Search found 45 matches

by zookeeper24
Wed Feb 25, 2009 4:55 pm
Forum: Investing - Theory, News & General
Topic: where to place our emergency funds
Replies: 13
Views: 2799

I keep mine in laddered CD's.
by zookeeper24
Sat Jan 10, 2009 3:44 am
Forum: Investing - Theory, News & General
Topic: Disbelief, yearning, anger, depression and acceptance
Replies: 57
Views: 11440

My husband died suddenly in 2006 at the young age of 43.

Nope.. losing money doesn't compare to that.
I'm sure some people would consider it the same, but their money is way too important to them if they do.
by zookeeper24
Mon Jan 05, 2009 12:29 am
Forum: Personal Consumer Issues
Topic: Bald Eagle Sighting in San Ramon CA
Replies: 14
Views: 2690

The only Bald Eagles I've seen in real life are at the Wildlife Habitat at the University near here.

I do have a pair of Pilated Woodpeckers nesting in our area. Some years, I'm lucky enough that they choose a tree on my land to build their nest in.
by zookeeper24
Fri Jan 02, 2009 7:59 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2009 BOGLEHEADS CONTEST
Replies: 296
Views: 48940

my guess is 1012
by zookeeper24
Mon Dec 29, 2008 12:19 am
Forum: Investing - Theory, News & General
Topic: Is Vanguard a Ponzi Scheme?
Replies: 99
Views: 20339

Discobunny1979 wrote:
only believing in Jesus, will get you to the promised land
comments like this do not belong on this board.. please remove it.
by zookeeper24
Fri Dec 26, 2008 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: At what age have you started an allowance for your child?
Replies: 24
Views: 5931

I don't remember the exact age when allowance started here. I put 8 in the poll though. It was somewhere around that age. They have chores they do that have nothing to do with their allowance. They will receive a small inheritance at age 18, and I want them to be able to learn about money before the...
by zookeeper24
Wed Dec 24, 2008 12:16 am
Forum: Personal Consumer Issues
Topic: Fantastic Contraption
Replies: 6
Views: 2372

I got the 'fantastic contraption' game from another board several months ago, and my KIDS love playing it. It is addictive and I find that I have to wait several hours for "my turn" on my own computer. Some of the contraptions really get me angry! I can't figure them out.. and then my 12 y/o comes i...
by zookeeper24
Sun Dec 21, 2008 5:39 pm
Forum: Personal Investments
Topic: Peter Schiffs?
Replies: 12
Views: 2873

Thanks for the replies. Unfortunately she is in "panic mode" and not exactly listening to reason... all I can do is offer the advice, right? Hopefully she'll read up some more and decide against Schiffs... I may get one of his books to read just so I have more knowlege of his ideas. I'd like to be b...
by zookeeper24
Sat Dec 20, 2008 10:28 pm
Forum: Personal Investments
Topic: Peter Schiffs?
Replies: 12
Views: 2873

Peter Schiffs?

I have a friend who is a widow with 5 children. She is asking about Peter Schiffs... and if he is a good person to trust with her money. I told her I'd ask you all, as I have never heard of him. I have recommended Vanguard to her, and she already has some money in the Star fund. She isn't wanting to...
by zookeeper24
Sat Nov 15, 2008 1:43 am
Forum: Personal Consumer Issues
Topic: What does your avatar symbolize?
Replies: 160
Views: 73459

Thanks to everyone for their helpful suggestions. I was finally able to get my avatar on here.

It's an avatar of "Avatar, the last Airbender".

His name is Aang. If you have kids, you'll recognize him... if not.. well.... :roll:
by zookeeper24
Thu Nov 13, 2008 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Where are they now living?
Replies: 15
Views: 3376

Two families that I know of: first one was in real estate, she lost her job because of the decline. They were renting but couldn't pay the rent because of the job loss. She now works as a waitress and she and her husband moved in with her parents. second: because of bad credit rating this guy couldn...
by zookeeper24
Thu Nov 06, 2008 9:01 pm
Forum: Personal Consumer Issues
Topic: Is this a scam?
Replies: 20
Views: 5227

I believe it is. I got one of these and I don't even have a paypal account.
by zookeeper24
Wed Nov 05, 2008 2:32 am
Forum: Personal Finance (Not Investing)
Topic: Drop uninsured motorist policy on Auto Insurance?
Replies: 58
Views: 16610

As someone whose husband died as the result of an accident caused by an uninsured motorist, I say.... Keep the policy.

