Search found 82 matches
- Mon Feb 13, 2023 4:49 pm
- Forum: Personal Consumer Issues
- Topic: Septic System Train Wreck
- Replies: 229
- Views: 19590
Re: Septic System Train Wreck
Former septic inspector here. I obtained 3 separate licences to do my work. 1. Soil testing 2. System design and installation 3. Inspection of systems In my area there are thousands of systems dating back years and years. In America there are over 30+ million systems....and growing. The industry is evolving and new techniques and systems are being developed. Soon there will be no need for a drainage or leach field. That part of the system will be condensed.That will change everything. I live in the city limits and am hooked up to our cities new $50 million treatment facility. It was designed to handle 35 thousand people. It's basically the same system you find in rural settings, just larger. [Off-topic comments have been removed - moderator...
- Sun Sep 25, 2022 4:29 pm
- Forum: Personal Consumer Issues
- Topic: World Cruise 2023
- Replies: 42
- Views: 3632
Re: World Cruise 2023
Hello Jazztonight.
You are not alone.
I spend at least 1 month every year on a ship. In 2023 I'm scheduling 2 months. This Oct. I'm flying from my home in Durango,Co. to Denver to Vancouver and embark with Holland America for a 3 week cruise to Hawaii.
Ships have everything I need. I pack light. All I need are a few comfortable outfits, my swim suit and walking shoes. I'll bring good books I've been wanting to read and lots of chocolate bars to give to the crew.
I don't have a second home or an RV. My bungalow in Durango and ships are my homes.
I'm proud of you for traveling.
Kim
You are not alone.
I spend at least 1 month every year on a ship. In 2023 I'm scheduling 2 months. This Oct. I'm flying from my home in Durango,Co. to Denver to Vancouver and embark with Holland America for a 3 week cruise to Hawaii.
Ships have everything I need. I pack light. All I need are a few comfortable outfits, my swim suit and walking shoes. I'll bring good books I've been wanting to read and lots of chocolate bars to give to the crew.
I don't have a second home or an RV. My bungalow in Durango and ships are my homes.
I'm proud of you for traveling.
Kim
- Sun Jun 12, 2022 2:06 pm
- Forum: Personal Consumer Issues
- Topic: Visiting India for tourism
- Replies: 93
- Views: 10961
Re: Visiting India for tourism
I've been fortunate to travel to many places in the world. When I'm asked of the two places one must visit I always say, "India and Antarctica".
As for India, after 2 weeks there I went into "sensory overload". It was so overwhelming I said, "it's time to go." I've read all the previous posts and all are true. But if you have a chance to go....go! You will remember it for the rest of your life.
Kim
As for India, after 2 weeks there I went into "sensory overload". It was so overwhelming I said, "it's time to go." I've read all the previous posts and all are true. But if you have a chance to go....go! You will remember it for the rest of your life.
Kim
- Tue May 10, 2022 1:34 pm
- Forum: Personal Consumer Issues
- Topic: Thinking about getting a Hot Tub / Spa
- Replies: 57
- Views: 6444
Re: Thinking about getting a Hot Tub / Spa
Make sure you check out your local recreation center....if you have one.
Mine is 3 blocks away. They have a beautiful hot tub that can hold 25+ people. They also have a heated "lazy river". I'm a silver sneakers member so it's free. I'm in it 3-4 times/week.
Kim
Mine is 3 blocks away. They have a beautiful hot tub that can hold 25+ people. They also have a heated "lazy river". I'm a silver sneakers member so it's free. I'm in it 3-4 times/week.
Kim
- Tue May 10, 2022 1:25 pm
- Forum: Personal Investments
- Topic: anyone else tax loss harvesting like crazy?
- Replies: 154
- Views: 21999
Re: anyone else tax loss harvesting like crazy?
I did a tax loss harvest yesterday.
Kim
Kim
- Wed Mar 02, 2022 3:33 pm
- Forum: Personal Consumer Issues
- Topic: What are your hobbies?
- Replies: 561
- Views: 16621
Re: Hobbies for Boglehead Types?
Fun hobbies for me.
1.Picture puzzles. I have a nice table to work on and a good light.
2.Motorcycles. I began riding at 12 yrs. old. I just purchased my 36th motorcycle. It's a Honda 125 Trail.
