Search found 117 matches

by HoopDiddyDiddy
Sat Apr 02, 2016 6:47 am
Forum: Personal Consumer Issues
Topic: Do you pay for yardwork?
Replies: 71
Views: 9200

Re: Do you pay for yardwork?

1/2 acre. I mow and trim myself. Costs are in addition to the purchase price of the equipment which can vary widely depending on personal value for low price, equipment quality, dependability, etc. Equipment life estimates based on my experience over the past 25 years at the current location. 1. Jo...
by HoopDiddyDiddy
Thu Mar 31, 2016 7:35 am
Forum: Personal Consumer Issues
Topic: Do you pay for yardwork?
Replies: 71
Views: 9200

Re: Do you pay for yardwork?

I'm sitting here with an aching back and arms so sore I can barely raise them overhead due to an over-enthusiastic gardening day yesterday, all the while praying for rain so I have an excuse not to do it again today. And I love it. So no, no pay. I cannot imagine how someone else would ever take the...
by HoopDiddyDiddy
Tue Mar 29, 2016 7:09 am
Forum: Personal Consumer Issues
Topic: Preventing soil from gathering on driveway
Replies: 14
Views: 3016

Re: Preventing soil from gathering on driveway

The second problem is alluded to by WaffleCone prior to your posting the picture. It seems that you have weeds rather than a good growth of grass at the edge of your driveway. A better stand of grass there should certainly help the soil from washing down to the end of your driveway. I was going to ...
by HoopDiddyDiddy
Tue Mar 29, 2016 7:03 am
Forum: Personal Consumer Issues
Topic: DO I need a landscape architect?
Replies: 13
Views: 2075

Re: DO I need a landscape architect?

After fighting the landscaping in our previous home for years we hired someone to draw us up a plan which we implemented bit by bit as money allowed. It worked out great and I learned so much about design. If I am inferring correctly and you are thinking about terracing the slope to provide you flat...
by HoopDiddyDiddy
Tue Mar 29, 2016 6:57 am
Forum: Personal Consumer Issues
Topic: Low flow shower head?
Replies: 41
Views: 6543

Re: Low flow shower head?

island wrote:
HoopDiddyDiddy wrote:Replaced all of mine with units from http://www.highpressureshowerheads.com/ and have been thrilled.
Which ones did you use? Thanks.
I got the "Premium Massage" Hand-Helds with the longest hoses available.
The pressure is exceptional for a low flow head.
by HoopDiddyDiddy
Tue Mar 29, 2016 6:53 am
Forum: Personal Consumer Issues
Topic: Battling Deer Ticks, Opinions Sought
Replies: 66
Views: 6313

Re: Battling Deer Ticks, Opinions Sought

What type area do you live in? Is it all residential, near woods, overgrown, etc.? What worked for us was clearing out the woods an additional bit beyond our fencing and yard proper. We had a couple of trees taken down to let the sun in, removed all the underbrush, and started mowing (more like bush...
by HoopDiddyDiddy
Tue Mar 29, 2016 6:42 am
Forum: Personal Finance (Not Investing)
Topic: Vacation - should I rent a small suv
Replies: 20
Views: 2131

Re: Vacation - should I rent a small suv

Also, if I drive cross-country, do I want to worry about my older car breaking down? If it does, I have to have the car towed, find a reliable shop, hope that they can fix it and then be delayed in my trip. If my rental car breaks down, Hertz or Budget brings me a replacement and I am on my way. Th...
by HoopDiddyDiddy
Tue Mar 29, 2016 6:35 am
Forum: Personal Finance (Not Investing)
Topic: Buying home without mortgage - what to consider
Replies: 16
Views: 2367

Re: Buying home without mortgage - what to consider

In my case when we bought cash we were able to skip an appraisal and a survey. But as it turned out we decided to have the survey done anyway when my new neighbor informed me that my fencing was 15-20 feet inside my property line. He came over to ask me if he could trim my forsythias- I thought "tho...
by HoopDiddyDiddy
Sun Mar 27, 2016 6:53 am
Forum: Personal Consumer Issues
Topic: Low flow shower head?
Replies: 41
Views: 6543

Re: Low flow shower head?

