Search found 99 matches

by HotRod140
Thu Jul 30, 2020 2:12 pm
Forum: Personal Consumer Issues
Topic: Toyota RAV4 Gas vs Hybrid?
Replies: 64
Views: 3280

Re: Toyota RAV4 Gas vs Hybrid?

I bought the 2017 hybrid end of year model with 3,000 dollar rebate. Great car, no problems at all. Looking at Hybrid Highlander. Can I ask if anyone has that particular vehicle?
by HotRod140
Thu Mar 26, 2020 5:55 pm
Forum: Personal Investments
Topic: Vanguard PAS
Replies: 8
Views: 470

Re: Vanguard PAS

I’ll tell you what, Dominic, I couldn’t have said it better. You summed it up, perfectly
by HotRod140
Thu Mar 26, 2020 4:27 pm
Forum: Personal Investments
Topic: Vanguard PAS
Replies: 8
Views: 470

Re: Vanguard PAS

It did work, no doubt in my mind, I would have sold everything on Monday
by HotRod140
Thu Mar 26, 2020 4:05 pm
Forum: Personal Investments
Topic: Vanguard PAS
Replies: 8
Views: 470

Vanguard PAS

I know alot of you guys and gals have different opinions on this service. I just want to sing their praises. When I started in this service a year and a half ago, I expressed my risk tolerance as very conservative. After several video calls , my advisor designed a all index portfolio which allowed m...
by HotRod140
Sun Feb 16, 2020 8:59 am
Forum: Personal Consumer Issues
Topic: Carhartt or Tough Duck jackets
Replies: 19
Views: 1696

Re: Carhartt or Tough Duck jackets

Thanks for all the advice. Went with the Carhartt j130, Sierra Trading Post has them as seconds for 60 bucks. What the heck, live a little.
by HotRod140
Sat Feb 15, 2020 8:48 pm
Forum: Personal Consumer Issues
Topic: Carhartt or Tough Duck jackets
Replies: 19
Views: 1696

Re: Carhartt or Tough Duck jackets

Actually yes, I use a UA base layer. It definitely helps. I only use the old school thermals to sleep in
by HotRod140
Sat Feb 15, 2020 8:39 pm
Forum: Personal Consumer Issues
Topic: Carhartt or Tough Duck jackets
Replies: 19
Views: 1696

Carhartt or Tough Duck jackets

Now that I hit the big six oh, I cannot seem to get warm. I have heard some good things about these two jackets. Anyone have any experiences with these companies. Just want to stay warm while doing some outside chores. Thanks for any suggestions
by HotRod140
Thu Feb 06, 2020 7:04 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27794

Re: What is the best concert you ever witnessed?

Bruce Springsteen and E street Band. New Years Eve 1980, Nassau Coliseum, famous bootleg. 4.5 hours I've heard that recording and agree that show is a classic. For me, it was Bruce Springsteen and the E Street Band, River Tour, Halloween 1980, Los Angeles Sports Arena. They played for over 3 hours....
by HotRod140
Thu Feb 06, 2020 7:03 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27794

Re: What is the best concert you ever witnessed?

Bruce Springsteen and E street Band. New Years Eve 1980, Nassau Coliseum, famous bootleg. 4.5 hours I've heard that recording and agree that show is a classic. For me, it was Bruce Springsteen and the E Street Band, River Tour, Halloween 1980, Los Angeles Sports Arena. They played for over 3 hours....
by HotRod140
Thu Feb 06, 2020 5:45 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27794

Re: What is the best concert you ever witnessed?

Bruce Springsteen and E street Band. New Years Eve 1980, Nassau Coliseum, famous bootleg. 4.5 hours
by HotRod140
Sun Feb 02, 2020 6:38 pm
Forum: Personal Consumer Issues
Topic: Books that changed your life
Replies: 200
Views: 16155

Books that changed your life

Hi All

Saw this on another forum. Anyone recommend a book that changed their life. It doesn't have to be a finance book
by HotRod140
Sat Feb 01, 2020 4:00 pm
Forum: Personal Consumer Issues
Topic: Honda Ridgeline
Replies: 17
Views: 2464

Re: Honda Ridgeline

Thanks for all the great advice. I knew you guys would come through
by HotRod140
Sat Feb 01, 2020 5:11 am
Forum: Personal Consumer Issues
Topic: Honda Ridgeline
Replies: 17
Views: 2464

Honda Ridgeline

Hi All, I am starting to research on the purchase of a Honda Ridgeline to replace my 13 yr old Pilot. Looks like the are built on the same platform. I know there are hundreds of review sites, was just wondering if anyone here has any personal experience with this truck. No towing situation, just hou...
by HotRod140
Sun Dec 29, 2019 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 371
Views: 56897

Re: Low-earners- What is your profession?

