Search found 50 matches
- Fri Feb 05, 2021 10:18 am
- Forum: Forum Issues and Administration
- Topic: The front page is ugly
- Replies: 226
- Views: 27412
Re: The front page is ugly
I have to disagree. The front page is the best part. It leads you straight to the action. No extra clicks are needed to read the most current threads. I don't need a splash page, blog, or news section. This. The front page is my favorite page. It has the most recent topics. I never even go into the...
- Mon Feb 01, 2021 4:53 pm
- Forum: Personal Investments
- Topic: Where would you tell a 20 yo to invest 5000$
- Replies: 60
- Views: 4217
Re: Where would you tell a 20 yo to invest 5000$
VTSAX - Vanguard Total Stock Market Index
- Wed Jan 20, 2021 11:14 am
- Forum: Investing - Theory, News & General
- Topic: Vanguard portfolio watch
- Replies: 3
- Views: 765
Re: Vanguard portfolio watch
Portfolio Watch still appears to be using Flash. Any word on when they will update it?
- Wed Oct 21, 2020 1:30 pm
- Forum: Personal Investments
- Topic: When Your 7 Year Old Confirms The Bubble
- Replies: 11
- Views: 1668
Re: When Your 7 Year Old Confirms The Bubble
Interesting that you mention Robinhood. I was just listening to the Sept. 29th Bogleheads podcast. They mentioned something about a lot of young people having Robinhood accounts. I hadn't realized that it was so popular.
- Mon Oct 19, 2020 7:50 am
- Forum: Personal Consumer Issues
- Topic: Convince us to buy our first luxury car!
- Replies: 193
- Views: 10906
Re: Convince us to buy our first luxury car!
My advice is, have your kids now, then decide if you want a luxury car. It's later than you think.
https://youtu.be/nFxjnUPRwx4
https://youtu.be/nFxjnUPRwx4
- Thu Oct 01, 2020 9:59 am
- Forum: Personal Consumer Issues
- Topic: I need a Ladder—What type to get?
- Replies: 64
- Views: 3926
Re: I need a Ladder—What type to get?
I have one of these, I forget which model. It's very versatile and sturdy. I don't use my extension ladder much since getting the little giant. https://www.littlegiantladder.com/collections/ladders#articulating I also have a small step ladder like this for when I just need something small and don't ...
- Fri Sep 25, 2020 8:57 am
- Forum: Personal Consumer Issues
- Topic: Annual oil changes a must? Car maintenance during these times
- Replies: 101
- Views: 7975
- Thu Sep 24, 2020 8:33 am
- Forum: Personal Consumer Issues
- Topic: What is your favorite reasonably priced bourbon?
- Replies: 278
- Views: 31792
Re: What is your favorite reasonably priced bourbon?
I've heard good things about George Dickel Tennessee Whiskey, thinking of picking some up. Anyone here have an opinion? I know it's not bourbon. I like to drink whiskey over ice. My favorite so far is Gentleman Jack ($35). It doesn't burn like many whiskeys and tastes almost sweet. I recently bough...
- Mon Sep 21, 2020 8:31 am
- Forum: Personal Consumer Issues
- Topic: Spammer using my email as address
- Replies: 17
- Views: 1380
Re: Spammer using my email as address
It's odd that bellsouth.net doesn't have an SPF record. That's some basic spoofing protection that makes it a little harder for these things to happen. Anyone can spoof bellsouth.net email addresses and there's no way for a mail server to know that it's not legitimate. It might be a good idea to tra...
- Fri Aug 07, 2020 3:48 pm
- Forum: Personal Consumer Issues
- Topic: Oddly Difficult to Find Items During the Pandemic
- Replies: 308
- Views: 29915
Re: Oddly Difficult to Find Items During the Pandemic
Chest freezers.
- Thu Aug 06, 2020 1:07 pm
- Forum: Personal Investments
- Topic: Advice on purchase of rental property
- Replies: 11
- Views: 611
Re: Advice on purchase of rental property
The rent looks too low given the purchase price. I would want at least $6,000 for a decent cash on cash return.
