Bogleheads.org

Kuna_Papa_Wengi

I have to disagree. The front page is the best part. It leads you straight to the action. No extra clicks are needed to read the most current threads. I don't need a splash page, blog, or news section. This. The front page is my favorite page. It has the most recent topics. I never even go into the...

Kuna_Papa_Wengi

VTSAX - Vanguard Total Stock Market Index

Kuna_Papa_Wengi

Portfolio Watch still appears to be using Flash. Any word on when they will update it?

Kuna_Papa_Wengi

Interesting that you mention Robinhood. I was just listening to the Sept. 29th Bogleheads podcast. They mentioned something about a lot of young people having Robinhood accounts. I hadn't realized that it was so popular.

Kuna_Papa_Wengi

My advice is, have your kids now, then decide if you want a luxury car. It's later than you think.

https://youtu.be/nFxjnUPRwx4

Kuna_Papa_Wengi

I have one of these, I forget which model. It's very versatile and sturdy. I don't use my extension ladder much since getting the little giant. https://www.littlegiantladder.com/collections/ladders#articulating I also have a small step ladder like this for when I just need something small and don't ...

Kuna_Papa_Wengi

TheDDC wrote: ↑Thu Sep 24, 2020 2:16 pm The worry is misplaced. Take care of your car. This too shall pass.

“Get busy living or get busy dying.”

-TheDDC

This. Just change it. There's no reason to wait.

Kuna_Papa_Wengi

I've heard good things about George Dickel Tennessee Whiskey, thinking of picking some up. Anyone here have an opinion? I know it's not bourbon. I like to drink whiskey over ice. My favorite so far is Gentleman Jack ($35). It doesn't burn like many whiskeys and tastes almost sweet. I recently bough...

Kuna_Papa_Wengi

It's odd that bellsouth.net doesn't have an SPF record. That's some basic spoofing protection that makes it a little harder for these things to happen. Anyone can spoof bellsouth.net email addresses and there's no way for a mail server to know that it's not legitimate. It might be a good idea to tra...

Kuna_Papa_Wengi

Chest freezers.

Kuna_Papa_Wengi

The rent looks too low given the purchase price. I would want at least $6,000 for a decent cash on cash return.

Kuna_Papa_Wengi

I recently bought a used iphone 8 plus for $325 off ebay. A new one would cost $550. The used one has a few scratches but seems to work fine. I just cant justify spending $1000 or more for the top of the line phones. It's not worth it to me. And it's not like I'm depriving my self. The iphone 8 is s...

Kuna_Papa_Wengi

It's called yo-yo financing. https://www.nerdwallet.com/blog/loans/a ... deliveries

Kuna_Papa_Wengi

As others have said, this is a common scam. I would call your state's AG office to see if they can help.

Kuna_Papa_Wengi

You can always leave it unopened. If you decide to sell the condo someday, advertise that there is an unopened safe and you have no idea what's inside it. Someone's curiosity might get the better of them

Kuna_Papa_Wengi

I haven't been too impressed with my kindle fire. The interface is harder for a 2 year old to use compared to an ipad. The battery life is poor. I hate being limited to the amazon app store.

Kuna_Papa_Wengi

I bought a gold's gym brand from walmart. It works very well and was only about $5.

Kuna_Papa_Wengi

In your situation, it would be insane not to buy a sports car.

Kuna_Papa_Wengi

Before I renew the lease, I will add a clause that states that the tenants are responsible for plumbing stoppages. After all, if the toilet is clogged, they're the ones who clogged it. I may also add a clause that states that the tenant is responsible for small repairs under $100. I forgot to add th...

Kuna_Papa_Wengi

...How much equity do you have? Have you thought about a 1031 into a triple net lease? Possibly a better return with fewer landlord headaches. I haven't done it personally, but it's something I'm looking into for the future when I have more cash. Triple net leases scare the heck out of me. And I am...

Kuna_Papa_Wengi

I think we’re in agreement. Cap rate is about 3%. Leverage is modest. Not really worth it. There’s only been one tenant in the last decade and almost no hassles. Inertia is the issue. Don’t want to pay taxes on selling and don’t really want to 1031 into another rental. How much equity do you have? ...

Kuna_Papa_Wengi

I'm currently in a similar situation in regards to us renting out our old home. My tenants are decent, but I'm not really making much money on it. It is a great learning experience. I'd like to buy another rental. I think if I plan things out better and get it for a better price, it can be profitabl...

Kuna_Papa_Wengi

I bought one of these: https://www.amazon.com/APEC-5-Stage-Reverse-Drinking-Water/dp/B00I0ZGOZM/ref=sr_1_10?keywords=water+filter&qid=1560353221&s=gateway&sr=8-10 I use it for drinking and cooking water. I haven't had the water it produces tested, but reverse osmosis is supposed to filte...

Kuna_Papa_Wengi

Keep good records. Maybe put aside what you think the bill would be each month in case they try to bill you for all the past usage at once.

Kuna_Papa_Wengi

I've tried quite a few brands, usually from forgetting a razor when traveling (but once or twice just to experiment). Mach 3 is still the gold standard as far as I'm concerned. Not sure why anyone would feel the need to transition. Price and quality. Why pay more for the Mach3 when you can get as g...

Kuna_Papa_Wengi

Dorco! https://www.dorcousa.com/ I've been using these for several years now. Great prices and quality. I bought a sample pack of blades for around $30. I'l use a cartridge for several months before I feel like I need to change it out, so that pack has lasted me a long time. I was using a Mach3 befo...

