Search found 2245 matches

by oneleaf
Sun Oct 08, 2017 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Alliant Credit Union no longer offering HSA's as of 11/9
Replies: 44
Views: 3918

Re: Alliant Credit Union no longer offering HSA's as of 11/9

Only found out about this yesterday. Rather than deal with the transfer, I made a full distribution and will ask them to close the account. I have enough medical bills to use it all for reimbursement. After 10+ years of hoping for HSA's to take off as a low-cost investment vehicle, I decided it's mo...
by oneleaf
Wed Sep 27, 2017 12:57 am
Forum: Personal Consumer Issues
Topic: Transfering Data Between Cloud Providers
Replies: 7
Views: 946

Re: Transfering Data Between Cloud Providers

I have transferred from Amazon S3 to Google Cloud Platform. Note, there is significant data transfer out charges so doing it fresh from your local PC will be cheaper (generally free). Did you transfer your data that was backed up on CrashPlan or this was something else? I am wondering if whoever tr...
by oneleaf
Tue Sep 26, 2017 3:05 pm
Forum: Personal Consumer Issues
Topic: Transfering Data Between Cloud Providers
Replies: 7
Views: 946

Re: Transfering Data Between Cloud Providers

I have transferred from Amazon S3 to Google Cloud Platform. Note, there is significant data transfer out charges so doing it fresh from your local PC will be cheaper (generally free).
by oneleaf
Tue Sep 19, 2017 3:18 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 46969

Re: Equifax customer information leak

Some slightly good news. Equifax refunded me and my wife the $10 freeze fee, without me needing to ask for it . Nice surprise when checking my credit card transactions today. A few days ago, they announced that freezes would be free for the next two months, but did not say how or if they would refun...
by oneleaf
Wed Sep 13, 2017 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 46969

Re: Equifax customer information leak

Anyone find out if Equifax will refund the freeze fees automatically or do we have to call? News is reporting that all freezes since 9/7 are free and will be refunded, but no word on whether we need to call.
by oneleaf
Sat Sep 09, 2017 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Can't freeze credit at Experian?
Replies: 72
Views: 31846

Re: Can't freeze credit at Experian?

Happened to both me and my wife. Annoying thing is it failed AFTER asking for CC info.

I then tried it on the phone. Mine worked but my wife's did not.

So if you failed online, worth trying over the phone!
by oneleaf
Sat Sep 09, 2017 1:14 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 46969

Re: Equifax customer information leak

I had the same experience with Experian several months ago. Several unsuccessful online freeze attempts resulted in three pending charges. Finally I was able to successfully freeze by calling their 888 number and that caused a fourth pending charge. At the end of the billing period I was only charg...
by oneleaf
Fri Sep 08, 2017 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 46969

Re: Equifax customer information leak

Transunion had the worst experience for freezing. After twenty minutes on a unintuitive website, the last page would not permit me through. Another 20 on the phone, and finally frozen. Upon checking bank, two pending charges for the freeze. Experian and Equifax were both under 5 minutes online. Equ...
by oneleaf
Fri Sep 08, 2017 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 46969

Re: Equifax customer information leak

Just froze my wife and I's credit reports at Equifax and Transunion online. Tried to do it at Experian but both me and my wife could not do it and they requested that we do it by mail (after going through the form and entering credit card number for the $10, it tells me they can't do it, which was s...
by oneleaf
Wed Aug 02, 2017 1:13 am
Forum: Personal Consumer Issues
Topic: Any problem leaving a hole in ceiling of garage?
Replies: 27
Views: 2015

Re: Any problem leaving a hole in ceiling of garage?

Thanks for the replies. We have never had an issue with moisture. Also, there are no cars in the garage or other equipment that might give off carbon monoxide. We just use it for storage.
by oneleaf
Tue Aug 01, 2017 10:08 pm
Forum: Personal Consumer Issues
Topic: Any problem leaving a hole in ceiling of garage?
Replies: 27
Views: 2015

Any problem leaving a hole in ceiling of garage?

