Search found 457 matches

by mxs
Sun Sep 09, 2018 1:31 am
Forum: Investing - Theory, News & General
Topic: How Edward Jones gets compensated
Replies: 7
Views: 1407

Re: How Edward Jones gets compensated

Count how many times "percentage of the commissions" and the like appears in there and try to not throw up.
by mxs
Sun Sep 09, 2018 1:23 am
Forum: Personal Finance (Not Investing)
Topic: Variable Life Insurance Policy worth it?
Replies: 9
Views: 938

Re: Variable Life Insurance Policy worth it?

I know you stated that you are not eligible for life insurance due to health history. While you are looking at term insurance for your spouse, double check your eligibility. You never know...
by mxs
Sun Sep 09, 2018 12:41 am
Forum: Personal Consumer Issues
Topic: Video Game Collection
Replies: 39
Views: 2193

Re: Video Game Collection

I think an important distinction has been raised here as to the collectible value, useful value, and generation that would be interested. The rare sealed games have extreme collectible value due to being rare. The useful and generation value is probably linked in this case and is likely near the top...
by mxs
Sat Sep 08, 2018 6:41 pm
Forum: Personal Consumer Issues
Topic: Video Game Collection
Replies: 39
Views: 2193

Re: Video Game Collection

If anyone approached even 1/5th of that figure I would sell them :D maybe picking out one or 2 that were sentimental. Anecdotally, I also played magic the gathering and am planning to keep a few cards that I really enjoy artwork or similar on and sell the rest while there is still a market for them...
by mxs
Sat Sep 08, 2018 5:51 pm
Forum: Personal Consumer Issues
Topic: Video Game Collection
Replies: 39
Views: 2193

Re: Video Game Collection

NextMil wrote:
Sat Sep 08, 2018 5:40 pm
Baseball cards lost their value pretty quickly. I would sell.
I don't know if these will have the same fate, but they very well could. I think their useable life is coming to an end and they are only holding historical value now.
by mxs
Sat Sep 08, 2018 5:48 pm
Forum: Personal Consumer Issues
Topic: Video Game Collection
Replies: 39
Views: 2193

Re: Video Game Collection

I am a little younger than you and played a lot of video games growing up, mostly NES, SNES, and Sega Genesis along with a touch of Dreamcast, PlayStation, X-Box and others of that era. That is my point of reference. I do not understand the valuation of these or why people would want these but I und...
by mxs
Fri Sep 07, 2018 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: Variable Life Insurance Policy worth it?
Replies: 9
Views: 938

Re: Variable Life Insurance Policy worth it?

Yes, more info is needed on the policy and your financial situation. Do you even need the policy or would the term policy suffice? If you won't have enough insurance coverage after dropping the variable policy, can you get a new term policy to cover what you do need? If so, at what cost? I would lea...
by mxs
Fri Sep 07, 2018 8:52 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Rigged Horse Race
Replies: 2
Views: 1300

Re: Larry Swedroe: Rigged Horse Race

Well written and analyzed by Larry. I had the great fortune of meeting Larry once and I feel that in regards to finance and economics he falls into the category of people that have forgotten more in that topic than I may ever know.
by mxs
Fri Sep 07, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: Large Family Trip - Florida or Carribean
Replies: 24
Views: 1695

Re: Large Family Trip - Florida or Carribean

I have been to Puerto Rico a few times and it is pretty good. Culebra island has one of the best beaches in the world, Flamenco beach ( coral reef, snorkeling, clear water, etc ), but you will probably be out of tourism season which may or may not be a good thing. There is a ferry boat that goes to ...
by mxs
Fri Sep 07, 2018 11:43 am
Forum: Personal Consumer Issues
Topic: Rec. for a specific type of internet router
Replies: 33
Views: 1463

Re: Rec. for a specific type of internet router

I suggest looking at the different mesh systems available. Google, TP-Link, Tenda, etc... I got the Tenda Nova MW6. This is 3 units for close to $150. You can add more units down the road if you want, up to 8 I think, but I doubt you will need more than 3. We wired the internet to one of the mesh ro...
by mxs
Tue Sep 04, 2018 11:04 pm
Forum: Personal Consumer Issues
Topic: Summer Day A/C Issues
Replies: 41
Views: 2140

Re: Summer Day A/C Issues

In the past I have either used AC or the manual fan on setting, but not both at the same time. For me, the fan is for marginally warm days when the AC isn't really necessary. If I remember correctly, most of those fans are in the neighborhood of 500 watts of power usage, so using it without AC is ve...
by mxs
Tue Sep 04, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: Summer Day A/C Issues
Replies: 41
Views: 2140

Re: Summer Day A/C Issues

Thanks for the update, good info to have.

