Search found 225 matches

by PGR
Thu Sep 14, 2017 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Is a security freeze at Innovis really needed?
Replies: 68
Views: 24765

Re: Is a security freeze at Innovis really needed?

So far, I've locked TransUnion, frozen chex, exp, Equifax, innovis I've sometimes used the words interchangeable and maybe you did to. But FYI locking is not technically the same as freezing as I've recently discovered. ... no poorly worded, obscure test questions ("what was your rent in 1995 ...")...
by PGR
Thu Sep 14, 2017 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Credit 'Lock' vs Freeze (TransUnion)
Replies: 2
Views: 2112

Re: Credit 'Lock' vs Freeze (TransUnion)

I suspect the same question may apply to Equifax for those who are interested with their Premier TrustedID service they are now offering free in light of their data breach. It looks like from within that service one can also 'lock' their Equifax credit. Personally I've gone ahead and frozen my Equif...
by PGR
Thu Sep 14, 2017 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Credit 'Lock' vs Freeze (TransUnion)
Replies: 2
Views: 2112

Credit 'Lock' vs Freeze (TransUnion)

Like many folks here I've frozen my credit reporting at Experian and Equifax. Experian was $10 (allowed by my state) and Equifax was free (I think they normally charge but ...) However at TransUnion their site offered an additional option beyond freezing... you can sign up for their free 'TrueIdenti...
by PGR
Thu Aug 10, 2017 4:19 pm
Forum: Investing - Theory, News & General
Topic: GoogleFinance Reporting Erroneous Price Data on Vanguard ETFs?
Replies: 2
Views: 366

Re: GoogleFinance Reporting Erroneous Price Data on Vanguard ETFs?

Yep - no biggee - I only noticed it because my spreadsheet monitors prices relative to 52 week hi/lo and conditionally displays a different color accordingly - which is not currently working accurately of course (but can be easily ignored). NASDAQ (who feeds Googles data in some cases?) is correctly...
by PGR
Thu Aug 10, 2017 3:06 pm
Forum: Investing - Theory, News & General
Topic: GoogleFinance Reporting Erroneous Price Data on Vanguard ETFs?
Replies: 2
Views: 366

GoogleFinance Reporting Erroneous Price Data on Vanguard ETFs?

I first noticed yesterday (and again today) that =googlefinance function in google sheets is reporting erroneous 'Low52' (52 week low) data for some Vanguard ETFs such as VTI. I checked their website and it's also reporting the same erroneous 52 week low data. For example, Google is reporting the 52...
by PGR
Wed Feb 22, 2017 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: Specified ID Shares and Older VG Accounts/Purchases
Replies: 9
Views: 692

Re: Specified ID Shares and Older VG Accounts/Purchases

If I couldn't figure out the nature of the mistake (e.g., they sold *these* shares, rather than *those* shares), I'd be following up. If I understood the mistake, could work around it, and the stakes were small, I might not bother. Well I called over my lunch hour about this other 1099-B error (not...
by PGR
Wed Feb 22, 2017 9:36 pm
Forum: Personal Finance (Not Investing)
Topic: Specified ID Shares and Older VG Accounts/Purchases
Replies: 9
Views: 692

Re: Specified ID Shares and Older VG Accounts/Purchases

Vanguard.com provides a little further insight: For noncovered shares Vanguard only has average cost information, so you're responsible for your recordkeeping if you used another method. - https://investor.vanguard.com/taxes/cost-basis/reporting and You remain responsible for reporting your cost bas...
by PGR
Wed Feb 22, 2017 9:13 pm
Forum: Personal Finance (Not Investing)
Topic: Specified ID Shares and Older VG Accounts/Purchases
Replies: 9
Views: 692

Re: Specified ID Shares and Older VG Accounts/Purchases

Thanks for the feedback 1. Specify to your broker or other agent the particular shares to be sold or transferred at the time of the sale or transfer, and That sounds officially correct but... Cannot do this at least thru online orders via Vanguard.com in the case of mutual fund shares purchased prio...
by PGR
Tue Feb 21, 2017 11:14 pm
Forum: Personal Finance (Not Investing)
Topic: Specified ID Shares and Older VG Accounts/Purchases
Replies: 9
Views: 692

Re: Specified ID Shares and Older VG Accounts/Purchases

If I'm reading/interpreting this correctly... https://www.irs.gov/instructions/i8949/ch02.html#d0e774 It looks like on form 8949 I simply enter the correct amount in column (e) cost basis, enter code 'B' in column (f) codes, and enter zero in column (g) adjustment. If someone concurs or disagrees - ...
by PGR
Tue Feb 21, 2017 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Specified ID Shares and Older VG Accounts/Purchases
Replies: 9
Views: 692