Babysitter to Grandkids, $0.00 per hour, plus time and a half for overtime. Best profession in the world
by HotRod140
Mon Dec 23, 2019 5:16 pm
Forum: Personal Investments
Topic: Do I need to invest in bonds if I have a pension?
Replies: 48
Views: 4252

Re: Do I need to invest in bonds if I have a pension?

I have a pension, been collecting for 12 years. Right or wrong, I treat it as a paycheck. I dont factor it in my investment allocation. In other words, my allocation is based on my risk tolerance. Not sure if anyone else here, does it like me
by HotRod140
Sun Dec 15, 2019 6:27 am
Forum: Personal Consumer Issues
Topic: Irish Setter Boots
Replies: 9
Views: 940

Re: Irish Setter Boots

Thanks for the info I just found a Red Wing store, not too far from me. Thats what I am going to do. At this point in my life, i am starting to become a pay for quality person
by HotRod140
Sat Dec 14, 2019 8:55 pm
Forum: Personal Investments
Topic: Pick a stock
Replies: 93
Views: 5114

Re: Pick a stock

I would need a lifetime to get my money back, I had it at 40$ a share, ha ha
by HotRod140
Sat Dec 14, 2019 8:07 pm
Forum: Personal Investments
Topic: Pick a stock
Replies: 93
Views: 5114

Re: Pick a stock

JDS Uniphase and Nokia..I learned my lesson.
by HotRod140
Sat Dec 14, 2019 7:44 pm
Forum: Personal Consumer Issues
Topic: Irish Setter Boots
Replies: 9
Views: 940

Re: Irish Setter Boots

Thanks for the heads up. Just want a comfortable walking around boot. I am tired of buying crappy boots and have sore feet. I didn't think of Sierra Trading Post. I bought 2 Carhartt jackets there, with no problems. Of course , didn't have my size
by HotRod140
Sat Dec 14, 2019 7:40 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new or used Toyota Camry?
Replies: 83
Views: 4427

Re: Should I buy a new or used Toyota Camry?

If your a buy and hold car person, with a Toyota, buy new and enjoy the next ten years knowing you were the only person who sat behind the wheel of that car
by HotRod140
Sat Dec 14, 2019 7:36 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 633
Views: 90827

Re: Flaunt Your High-Mileage Car

2008 Honda Pilot, EX, bought 5 yrs ago, 60,000 miles, now 115,000mi Timing Belt and water pump, spark plugs@100,000 mi Alternator, battery @105,000 mi New struts@110,000 Just normal maintenance otherwise, tires, brakes, oil, tranny, differential fluid Great vehicle, I hope to get at least another 10...
by HotRod140
Sat Dec 14, 2019 7:01 pm
Forum: Personal Consumer Issues
Topic: Irish Setter Boots
Replies: 9
Views: 940

Irish Setter Boots

Hi, anyone have an opinion on Irish Setter Wingshooter Boots. I know they are part of the Red Wing shoe company. I am looking for a comfortable pair of everyday boots. I was told by a friend that these are a nice pair of boots. Maybe someone has any experience with this boot. Thanks
by HotRod140
Sun Aug 25, 2019 1:39 pm
Forum: Personal Investments
Topic: Help
Replies: 12
Views: 1893

Re: Help

Thank you, Homestretch, for your good wishes. I have actually started with what you suggested. Cruise to Bermuda for 14 next year.
by HotRod140
Sun Aug 25, 2019 12:32 pm
Forum: Personal Investments
Topic: Help
Replies: 12
Views: 1893

Re: Help

Thats a great idea, I am all about the kids, thanks
by HotRod140
Sun Aug 25, 2019 12:24 pm
Forum: Personal Investments
Topic: Help
Replies: 12
Views: 1893

