 pm
Forum: Personal Consumer Issues
Topic: How to give a young traveller in France some "walking-around money?"
Replies: 25
Views: 3080

Re: How to give a young traveller in France some "walking-around money?"

I agree with those saying that giving her paper Euros would be best. Feels more special getting paper foreign currency (rather than plastic), and will get her excited about the trip. Plus, having cash on hand is always very convenient and removes some of the anxiety of finding an ATM, worrying if yo...