3.Ocean cruising. In 2 weeks I'll embark from San Diego with Holland America. My 32 boarding.
1.Picture puzzles. I have a nice table to work on and a good light.
2.Motorcycles. I began riding at 12 yrs. old. I just purchased my 36th motorcycle. It's a Honda 125 Trail.
3.Ocean cruising. In 2 weeks I'll embark from San Diego with Holland America. My 32 boarding.
- Sat Jan 01, 2022 9:42 am
- Forum: Personal Consumer Issues
- Topic: Favorite Purchases of 2021?
- Replies: 203
- Views: 19130
Re: Favorite Purchases of 2021?
$8.30 for a 3 month supply of a cholesterol lowering drug. It'll add years to my life.
- Sun Aug 29, 2021 9:40 am
- Forum: Investing - Theory, News & General
- Topic: Do you invest in Real Estate ? Why ?
- Replies: 175
- Views: 33574
Re: Do you invest in Real Estate ? Why ?
I've owned 35 different properties in my investing career. I began in my 20's.
Why real estate? Because I knew nothing about stocks/bonds.
I've had one renter for 20+ years. Another renter, in a commercial property, has been with me for 18+ years and his accumulated rents have exceeded $850k. I have a property manager.
Five years ago I sold 9 properties and focused on stocks/bonds. I no longer enjoyed dealing with tenets even with a property manager.
Kim
Why real estate? Because I knew nothing about stocks/bonds.
I've had one renter for 20+ years. Another renter, in a commercial property, has been with me for 18+ years and his accumulated rents have exceeded $850k. I have a property manager.
Five years ago I sold 9 properties and focused on stocks/bonds. I no longer enjoyed dealing with tenets even with a property manager.
Kim
- Fri Aug 20, 2021 9:32 am
- Forum: Personal Consumer Issues
- Topic: Anyone buying cars right now?
- Replies: 261
- Views: 32345
Re: Anyone buying cars right now?
I purchased a new Subaru Outback Wilderness yesterday.
What's money to a woman like me.
Kim
What's money to a woman like me.
Kim
- Sat Aug 07, 2021 9:44 am
- Forum: Personal Consumer Issues
- Topic: Are you in replacement mode?
- Replies: 55
- Views: 6326
Re: Are you in replacement mode?
Simplify.
Less is more.
I only collect two things....memories and money.
Kim
Less is more.
I only collect two things....memories and money.
Kim
- Sat Jul 31, 2021 11:02 am
- Forum: Personal Consumer Issues
- Topic: Do you have a "man garage" away from your home?
- Replies: 84
- Views: 10391
Re: Do you have a "man garage" away from your home?
I have a beautiful 4 car "man garage" away from my house. It has it's own 200 amp electric service. It's metal. Factory built in Kentucky. Engineered for our snow load in the Rocky Mountains.
Everyone who walks in it remarks....I really love your garage. I wish I had it. I'd be out there all the time.
Kim
Everyone who walks in it remarks....I really love your garage. I wish I had it. I'd be out there all the time.
Kim
- Thu Jul 29, 2021 9:16 am
- Forum: Personal Consumer Issues
- Topic: Haier Appliances- Your Thoughts?
- Replies: 14
- Views: 2069
Re: Haier Appliances- Your Thoughts?
A month ago I purchased a Haier refrigerator model #HRQ16n3bags from Home Depot. It was on sale for about $1049. So far so good. It's super quiet.
Kim
Kim
- Fri Jul 09, 2021 11:42 am
- Forum: Personal Finance (Not Investing)
- Topic: How did you arrive at your probable age of death?
- Replies: 224
- Views: 18861
Re: How did you arrive at your probable age of death?
I will die when I'm dead.....and I ain't dead yet.
Kim
Kim
- Sun Jun 13, 2021 10:53 am
- Forum: Personal Consumer Issues
- Topic: What are your travel plans in 2021 and beyond?
- Replies: 350
- Views: 36370
Re: What are your travel plans in 2021 and beyond?
June 2021. Silverton, Colorado. Yesterday we did the Alpine Loop in our Honda side x side. We do it every year. Look it up. It's a trip of a life time. If you don't own one you can rent one in Silverton.
