Search found 3540 matches

by sawhorse
Fri May 15, 2020 7:43 pm
Forum: Personal Consumer Issues
Topic: How to look for a good Primary Care Physician (PCP), and no price transparency...
Replies: 35
Views: 2128

Re: How to look for a good Primary Care Physician (PCP), and no price transparency...

How much training do physicians in Internal Medicine and Family Medicine get in psychiatry and dermatology? Those two specialities tend to have major waiting lists, so people may have to rely on their primary care physician to handle those problems. Not enough. I would advise just waiting for the r...
by sawhorse
Fri May 15, 2020 3:08 pm
Forum: Personal Consumer Issues
Topic: How to look for a good Primary Care Physician (PCP), and no price transparency...
Replies: 35
Views: 2128

Re: How to look for a good Primary Care Physician (PCP), and no price transparency...

You will want a person board certified in either Internal Medicine or Family Medicine. The difference in training is the latter have to learn pediatrics/obstetrics/adult internal medicine in a 3 year residency while the former learn just adult internal medicine. Both can be great. I personally see ...
by sawhorse
Tue May 12, 2020 10:13 pm
Forum: Personal Consumer Issues
Topic: How to visit all the US national parks
Replies: 19
Views: 2162

Re: How to visit all the US national parks

radiowave wrote:
Tue May 12, 2020 11:28 am
Rocky Mountain Natnl Park is exceptional in the winter time. I've snow shoe'd there in a blizzard in Dec and the park was nearly empty.
The disadvantage of visiting in the winter is that Trail Ridge Road is closed.
by sawhorse
Mon May 11, 2020 10:25 pm
Forum: Personal Consumer Issues
Topic: How to visit all the US national parks
Replies: 19
Views: 2162

Re: How to visit all the US national parks

Over the course of many years! Long road trips are the way to do it for anything in the continental US. Some of the Alaska ones are tricky or impossible to get to by car. Buy an annual pass or, if you're a senior, buy a lifetime senior pass. Consider how much time you want to spend at the parks. Mos...
by sawhorse
Sat May 09, 2020 2:44 pm
Forum: Personal Consumer Issues
Topic: IE, Chrome or Firefox, that is the question.
Replies: 53
Views: 3119

Re: IE, Chrome or Firefox, that is the question.

Firefox. It's extremely customizable with all the extension options.
by sawhorse
Mon May 04, 2020 4:35 pm
Forum: Personal Consumer Issues
Topic: Toilet lid suddenly popped up?
Replies: 30
Views: 3623

Re: Toilet lid suddenly popped up?

livesoft wrote:
Mon May 04, 2020 10:40 am
Ah, not the toilet seat lid, but the toilet tank lid. So a rat, alligator, or snake didn't come up the sewer?
That was my first thought, a rat or snake. I really hope not, but it can happen.
by sawhorse
Thu Apr 23, 2020 4:28 am
Forum: Personal Consumer Issues
Topic: How are you doing laundry?
Replies: 15
Views: 1808

Re: How are you doing laundry?

Thanks for all the responses. For those that hand wash, what do you use for detergent, and how much?
by sawhorse
Wed Apr 22, 2020 10:38 pm
Forum: Personal Consumer Issues
Topic: Letting Dog out everyday for lunch... the roundtrip drive is killing me.. ideas?
Replies: 162
Views: 13808

Re: Letting Dog out everyday for lunch... the roundtrip drive is killing me.. ideas?

