Search found 1193 matches

by minesweep
Wed Dec 05, 2018 10:43 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Global Wellesley
Replies: 8
Views: 1173

Re: Vanguard Global Wellesley

Deleted. Misread the posting. I shouldn't be posting late at night.
by minesweep
Tue Dec 04, 2018 4:58 pm
Forum: Investing - Help with Personal Investments
Topic: TLH of Vanguard Limited Term Tax Exempt Bond fund
Replies: 5
Views: 367

Re: TLH of Vanguard Limited Term Tax Exempt Bond fund

Two months ago I TLH my Intermediate TE Bond Fund and on the same day bought the Limited Term TE Bond Fund with the proceeds. It does not trigger a wash sale as the two funds are not identical to each other.
by minesweep
Mon Nov 26, 2018 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: Where do you direct Stock Index Capital Gains and Dividends
Replies: 20
Views: 1820

Re: Where do you direct Stock Index Capital Gains and Dividends

I reinvest dividends and capital gains in my tax-deferred account & Roth IRA account. In my taxable account these distributions go to my money market fund (for the reasons shown at the link below).

Reinvesting dividends in a taxable account
by minesweep
Sun Nov 25, 2018 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: taxact 2018 tax year software price increase 100%?
Replies: 32
Views: 3522

Re: taxact 2018 tax year software price increase 100%?

75% discount email (from slickdeals) Basic 2.49 Deluxe 7.49 Premier 8.74 Self Employed 12.49 https://em.taxact.com/pub/cc?_ri_=X0Gzc2X%3DYQpglLjHJlTQGgOwczg1vCCSR7g9P0lMoYzcbPCTzapzbbjdA2TrwbbCzazab4qbYersFpVXtpKX%3DWWSBSYCT&_ei_=Eh5hYCv1zcLAC9-DjZoHbZzwyRhs4xyeLzaSYqB84XEmONuno5oz2ULM0xAq-zg8EoX0-...
by minesweep
Fri Nov 16, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: One food I could never give up
Replies: 33
Views: 1812

Re: One food I could never give up

Ice Cream (I'm eating it right now).
by minesweep
Fri Nov 16, 2018 11:20 am
Forum: Investing - Theory, News & General
Topic: Are you all staying the course?
Replies: 114
Views: 7221

Re: Are you all staying the course?

I stayed the course on Black Monday (1987) when the Dow dropped 22.6% in a single day. I stayed the course throughout the 1990’s, 2001-2002, & the Great Recession (2007-2009). So yes, I’m staying the course now too.
by minesweep
Fri Nov 16, 2018 10:51 am
Forum: Investing - Theory, News & General
Topic: Are you all staying the course?
Replies: 114
Views: 7221

Re: Are you all staying the course?

flyingaway wrote:
Wed Nov 14, 2018 6:06 pm
I went to Kroger and saw the price of instant noodles is still $1 for a half dozen pack, so I decided to stay the course.
That's using your noodle. :happy
by minesweep
Wed Nov 14, 2018 9:00 am
Forum: Investing - Help with Personal Investments
Topic: Tax-Exempt Bond Funds Kicking Off Capital Gains
Replies: 7
Views: 1052

Re: Tax-Exempt Bond Funds Kicking Off Capital Gains

I've held the PA LT TE Adm Fund since November of 2013. I had a reported CG for the years 2014.-2017. 2018 will be no excpetion.
by minesweep
Thu Nov 08, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 137
Views: 10898

Re: Favorite "free stuff"?

doug1022 wrote:
Thu Nov 08, 2018 12:01 pm
tommy85 wrote:
Thu Nov 08, 2018 11:58 am
Advice here at boglehead forum:)
+1.

Will add books from the library.
+1.

Will add DVD's from the library.
by minesweep
Sat Oct 27, 2018 10:17 am
Forum: Investing - Help with Personal Investments
Topic: About to get 200k in inheritance.
Replies: 13
Views: 1793

Re: About to get 200k in inheritance.

Getting started

Managing a windfall

Invest in a Roth IRA. You have decades to compound that investment with tax free income.
by minesweep
Tue Oct 23, 2018 9:37 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8605
Views: 1678672

Re: U.S. stocks in freefall

This thread will be very popular over the next several years. It will be very interesting to watch how many stick to their asset allocation vs panic. I look forward to it all. This thread has been popular for the past 7 years. Here is the OP's initial post: DOW is down by over 550 points with a cou...
by minesweep
Fri Oct 19, 2018 2:03 pm
Forum: Investing - Theory, News & General
Topic: How much of a dip do you want before you TLH?
Replies: 27
Views: 2176

Re: How much of a dip do you want before you TLH?

