Search found 974 matches

by researcher
Tue Jul 16, 2019 3:00 pm
Forum: Personal Consumer Issues
Topic: New family car and safety considerations
Replies: 46
Views: 2435

Re: New family car and safety considerations

vineviz wrote:
Tue Jul 16, 2019 2:52 pm
Of course! I totally forgot that everyone has exactly the same preferences that you do! Silly me.
Did you read the OP?

He is the one who picked the Rav4!
I assume he would not have selected it if he plans to make regular trips hauling loads of lumber or manure.
by researcher
Tue Jul 16, 2019 2:56 pm
Forum: Personal Consumer Issues
Topic: New family car and safety considerations
Replies: 46
Views: 2435

Re: New family car and safety considerations

More importantly, Odyssey is a larger, more spacious, more comfortable vehicle than the RAV4. It has an intercom for back seat passengers and its own vaccum in the trunk. The captain chairs in the second row are like airline seats. These are the every day features that you consider when justifying ...
by researcher
Tue Jul 16, 2019 2:36 pm
Forum: Personal Consumer Issues
Topic: New family car and safety considerations
Replies: 46
Views: 2435

Re: New family car and safety considerations

I can fit a 4'x8' sheet of plywood and a pile of 10' long 2x4 boards inside my Honda Odyssey. I don't do it often, but I have done it several times. A RAV4 can do neither of those things. The one time every 5-10 years that the OP needs to haul 4x8 sheets of plywood/drywall, he can rent a truck at H...
by researcher
Tue Jul 16, 2019 2:33 pm
Forum: Personal Consumer Issues
Topic: New family car and safety considerations
Replies: 46
Views: 2435

Re: New family car and safety considerations

If he said "we have a family of 4, like to camp and do home improvement projects". That would lead someone to a Rav4 as the perfect vehicle? Very interesting. :arrow: It was the OP himself who identified the Rav4 as vehicle that would work for his family, not me! He has it narrowed down to the Rav4...
by researcher
Tue Jul 16, 2019 1:00 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 451
Views: 34840

Re: Talk me out of buying a Tesla Model 3

They promised a $35k car before subsidies, which they have delivered limited quantities of . The plus model, which is widely available, is now $38k. I'd say it's close enough to what was promised. I don't know that this is true... https://www.caranddriver.com/news/a27120534/tesla-model-3-lineup-cha...
by researcher
Tue Jul 16, 2019 12:52 pm
Forum: Personal Consumer Issues
Topic: Anyone buy the Nissan Rogue over the Honda CRV???
Replies: 85
Views: 4625

Re: Anyone buy the Nissan Rogue over the Honda CRV???

Jiffy Lube? No. Kids changing my oil is a non-starter. Last time I tried they didn’t fully tighten the drain plug. Another time they stripped it (which I didn’t discover until much later. This was over 10 years ago and I haven’t been back. Maybe they’ve gotten their act together but I’d rather not ...
by researcher
Tue Jul 16, 2019 12:32 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 451
Views: 34840

Re: Talk me out of buying a Tesla Model 3

They promised a $35k car before subsidies, which they have delivered limited quantities of . The plus model, which is widely available, is now $38k. I'd say it's close enough to what was promised. I don't know that this is true... https://www.caranddriver.com/news/a27120534/tesla-model-3-lineup-cha...
by researcher
Tue Jul 16, 2019 12:27 pm
Forum: Personal Consumer Issues
Topic: New family car and safety considerations
Replies: 46
Views: 2435

Re: New family car and safety considerations

Sure. Fine. Camping trips and house projects. If it doesn't fit, don't take it. A compact SUV is fine for you. To say my statement is ridiculous is ridiculous. You stated that a compact SUV is "not going to have the space for a family vehicle." That is absolutely a ridiculous statement. You can fli...
by researcher
Tue Jul 16, 2019 12:00 pm
Forum: Personal Finance (Not Investing)
Topic: Being a hands off homeowner
Replies: 48
Views: 2645

