Search found 1866 matches

by sunny_socal
Tue Apr 23, 2019 2:33 pm
Forum: Personal Consumer Issues
Topic: Best pillow under $50?
Replies: 32
Views: 2087

Re: Best pillow under $50?

Bought some panda pillows from Costco. It's one of their 'occasional' items, not a regular item.

Get it here:
https://www.amazon.com/Panda-Life-Shred ... B00ZALJ2OY


I LOVE this pillow!
by sunny_socal
Mon Apr 22, 2019 10:53 am
Forum: Personal Finance (Not Investing)
Topic: How to get USAA insurance?
Replies: 20
Views: 1852

Re: How to get USAA insurance?

Serious question: Why would you want it? We've had USAA for about 20 years and eventually it became clear it was about twice as much as the competition. I couldn't wait to switch.
by sunny_socal
Fri Apr 19, 2019 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: The reality of borrowing from your 401k for home mortgage
Replies: 48
Views: 3081

Re: The reality of borrowing from your 401k for home mortgage

What kind of cars do you drive? If newer, perhaps you could downgrade to help scrape up the cash quickly.
by sunny_socal
Fri Apr 19, 2019 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: RSUs and ESPP after 2-Week Notice
Replies: 21
Views: 1249

Re: RSUs and ESPP after 2-Week Notice

scottgekko wrote:
Fri Apr 19, 2019 11:23 am
Give your 2 weeks notice 2 weeks prior to your start date which would be May 6. RSU's vested the week before; no issue.

Or is there a reason you want to give 3 weeks notice?
This

You may be walked out immediately. I've seen it happen several times (not saying it would apply to you.)
by sunny_socal
Fri Apr 19, 2019 6:31 am
Forum: Personal Consumer Issues
Topic: Buying a bed
Replies: 42
Views: 2902

Re: Buying a bed

Very simple for us: [1] Go to Ikea, pick out bed frame [2] Go to Costco, pick out mattress that fits Done! No messing with 'box springs', trial periods, electronic adjustments, fancy foam. Repeat every 15 years. We're a very picky society and mattress retailers are raking in the cash https://images-...
by sunny_socal
Wed Apr 17, 2019 6:39 am
Forum: Personal Consumer Issues
Topic: How to fix jerky images on streaming TV?
Replies: 29
Views: 1580

Re: How to fix jerky images on streaming TV?

I always use a wired ethernet connection for streaming. If your home is not wired, use a pair of these: https://www.frys.com/product/7859069?store=22&source=google&gclid=EAIaIQobChMI5tTyyoTX4QIVy8DACh2HXgmKEAQYASABEgKugvD_BwE https://images.frys.com/art/product/300x300/7859069.01.prod.jpg And rather...
by sunny_socal
Mon Apr 15, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Where To Get New Bikes
Replies: 64
Views: 3832

Re: Where To Get New Bikes

... Wow! Never mind then. Now only two choices remain: Buy complete crap from Target/Walmart or buy more bike than you need from the LBS. :( You are overlooking the Bikes Direct option. Good selection of decent bikes shipped to your door. Minor assembly required. I've used them before. You do get g...
by sunny_socal
Mon Apr 15, 2019 9:50 am
Forum: Personal Consumer Issues
Topic: Recommend a reversible glue for sticking plastic to metal
Replies: 11
Views: 600

Re: Recommend a reversible glue for sticking plastic to metal

clear silicone caulk Lexel any caulk that stays flexible, generally used outdoors or around water areas, should be fine. Not going to say it will be easy-peasy to remove but they will not harden completely. Silicone may yellow a tad over time. Probaly stay away from any caulk with latex, as the lat...
by sunny_socal
Mon Apr 15, 2019 8:25 am
Forum: Personal Consumer Issues
Topic: Worry free antivirus for my parent's computer
Replies: 18
Views: 1020

Re: Worry free antivirus for my parent's computer

You're sticking with Windows? Without a doubt the worst possible solution if you're worried about crapware and viruses. I would pick from these: [1] A PC-based laptop with linux Mint installed. It's "free" if you already have a laptop. Just install a couple browsers and make sure they work. [2] A Ch...
by sunny_socal
Mon Apr 15, 2019 8:22 am
Forum: Personal Consumer Issues
Topic: Where To Get New Bikes
Replies: 64
Views: 3832