Re: Help

Thanks for the responses, my health insurance is fully covered in my pension until Medicare. My current monthly expenses are approximately 2000 dollars. If i sold my taxable position(total stock index), my capital gains would only amount to 10,000 dollars.
by HotRod140
Sun Aug 25, 2019 11:39 am
Forum: Personal Investments
Topic: Help
Replies: 12
Views: 1893

Help

Hi All, I am very much a lurker as opposed to a poster. I am seeking some advice or opinions. I am almost 60, retired in New York with a $80,000 a year pension. My wife will work for two more years and earns a salary of Approximately 65,000. We have a paid off condo And have zero debt of any kind. R...
by HotRod140
Mon Jun 10, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: Travel Advice driving through NYC to Long Island
Replies: 19
Views: 1723

Re: Travel Advice driving through NYC to Long Island

This is one subject I can answer. If possible try to time it so you cross the GWB at either 4am or 11am. The route is correct, but be aware after you leave the bridge, you will come to the Hell known as the Cross Bronx Expressway. Be prepared for a 5 mile journey to the Throgs Neck Bridge that will ...
by HotRod140
Wed Feb 06, 2019 7:36 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Vs. 2019 Rav 4
Replies: 58
Views: 9970

Re: 2019 Subaru Forester Vs. 2019 Rav 4

I have owned 2 Rav4 and 2 Subaru’s. Never had one issue with the Rav. Both Subby’s had Catalytic Convertor failures, Head Gasket issues. Surfice to say...Toyota all the way
by HotRod140
Wed Feb 06, 2019 5:21 pm
Forum: Personal Consumer Issues
Topic: Carvana
Replies: 42
Views: 4899

Re: Carvana

The whole process looks very easy. I no longer have the paitence or desire to engage with a salesman. Alot of the vehicles that I was looking at also had free shipping. They may have hit on something with this angle
by HotRod140
Wed Feb 06, 2019 4:53 pm
Forum: Personal Consumer Issues
Topic: Carvana
Replies: 42
Views: 4899

Re: Carvana

Your going to need a crap load of quarters to do it that way
by HotRod140
Wed Feb 06, 2019 2:07 pm
Forum: Personal Consumer Issues
Topic: Carvana
Replies: 42
Views: 4899

Re: Carvana

Yep, just saw that spell mistake. My first post in years and I screwed up. Can never put one past a Boglehead, ha ha
by HotRod140
Wed Feb 06, 2019 1:56 pm
Forum: Personal Consumer Issues
Topic: Need a vehicle, need advice
Replies: 11
Views: 903

Re: Need a vehicle, need advice

I own an 11 yr Old Honda Pilot. Never has ever failed me. Wife owns Hybrid Rav4, another winner. Can’t go wrong with either
by HotRod140
Wed Feb 06, 2019 1:53 pm
Forum: Personal Consumer Issues
Topic: Carvana
Replies: 42
Views: 4899

Re: Carvana

Thanks for the quick response. Good to hear, I may try them out
by HotRod140
Wed Feb 06, 2019 1:47 pm
Forum: Personal Consumer Issues
Topic: Carvana
Replies: 42
Views: 4899

Carvana

Hey Friends, anyone use this service to buy a used car. If so, has was your experience?
by HotRod140
Sun Jan 09, 2011 6:51 pm
Forum: Personal Investments
Topic: If you are 50 or older, what advise would you give a 40y old
Replies: 52
Views: 9076

If you are 50 or older, what advise would you give a 40y old

Jealousy of what others have will consume you. Be happy with your situation. The only thing that matters anyway is health and family and of course the Jets making it to the Superbowl.
by HotRod140
Tue Dec 15, 2009 7:02 pm
Forum: Personal Consumer Issues
Topic: Disgusted with Dell
Replies: 61
Views: 9174

Disgusted with Dell

Samething happened with me. I ordered a camera from them, they told me I qualified for next day shipping. low and behold, I get a email from them telling me my shippment would be delayed two weeks. I called to complain and I get India. I couldnt understand a word the guy said. I will never buy from ...
by HotRod140
Fri Dec 04, 2009 7:19 am
Forum: Personal Finance (Not Investing)
Topic: Looking at a new Subaru or?
Replies: 57
Views: 11180

Looking at a new Subaru or?