Replaced all of mine with units from http://www.highpressureshowerheads.com/ and have been thrilled.
by HoopDiddyDiddy
Wed Mar 23, 2016 8:06 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirees - What triggered you to retire?
Replies: 97
Views: 15218

Re: Early Retirees - What triggered you to retire?

Not sure if I am unemployed, retired, or "just a housewife"- I don't take any regular disbursements or social security yet as husband is still working, but I quit working voluntarily. When we lived in South Florida we always knew we would be retiring some where else- it may be the dream for a lot of...
by HoopDiddyDiddy
Mon Mar 21, 2016 6:16 am
Forum: Personal Consumer Issues
Topic: Removing mildew from vinyl siding
Replies: 25
Views: 4532

Re: Removing mildew from vinyl siding

ThankYouJack wrote:Or I may need a gas power pressure washer or pro to do the whole driveway evenly without it taking forever.
Oh, I never even considered that yours might not be gas.
We had one for so long I forget that not everyone does.
by HoopDiddyDiddy
Sun Mar 20, 2016 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Another medical billing surprise-Colonosocopy
Replies: 61
Views: 9821

Re: Another medical billing surprise-Colonosocopy

Apparently, under ACA screening colonoscopies are covered in full without a copay, even if a polyp is found. Unfortunately for the OP, the requirement only applies to private insurance and not Medicare. This was my experience- had colonoscopy under ACA last year, found and removed one polyp, and I ...
by HoopDiddyDiddy
Sun Mar 20, 2016 8:27 am
Forum: Personal Consumer Issues
Topic: Removing mildew from vinyl siding
Replies: 25
Views: 4532

Re: Removing mildew from vinyl siding

I have a lot of black staining in my driveway. It's not oil, but seems like grime and possibly dirt build up. I may try Jomax but does it use pretty harsh chemicals? Any other recommendations for getting those out? That's what your pressure washer is for- works great on this application with water ...
by HoopDiddyDiddy
Tue Mar 15, 2016 7:54 am
Forum: Personal Consumer Issues
Topic: Any suggestions for cooling solution for Florida garage?
Replies: 21
Views: 5751

Re: Any suggestions for cooling solution for Florida garage?

Insulating the garage door will do nothing as far as humidity which is the real issue. Unless that door gets direct sun I wouldn't bother. I remember painting our SoFla garage getting ready for resale- it was during what passed for cooler weather and it was still so humid that the paint wouldn't eve...
by HoopDiddyDiddy
Tue Mar 15, 2016 7:42 am
Forum: Personal Consumer Issues
Topic: Duct cleaning
Replies: 41
Views: 5084

Re: Duct cleaning

Pretty clear that the previous owner checked the filter in 1979 and said to himself "This needs to be replaced", put it in the garage to bring to the hardware store to get a new filter and never actually got a new filter. He probably got a filter when he put the house on the market. Well, the air h...
by HoopDiddyDiddy
Mon Mar 14, 2016 6:23 am
Forum: Personal Consumer Issues
Topic: Duct cleaning
Replies: 41
Views: 5084

Re: Duct cleaning

I have posted this photo here before, I think. This was before we moved into our present home- the smell when we took possession was "wet dog" and I had to have the ducts cleaned before I could sleep here even one night. Very much worth it. And yes, I viewed the filter before they began and it was c...
by HoopDiddyDiddy
Sun Mar 13, 2016 8:36 am
Forum: Personal Consumer Issues
Topic: Grocery budget too high? Are there threads here on this? I tried searching
Replies: 62
Views: 6436