Re: Where To Get New Bikes

One good option is Performance Bike As an aside, they recently went out of business. Regardless, the advice to buy from a bike shop is sound. Buy from the one who spends some time to make sure you are on one that fits you--a bike that fits gets ridden. I had no idea, thanks for the heads up. I thin...
by sunny_socal
Mon Apr 15, 2019 6:06 am
Forum: Personal Consumer Issues
Topic: Where To Get New Bikes
Replies: 64
Views: 3832

Re: Where To Get New Bikes

Don't buy any department store bike. Even if you buy a $200 bike from LBS you will be better off. Also check the used rack and Craigslist. This. Seriously, anything from Target/Walmart is a waste of money. My ranking: - Target/Walmart: Avoid like the plague - Craigslist: Only if you know what you'r...
by sunny_socal
Mon Apr 15, 2019 6:00 am
Forum: Personal Consumer Issues
Topic: Luxury car recommendations?
Replies: 104
Views: 8147

Re: Luxury car recommendations?

OP just get a CPO Lexus if you're accustomed to driving a Toyota:
- You can still have it serviced at a Toyota dealer and save a ton on maintenance
- Nicer interior
- Quieter

German cars feel great but if you're a "lifelong saver" the maintenance could come as a shock.
by sunny_socal
Mon Apr 15, 2019 5:55 am
Forum: Personal Consumer Issues
Topic: How do you solicit 360 degree feedback?
Replies: 20
Views: 1498

Re: How do you solicit 360 degree feedback?

Sounds like bureaucratic corporate nonsense to me. It totally is. No matter where you are, your 'performance' is really determined by the following factors: - How long you've been there. Noobs are at the bottom of the food chain. Fact. - Your connections. Just like banks, no one will stick their ne...
by sunny_socal
Sun Apr 14, 2019 7:24 am
Forum: Personal Consumer Issues
Topic: Talk me in/out of $35k Tesla Model 3
Replies: 286
Views: 18452

Re: Talk me in/out of $35k Tesla Model 3

Tesla ends online orders of Model 3:
https://www.nytimes.com/2019/04/12/busi ... del-3.html

Run away!

Image
by sunny_socal
Sun Apr 14, 2019 7:22 am
Forum: Personal Consumer Issues
Topic: Anyone have a child model?
Replies: 42
Views: 4505

Re: Anyone have a child model?

We were approached about child modeling. Living in San Diego at the time, we would have been required to drive to LA for the shoots.

Decided not to pursue it, it's better for our kids to be kids.
by sunny_socal
Sun Apr 14, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Is there a good website(s) or resources for used car reviews?
Replies: 24
Views: 1471

Re: Is there a good website(s) or resources for used car reviews?

While CR may be the best out there let's not forget their car of the year award to Tesla that had to be rescinded within months. They too are susceptible to "What I wish to be true will become so." Another option-- just look at two or three year old Toyota or Honda products (Lexus and Acura include...
by sunny_socal
Sun Apr 14, 2019 7:18 am
Forum: Personal Consumer Issues
Topic: Is there a good website(s) or resources for used car reviews?
Replies: 24
Views: 1471

Re: Is there a good website(s) or resources for used car reviews?

Here's some free advice, no need to read magazines! :wink: - Japanese brands are generally good. [1] Toyota [2] Honda [3] The Rest [4] Korean. Great for medium/compact cars and crossover SUVs. - American brands are ok. For large trucks & SUVS they are great, I'd avoid compact cars. - German/Euro bra...
by sunny_socal
Sun Apr 14, 2019 7:09 am
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 77
Views: 6959

Re: Recommend a good SOCK. Yes, I said SOCK!

I like these plain white socks: - They fit my foot - No seams or bumps inside - Not overly tight (must have higher cotton content) - Not hot (again, must have more cotton) Haven't found anything similar in the big box stores. These do have a grey toe and heel. https://www.amazon.com/gp/product/B00FB...
by sunny_socal
Sun Apr 14, 2019 7:03 am
Forum: Personal Consumer Issues
Topic: Free Southwest Companion Pass for 2019
Replies: 63
Views: 5654

Re: Free Southwest Companion Pass for 2019

Seems like a good deal to us. A dozen flights in 2019 with companion for us for $69 and a modest spend. Sure, two years are better than one year. But one year suits us just fine and we are not in a position to manufacture the spend required for the points needed for the two-year. I didn't want to m...
by sunny_socal
Sat Apr 13, 2019 9:27 am
Forum: Personal Consumer Issues
Topic: Free Southwest Companion Pass for 2019
Replies: 63
Views: 5654