September 2021. Holland America to Alaska.
March 2021. Holland America west coast of America.
Kim
September 2021. Holland America to Alaska.
March 2021. Holland America west coast of America.
Kim
- Mon May 10, 2021 4:42 pm
- Forum: Personal Finance (Not Investing)
- Topic: What prompted you to pull the plug and retire?
- Replies: 249
- Views: 45662
Re: What prompted you to pull the plug and retire?
I plug the plug when I'm having the most fun at a job. I learned that as an elementary school teacher. Stop the game at the funnest point and the children will always want to come back to play. I left public school teaching after 3 years. I realized I couldn't make any money. So I became a business person and off I went. I've always evolved from one business to another. At age 52 I sold my Maytag Home Appliance Center after 7 yrs. of fun.I had a customer base of +10000 families...retired. Financially set. But kept working and will keep working doing different fun things as long as I'm upright and healthy. I worked at Natural Grocers Health Store for one year. I learned about nutrition and products. It improved my health. It wasn't fun so I ...
- Sat Jan 23, 2021 5:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who or what has helped the most in your financial journey?
- Replies: 121
- Views: 9991
Re: Who or what has helped the most in your financial journey?
The heavy winter snow in Minot, North Dakota got me started.
When I was in the 4th grade I got a shovel and started beating on doors. I learned about hard work, how to talk to people, how to sell and negotiate prices. When the snow melted I got a paper route with the Minneapolis Star Tribune. I took my snow skills and moved on. I've reinvented my self countless times since.
All from shoveling snow.
Kim
P.S. I love the Bogleheads....kiss kiss.
When I was in the 4th grade I got a shovel and started beating on doors. I learned about hard work, how to talk to people, how to sell and negotiate prices. When the snow melted I got a paper route with the Minneapolis Star Tribune. I took my snow skills and moved on. I've reinvented my self countless times since.
All from shoveling snow.
Kim
P.S. I love the Bogleheads....kiss kiss.
- Mon Jan 11, 2021 9:25 am
- Forum: Personal Consumer Issues
- Topic: How did you choose a location to retire?
- Replies: 113
- Views: 12256
Re: How did you choose a location to retire?
I looked for and found a place with 4 seasons, clean air and sunshine.
Everything else, good medical care, recreation, new friends, cost of living, housing, airport etc. was a bonus.
Kim
Everything else, good medical care, recreation, new friends, cost of living, housing, airport etc. was a bonus.
Kim
- Fri Dec 25, 2020 3:12 pm
- Forum: Personal Consumer Issues
- Topic: Favorite Travel Experiences
- Replies: 178
- Views: 17849
Re: Favorite Travel Experiences
Lemaire Channel, Antarctica.
It was so......spiritual, it humbled me. I remember I cried.
It was so......spiritual, it humbled me. I remember I cried.
- Fri Dec 25, 2020 7:48 am
- Forum: Personal Consumer Issues
- Topic: MERRY CHRISTMAS & Happy Holidays to all: Best Holiday Gift you have ever had or given and afforded or not afforded $$$.
- Replies: 44
- Views: 4364
Re: MERRY CHRISTMAS & Happy Holidays to all: Best Holiday Gift you have ever had or given and afforded or not afforded $
Reading these great stories brought tears to my eyes.
I remember getting a small red transistor radio when I was little.
I had to sleep alone in the basement with a big old furnace that I thought was a monster.
The radio became my friend.
I remember getting a small red transistor radio when I was little.
I had to sleep alone in the basement with a big old furnace that I thought was a monster.
The radio became my friend.
- Thu Nov 12, 2020 9:27 am
- Forum: Personal Finance (Not Investing)
- Topic: If your net worth is over $3 million, how did you do it?
- Replies: 913
- Views: 238990
Re: If your net worth is over $3 million, how did you do it?
Health. For me it's about being healthy and staying healthy.
Because I'm healthy I can work with my body and think clearly.
Prosperity is a combination of wealth and contentment.
Kim
Because I'm healthy I can work with my body and think clearly.
Prosperity is a combination of wealth and contentment.
