Search found 1199 matches

by OAG
Wed Apr 14, 2021 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: How would you handle this? -- big utility company problem!
Replies: 68
Views: 6213

Re: How would you handle this? -- big utility company problem!

OnTrack2020 wrote: Tue Apr 13, 2021 6:29 pm Local news station that has an investigative reporter. Typically, they can get this straightened out right away.
1+ Give them a copy of your request along with the Energy Company Reply (assuming it will be a negative replay).
by OAG
Wed Apr 07, 2021 6:38 pm
Forum: Personal Finance (Not Investing)
Topic: how to avoid probate
Replies: 9
Views: 1314

Re: how to avoid probate

piton wrote: Wed Apr 07, 2021 4:12 pm Do you know what's required for the transfer if using the POD option? I'd like to hear if somebody has been a beneficiary using POD and how the transaction went, if there's any lawyer involvement or if you can just do it through the institution.
When my DW passed all POD moved as designated, no lawyer(s), no hassles, was all accomplished within 3 days of providing copies (not certified) of the death certificate. That was 3 different Credit Unions and all was accomplished on-line and/or via phone (no brick and mortar available). All current assets are POA, no real estate and car(s) will move to beneficiaries via the state furnished TOD form already completed (just had to be notarized).
by OAG
Thu Feb 25, 2021 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Closing on a house and frost damaged shrubs
Replies: 26
Views: 2361

Re: Closing on a house and frost damaged shrubs

So what happened? Probably mute point today. However, you could ask your Realtor to give up some of their Commission. I suppose both Realtors would agree to giving up $500 each to preclude the loss of the commissions if the deal collapsed over this.
by OAG
Thu Feb 25, 2021 9:19 am
Forum: Personal Finance (Not Investing)
Topic: Recieved a bank Electronic Deposit named Tax Products Pe3
Replies: 6
Views: 10307

Re: Recieved a bank Electronic Deposit named Tax Products Pe3

neilpilot wrote: Thu Feb 25, 2021 8:31 am Why go through the trouble and expense (tax attny)? Just hold the money in your account, and wait for the IRS to ask for it back. It may take a year the way things are going.
+1
by OAG
Thu Feb 25, 2021 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Anyone ever lease a laptop? More questions inside.
Replies: 7
Views: 579

Re: Anyone ever lease a laptop? More questions inside.

if you NEED a Laptop NOW you should get one NOW. There will always be some improvement on the horizon to WAIT for. I have never leased a Laptop so I won't comment on that part of the question.
by OAG
Thu Feb 11, 2021 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Completed tax return but should I wait to file
Replies: 23
Views: 2425

Re: Completed tax return but should I wait to file

2020 return is just waiting for IRS to "open the door" (tomorrow?) sitting at FreeTaxUSA self-selected PIN from last year. Never get any stimulus so that does not matter. I can cross check all 1099, etc. so those don't matter. State return already filed at free state site, accepted, and in my state "dashboard". I owe small amounts (I never want to get a refund). Why wait; just one more thing to just forget about for the year.
by OAG
Tue Jan 12, 2021 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: FreeTaxUSA first-time user
Replies: 33
Views: 5816

Re: FreeTaxUSA first-time user

ClevrChico wrote: Tue Jan 12, 2021 5:52 pm I've used it for years, great product. I prefer its simple interface to the others, and it doesn't hound me about "upgrading".
Same here and this year program even look improved. I just finished 2020 tax return (will leave for the IRS on 1/25/2021).
by OAG
Tue Jan 12, 2021 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone use ID.me?
Replies: 20
Views: 3645

Re: Anyone use ID.me?

TierArtz wrote: Tue Jan 12, 2021 6:00 pm I use it for veterans' 10% discount on Apple products.

ditto and for VA and one or two others.
by OAG
Wed Jan 06, 2021 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: When will the IRS begin accepting returns?
Replies: 6
Views: 1009

Re: When will the IRS begin accepting returns?