I'm surprised how much talk there is of TLH after a 9 year bull market. The market is only down a few percent. TLH applies to bond funds too. I took a $1,011 tax lost a couple of weeks ago. While it's not a huge loss it's worth the little time that it takes to do it. I switched from the TE Intermed...
by minesweep
Wed Oct 10, 2018 9:44 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone tax loss harvesting bond funds?
Replies: 12
Views: 1148

Re: Anyone tax loss harvesting bond funds?

Last week I harvested a $1,012 loss in a bond fund. I switched from the intermediate-term tax-exempt bond fund to the limited-term tax-exempt bond fund.
by minesweep
Mon Sep 17, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3458
Views: 1025181

Re: What Book Are You Currently Reading? Part VI

Astrophysics for People in a Hurry by Neil deGrasse Tyson "People who believe they are ignorant of nothing have neither looked for, nor stumbled upon, the boundary between what is known and unknown in the universe." - Neil deGrasse Tyson If you have a keen inerest in the cosmos then you will enjoy t...
by minesweep
Sun Sep 16, 2018 11:02 am
Forum: Investing - Theory, News & General
Topic: Barron's US market analysis
Replies: 6
Views: 447

Re: Barron's US market analysis

It could happen as stated, or not. Nobody really knows. I guess we have to wait and see. Know your own risk tolerance and stay the course. I recall Alan Greenspan's irrational exuberance speech on stocks back in 1996 (that turned out to be several years premature). He also made some predictions back...
by minesweep
Mon Aug 27, 2018 12:20 pm
Forum: Investing - Theory, News & General
Topic: Call the Top!
Replies: 82
Views: 9512

Re: Call the Top!

I haven't heard any irrational exuberance speech yet so it's probably a long ways off. It's hard enough trying to predict the 2018 S&P 500 closing price for the Boglehead Contest (although I did come in 2nd back in 2009). So I'll pass on this one.
by minesweep
Sat Aug 25, 2018 7:25 am
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 209
Views: 22452

Re: Did you celebrate when you finally hit $1m?

Pity your U.K. fellow bogleheads. 1 million pounds = 1.35 million dollars so we have a lot further to go to break the psychological barrier! Being a minimalist (as your moniker implies) could help you and other minimalists get there quicker. “If you will live like no one else, later you can live li...
by minesweep
Thu Aug 16, 2018 9:13 am
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 52
Views: 3413

Re: Where to buy white, athletic fit dress shirt?

I purchased the Stafford brand (wrinkle free) athletic fit shirts at J.C. Penney quite a number of years ago. I've been retired 17 years so I don't get to wear them much anymore.
by minesweep
Wed Aug 15, 2018 8:32 am
Forum: Personal Consumer Issues
Topic: steel cut oats wash/rinse before cooking
Replies: 26
Views: 3666

Re: steel cut oats wash/rinse before cooking

I made oatmeal this morning using my rice cooker's porridge setting for the first time . "Yummy" is the word to describe it (I sweetened with maple syrup). I used a whole milk and water combo. Next up will be steel cut oats. Here's how I do it: I start with 1 cup of regular old-fashioned oats or 1 c...
by minesweep
Sat Aug 04, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3891
Views: 1089094

Re: What Movie Have You Recently Watched?

The latest Mission Impossible - Fallout movie. It was a real cliffhanger(literally). :happy
by minesweep
Tue Jul 17, 2018 6:12 pm
Forum: Investing - Help with Personal Investments
Topic: When to invest 100000?
Replies: 36
Views: 2943

Re: When to invest 100000?

The best time to plant a tree was 20 years ago. The second best time is now. - Old Chinese Proberb
by minesweep
Fri Jul 13, 2018 4:41 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 20088

Re: COMING SOON: BOGLEHEADS PODCASTS

I think the phrase should be something simple that explains your topic and resonates with listeners. Many individuals believe investing is complicated so they avoid doing it themselves. So including the words "investing" and "simple" in the title could be a good catchphrase for those curious individ...
by minesweep
Fri Jul 13, 2018 3:48 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 20088

Re: COMING SOON: BOGLEHEADS PODCASTS

Rick Ferri wrote:
Thu Jul 12, 2018 12:05 pm
What do you think about calling the podcast “Bogle’s Folly”

Comments?
I don't like the use of the word "Folly" in the title. The meaning of which is a "lack of good sense" or "foolishness".
by minesweep
Sun Jul 08, 2018 7:50 am
Forum: Personal Consumer Issues
Topic: Retirees...what’s your lunch menus?
Replies: 54
Views: 4741

Re: Retirees...what’s your lunch menus?

