Search found 250 matches

by Slapshot
Mon Oct 23, 2017 3:22 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 4301

Re: what is your weekly workout routine?

Almost 71. Good shape. MWF at the gym for an hour full body circuit workout. 2 or 3 upper body lifts then a leg/back exercise, repeat with different exercises, including some plyometric jumps. Sunday, Tuesday, Thursday a 20 mile bike ride, although on many Tuesdays and Thursdays I play hockey for an...
by Slapshot
Wed Aug 30, 2017 12:33 pm
Forum: Investing - Help with Personal Investments
Topic: Preparing for RMD
Replies: 9
Views: 843

Re: Preparing for RMD

I, too, have the RMD taken proportionally out of the 4 funds in my IRA and deposited in my brokerage account money market fund. I set it up on the Vanguard website, and it's now on automatic pilot. Very easy to do. They even take out the taxes if you want.
by Slapshot
Fri Aug 11, 2017 12:05 pm
Forum: Personal Consumer Issues
Topic: Boston to Maine road trip
Replies: 64
Views: 4373

Re: Boston to Maine road trip

Hoops, you could stay at the Braintree Marriott and take the T into Boston very easily. Then no parking hassles. Bet the hotel has a shuttle that could drop you off and pick you up at at the Braintree or Quincy Adams stations. Depends if you want to see more of Boston or the north suburban area.
by Slapshot
Wed Aug 09, 2017 10:16 am
Forum: Personal Consumer Issues
Topic: Boston to Maine road trip
Replies: 64
Views: 4373

Re: Boston to Maine road trip

If you plan on being anywhere around North Conway at any time around Columbus Day, make sure that you make reservations ahead of time. I speak from experience.
by Slapshot
Tue Aug 08, 2017 11:27 am
Forum: Personal Consumer Issues
Topic: Advice on trip from SLC > Moab > DEN
Replies: 14
Views: 981

Re: Advice on trip from SLC > Moab > DEN

If you are going to be out that way, I would not miss Zion National Park.
by Slapshot
Tue Aug 08, 2017 11:23 am
Forum: Personal Consumer Issues
Topic: Boston to Maine road trip
Replies: 64
Views: 4373

Re: Boston to Maine road trip

Arriving in Boston and leaving from Manchester is ideal. I'd drive up to check out Portsmouth and just head up US 1 from there all the way to Bar Harbor. You could spend a month on US 1 if you wanted. From Bar Harbor head over to Bangor and check out the waterfront. Then head west to Kingfield and ...
by Slapshot
Mon Aug 07, 2017 8:43 pm
Forum: Personal Consumer Issues
Topic: Boston to Maine road trip
Replies: 64
Views: 4373

Re: Boston to Maine road trip

Arriving in Boston and leaving from Manchester is ideal. I'd drive up to check out Portsmouth and just head up US 1 from there all the way to Bar Harbor. You could spend a month on US 1 if you wanted. From Bar Harbor head over to Bangor and check out the waterfront. Then head west to Kingfield and R...
by Slapshot
Sun Aug 06, 2017 5:46 pm
Forum: Personal Consumer Issues
Topic: Trip to Maine
Replies: 30
Views: 2177

Re: Trip to Maine

If you can avoid Columbus Day weekend in Northern New England, do so. Prices are sky high and traffic is horrendous. Foliage will be just as good the week before and after. Fly into Boston as prices will be much lower, unless you can come up with a cheap fare to Portland or Manchester. Portland is o...
by Slapshot
Wed Jul 26, 2017 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to handle selling investment condo to my son?
Replies: 7
Views: 746

Re: Best way to handle selling investment condo to my son?

Thanks, guys. You've given me lots to think about.
by Slapshot
Wed Jul 26, 2017 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Best way to handle selling investment condo to my son?
Replies: 7
Views: 746

Best way to handle selling investment condo to my son?

I need some advice on selling a rental condo to my son, who will also use it as a rental. The particulars: Bought condo 4 years ago for $180,000. Currently assessed at $277,000. Currently renting for $1600/month. It's paid off with no mortgage. I'm going to sell it to him for $230,000. He's giving m...
by Slapshot
Thu Jun 01, 2017 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Teachers: what are your best personal finance tips?
Replies: 80
Views: 9126

Re: Teachers: what are your best personal finance tips?