You can file with FREETAXUSA now and they will hold it until IRS will accept it. From previous response that appears to be 1/25/2021.
by OAG
Wed Jan 06, 2021 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Tax payment limit by ACH?
Replies: 6
Views: 799

Re: Tax payment limit by ACH?

I just ACHed $150K+ this week so I would guess if there is a limit it is above that.
by OAG
Mon Dec 21, 2020 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Bond coowner
Replies: 2
Views: 213

Re: Bond coowner

If you are Co-owner. You should only have to prove death of the other co-owner (death certificate). At that point you should have to prove your identity and cash the H bond(s).Seek other help at Govt Site or another Bank/CU.
by OAG
Mon Dec 07, 2020 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: Form 843 IRS
Replies: 5
Views: 527

Re: Form 843 IRS

I have what some may say is a selfish goal: Never ever OVERPAY any one, especially the Government, because you may lose sleep and maybe some money long before they give it back to you. I know in OP's case he probable could not avoid it (multiple jobs) but the goal still seems valid (to me at least).
by OAG
Fri Dec 04, 2020 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Parents Mortgaging Their Home to Help Son Complete Dream Home Build
Replies: 103
Views: 9073

Re: Parents Mortgaging Their Home to Help Son Complete Dream Home Build

Why don't the parents just give each son $900,000 now and tell them that is it until Mom and Dad are gone. They can do that without any tax implications (other than a simple tax free IRS Form 670). Sure would "keep it all in the family".
by OAG
Fri Dec 04, 2020 8:55 am
Forum: Personal Finance (Not Investing)
Topic: Parents Mortgaging Their Home to Help Son Complete Dream Home Build
Replies: 103
Views: 9073

Re: Parents Mortgaging Their Home to Help Son Complete Dream Home Build

Why don't the parents just give each son $900,000 now and tell them that is it until Mom and Dad are gone. They can do that without any tax implications (other than a simple tax free IRS Form 670).
by OAG
Tue Dec 01, 2020 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Finance Tracking Software
Replies: 35
Views: 5186

Re: Personal Finance Tracking Software

LibreOffice on both the Mac and the Intel work almost the same as MS Office and are Free (you can contribute if you care to).
On the Mac Check Book Pro (one time $20 or so) works well can be configured to your desires (need a knowledge of Double Entry).
On the PC the Money Sunset edition words great (and is free).
by OAG
Sat Nov 28, 2020 10:39 am
Forum: Personal Finance (Not Investing)
Topic: Social Security Income and the ACA
Replies: 4
Views: 580

Re: Social Security Income and the ACA

moorso wrote: Sat Nov 28, 2020 9:00 am Hello....my partner decided to begin her SS in November of this year. She also has signed up for the ACA for the month of December. In an effort to keep her income below the Obamacare cliff, I need to keep good track of her incomes for all of 2020. Right now I think I am close to going over the cliff but not sure. My question is, although her first SS month is november, her payment for that month is not made until December, therefore will her social security statement show 2 months of social security income for november and december or just december when she actually receives a deposit?
SSA will send her a 1099 for ONE MONTHS BENEFITS. You can have your partner establish an account at SSA to confirm it.
by OAG
Sun Nov 15, 2020 3:11 pm
Forum: Personal Consumer Issues
Topic: New MacBook Pro with M1 processor
Replies: 129
Views: 13161

Re: New MacBook Pro with M1 processor

Do not mean to hijack the thread but.....

I want a MacBook Pro but I need to trade in a 2020 MacBook Air (purchased in Mar 20) and Apple does not list that model as being one to trade in. Spoke to Apple (sure it was a contractor) and their response was "give it time and Apple will put it up on the site".

Not sure if my intentions are good ones since my current MBA is an Intel I7, 512, 16. From what I read and this thread indicates the M1 will be faster than the Intel I7. Guess I could sell it for more privately but being 80 yo the ease of a fully Apple transaction appeals to me.
by OAG
Sun Nov 08, 2020 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Tax software/online
Replies: 26
Views: 3480

Re: Tax software/online

Yes, 4 years experience with FreeTaxUSA and Free Ohio Tax On line. FreeTaxUSA is Free for Federal Returns and, you may find your state has a free online state return.
by OAG
Fri Sep 25, 2020 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Military FIRE; 7 years to go & losing motivation--HELP!
Replies: 49
Views: 8122

Re: Military FIRE; 7 years to go & losing motivation--HELP!