Kuna_Papa_Wengi

I have the Glock 17, 19, and 26. They are all excellent choices depending on your need. The 19 is probably the best/most versatile of the three. The 26 is lighter and more concealable, but a little more difficult to shoot due to the short grip. Most modern semi-automatics are so reliable that it's n...

Kuna_Papa_Wengi

I always cut a slice off the bottom when I first get the tree home. It seems to soak up water better after that. The tree uses a surprising amount of water in the first few days. It also seems that if I ever let the water run out, the tree doesn't soak it up well after I refill it. So I try to never...

Kuna_Papa_Wengi

I did, but I would not recommend it. It's not a bad major but I think something like accounting would be more useful. You can take principles of micro and macro and get 90% of what you'd get out of an economics major.

Kuna_Papa_Wengi

Dropping out of law school. I'm afraid to even guess how much lost income that has cost me.

Kuna_Papa_Wengi

I use the Spyderco Dragonfly 2. It's very light and has a nice blade shape for everyday tasks.

I forgot to mention that you can remove the clip if you don't like it, that makes it a little lighter and thinner.

Kuna_Papa_Wengi

Brave. Works like Chrome but has better ad blocking and privacy settings.

Kuna_Papa_Wengi

I have one of these and I love it:

https://www.amazon.com/APEC-5-Stage-Rev ... ter+filter

It's not too hard to install and I like knowing that I have clean water for drinking and cooking.

Kuna_Papa_Wengi

I use sta-bil and I haven't had any problems. I use the gas in my push lawn mower with a briggs and straton engine, a 2 cycle weed eater, leaf blower, and stihl chain saw. If I think the gas is getting old, I'll pour the rest in my pickup. I've heard good things about pri-g, but I haven't tried it y...

Kuna_Papa_Wengi

About a decade ago I spent a week skiing in Chamonix. The food there was amazing, the wine was great...the skiing, eh not so much. Combining French style lift queuing with East Coast US style snow had me quickly missing the Rockies. What is "French style lift queuing"? I've only ever skie...

Kuna_Papa_Wengi

Another vote for a permethrin coated mosquito net. Make sure you tuck in the ends all the way around after you get in bed so you don't leave a gap where they can get in. And leave it tucked in during the day, otherwise they'll sneak in there and bother you when you try to sleep. I never had much luc...

Kuna_Papa_Wengi

I've been thinking of getting a cordless impact wrench for automotive work. I'm considering this Kobalt from Lowes https://www.lowes.com/pd/Kobalt-24-Volt ... 1000061641

The price seems to be much lower that the Dewalt or Milwaukee wrenches I've looked at.

Kuna_Papa_Wengi

Did you say get rid of TV in public areas? https://learn.adafruit.com/tv-b-gone-kit 1) Don't use Facebook. 2) Use an ad-blocker 3) Don't watch TV (I stream mostly PBS shows that are largely ad free and watch DVDs.) I use AdBlock Plus and a couple of other things that I forget that interfere with tra...

Kuna_Papa_Wengi

Delete your facebook account. (And other social media for that matter). I use ublock origin, Ghostery, and Self-destructing Cookies add-ons on Firefox. Consider using a VPN service such as privateinternetaccess.com. As far as targeted ads go, Instagram seems to be the creepiest offender. It seems th...

Kuna_Papa_Wengi

It depends on where you want to stay. Take a look at Yotel, in Hell's Kitchen. My wife stayed there once and liked it. The rooms are small but very nice. https://www.yotel.com I just noticed that you said you'd be staying in December. That's kind of short notice to get a good rate. Normally, Yotel ...

Kuna_Papa_Wengi

It depends on where you want to stay. Take a look at Yotel, in Hell's Kitchen. My wife stayed there once and liked it. The rooms are small but very nice.

https://www.yotel.com

Kuna_Papa_Wengi

Just accept it graciously. It's not that bad. I'm very introverted as well and I survived mine.

Kuna_Papa_Wengi

Neither of those two options is secure by itself. You should use your personal laptop and a VPN service such as https://www.privateinternetaccess.com.

Kuna_Papa_Wengi

How large are the files? If they're under 25 mb, take a look at Wire. https://wire.com

There are mobile apps and desktop apps. I've only used the mobile app so far, but it looks promising.

Kuna_Papa_Wengi

I use Keepass2Android on my phone. I don't like the idea of keeping my passwords in the cloud.

Kuna_Papa_Wengi

I would take the higher rate. I may be thinking about this all wrong, but it looks as though you could add as little as $25 per month onto your principal payment to counteract the higher interest rate.

Kuna_Papa_Wengi

I'd recommend using Firefox. I don't trust google with my info these days. Here's the add-ons I use for ad blocking and privacy protection. ublock origin Ghostery Self-Destructing cookies NoScript I'd also recommend using opendns.com. There's some additional blocking you can do with that service suc...

Kuna_Papa_Wengi

Joe's Pizza, 7 Carmine Street, is good.

If you go to Di Farra's in Brooklyn, get the square pie.

Kuna_Papa_Wengi

I'd recommend the Glock 19. It's Glock's mid-size 9mm. I think you'll find a 9mm semi-auto easier to shoot accurately. I second the recommendations for training. For someone new to firearms, training is a must have to be able to use the gun effectively and to cultivate the proper mindset needed to u...

Kuna_Papa_Wengi

I came to the same conclusion you did. I love the shaving brush and soap, but I can't get a good shave with a double edged razor. I bought the sample pack from dorcousa and for me, it's about 2 years worth of blades for about $25.

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