Since I've been fortunate enough to WFH for the past 2 months, the issue has resolved itself for now. :mrgreen: Yay! Doggy must be super happy about that. :happy This dog was so happy about his humans being home all the time that he sprained his tail from wagging it too much. :D https://people.com/...
by sawhorse
Wed Apr 22, 2020 5:15 pm
Forum: Personal Investments
Topic: TIAA Allocation advice wanted
Replies: 30
Views: 1380

Re: TIAA Allocation advice wanted

I didn't look up the symbols and only know that expense ratios on even the same funds at TIAA are all over the map depending on the institution contract. This is very true. TIAA CREF plans vary hugely in their expenses and options. What R level is your employer? What version of TIAA Traditional doe...
by sawhorse
Wed Apr 22, 2020 11:54 am
Forum: Personal Consumer Issues
Topic: How are you doing laundry?
Replies: 15
Views: 1808

How are you doing laundry?

For people without laundry in their residence, how are you doing laundry? The public laundry is still open, but we're not sure if it's safe to use it. I really don't want to have to handwash everything though, and I don't know where to hang things to dry in the apartment.
by sawhorse
Wed Apr 22, 2020 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Parents want me to pay off their mortgage in exchange for title
Replies: 102
Views: 9438

Re: Parents want me to pay off their mortgage in exchange for title

I have no opinion, but one thing that crossed my mind is what happens down the road if you want to or need to sell the house while they are still alive. Have you discussed that?
by sawhorse
Mon Apr 20, 2020 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: Laid off!!
Replies: 71
Views: 10394

Re: Laid off!!

As the suits say, never let a good crisis go to waste. A lot of employers are considering drastic layoffs and right sizing their organization under the pretense and cover of corona virus, including companies that have been poorly run for years especially larger retailers that they think now is a go...
by sawhorse
Mon Apr 20, 2020 10:00 am
Forum: Personal Finance (Not Investing)
Topic: Advice - Anesthesiologist threatening collections
Replies: 59
Views: 6025

Re: Advice - Anesthesiologist threatening collections

I second and third folks above who say that the selection of the anesthesiologist is out of the patients control. My husband has had numerous elective orthopedic and non-elective cancer surgeries. He was covered under my health insurance provided by my health system employer. I was sure to verify i...
by sawhorse
Sun Apr 19, 2020 10:21 am
Forum: Personal Consumer Issues
Topic: Alternatives to Adobe Acrobat
Replies: 13
Views: 783

Re: Alternatives to Adobe Acrobat

Here's a link that may be helpful. If you have Windows, it seems like PDF Architect has what you're looking for at an affordable price.

https://www.madestuffeasy.com/adobe-acr ... ternative/
by sawhorse
Fri Apr 17, 2020 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: How many paid for kids' college?
Replies: 282
Views: 14204

Re: How many paid for kids' college?

FWIW, my merit scholarship (to a top-20 school) was academic, partial scholarships are not a thing for D1 money sports (football and basketball). My mom didn't like it, but she was a medical assistant raising 5 children on her own (then she got married and took on 2 younger children). If you look a...
by sawhorse
Fri Apr 17, 2020 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: How many paid for kids' college?
Replies: 282
Views: 14204

Re: How many paid for kids' college?

FWIW, my merit scholarship (to a top-20 school) was academic, partial scholarships are not a thing for D1 money sports (football and basketball). My mom didn't like it, but she was a medical assistant raising 5 children on her own (then she got married and took on 2 younger children). If you look a...
by sawhorse
Wed Apr 15, 2020 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Advice - Anesthesiologist threatening collections
Replies: 59
Views: 6025

Re: Advice - Anesthesiologist threatening collections

reimann wrote:
Wed Apr 15, 2020 11:42 am
Lol as a doctor who performed a lot of scope procedures Medicare was paying me $199.

Reimann
Which goes to show how ridiculous $4500 is.
by sawhorse
Wed Apr 15, 2020 9:16 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

I did not think of Walmart. I ordered a few from Etsy.com - supposedly from a sewer in the U.K. It has shipped but still no sign of it. On Amazon a bandana has been delayed by about 3 weeks. Ones similar to the one from Walmart are less expensive but the official arrival date is mid May to June. I ...
by sawhorse
Tue Apr 14, 2020 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: How many paid for kids' college?
Replies: 282
Views: 14204

Re: How many paid for kids' college?