We had a leak coming down the upstairs shower valve down into the garage, that required cutting up some drywall. I am left with a rectangular hole down there of about 2 ft X 1 ft. It doesn't bother us having a hole there since it's the garage. And if there was ever another leak, we'd catch it earlie...
by oneleaf
Thu Jul 20, 2017 12:01 am
Forum: Personal Consumer Issues
Topic: Anyone feel like talking "R"
Replies: 40
Views: 9017

Re: Anyone feel like talking "R"

I recently took a Python for Data Science class where we downloaded Anaconda and used the Jupyter Notebook for the class. The Jupyter Notebook is great for doing step by step analysis and seeing results. Jupyter is great. I do a lot of my reports and exploratory analysis in Python using Jupyter, bu...
by oneleaf
Mon May 29, 2017 12:00 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 12074

Re: Updates on the status of Linux

Nah, that's not true. That's what people say when they're too close to Linux on the technical side. ;) In fact, that's what I often complain about. Technical Linux users and sysadmins use the command line day in and day out. I'm not sure they've ever even tried a GUI-heavy system like Mint which is...
by oneleaf
Sun May 28, 2017 1:35 am
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 12074

Re: Updates on the status of Linux

I don't really get comments like that. Modern Linux is becoming more attuned to Windows and Mac users who wouldn't know a server or a programming code if it hit them in the face. Of course, geeks can run wild on Linux if they want to, but that doesn't stop average users from enjoying a traditional ...
by oneleaf
Tue Mar 21, 2017 11:32 pm
Forum: Personal Consumer Issues
Topic: Anybody using the TERMINAL over the GUI in ubuntu?
Replies: 45
Views: 3110

Re: Anybody using the TERMINAL over the GUI in ubuntu?

Besides commandline tools, there are also terminal programs that use ncurses for a GUI like experience. Definitely give the following a try: Midnight Commander (package name is mc), weechat (if you use IRC), htop, and moc music player (mocp package).
by oneleaf
Thu Feb 23, 2017 1:48 am
Forum: Personal Consumer Issues
Topic: Desktop Computer - Still relevant? Good investment?
Replies: 76
Views: 7505

Re: Desktop Computer - Still relevant? Good investment?

Fun fact: if you keep a desktop computer for more than 4 years you'll spend more on electricity than on buying it! This is not really a fact. This really depends how much you spend on your computer, and how long you use it. Let's take a $1000 desktop computer with 200W average power consumption inc...
by oneleaf
Mon Feb 13, 2017 4:39 pm
Forum: Personal Consumer Issues
Topic: Building a Computer
Replies: 28
Views: 3093

Re: Building a Computer

For me, I'm not interested in cost/performance or "bang-for-the-buck." I'm only interested in "bang." I've used an i7 since 2010 (the i7 930, and now run the i7 6700k). Kaby Lake wasn't released yet when I made my purchase, but I also wasn't interested in waiting because of the ...
by oneleaf
Sat Feb 11, 2017 1:49 pm
Forum: Personal Consumer Issues
Topic: Building a Computer
Replies: 28
Views: 3093

Re: Building a Computer

OP: You didn't specify which CPU exactly, but I always recommend i7, even though you could probably get away with i5 just fine in most situations. I personally think i7's need to be justified only for very specific use cases. People that do a lot of video editing or rendering or encoding. Or 3D CAD...
by oneleaf
Fri Feb 10, 2017 12:37 am
Forum: Personal Consumer Issues
Topic: Building a Computer
Replies: 28
Views: 3093

Re: Building a Computer

Here's a few tips I can offer based on my personal preferences of doing low power and quiet systems. For the past few generations, Intel integrated graphics have been excellent for home theater and general usage. Kaby Lake processors can handle 4K output no problem now, even on their lower end proce...
by oneleaf
Fri Jan 20, 2017 1:22 am
Forum: Personal Finance (Not Investing)
Topic: Tax forms for newly opened brokerage account
Replies: 25
Views: 1968

Re: Tax forms for newly opened brokerage account

Is it even possible to know the dividends for international funds before the tax forms come out? You can see the dividends paid to you, but the reported amount will be higher on the 1099-DIV which then has the foreign taxes paid line that accounts for the difference. AFAIK, no way to know the number...
by oneleaf
Sun Dec 04, 2016 3:20 pm
Forum: Personal Consumer Issues
Topic: Any particular oven toaster you prefer????
Replies: 23
Views: 2411

Re: Any particular oven toaster you preffer????