Re: Grocery budget too high? Are there threads here on this? I tried searching

...We never eat out except maybe Subway once a year on our birthday or something.. No judgement and nothing about frugal spending, but you deserve to get a better birthday treat. Even if that is what I want the most? I can see every ingredient and know exactly what I am eating, plus I get potato ch...
by HoopDiddyDiddy
Sat Mar 12, 2016 8:21 am
Forum: Personal Consumer Issues
Topic: Grocery budget too high? Are there threads here on this? I tried searching
Replies: 62
Views: 6436

Re: Grocery budget too high? Are there threads here on this? I tried searching

For me it is extremely high. I feed two adults on $300 a month and while I don't worry if I go over a bit when chicken is on sale, I hardly ever go as high as $400. And that includes paper products, veggie juice everyday (organic) and even the odd shipment of Great Alaskan Seafood. I foodsaver/freez...
by HoopDiddyDiddy
Fri Mar 11, 2016 11:38 am
Forum: Personal Finance (Not Investing)
Topic: How bad would it have to be before you removed an adult child from any inheritance at all?
Replies: 20
Views: 2787

How bad would it have to be before you removed an adult child from any inheritance at all?

I hope this is within the realm of this forum- it does involve estate planning. If not mods please move or advise me. I am this close to redoing my estate planning and leaving my adult child out altogether. There has been a very longstanding (25+ years) period of little to no contact. It has involve...
by HoopDiddyDiddy
Fri Mar 11, 2016 7:20 am
Forum: Personal Consumer Issues
Topic: Leather furniture?
Replies: 20
Views: 3479

Re: Leather furniture?

I have leather, cats, and giant breed dogs so my furniture takes a beating. Leather is all I will ever have- the cats have never damaged any of it and the hair slides right off. If I had upholstered furniture I would spend half my life trying to keep the hair off of it. Every few months I wipe it do...
by HoopDiddyDiddy
Mon Mar 07, 2016 9:11 am
Forum: Personal Consumer Issues
Topic: Anything to look for when buying a fridge?
Replies: 38
Views: 4328

Re: Anything to look for when buying a fridge?

Yikes is right! What's wrong with a good old top freezer fridge? I'll admit it's been about 12 years since I last bought a refrigerator, but the storage space seems superior to the French door models, and the prices are better. I've owned nothing but bottom freezer models since forever and would ne...
by HoopDiddyDiddy
Mon Mar 07, 2016 9:10 am
Forum: Personal Consumer Issues
Topic: Anything to look for when buying a fridge?
Replies: 38
Views: 4328

Re: Anything to look for when buying a fridge?

Yikes is right! What's wrong with a good old top freezer fridge? I'll admit it's been about 12 years since I last bought a refrigerator, but the storage space seems superior to the French door models, and the prices are better. I've owned nothing but bottom freezer models since forever and would ne...
by HoopDiddyDiddy
Sat Mar 05, 2016 9:56 am
Forum: Personal Consumer Issues
Topic: Blow drying hair in the summer
Replies: 27
Views: 3259

Re: Blow drying hair in the summer

We do have a window unit in our bedroom, which is where she dries her hair. But that is out of habit. If it is such an issue then she needs to consider changing her habit. Just like ILnative I have a second blow dryer in a cooler area that I use during the warmest months. It's not a big deal to do ...
by HoopDiddyDiddy
Fri Mar 04, 2016 7:17 am
Forum: Personal Finance (Not Investing)
Topic: Social Security questions for file and suspend
Replies: 7
Views: 1026

Re: Social Security questions for file and suspend

http://www.govexec.com/pay-benefits/retirement-planning/2016/02/new-rules-social-security-game/126217/?oref=retirement_planning_nl Sounds like this is changing, am i reading it right? didn't read the thread very well , sounds like his is different situation then a file and suspend... Read it- part ...
by HoopDiddyDiddy
Mon Feb 29, 2016 9:13 am
Forum: Personal Consumer Issues
Topic: Another frugality question
Replies: 35
Views: 5118