Completely different system, but I overcharged a vehicle a/c and the system noticed the issue on its own and shut the a/c off. Fortunately I was there actively adding the refrigerant so I knew that I had added too much and simply vented some off.
by mxs
Wed Aug 29, 2018 3:24 pm
Forum: Personal Consumer Issues
Topic: Minivan for family of 4.
Replies: 34
Views: 2856

Re: Minivan for family of 4.

I got a used 10 year old Odyssey that was in very good shape. I would highly recommend a minivan to anyone considering them. Very good for long trips, convenient for getting in and out with kids, and can haul a lot of stuff such as 8 foot boards and full sheets of plywood. I would look at all the mi...
by mxs
Tue Aug 28, 2018 11:10 am
Forum: Personal Consumer Issues
Topic: Summer Day A/C Issues
Replies: 41
Views: 2140

Re: Summer Day A/C Issues

I do not think letting it run all day is a good solution cost wise. Are you varying the temperature during the day? If so, what are your settings at? The humidifier is a Band-Aid fix that you should not need. The AC should be able to handle it. The shade solution may be of some help. Has the outdoor...
by mxs
Wed Aug 22, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: Troubleshoot water heater
Replies: 11
Views: 743

Re: Troubleshoot water heater

I highly suggest you label each breaker and fuse, and reference each separate box to each other so there is no confusion in the future. It will help you should something happen, and any future owners. It also gives a much better impression on sale.
by mxs
Wed Aug 22, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: Cable Modem Router recommendations
Replies: 21
Views: 1271

Re: Cable Modem Router recommendations

I found this cnet article that gives a better explanation of the AC speeds. Lots of good points and helps to get through the marketing BS.
https://www.cnet.com/how-to/your-router ... heres-why/
by mxs
Wed Aug 22, 2018 8:24 am
Forum: Personal Consumer Issues
Topic: Cable Modem Router recommendations
Replies: 21
Views: 1271

Re: Cable Modem Router recommendations

I think, but am not certain, that his fried modem was a modem/router all in one. You can hard wire from a modem to a computer or other device, or perhaps even to a wall outlet to give hard wire access through the house. A router will allow more devices to be able to connect, and we are generally spe...
by mxs
Wed Aug 22, 2018 7:45 am
Forum: Personal Consumer Issues
Topic: Cable Modem Router recommendations
Replies: 21
Views: 1271

Re: Cable Modem Router recommendations

Thanks all. Turns out that Spectrum lets me use their modem for free and I can hook up an old Linksys Wireless G router that I had laying around. I may want to upgrade if I need something with more range or something faster but I'll wait and see. A G router will cripple your speeds. I highly recomm...
by mxs
Wed Aug 22, 2018 7:40 am
Forum: Personal Consumer Issues
Topic: Troubleshoot water heater
Replies: 11
Views: 743

Re: Troubleshoot water heater

Is this a gas or electric water heater? 1. Make sure the circuit breaker didn't trip for it. Usually water heaters are on their own breaker. If it is gas, it is likely a single breaker, 110 VAC. If electric, it is going to be a double breaker, 220 VAC. 2. If it does not have a tripped breaker, the n...
by mxs
Tue Aug 21, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Cable Modem Router recommendations
Replies: 21
Views: 1271

Re: Cable Modem Router recommendations

I recently got the Tenda Nova MW6 3-pack. It is a good cheaper alternative mesh system to the Orbi, Google, etc. Normally close to $150. I put three of the cubes throughout the house and hard wired one to my desktop. I would highly suggest it.
by mxs
Tue Aug 21, 2018 9:01 am
Forum: Investing - Theory, News & General
Topic: Bullish/bearish on GE? Make your case here - new lows today
Replies: 60
Views: 5053