The majority of the time I make a sandwich with Perdue Short Cuts. They are fully cooked boneless skinless chicken breast with rib meat (enough for 3 sandwiches). They are perfect for salads, wraps & fajitas. I wait for a sale and then buy multiple packs and freeze them for later use. I check the ex...
by minesweep
Mon Jun 25, 2018 2:41 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8605
Views: 1678672

Re: U.S. stocks in freefall

post deleted
by minesweep
Fri Jun 22, 2018 10:22 am
Forum: Investing - Help with Personal Investments
Topic: I want to cash in VTSAX
Replies: 21
Views: 1650

Re: I want to cash in VTSAX

You have to be right twice (sell side and buy side). And as other posters have mentioned there is the tax issue to deal with if the fund is held in a taxable account. Stay the course and take the guesswork out of investing.
by minesweep
Sat Jun 09, 2018 8:49 am
Forum: Investing - Theory, News & General
Topic: Jack Bogle on Fox Business Channel Friday June 8
Replies: 65
Views: 6073

Re: Jack Bogle on Fox Business Channel Friday June 8

The interview with jack Bogle was repeated this morning at 9:00 A.M. (eastern time) on the Fox Business Channel. It is scheduled to be telecast again tomorrow morning at the same time.
by minesweep
Fri Jun 08, 2018 2:56 pm
Forum: Investing - Help with Personal Investments
Topic: Where do you Invest in Good Economy like this ?
Replies: 27
Views: 2433

Re: Where do you Invest in Good Economy like this ?

greg24 wrote:
Fri Jun 08, 2018 2:43 pm
In this economy, I stick with my chosen AA.

Same as any other economy.
+1

Staying the course.
by minesweep
Sat May 26, 2018 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Am I crazy to pay off my 30-yr fixed 3.625 mortgage?
Replies: 139
Views: 18226

Re: Am I crazy to pay off my 30-yr fixed 3.625 mortgage?

Given the mortgage deductibility is no longer a factor to consider I would pay off the mortgage. You can’t put a price tag on peace of mind. You’re already leaning that way anyway. So just do it.
by minesweep
Thu May 24, 2018 10:14 am
Forum: Investing - Help with Personal Investments
Topic: About to retire and at an almost total loss.
Replies: 15
Views: 5257

Re: About to retire and at an almost total loss.

While you are getting an attractive dividend yield on those 3 stocks their share prices are down double digit percentages from their 52-week highs.

T –23%
PPL -31%
F -15%
by minesweep
Wed May 02, 2018 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Ally asking CURRENT customer to provide SSN card?
Replies: 58
Views: 4844

Re: Ally asking CURRENT customer to provide SSN card?

I wonder if this doesn't have something to do with the new social security cards that are being sent out to everyone. Has anyone received their new card yet? Appears new medicare cards without your SS number on them are being sent to everyone on medicare this year. Mine has not showed up. I don't t...
by minesweep
Sun Mar 11, 2018 11:14 am
Forum: Investing - Help with Personal Investments
Topic: Should I Take MY RMD Now Or Wait Until Later In The Year?
Replies: 20
Views: 1990

Re: Should I Take MY RMD Now Or Wait Until Later In The Year?

I’m in a same situation as you (I have 100% of TIRA in bond funds). I take my RMD in mid-December. I don’t worry about my heirs having to take the RMD if I die during the year (as someone has noted above) because I have my RMD automatically set up at Vanguard. In addition, I follow the IRS Safe Harb...
by minesweep
Mon Feb 05, 2018 3:12 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8605
Views: 1678672

Re: U.S. stocks in freefall

now 1500+.
by minesweep
Fri Feb 02, 2018 3:03 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8605
Views: 1678672

Re: U.S. stocks in freefall

Punxsutawney Phil saw his shadow today and is predicting 6 more weeks of stock market correction. Time will tell weather :happy or not he is right.
by minesweep
Wed Jan 24, 2018 7:17 pm
Forum: Investing - Help with Personal Investments
Topic: Your bond allocation when you were 48
Replies: 125
Views: 7892

Re: Your bond allocation when you were 48

At age 48 (1993) I was 100% stocks, no bonds. So as you came closer to retirement, what was your glide path to increasing bond allocation? Back in 1993 I was pretty much clueless about asset allocation. So I didn’t think much about having a glide path back then. Having the proper allocation changed...
by minesweep
Wed Jan 24, 2018 4:31 pm
Forum: Investing - Help with Personal Investments
Topic: Your bond allocation when you were 48
Replies: 125
Views: 7892

Re: Your bond allocation when you were 48

At age 48 (1993) I was 100% stocks, no bonds.
by minesweep
Fri Jan 19, 2018 2:01 pm
Forum: Investing - Help with Personal Investments
Topic: Boglehead Newbie pulled the trigger....
Replies: 17
Views: 4347

Re: Boglehead Newbie pulled the trigger....

It's official. You are no longer a Boglehead newbie. Congratulations! :sharebeer
by minesweep
Sat Jan 13, 2018 9:11 am
Forum: Investing - Theory, News & General
Topic: Heading for a top?
Replies: 112
Views: 10732

Re: Heading for a top?