Re: Another frugality question

Well, I am very choosy about color and have plenty of time to shop so I get what I want.
I could not stomach an ugly or garish colored car.
Further, I expect it to compliment the exterior colors of my home.
So there :shock:
by HoopDiddyDiddy
Fri Feb 26, 2016 7:25 am
Forum: Personal Consumer Issues
Topic: Gardening 2016
Replies: 77
Views: 10418

Re: Gardening 2016

I was all excited to see the topic only to find that y'all are talking about food crops and I only do ornamentals :annoyed
by HoopDiddyDiddy
Tue Feb 23, 2016 10:09 am
Forum: Personal Consumer Issues
Topic: Unfinished basement ideas
Replies: 41
Views: 5751

Re: Unfinished basement ideas

My basement is technically unfinished although we spend 95% of our time in it- I joke that my upstairs "real house" is completely unused except for the kitchen. First, we added a woodburning insert to the fireplace and this is what made all the difference. My basement is toasty warm and because the ...
by HoopDiddyDiddy
Sun Feb 21, 2016 10:17 am
Forum: Personal Consumer Issues
Topic: Amazon Free Shipping Is Now $50....
Replies: 74
Views: 12180

Re: Amazon Free Shipping Is Now $50....

I've noticed since the beginning of the year that Amazon is getting squirrelly. Absolutely. For the past couple of months my Prime shipping has taken way too long. I used to be able to actually get two day service but now it is more like four, and heaven forbid I order anything after Wednesday beca...
by HoopDiddyDiddy
Tue Feb 16, 2016 7:04 am
Forum: Personal Finance (Not Investing)
Topic: Has any had any trouble with Insurance Companys through the Exchange
Replies: 10
Views: 1040

Re: Has any had any trouble with Insurance Companys through the Exchange

Year one went without a hitch and I had extensive bills, all handled well. Years two and three I had some issues- I had to report a change of income twice and all heck broke loose trying to get the darn website to understand our situation. I receive some subsidy as I am retired yet pre SS/Medicare (...
by HoopDiddyDiddy
Mon Feb 15, 2016 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Incorrect credit card categories
Replies: 7
Views: 1590

Re: Incorrect credit card categories

Has anyone been successful in either getting a merchant to fix an incorrect code, or getting the credit card company to apply the correct cash back to incorrectly coded purchases? I got Discover to credit me a reward. The promotion was Lawn and Garden/Home Improvement and I purchased a Stihl chains...
by HoopDiddyDiddy
Fri Feb 12, 2016 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Some retirement questions and how to protect home from Medicaid?
Replies: 59
Views: 4835

Re: Some retirement questions and how to protect home from Medicaid?

One concern that my grandparents have is protecting the home i.e. from Medicaid, though they don't plan to ever be on Medicaid, things happen. They are also looking at switching their current term-life insurance policies to whole-life policies to leave some money through life insurance, but that's ...
by HoopDiddyDiddy
Fri Feb 12, 2016 10:41 am
Forum: Personal Finance (Not Investing)
Topic: Planning SS with 9 year age difference
Replies: 8
Views: 1377

Re: Planning SS with 9 year age difference

mrc wrote:In my case the male is younger :|.
Mine, too.
It sure fuzzies up the issues, doesn't it?
by HoopDiddyDiddy
Mon Feb 08, 2016 9:46 am
Forum: Personal Consumer Issues
Topic: Adult Coloring Books
Replies: 16
Views: 2575

Re: Adult Coloring Books

I especially love the anatomical coloring books.
by HoopDiddyDiddy
Mon Feb 08, 2016 9:42 am
Forum: Personal Consumer Issues
Topic: VERY low cost/low use cell phone service/plan
Replies: 29
Views: 2918

Re: VERY low cost/low use cell phone service/plan

Tracfone is worth looking at, but a potential problem is your minutes will likely expire before you use them up (plus I have had terrible experiences with their customer service). Husband and I have had Tracfones for many years. I buy a year at a time and my minutes roll over- I think I have over 5...
by HoopDiddyDiddy
Sun Feb 07, 2016 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Grandson working for me-Child labor law?
Replies: 35
Views: 3211

Re: Grandson working for me-Child labor law?

