Search found 64 matches

by HotRod140
Sun Jan 09, 2011 6:51 pm
Forum: Investing - Help with Personal Investments
Topic: If you are 50 or older, what advise would you give a 40y old
Replies: 52
Views: 8729

If you are 50 or older, what advise would you give a 40y old

Jealousy of what others have will consume you. Be happy with your situation. The only thing that matters anyway is health and family and of course the Jets making it to the Superbowl.
by HotRod140
Tue Dec 15, 2009 7:02 pm
Forum: Personal Consumer Issues
Topic: Disgusted with Dell
Replies: 61
Views: 8853

Disgusted with Dell

Samething happened with me. I ordered a camera from them, they told me I qualified for next day shipping. low and behold, I get a email from them telling me my shippment would be delayed two weeks. I called to complain and I get India. I couldnt understand a word the guy said. I will never buy from ...
by HotRod140
Fri Dec 04, 2009 7:19 am
Forum: Personal Finance (Not Investing)
Topic: Looking at a new Subaru or?
Replies: 57
Views: 10604

Looking at a new Subaru or?

On my second Subaru. Great cars, like a tank in the snow. You never see one on the hook of a tow truck. Normal maint. and you can easly get 200k mile out of it. One little tibit, you can get a Subaru credit card and get subaru bucks. I use this to pay for all my scheduled up keep and parts. Even tir...
by HotRod140
Fri Sep 18, 2009 6:04 am
Forum: Personal Consumer Issues
Topic: Favorite Movie Quote You Use
Replies: 157
Views: 25054

Favorite Movie Quote You Use

"Now youse cant leave"

Sonny to motorcycle gang in A Bronx Tale
by HotRod140
Sat Aug 29, 2009 4:15 pm
Forum: Investing - Theory, News & General
Topic: Folio Investing
Replies: 0
Views: 609

Folio Investing

Hi Bogleheads

Has anyone tried this type of investment. It can be done with Index Funds, ETF's etc. I would like to hear your comments
by HotRod140
Tue Jun 09, 2009 1:18 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Star Fund
Replies: 5
Views: 2763

Vanguard Star Fund

Any opinions on this fund as an all in one investment for an IRA ? Is this a set it and forget it lazy type of investment.
by HotRod140
Mon Jun 01, 2009 6:15 am
Forum: Investing - Theory, News & General
Topic: Stable Income Fund
Replies: 3
Views: 1066

Stable Income Fund

Hi everyone In regards to the fixed income part of my retirement portfolio. My 457 account from previous city service offers a stable income fund. Right before the crash I put this money in this account (just luck). This fund has avg. a steady 5% every year for the past 10 yrs. my question is, for m...
by HotRod140
Sun May 31, 2009 2:47 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Total World
Replies: 8
Views: 3517

Vanguard Total World

One quick question. Would Vanguard Total World ETF (VT) satisfy anyone for the equity portion of thier total portfoilo. Would you have to add a small cap?
by HotRod140
Fri May 29, 2009 1:10 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Balanced
Replies: 13
Views: 2666

Vanguard Balanced

Hey Paul

What would you suggest?
by HotRod140
Fri May 29, 2009 12:29 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Balanced
Replies: 13
Views: 2666

Vanguard Balanced

Anyone have any opinions of the Vanguard Balanced Fund as a one in all core holding for a IRA. A time horizon of 10-12 yrs. How would it compare to the retirement funds. I should mention that I can purchase the admiral shares of either funds.
Thanks
by HotRod140
Fri May 15, 2009 5:57 am
Forum: Investing - Help with Personal Investments
Topic: Put everything in American Funds ?
Replies: 48
Views: 9154

Put everything in American Funds ?

RUN !!, do not Walk away from this so called adviser !! just do a little reading here and go about it yourself. Just a side question. Would this happen to be a Merrill Lynch adviser?
by HotRod140
Sat May 09, 2009 6:30 am
Forum: Investing - Theory, News & General
Topic: Vanguard Convertable Securities
Replies: 6
Views: 1384

Vanguard Convertable Securities

Anyone have any knowledge on this fund. Would this fund fit into a bond or stock portion of a portfolio. I admit I know nothing regarding this subject, just throwing it out there.

