Search found 105 matches

by dickyboy
Sun Sep 24, 2023 10:06 am
Forum: Personal Consumer Issues
Topic: Property Theft From Friends Car
Replies: 21
Views: 3117

Re: Property Theft From Friends Car

RubyTuesday wrote: Sat Sep 23, 2023 6:39 am
dadjunk wrote: Fri Sep 22, 2023 11:13 pm My granddaughter just had her laptop and ipad stolen from her friends care while they were at a restaurant. Anyone know which insurance should cover this?
Maybe Mutual of Grandma or Grandpa will cover the loss. Early holiday gift?
Hey, that tickled my funnybone... :D
by dickyboy
Sun Jul 23, 2023 2:14 pm
Forum: Personal Investments
Topic: Transferring out from Vanguard after a week
Replies: 64
Views: 8478

Re: Transferring out from Vanguard after a week

Cheez-It Guy wrote: Sun Jul 23, 2023 9:38 am You need to slow down, research, consider, and figure out what you actually want to do. THEN act. This thread seems a little like a manic thought process.
Well said !!!
by dickyboy
Sat Feb 11, 2023 3:42 pm
Forum: Personal Consumer Issues
Topic: Compact-ish Luxury SUV Recommendation?
Replies: 96
Views: 9020

Re: Compact-ish Luxury SUV Recommendation?

zag00 wrote: Wed Feb 08, 2023 8:53 am may i suggest holding off on the luxury SUV until your kids are old enough to not throw cheerios/goldfish/french fries throughout the interior.
YES...and why would anyone want to haul dogs around in a luxury vehicle...unless the dogs are cleaner and more well behaved than most. Just sayin'.
by dickyboy
Fri Feb 03, 2023 12:02 pm
Forum: Personal Consumer Issues
Topic: What watch do you wear on a daily basis, or are you wearing today?
Replies: 382
Views: 33464

Re: What watch do you wear on a daily basis?

fishandgolf wrote: Sat Feb 05, 2022 2:27 pm For everyday, I wear some old crappy LED with a plastic band that I got from Walmart for $10.00; it's so worn that I can't even I.D. the thing. When I go out, which isn't too often anymore, I upgrade to a $20.00 Timex that I got for a birthday present several hundred years ago.
Nothing wrong with that $20 Timex. They are $40 on sale now days but their accuracy is unbelievable and they look nice as well...wear mine all the time and the only time I have to mess with it, other than an occasional battery change, is when going on and off daylight savings time.
by dickyboy
Sun Jan 29, 2023 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Holy moly my credit score dropped like a rock!!
Replies: 84
Views: 11720

Re: Holy moly my credit score dropped like a rock!!

mrspock wrote: Sat Jan 28, 2023 2:58 pm I find these credit scoring systems a joke once you get to significant net worth (>$3-4m liquid). They only see the liability side of the ledger and have no clue what liquid financial assets you have, which are (along with your payment history) obviously a huge factor in your "ability to pay" a given debt.
Great analogy mrspock...you are absolutely right. :sharebeer
by dickyboy
Thu Dec 29, 2022 7:47 pm
Forum: Personal Investments
Topic: What are you doing with your iBonds?
Replies: 133
Views: 18844

Re: What are you doing with your iBonds?

Holding on for dear life to my paper I Bonds until they start reaching the 30-year mark. Many of them have fixed rates in the 3.0-3.6% range with the resulting great composite rates, so there's no way I'm going to let go of them earlier than required. Since no one made money selling I Bonds, I was a lone voice in the wilderness when I wrote about and recommended those earlier I Bonds and folks who acted on that advice have been reaping the rewards. I am one of those folks who bought a bunch of 3.4% fixed based on your recommendations back in the day. I thank you and am grateful for your sage advice. Merry Christmas. ETA: And no plans to sell until they mature. I too have some of those good paying ibonds that i bought back in 2001. Was also...
by dickyboy
Thu Dec 22, 2022 12:37 pm
Forum: Personal Investments
Topic: Withdrawing RMD
Replies: 20
Views: 2353

Re: Withdrawing RMD

Billyboy wrote: Sun Dec 18, 2022 12:04 pm Hello all,

What's your preference when taking a distribution out of your RMD?
Dollar Cost Average or Lump Sum?