On my second Subaru. Great cars, like a tank in the snow. You never see one on the hook of a tow truck. Normal maint. and you can easly get 200k mile out of it. One little tibit, you can get a Subaru credit card and get subaru bucks. I use this to pay for all my scheduled up keep and parts. Even tir...
by HotRod140
Fri Sep 18, 2009 6:04 am
Forum: Personal Consumer Issues
Topic: Favorite Movie Quote You Use
Replies: 157
Views: 26104

Favorite Movie Quote You Use

"Now youse cant leave"

Sonny to motorcycle gang in A Bronx Tale
by HotRod140
Sat Aug 29, 2009 4:15 pm
Forum: Investing - Theory, News & General
Topic: Folio Investing
Replies: 0
Views: 676

Folio Investing

Hi Bogleheads

Has anyone tried this type of investment. It can be done with Index Funds, ETF's etc. I would like to hear your comments
by HotRod140
Tue Jun 09, 2009 1:18 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Star Fund
Replies: 5
Views: 2887

Vanguard Star Fund

Any opinions on this fund as an all in one investment for an IRA ? Is this a set it and forget it lazy type of investment.
by HotRod140
Mon Jun 01, 2009 6:15 am
Forum: Investing - Theory, News & General
Topic: Stable Income Fund
Replies: 3
Views: 1126

Stable Income Fund

Hi everyone In regards to the fixed income part of my retirement portfolio. My 457 account from previous city service offers a stable income fund. Right before the crash I put this money in this account (just luck). This fund has avg. a steady 5% every year for the past 10 yrs. my question is, for m...
by HotRod140
Sun May 31, 2009 2:47 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Total World
Replies: 8
Views: 3626

Vanguard Total World

One quick question. Would Vanguard Total World ETF (VT) satisfy anyone for the equity portion of thier total portfoilo. Would you have to add a small cap?
by HotRod140
Fri May 29, 2009 1:10 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Balanced
Replies: 13
Views: 2809

Vanguard Balanced

Hey Paul

What would you suggest?
by HotRod140
Fri May 29, 2009 12:29 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Balanced
Replies: 13
Views: 2809

Vanguard Balanced

Anyone have any opinions of the Vanguard Balanced Fund as a one in all core holding for a IRA. A time horizon of 10-12 yrs. How would it compare to the retirement funds. I should mention that I can purchase the admiral shares of either funds.
Thanks
by HotRod140
Fri May 15, 2009 5:57 am
Forum: Personal Investments
Topic: Put everything in American Funds ?
Replies: 48
Views: 9689

Put everything in American Funds ?

RUN !!, do not Walk away from this so called adviser !! just do a little reading here and go about it yourself. Just a side question. Would this happen to be a Merrill Lynch adviser?
by HotRod140
Sat May 09, 2009 6:30 am
Forum: Investing - Theory, News & General
Topic: Vanguard Convertable Securities
Replies: 6
Views: 1561

Vanguard Convertable Securities

Anyone have any knowledge on this fund. Would this fund fit into a bond or stock portion of a portfolio. I admit I know nothing regarding this subject, just throwing it out there.

Thanks
by HotRod140
Wed Apr 22, 2009 6:10 am
Forum: Personal Finance (Not Investing)
Topic: IRA transfer nets me big IRS tax bill
Replies: 20
Views: 4322

IRA transfer nets me big IRS tax bill

I just went through the same exact problem. After Receiving the notice, I called the IRS, the woman on the phone could'nt have been more helpful. She explained what I needed to do, gave me her fax number and desk phone number. After Sending the required paperwork, she called me at home (one week lat...
by HotRod140
Thu Apr 02, 2009 8:09 pm
Forum: Personal Investments
Topic: explanation in lifestyle portfolio
Replies: 6
Views: 1341

explanation in lifestyle portfolio

thanks for the help. I think I will stay away from these funds
by HotRod140
Thu Apr 02, 2009 7:49 pm
Forum: Personal Investments
Topic: explanation in lifestyle portfolio
Replies: 6
Views: 1341

explanation in lifestyle portfolio

Hey Taylor can you explain what that part of the fund is? Thanks