This is an excellent topic. I can only speak to my own experience as a 35 year high school teacher/coach who has been retired for 13 years in Mass. In general, live below your means, max out all retirement avenues, and educate yourself on sites like this. Our best move was probably buying a small ho...
by Slapshot
Sun May 14, 2017 1:29 pm
Forum: Personal Consumer Issues
Topic: Check engine light comes on, need advice
Replies: 27
Views: 1598

Re: Check engine light comes on, need advice

When this happens, just google how to reset the Maintenance light and do it. If it doesn't come back on, then you know it was just a maintenance reminder. If it does come back on, then see about it at a parts store.
by Slapshot
Tue Mar 21, 2017 3:13 pm
Forum: Personal Consumer Issues
Topic: Winter Travel
Replies: 29
Views: 2676

Re: Winter Travel

Don't know anything about San Miguel, but I've been to a number of your other suggestions. Jekyll Island has a nice beach, but little else. Plus the weather at that time of year can be bad. Quebec City is awesome if you like to ski and don't mind the cold. Plus the city has a great European vibe. Ba...
by Slapshot
Tue Feb 21, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: Which puppy to buy: golden retriever or labrador retriever?
Replies: 120
Views: 8724

Re: Which puppy to buy: golden retriever or labrador retriever?

We're on our 5th Golden and could not be happier. We've gone the small backyard breeder route, the big money L.L. Bean breeder route (would you believe $2,000 12 years ago), and our current guy who came from Starbright Rescue down in Georgia. All were good. If you do go with a breeder, try to see bo...
by Slapshot
Mon Jan 23, 2017 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: Questions about Medicaid and Nursing Home Admissions/Patient Management
Replies: 16
Views: 1575

Re: Questions about Medicaid and Nursing Home Admissions/Patient Management

Thanks to all for your replies. I'm 70 and my wife is 67. We're dealing with my 97 year old father-in-law now who is in assisted living. Luckily he's ambulatory and still has his wits about him. The education received on this site is priceless. We've been pondering these issues for ourselves in the ...
by Slapshot
Mon Dec 26, 2016 7:22 pm
Forum: Personal Consumer Issues
Topic: Fenway Park
Replies: 22
Views: 2411

Re: Fenway Park

You can go on the MBTA website and check out where the T lines go in relation to Fenway. Then look for hotels near T stops. I'd look out around Quincy and Braintree. Take the Red Line into Park St. then transfer to the Green line for Fenway. If you didn't mind a 20 minute walk, you could get off at ...
by Slapshot
Mon Dec 19, 2016 10:33 am
Forum: Investing - Help with Personal Investments
Topic: Attorney in South Florida (Ft. Lauderdale)
Replies: 4
Views: 641

Attorney in South Florida (Ft. Lauderdale)

We need an attorney after an accident in which the other party got a citation and we were not at fault. No real injuries, but the car was totaled. Since we don't know any attorneys in the area, what is the best way to find one. Looking for an honest, fair attorney who will guide us through the proce...
by Slapshot
Sun Dec 18, 2016 9:06 pm
Forum: Personal Consumer Issues
Topic: Family ski trip without breaking the bank
Replies: 39
Views: 4095

Re: Family ski trip without breaking the bank

Check out ski and stay packages at the casinos in Lake Tahoe. Lots of activities for all family members in addition to great skiing. Fly into Reno and rent a car or take the bus to Tahoe. A lot depends on what kind of skiers you are.
by Slapshot
Fri Aug 12, 2016 7:37 pm
Forum: Investing - Help with Personal Investments
Topic: clueless retired teacher willing to learn
Replies: 12
Views: 1553

Re: clueless retired teacher willing to learn

From one retired teacher to another: Call Vanguard, tell them what you have and where it is, and they will take care of rolling your 403b and IRA into a Vanguard fund(s). I did it, and it's easy. Your only work is to figure out where it will go. I'd recommend the Target Retirement Income Fund. Very ...
by Slapshot
Mon Jul 25, 2016 1:50 pm
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 119
Views: 10931