Low and behold, I was just about to start researching this. My wife wants one of these for Christmas. Does anyone have experience with the Breville brand? The Breville one I had was the best toaster I ever had. Unfortunately it stopped working one day after two years of use, and it was out of warra...
by oneleaf
Sat Nov 05, 2016 12:22 pm
Forum: Personal Consumer Issues
Topic: Any Experiences Buying Mattress Online
Replies: 47
Views: 12678

Re: Any Experiences Buying Mattress Online

The wool topper does add a nice softness that I think is more comfortable than without, but the primary reason I use it is for temperature regulation. Try Laughlin Designs St. Dormeir: Wool Mattress Protectors, from their snuggledown.com website. I have bought 4 mattress covers and they have nice st...
by oneleaf
Sun Oct 30, 2016 1:01 am
Forum: Personal Consumer Issues
Topic: Passport renewal - old passport
Replies: 22
Views: 3215

Re: Passport renewal - old passport

Funny, I just got my passport back today, as well. According to the instructions, the old one should be mailed separately.
by oneleaf
Fri Oct 28, 2016 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: Nanny Tax?
Replies: 26
Views: 3315

Re: Nanny Tax?

Anyone compare Breedlove with SurePayroll? The latter is quite a bit cheaper and has excellent reviews. Not sure if you get more with Breedlove? We are also looking for an option starting in the new year.
by oneleaf
Wed Sep 21, 2016 4:17 pm
Forum: Personal Consumer Issues
Topic: Advice on Smoke Detectors
Replies: 14
Views: 1661

Re: Advice on Smoke Detectors

Thanks for the responses. I should mention this is a small condo and we can hear any and all fire alarms from any room.

Soboggled, would you recommend a battery-only photoelectric one to replace and just leave the existing alarms alone and unarmed?
by oneleaf
Wed Sep 21, 2016 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: VBS Upgrade and Agent Authorization
Replies: 5
Views: 732

Re: VBS Upgrade and Agent Authorization

My VG rep said that there was a recent change in PA law and VG' accounts have been under the new law for a few months. The change requires two witnesses to sign on the agent authorization form and that's why the new agent authorization form is required to be signed, notarized and mailed in. I think...
by oneleaf
Wed Sep 21, 2016 3:54 pm
Forum: Personal Consumer Issues
Topic: Advice on Smoke Detectors
Replies: 14
Views: 1661

Advice on Smoke Detectors

I have some Firex smoke detectors that are hardwired with battery backup, but I just realized that the green LED has never been on, which indicates no AC power. The connectors, wire nuts, and breaker are all in good shape, so I do not know what is wrong. It looks like I might have to get an electric...
by oneleaf
Wed Sep 21, 2016 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: VBS Upgrade and Agent Authorization
Replies: 5
Views: 732

Re: VBS Upgrade and Agent Authorization

Did the account numbers change for those with existing brokerage accounts? If the account number did not change, it might explain why the agent authorization carried over. I remember someone posted in more than one threads indicating that he had to fill out a new agent authorization form after upgr...
by oneleaf
Wed Sep 21, 2016 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: VBS Upgrade and Agent Authorization
Replies: 5
Views: 732

VBS Upgrade and Agent Authorization

So there has been some discussion over the past couple years of people having to re-submit agent authorization forms for accounts that went through the Brokerage upgrade process. I wanted to share my experience as well as ask others what happened with their accounts, since I still have two accounts ...
by oneleaf
Fri Sep 16, 2016 7:56 pm
Forum: Personal Consumer Issues
Topic: Where Do BHs Register Business Web Domains?
Replies: 26
Views: 1839

Re: Where Do BHs Register Business Web Domains?