Kim
- Tue Oct 20, 2020 9:21 am
- Forum: Personal Consumer Issues
- Topic: septic tanks replacement
- Replies: 48
- Views: 9346
Re: septic tanks replacement
I live in southern Colorado. Our local health agency manages 4 counties. As of 2018 a property with a septic system can't be sold and close until the septic system is inspected and functioning properly. Begin with your local county or city health agency. They will provide you with the requirements and standards required for a septic system to pass inspection. They should also have a current list of licensed contractors who are knowledgeable and can help you. I work with someone who has 3 licenses. One for inspection, another for soil testing and another for design, repair and installations of septic systems. Everything done is to the regulations and standards our local health agency. The regulations are constantly changing and improving. Na...
- Thu Aug 27, 2020 9:56 am
- Forum: Investing - Theory, News & General
- Topic: [Vanguard Prime Money Market changes, gets new name. Treasury Money Market reopened]
- Replies: 178
- Views: 23727
Re: Vanguard Makes Changes to its Money Market Funds - What's Best Now?
I just received the notice and made the switch today.
Kim
Kim
- Sun Aug 23, 2020 12:54 pm
- Forum: Investing - Theory, News & General
- Topic: Book recommendations for young adults/new investors
- Replies: 21
- Views: 1916
Re: Book recommendations for young adults/new investors
If you want to invest in your health read, Why We Sleep by Matthew Walker.
Kim
Kim
- Tue Aug 04, 2020 8:23 am
- Forum: Personal Consumer Issues
- Topic: What Car Maintenance Do You Do?
- Replies: 165
- Views: 11902
Re: What Car Maintenance Do You Do?
I do nothing.
I haven't done anything for 20+ years.
When the warranty expires I trade in.
My dealer loves my low mileage, smoke free trade in.
I usually get something new with all the upgrades for $3K-$4k.
It's a luxury I afford myself.
I live in Colorado and drive a new Subaru.
Kim
I haven't done anything for 20+ years.
When the warranty expires I trade in.
My dealer loves my low mileage, smoke free trade in.
I usually get something new with all the upgrades for $3K-$4k.
It's a luxury I afford myself.
I live in Colorado and drive a new Subaru.
Kim
- Wed Jul 29, 2020 11:23 am
- Forum: Personal Consumer Issues
- Topic: [Books that changed your life]
- Replies: 577
- Views: 72732
Re: Books that changed your life
I'm always reading.
Whatever I'm currently reading is the best.
Of course the best of the best will always be the Bible.
It's beyond a book....it's alive.
Kim
Whatever I'm currently reading is the best.
Of course the best of the best will always be the Bible.
It's beyond a book....it's alive.
Kim
- Thu Jul 23, 2020 8:55 am
- Forum: Personal Consumer Issues
- Topic: Who's tested for Radon? Who's mitigated?
- Replies: 29
- Views: 2644
Re: Who's tested for Radon? Who's mitigated?
I mitigated this year. Before mitigation the radon levels were high. After mitigation the are levels are low.
I gave me piece of mind and increased the value of my house.
It was both a financial and heath improvement.
Kim
I gave me piece of mind and increased the value of my house.
It was both a financial and heath improvement.
Kim
- Wed Jun 17, 2020 1:16 pm
- Forum: Personal Consumer Issues
- Topic: Should I buy this tractor for new home on 15 acres, (approx 1 acre of grass and almost 1 acre potential garden)
- Replies: 39
- Views: 3373
Re: Should I buy this tractor for new home on 15 acres, (approx 1 acre of grass and almost 1 acre potential garden)
No, I would not buy it.
When you buy and old tractor you get and old tractor.
Spend your money on something newer and better suited for your needs.
"Sandtrap" had a lot of good suggestions. He's a smart guy!
Kim
When you buy and old tractor you get and old tractor.
Spend your money on something newer and better suited for your needs.
"Sandtrap" had a lot of good suggestions. He's a smart guy!
Kim
- Fri May 08, 2020 9:33 am
- Forum: Investing - Theory, News & General
- Topic: Moshe Milevsky Morningstar Podcast
- Replies: 2
- Views: 433
Re: Moshe Milevsky Morningstar Podcast
I listen to all Morningstar podcasts.The Moshe Milevsky interview was excellent.