Interesting thread. Amazing how "times change" but reality "stays" about "the same". I do not have much to add except that monthly retirement, depending how long you live, can add a million or more dollars to your "nest egg". It did to mine (not even counting disability and social security).
by OAG
Tue Sep 08, 2020 10:38 am
Forum: Personal Finance (Not Investing)
Topic: What is PenFed good at?
Replies: 93
Views: 11240

Re: What is PenFed good at?

BL wrote: Sat Sep 05, 2020 2:55 pm They are now emphasizing premium savings account @ 0.8%. Not bad for as long as it lasts.
Not too long ago that was 2% when coupled with a specific checking account which paid .5% - both down considerably now. Been a member of PenFed over 40 years not as good as they used to be. Navy FCU seems better.
by OAG
Thu Aug 20, 2020 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: CD discussion thread
Replies: 1214
Views: 189486

Re: Best CD rates thread

Yes when you have "won the game" and are "older" it makes absolutely (IMO) to "chase rates". She could get 1.20% at NFCU for instance but why do what is required to do that? If you are "risk adverse" and do not need to just stay still and keep it at the best rate you can get locally and convienently.
by OAG
Mon Aug 10, 2020 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: For those that have taken a break from work... [Military to civilian career change]
Replies: 17
Views: 1786

Re: For those that have taken a break from work... [Military to civilian career change]

You have financials and medical fully under control. I can only give you a couple of suggestions: Update and maintain your Rolodex (I know you probably have something else that does the same thing) and stay in touch no matter how long you will take off to work with the kids (you imply about 18 months), also make sure you get an entire copy of your records expecially the clearance information (assume TS+). Same hold true for your spouse as she may have a need should she want to look for work after the military. By the way congratulations to you both for solid and succssful military careers.
by OAG
Sun Aug 09, 2020 11:02 am
Forum: Personal Finance (Not Investing)
Topic: 80 yo Single Male with $1.25MM in CD's (Course of Action/Inaction)
Replies: 13
Views: 1784

Re: 80 yo Single Male with $1.25MM in CD's (Course of Action/Inaction)

Lee_WSP wrote: Sun Aug 09, 2020 9:57 am How old would survivor be?
Not material as survivor(s) are adults not in need of support or income.
by OAG
Sun Aug 09, 2020 9:53 am
Forum: Personal Finance (Not Investing)
Topic: 80 yo Single Male with $1.25MM in CD's (Course of Action/Inaction)
Replies: 13
Views: 1784

80 yo Single Male with $1.25MM in CD's (Course of Action/Inaction)

I will not say this is for a friend because it isn't. I have $600K in CD's maturing in next 8 months or so then the remainder maturing over the next 5 years (remainder is currently earning 3.5% APY). The maturing $600K, if placed into or rolled over to CD's would be at about 1% (assuming interest rates continue to decline). Do not need the money to live on. Annual expenses are $30K to $60K depending on extent of gifts (bare minimum is $30K). Medical care, beyond medicare, is former employer paid for life. Pension, SS, and IRA provides over $70K of annual income. Want to leave at least current savings balance ($1.25MM) for survivore, more wouild be nice but not necessary. Do not anticipate needing nursing home care. Suggestions would be appr...
by OAG
Mon Aug 03, 2020 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Do itemized deductions reduce Additional Medicare Tax or NIIT?
Replies: 13
Views: 1589

Re: Do itemized deductions reduce Additional Medicare Tax or NIIT?

dodecahedron wrote: Thu Jul 30, 2020 9:40 am
OAG wrote: Thu Jul 30, 2020 9:33 am Additionally, EWP (Early Withdrawal Penalties) paid when CD's are redeemed early, can be used to reduce MAGI.
Yes, but EWP are not *itemized* deductions. (Itemized deductions are specifically the ones that can only be claimed if you forgo the standard deduction. Non-itemized deductions, including EWP, can be taken in addition to the standard deduction.)
I agree and was not attempting to hijack the thread. I thought the use of "Additionally" was helpful but I guess maybe not.
by OAG
Thu Jul 30, 2020 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Do itemized deductions reduce Additional Medicare Tax or NIIT?
Replies: 13
Views: 1589

Re: Do itemized deductions reduce Additional Medicare Tax or NIIT?