Thanks
by HotRod140
Wed Apr 22, 2009 6:10 am
Forum: Personal Finance (Not Investing)
Topic: IRA transfer nets me big IRS tax bill
Replies: 20
Views: 4193

IRA transfer nets me big IRS tax bill

I just went through the same exact problem. After Receiving the notice, I called the IRS, the woman on the phone could'nt have been more helpful. She explained what I needed to do, gave me her fax number and desk phone number. After Sending the required paperwork, she called me at home (one week lat...
by HotRod140
Thu Apr 02, 2009 8:09 pm
Forum: Investing - Help with Personal Investments
Topic: explanation in lifestyle portfolio
Replies: 6
Views: 1242

explanation in lifestyle portfolio

thanks for the help. I think I will stay away from these funds
by HotRod140
Thu Apr 02, 2009 7:49 pm
Forum: Investing - Help with Personal Investments
Topic: explanation in lifestyle portfolio
Replies: 6
Views: 1242

explanation in lifestyle portfolio

Hey Taylor can you explain what that part of the fund is? Thanks
by HotRod140
Thu Apr 02, 2009 7:32 pm
Forum: Investing - Help with Personal Investments
Topic: explanation in lifestyle portfolio
Replies: 6
Views: 1242

explanation in lifestyle portfolio

Can anyone explain the Vanguard Asset Allocation Fund Investor Shares part of the portfolio in these funds. I am looking at one of these funds for a possible all in one fund for all of my IRA money. thanks
by HotRod140
Thu Mar 26, 2009 3:13 pm
Forum: Investing - Help with Personal Investments
Topic: 403 B help RE: Templeton Funds
Replies: 1
Views: 877

403 B help RE: Templeton Funds

well we had a rep in our office today. small office 20 people. They are offering Franklin Templeton Fund family. "R" shares on all thier funds. which means no load. However all the funds have high expenses. Anyone know anything about this fund family. For some people (not me) this will be ...
by HotRod140
Tue Mar 24, 2009 5:32 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard lifestrategy funds
Replies: 10
Views: 2818

Vanguard lifestrategy funds

hey Joe

Do you have a link where vanguard suggests the two together. I would like to read about that.

thanks
by HotRod140
Mon Mar 23, 2009 6:21 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard lifestrategy funds
Replies: 10
Views: 2818

Vanguard lifestrategy funds

Thanks for the help. I still havent decided yet. I guess I cant go wrong with either. (diversity wise anyway)
by HotRod140
Sun Mar 22, 2009 6:38 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard lifestrategy funds
Replies: 10
Views: 2818

Vanguard lifestrategy funds

can anybody tell me the difference between these funds and the target retirement funds? are the lifestrategy funds good for a all in one diverse portfolio in a tax deferred account. Is it also recommended for a taxable account.time frame of at least 10 years. Thanks in advance.
by HotRod140
Sun Mar 15, 2009 7:13 am
Forum: Investing - Theory, News & General
Topic: where to park cash ?
Replies: 14
Views: 2279

where to park cash ?

Bozo, thanks for the help, Dave, I understand if I move out of regular savings I must accept some risk. Hopefully I wont need this cash for at least 10 yrs. Lets say aggressive conservative if that is a category
by HotRod140
Sat Mar 14, 2009 10:09 am
Forum: Investing - Theory, News & General
Topic: where to park cash ?
Replies: 14
Views: 2279

where to park cash ?

I just looked at my internet bank savings account, under 2 percent now. Where is everyone keeping their cash. This money is not needed to pay bills. would anyone suggest maybe a dividend fund or utility stock? I just want to earn a little more than the under two percent.
by HotRod140
Sat Feb 21, 2009 9:39 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA Help
Replies: 1
Views: 630

Roth IRA Help

I just got back from the tax guy, seems I am not eligable to contibute to my vanguard Roth IRA for 2008. Problem is I already did. Does anyone know my next step.
by HotRod140
Tue Feb 10, 2009 7:42 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Primecap Core
Replies: 13
Views: 4740

Vanguard Primecap Core

Hey D

Thanks for the good wishes. I admit I am a novice with limited knowledge when it comes to bonds. I assume I am probably better off with total bond and some tips?
by HotRod140
Tue Feb 10, 2009 6:44 am
Forum: Investing - Theory, News & General
Topic: Vanguard Primecap Core
Replies: 13
Views: 4740