- Tue Mar 31, 2020 7:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Are cell phones like cars? [Buying new vs buying used or keeping old]
- Replies: 62
- Views: 3556
Re: Are cell phones like cars? [Buying new vs buying used or keeping old]
I recently bought a used iphone 8 plus for $325 off ebay. A new one would cost $550. The used one has a few scratches but seems to work fine. I just cant justify spending $1000 or more for the top of the line phones. It's not worth it to me. And it's not like I'm depriving my self. The iphone 8 is s...
- Sat Dec 14, 2019 10:05 am
- Forum: Personal Consumer Issues
- Topic: Car financing denied after 2 weeks
- Replies: 131
- Views: 7580
Re: Car financing denied after 2 weeks
It's called yo-yo financing. https://www.nerdwallet.com/blog/loans/a ... deliveries
- Sat Dec 14, 2019 10:03 am
- Forum: Personal Consumer Issues
- Topic: Car financing denied after 2 weeks
- Replies: 131
- Views: 7580
Re: Car financing denied after 2 weeks
As others have said, this is a common scam. I would call your state's AG office to see if they can help.
- Mon Nov 25, 2019 9:18 am
- Forum: Personal Consumer Issues
- Topic: Found hidden safe, should we crack?
- Replies: 353
- Views: 98814
Re: Found hidden safe, should we crack?
You can always leave it unopened. If you decide to sell the condo someday, advertise that there is an unopened safe and you have no idea what's inside it. Someone's curiosity might get the better of them 

- Sun Nov 17, 2019 7:22 am
- Forum: Personal Consumer Issues
- Topic: Tablet for 2 year old for long car trip
- Replies: 27
- Views: 1617
Re: Tablet for 2 year old for long car trip
I haven't been too impressed with my kindle fire. The interface is harder for a 2 year old to use compared to an ipad. The battery life is poor. I hate being limited to the amazon app store.
- Thu Oct 24, 2019 6:10 am
- Forum: Personal Consumer Issues
- Topic: Jump rope recommendations
- Replies: 9
- Views: 877
Re: Jump rope recommendations
I bought a gold's gym brand from walmart. It works very well and was only about $5.
- Mon Aug 05, 2019 7:29 am
- Forum: Personal Consumer Issues
- Topic: Insane to buy a sports car?
- Replies: 215
- Views: 13273
Re: Insane to buy a sports car?
In your situation, it would be insane not to buy a sports car.
- Sat Jun 29, 2019 8:51 am
- Forum: Personal Finance (Not Investing)
- Topic: New Landlord Here! Your Top Tips to include in a Lease?
- Replies: 52
- Views: 4986
Re: New Landlord Here! Your Top Tips to include in a Lease?
Before I renew the lease, I will add a clause that states that the tenants are responsible for plumbing stoppages. After all, if the toilet is clogged, they're the ones who clogged it. I may also add a clause that states that the tenant is responsible for small repairs under $100. I forgot to add th...
- Mon Jun 17, 2019 11:25 am
- Forum: Personal Finance (Not Investing)
- Topic: Why are you NOT buying rental properties?
- Replies: 1134
- Views: 120968
Re: Why are you NOT buying rental properties?
...How much equity do you have? Have you thought about a 1031 into a triple net lease? Possibly a better return with fewer landlord headaches. I haven't done it personally, but it's something I'm looking into for the future when I have more cash. Triple net leases scare the heck out of me. And I am...
- Mon Jun 17, 2019 7:41 am
- Forum: Personal Finance (Not Investing)
- Topic: Why are you NOT buying rental properties?
- Replies: 1134
- Views: 120968
Re: Why are you NOT buying rental properties?
I think we’re in agreement. Cap rate is about 3%. Leverage is modest. Not really worth it. There’s only been one tenant in the last decade and almost no hassles. Inertia is the issue. Don’t want to pay taxes on selling and don’t really want to 1031 into another rental. How much equity do you have? ...
- Thu Jun 13, 2019 9:41 am
- Forum: Personal Finance (Not Investing)
- Topic: Why are you NOT buying rental properties?
- Replies: 1134
- Views: 120968
Re: Why are you NOT buying rental properties?
I'm currently in a similar situation in regards to us renting out our old home. My tenants are decent, but I'm not really making much money on it. It is a great learning experience. I'd like to buy another rental. I think if I plan things out better and get it for a better price, it can be profitabl...