Additionally, EWP (Early Withdrawal Penalties) paid when CD's are redeemed early, can be used to reduce MAGI.
by OAG
Sat Jul 25, 2020 7:56 am
Forum: Personal Finance (Not Investing)
Topic: Why to choose EFT if you can choose free Wire (transfers out of Fidelity)?
Replies: 20
Views: 2836

Re: Why to choose EFT if you can choose free Wire (transfers out of Fidelity)?

An EFT push transaction from Fidelity to an online bank (Ally, Marcus...) would take around 2 business days. If you submit the EFT request early enough in the morning, say before 11:00 or 11:30 Eastern, and if the receiving end is prompt in crediting, the transfer can arrive on the same business day. It did for me to Marcus. At most it takes one business day, not two. If it takes two business days, the delay is caused by the receiving bank, not by Fidelity or the EFT method. Because EFT from Fidelity is plenty fast, I don't use wire unless absolutely necessary. NFCU recently did a ACH transfer in same day. I think there has been some improvement in ACH speed, but understand not all banks and credit unions us it yet. Agree any delays are US...
by OAG
Thu Jul 16, 2020 8:01 pm
Forum: Personal Consumer Issues
Topic: Starkey Hearing Aids
Replies: 10
Views: 865

Re: Starkey Hearing Aids

I use Resound HA and have been for over 15 years. Coming up on my next replacement set and will go with the latest version of Resound. They work directly with an IPhone and I have a device which allows me to connect to TV Audio where the Audio goes to my HA's and high volume does not bother others. I understand the new ones will be rechargable and does away with the batteries. Don't know about that yet but will find out soon. I have a hearing disability from military service so I get my HA's from the VA.
by OAG
Thu Jul 16, 2020 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: CD discussion thread
Replies: 1214
Views: 189486

Re: Best CD rates thread

I think the UP is .5% for 2020 after Jun when factored in with Jan - May. Did not the Fed say recently that they did not see rates going up for about 2 year?. It was in either the minutes or the Press Briefing of a month or two ago (too lazy to look it up).
by OAG
Thu Jul 16, 2020 7:38 pm
Forum: Personal Finance (Not Investing)
Topic: Give new doctor a SSN?
Replies: 86
Views: 8738

Re: Give new doctor a SSN?

I am almost 80. I have a PCP and his office has my SSN and New Medicare Number. I have had medical care at that office and SEVERAL referal Offices for Speciality Care. Also get care from the VA and Tricare. They all got both numbers. That is over the past 40 years - Have never had a problem with billing, or any ID Theft issues. Those numbers should be guarded but sometimes you have to safely give them up for good reasons. I would call the Doctors office one of those.
by OAG
Sun Jul 12, 2020 7:56 am
Forum: Personal Finance (Not Investing)
Topic: Social Security extra earnings credit for military service
Replies: 28
Views: 2756

Re: Social Security extra earnings credit for military service

1956-2005 Earning listed in my SS records - 49 years total. Of those 1958 -1979 were military. And most of those $300 per quarter add in years were eliminated by the top 35 years calculations (I assume).
by OAG
Thu Jul 09, 2020 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: tax for self employment
Replies: 26
Views: 1498

Re: tax for self employment

Suggest Schedule C and Schedule C instructions downloaded from IRS Site as starting point.

https://www.irs.gov/forms-pubs/about-sc ... -form-1040
by OAG
Mon Jun 15, 2020 7:19 am
Forum: Personal Finance (Not Investing)
Topic: Market-Linked CD’s – Your opinions?
Replies: 18
Views: 1638

Re: Market-Linked CD’s – Your opinions?