Specified ID Shares and Older VG Accounts/Purchases

Short version: I bought some shares of VG Ttl stock mkt years ago before they adequately supported specified shares and before I upgraded to Admiral and before I upgraded to Brokerage account. I've kept my own records very scrupulously but nowadays what I sell under the SpecID method comes out messe...
by PGR
Thu Jan 12, 2017 12:11 pm
Forum: Investing - Theory, News & General
Topic: vanguard.com: Quarterly Reports vs Custom Reports
Replies: 5
Views: 799

Re: vanguard.com: Quarterly Reports vs Custom Reports

Yep I agree there can be an advantage to when you pay taxes due to the irregular tax quarters relative to calendar quarters - but I'm curious how those irregular quarters came to be? A little googling didn't yield a simple answer for me. Perhaps it's just best to not look a gift horse in the mouth? ...
by PGR
Wed Jan 11, 2017 11:51 pm
Forum: Investing - Theory, News & General
Topic: vanguard.com: Quarterly Reports vs Custom Reports
Replies: 5
Views: 799

vanguard.com: Quarterly Reports vs Custom Reports

Since I started doing quarterly tax payments I discovered vanguard.com has what I thought was a nifty Dividend and capital gains distributions quarterly report. Click on say "2016 - 1st quarter" and voila. I would bring one up - do a print to PDF and save it on my PC for tax purposes. ...n...
by PGR
Mon Nov 28, 2016 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?
Replies: 15
Views: 3091

Re: TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?

I always buy the download/PC install version. Last year, TA with State pre-order cost either $18 or $21, can't recall which. I looked at my previous TA purchases more carefully. For the last decade or so for TA Deluxe PC/Windows they've fairly consistently charged about $10 for pre-order and $13 re...
by PGR
Mon Nov 28, 2016 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?
Replies: 15
Views: 3091

Re: TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?

I think there is some confusion - I should have been clear. I was posting about their Windows/PC software NOT their online Plus service which is where people are posting those $10 prices. Yes it's confusing that they offer the same named product as an online service and as a Windows application and ...
by PGR
Sun Nov 27, 2016 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?
Replies: 15
Views: 3091

TaxAct Deluxe Discontinued? TaxAct Plus Only for more $$$?

Does anyone else here use TaxAct Deluxe (download for install on local PC)? I've been purchasing and downloading TaxAct Deluxe for a number of years thru 2015 for around $10-$13 more or less. I received an email recently inviting me to pre-purchase the 2016 TaxAct software for 30% off. Clicking thru...
by PGR
Mon Apr 25, 2016 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: If not Children - Who/What Leave Estate To?
Replies: 27
Views: 3422

If not Children - Who/What Leave Estate To?

If you either have no children or don't wish to leave a significant portion of your estate to them (see Warren Buffet) - I'm curious to hear what others are planning or considering to do with respect to their estates after they are gone? My spouse and I have each other as beneficiaries. ... We hope ...
by PGR
Thu Apr 21, 2016 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Still Receiving Credit Card Offers AFTER Opting Out
Replies: 7
Views: 1161

Re: Still Receiving Credit Card Offers AFTER Opting Out

I'd say the alumni association and a local credit union probably fall under the exceptions they listed. However, if you wish to file a complaint, it would probably be done through the FTC: m You're confused - the mention of the alumni association was from an issue 9 years ago when I first opted out...
by PGR
Thu Apr 21, 2016 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Still Receiving Credit Card Offers AFTER Opting Out
Replies: 7
Views: 1161

Re: Still Receiving Credit Card Offers AFTER Opting Out

I complained to the offerer, noting I had done a permanent lifetime optout years ago. To their credit they responded and pointed the finger squarely at TransUnion indicating I was fair game for such offers. Dug around and in some old records found where I had indeed submitted a permanent optout requ...
by PGR
Thu Apr 07, 2016 10:57 pm
Forum: Personal Finance (Not Investing)
Topic: Still Receiving Credit Card Offers AFTER Opting Out
Replies: 7
Views: 1161

Still Receiving Credit Card Offers AFTER Opting Out

As I recall I did a lifetime optout for these credit card offers a good 8 or 10 years ago. It worked very well putting a complete halt to all but 2 offers a week both of these came from alumni associations. I'm not a member but did graduate from their respective institutions - I did put halt to thos...
by PGR
Fri Apr 01, 2016 11:24 pm
Forum: Investing - Help with Personal Investments
Topic: TIAA-CREF Account "Split" Q
Replies: 2
Views: 538