Re: Free Southwest Companion Pass for 2019

wootwoot wrote:
Sat Apr 13, 2019 8:40 am
OP this isn't much of a deal.
Yes, but getting the pass for 2019 _and_ 2020 is a good deal.
by sunny_socal
Sat Apr 13, 2019 8:06 am
Forum: Personal Consumer Issues
Topic: Free Southwest Companion Pass for 2019
Replies: 63
Views: 5654

Re: Free Southwest Companion Pass for 2019

Got my Companion Pass, good till end of 2020! It was effortless. I didn't need to set up anything, just used the cards and Chase transferred points from each to the RR account automatically. Took about a month to spend the 5k, another month for points to show up.

Thanks everyone! :beer
by sunny_socal
Sat Apr 13, 2019 7:13 am
Forum: Personal Consumer Issues
Topic: Buying a new computer could use advice
Replies: 32
Views: 2639

Re: Buying a new computer could use advice

Mac Mini? Yes, except a decent mac mini will still be $1k, far exceeding the OP's budget of $500. Assuming this must be purchased from Best Buy. My recommendation: - Buy a computer for about $400 - Make sure it includes at least 8GB memory (prefer 16GB) - Budget $50 for a 256GB SDD, buy it at the s...
by sunny_socal
Sat Apr 13, 2019 6:59 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads, why won't anyone hire me?
Replies: 194
Views: 17515

Re: Bogleheads, why won't anyone hire me?

You need to get out of that factory job. BUILD your career. Right now you're making money (and doing more than surviving) but you're not gaining any relevant experience. Who will get hired? [Applicant A] Has a degree and 2 years of experience as an admin [Applicant B] Has a degree and no experience ...
by sunny_socal
Sat Apr 13, 2019 6:47 am
Forum: Personal Finance (Not Investing)
Topic: Alliant 3/2.5% card - any experience?
Replies: 52
Views: 8615

Re: Alliant 3/2.5% card - any experience?

Haven't been notified about the $99 annual fee.

Still plan on keeping the card. The breakeven point is $20k spend/year compared to a no-fee 2% card.

Those who don't mind carrying several cards and using targeted categories will likely do better.
by sunny_socal
Thu Apr 11, 2019 8:04 am
Forum: Personal Consumer Issues
Topic: Can you buy a new car with a cashiers check without unfreezing a credit freeze?
Replies: 68
Views: 4087

Re: Can you buy a new car with a cashiers check without unfreezing a credit freeze?

Some dealers might make you wait for the check to clear, a couple days. If you want to drive it home that day they may insist on a credit check. Up to you how long you're willing to wait.
by sunny_socal
Thu Apr 11, 2019 7:52 am
Forum: Personal Consumer Issues
Topic: How Much Do You Pay For Haircut?
Replies: 115
Views: 6236

Re: How Much Do You Pay For Haircut?

$25 + $4 tip
by sunny_socal
Thu Apr 11, 2019 4:42 am
Forum: Personal Consumer Issues
Topic: Talk me in/out of $35k Tesla Model 3
Replies: 286
Views: 18452

Re: Talk me in/out of $35k Tesla Model 3

Did OP ever buy a Tesla? Fun toy I'm sure, but not something I'd plan to own for 10 years. The future of Tesla doesn't seem secure.
by sunny_socal
Thu Apr 11, 2019 4:37 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads, why won't anyone hire me?
Replies: 194
Views: 17515

Re: Bogleheads, why won't anyone hire me?

TLDR Degree in 'healthcare admin'? Didn't even know there was such a thing. To me that's a big clue. Degrees are for doctors/lawyers/engineers. The rest just have a piece of paper that isn't worth much unless you already have some skills to back it up. You'll likely need to find a company that does ...
by sunny_socal
Wed Apr 10, 2019 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Wife hates new job...wants to quit after 1 day
Replies: 191
Views: 18505

Re: Wife hates new job...wants to quit after 1 day

Just have her start looking for a new job. If she gets laid off in the meantime she'll at least get a couple weeks' severance.
by sunny_socal
Wed Apr 10, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: Ceiling fan install (high ceiling)
Replies: 32
Views: 1828

Re: Ceiling fan install (high ceiling)

bampf wrote:
Wed Apr 10, 2019 2:22 pm
Scissor lift from a rental company. Totally worth it.
Our highest ceilings are probably 30ft up. I'd be freaking out at the top of a scissor lift! :shock:
by sunny_socal
Wed Apr 10, 2019 3:14 pm
Forum: Personal Consumer Issues
Topic: Ceiling fan install (high ceiling)
Replies: 32
Views: 1828