Re: Bullish/bearish on GE? Make your case here - new lows today

And they've been trying to dump their light bulb business for years, with no takers so far. Good point... Does anybody even buy GE light bulbs anymore? I've always been partial to Phillips ;) I recently made the whole house switch to LED bulbs and bought cheap Walmart brand bulbs for just under $2 ...
by mxs
Wed Aug 15, 2018 12:23 pm
Forum: Investing - Theory, News & General
Topic: Bullish/bearish on GE? Make your case here - new lows today
Replies: 60
Views: 5053

Re: Bullish/bearish on GE? Make your case here - new lows today

GE does a lot more than lightbulbs and appliances. They also have serious issues that could cause them to go to zero within a year, or turn around and double. No one knows. I would not gamble on them, in fact I sold some shares a couple weeks ago. Ford at the bottom in 2008 was a better bet that mad...
by mxs
Thu Aug 09, 2018 12:52 pm
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 46
Views: 4127

Re: WiFi router

Do Orbi or Tenda need email address (and cloud connection) for the router to work? I want my routers to NEVER contact anybody outside on its own. I do NOT want it to "auto-update" itself. If I go through all the trouble to set it up and get it to work, I want it to stay working for years, say like,...
by mxs
Thu Aug 09, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 46
Views: 4127

Re: WiFi router

I will be moving soon and going from 6/1 Mbps ATT DSL to 150/25 Mbps Fiber. Fiber company provides the fiber modem at no charge Fiber doesn't require a 'modem', a modem is for changing signals between analog and digital, something that fiber doesn't need The internet company installed a box, call i...
by mxs
Thu Aug 09, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: Amazon Fire 8 HD tablet with Alexa 32 GB for $59.99 (limited time offer)
Replies: 17
Views: 1625

Re: Amazon Fire 8 HD tablet with Alexa 32 GB for $59.99 (limited time offer)

For me, the appeal of the Fire tablets are the prices. Sure you can get a better tablet, but they are usually 2 or 3 times the price, if not more. It also depends on what you are using them for. I can tell you from personal experience they run VLC and play movies very well. Your usage may be somethi...
by mxs
Tue Jul 31, 2018 10:20 pm
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 46
Views: 4127

Re: WiFi router

Update - I went with the Tenda Nova MW6 and I am very happy with it. It took me less than 10 minutes to completely setup, including downloading their app, plugging in and positioning all three devices, and walking around the house to check for dead spots. I am very happy with the device, ease of use...
by mxs
Tue Jul 31, 2018 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: retiring from military to federal job
Replies: 15
Views: 1635

Re: retiring from military to federal job

You have to buyback military time for credit towards pension. Your military time does affect your SCD? Service Computation Date? Which is what your vacation time is based on. Not 100% on that, but I believe it is accurate. 4 hours a pay period your first two years, then 6 hours for 13 years, then 8 ...
by mxs
Sun Jul 22, 2018 12:58 am
Forum: Personal Consumer Issues
Topic: iPhone to Android in 2018...
Replies: 23
Views: 1606

Re: iPhone to Android in 2018...

I’m not sure if you use FaceTime very much, it is a significant feature that my android toting friend wishes he had. Blueman Tell your friend to try out Google Duo, it works just like FaceTime, and it works for both Android and iPhones. +1 I used it from Europe on an Android to the US on an iPhone ...
by mxs
Sat Jul 21, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: iPhone to Android in 2018...
Replies: 23
Views: 1606

Re: iPhone to Android in 2018...