Google Domains and Amazon Route 53 have competitive prices and both offer free private registration so will come out cheaper. Google also has free DNS services which puts them ahead of Amazon. Amazon will host your DNS for 50 cents per month which is not bad since it is great service if you need som...
by oneleaf
Fri Jul 15, 2016 5:36 pm
Forum: Investing - Theory, News & General
Topic: "Pokemon Go" -- should buying Nintendo have been obvious?
Replies: 88
Views: 6644

Re: "Pokemon Go" -- should buying Nintendo have been obvious?

They are also releasing this m. If I would have known a month ago, I probably would have bought my first individual stock. It's going to be a huge year for Nintendo. It's insane to me the number of tech-inclined people I know who are excited to pay $60 for a closed system with 30 games when they co...
by oneleaf
Sat Jul 02, 2016 3:58 pm
Forum: Personal Consumer Issues
Topic: Stimulating toys for 3-5 year old
Replies: 18
Views: 1977

Re: Stimulating toys for 3-5 year old

Snap Circuits!
by oneleaf
Wed Jun 29, 2016 10:22 am
Forum: Personal Consumer Issues
Topic: Why is everyone up in arms about Costco's credit transition?
Replies: 65
Views: 6292

Re: Why is everyone up in arms about Costco's credit transition?

I had no idea anyone was up in arms over this. So I guess the OP just did his part in blowing this even more out of proportion! FWIW, we got all the notices for the transition, everything went smooth, and we are now using the new Visa card. Nice rewards for restaurants and the card has a cool red bo...
by oneleaf
Sat Jun 25, 2016 11:06 am
Forum: Investing - Help with Personal Investments
Topic: [RESOLVED] 401k Rollover to Vanguard Gone Awry - Can You Advise?
Replies: 10
Views: 1371

Re: 401k Rollover to Vanguard Gone Awry - Can You Advise?

So you also rolled over a 401k with pretax and roth assets? Were both checks made out the same way and did you simply add a note when you sent them to Vanguard telling them which accounts? Just wanted to know how a successful rollover went so I can try to do the same thing when we do it next month....
by oneleaf
Sat Jun 25, 2016 10:32 am
Forum: Investing - Help with Personal Investments
Topic: [RESOLVED] 401k Rollover to Vanguard Gone Awry - Can You Advise?
Replies: 10
Views: 1371

Re: 401k Rollover to Vanguard Gone Awry - Can You Advise?

I don't want to be bearer of bad news but I rolled a traditional and Roth into Vanguard a couple months ago. My "track my transfer" link still says it's waiting for a rollover check. I believe these are just placeholders because they list the approximate values I gave Vanguard while openi...
by oneleaf
Fri Jun 24, 2016 10:52 pm
Forum: Investing - Help with Personal Investments
Topic: [RESOLVED] 401k Rollover to Vanguard Gone Awry - Can You Advise?
Replies: 10
Views: 1371

Re: 401k Rollover to Vanguard Gone Awry - Can You Advise?

I don't want to be bearer of bad news but I rolled a traditional and Roth into Vanguard a couple months ago. My "track my transfer" link still says it's waiting for a rollover check. I believe these are just placeholders because they list the approximate values I gave Vanguard while openi...
by oneleaf
Fri Jun 24, 2016 5:22 pm
Forum: Investing - Help with Personal Investments
Topic: [RESOLVED] 401k Rollover to Vanguard Gone Awry - Can You Advise?
Replies: 10
Views: 1371

Re: 401k Rollover to Vanguard Gone Awry - Can You Advise?