Re: TIAA-CREF Account "Split" Q

My employer is also with TIAA (they dropped the CREF from their name). What you have described has happened to me several times. Every time they 'change the contract' this pretty much happens and they never give us an opportunity to 'rollover'. Old timers have as many 4 or more accounts they have to...
by PGR
Fri Apr 01, 2016 4:39 pm
Forum: Investing - Help with Personal Investments
Topic: TSM vs TSM Tax Efficiency: Vanguard VTSAX vs Schwab SWTSX
Replies: 15
Views: 2696

Re: TSM vs TSM Tax Efficiency: Vanguard VTSAX vs Schwab SWTSX

So no cap gains but the price per share performance is better instead?
by PGR
Fri Apr 01, 2016 1:52 pm
Forum: Investing - Help with Personal Investments
Topic: TSM vs TSM Tax Efficiency: Vanguard VTSAX vs Schwab SWTSX
Replies: 15
Views: 2696

Re: Two excellent funds for U.S. stocks

In my opinion, both funds are very tax efficient and the difference in returns is almost meaningless. Chose the one that is most convenient to represent the U.S. stock market in your portfolio. Thanks for the data. I'm already heavily invested in VTSAX/VTI and she is already heavily invested in SWT...
by PGR
Fri Apr 01, 2016 1:46 pm
Forum: Investing - Help with Personal Investments
Topic: TSM vs TSM Tax Efficiency: Vanguard VTSAX vs Schwab SWTSX
Replies: 15
Views: 2696

Re: TSM vs TSM Tax Efficiency: Vanguard VTSAX vs Schwab SWTSX

...so now I need to ask a really naive question if someone can break it down for me into simple terms. If two comparable funds vary only in Fund A (let's say a Schwab TSM) giving out say $1,000 in capital gain distributions and the other Fund B (a VG TSM for example) not... while taxes are not desir...
by PGR
Fri Apr 01, 2016 1:19 pm
Forum: Investing - Help with Personal Investments
Topic: TSM vs TSM Tax Efficiency: Vanguard VTSAX vs Schwab SWTSX
Replies: 15
Views: 2696

Re: TSM vs TSM Tax Efficiency: Vanguard VTSAX vs Schwab SWTSX

SWTSX paid a capital gain distribution in 2015, 2014, and 2013. VTSAX did NOT pay out a capital gains distribution. That is correct and I mis-spoke in my original post - I should have mentioned (and emphasized) the cap gains in the original post. That was a big culprit in my under estimating our qu...
by PGR
Fri Apr 01, 2016 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Re-thinking Umbrella Insurance - just up Auto/Home Instead
Replies: 80
Views: 7576

Re: Re-thinking Umbrella Insurance - just up Auto/Home Instead

It just occurred to me that we might need a separate policy for our son - although I don't understand why. My *opinion* (and there are risk averse people who will strongly disagree) is that if anyones taxable investments, cash, bank accounts and other attachable personal property/posessions are nor...
by PGR
Thu Mar 31, 2016 11:06 pm
Forum: Investing - Help with Personal Investments
Topic: TSM vs TSM Tax Efficiency: Vanguard VTSAX vs Schwab SWTSX
Replies: 15
Views: 2696

TSM vs TSM Tax Efficiency: Vanguard VTSAX vs Schwab SWTSX

For the last couple of years I've underestimated our quarterly taxes. One of the culprits has been the Schwab SWTSX my spouse holds. I have VG's TSM in the form of VTI and VTSAX. She has Schwabs TSM in the form of Scwhab's SWTSX. Percentage wise she seems to do a little better WRT capital gains. But...
by PGR
Thu Mar 31, 2016 10:35 pm
Forum: Personal Consumer Issues
Topic: Black formal shoes with sneaker like support
Replies: 56
Views: 6542

Re: Black formal shoes with sneaker like support

Wore Rockports for decades and loved them....

Then I discovered SAS - they were a step up in comfort for me.