If you do go to Android pay attention to what CPU the phone has. Most are Qualcomm, 600 series are mid-range, 800 series are top of the line. If you want a responsive phone get either a newer 800 series phone or very new 600. Otherwise you will have a sluggish experience. Personally, I would suggest...
by mxs
Sat Jul 21, 2018 10:53 am
Forum: Personal Consumer Issues
Topic: Garage door experts
Replies: 19
Views: 1439

Re: Garage door experts

I should say every garage door is different, and some can be much heavier than others. If it is a relatively light single car door you can probably lift it alone. Two car, maybe you can do it alone, but two people is a good idea. If it is a heavier door, you may need two people for a single car door...
by mxs
Sat Jul 21, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: Garage door experts
Replies: 19
Views: 1439

Re: Garage door experts

I had a spring break on my double door and I couldn't quite lift it alone. I called a neighbor over and he happened to have his brother at his house, so the three of us got it very easily. Until it is fixed I would just park the vehicles outside. If your power goes out but you still have good spring...
by mxs
Fri Jul 20, 2018 9:21 pm
Forum: Personal Consumer Issues
Topic: Laminate Floor making 'popping' noise
Replies: 28
Views: 2210

Re: Laminate Floor making 'popping' noise

If you have a tool rental place it may be worth renting a specialized tool for this, unless you really want or already have the tool or a similar one permanently. I rented a drum sander that saved me so much time it was more than worth the cost.
by mxs
Fri Jul 20, 2018 3:08 pm
Forum: Personal Consumer Issues
Topic: Fence question
Replies: 18
Views: 1697

Re: Fence question

After looking at the fences and property line pins in person again, I noticed the rear neighbor is a lot closer than I originally thought to the property line, and the side neighbor is only 2 or 3 inches at most off the line, so we should be good to go all around.

Whew!
by mxs
Fri Jul 20, 2018 1:21 pm
Forum: Personal Consumer Issues
Topic: Fence question
Replies: 18
Views: 1697

Re: Fence question

I got more info and we can put the fence on the property line. One complete side has a neighbor's fence setback one foot, and about 15 feet of the rear has a different neighbor's fence also with a one foot setback. No other fences currently. I am thinking of having it at the property line but the 1...
by mxs
Fri Jul 20, 2018 10:41 am
Forum: Personal Consumer Issues
Topic: Fence question
Replies: 18
Views: 1697

Re: Fence question

I got more info and we can put the fence on the property line. One complete side has a neighbor's fence setback one foot, and about 15 feet of the rear has a different neighbor's fence also with a one foot setback. No other fences currently. I am thinking of having it at the property line but the 15...
by mxs
Thu Jul 19, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Fence question
Replies: 18
Views: 1697

Re: Fence question

Good suggestions, I think that would be the best option. So dig up an inch or so, Roundup, 2x fabric, and mulch? Would I need to dig or would the slightly raised mulch be okay? I think the gap will look a little odd but I don't see another option. The last thing we want to do is move in and tick peo...
by mxs
Thu Jul 19, 2018 9:07 am
Forum: Personal Consumer Issues
Topic: Fence question
Replies: 18
Views: 1697

Fence question

We are moving in a couple weeks and I am trying to set up a fence install soon after we move in. One of the side neighbors has a black ornamental 4 foot fence that is setback about a foot from the property line. We want to install a 6 foot vinyl privacy fence on all sides of the back yard which crea...
by mxs
Wed Jul 11, 2018 2:42 pm
Forum: Personal Consumer Issues
Topic: Thought on replacing roof before sale?
Replies: 35
Views: 2982

Re: Thought on replacing roof before sale?

Regarding quality of roof, I asked the roofer about 3 tab vs architectural, and I was told that the increased labor to make sure the 3 tab were lined up correctly killed the price benefit vs architectural. So it was worth doing the architectural (which seem to be 30 year minimum, vs 15 year for 3 ta...
by mxs
Wed Jul 11, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: Thought on replacing roof before sale?
Replies: 35
Views: 2982

Re: Thought on replacing roof before sale?