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

I'd schedule your trip for June rather than August. Rome involves much walking, and I can't imagine doing it in mid-summer heat. We did a similar 2 week trip in late September a few years ago. We used VRBO to find accommodations, and it worked out great. We flew into Rome. In Rome we stayed in a 2 b...
by Slapshot
Sat Jul 23, 2016 12:20 pm
Forum: Investing - Help with Personal Investments
Topic: Cooperative housing development
Replies: 3
Views: 337

Cooperative housing development

I've recently been researching over 55 retirement communities. One that seemed good was a cooperative. You paid a share price, then had a monthly payment that covered the HOA fee, property tax and mortgage. For example, one unit had a $165,000 share price and around $1700/month payment. According to...
by Slapshot
Fri Mar 04, 2016 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Card
Replies: 39
Views: 3305

Re: Medicare Card

I carry the card with me, but I cut out the last 4 numbers in case the card got stolen. At the doctor's office I just tell them the 4 missing numbers. Never had a problem, and more than once I was told that it was a smart thing to do. In this day and age, I can't believe that the govt. still uses SS...
by Slapshot
Mon Feb 15, 2016 3:02 pm
Forum: Personal Consumer Issues
Topic: Is Canada on sale? [Currency exchange rate vs. USD]
Replies: 30
Views: 3829

Re: Is Canada on sale? [Currency exchange rate vs. USD]

We are headed to Mont Tremblant to ski next month. Main reason is to take advantage of the exchange rate. Last time the rate was so good, we went to Lake Louise and Banff.
by Slapshot
Fri Feb 05, 2016 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Retirees: What percentage of your expenses are covered by SS and/or pensions
Replies: 84
Views: 7513

Re: Retirees: What percentage of your expenses are covered by SS and/or pensions

Retired for 12 years. Wife just retired. Pension and SS cover about 110% of expenses. When we start RMDs, we're going to have to figure out where to spend it.
by Slapshot
Fri Feb 05, 2016 1:34 pm
Forum: Personal Consumer Issues
Topic: Anyone travel without hacking?
Replies: 103
Views: 14633

Re: Anyone travel without hacking?

Drew, I've got lots of time and love to travel. Can you get me started on sources of info on maximizing credit card rewards?
by Slapshot
Sat Jan 23, 2016 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: Do you use the service of a CPA or you do your tax yourself?
Replies: 88
Views: 8389

Re: Do you use the service of a CPA or you do your tax yourself?

I used a CPA for a few years. When TurboTax came out, I tried doing it myself and compared it to what the CPA had done. Turns out the CPA made some serious errors, much to my detriment. When I pointed them out, he fixed them and apologized, but didn't give me any discount. They use the same software...
by Slapshot
Sat Jan 23, 2016 3:35 pm
Forum: Personal Consumer Issues
Topic: What 55" TV to Buy
Replies: 51
Views: 5056

Re: What 55" TV to Buy

We have a 65" Panasonic plasma in the family room and a 42" LG LED in the bedroom. I would buy an LG if I were in the market for a new one.
by Slapshot
Mon Oct 05, 2015 1:38 pm
Forum: Personal Consumer Issues
Topic: Inherited hoarder's house. Now what?
Replies: 36
Views: 6581

Re: Inherited hoarder's house. Now what?

Good suggestions. Thanks. I probably overstated the hoarding aspect as it's nowhere near as bad as what I've seen on the tv show.
by Slapshot
Mon Oct 05, 2015 6:39 am
Forum: Personal Consumer Issues
Topic: Inherited hoarder's house. Now what?
Replies: 36
Views: 6581

Inherited hoarder's house. Now what?