- Wed Jun 12, 2019 10:33 am
- Forum: Personal Consumer Issues
- Topic: (Water Filtration System) Miracle we are all not dead
- Replies: 61
- Views: 6697
Re: (Water Filtration System) Miracle we are all not dead
I bought one of these: https://www.amazon.com/APEC-5-Stage-Reverse-Drinking-Water/dp/B00I0ZGOZM/ref=sr_1_10?keywords=water+filter&qid=1560353221&s=gateway&sr=8-10 I use it for drinking and cooking water. I haven't had the water it produces tested, but reverse osmosis is supposed to filte...
- Fri Jan 25, 2019 10:39 am
- Forum: Personal Consumer Issues
- Topic: Plenty of Water but no Water Bill
- Replies: 21
- Views: 2964
Re: Plenty of Water but no Water Bill
Keep good records. Maybe put aside what you think the bill would be each month in case they try to bill you for all the past usage at once.
- Wed Jan 16, 2019 11:01 am
- Forum: Personal Consumer Issues
- Topic: Gillette Mach 3 alternatives
- Replies: 81
- Views: 9977
Re: Gillette Mach 3 alternatives
I've tried quite a few brands, usually from forgetting a razor when traveling (but once or twice just to experiment). Mach 3 is still the gold standard as far as I'm concerned. Not sure why anyone would feel the need to transition. Price and quality. Why pay more for the Mach3 when you can get as g...
- Wed Jan 16, 2019 10:59 am
- Forum: Personal Consumer Issues
- Topic: Gillette Mach 3 alternatives
- Replies: 81
- Views: 9977
Re: Gillette Mach 3 alternatives
Dorco! https://www.dorcousa.com/ I've been using these for several years now. Great prices and quality. I bought a sample pack of blades for around $30. I'l use a cartridge for several months before I feel like I need to change it out, so that pack has lasted me a long time. I was using a Mach3 befo...
- Tue Jan 08, 2019 4:00 pm
- Forum: Personal Consumer Issues
- Topic: Recommendations for a 9mm handgun
- Replies: 171
- Views: 15323
Re: Recommendations for a 9mm handgun
I have the Glock 17, 19, and 26. They are all excellent choices depending on your need. The 19 is probably the best/most versatile of the three. The 26 is lighter and more concealable, but a little more difficult to shoot due to the short grip. Most modern semi-automatics are so reliable that it's n...
- Mon Dec 10, 2018 9:52 am
- Forum: Personal Consumer Issues
- Topic: Christmas Tree Fire: Watered Tree vs. Dry Tree
- Replies: 18
- Views: 2417
Re: Christmas Tree Fire: Watered Tree vs. Dry Tree
I always cut a slice off the bottom when I first get the tree home. It seems to soak up water better after that. The tree uses a surprising amount of water in the first few days. It also seems that if I ever let the water run out, the tree doesn't soak it up well after I refill it. So I try to never...
- Thu Oct 11, 2018 10:16 am
- Forum: Personal Consumer Issues
- Topic: Anyone here major in Economics in college?
- Replies: 92
- Views: 8515
Re: Anyone here major in Economics in college?
I did, but I would not recommend it. It's not a bad major but I think something like accounting would be more useful. You can take principles of micro and macro and get 90% of what you'd get out of an economics major.
- Wed Sep 19, 2018 7:25 am
- Forum: Personal Consumer Issues
- Topic: What is your single most expensive mistake?
- Replies: 293
- Views: 28756
Re: What is your single most expensive mistake?
Dropping out of law school. I'm afraid to even guess how much lost income that has cost me.
- Mon Aug 27, 2018 9:33 am
- Forum: Personal Consumer Issues
- Topic: Best ultra thin pocket knife?
- Replies: 54
- Views: 7781
Re: Best ultra thin pocket knife?
I use the Spyderco Dragonfly 2. It's very light and has a nice blade shape for everyday tasks.
I forgot to mention that you can remove the clip if you don't like it, that makes it a little lighter and thinner.
I forgot to mention that you can remove the clip if you don't like it, that makes it a little lighter and thinner.
- Wed May 02, 2018 9:26 am
- Forum: Personal Consumer Issues
- Topic: What Android browser do you use?