Kim
Kim
- Mon Apr 13, 2020 12:32 pm
- Forum: Personal Investments
- Topic: Who uses the 3 fund portfolio ?
- Replies: 139
- Views: 36249
Re: Who uses the 3 fund portfolio ?
Pure 3 fund portfolio here.
Kim
Thank you Taylor
Kim
Thank you Taylor
- Mon Apr 06, 2020 12:30 pm
- Forum: Personal Finance (Not Investing)
- Topic: How Much in Your Emergency Fund And Is It Used?
- Replies: 263
- Views: 45612
Re: How Much in Your Emergency Fund And Is It Used?
I'm in the "cash reserves" camp not "emergency fund" camp. It's 5 figures. I don't allow to to get too fat and I don't allow it to get to lazy. I'll use it for whatever appears, maybe an emergency or maybe an opportunity. It also gives me exercise. I'll use it and then replenish it. It's home is Vanguards MM account.
Hetty Green, 1834-1916, taught me about it. It's one of my favorite accounts.
Kim
Hetty Green, 1834-1916, taught me about it. It's one of my favorite accounts.
Kim
- Mon Apr 06, 2020 11:35 am
- Forum: Personal Investments
- Topic: Seasoned Bogleheads; What 3 Things Have You Done Financially Related to the Economy Recently
- Replies: 112
- Views: 12980
Re: Seasoned Bogleheads; What 3 Things Have You Done Financially Related to the Economy Recently
1. Tax loss harvested on my International Stock Fund.
2. Accumulating all extra money for U.S. stock market purchase.
3. Staying home and being frugal.
Kim
2. Accumulating all extra money for U.S. stock market purchase.
3. Staying home and being frugal.
Kim
- Mon Mar 09, 2020 1:32 pm
- Forum: Personal Investments
- Topic: Good day to buy?!
- Replies: 31
- Views: 3961
Re: Good day to buy?!
Today was a good day for me to purchase VTSAX -Total U.S. Stock market.
Someday read the book, The Witch of Wall Street. It's about a woman, Hetty Green.
She taught me. Always have some extra money available for opportunities.
Today was an opportunity.
I'm thankful I had some extra money.
Today was a Hetty Green day.
Kim
Someday read the book, The Witch of Wall Street. It's about a woman, Hetty Green.
She taught me. Always have some extra money available for opportunities.
Today was an opportunity.
I'm thankful I had some extra money.
Today was a Hetty Green day.
Kim
- Sun Mar 01, 2020 4:47 pm
- Forum: Investing - Theory, News & General
- Topic: [Why aren't forum members following the "Stay the course" approach?]
- Replies: 379
- Views: 33431
Re: [Why aren't forum members following the "Stay the course" approach?]
A correction is both normal and healthy.
Don't panic.
Stay the course.
Patience brings blessings.
Kim
Don't panic.
Stay the course.
Patience brings blessings.
Kim
- Sat Jan 25, 2020 4:04 pm
- Forum: US Chapters
- Topic: Happy Birthday Taylor! 96 years young!
- Replies: 139
- Views: 8361
Re: Happy Birthday Taylor! 96 years young!
Thank you Taylor for everything. Best wishes on your birthday.
- Thu Jan 23, 2020 9:18 am
- Forum: Investing - Theory, News & General
- Topic: Larry Swedroe says "Goodbye."
- Replies: 445
- Views: 79741
Re: Larry Swedroe says "Goodbye."
Thank you Larry for helping us.
- Thu Jan 23, 2020 7:47 am
- Forum: US Chapters
- Topic: Sad news: LadyGeek's husband has passed
- Replies: 352
- Views: 37266
Re: Sad news: LadyGeek's husband has passed
Thank you for sharing.
- Thu Dec 26, 2019 3:56 pm
- Forum: Investing - Theory, News & General
- Topic: What is the rationale for cash in your portfolio?
- Replies: 130
- Views: 11750
Re: What is the rationale for cash in your portfolio?
Sometime ago a Boglehead recommended a book. It was, The Witch of Wall Street. It was about a woman, Hetty Green. Get it, read it. She taught me why to have cash/cash equivalents available.