Parents didn't contribute a penny to the education of myself or my wife. I think this is one of those topics which makes it clear that Bogleheads is not representative of the general public (or maybe my upbringing is not representative?), most people I know in the real world put themselves through ...
by sawhorse
Tue Apr 14, 2020 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: How many paid for kids' college?
Replies: 282
Views: 14204

Re: How many paid for kids' college?

I'm surprised that no one has mentioned that college financial aid packages assume that parents are willing to pay to the extent the college deems they can. If you are high income and refuse to pay, it makes things very difficult for your child. I have often seen cases where the one of the parents ...
by sawhorse
Tue Apr 14, 2020 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: How many paid for kids' college?
Replies: 282
Views: 14204

Re: How many paid for kids' college?

So, even if your kid is perfect in every way, there is still a “lottery” aspect to it. I read once that Stanford turns away more kids with perfect SAT scores than they have spots for. Not actually a humble brag, but you can accuse me of it if you choose: My son took the SAT and he got one math ques...
by sawhorse
Tue Apr 14, 2020 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: How many paid for kids' college?
Replies: 282
Views: 14204

Re: How many paid for kids' college?

I'm surprised that no one has mentioned that college financial aid packages assume that parents are willing to pay to the extent the college deems they can. If you are high income and refuse to pay, it makes things very difficult for your child.
by sawhorse
Mon Apr 13, 2020 12:48 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

I bought a box of them several years ago in preparation for just such an event as this. I think I paid $6-7 for a box of 20 made by 3M. Somewhere on bogleheads someone said that masks degrade over time, about three years. It seems that the primary concern is that the straps degrade to the point tha...
by sawhorse
Sun Apr 12, 2020 9:36 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

I did not think of Walmart. I ordered a few from Etsy.com - supposedly from a sewer in the U.K. It has shipped but still no sign of it. On Amazon a bandana has been delayed by about 3 weeks. Ones similar to the one from Walmart are less expensive but the official arrival date is mid May to June. I ...
by sawhorse
Sun Apr 12, 2020 8:32 am
Forum: Personal Finance (Not Investing)
Topic: How to Minimize Your Emergency Care Expenses
Replies: 390
Views: 178012

Re: How to Minimize Your Emergency Care Expenses

I posted about this in one of the coronavirus thread. Few weeks ago young adult DDs friend has all CV symptoms for days. Spending almost all the time in bed. Coughing ect. Finally they get thermometer and has 102 fever. It is Sunday we try calling around urgent care places and none would test for C...
by sawhorse
Sat Mar 14, 2020 12:47 am
Forum: Personal Finance (Not Investing)
Topic: Tips on working from home
Replies: 11
Views: 991

Tips on working from home

There's a chance that my husband's company will tell employees to work from home. One of his co-workers was at an event with someone who tested positive for coronavirus. They'll still have to meet deadlines and participate in conference calls. Can anyone who has successfully worked from home provide...
by sawhorse
Wed Mar 11, 2020 9:06 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

at what point are you going to stop going to restaurants? or getting take-out? Has anyone already started that trend? I really, really want Chinese food tonight. I think I'll get it. To hell with it :) I haven't considered that yet, but my feelings wouldn't be hurt at all if the "mandatory" gender ...
by sawhorse
Wed Mar 11, 2020 4:00 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

at what point are you going to stop going to restaurants? or getting take-out? Has anyone already started that trend? I really, really want Chinese food tonight. I think I'll get it. To hell with it :) Timely article: restaurants in Seattle are a ghost town: https://www.cnn.com/2020/03/10/us/seattl...
by sawhorse
Mon Mar 09, 2020 2:32 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

Here are instructions on how to make your own hand sanitizer. It's very easy and cheap. The oils in the recipe are optional.