Re: Being a hands off homeowner

If i were to buy a house or a condo how realistic is it that I could pay someone to do these various tasks without getting the run around or taken advantage of financially? To very clearly answer this specific question...it is almost COMPLETELY UNREALISTIC. There are several reasons for this... - T...
by researcher
Tue Jul 16, 2019 10:42 am
Forum: Personal Consumer Issues
Topic: New family car and safety considerations
Replies: 46
Views: 2435

Re: New family car and safety considerations

With 2 growing kids, a Rav4 (and similar size SUV) are not going to have the space for a family vehicle. This is a ridiculous statement. The Rav4, or any compact SUV for that matter, is a perfectly adequate vehicle for any normal family of 4. I'm constantly amazed at people who think they must purc...
by researcher
Mon Jul 15, 2019 8:35 am
Forum: Personal Consumer Issues
Topic: Anyone buy the Nissan Rogue over the Honda CRV???
Replies: 85
Views: 4625

Re: Anyone buy the Nissan Rogue over the Honda CRV???

It is also like the #2 seller in the segment. Caranddriver rankings weightings might not match your personal ones. They tend to focus unimportant things like acceleration and handling instead of important things like cup holders and space 😀 Get the cx5. 360 cameras (you can get parking installed) s...
by researcher
Mon Jul 15, 2019 7:55 am
Forum: Personal Consumer Issues
Topic: I think i can spend 30k on this vacation, but wife not sure
Replies: 77
Views: 6872

Re: I think i can spend 30k on this vacation, but wife not sure

we decided we couldn't afford it - 30k is many months of savings, and we're only at 5m due to bull market, it could go down again. Wife wants to go, but we have college looming ahead for 2 children and that will cut our savings down a lot also. Maybe we will figure it out in the future if we can sa...
by researcher
Mon Jul 15, 2019 7:46 am
Forum: Personal Consumer Issues
Topic: Anyone buy the Nissan Rogue over the Honda CRV???
Replies: 85
Views: 4625

Re: Anyone buy the Nissan Rogue over the Honda CRV???

I have been spoiled with the great service at the Honda dealership and the easy commute, but will not get another Honda til they fix the oil gas dilution issue often discussed on the forum. No way would I buy a Nissan Rogue, considering the number of better alternatives available. The Rogue is the ...
by researcher
Fri Jul 05, 2019 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Big Hospital Bill - Any way to negotiate ?
Replies: 130
Views: 7576

Re: Big Hospital Bill - Anyway to negociate ?

In this case, yes. You take the price. The hospital has a contract with the insurance company for that price. You have a contract with the insurance company. You don't have a contract with TrueCar, so you can walk out of that deal. You already did the deal with the insurance company when you signed...
by researcher
Fri Jul 05, 2019 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: Big Hospital Bill - Any way to negotiate ?
Replies: 130
Views: 7576

Re: Big Hospital Bill - Anyway to negociate ?

dm200 wrote:
Fri Jul 05, 2019 11:29 am
Yes - I agree.

I see nothing wrong, though, with asking for a payment plan to pay the full amount due.
Or asking if they provide a discount for paying in full at that time.

If they are going to offer a 25%-50% discount for paying in full, why wouldn't you take it?
by researcher
Fri Jul 05, 2019 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: Big Hospital Bill - Any way to negotiate ?
Replies: 130
Views: 7576

Re: Big Hospital Bill - Anyway to negociate ?

Have you actually been able to get this to work? I only know of situations when you take the self-pay discount but don't have it count toward your deductible. Have you actually been able to a) get a discount on top of the insurance rate and b) also get your insurance company to have it count toward...
by researcher
Fri Jul 05, 2019 10:26 am
Forum: Personal Finance (Not Investing)
Topic: Big Hospital Bill - Any way to negotiate ?
Replies: 130
Views: 7576

Re: Big Hospital Bill - Anyway to negociate ?