I think they only sell thru their own stores so you'll have to see if they have one in your area or not if interested.
by PGR
Thu Mar 31, 2016 10:25 pm
Forum: Personal Consumer Issues
Topic: Buying Washer and Dryer - what to look and where to buy
Replies: 21
Views: 2741

Re: Buying Washer and Dryer - what to look and where to buy

Our Sears (Whirlpool) washer finally died for the last time 3 or 4 years ago. They were new in 1984 so they only lasted 30-ish years. Actually the drier was still going strong. Replaced both with new SpeedQueen set. This was the ONLY line in current production that compared to the old school machine...
by PGR
Wed Mar 30, 2016 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Re-thinking Umbrella Insurance - just up Auto/Home Instead
Replies: 80
Views: 7576

Re: Re-thinking Umbrella Insurance - just up Auto/Home Instead

A couple posts said Umbrella's stack, but they dont. If you have 300k auto and 1M umbrella you have 1M total liability (not 1.3M) Well I may have mis-understood my agent - but I thought he indicated precisely the contrary - that it does in fact stack but perhaps I misunderstood... This one may also...
by PGR
Wed Mar 30, 2016 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Re-thinking Umbrella Insurance - just up Auto/Home Instead
Replies: 80
Views: 7576

Re: Re-thinking Umbrella Insurance - just up Auto/Home Instead

"Supplemental Underinsured Motorist and Uninsured Motorist coverage is an important part of your automobile insurance policy." Assuming one has comp, coll, health insurance and perhaps LTD ... UIM BI mostly redundant to our health insurance (OK if you are in a major accident and you have ...
by PGR
Wed Mar 30, 2016 8:58 am
Forum: Personal Finance (Not Investing)
Topic: Re-thinking Umbrella Insurance - just up Auto/Home Instead
Replies: 80
Views: 7576

Re: Re-thinking Umbrella Insurance - just up Auto/Home Instead

"Can they just buy umbrella insurance using the South Dakota zipcode and it would still apply if they got sued anywhere else?" You have to provide info on all property and residences and notable features (such as swimming pool) typically and if that changes I would think you have to infor...
by PGR
Mon Mar 28, 2016 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Re-thinking Umbrella Insurance - just up Auto/Home Instead
Replies: 80
Views: 7576

Re: Re-thinking Umbrella Insurance - just up Auto/Home Instead

Sounds like, based on the responses, the answer is no but to clarify has anyone considered: A) Keeping auto liability at lowest allowable to qualify for umbrella (300k typically) and paying an extra ~$300 (my quotes) for secondary umbrella at $1m, which gives secondary coverage from $300k - $1.3m. [...
by PGR
Sun Mar 27, 2016 10:33 pm
Forum: Personal Finance (Not Investing)
Topic: Re-thinking Umbrella Insurance - just up Auto/Home Instead
Replies: 80
Views: 7576

Re-thinking Umbrella Insurance - just up Auto/Home Instead

For several years I've been kicking the can on getting umbrella at either $1m or $2m level. It seems to be generally as your net value increases. But I've always perceived it to be expensive relative to likely low payout rates - thus my can kicking... So finally I started off by increasing my auto l...
by PGR
Fri Dec 18, 2015 12:14 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 400
Views: 80401

Re: "Vanguard converting mutual fund accounts to brokerage?

Actually to better clarify... If one wanted to convert so as to minimize the # of 1099s for 2015 and 2016 by achieving the conversion right at the new year.... What would be the best day to hit the upgrade button to ensure the old account(s) close close on or by 12/31 and the new stuff appears on 1/...
by PGR
Fri Dec 18, 2015 9:51 am
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 400
Views: 80401

Re: "Vanguard converting mutual fund accounts to brokerage?

My conversion from old to new type accounts went smoothly, and took 3 business days. Mike Hi Mike - by 3 business days did it go something like this? Day 1: you pressed the button and started it on business day 1, Day 2: it was 'converting' for business day 2 Day 3: On day thru you logged in and ev...
by PGR
Sat Nov 14, 2015 3:51 pm
Forum: Investing - Theory, News & General
Topic: Employer Plans and Tax Year - Clarification Please
Replies: 13
Views: 1652

Re: Employer Plans and Tax Year - Clarification Please

Thanks for the fast response! So on the annual limit - not even once cent over? My employer has, on some years, gone over by 10 or 20 cents or more. Other years they've been under by similar amounts. I usually have the 'automatic maximum' selected in my contribution election form. When I noticed it ...
by PGR
Sat Nov 14, 2015 12:31 pm
Forum: Investing - Theory, News & General
Topic: Employer Plans and Tax Year - Clarification Please
Replies: 13
Views: 1652

Employer Plans and Tax Year - Clarification Please

Couple nit-picky questions I was curious about... 1) If you have a pay period that spans January 1st... does the amount you contribute to your 401k, 403b typically go to the year the period started in? ended in? Was payed in (typically a delay between closing a period and the actual check being cut)...
by PGR
Mon Apr 13, 2015 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