Don't get price gouged!

https://grow.acorns.com/how-to-make-you ... sanitizer/
by sawhorse
Fri Mar 06, 2020 9:28 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

are you guys just sitting around waiting for it to hit? I mean, do you have an estimate in your head on when it may get "bad" in your area? Few cases here in the Bay Area, CA but my gut feeling is the worst will hit 4-6 weeks from now. If it's not bad by then then it probably won't be. But I am not...
by sawhorse
Wed Mar 04, 2020 9:48 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

Folks, https://www.aljazeera.com/ajimpact/india-curbs-drug-exports-fears-coronavirus-shortages-mount-200303203449028.html <<India, the world's main supplier of generic drugs, has restricted the export of 26 pharmaceutical ingredients and the medicines made from them, including Paracetamol - a commo...
by sawhorse
Wed Mar 04, 2020 6:18 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24263

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

You are not overreacting. I live in Seattle; right now we have 10 deaths attributed to coronavirus and many more infected than the figures show. Until a few days ago it was very hard to get tested, and even now is limited by testing capability. Trevor Bedford, the scientist who discovered the first...
by sawhorse
Wed Mar 04, 2020 12:05 am
Forum: Personal Consumer Issues
Topic: How Do you Exercise Indoors?
Replies: 127
Views: 9922

Re: How Do you Exercise Indoors?

I use youtube for some great 70s music and dance for at least an hour. It's low impact, aerobic, and fun. I started to do this in 2019 after temps dropped and felt and it became too cold to continue walking every day. If this video doesn't get you in the mood for exercise, nothing can. https://yout...
by sawhorse
Tue Mar 03, 2020 11:56 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

I'll put my trust in the CDC, WHO, and medical experts who specialize in infectious diseases. I'd much rather be over-prepared than underprepared. The CDC has been amazingly stupid, restricting tests to a very small number of people, so the coronavirus can spread widely undetected. Everything I hea...
by sawhorse
Tue Mar 03, 2020 4:37 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

I wasn't doing anything about the virus, but I'm considering buying some extra soap and cleaning supplies. Not because I'm worried about the virus, but because I'm worried about future shortages and the accompanying price gouging.
by sawhorse
Sat Feb 29, 2020 2:46 am
Forum: Personal Consumer Issues
Topic: Are women's winter jackets the same as men's?
Replies: 12
Views: 774

Re: Are women's winter jackets the same as men's?

I'm a small woman and have only worn small women's jackets. I've noticed that many women's jackets, particularly the longer ones, are a bit cinched at the waist. Thank you. That's what I thought. Is it roomier in the chest area compared to a similarly sized men's jacket? Hmm, I'm not sure since I'v...
by sawhorse
Fri Feb 28, 2020 11:35 pm
Forum: Personal Consumer Issues
Topic: Are women's winter jackets the same as men's?
Replies: 12
Views: 774

Re: Are women's winter jackets the same as men's?

I'm a small woman and have only worn small women's jackets. I've noticed that many women's jackets, particularly the longer ones, are a bit cinched at the waist.
by sawhorse
Fri Feb 28, 2020 6:30 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 138671

Re: Coronavirus (Consumer Issues) How you are preparing?

I'm keeping track of my enemies so I know where to cough if I get it :wink:
by sawhorse
Thu Feb 27, 2020 3:29 pm
Forum: Personal Consumer Issues
Topic: How Do you Exercise Indoors?
Replies: 127
Views: 9922

Re: How Do you Exercise Indoors?

Back when I was physically healthy, I did exercise videos. I did yoga, aerobics, dance workout, and more. It never required more than the most basic equipment like a mat and light weights.