If you act as a self-pay patient for this bill and take the 50% discount, I don't think you can submit it to your insurance to count toward the deductible. Later if you incur another large bill you're starting from square one with your deductible. At least that's how I understand my policy to work....
by researcher
Fri Jul 05, 2019 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Big Hospital Bill - Any way to negotiate ?
Replies: 130
Views: 7576

Re: Big Hospital Bill - Anyway to negociate ?

That's because we collect 3% of what we bill "self-pay" patients. So 50% seems awesome. But this isn't a self pay patient. It's an insured patient who was apparently fine with a $6K deductible when he/she bought the insurance but not now that it is time to pay his or her portion of the bill. I'm st...
by researcher
Tue Jul 02, 2019 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Healthcare Nightmare after wife's surgery
Replies: 84
Views: 7287

Re: Healthcare Nightmare after wife's surgery

How wonderful that your wife had such a serious health issue that three surgeons were required to fix it and now she's doing great all for a mere $2,800. Sounds like a heck of a deal to me. At any rate, I'd just get the medical record, figure out who the third doctor is and if he legitimately helpe...
by researcher
Tue Jul 02, 2019 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Big Hospital Bill - Any way to negotiate ?
Replies: 130
Views: 7576

Re: Big Hospital Bill - Anyway to negociate ?

Let them know that you will be paying out of pocket for the remainder and this is a hardship. Ask if they can give you a “self-pay” discount. Typically hospitals give a self pay discount that is quite substantial. Do exactly this and you are very likely to get an immediate 20%-50% discount. I've go...
by researcher
Mon Jul 01, 2019 11:48 am
Forum: Personal Consumer Issues
Topic: Going to switzerland this september-advice?
Replies: 30
Views: 1865

Re: Going to switzerland this september-advice?

Any suggestions on what to do? Where to go above or what places to eat/stay? Thanks. I don't have any first hand suggestions, but if you haven't already watched this TV series (featured on PBS), they are a must watch... http://www.smarttravels.tv/RealRailTV/shows/grand-train-tour-switzerland http:/...
by researcher
Mon Jul 01, 2019 10:45 am
Forum: Personal Consumer Issues
Topic: Bahamas Cruise in July
Replies: 13
Views: 1099

Re: Bahamas Cruise in July

Thank you! We are in DC Metro and true looking for a short Gateway. Kids have been to Disney (11 and 8) and may not like to go again! My mom can walk but not too much. We have been to Niagra, New York, Boston ,Smokey Mountains (TN)and DC ofcourse For such a short trip, I would definitely NOT want t...
by researcher
Thu Jun 20, 2019 8:35 am
Forum: Personal Consumer Issues
Topic: A week or so in West Virginia
Replies: 9
Views: 1095

Re: A week or so in West Virginia

Just broke free from some summer commitments, and as of this morning, I'm interested in an adventurous week (rafting especially, hiking...some sightseeing okay too) or so in West Virginia in July or August. I'd be grateful for recommendations. Thanks in advance. Rafting - I can't recommend a specif...
by researcher
Wed Jun 19, 2019 1:39 pm
Forum: Personal Consumer Issues
Topic: Prius vs Prius Prime (plug-in)
Replies: 78
Views: 4532

Re: Low Prius Inventory-change strategy?

Wow! That seems surprising to me. I wonder If the addition of the Hybrid option to other Toyota models is a reason? I think other Toyota models and models from other manufacturers that are not as ugly and drive better is probably a big factor, along with low gas prices, and people's love of crossov...
by researcher
Wed Jun 19, 2019 10:21 am
Forum: Personal Consumer Issues
Topic: Prius vs Prius Prime (plug-in)
Replies: 78
Views: 4532

Re: Low Prius Inventory-change strategy?

onourway wrote:
Wed Jun 19, 2019 9:52 am
The Prius has long since become invisible to the greater populace at large. Nobody notices one unless you do something to attract that notice.
The only time I notice Prius drivers are when they blow past me at 80+ MPH on the highway.
So much for efficiency.
by researcher
Wed Jun 19, 2019 9:25 am
Forum: Personal Consumer Issues
Topic: Prius vs Prius Prime (plug-in)
Replies: 78
Views: 4532

Re: Low Prius Inventory-change strategy?