Re: Ceiling fan install (high ceiling)

cheese_breath wrote:
Tue Apr 09, 2019 9:05 pm
Too risky for my blood. I'd hire someone.
I did this. Ceiling height at 20ft. Cost was $300 for two fans installed at that height, well worth it IMO.
(cost of fans separate)
by sunny_socal
Wed Apr 10, 2019 3:13 pm
Forum: Personal Consumer Issues
Topic: Remote control solution for my parents.
Replies: 38
Views: 2299

Re: Remote control solution for my parents.

Easy. 1) Turn on the receiver, leave it on. Put a piece of tape over the power button. 2) Put the TV remote into a desk drawer. Put a piece of tape over the desk drawer. 3) Program the cable box remote so that the "TV" power button on it works 4) Show parents how to turn the TV on/off using the cabl...
by sunny_socal
Wed Apr 10, 2019 2:10 pm
Forum: Personal Consumer Issues
Topic: Solution for a thick wallet
Replies: 58
Views: 4999

Re: Solution for a thick wallet

I carry a bunch of credit cards and a number of gift cards and would like a way to eliminate them. More expensive phones offer NFC which supports Apple Pay, etc, but my phone does not. I'd have to buy a new phone for around $300 to make this happen. Some smart watches offer pay and at least one (Ga...
by sunny_socal
Sun Apr 07, 2019 6:27 am
Forum: Personal Consumer Issues
Topic: Google problem on Imac
Replies: 45
Views: 1950

Re: Google problem on Imac

It really gets me angry that you have this giant company trying to take over the world by internet usage and you cannot talk to someone in customer service if you have a problem.Sad state of affairs. I wouldn't blame google or the Mac. You don't have to use google. OP, since you're "techie" enough ...
by sunny_socal
Sun Apr 07, 2019 6:22 am
Forum: Personal Consumer Issues
Topic: Family flying - picking seats at booking
Replies: 75
Views: 4835

Re: Family flying - picking seats at booking

Just booked a Europe trip for family of 4. Decided to pay the fees instead of gambling at the gate. Cost: $475 total along 4 legs. (Ugh)
Since airlines nickel and dime everything these days I just consider it part of the ticket cost :|
by sunny_socal
Sun Apr 07, 2019 6:13 am
Forum: Personal Consumer Issues
Topic: Summer Europe trip - overwhelming to plan!
Replies: 29
Views: 1998

Re: Summer Europe trip - overwhelming to plan!

Thanks everyone! Decided to fly to Stockholm, take the overnight ferry/cruise to Finland (new experience for the kids.) After a week, fly to Munich for a few days. Drive through Switzerland to Milan and spend a few days there. Should be fun, we'll likely hit about 6 countries. This thread helped mak...
by sunny_socal
Sat Apr 06, 2019 2:29 pm
Forum: Personal Consumer Issues
Topic: Thinking of selling my financed iPhone XS Max and going back to Android...
Replies: 40
Views: 2497

Re: Thinking of selling my financed iPhone XS Max and going back to Android...

Don't settle for a mid-tier Android. Get last year's top-tier, ie. something like a Samsung S8 or S8+. $400 BNIB, unlocked.

I'd definitely sell that iphone and get an S8. My son did just that, he listed his iphone ebay today. The S series are fantastic phones.
by sunny_socal
Fri Apr 05, 2019 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: The high cost of sound financial advice
Replies: 45
Views: 4933

Re: The high cost of sound financial advice

Just buy a bunch of books from Amazon.
by sunny_socal
Fri Apr 05, 2019 2:34 pm
Forum: Personal Consumer Issues
Topic: What is this weed in my lawn?
Replies: 34
Views: 3477

Re: What is this weed in my lawn?