I'm much better at predicting the past than I am at predicting the future.
by minesweep
Fri Jan 12, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: wild bird feed
Replies: 43
Views: 2461

Re: wild bird feed

One more thing. Don't forget to supply water for the birds (especially in the winter months). You don't need to buy a heater for the birdbath (if you have one). I purchased a rubberized container decades ago that is normally used for farm animals I believe. I can break out the ice and not destroy th...
by minesweep
Fri Jan 12, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: wild bird feed
Replies: 43
Views: 2461

Re: wild bird feed

I am confused by which bird feed to buy. We don't have hummingbirds. At least I don't believe we do. I mainly see the black sunflower seeds or the very small millet(?) or a combo for sale. Except for a cardinal, a woodpecker, a bluejay, we have the small nondescript birds. Not very knowledgeable ab...
by minesweep
Sun Jan 07, 2018 10:38 am
Forum: Investing - Help with Personal Investments
Topic: Why not Muni Money Market?
Replies: 41
Views: 5197

Re: Why not Muni Money Market?

Soon2BXProgrammer wrote:
Sun Jan 07, 2018 10:34 am
BlueRidgePro wrote:
Sun Jan 07, 2018 10:27 am
Pretty small amount to worry about. Can't see why anyone would have MM accounts at today's rates. Online savings accounts pay more.
What online savings account yields more than 1.39 after taxes? (talking about muni fund)
Ally Bank's current rate is just 1.25%.
by minesweep
Sun Jan 07, 2018 10:11 am
Forum: Investing - Help with Personal Investments
Topic: Why not Muni Money Market?
Replies: 41
Views: 5197

Re: Why not Muni Money Market?

Are the small differences really worth worrying about? How much $ difference in return are you talking about? not worried. but 1.38 or 1.39 beats what i get at ally/american express/etc for an online savings account. So the sum of money isn't small (for me its a year or more worth of spending).. an...
by minesweep
Sun Jan 07, 2018 10:00 am
Forum: Investing - Help with Personal Investments
Topic: Why not Muni Money Market?
Replies: 41
Views: 5197

Re: Why not Muni Money Market?

I moved to the PA Muni money market (1.38%) a week ago when another OP pointed out the disparity in late December.
by minesweep
Thu Jan 04, 2018 9:47 am
Forum: Investing - Theory, News & General
Topic: Hitting The Sell Button
Replies: 226
Views: 30163

Re: Hitting The Sell Button

Despite crying in my root beer all weekend over a portfolio return of "only" 15.01%, I can't help but notice the tremendous power of this bull market. Since July 2013, I have been mildly rebalancing from stocks to bonds. It seems like all I have been doing has been hitting the "sell" button, sellin...
by minesweep
Thu Jan 04, 2018 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 752
Views: 221069

Re: Share your net worth progression

I’m an obsessive recordkeeper like many Bogleheads and have tracked quarterly net worth since I was 25 years old. I stopped tracking everything for about a year in 2008 and 2009 because it was so painful. I only know my numbers because years later I went back and filled in the blanks. It was very p...
by minesweep
Thu Jan 04, 2018 8:05 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 752
Views: 221069

Re: Share your net worth progression

I wonder how popular this thread will be at the bottom of our next major market correction. Is there any predictive value to NP/day? The more new posts there are the lower future market returns are expected to be? I suppose you could have said the same thing back in May of 2013 (the date of this in...
by minesweep
Wed Jan 03, 2018 9:31 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2018 BOGLEHEAD CONTEST
Replies: 157
Views: 12959

Re: REGISTRATION FOR 2018 BOGLEHEAD CONTEST

3322.11 here and there (spreadsheet).
by minesweep
Wed Jan 03, 2018 6:49 pm
Forum: Investing - Help with Personal Investments
Topic: Scottrade Question
Replies: 19
Views: 1457

Re: Scottrade Question

Scottrade charges a $75 transfer fee.

Transfer an Account to Fidelity
by minesweep
Mon Jan 01, 2018 12:00 pm
Forum: Investing - Theory, News & General
Topic: Individual Stocks That Went Bust
Replies: 110
Views: 9509

Re: Individual Stocks That Went Bust

Levitz Furniture was a 100 year-old business that went belly up.

And Poloroid Corp.
by minesweep
Mon Jan 01, 2018 11:26 am
Forum: Investing - Theory, News & General
Topic: Muni Money Market funds starting to look good!
Replies: 139
Views: 28097

Re: Muni Money Market funds starting to look good!

So the thread about the Prime Money Market fund made me take a quick look at the rates on some of the Municipal Money market funds and they are looking really good (for people in high tax brackets)! As of right now here are yields : Vanguard Municipal Money Market Fund (VMSXX) - 1.20% Vanguard New ...