For the Prius LE with front wheel drive there's only 11 within 100 miles and 3 are red which is no. (I'm right next to Cleveland). I usually try to ask several dealerships for their best price on a specific car, features, etc. via e-mail and then go with the lowest. I don't see that working in this...
by researcher
Tue Jun 18, 2019 3:40 pm
Forum: Personal Consumer Issues
Topic: Are you a member of nextdoor.com? Any concerns registering your info?
Replies: 71
Views: 5956

Re: Are you a member of nextdoor.com? Any concerns registering your info?

I love that people think their phone number and address is private. That's so cute. :) I love that you think a legitimate expectation of privacy is worth mocking. Did you feel the same way in the olden days when copies of the phone book/white pages were distributed to every household in the area? H...
by researcher
Tue Jun 18, 2019 2:45 pm
Forum: Personal Consumer Issues
Topic: Volvo CPO Extended Warranty
Replies: 21
Views: 727

Re: Volvo CPO Extended Warranty

I would privately sell it and probably get at least $3000 more than I would if I traded it in. But the same is true with or without the extended warranty. You will virtually always get substantially more selling private party vs. trade-in, regardless of whether or not you purchased an extended warr...
by researcher
Tue Jun 18, 2019 1:36 pm
Forum: Personal Consumer Issues
Topic: Volvo CPO Extended Warranty
Replies: 21
Views: 727

Re: Volvo CPO Extended Warranty

RootSki wrote:
Tue Jun 18, 2019 1:19 pm
$3600 is not an expensive gamble. I'm always 100% invested.
You're not "always 100% invested" if you give that $3000 to the warranty company instead of investing it.
by researcher
Tue Jun 18, 2019 1:34 pm
Forum: Personal Consumer Issues
Topic: Volvo CPO Extended Warranty
Replies: 21
Views: 727

Re: Volvo CPO Extended Warranty

No you are paying 3k for 5 years of coverage. The last 3 years of coverage will be used by the 3rd owner and will result in making a private sale of this car much easier. Being able to drive 10 years/150-200k miles for 3k seems like a decent deal if most things are covered. Y Depending on your driv...
by researcher
Tue Jun 18, 2019 1:14 pm
Forum: Personal Consumer Issues
Topic: Mazda extended warranty
Replies: 18
Views: 1021

Re: Mazda extended warranty

There is also a convenience factor since while it is under the extended warranty you can just drop it the car at a dealership to let them fix a problem. This can be very useful when you are out of town. How is this a convenience? The dealership will fix any problem you might have, regardless of whe...
by researcher
Tue Jun 18, 2019 1:04 pm
Forum: Personal Consumer Issues
Topic: Volvo CPO Extended Warranty
Replies: 21
Views: 727

Re: Volvo CPO Extended Warranty

7... most likely 8 years. I kept my last XC60 8 years so that's a fair bet. Those same dealership techs will repair my car without the warranty at full cost to me in future dollars. I have a great Volvo independent mechanic near me, but he's not a technician. So of the exclusion parts listed, all o...
by researcher
Tue Jun 18, 2019 11:31 am
Forum: Personal Consumer Issues
Topic: Mazda extended warranty
Replies: 18
Views: 1021

Re: Mazda extended warranty

There is also a convenience factor since while it is under the extended warranty you can just drop it the car at a dealership to let them fix a problem. This can be very useful when you are out of town. How is this a convenience? The dealership will fix any problem you might have, regardless of whe...
by researcher
Tue Jun 18, 2019 11:15 am
Forum: Personal Consumer Issues
Topic: Volvo CPO Extended Warranty
Replies: 21
Views: 727