Thanks to all.
Lump sum...taken from specific mutual funds that assist with keeping my asset allocation numbers correct. Usually take RMD in the beginning of the year so in the event I "kick the bucket" it will be one less thing for my spouse to deal with.
by dickyboy
Mon Oct 17, 2022 4:48 pm
Forum: Personal Consumer Issues
Topic: Any way to buy a decent refrigerator these days?
Replies: 137
Views: 23634

Re: Any way to buy a decent refrigerator these days?

Nobody I know likes their refrigerator. However, From Consumer Reports When you buy a new refrigerator, you probably expect it to last about a decade. Consumer Reports’ member surveys back up that claim, with 10 years being the median expected life span for a newly purchased refrigerator. But it turns out the odds of having a problem-free experience over that decade are not in your favor. Based on our most recent survey results, we estimate that 41 percent of all refrigerators will break or stop working as well as they used to by the end of the fifth year of ownership, making refrigerators one of the least reliable products we analyze in our surveys. The percentage of refrigerators that break down are higher for side-by-sides (48 percent) ...
by dickyboy
Mon Oct 17, 2022 4:28 pm
Forum: Personal Investments
Topic: Buying Treasury bills thru Vanguard Brokerage
Replies: 3
Views: 845

Buying Treasury bills thru Vanguard Brokerage

Never bought Treasury bills before and am wondering if when buying thru Vanguard Brokerage Acct does the money have to be in your settlement fund for the transaction or can you have it taken from your linked bank account.
Thanks for responding.
by dickyboy
Sat Oct 15, 2022 11:04 am
Forum: Forum Issues and Administration
Topic: Grammar checking?
Replies: 8
Views: 1277

Re: Grammar checking?

jebmke wrote: Sat Oct 15, 2022 10:47 am What device is you using? :P
Hey, good one Jebmke...that be funny !!! :sharebeer
by dickyboy
Fri Sep 30, 2022 1:21 pm
Forum: Personal Investments
Topic: Transition Vanguard account now or end of year to keep taxes clean?
Replies: 12
Views: 1333

Re: Transition Vanguard account now or end of year to keep taxes clean?

It's just not an actual issue, just some extra data entry on tax forms because you'll get more 1099 forms that will take a few minutes to enter (less if you download). It is basic data entry nothing that complicates taxes. I agree. Just do it when you have time to work with the VG a rep to get the job done. All things equal, I would do it now. If you delay until next year, won’t you owe the new VG fees? Git'r done and over with...I did the transition for my taxable, rollover IRA, and Roth accounts just recently and it was relatively painless. Did it entirely online and can't think of any reason to ask for help from a VG rep. I was holding off for a long time, worried about potential glitches in the system, but so far so good. Hope I don't ...
by dickyboy
Sat Aug 13, 2022 10:50 am
Forum: Investing - Theory, News & General
Topic: New fee for Vanguard mutual [and brokerage accounts - July 2023 updates]
Replies: 2094
Views: 217830

Re: New fee for Vanguard mutual accounts

Cheez-It Guy wrote: Mon Aug 08, 2022 8:55 pm It's my feeling that the discussion about people in the financial industry -- while valid and obviously of concern to those affected -- is a red herring in the overall discussion. I really wonder what kind of percentage of the likely millions of account holders who still have not transitioned are so affected? I think others used the legitimate issue some have as a way to justify inaction until action was forced.
For whatever reason your posts always give me the impression that you're a Vanguard employee.
by dickyboy
Mon Jan 04, 2021 3:15 pm
Forum: Personal Consumer Issues
Topic: "Fun" with Spectrum Auto Pay
Replies: 6
Views: 1310

Re: "Fun" with Spectrum Auto Pay

I thought I'd post this since others may be face similar issues. Since the Chase Freedom 5% category this quarter includes Internet services, I went into Spectrum's account manager to update my Auto Pay method to the Chase Freedom card. I ran smack dab into an issue with their website in doing so: It had saved my Chase Freedom card information from when I used it a few years ago and the website would NOT let me update the expiration date. My current Chase card has the same number, but a new expiration date. I tried entering in the card number with the new expiration date and hitting save in the Auto Pay manager screen. It went right back to the expired date. I tried deleting Auto Pay and setting it up again: right back to the expired date....
by dickyboy
Tue Apr 14, 2020 3:37 pm
Forum: Personal Consumer Issues
Topic: Lawn tractor not starting
Replies: 35
Views: 2282