Yes, but why does the program assume the rolled amount is fully taxable? I don't really know - I'm assuming it's because it originated from a qualified employer pension with no after tax dollars. I'm just tickled I was able to come up w/ a way to accurately enter (non-contradictory) 1099-R data and...
by PGR
Sun Apr 12, 2015 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

Found what may be a ridiculously simple solution using TaxACT 2014: If you go directly to the Forms Received interface (rather than Q&A interface)... in the 1099-R screen BELOW the 1099-R fields there's a section called "Additional Information not reported on Form 1099-R" Second entry ...
by PGR
Sat Apr 11, 2015 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Help w/ Form 8958 Community Property State (Using TaxACT S/W
Replies: 3
Views: 3289

Re: Help w/ Form 8958 Community Property State (Using TaxACT

FWIW I think I came up w/ a solution. Someone gave me an idea by mentioning creating 8958 in a spreadsheet. That was simple and easy. (much easier than TaxACT!) From there I had a baseline target and came up w/ several tricks/workarounds to induce TaxACT to properly fill out 8958. Different sections...
by PGR
Thu Apr 09, 2015 10:41 pm
Forum: Personal Finance (Not Investing)
Topic: Help w/ Form 8958 Community Property State (Using TaxACT S/W
Replies: 3
Views: 3289

Re: Help w/ Form 8958 Community Property State (Using TaxACT

Anybody? Particularly the question (I"ll puzzle thru making TaxACT fill out 8958 properly...) Question: Should form 8958 be essentially identical and complete for both spouses to include on their respective 1040s as to all 1099 INT, DIVs, Bs and so on when completed for each spouses return? (e....
by PGR
Thu Apr 09, 2015 12:54 am
Forum: Personal Finance (Not Investing)
Topic: Help w/ Form 8958 Community Property State (Using TaxACT S/W
Replies: 3
Views: 3289

Help w/ Form 8958 Community Property State (Using TaxACT S/W

I've got a scenario where 2 spouses are filing separate returns in community property state. Question: Should form 8958 be essentially identical and complete for both spouses to include on their respective 1040s as to all 1099 INT, DIVs entries and so on when completed for each spouses return? (e.g....
by PGR
Tue Apr 07, 2015 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

To follow-up... I faxed a 2nd more formal request for a corrected 1099R and referenced their own literature that clearly stated lump sum pension distributions to a Roth IRA were taxable. After a few weeks without a response I called and a call center operator read from their 'notes' that my 2nd requ...
by PGR
Wed Mar 18, 2015 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

Question: Is distribution code "G" correct here? Code G is defined on the 1099R as: "Direct rollover of a distribution (other than a designated Roth account distribution) to a qualified plan, a section 403b plan, a Govt 457b plan or an IRA." I read thru the other code description...
by PGR
Wed Mar 18, 2015 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

Thanks everyone - I think I have a way forward. I faxed then 1099R payer a letter making a 2nd request for a corrected 1099R. In that letter I quoted 2 of their own documents and a 3rd quote from their 1099R all clearly indicating that rollovers to a Roth would be taxable and shown in box 2a. I also...
by PGR
Fri Mar 13, 2015 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

There's nothing new under the sun and I'm hardly the first person to receive an erroneous 1099-R. Though I am surprised by the blatant nature of this error and stubborn refusal to acknowledge or fix it. The IRS has a form for this (of course) - anybody ever use Form 4852 http://www.irs.gov/pub/irs-p...
by PGR
Fri Mar 13, 2015 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

Did they check the "Taxable Amount not Determined" Box? Nope. Box 2b was NOT checked. Which custodian is this? I wonder if all the recent threads on this issue on the forum come from the same custodian. State Street sent the 1099-R (pension was w/ Boeing and that's who I deal with). It is...
by PGR
Fri Mar 13, 2015 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

FWIW They did provide the 2 following items:

It is a "completely employer paid" plan - I contributed nothing. (sounds taxable to me)

It is a "qualified pension".

thanks again
by PGR
Fri Mar 13, 2015 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

Received a call from them today. They researched my request for a corrected 1099R and denied the request. They insisted the 1099R is correct and "we send 1000s of payments to Roths" and do not enter a taxable amount in box 2A. It became clear I was talking to a functionary passing the info...
by PGR
Mon Mar 02, 2015 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Why Isn't Pension Distribution Taxable? (1099-R, Code G)`
Replies: 37
Views: 6469

Re: Why Isn't Pension Distribution Taxable? (1099-R, Code G)

This does bring up a similar question that occured last year I've been curious about - if I can bend your collective ears once again... My spouse participated in some sort of company retirement savings plan through her employer back in the late 70s or early 80s. It was NOT a 401k. She contributed a ...