Cleaning can also burn off a large number of calories.
by sawhorse
Thu Feb 27, 2020 2:16 am
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 28114

Re: Protection Against Home Intruders

If I have to get that many guns and other stuff to protect my family, I will move to a safer area. I think too many people watched too many movies. :D The Petit and Savopoulos families lived in pretty safe areas too. Granted, the risk is small, but like some insurance products we buy I sure wouldn'...
by sawhorse
Wed Feb 26, 2020 1:43 am
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24263

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

IMO, your biggest risk is if the US Admin or airlines decide to cancel certain air routes. Eg., you go to UK, there is a large outbreak, and then routes get canceled. It might take 6 weeks for the routes to open up. Can you afford to be away that long? Alternatively, can buy the tickets, and buy tr...
by sawhorse
Tue Feb 25, 2020 10:37 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24263

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

The UK will be a much safer place to be in the face of coronavirus than the US. Bottom line, the British health system is much more effective than the US in patient outcomes at the median and especially at the bottom. For a pandemic, this latter is particularly important, since a significant untrea...
by sawhorse
Tue Feb 25, 2020 10:28 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24263

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

The UK will be a much safer place to be in the face of coronavirus than the US. Bottom line, the British health system is much more effective than the US in patient outcomes at the median and especially at the bottom. For a pandemic, this latter is particularly important, since a significant untrea...
by sawhorse
Tue Feb 25, 2020 10:25 pm
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 28114

Re: Protection Against Home Intruders

To answer "Protection against Home Intruders",. . . we have to first define "home intruders", then we'll know what to protect against. So. Home intruders are or may be: Nosy family members or relatives. Friends without morality Caregivers who see things, want things Contractors, tradesman, handymen...
by sawhorse
Tue Feb 25, 2020 4:35 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24263

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

I wouldn't cancel at this time. Maybe if it spreads there closer to the date. As far as healthcare, it will definitely cost a lot less to be treated in Europe than in the United States. I had to be treated in an emergency in Ireland in the middle of the night, and it was a great experience. Certainl...
by sawhorse
Tue Feb 25, 2020 1:07 am
Forum: Personal Consumer Issues
Topic: Negotiating hospital PT bill
Replies: 36
Views: 3325

Re: Negotiating hospital PT bill

My spouse had a 1 hour physical therapy appointment thorough a large hospital and was billed close to $700. There was a $280 adjustment and insurance picked up $80 leaving us with over $300 to pay. I know some places offer a discount if you pay cash but that’s usually negotiated before hand. Do you...
by sawhorse
Tue Feb 25, 2020 12:05 am
Forum: Personal Finance (Not Investing)
Topic: Does Biomedical Engineering School Matter?
Replies: 94
Views: 6442

Re: Does Biomedical Engineering School Matter?

If an advanced degree is needed, then get the least expensive bachelors you can, and save the money for the masters degree. This is horrible advice. For engineering, advanced degrees are covered in full with RA/TA positions plus stipends. OP should focus on getting the best education possible (with...
by sawhorse
Mon Feb 24, 2020 10:59 pm
Forum: Personal Finance (Not Investing)
Topic: Does Biomedical Engineering School Matter?
Replies: 94
Views: 6442

Re: Does Biomedical Engineering School Matter?

If you're willing to share, what are the two schools? In some states, the quality gap between the flagship state school and a top non-flagship state school is small. For example, the University of Colorado is the flagship state school and Colorado State is not considered as prestigious, but Colorado...
by sawhorse
Mon Feb 24, 2020 10:29 pm
Forum: Personal Consumer Issues
Topic: Vancouver area trip in Aug - 5 nights
Replies: 20
Views: 1950

Re: Vancouver area trip in Aug - 5 nights

The drive between Vancouver and Whistler is stunning. I highly recommend it.
by sawhorse
Sat Feb 22, 2020 7:15 pm
Forum: Personal Consumer Issues
Topic: Master of Social Work degree
Replies: 111
Views: 4798

Re: Master of Social Work degree

No, it isn't a great "ROI" - you have to have a calling to make a difference in people's lives. But what have we come to as a society when, on top of the inherent difficulty and frustrations of the job, we make it so difficult to make a living doing such noble work? Do you think in any other societ...