Kim
Kim
- Mon Dec 09, 2019 4:21 pm
- Forum: Personal Consumer Issues
- Topic: Tree roots growing into sewer lines
- Replies: 62
- Views: 20894
Re: Tree roots growing into sewer lines
Sewer lines are failing every where....and will continue.
Band aids don't solve problems.
Replace the sewer line with schedule 40 pipe. Compact the dirt under the pipe to minimize future pipe sag. Install a clean out within 5' of your house.
You've corrected the problem for the next 3 generations of users.
What's money to a man like you?
Kim
Band aids don't solve problems.
Replace the sewer line with schedule 40 pipe. Compact the dirt under the pipe to minimize future pipe sag. Install a clean out within 5' of your house.
You've corrected the problem for the next 3 generations of users.
What's money to a man like you?
Kim
- Thu Oct 03, 2019 7:00 am
- Forum: Personal Consumer Issues
- Topic: high toilet
- Replies: 33
- Views: 4331
Re: high toilet
The high toilet won't be a problem with your wastewater (septic) system. Just get one with a low gal./flush usage.
Kim
Kim
- Tue Sep 17, 2019 7:13 am
- Forum: Personal Consumer Issues
- Topic: Seasoned retirees...
- Replies: 52
- Views: 5930
Re: Seasoned retirees...
I'm with Dan Mahowny,
Find two hobbies: One to make you money.
One to keep you in shape.
Find two hobbies: One to make you money.
One to keep you in shape.
- Mon Aug 12, 2019 4:34 pm
- Forum: Personal Consumer Issues
- Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
- Replies: 41
- Views: 5024
Re: Any Western CO Folks Here (Durango?)? - Would you Rec?
I live in the city limits of Durango. What can I say?
Someone mentioned a problem with our airport. I've been all over the world. It all began at our airport.
Write me if you want the skinny on this place.
Kind regards,
Kim
Someone mentioned a problem with our airport. I've been all over the world. It all began at our airport.
Write me if you want the skinny on this place.
Kind regards,
Kim
- Tue Jul 02, 2019 7:48 am
- Forum: Personal Consumer Issues
- Topic: Are you a serious DIYer?
- Replies: 84
- Views: 8012
Re: Are you a serious DIYer?
I stay away from 2 things, concrete and roofing. Everything else I'm up to.
This year I got a contractors license so I can design,install and repair wastewater systems(septic). I also got licensed to test soil for those systems. Those were new things I had no knowledge of.
This year I got a contractors license so I can design,install and repair wastewater systems(septic). I also got licensed to test soil for those systems. Those were new things I had no knowledge of.
- Tue May 28, 2019 8:20 am
- Forum: Personal Finance (Not Investing)
- Topic: House not selling
- Replies: 138
- Views: 14214
Re: House not selling
Many good posts for you and others to consider. In the last 18 months I have sold 9 properties. They were single family houses I had as rentals for years. Once listed all had contracts from 1 day to 2 weeks. All closed in a timely manner. There were 2 key components to the transfer of ownership. 1. Price. Our realtor priced the properties based on their appraised values. Not what I wanted or the buyer hoped they were worth. I never once questioned our realtors. I let her and her husband do their job. I chose professionals and treated them as such. 2.Condition. Before listing they told me what I needed to do to make the property desirable. They showed me 10 other properties in the same price range. Why would someone chose mine over the other...
- Mon May 06, 2019 9:00 am
- Forum: Investing - Theory, News & General
- Topic: Diversifying beyond stock and bonds
- Replies: 19
- Views: 3233
Re: Diversifying beyond stock and bonds
My diversity strategy involves investing in myself. I am my greatest asset.
Recently I've taken classes to be licensed and certified in a new field for me. It's also a needed field for our community and statewide area.
I will continue to work, serve and make money.
I'm not a dinosaur. I'm a tree.
I continue to grow.
Kim
Recently I've taken classes to be licensed and certified in a new field for me. It's also a needed field for our community and statewide area.
I will continue to work, serve and make money.
I'm not a dinosaur. I'm a tree.
I continue to grow.
Kim
- Mon Apr 29, 2019 9:03 am
- Forum: Personal Consumer Issues
- Topic: EXTREMELY frugal things from our parents and grandparents
- Replies: 110
- Views: 12105
Re: EXTREMELY frugal things from our parents and grandparents
I grew up in the cold of North Dakota. Lots of ketchup sandwiches. Simply white bread with ketchup.