Re: Lawn tractor not starting

cookieid wrote: Mon Apr 13, 2020 7:56 pm Purchased a Troy Built lawn tractor over a yr ago and used it several times; other times used walk-behind mower. The battery is MTD 725-1704A and appears dead. A neighbor charged it with his Traveller 10AMP automatic battery charger and it still didn't start. Had to use jumper cable to start the tractor. Next day it still didn't start after using the tractor. Given the battery brand and it's young age, is a new battery needed? or a charger?
Those small lawn tractor batteries should not be charged with a 10 amp charger...too much oomph will ruin the battery. Use 2 amp max.
by dickyboy
Thu Apr 09, 2020 12:00 pm
Forum: Personal Finance (Not Investing)
Topic: Wellington and Star Tax Forms
Replies: 8
Views: 802

Re: Wellington and Star Tax Forms

As indicated in at least one other post, the forms that you have received are consistent with a Vanguard mutual funds only account having been converted to a Vanguard Brokerage Services (VBS) account during the year. The fact that distributions of the Wellington fund appears on two sets of forms and the distributions of the STAR fund appears on only one indicates that the conversion to VBS was done after 03/20 but before 06/28. The distributions of the Wellington fund are split between the two sets of forms. Neither set by itself includes all of the distributions that the Wellington fund made to you during the year. If I understand that correctly I need to report all amounts from each of the different 1099s. For one fund, should I add thes...
by dickyboy
Fri Mar 27, 2020 12:17 pm
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 234
Views: 28974

Re: Market will be at all time high by year-end

Wish in one hand and poop in the other and see which one fills up !!!
by dickyboy
Tue Feb 04, 2020 12:29 pm
Forum: Investing - Theory, News & General
Topic: Does Schwab's growth threaten Vanguard's domination (article)
Replies: 100
Views: 6875

Re: Allan Roth: Schwab is now a huge threat to Vanguard

I didn't see an explanation of why mutual fund and etf index funds would go away. He also points out that Schwab makes money off your cash. Vanguard pays a good rate for your cash. A lot of people like that. I find the Vanguard site easy to use. It could be better, but it's reasonable. For me (an index investor), I didn't see anything in the article that would compel me to switch to Schwab. +1 I find Vanguards site easy to use also and have never had a problem with it. Only thing I don't like is that they're constantly nagging me to switch to a brokerage account platform which I'm holding off on. They say it only takes a few minutes and will simplify things, however I'm skeptical. Too many times in the past I've been told something is goin...
by dickyboy
Sat Dec 07, 2019 3:35 pm
Forum: Personal Finance (Not Investing)
Topic: Transition at Vanguard
Replies: 45
Views: 7173

Re: Transition at Vanguard

Simplicity ? How is it more simple?
Reduced future maintenance costs? Hey, this is 2019 where computers do all the work. Should be simple to handle two system platforms.
by dickyboy
Fri Nov 08, 2019 2:22 am
Forum: Personal Finance (Not Investing)
Topic: Best month to take RMDs?
Replies: 86
Views: 6760

Re: Best month to take RMDs?

celia wrote: Wed Nov 06, 2019 10:00 am I would take them early in the year so I could have the rest of the year to do Roth conversions. (The RMD must be removed before doing conversions each year.)
Im not so sure about that...I did that once...did a conversion prior to taking my rmd and my financial advisor said I was OK with that as long as I was certain to get my rmd before year end, otherwise I would not be in compliance. That was some years ago and it never backfired on me.
by dickyboy
Sun Oct 20, 2019 11:14 am
Forum: Investing - Theory, News & General
Topic: Bond Market Outlook
Replies: 8
Views: 1881

Re: Bond Market Outlook

JoMoney wrote: Sat Oct 19, 2019 9:04 pm Interest rates have been trending downward, but I did notice that for November the Applicable Federal Rates had a tick down for short-term and a tick up for mid and long-term rates... doesn't mean market rates will move the same way, but interesting to see

https://apps.irs.gov/app/picklist/list/ ... Rates.html
(October 2019 Rates)
Short-Term AFR: 1.69%
Mid-Term AFR: 1.51%
Long-Term AFR: 1.86%

(November 2019 Rates)
Short-Term AFR: 1.68%
Mid-Term AFR: 1.59%
Long-Term AFR: 1.94%
I really find this kind of saddening since even with the low inflation we're now experiencing, none of these rates are making you any "real" money. Just my two cents worth.
by dickyboy
Sat Sep 21, 2019 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Tax form for Seniors.
Replies: 32
Views: 3189

Re: Tax form for Seniors.