- Replies: 44
- Views: 4341
Re: What Android browser do you use?
Brave. Works like Chrome but has better ad blocking and privacy settings.
- Fri Dec 01, 2017 10:06 am
- Forum: Personal Consumer Issues
- Topic: Water filtration system - worth it?
- Replies: 37
- Views: 5340
Re: Water filtration system - worth it?
I have one of these and I love it:
https://www.amazon.com/APEC-5-Stage-Rev ... ter+filter
It's not too hard to install and I like knowing that I have clean water for drinking and cooking.
https://www.amazon.com/APEC-5-Stage-Rev ... ter+filter
It's not too hard to install and I like knowing that I have clean water for drinking and cooking.
- Tue Oct 31, 2017 3:38 pm
- Forum: Personal Consumer Issues
- Topic: Fuel treatments for small engines
- Replies: 32
- Views: 4620
Re: Fuel treatments for small engines
I use sta-bil and I haven't had any problems. I use the gas in my push lawn mower with a briggs and straton engine, a 2 cycle weed eater, leaf blower, and stihl chain saw. If I think the gas is getting old, I'll pour the rest in my pickup. I've heard good things about pri-g, but I haven't tried it y...
- Wed Sep 06, 2017 8:33 am
- Forum: Personal Consumer Issues
- Topic: Skiing the French Alps
- Replies: 5
- Views: 1029
Re: Skiing the French Alps
About a decade ago I spent a week skiing in Chamonix. The food there was amazing, the wine was great...the skiing, eh not so much. Combining French style lift queuing with East Coast US style snow had me quickly missing the Rockies. What is "French style lift queuing"? I've only ever skie...
- Tue Apr 11, 2017 11:10 am
- Forum: Personal Consumer Issues
- Topic: Combatting mosquitoes traveling in S. America
- Replies: 39
- Views: 3295
Re: Combatting mosquitoes traveling in S. America
Another vote for a permethrin coated mosquito net. Make sure you tuck in the ends all the way around after you get in bed so you don't leave a gap where they can get in. And leave it tucked in during the day, otherwise they'll sneak in there and bother you when you try to sleep. I never had much luc...
- Mon Mar 13, 2017 10:01 am
- Forum: Personal Consumer Issues
- Topic: Impact driver (and possibly drill) recommendations
- Replies: 36
- Views: 4166
Re: Impact driver (and possibly drill) recommendations
I've been thinking of getting a cordless impact wrench for automotive work. I'm considering this Kobalt from Lowes https://www.lowes.com/pd/Kobalt-24-Volt ... 1000061641
The price seems to be much lower that the Dewalt or Milwaukee wrenches I've looked at.
The price seems to be much lower that the Dewalt or Milwaukee wrenches I've looked at.
- Tue Jan 31, 2017 2:35 pm
- Forum: Personal Consumer Issues
- Topic: what do you do to avoid the advertising noise?
- Replies: 45
- Views: 3514
Re: what do you do to avoid the advertising noise?
Did you say get rid of TV in public areas? https://learn.adafruit.com/tv-b-gone-kit 1) Don't use Facebook. 2) Use an ad-blocker 3) Don't watch TV (I stream mostly PBS shows that are largely ad free and watch DVDs.) I use AdBlock Plus and a couple of other things that I forget that interfere with tra...
- Tue Jan 31, 2017 10:28 am
- Forum: Personal Consumer Issues
- Topic: what do you do to avoid the advertising noise?
- Replies: 45
- Views: 3514
Re: what do you do to avoid the advertising noise?
Delete your facebook account. (And other social media for that matter). I use ublock origin, Ghostery, and Self-destructing Cookies add-ons on Firefox. Consider using a VPN service such as privateinternetaccess.com. As far as targeted ads go, Instagram seems to be the creepiest offender. It seems th...
- Mon Nov 21, 2016 9:55 am
- Forum: Personal Consumer Issues
- Topic: cheap hotels in NYC
- Replies: 35
- Views: 5062
Re: cheap hotels in NYC
It depends on where you want to stay. Take a look at Yotel, in Hell's Kitchen. My wife stayed there once and liked it. The rooms are small but very nice. https://www.yotel.com I just noticed that you said you'd be staying in December. That's kind of short notice to get a good rate. Normally, Yotel ...