Do not be without uninsured motorist insurance!

paying the $100 a year or so is worth it if you ever need it.
by zookeeper24
Thu Oct 30, 2008 11:29 pm
Forum: Personal Consumer Issues
Topic: Bread Baking
Replies: 43
Views: 9672

Thanks to this thread, I pulled out the bread machine that I've owned for 2 years now (but never used). My daughter and I made our first loaf of homemade bread together... and it was delicious. We used bread flour for it. Then my sons wanted to bake a loaf, and we tried white flour and looked beauti...
by zookeeper24
Sat Oct 18, 2008 9:52 pm
Forum: Personal Consumer Issues
Topic: GPS Units for Car
Replies: 22
Views: 4954

No advice, but an amusing thing happened here yesterday. My Aunt and Uncle have a new GPS in their truck. They were driving up from Florida and decided to use the GPS to help them get here. (They've been here 100's of times before and KNOW the way, btw). The GPS told them to get off of I-95 at a cer...
by zookeeper24
Sat Oct 18, 2008 12:25 am
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? PART II
Replies: 1043
Views: 299069

Reading "Desperate Voyage" by John Caldwell... a wonderful true sailing adventure.

Also re-reading "The Millionaire Next Door" to convince myself that my 10 y/o car is fine and I don't need to buy a newer model.
by zookeeper24
Tue Oct 14, 2008 10:32 pm
Forum: Personal Consumer Issues
Topic: What's your hobbies besides investing?
Replies: 102
Views: 20660

Schellhase, I had that "hobby" too, years ago... doctors appointments. I had open-heart surgery at the age of 37. It was a very trying time, and I'm thankful to be considered cured, now. You're right, health is really all that matters.. no money in the world is as important as your health. I hope yo...
by zookeeper24
Tue Oct 14, 2008 10:04 pm
Forum: Personal Consumer Issues
Topic: What's your hobbies besides investing?
Replies: 102
Views: 20660

Enzo,

I actually have a pair of those old wooden rackets!

I've played many a game with them. (they were a gift from my aunt).
by zookeeper24
Tue Oct 14, 2008 9:34 pm
Forum: Personal Consumer Issues
Topic: What's your hobbies besides investing?
Replies: 102
Views: 20660

My husband and I used to enjoy tennis a great deal. Now that he has passed away, I am teaching my children how to play.

They are also taking formal lessons this Fall, so I hope to be able to enjoy playing real games with them soon.

I also like to read.
by zookeeper24
Sat Oct 11, 2008 12:37 am
Forum: Personal Finance (Not Investing)
Topic: Serious Illness & Financial Planning- Update
Replies: 8
Views: 2111

Angela, I somehow missed your original post. I wanted to say that you're in my prayers and I hope everything works out for the best for you.
by zookeeper24
Fri Oct 10, 2008 9:56 pm
Forum: Investing - Theory, News & General
Topic: These poor guys...
Replies: 11
Views: 2740

Hey, Joseph, thanks for the laugh, those are hysterical :!:
by zookeeper24
Tue Oct 07, 2008 10:41 pm
Forum: Personal Consumer Issues
Topic: Pets world...
Replies: 16
Views: 3942

Well, considering my online name is "Zookeeper" it's pretty evident that I like animals. :D Particularly cats, but I also have 2 dogs, 3 birds, 2 lizards, a turtle, and 6 fish. (And there is an assortment of other past pets buried in the backyard.) The kittens are my favorite, but if I had to pick a...
by zookeeper24
Mon Oct 06, 2008 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: "Why you shouldn't bail on stocks"
Replies: 13
Views: 3896

Thanks for the link to this article, Mr. Larimore.