We inherited a house in Florida that turned out to be a hoarder's. Before we can sell it, we have to get rid of all kinds of stuff, some of which can be worth decent money. There are junk cars, a couple of boats on trailers, all kinds of tools and maintenance equipment, a full rented storage garage,...
by Slapshot
Mon Aug 31, 2015 11:40 am
Forum: Personal Consumer Issues
Topic: Road Trip; Denver, Casper, Deadwood, Mt. Rushmore
Replies: 16
Views: 1786

Re: Road Trip; Denver, Casper, Deadwood, Mt. Rushmore

I'll 3rd Badlands and Custer State Park for sure. Also Wind Cave National Park. I was amazed at how much there is to do around the Black Hills.
by Slapshot
Mon Aug 10, 2015 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: For the bogleheads either retired or close to retiring
Replies: 29
Views: 4879

Re: For the bogleheads either retired or close to retiring

Bought a small house in a nice neighborhood. Added on when we needed more space. Taught high school in the town where we lived, thus eliminating any commute, which saved thousands over the years, not to mention the eliminated stress and added time. Wife went to work when the kids were in school, but...
by Slapshot
Sat Jun 13, 2015 12:37 pm
Forum: Investing - Theory, News & General
Topic: Real estate cost basis question
Replies: 3
Views: 620

Real estate cost basis question

My father-in-law bought a lake front cottage in 1973 for $5,000. Around 1980 he made improvements at a cost of around $15,000. In 1998 he sold it to my wife and her 4 sisters for $1. Now they want to sell the property (cottage is a tear down, but the lot is assessed for $200,000). What would be the ...
by Slapshot
Sat Mar 21, 2015 1:04 pm
Forum: Personal Consumer Issues
Topic: Where to retire in New England?
Replies: 123
Views: 15798

Re: Where to retire in New England?

We live in Bridgewater, MA about 30 miles SE of Boston. It's a college town and bedroom community. From here in less than an hour we can be on the beach in Plymouth, Falmouth, Westport (Horseneck Beach) or Newport, RI. Also in much less than an hour we can be in downtown Providence or Boston. There'...
by Slapshot
Sat Feb 14, 2015 6:07 pm
Forum: Personal Consumer Issues
Topic: Best Men's Winter Pants
Replies: 18
Views: 2574

Re: Best Men's Winter Pants

Another supporter for the L.L.Bean lined pants.
by Slapshot
Sun Feb 08, 2015 7:28 pm
Forum: Personal Consumer Issues
Topic: Boston Must See Sites and Bites
Replies: 51
Views: 4360

Re: Boston Must See Sites and Bites

From where you're staying, get a bike and do the entire Harborwalk. It's awesome. From the end near the Constitution, there's a pedestrian/bike bridge that leads to the Cambridge side of the Charles River. Ride up that side past MIT and you can go all the way to Watertown. Or cross the Mass. Ave. or...
by Slapshot
Tue Jan 27, 2015 10:41 am
Forum: Personal Finance (Not Investing)
Topic: Success stories of NOT buying more/too much house
Replies: 65
Views: 9425

Re: Success stories of NOT buying more/too much house

We bought a modest front-to-back split for $34,000 in 1974. 3 br, 1 ba. First we finished the lower level ourselves with a family room and half bath. Then a few years later we added on a formal dining room and 2 car garage. Each of our sons had his own bedroom, and the house met all our needs. We lo...
by Slapshot
Wed Jan 07, 2015 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: Calling all blog and website authors
Replies: 42
Views: 12030

Re: Calling all blog and website authors

Several years ago when I was still teaching and coaching, I started a little blog http://www.thestraightrazor.blogspot.com It gave me the opportunity to spout off about any number of things that interested/bothered me. I'd be interested in any reaction. Thanks.
by Slapshot
Wed Nov 26, 2014 6:16 pm
Forum: Personal Consumer Issues
Topic: dryer vent cleaning--your thoughts?
Replies: 26
Views: 4379

Re: dryer vent cleaning--your thoughts?

Our dryer was not operating well. We got a guy to come in. The vent was fine, but he took off the front of the dryer, and there was mucho crap inside. Once he cleaned it out, the dryer worked fine. Watching him do it, I learned that I could have easily done it myself.
by Slapshot
Wed Nov 26, 2014 2:14 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6942

Re: Private college counselor

Here's is what I think they are looking for: Great academics is a given, but also at least two other outstanding attributes such as athletics, music/drama, or working. This tells the admissions folks that the student does not spend all their time on academics, but devotes significant other time to ...
by Slapshot
Mon Oct 13, 2014 7:14 pm
Forum: Personal Consumer Issues
Topic: Best town I've never heard of [for relocating]
Replies: 97
Views: 13941