Do some research - Google is your friend. Personally a quick check (read a couple of atricles) tells me to stay far away. However, you may disagree.
by OAG
Sat Jun 13, 2020 6:42 am
Forum: Personal Finance (Not Investing)
Topic: CD discussion thread
Replies: 1214
Views: 189486

Re: Best CD rates thread

Action taken today: Turns out Discover CDs were slightly higher than PenFed, so I just opened a 12-month (1.01%) and 18-month (1.05%) CD at Discover in equal amounts to start building a ladder there. There are higher rates elsewhere, but I hold part of cash in Discover HYS, so the money was already there, and I like the UI of their website, compared to many others. I really don't like extending the term out all the way to 18 months, since these monies are part of my rental property reserves, but I'll stretch a tiny bit for the yield. Thanks for all the info in this thread! :beer Kind of "after the fact" but NFCU had 12 month 1.25 APY CD's on the 11th of June (2 days ago; my last purchase). I know NFCU entry is a bit tough but it ...
by OAG
Fri Jun 12, 2020 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: CD discussion thread
Replies: 1214
Views: 189486

Re: Best CD rates thread

I use 3 CU's and all have CD's in a 5 year Ladder. The ROI for the next approx 4.5 years is 3.09%. Plan is to roll all maturing CD's at these CU's to 12 mo CD's for the time being. 1-1.25% current rates.

Easy to set rollover's automatically via their web-sites (Penfed, NFCU & WPFCU).

If rates go up (doubtful for the next 2 to 3 years) I will make modifications.

I give up jumping around to varions Banks or CU to chase rates. Frankly, I have grown tired of that game.
by OAG
Sat Jun 06, 2020 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Taxes? Legal Issues? Grandmother sent large check to Cousin she's estranged from
Replies: 59
Views: 3825

Re: TAXES? LEGAL ISSUES? Grandmother sent large check to Cousin she's estranged from

I do not see the problem. Just cash the check. Cousin does not have to spend it. Just put the cash someplace secure (like a bank or investment account). Just sit on it.
by OAG
Tue May 19, 2020 1:22 pm
Forum: Personal Consumer Issues
Topic: Vault Safe in the attic; welded, anyone ?
Replies: 78
Views: 5534

Re: Vault Safe in the attic; welded, anyone ?

In the attic (the contents may not survive a fire). Heat will be higher and longer in the attic. Bolted in the basement will be harder to get to after a fire but probably not burn. Check the specifications of any "safe" you have in mind (ability to survive a fire (and water damage)).
by OAG
Tue May 19, 2020 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Opinion on Relocating from IL to FL Central Gulf Coast Condo
Replies: 46
Views: 4110

Re: Opinion on Relocating from IL to FL Central Gulf Coast Condo

Lived in Chicago for about 17 years. Have lived in many states (IN, MD, VA, TX, KY, AL, FL, OH and Alaska). Lived in FL for 20 years, loved it (also liked Alaska for 4 years). Would still be in FL but moved to OH to be near to family. We loved FL but we lived in the Northeast portion (south of Jacksonville; some people call it South Georgia). Would not move to Central or South FL.

Go for it YOLO.
by OAG
Tue May 19, 2020 12:30 pm
Forum: Personal Finance (Not Investing)
Topic: Private Mortgage Insurance
Replies: 13
Views: 720

Re: Private Mortgage Insurance

The changes in SS benefits has already been pointed out. However, you may want to look at the impact of Taxes when one files Single versus Married Filing Jointly - it is significant as well as the change in the possible cost of Medicare being surcharged (depending in MAGI).
by OAG
Fri May 15, 2020 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Leave H&R Block for Turbo Tax or what other software
Replies: 32
Views: 2273

Re: Leave H&R Block for Turbo Tax or what other software

FreeTaxUSA. Free Federal Return, State $14.99.
by OAG
Tue May 12, 2020 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 2014