And I would venture to say that 99.9% of those posting on this board have never gone through this scenario. I started working in our family retail business after school and weekends in 1964 at age 10. I cleaned, stocked, helped customers, and was running a cash register by the time I was 13. At 18 ...
by HoopDiddyDiddy
Fri Feb 05, 2016 10:22 am
Forum: Personal Consumer Issues
Topic: Advice for parents with Perfectionist Child?
Replies: 48
Views: 4858

Re: Advice for parents with Perfectionist Child?

I seriously suggest that you get your kids to fail often. I would agree with this- children need to be taught how to lose gracefully and this can only be accomplished by allowing them to fail. No participation awards, just "Yes, someone did better than you today. It happens to all of us. Now go con...
by HoopDiddyDiddy
Sat Jan 30, 2016 9:35 am
Forum: Personal Consumer Issues
Topic: Gmail Spam Explosion
Replies: 22
Views: 3303

Re: Gmail Spam Explosion

I received very little spam until the day after I registered online at State Farm. I needed to check something and didn't feel like waiting for my agent so I registered, found what I needed, and the next day the avalanche began. 236 in the past day. I can be a tad obsessive about keeping my inboxes ...
by HoopDiddyDiddy
Thu Jan 28, 2016 2:14 pm
Forum: Personal Consumer Issues
Topic: Most efficient way to improve my writing ability?
Replies: 56
Views: 4191

Re: Most efficient way to improve my writing ability?

Make sure you fully understand commas and their proper usage. Make sure you fully understand commas, and make sure you fully understand how commas are used. (That is a hint about an area wherein commas are commonly misused.) Heh, every writer in the world has gone through comma-itis- excessive comm...
by HoopDiddyDiddy
Wed Jan 27, 2016 9:44 am
Forum: Personal Consumer Issues
Topic: Selling a car - private party
Replies: 12
Views: 1352

Re: Selling a car - private party

hoeboe wrote:
To make both of us comfortable, I met him at his bank where i watched them cut a cashier's check. We then drove to the DMV and i went with him to re-title.
This is how we've always done it.
I want to see with my own eyes that the title has indeed been transferred.
by HoopDiddyDiddy
Tue Jan 26, 2016 1:07 pm
Forum: Personal Consumer Issues
Topic: 3 Small Dogs - Dental Care
Replies: 19
Views: 2110

Re: 3 Small Dogs - Dental Care

As someone who raw feeds and has not had a dental done on a dog since 1995, I have to recommend raw knuckle bones. Not the long bones which are too hard, but the knuckles. Any species in particular? Are you talking about bones from a butcher or some dried variety at the pet store? Raw- from a butch...
by HoopDiddyDiddy
Tue Jan 26, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: 3 Small Dogs - Dental Care
Replies: 19
Views: 2110

Re: 3 Small Dogs - Dental Care

As someone who raw feeds and has not had a dental done on a dog since 1995, I have to recommend raw knuckle bones. Not the long bones which are too hard, but the knuckles. I foster dogs often and they sometimes come to me with calculus like nobody's business. Two or three sessions with a raw bone an...
by HoopDiddyDiddy
Mon Jan 25, 2016 9:04 am
Forum: Personal Consumer Issues
Topic: Do you have or know anybody with rare coins?
Replies: 20
Views: 1992

Re: Do you have or know anybody with rare coins?