Vanguard Primecap Core

Hey Burge

I was looking at doing something like you said. what do you think DA?
by HotRod140
Mon Feb 09, 2009 6:41 am
Forum: Investing - Theory, News & General
Topic: Vanguard Primecap Core
Replies: 13
Views: 4740

Vanguard Primecap Core

Anyone have a opinion or even hold this fund in their account. I kind of like this fund as part of my total investment package
by HotRod140
Wed Jan 14, 2009 7:24 pm
Forum: Investing - Help with Personal Investments
Topic: 403B Help
Replies: 4
Views: 1070

403B Help

its a small non profit office (20 employees) I tried to tell people but no on seems to care. I will just stay away before I will pay outrageous fees. Thanks for responding
by HotRod140
Tue Jan 13, 2009 8:17 pm
Forum: Investing - Help with Personal Investments
Topic: 403B Help
Replies: 4
Views: 1070

403B Help

Yes thats the only choices, I told them about vanguard, but they didnt listen. I cant believe how high the fees are. I am gonna stay away, nobody is making money but the fund administrators
by HotRod140
Tue Jan 13, 2009 6:47 pm
Forum: Investing - Help with Personal Investments
Topic: 403B Help
Replies: 4
Views: 1070

403B Help

Hey guys
My new job is offering a 403B. It is with the Principal Financial Group. I was looking at their funds. Ugg!! and high expenses. Anyone know anything about them?. I am thinking of not getting involved
by HotRod140
Mon Jan 12, 2009 6:44 am
Forum: Investing - Help with Personal Investments
Topic: how to buy corporate bonds?
Replies: 9
Views: 1603

how to buy corporate bonds?

Thanks Larry I hear you, it wont happen
by HotRod140
Sun Jan 11, 2009 7:13 pm
Forum: Investing - Help with Personal Investments
Topic: how to buy corporate bonds?
Replies: 9
Views: 1603

how to buy corporate bonds?

Does anyone know how to buy individual corporate bonds ?
by HotRod140
Fri Jan 09, 2009 8:31 pm
Forum: Investing - Theory, News & General
Topic: Wellington and Wellesley Income
Replies: 24
Views: 8703

Wellington and Wellesley Income

YDNAL I kinda like your idea. I'm gonna research it. Everyone thanks for all the great advice. I look forward to more answers to this question
by HotRod140
Thu Jan 08, 2009 8:24 pm
Forum: Investing - Theory, News & General
Topic: Wellington and Wellesley Income
Replies: 24
Views: 8703

Wellington and Wellesley Income

would you keep one and pair it with another fund or two. or just go all in one one. p.s I see your a saints fan, I am a Jets fan. I feel your pain
by HotRod140
Thu Jan 08, 2009 8:09 pm
Forum: Investing - Theory, News & General
Topic: Wellington and Wellesley Income
Replies: 24
Views: 8703

Wellington and Wellesley Income

I'm sure this topic probably has been covered, but what the heck. With respect to an IRA, has anyone just held these two funds in a 50/50 split , with no other holdings? Is it a good idea? Thanks
by HotRod140
Thu Dec 04, 2008 6:22 pm
Forum: Investing - Theory, News & General
Topic: Recommended savings accounts?
Replies: 35
Views: 6412

Recommended savings accounts?

I use costco/capital one best rate and you get $60 if your a executive costco member
by HotRod140
Sat Aug 23, 2008 7:23 am
Forum: Investing - Help with Personal Investments
Topic: A.A. portfolio question
Replies: 18
Views: 3131

A.A. portfolio question

Thanks grok, I am gonna study your suggestion
by HotRod140
Fri Aug 22, 2008 8:14 pm
Forum: Investing - Help with Personal Investments
Topic: A.A. portfolio question
Replies: 18
Views: 3131

A.A. portfolio question

thanks Piper, you are one person I hope would respond
by HotRod140
Fri Aug 22, 2008 7:10 pm
Forum: Investing - Help with Personal Investments
Topic: A.A. portfolio question
Replies: 18
Views: 3131