This was talked about when the tax law was first passed. I can't understand why it took them so long to produce it. I also wonder how many people still do their taxes by hand - they would be the only ones affected by this as far as I can tell. Maybe it is more than I think. It would have been a better investment to invest in an online simplified e-file system for people who can use this format and make the leap from paper once and for all. The IRS was probably busy trying to fit a return form onto a "postcard" and generating the blizzard of schedules necessary to make that happen, sort of. Some of us prefer paper and using arithmetic so we understand what affects our taxes instead of tossing numbers into a black box where who kno...
by dickyboy
Sat Sep 21, 2019 10:29 am
Forum: Investing - Theory, News & General
Topic: Vanguard brokerage account transition
Replies: 237
Views: 36005

vanguard investment platform

[Thread merged into here, see below. --admin LadyGeek]

Anyone else holding out on switching to Vanguard's "new" investment platform...and why. I am, and it's because in the past many times when someone tells me that a change is not going to create an additional hassle for me, that usually turns out not to be true. As in...Murphy's law.
by dickyboy
Thu Mar 14, 2019 12:54 pm
Forum: Investing - Theory, News & General
Topic: New Brokerage platform
Replies: 10
Views: 1731

New Brokerage platform

Anyone else still holding off on switching to Vanguards new brokerage platform. I have been still holding off as I can envision problems with the transition that they aren't telling about. I'm not crazy about change or the potential hassle that comes along with it.
by dickyboy
Sun Mar 03, 2019 3:08 pm
Forum: Personal Investments
Topic: simplifying my financial life -- should i get rid of treasury direct?
Replies: 84
Views: 12573

Re: simplifying my financial life -- should i get rid of treasury direct?

I closed our TD accounts a few years ago for a few reasons... The TD site is a pain in the posterior. My wife would never want to deal with navigating that site and I am trying to simplify the portfolio against the day I may not be around to handle all of the minutiae and investing decisions. The closer things are to automatic pilot, the better. I used the small amount we had invested in TD over a few years to purchase a new Toyota 4Runner which replaced our older SUV. Money well spent. I've never missed dealing with TD. Why do you say I-bond redemption is a pain in the butt?? I bought some at my local bank 18 years ago and they told me that I could redeem them there also. Seems simple to me. They are paper bonds I might add, and I've have...
by dickyboy
Sat Jan 26, 2019 11:05 am
Forum: Personal Consumer Issues
Topic: Too early to start on my taxes?
Replies: 45
Views: 4496

Re: Too early to start on my taxes?

DaftInvestor wrote: Thu Jan 24, 2019 12:35 pm I have never gotten a corrected 1099 from Vanguard (although I've got a Mutual Fund account and not a Brokerage account).
I plan to file as soon as I have everything and TurboTax allows me to (TurboTax is telling me that Form 8960 is not yet available) - need one more 1099-INT to do so.
How can you tell if your account is mutual fund or brokerage...it doesn't spell that out when you log in ? Or am I a dummy ??
by dickyboy
Mon Dec 24, 2018 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Medigap Policy F High Deductible
Replies: 9
Views: 1250

Re: Medigap Policy F High Deductible

Hey Spirit Rider...what was your source for this information ?? Thanks
by dickyboy
Thu Nov 22, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: Tiny Baby Spiders on my Toaster
Replies: 40
Views: 4084

Re: Tiny Baby Spiders on my Toaster

Those are called Toaster Spiders and are usually found in great numbers but only when the toaster is plugged in. Unplug the toaster for a few days and they will disappear. Good luck.
by dickyboy
Sat Nov 10, 2018 11:30 am
Forum: Personal Consumer Issues
Topic: tipping for grocery delivery
Replies: 53
Views: 5724

Re: tipping for grocery delivery

TxAg wrote: Thu Nov 08, 2018 2:11 pm Tipping is out of control in this country
You are absolutely right. What is wrong with business owners paying their help a decent wage in the first place.
by dickyboy
Sat Nov 10, 2018 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Doing taxes by hand
Replies: 82
Views: 7197

Re: Doing taxes by hand

I generally use tax software to complete my tax forms and file, however, every five years or so I like to do them by hand without software help. My doing so I feel helps me to keep up to date on the "system" of things and how numbers are arrived at. Helps to make better end of year decisions when it comes to deductions, where to take income from, etc. When it comes to income taxes it is very helpful to stay informed.
by dickyboy
Tue Aug 28, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: How to repel wild dogs?
Replies: 65
Views: 6566

Re: How to repel wild dogs?