I had a lady ask me today if her dad should sell his stocks... so I forwarded this article to her.
by zookeeper24
Sat Oct 04, 2008 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: Dad passed away - checking account confusion
Replies: 17
Views: 8735

I'm sorry for your loss. Losing a parent is tremendously hard. hmmm, I'm not sure about the checks that are made out in just his name... but the ones that are made out "Estate of....." WILL need to go into a seperate account. You will need a tax-ID for that. The bank wouldn't allow me to open an "Es...
by zookeeper24
Fri Sep 19, 2008 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads- San Diego Reunion! Here we come.............
Replies: 7
Views: 1866

Let us know how it goes.. it's too far away for this East Coaster!

:cry:
by zookeeper24
Thu Aug 28, 2008 3:29 am
Forum: Personal Finance (Not Investing)
Topic: I saved over $50 mo. on phone service w/home & cellphone
Replies: 21
Views: 5678

keeping a land line so 911 will be able to find your house in an emergency doesn't work well around here. I had to call 911 during an extreme emergency .. the lady answered and after a few minutes asked... "where are you at??" Bewildered, I said "I'm at home.. and gave my street address" (I was wond...
by zookeeper24
Thu Aug 21, 2008 12:44 am
Forum: Personal Finance (Not Investing)
Topic: Deaths and Inheritance (long and true expert help needed)
Replies: 13
Views: 3636

Sorry to hear of your loss. You seem like a nice young man with a good head on his shoulder, so stay the course. Let the money sit until you learn more how to manage it. Others here know much more than I do about most of this stuff.. but as one that inherited a small amount, and had siblings that "h...
by zookeeper24
Mon Aug 18, 2008 8:01 pm
Forum: Personal Consumer Issues
Topic: Fay hits South Florida
Replies: 8
Views: 2726

We're in Georgia, and should get a lot of rain. The bad part is being on Fay's East side.

Everyone around here has been saying for months that it would take a hurricane (or tropical storm) to get us out of this drought.... but I can do without the possible tornados.
by zookeeper24
Sun Aug 17, 2008 11:12 pm
Forum: Personal Consumer Issues
Topic: contest: when 10,000th boglehead? w/ chart template...
Replies: 76
Views: 20117

my vote is 7-01-09
by zookeeper24
Sat Jul 05, 2008 10:12 pm
Forum: Personal Investments
Topic: Young Diehards.... Checking in to see how you all are doing.
Replies: 53
Views: 11579

I'm a "young" 40-ish new investor. I've learned a lot from this board over the past year (found it after reading the "Boglehead" book). I am raising the next generation of Bogleheads. My 3 minor children have inherited over $20k apiece. They are probably tired of hearing me talk about interest rates...
by zookeeper24
Tue Jul 01, 2008 2:31 am
Forum: Personal Consumer Issues
Topic: Completely OT:: Who has any pets?
Replies: 67
Views: 17819

well, I've always considered myself a cat person, not a dog person.. but somehow I've managed to adopt two dogs. One is a Shih Tzu found walking a neighborhood with no collar. No one knew where she came from, or who she belonged to. My aunt brought her home and then gave her to me. I've had her for ...
by zookeeper24
Tue Jul 01, 2008 2:04 am
Forum: Personal Consumer Issues
Topic: Help with a name for a seafood restaurant
Replies: 168
Views: 74188

"Heat Waves"

A play on the heat of Texas and the waves of the ocean.

Whatever you decide to name it, I wish you good luck in the business!!
by zookeeper24
Fri Jun 20, 2008 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Extreme de-cluttering
Replies: 70
Views: 14815

on the subject of donating books to the library,

I was told by our librarian that 90 percent of donated books get sold in their yearly used book sale. Paperbacks go for a quarter, hardbacks for a dollar. :(
by zookeeper24
Wed May 28, 2008 7:36 pm
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? PART II
Replies: 1043
Views: 299069

Currently on two: "Adrift" by Steven Callahan and "Endurance" by Sir Ernest Shackelton.