A.A. portfolio question

Any feedback on this ETF portfolio for a tax deferred account with a time horizon of 12-15 yrs. Is this a solid asset allocation ? No other accounts Vanguard total stock market (VTI) 30% Vanguard Reit Index (VNQ) 10% Vanguard FTSE all world (VEU) 20% Vanguard Total Bond (BND) 30% I Shares Lehman Tip...
by HotRod140
Wed Aug 20, 2008 7:29 pm
Forum: Investing - Theory, News & General
Topic: Harbor Bond Inst(HABDX) vs Vanguard Intermed Bond (VBIIX)
Replies: 3
Views: 1892

Harbor Bond Inst(HABDX) vs Vanguard Intermed Bond (VBIIX)

Is it fair to compare these two funds, Any opionions between the two?
by HotRod140
Sat Aug 09, 2008 7:39 pm
Forum: Investing - Theory, News & General
Topic: popular lazy porfolio returns
Replies: 2
Views: 1612

popular lazy porfolio returns

Hey Bogleheads, does anyone know where I can find the most up to date avg returns of the more popular vanguard lazy portfolio's. ie: Coffeehouse, margarita, etc. I would like to include the first half of 2008 if possible
by HotRod140
Mon Aug 04, 2008 9:24 am
Forum: Investing - Help with Personal Investments
Topic: Transferring Investments to Vanguard
Replies: 6
Views: 1618

Transferring Investments to Vanguard

Sorry, I should clarify, the one percent charge is from American Funds if I do not hold the fund for one year
by HotRod140
Sun Aug 03, 2008 4:55 pm
Forum: Investing - Help with Personal Investments
Topic: Transferring Investments to Vanguard
Replies: 6
Views: 1618

Transferring Investments to Vanguard

I am in the process of doing the exact same thing. Merrill to Vanguard. I had to give vanguard the list of my current funds. (mostly american funds) They then tell you if you can transfer the funds with no problems. Luckly I can do it. I am not down too much so I am going to stay with these funds in...
by HotRod140
Wed Jul 23, 2008 1:36 pm
Forum: Investing - Theory, News & General
Topic: Reinvest dividends?
Replies: 18
Views: 3947

Reinvest dividends?

Hey Bogleheads, I know this subject probally has be discussed so bear with me. In a taxable account, it is advisable to re invest dividends on my vanguard index funds
by HotRod140
Mon Jul 21, 2008 7:18 am
Forum: Investing - Theory, News & General
Topic: FundAdvise.com
Replies: 5
Views: 1983

fund advise

Thanks Gordon, thats what I'm gonna do. Ill create a paper fund and look at it
by HotRod140
Sun Jul 20, 2008 7:05 pm
Forum: Investing - Theory, News & General
Topic: FundAdvise.com
Replies: 5
Views: 1983

FundAdvise.com

If I include my taxable money, should I assume to use this portion for equities and IRA money for bond portion?
by HotRod140
Sun Jul 20, 2008 7:03 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Target Funds
Replies: 6
Views: 1747

Vanguard Target Funds

Thanks to all for your suggestions
by HotRod140
Sun Jul 20, 2008 11:25 am
Forum: Investing - Theory, News & General
Topic: FundAdvise.com
Replies: 5
Views: 1983

FundAdvise.com

Any Bogleheads Follow this type of lazy portfolio for a IRA. I have a 17 year time horizon. VANGUARD BALANCED ($50,000 minimum) 6% Vanguard 500 Index (VFINX) LCB 6% Vanguard Value Index (VIVAX) LCV 6% Vanguard Small Cap Index (NAESX) SCB 6% Vanguard Small Cap Value Index (VISVX) SCV 6% Vanguard REIT...
by HotRod140
Sun Jul 20, 2008 10:57 am
Forum: Investing - Theory, News & General
Topic: Vanguard Target Funds
Replies: 6
Views: 1747

Vanguard Target Funds

Anyone have any opionions on these funds. Are these good vehicles to put all your IRA money into
by HotRod140
Wed Jul 16, 2008 5:34 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Coffee House portfolio for taxable account
Replies: 3
Views: 1774

Vanguard Coffee House portfolio for taxable account

since I am told to keep bonds in tax advantaged investments, does anyone have a good vanguard coffee house type portfolio for a taxable account. Etf's or mutuals are acceptable