Re: Best town I've never heard of [for relocating]

Bridgewater, Mass. Check it out. College town. Commuter rail to Boston, 30 miles away. 45 minutes to Boston or Providence. Less than an hour to warm water beaches like Horseneck in Westport or Newport,RI or Falmouth on Cape Cod. 3 hours +/- to great skiing. Great road biking right out the door on ru...
by Slapshot
Sun Sep 21, 2014 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a ski condominium
Replies: 22
Views: 4808

Re: Buying a ski condominium

I have many reservations about buying a condo at Mt. Snow, unless I was going to use it solely for my family. All the comments mentioned here are valid. We discussed this issue about 11 years ago when I was looking at retiring. We love to ski and have skied everywhere in New England. We could afford...
by Slapshot
Wed Sep 10, 2014 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Fort Lauderdale area: need real estate advice
Replies: 8
Views: 1209

Re: Fort Lauderdale area: need real estate advice

Before you buy anything in Florida, check out the homeowner insurance rates. They are absurd on anything relatively close to the ocean. Quite possibly a deal breaker. If this is an investment, there are plenty of better options than South Florida.
by Slapshot
Tue Sep 09, 2014 12:16 pm
Forum: Personal Consumer Issues
Topic: Cape Cod; where to go and what to do?
Replies: 13
Views: 1577

Re: Cape Cod; where to go and what to do?

If you're in Falmouth, pick a nice sunny day and take the Island Queen to Martha's Vineyard. Only a 30-45 minute trip. Bring your bikes or take a tour. Spend the day. We ride bikes and love the Shining Sea Bikeway that goes up to Chapaquoit Beach to the north and down to Woods Hole to the south. Def...
by Slapshot
Mon Aug 18, 2014 7:00 pm
Forum: Personal Consumer Issues
Topic: Where to live? She works in Boston, he works in Worcester
Replies: 27
Views: 3998

Re: Where to live? She works in Boston, he works in Worceste

I grew up in Framingham many years ago. It's changed for the worse since then. Don't think I'd want to live there now. Train station is downtown, and I wouldn't want my wife walking there, especially at night. Natick would be a good option if you could get an apartment within walking distance of the...
by Slapshot
Fri Jul 18, 2014 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Buy a condo for college?
Replies: 29
Views: 3074

Re: Buy a condo for college?

Do it. My son tried to get us to do this 20 years ago when he went to Univ. of Colorado, Boulder. At the time we didn't have the money, but certainly could have gotten a loan. Look at how much you'll pay in room and board for 4 years for both of your kids. Then also figure that you'll have some cont...
by Slapshot
Thu Jun 26, 2014 6:57 pm
Forum: Personal Consumer Issues
Topic: Directv
Replies: 36
Views: 3442

Re: Directv

I have Directv tied into my Verizon bill, but only get $5/month credit. What am I doing wrong? I would not give up Directv because of the sports. The sports package is the best money I spend every month, only $12. I watch lots of soccer and hockey and particularly enjoy college hockey Friday nights ...
by Slapshot
Wed May 28, 2014 2:10 pm
Forum: Investing - Help with Personal Investments
Topic: Beach Condo
Replies: 26
Views: 3533

Re: Beach Condo

Save your money and rent. Buy investment property close to home where you can keep your eye on it. Insurance rates in Florida are prohibitive.
by Slapshot
Wed May 28, 2014 2:05 pm
Forum: Personal Consumer Issues
Topic: Ideas for dining inexpensively
Replies: 79
Views: 6161

Re: Ideas for dining inexpensively

Entertainment book. Also do online surveys for points, then use the points to get free restaurant.com certificates (e.g. $25 off when you spend $37.50). Like others, we buy grocery store rotisserie chickens, then use the leftovers for sandwiches or cut it up and put it in salads. We always have left...
by Slapshot
Wed Apr 09, 2014 6:54 pm
Forum: Personal Consumer Issues
Topic: Netflix & Red Box
Replies: 26
Views: 2615

Re: Netflix & Red Box

Don't forget 24 if you haven't seen it. Totally addictive.