- Mon Nov 21, 2016 9:50 am
- Forum: Personal Consumer Issues
- Topic: cheap hotels in NYC
- Replies: 35
- Views: 5062
Re: cheap hotels in NYC
It depends on where you want to stay. Take a look at Yotel, in Hell's Kitchen. My wife stayed there once and liked it. The rooms are small but very nice.
https://www.yotel.com
https://www.yotel.com
- Fri Oct 14, 2016 8:57 am
- Forum: Personal Finance (Not Investing)
- Topic: Getting out of my baby work shower
- Replies: 22
- Views: 3511
Re: Getting out of my baby work shower
Just accept it graciously. It's not that bad. I'm very introverted as well and I survived mine.
- Wed Aug 24, 2016 1:56 pm
- Forum: Personal Consumer Issues
- Topic: Internet security: which is the lesser of 2 evils?
- Replies: 39
- Views: 4968
Re: Internet security: which is the lesser of 2 evils?
Neither of those two options is secure by itself. You should use your personal laptop and a VPN service such as https://www.privateinternetaccess.com.
- Mon Aug 22, 2016 9:36 am
- Forum: Personal Consumer Issues
- Topic: Best/safest/easiest way to send sensitive files to another person over the internet?
- Replies: 40
- Views: 7979
Re: Best/safest/easiest way to send sensitive files to another person over the internet?
How large are the files? If they're under 25 mb, take a look at Wire. https://wire.com
There are mobile apps and desktop apps. I've only used the mobile app so far, but it looks promising.
There are mobile apps and desktop apps. I've only used the mobile app so far, but it looks promising.
- Thu Jul 14, 2016 11:13 am
- Forum: Personal Consumer Issues
- Topic: Passwords
- Replies: 72
- Views: 9839
Re: Passwords
I use Keepass2Android on my phone. I don't like the idea of keeping my passwords in the cloud.
- Tue Jun 28, 2016 3:33 pm
- Forum: Personal Finance (Not Investing)
- Topic: Mortgage - PMI or 0.125% increase in rate
- Replies: 7
- Views: 1001
Re: Mortgage - PMI or 0.125% increase in rate
I would take the higher rate. I may be thinking about this all wrong, but it looks as though you could add as little as $25 per month onto your principal payment to counteract the higher interest rate.
- Mon Jun 27, 2016 11:37 am
- Forum: Personal Consumer Issues
- Topic: Recommend Ad Blockers
- Replies: 56
- Views: 7054
Re: Recommend Ad Blockers
I'd recommend using Firefox. I don't trust google with my info these days. Here's the add-ons I use for ad blocking and privacy protection. ublock origin Ghostery Self-Destructing cookies NoScript I'd also recommend using opendns.com. There's some additional blocking you can do with that service suc...
- Fri Aug 21, 2015 10:09 am
- Forum: Personal Consumer Issues
- Topic: Visiting New York City this weekend. What pizza should I try?
- Replies: 55
- Views: 6929
Re: Visiting New York City this weekend. What pizza should I try?
Joe's Pizza, 7 Carmine Street, is good.
If you go to Di Farra's in Brooklyn, get the square pie.
If you go to Di Farra's in Brooklyn, get the square pie.
- Sat Mar 21, 2015 10:23 am
- Forum: Personal Consumer Issues
- Topic: Whats a good Pistol to buy?
- Replies: 112
- Views: 16990
Re: Whats a good Pistol to buy?
I'd recommend the Glock 19. It's Glock's mid-size 9mm. I think you'll find a 9mm semi-auto easier to shoot accurately. I second the recommendations for training. For someone new to firearms, training is a must have to be able to use the gun effectively and to cultivate the proper mindset needed to u...
- Wed Mar 18, 2015 9:25 am
- Forum: Personal Consumer Issues
- Topic: A great shave at a great price
- Replies: 53
- Views: 19382
Re: A great shave at a great price
I came to the same conclusion you did. I love the shaving brush and soap, but I can't get a good shave with a double edged razor. I bought the sample pack from dorcousa and for me, it's about 2 years worth of blades for about $25.