Guess I'm on a lost-at-sea theme.
by zookeeper24
Wed May 28, 2008 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: Travel for those who rarely do or those that do alot tricks.
Replies: 20
Views: 5078

I've traveled I95 through FL many times and never had any problems with reststops. Even stopped at 2am - 3am during racing season on some trips. I've always seen security personel present at most. If it doesn't feel safe, I don't stop. an alternative: A large hotel chain lobby is often safer and the...
by zookeeper24
Tue May 20, 2008 6:22 pm
Forum: Personal Investments
Topic: 61 year old widow needs asset allocation help
Replies: 24
Views: 6202

Steadyon, First I want to say that I'm sorry at the loss of your husband. I want to commend you on handling your own money after such a time. Some people think that widows will be "lost" and will need someone to help them... (and some do) but I think it's great that you are mananging it. I am a wido...
by zookeeper24
Sun May 18, 2008 6:54 pm
Forum: Personal Investments
Topic: 60 y/o moving IRA to Vanguard, need advice
Replies: 7
Views: 2278

Thank you!

I now understand exactly what to do. I will discuss this with my mom and see if all is ok with her.

I also have an IRA that I want to move to Vanguard in the next few weeks, so your answers were a help to both of us.
by zookeeper24
Sun May 18, 2008 4:39 pm
Forum: Personal Investments
Topic: 60 y/o moving IRA to Vanguard, need advice
Replies: 7
Views: 2278

Thank you all for your replies. It is helping to clear this up for me. She already has opened an account with Vanguard and is now doing the paperwork to roll over the IRA. SOO.. if she wants to put some into a TRA and some into a MMF, she can do that and still NOT have to take a tax hit from it? I j...
by zookeeper24
Sat May 17, 2008 10:35 pm
Forum: Personal Investments
Topic: 60 y/o moving IRA to Vanguard, need advice
Replies: 7
Views: 2278

60 y/o moving IRA to Vanguard, need advice

I'm asking for my mom. She has a small IRA that she is rolling over to a Vanguard IRA. She doesn't feel comfortable investing all of it, so only some of it will be in a Target Retirement Fund, but we don't know what to do with the rest of it. What isn't in the TRF will be around 8K. She wants to kee...
by zookeeper24
Wed May 14, 2008 2:15 pm
Forum: Personal Investments
Topic: give the gift of a Roth?
Replies: 2
Views: 1297

give the gift of a Roth?

I would like to help out my 2 siblings who are in their late 30's by setting them each up with a Roth Ira. One of them has no retirement funds at all, and the other has a small 401k just starting. How would I go about setting this up and giving them the money for it? It will be about $3000. apiece t...
by zookeeper24
Sat May 10, 2008 3:29 pm
Forum: Personal Investments
Topic: 401k as an "after tax" account?
Replies: 10
Views: 2883

update

Thanks for all of your replies. I managed to get online and access the company's website using my sister passwords (with her permission, of course). I found out that the 401k is a "before taxes" account. I'm not sure if she missunderstood or if the person she spoke to was in error. I still want to m...
by zookeeper24
Wed May 07, 2008 11:51 pm
Forum: Personal Investments
Topic: 401k as an "after tax" account?
Replies: 10
Views: 2883

401k as an "after tax" account?

My sister has been working for over a year at her new job. She recieved her retirement info in the mail and asked me to look at it. She only has about $1,400. in her IRA. This includes the pension, company stock, and 401k monies. The amount seemed low to me, so I asked her to call the co. office. Sh...
by zookeeper24
Sun May 04, 2008 11:43 pm
Forum: Personal Investments
Topic: transferring IRA to Vanguard - process leaves some questions
Replies: 16
Views: 3918

I agree with the others that you should call them and speak to someone. I am in the process of switching my moms Ira's (she has 2) from a bank to Vanguard. I called their (vanguards) 800 number and spoke to a very helpful person. He answered all of my questions, told me 2 different ways the accounts...
by zookeeper24
Sat May 03, 2008 1:20 am
Forum: Forum Issues and Administration
Topic: invalid session message
Replies: 1
Views: 1448

invalid session message

why am I getting an "invalid session. please resubmit the form" message when I try to reply to a post?

I can preview the message, but not submit it. My test post went throght fine though .... Any help is appreciated!

thanks
by zookeeper24
Sat May 03, 2008 12:59 am
Forum: Forum Issues and Administration
Topic: deleted from test post thread
Replies: 54
Views: 4836

test test

trying to post..

I somehow lost use of my original username. I re-registered and now my posts aren't showing up.. so this is a test.