Don't use roundup. It will also kill your yard along with the weed! (Don't ask me how I know...)
by sunny_socal
Wed Apr 03, 2019 6:00 am
Forum: Personal Consumer Issues
Topic: New 2019 RAV4 is now out - looks good
Replies: 128
Views: 14134

Re: New 2019 RAV4 is now out - looks good

PBS MotorWeek reviewed compact crossovers recently. The VW Tiguan came in first followed by the Suburu Forester. https://www.pbs.org/video/compact-crossovers-2019-mercedes-amg-c63-s-sedan-vuejwn/ PBS? The Public Broadcasting System? https://en.wikipedia.org/wiki/PBS I don't think I'll take car buyi...
by sunny_socal
Wed Apr 03, 2019 5:57 am
Forum: Personal Finance (Not Investing)
Topic: "Stop Asking Kids What They Want to Be When They Grow Up"
Replies: 25
Views: 1776

Re: "Stop Asking Kids What They Want to Be When They Grow Up"

Interesting opinion piece in the newspaper about how defining one's life solely in terms of a career rarely leads to a satisfying life and can lead to disappointment. It may be obvious, but we always could use a reminder every once in a while. I know I'm guilty of asking kids about what they want t...
by sunny_socal
Tue Apr 02, 2019 12:00 am
Forum: Personal Finance (Not Investing)
Topic: Cross Country Move
Replies: 10
Views: 1110

Re: Cross Country Move

We used 800-pack-rat (just like PODs) and packed our own stuff. Shipped it out and it was held in a storage lot until we had a place. Cost was $4000 for 3 units plus 1-2 months of storage (don't remember.) One such pod would be very cost effective IMO, sounds like that's all you need. We hired someo...
by sunny_socal
Mon Apr 01, 2019 11:57 pm
Forum: Personal Finance (Not Investing)
Topic: How to get cash quickly
Replies: 102
Views: 5981

Re: How to get cash quickly

Yes, there is definitely an opportunity cost involved in keeping hard cash on hand. But as your experience illustrates, there can be a real benefit to it as well. Personally, I have no problem the drag caused by keeping <1% of our net worth in cash. It's called personal finance for good reason. +1 ...
by sunny_socal
Mon Apr 01, 2019 5:04 pm
Forum: Personal Consumer Issues
Topic: Summer Europe trip - overwhelming to plan!
Replies: 29
Views: 1998

Summer Europe trip - overwhelming to plan!

So we're finally all geared up for a Europe trip with the family. - 2-3 weeks total trip time. - Two adults, two teens Agenda: - Must visit Finland first (personal reasons.) This makes everything a little more complicated, open-jaw flight pretty much required. Planing on 5-7 days here. - After this ...
by sunny_socal
Mon Apr 01, 2019 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: How to get cash quickly
Replies: 102
Views: 5981

Re: How to get cash quickly

I've done a cash advance on a credit card at a bank
by sunny_socal
Mon Apr 01, 2019 6:26 am
Forum: Personal Consumer Issues
Topic: 2012 Honda Fit MPG issue
Replies: 49
Views: 3114

Re: 2012 Honda Fit MPG issue

New wrinkle. I had the oil changed on 3/18 ( synthetic). Today, 2 weeks later, having driven a total of about 250-300 miles since oil change, oil life reads 90%. Does this suggest anything specific? Means nothing. It's just the next step below 100% and will likely be at 90% for some time. Don't sta...
by sunny_socal
Mon Apr 01, 2019 6:23 am
Forum: Personal Consumer Issues
Topic: Good computer with solid state drive (SSD)
Replies: 36
Views: 2129

Re: Good computer with solid state drive (SSD)

Find a mid-range "gaming PC" on sale somehwere. Advantages: - Less crapware - Better memory - Better graphics Just get something that comes with the SSD, it's very common. Avoid entry/consumer PCs at all costs unless you're into tinkering. That $200/300 Walmart HP laptop will soon be a boat anchor. ...
by sunny_socal
Fri Mar 29, 2019 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: 11-year old with iPhone - advice on how best to manage?
Replies: 68
Views: 4295

Re: 11-year old with iPhone - advice on how best to manage?

Our youngest:
- Phone goes into a basket in living room at 10pm to be charged
- No playing with phone at dinner time
- We take the phone away for disobedience
by sunny_socal
Fri Mar 29, 2019 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Anybody else get a huge tax increase due to SALT deduction changes?
Replies: 101
Views: 6956

Re: Anybody else get a huge tax increase due to SALT deduction changes?

The SALT would not have affected me very much, I had plenty of deductions.

What killed me this time around was a cross-country move, cost $20k and I was not able to deduct it! :|
by sunny_socal
Thu Mar 28, 2019 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Card
Replies: 68
Views: 5661

Re: Apple Card

Just because the public business model is "we are not going to use your data" doesn't mean they don't have the data. As far as Apple Pay (and thus presumably the new card that is the topic of this thread) is concerned, that's exactly what they mean. The transactions are only stored and processed on...