Re: Volvo CPO Extended Warranty

I have a 5 year, unlimited milage warranty. it would be OEM Volvo extended warranty out to 10 years/unlimited miles for about $3000 with a $100 deductible. It's exclusionary coverage. I'd have some piece of mind that any repair work would be done by dealership techs and I would not have to interfac...
by researcher
Tue Jun 18, 2019 11:03 am
Forum: Personal Consumer Issues
Topic: Mazda extended warranty
Replies: 18
Views: 1021

Re: Mazda extended warranty

investor4life wrote:
Tue Jun 18, 2019 10:49 am
Good points! I think you have talked me out of getting the extended warranty :D
Thank you all for your input.
You made a good decision.
by researcher
Tue Jun 18, 2019 9:53 am
Forum: Personal Consumer Issues
Topic: Mazda extended warranty
Replies: 18
Views: 1021

Re: Mazda extended warranty

How is buying an extended warranty "blowing thousands of dollars"? In return for an upfront ~$2000 payment, you could potentially receive limited coverage of some parts during a narrow time period beyond the free manufacturer's warranty. In other words, you are betting that things will go perfectly...
by researcher
Tue Jun 18, 2019 8:50 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 160
Views: 24478

Re: Don't pay full price for SiriusXM radio

I have a calendar reminder set as well. But it does get annoying having to go through the song and dance 2x a year. No calendar reminder or song/dance needed. Once you sign up for your next 6 months, simply tell them "I want to cancel the service after this 6 month term is up," which wipes out the ...
by researcher
Tue Jun 18, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: Mazda extended warranty
Replies: 18
Views: 1021

Re: Mazda extended warranty

I am considering getting an extended warranty for a 2019 Mazda CX-5 that I plan to purchase soon. I know that modern cars are more reliable in general, but there are also more bells and whistles that can go wrong. My previous warranties have paid for themselves. Visit the Mazda CX-5 forum and you w...
by researcher
Tue Jun 18, 2019 8:32 am
Forum: Personal Consumer Issues
Topic: 2013 Cadillac SRX - Corroded / Pitted Wheels
Replies: 12
Views: 797

Re: 2013 Cadillac SRX - Corroded / Pitted Wheels

Here is a link to a photo of what I’m talking about: https://photos.app.goo.gl/3v5g3MF1PsqEmzGY8 I don't see much, if any "pitting/corrosion" in that picture. It looks like the wheel finish (paint, clearcoat) has failed and is flaking off. Is there major pitting not visible? I personally would have...
by researcher
Thu Jun 13, 2019 3:37 pm
Forum: Personal Consumer Issues
Topic: Why is this cabin so inexpensive?
Replies: 15
Views: 1585

Re: Why is this cabin so inexpensive?

peterwantstosave wrote:
Thu Jun 13, 2019 2:29 pm
I'll start the bidding at $13
This makes sense, thank you all
First off, this is not a cabin.
It is essentially a camper/travel trailer made to resemble a cabin.

It also must be moved from it's current location, and the furnace must be purchased separately.
by researcher
Thu Jun 13, 2019 3:31 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1118
Views: 158616

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Morse Code wrote:
Thu Jun 13, 2019 7:52 am
Every review I've read puts the CRV #1 over it's competitors and it doesn't surprise me a bit.
You apparently missed this important one...
https://www.caranddriver.com/features/a ... suvs-2019/
by researcher
Thu Jun 13, 2019 12:13 pm
Forum: Personal Consumer Issues
Topic: Which car to buy?
Replies: 29
Views: 2655

Re: Which car to buy?

wilked wrote:
Thu Jun 13, 2019 6:01 am
Keep the car, ask again in 3-5 years
+1

You love your current car, you've never had any issues with it, and it has less than 100K miles.