Carry a can of wasp and hornet spray...the kind that shoots a stream out about 20 plus feet. I hear it works.
by dickyboy
Fri Jun 08, 2018 9:31 am
Forum: Personal Consumer Issues
Topic: Death - Prediction
Replies: 63
Views: 5478

Re: Death - Prediction

Walkure wrote: Fri Jun 08, 2018 8:45 am
HongKonger wrote: Fri Jun 08, 2018 7:25 am I will be leaving nothing to no one
That's a double negative - if no one's left with nothing, that means everybody has to get at least something from your estate. :greedy
You be correct Walkure...I spotted that double negative from HongKonger too. You be and English major? You certainly be gooder at grammar than that HongKonger person.
by dickyboy
Sat May 19, 2018 3:50 pm
Forum: Personal Consumer Issues
Topic: Detached Garage
Replies: 18
Views: 3027

Re: Detached Garage

The slab idea should be fine since it is not going to be an attached building. I would pour about 5 inches thick and a little thicker (7" to 8") for about a foot in all the way around the outside perimeter. Also I'd rod the outside perimeter and rods or wire mesh for the interior of the slab. If it floats a bit in the spring when frost comes out of the ground it shouldn't hurt anything. Also treated lumber for the plates around the outside walls is a must.
by dickyboy
Tue Apr 03, 2018 11:37 am
Forum: Forum Issues and Administration
Topic: Abbreviations
Replies: 10
Views: 4758

Re: Abbreviations

Coolstavi wrote: Sat Oct 21, 2017 2:27 pm I hope this is where I post this.

I am so confused when people are talking about their significant other and using many abberviations (DH or MIL..etc..) to describe them. Can someone explain what the most commonly used one are so I can understand the posts better?
I dont understand why people dont just spell it out and be done with it. Doesn't really take that much more effort.
by dickyboy
Mon Mar 26, 2018 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 tax reform
Replies: 7
Views: 1292

Re: 2018 tax reform

Dahl49 wrote: Mon Mar 26, 2018 2:22 pm I live in CA so my state and property taxes are going to taxed with max. of $10,000. So my question I received a large state tax refund against 2016 taxes paid in 2017. Does anyone know if the IRS will consider this as income as it has in the past for 2018? I would guess that the IRS considers this income as it has done in the past?
State income tax refunds are considered as income for the year that they're received but only if they were claimed as a deduction (long form) in a previous tax year.
by dickyboy
Sat Mar 10, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Men's Cologne
Replies: 120
Views: 12801

Re: Men's Cologne

Caduceus wrote: Sat Mar 10, 2018 9:37 am Good Life by Davidoff, if you can still get it. Best cologne in the world. My first boyfriend used to wear it all the time - it's masculine, light but persistent, and incredibly erotic.
Maybe you just liked your first boyfriend better than the rest ????
by dickyboy
Tue Feb 13, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Costco 'Goodyear' wiper blades
Replies: 51
Views: 19266

Re: Costco 'Goodyear' wiper blades

I have a 5 year old vehicle and a 7 year old vehicle, with the original wiper blades on both. They are both still working fine. I would assume they are Motorcraft blades since they are both Ford products.
by dickyboy
Tue Feb 06, 2018 10:42 am
Forum: Personal Investments
Topic: Bonds up
Replies: 1
Views: 556

Re: Bonds up

People cashing out of stocks and buying safer bonds is probably driving the price of bonds up, a supply/demand thing. It will all level out after the dust settles.
by dickyboy
Mon Feb 05, 2018 2:05 pm
Forum: Investing - Theory, News & General
Topic: Alan Greenspan says there are bubbles in both stocks and bonds
Replies: 90
Views: 11387

Re: Alan Greenspan says there are bubbles in both stocks and bonds

Greatness wrote: Wed Jan 31, 2018 2:57 pm I think he has dementia. I wouldn't listen to a word this person says. He caused the original case of "irrational exuberance". He's just blowing his own horn for his ego @ 91.
Mr. Greenspan is starting to look much smarter these last few days isn't he ????? Perhaps he's not the one with dementia !!!
by dickyboy
Fri Feb 02, 2018 11:46 am
Forum: Personal Finance (Not Investing)
Topic: IRS Form 8606 (Nondeductible IRAs)
Replies: 69
Views: 12793

Re: IRS Form 8606 (Nondeductible IRAs)