We have two big cans full of coins that my husband inherited from his father. Most of them are still in their original little paper packages from when his dad bought them from coin shops in NYC in the 40's, 50's, and 60's. Some in little cases, some in more recent cellophane, some in boxed portfolio...
by HoopDiddyDiddy
Mon Jan 25, 2016 8:51 am
Forum: Personal Consumer Issues
Topic: Do you pay for exercise?
Replies: 222
Views: 20529

Re: Do you pay for exercise?

No, do not pay. We bought some great equipment decades ago (bench, free weights, cage, cable system) and keep a treadmill for inclement weather days. Through good times and bad (and moving across the country) we kept the equipment, even through stages when we used it less because I knew I would neve...
by HoopDiddyDiddy
Fri Jan 22, 2016 9:10 am
Forum: Personal Consumer Issues
Topic: What was your biggest unexpected home expense?
Replies: 87
Views: 11554

Re: What was your biggest unexpected home expense?

Heat pump, new metal roof and so on were all expected. Who owns a home and doesn't expect these types of things?
The only unexpected things have been a couple of tree removals- enormous old oaks than ran around $1k each.
by HoopDiddyDiddy
Thu Jan 21, 2016 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Eligibility documents for Obamacare premium tax credit
Replies: 13
Views: 1719

Re: Eligibility documents for Obamacare premium tax credit

Just a side note, one advantage of getting the credits upfront is even if your income is higher than you project, you may not have to pay back all of the subsidies. There are specific rules on that which I don't know off the top of my head. There is a formula to determine how much needs to be repai...
by HoopDiddyDiddy
Wed Jan 20, 2016 10:09 am
Forum: Personal Finance (Not Investing)
Topic: Do retirees care about their credit score?
Replies: 35
Views: 3268

Re: Do retirees care about their credit score?

I think it would be highly surprising that an 70 or 80 year old would ever buy a house and sign up for a 30 year mortgage....I suppose banks would issue the loan but it is unlikely to ever get paid off. My mom took out a mortgage after she was 80- old house hadn't sold yet and she was opposed to di...
by HoopDiddyDiddy
Wed Jan 20, 2016 9:48 am
Forum: Personal Consumer Issues
Topic: Buy a house with pool & What to look for?
Replies: 20
Views: 2477

Re: Buy a house with pool & What to look for?

the pool should be kept full of water otherwise it may float on top of the water table and crack. If you don't care about that then have the pool filled in with soil and place sod over it so it becomes a part of your backyard. This is not even legal in most areas. The pool must first be removed the...
by HoopDiddyDiddy
Tue Jan 19, 2016 8:55 am
Forum: Personal Finance (Not Investing)
Topic: [ I have] overspent this month.
Replies: 30
Views: 5108

Re: [ I have] overspent this month.

Twins Fan wrote: Working the numbers out down to the penny is bordering on the ridiculous, IMO.
Some of us enjoy playing with numbers.
I do "to the penny" accounting because I like things to be absolutely correct.
by HoopDiddyDiddy
Tue Jan 19, 2016 8:48 am
Forum: Personal Consumer Issues
Topic: Filled up brand new minivan with DIESEL?? We don't think so. Next steps, need input ASAP
Replies: 113
Views: 14343

Re: Filled up brand new minivan with DIESEL?? We don't think so. Next steps, need input ASAP

Meanwhile, why would you let your tank get so low? I've had maybe three times in the modern era (in-tank pumps) when I've seen that warning light, and in retrospect it was avoidable and shouldn't have happened. Usually it was my fault for being too cheap and hoping for less expensive gas down the r...
by HoopDiddyDiddy
Mon Jan 18, 2016 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Neighbors - retired, with low income, high home equity
Replies: 25
Views: 5248

Re: Neighbors - retired, with low income, high home equity

I know people who have done very, very well moving out of highly appreciated real estate to other parts of the country. By very well I mean bailing from something such as a $500,000 residence to a $200,000 residence in as good or better a community and $300,000 in the bank on the way. This is what ...