Re: Deducting Medicare insurance premiums

Ace, I see what you are saying about the Ohio worksheet and to finish answering all the questions just not line 4. I will go back and look again for the Ohio Medical worksheet for 2019 but it did not come up or could I find it in the forms on my software. I even searched it by name and it didn't appear. Do I have to go through the itemization process on Federal to get the forms? I just bypass that seeing as the standard deduction is way more. I am not at the computer that has the tax software so I will do more experimenting later. Thank you everyone for helping me understand this. The worksheet is found within the Instructions for preparing the Ohio Return - It is not a separate form with a searchable quality (to my knowledge).The instruct...
by OAG
Mon May 11, 2020 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: Deducting Medicare insurance premiums
Replies: 25
Views: 2014

Re: Deducting Medicare insurance premiums

Go here and read the form: https://www.tax.ohio.gov

The way I read it (I have done OH tax personal returns for 14 years) I do not see where the Medicare Premiums are deductible except where they and the other medical expenses EXCEED 7.5% of your Federal AGI. Federal AGI is the starting point for doing OH personal taxes.
by OAG
Mon May 11, 2020 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: What age do you use for retirement end date?
Replies: 68
Views: 5338

Re: What age do you use for retirement end date?

Now 79.5. I use 100 (makes the math easy 100/20 or 5% withdrawal rate). 5% withdrawal rate is about twice what I currently do. I assume that is the critical question.
by OAG
Sun Apr 26, 2020 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Survivor's benefit letters from Social Security
Replies: 8
Views: 1005

Re: Survivor's benefit letters from Social Security

Suggestion: Have her set up her own account at SSA Site. It will give her the numbers, the date of the next payment, where it will go. She can also get a "benefit letter" she can D/L as a PDF.

Not to muddy the water: check to see if His final month of benefits were/will be paid. When my wife passed away it took me a while to get the last month of benefits she was due - took the assistance of the SSA Advocate to get it.
by OAG
Sun Apr 26, 2020 10:23 am
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 32735

Re: IRS Get My Payment up and running

Kurmudjon wrote: Sun Apr 26, 2020 8:23 am Am subject to AGI phaseout and got notice of DD deposit April 30.
Ditto here. Entered data on day one on the site. Payment going to checking account on 4/30/2020 they say.
by OAG
Wed Apr 15, 2020 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: Where Will Stimulus Check Go?
Replies: 37
Views: 3217

Re: Where Will Stimulus Check Go?

What if there was no refund but instead had to pay? whatever account was put in for the direct debit. If paid by check, have to go into IRS site and provide bank details (unless a SS recipient). I'm the OP. The first reply was that the stimcheck would go to where the latest refund went, even if the recipient has been collecting Social Security by direct deposit (they're all direct deposit, I think, these days) into another account. Is that your understanding as well? FYI. I filed 2019 taxes back in Jan 2020 and had a balance due and paid it. I went to the IRS Site today and entered everything they asked for (SSN, Address, Bank Routing, Bank Acct, AGI for 2019 and the amount of taxes due for 2019). IRS basically sai thanks and your payment ...
by OAG
Fri Mar 20, 2020 7:51 pm
Forum: Personal Finance (Not Investing)
Topic: NFCU Waiving EWP
Replies: 10
Views: 2017

Re: NFCU Waiving EWP

Wright Patterson Credit Union also announced waving EWP and a lot of other fees.
by OAG
Fri Mar 20, 2020 8:33 am
Forum: Personal Finance (Not Investing)
Topic: NFCU Waiving EWP
Replies: 10
Views: 2017

NFCU Waiving EWP

Navy Federal Credit Union is waving early withdrawal penalties on Certificates of Deposit. Thoughtful gesture (IMO). Hope others will follow.
by OAG
Wed Mar 04, 2020 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: 30 year mortgage under 3%
Replies: 301
Views: 54429

Re: 30 year mortgage under 3%

NFCU has 10/15/30 Mortgages below 3% today.
by OAG
Tue Feb 25, 2020 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Excel Losing Support Question
Replies: 7
Views: 1272

Re: Excel Losing Support Question

runner3081 wrote: Mon Feb 24, 2020 3:47 pm LibreOffice!?
+1