I used Tax Slayer software this year as I always do and they had the "2017" 8606 form available. My taxes are all done and ready to file with the IRS but I haven't done that yet. Perhaps now I should wait a while as Tax Slayer may have jumped the gun with making that 8606 form available. Any thoughts on that ?
by dickyboy
Tue Jan 09, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: .
Replies: 100
Views: 12232

Re: Hot Water Delay at faucet/shower far from water heater

dm200 wrote: Mon Jan 08, 2018 3:01 pm
dickyboy wrote: Mon Jan 08, 2018 2:54 pm We had a similar situation with a bathroom on the far end of the house. I installed a small (6 gallon) auxiliary water heater in the basement, just below that bathroom, and it works great. I plumbed it myself and the total cost I believe was around $200 give or take. Did that about 3 years ago and no problem with it so far. It is electric and plugs into a 20 amp circuit.
How does this work? You take a shower with six gallons of hot water?
No...by the time the 6 gallons of water is depleted, the water is coming hot from the main water heater on the other end of the house. The small six gallon heater is plumbed to the hot water line, not the cold water line.
by dickyboy
Mon Jan 08, 2018 2:54 pm
Forum: Personal Consumer Issues
Topic: .
Replies: 100
Views: 12232

Re: Hot Water Delay at faucet/shower far from water heater

We had a similar situation with a bathroom on the far end of the house. I installed a small (6 gallon) auxiliary water heater in the basement, just below that bathroom, and it works great. I plumbed it myself and the total cost I believe was around $200 give or take. Did that about 3 years ago and no problem with it so far. It is electric and plugs into a 20 amp circuit.
by dickyboy
Sun Dec 31, 2017 11:17 am
Forum: Personal Consumer Issues
Topic: residential gas furnace/air conditioner recommendations
Replies: 15
Views: 1807

residential gas furnace/air conditioner recommendations

Need to replace an aging natural gas furnace and air conditioner combination sometime this coming year. Kind of thinking about Carrier, Bryant, or Lennox, however I am open to others as well. Anyone have any ideas on good brands or bad brands, please share your thoughts. Thanks much..it can get quite cold in upper Michigan. Will need about a 75000 BTU for my size home and about a 2 ton AC unit.
by dickyboy
Fri Dec 22, 2017 10:15 am
Forum: Personal Consumer Issues
Topic: Income tax software, "Tax Slayer".
Replies: 28
Views: 3188

Income tax software, "Tax Slayer".

Has anyone used the "Tax Slayer" income tax software in past years ?? Opinions please !!
by dickyboy
Sun Jun 25, 2017 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: Reverse Mortgage Considerations
Replies: 58
Views: 9307

Re: Reverse Mortgage Considerations

There are three things that I would never do and a reverse mortgage is one of them...the other two are, buy and annuity, and lease a vehicle. Perhaps there are rare situations where those things are advantageous, however I just like the odds to be more in my favor.
by dickyboy
Sun Jun 25, 2017 1:43 pm
Forum: Investing - Theory, News & General
Topic: Your Favorite Vanguard Fund
Replies: 93
Views: 16247

Re: Your Favorite Vanguard Fund

The Vanguard Healtcare Fund has been VERY VERY good to me over the years. With the advancing age of all the baby boomers, I'm going to keep a good chunk in there regardless of what the government does with regulations.
by dickyboy
Mon Jun 05, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: Anyone use "MyPillow" pillows?
Replies: 50
Views: 11515

Re: Anyone use "MyPillow" pillows?

Ok...just OK, but overrated and overpriced.
by dickyboy
Fri May 05, 2017 9:12 am
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 339
Views: 77690

Re: What is your favorite consumer product?

Costco rotary chicken !!!
Simplicity riding lawn equipment...
Anything served at a Culvers restaurant, especially the ice cream.
by dickyboy
Thu Apr 13, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: Costco for hearing aids
Replies: 6
Views: 1031

Costco for hearing aids

Has anyone purchased hearing aids from Costco, and how is the experience with them ?
Any regrets ?
by dickyboy
Mon Apr 10, 2017 11:36 am
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 164
Views: 21602

Re: Ordering a Weber grill this week

I've had a Weber Genesis for about 16 years now and it still works fine. I've had to replace the flavor bars twice and the grates once though so it is not completely maintenance free. Also my igniter no longer works but it is easy to light with a little stem lighter which is what I do...guess I'm too lazy to investigate what it would take to fix. My grill gets used a lot, summer and winter so I feel I've gotten my money's worth.