Kim
Kim
- Mon Apr 15, 2019 3:38 pm
- Forum: Personal Investments
- Topic: $1.1 million rental portfolio, but tired of being a landlord
- Replies: 87
- Views: 13286
Re: $1.1 million rental portfolio, but tired of being a landlord
Somewhat similar situation here.
I've sold 9 single family rental houses in the last 24 months.
Why? To reduce stress and maintain personal health. I'm striving for simplicity in all my affairs. When I was younger it didn't matter.
It does now.
Kim
I've sold 9 single family rental houses in the last 24 months.
Why? To reduce stress and maintain personal health. I'm striving for simplicity in all my affairs. When I was younger it didn't matter.
It does now.
Kim
- Sat Mar 30, 2019 3:45 pm
- Forum: Personal Finance (Not Investing)
- Topic: Does anyone here with net worths north of $1 mil use financial advisors?
- Replies: 454
- Views: 86819
Re: Does anyone here with net worths north of $1 mil use financial advisors?
I have a board of directors I get advice from. None have charged me a fee.
Each has taught me a valuable lesson.
My financial advisers are:
J.D Rockefeller
J.P.Morgan
Andrew Carnegie
Hetty Green
Jack Bogle
Warren Buffet
Daniel Lapin
Elon Musk
Charlie Munger
Jeff Bezos
Richard Branson
Bill Gates
and the list continues to grow.
Kim
Each has taught me a valuable lesson.
My financial advisers are:
J.D Rockefeller
J.P.Morgan
Andrew Carnegie
Hetty Green
Jack Bogle
Warren Buffet
Daniel Lapin
Elon Musk
Charlie Munger
Jeff Bezos
Richard Branson
Bill Gates
and the list continues to grow.
Kim
- Sun Mar 24, 2019 8:07 pm
- Forum: Personal Investments
- Topic: What would be your perfect personal bond allocation
- Replies: 15
- Views: 1505
Re: What would be your perfect personal bond allocation
Lots of solid advice from others. What's fun about investing is you get to pick.
I like bonds. Bonds like me. I like getting paid monthly. My bonds provide a moat for my stocks.
My bond allocation is always at 40%-50% of my total portfolio.
I'm focusing on 2 funds.
VWIUX- Vanguard Intermediate-Term Tax Exempt Fund.
BNDW- Vanguard Total World Bond Fund.
On my desk I have this written,
Stocks create it.
Bonds maintain it.
Real estate houses it.
Kim
I like bonds. Bonds like me. I like getting paid monthly. My bonds provide a moat for my stocks.
My bond allocation is always at 40%-50% of my total portfolio.
I'm focusing on 2 funds.
VWIUX- Vanguard Intermediate-Term Tax Exempt Fund.
BNDW- Vanguard Total World Bond Fund.
On my desk I have this written,
Stocks create it.
Bonds maintain it.
Real estate houses it.
Kim
- Thu Mar 21, 2019 9:21 am
- Forum: Personal Consumer Issues
- Topic: How to buy a mattress
- Replies: 62
- Views: 9440
Re: How to buy a mattress
I recently purchased a mattress and frame. I considered it one of the most complicated purchases ever. So many opinions, choices and prices as you've noticed reading the Bogleheads. I got my new mattress and frame and noticed after several nights sleep my back,neck and spine popped,cracked and realigned itself. It wasn't because of my exercise and yoga, which I due daily. It was my mattress and frame. My body has never felt better,thanks to my new bed. I worked with Amazon online for both. I chose a mattress from Cotton Cloud Natural Beds. It's a small company in Portland. The frame is imported from China called Ziyoo. It's solid and allows the mattress to breathe. If you need softer simply add a latex topper. Cost for a single. Mattress $4...
- Wed Mar 13, 2019 8:58 am
- Forum: Personal Investments
- Topic: Can i rely on rental property?
- Replies: 64
- Views: 7312
Re: Can i rely on rental property?
I have. For 35 years mine have paid for all my bills, 30+ ocean cruises and a healthy portfolio of stocks and bonds. My brother has 4 rentals and seldom has a vacancy.
Kim
Kim