Bogleheads.org

lks

Why doesn't any LifeStrategy funds have TIPS?

lks

What is a safe, 90%, draw down percent for a 40% stock portfolio to last 20 years?

lks

LifeStrategy Conservative Growth or 75% LifeStrategy Income plus 25% Small Cap, Value.

lks

What percent of Total Stock, is S&P 500?

lks

Is the recommendation, that a stock holding be at least 10%, 10% of portfolio or 10% of total stock allocation?

lks

First, pick up the phone and call Vanguard. Tell them that you wish to transfer a million dollars. They will hook you up with a concierge representative to make the process easy. Have the money invested in VSCGX, which is the Vanguard Life Strategy Conservative Allocation fund. This is entirely ind...

lks

Doe's the Hulbert Financial Digest track the subject and, if so, how doe's it rate?

lks

How can the yield, ever be negative?

lks

In theory, should Tips perform opposite from Total Bond thru all/most market cycles?

lks

Can the diversification of adding the Short Tips fund ,to the Tot. Bnd fund, be quantified? I am trying to determine if I want to eliminate my S-Tips, so I have the 3 fund portfolio.

lks

Why is a Vanguard ETF ER, lower than the mutual fund "investor" shares ER?

lks

For a three Admiral fund portfolio, should one use the 70%/30% Tot. Stk. to Tot. Int. Stk. ratio contained in the Target & LifeStrategy funds?

lks

Have 3 fund rule followers, added the Total International Bond Fund to their portfolio, like Vanguard did with their LifeStrategy funds, that use to be 3 funds?

lks

Target contains Short term Inflation Bonds & LifeStrategy doesn't.

lks

Has Vanguard ever given a reason for daily rebalancing, vs other less frequent approaches? Doe's daily rebalancing work best in a declining market,ie buy low?

lks

Has a reason ever been given for Vanguard not offering Admiral shares for their Target and LifeStrategy funds? I pay $900 more per year for LifeStrategy simplicity vs the cost of it's five individual funds in Admiral shares for my IRA account.

lks

What would you pay in dollars or additional portfolio ER percent, to have the simplicity of one fund vs five? Do you think there is a monetary advantage to daily rebalancing vs Vanguard's (FTP) Frequent Trading Policy restrictions?

lks

Target Retirement Income Fund has 24% of fixed income, in S-Tips. What retirees, differ from this, and why?

lks

Target Retirement Income Fund has 24% of fixed, in Tips, while some Bogleheads advocate 50% tips of fixed. Why?

lks

What is Mr. Bogles current formula and does it entail including Social Security?

lks

Any actual or theoretical historical returns available?

lks

Is there a current consensus on what x should be, for the average retired person?

lks

When will Target 2010, equal Target Retirement's assett alocation?

lks

Any one do this , compared to Target 2010's 20.9% weighting of fixed income? And, if so,why?

lks

Is there any data showing how the Short TIPS fund would have performed, in the past, compared to the Long Tips fund?

lks

78 & Retired with Soc. Sec. & $1.6m Vanguard. 100% Life Strat. Cons. Growth or 70% Life Strat. Mod. Growth with 30% Short Tips?

lks

What is the percent of S&P500 in the Total Stock market Fund?

lks

Why pick the passive vs the active, for the identical allocations funds?

lks

What Vanguard fund, or funds and their pecentages, would be the most accurate benchmark to the subject?

lks

Anyone going to invest in this, that is going to allocate less than 20% of their fixed income to it?

lks

I havn't been able to find out how many bonds it holds, not even reading the prospectus. Doe's anybody know how many?

lks

If sensible investing wasn't boring, it would be called gambling.

lks

Don't know how to post a link, but Vanguard's March 2012 paper "Global fixed income: Considerations for U.S. investors", page three graph, lists four asset classes but only shows three fluctuating lines. What am I missing?

lks

For those retired with 50% Total Bond and 50% Tips, what are you going to do about the subject?

lks

The fund of funds are supposed to get 20% of their bond allocation, invested in internationa bonds. Is that 20% of the Total Bond Fund or 20% of the total of Total Bond and TIPS Fund?

lks

When is the change to Short Tips scheduled?

lks

Once Prime Mon. Mkt. is removed, will the Tips to Bond ratio change?

lks

77 & married with SS and Vanguard IRA,larger than RMD need, & no debt. 67% Life Mod. Growth & 33% original Tips fund. Stay as is, exchange existing Tips to 100% short Tips, or something in between?

lks

Has there been a date set, when the Tips and Int. Bnd. changes will take place?

lks

Age 77 & married, with only Social Security and an IRA at Vanguard, it's 32%, or 40% of portfolio.

lks

Would you have had the courage to rebalance, as stocks plummeted during the last crash? If not, let Vanguard do it for you.

lks

If you don't have the courage to rebalance during a severe stock market decline and take advantage of buying low, then having Vanguard do it for you can be a great advantage. Only you know if the higher fund of funds ER vs Admiral ER is worth it.

lks

What you have described, can be acheived in just one fund, the LifeStrategy Moderate Growth fund. Although I think most Bogleeads would say the LifeStrategy Conservative Growth fund would be more appropriate. There are many opinions, that the inclusion of the Tips fund is advisable. Combining LifeSt...

lks

LifeStrategy Moderate Growth in taxable and Total Bond in tax deferred=30% stocks/70% bonds in only two funds.Personally, I would add Tips to the deferred, for a three fund portfolio.

lks

Roth at 100% LifeStrategy Mod. Growth, would eliminate rebalancing, which takes courage when the market crashes. Less Int., of course. Or 60% Tot. World and 40% Tot. Bnd. is about as simple as it gets and you don't have to try and beat the market with custom asset allocations.

lks

I think a lot of people pick 40%, because it's half way in between Vanguard's Target & Life fund's 30% and the worlds 50% weighting. A lot of retirees have 40% stocks/60% bonds, so 40% Int/60% US keeps things simple.

lks

My IRA is 67% LifeStrategy Moderate Growth & 33% Tips because I don't like Target's Prime, which pays nothing, and low Tips to Tot. Bnd. allocation. I keep my Prime balance low and only to pay bills.

lks

I had my single sister in law roll her 401K into this fund when she retired, at age 70, a year ago. Other than S.S., this is her only pension. I don't use this fund because, 5% in Prime, would be $80K earning nothing and I am also a Die Hard that believes in my 60% bonds being split 50%/50% Tot. Bnd...

lks

I went from the traditional 4 fund 40% stocks/60% bonds portfolio, all Admiral Shares, to 67% lifeStrategy Moderate Growth and 33% Tips/Admiral shares, which retained my desired 40% stocks. I did this to get 67% of my portfolio automatically rebalanced because, why I didn't sell anything during the ...

lks

There has been millions of pages written on the historical (hysterical) odds against beating the market. An index fund portfolio guarantees you lowest cost and elimination of one of investments greatest risks, manager risk. Two out of three, ain't bad.

Search found 210 matches