I had a similar issue about 10 months ago. We were trying to sell and we had an older roof that had occasional small leaks. We decided to bite the bullet and get a new roof so we didn't have to deal with leaks and so that the house was more appealing. It didn't make our house sell incredibly fast, b...
by mxs
Mon Jul 09, 2018 9:19 am
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 46
Views: 4127

Re: WiFi router

After looking at the responses and available options, it looks like I have three general options. 1. Buy a good single router and hope for the best. (Netgear Nighthawk ~$150) 2. Buy a cheaper router to save money and see what happens. (Multiple options <$100) 3. Buy a mesh system. (Tenda Nova MW6 3-...
by mxs
Sun Jul 08, 2018 10:08 pm
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 46
Views: 4127

Re: WiFi router

That ASUS router seems nice, but a little high priced perhaps? For reference, I am coming from the ARRIS NVG510, a 2.4 GHz only N router with 2x2 antenna at 400 mW. I was reading the PC Mag article on the best routers of 2018 here https://www.pcmag.com/article2/0,2817,2398080,00.asp and considering ...
by mxs
Sun Jul 08, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 46
Views: 4127

WiFi router

I will be moving soon and going from 6/1 Mbps ATT DSL to 150/25 Mbps Fiber. We have an older DSL modem/router and would like to get a new modern router that will hopefully work well up to 100 feet away. I see lots of routers for sale at high prices for Gigabit internet, but we won't have that and ma...
by mxs
Sun Jul 08, 2018 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Having first child - Life Insurance question
Replies: 37
Views: 2709

Re: Having first child - Life Insurance question

As others have said, term on you and your spouse for 20 - 25 years at about 10 to 12 times annual income. Check the quotes and go with an A rated company or better and be done with it. Don't get insurance on your child, insurance is to make up for lost income (or pay for the child care they are no l...
by mxs
Sat Jul 07, 2018 8:37 pm
Forum: Personal Consumer Issues
Topic: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?
Replies: 95
Views: 5782

Re: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?

Perhaps I have been lucky, but I have never changed brake fluid on the three cars that I have owned for a total time of 17 years. Maybe the Accord is different, or Honda's suggestions are different, but I just haven't had issues with that in my past. I do change oil, filters, and brakes myself. I ha...
by mxs
Fri Jul 06, 2018 7:24 pm
Forum: Personal Consumer Issues
Topic: Replacing only 2 tires out of 4?
Replies: 18
Views: 1490

Re: Replacing only 2 tires out of 4?

I would expect the tires that have the drive power on them to wear faster, so that is a little odd. What vehicle is it? That may be a sign of your alignment being bad in the front. What mileage are you at on the tires compared to what they are rated for?
by mxs
Fri Jul 06, 2018 7:09 pm
Forum: Personal Consumer Issues
Topic: Replacing only 2 tires out of 4?
Replies: 18
Views: 1490

Re: Replacing only 2 tires out of 4?

I wouldn't worry about two different brands/models too much. The 5 year old tires are relatively old, I wouldn't drive them for 5 more years. Look at the last three or four digits of the DOT code, it shows the week and year the tire was manufactured. I would use that as the true age of the tire. 813...
by mxs
Thu Jul 05, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to buy a phone in 2018?
Replies: 73
Views: 7353

Re: Cheapest way to buy a phone in 2018?

Biggest difference between iOS and Android can be compared to vehicle automatic transmission and manual. You can't tinker with iOS as much as you can Android. I prefer Android as I am a tinkerer. You can plug your phone into a computer and see it's storage like a regular hard drive which makes movin...
by mxs
Thu Jul 05, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: Cannot install hardwood on curved floor?
Replies: 15
Views: 1288

Re: Cannot install hardwood on curved floor?

When I had my front door installed, I got a quote from Lowe's and purchased the door from there and had them install it. When the installer came he discovered the wall he was putting the prehung door into was concrete block. He was not happy about that and said the quote should have been for more du...
by mxs
Thu Jul 05, 2018 4:57 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6666

Re: Older Women Lifting Weights

Squats are really hard. Deadlifts are really hard. Walking lunges are really hard and they all should be. You feel like a truck ran over you the next day, but that is part of the process. THAT is a huge misconception. Many simple, effective progressions will not produce significant soreness. Many p...
by mxs
Thu Jul 05, 2018 2:35 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6666

Re: Older Women Lifting Weights

Lifting weights can be roughly divided into three different types; Cardio - low weight / high reps, Strength - moderate weight / moderate reps, and Power - high weight / low reps. I would suggest older folks should generally do Cardio weights. Weight training also has two general types; free weights...