At the rate of change in the auto industry, there is no sense speculating about some future purchase that is several years away.
by researcher
Thu Jun 13, 2019 9:02 am
Forum: Personal Consumer Issues
Topic: Fishing rod/reel combo recommendation
Replies: 10
Views: 540

Re: Fishing rod recommendation

Does anybody have any recommendations for a good fishing rod for light fishing from shore. May be a spinner rod but looking for recommendation on a good brand/model that is cheaper and good value. I do understand they can get very pricey with brands like Penn. My budget is 50$. Given the type of fi...
by researcher
Thu Jun 13, 2019 7:50 am
Forum: Personal Consumer Issues
Topic: I'm thinking about buying a supercar anyone here done this and feedback?
Replies: 241
Views: 13569

Re: I'm thinking about buying a supercar anyone here done this and feedback?

sjt wrote:
Thu Jun 13, 2019 7:39 am
Red - 10 times out of 9.
Disagree.
Between these two, I would definitely go with the white.

Not only is it less flashy and more classy, the white better complements all of the black on the car (wheels, vents, scoops, trim, ect).

In fact, I don't like the red at all on this particular car.
by researcher
Thu Jun 13, 2019 6:51 am
Forum: Personal Consumer Issues
Topic: Toyota Sienna tire replacement at 12k miles
Replies: 72
Views: 4117

Re: Toyota Sienna tire replacement at 12k miles

I was shocked that I only got 12k miles out of the tires. I'm not happy, but just needed something to reassure it wasn't a total fluke event. The problem is, you don't know whether your tires actually needed to be replaced at 12K miles, because you didn't check the tread depth to find out. For all ...
by researcher
Wed Jun 12, 2019 2:42 pm
Forum: Personal Consumer Issues
Topic: Toyota Sienna tire replacement at 12k miles
Replies: 72
Views: 4117

Re: Toyota Sienna tire replacement at 12k miles

But my whole point in the thread was that I only got 12k miles. 30k and I'd be fine, but I got less than half that. That is the price you pay for buying an AWD van that requires run-flat tires. What did you expect from an OEM tires that comes with ZERO tread life warranty? https://www.autotrader.co...
by researcher
Wed Jun 12, 2019 2:13 pm
Forum: Personal Consumer Issues
Topic: Toyota Sienna tire replacement at 12k miles
Replies: 72
Views: 4117

Re: Toyota Sienna tire replacement at 12k miles

50 for an oil change, 75 for an alignment ballpark is 125 for the maintenance items. On Tire Rack the OEM tires for the AWD Sienna are 1036 for a set of 4. So you're pretty much at 1200 there without any stealership activities The OP stated in a follow-up post that the replacement tires were not th...
by researcher
Wed Jun 12, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: Toyota Sienna tire replacement at 12k miles
Replies: 72
Views: 4117

Re: Toyota Sienna tire replacement at 12k miles

We paid the $1200 for the oil change, tires, and alignment. I asked about the warranty and was informed that the tire manufacturer for the originals didn't offer any type of pro rate coverage. I did look at other places, but there seem to be very little options for run-flat tires at 3rd party sites...
by researcher
Wed Jun 12, 2019 7:40 am
Forum: Personal Finance (Not Investing)
Topic: 2015 subaru forester 96k, replace or run into the ground?
Replies: 24
Views: 2042

Re: 2015 subaru forester 96k, replace or run into the ground?

I have a 2015 subaru forester... we didn't have a lot of luck with our last subaru... consumer reports gives [2015 Subaru] it a 3 out of 5 for reliability. I'm curious... If you had bad luck with your previous Subaru, why did you turn around and buy another Subaru for your next car? This seems to b...
by researcher
Mon Jun 10, 2019 12:32 pm
Forum: Personal Consumer Issues
Topic: I'm thinking about buying a supercar anyone here done this and feedback?
Replies: 241
Views: 13569

Re: I'm thinking about buying an exotic supercar anyone here done this and feedback?

It's the same chassis, motor, transmission, and dampers- it's more of an option package than a different car. My point is that you can't conflate a stock OEM GT350 and GT350R when discussing lap times. They are not "nearly identical cars" in that respect. The R would be notably quicker around Nurbu...