I will be curious how this will be resolved, as I need to do a rollover soon as well, with mixed roth and pretax money. Based on my research on how to do it, my understanding was that I would indeed have two checks made out to Vanguard, and that I would have to specify which goes into which account....
by oneleaf
Fri Jun 24, 2016 12:18 pm
Forum: Investing - Theory, News & General
Topic: International stocks in free fall
Replies: 118
Views: 12767

Re: International stocks in free fall

Although this is indisputably a big down day for international stocks, especially Europe, if we step back a bit, basically it's just giving up gains in recent months. I did some tax-loss harvesting and rebalancing back to target in Europe and Pacific funds in February of this year. Before today I w...
by oneleaf
Sun Jun 19, 2016 10:35 am
Forum: Personal Consumer Issues
Topic: Vanguard change of address policies
Replies: 13
Views: 2130

Re: Vanguard change of address policies

Changing your address when you move is not only important for yourself, but a common courtesy to the new residents as well as the services that you use. Why neglect to do this and wait for everyone else involved to clean up your mess?
by oneleaf
Fri Jun 17, 2016 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: 401k rollover (pretax + Roth) - Anything to watch out for?
Replies: 2
Views: 376

Re: 401k rollover (pretax + Roth) - Anything to watch out for?

dbltrbl wrote:Let Vanguard Handle it and and you will have no problems in most cases.


I know Vanguard handles IRA transfers, but rollovers from 401k plans tend to need to be initiated by the plan administrator.
by oneleaf
Thu Jun 16, 2016 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: 401k rollover (pretax + Roth) - Anything to watch out for?
Replies: 2
Views: 376

401k rollover (pretax + Roth) - Anything to watch out for?

Hello, My wife will be leaving her company soon and she has a 401k that has a combination of pretax and Roth contributions. We want to do a direct rollover to Vanguard. It would be with no conversions... pretax to traditional and roth to roth. Is there anything to watch out for? Is this a pretty rou...
by oneleaf
Sun May 29, 2016 12:14 pm
Forum: Personal Consumer Issues
Topic: When to get first car service done
Replies: 70
Views: 8048

Re: When to get first car service done

I would change oil now.Any engine when new and mating to surfaces throws micro metal particals.Good synthetic oil and filter every 5k afterwards is cheap insurance.I've had two Ford trucks go over 300k doing this.I change oil at 2k on the first drain....get it out of there. Honda specifically recom...
by oneleaf
Wed May 04, 2016 12:53 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 15988

Re: Sci-Fi ... your favorite movies and episodes??

Big fan of both Sunshine and Primer. Sunshine has a goofy premise (the sun is going out), but it technically great. Primer is a mindfuck - had to watch it 3 times before I could really understand what was going on. Primer is nuts and Sunshine is one of my favorite movies. If you like Primer, check ...
by oneleaf
Fri Apr 29, 2016 11:13 am
Forum: Personal Consumer Issues
Topic: Linux/Windows Boot Problem
Replies: 54
Views: 4044

Re: Linux/Windows Boot Problem

As an aside, what are the other small distros (suitable for old laptops) worth trying? Is there some place that lists distros by size/hardware requirement? Depends on how old the laptop. I have 2008-ish Core 2 duos that run very well with Debian with the Xfce desktop (you can choose the desktop env...
by oneleaf
Tue Apr 26, 2016 6:09 pm
Forum: Personal Consumer Issues
Topic: Linux/Windows Boot Problem
Replies: 54
Views: 4044

Re: Linux/Windows Boot Problem

Yep, burning a CD or DVD will be the most foolproof way. Linux live USB sessions tend to be non-persistent anyway (unless setup for it, as in Puppy, Slitaz, etc), so a CD or DVD will give you the same experience.
by oneleaf
Wed Mar 30, 2016 2:14 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 12074

Re: Updates on the status of Linux

I've done this dual-boot vs 'preferring Linux' at least 5 times in the past 12 years. Every time I go back to Windows, unfortunately. I'm not a computer programmer or web dev, and all that effort/research to do things in Linux, has been not that useful, honestly. Just giving you an honest warning o...
by oneleaf
Wed Mar 30, 2016 10:08 am
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 12074

Re: Updates on the status of Linux

Also regarding Linux Mint, it is a fine newbie friendly distro. They were recently hacked such that for a day, the iso files on their site had malicious software. Although this does not affect anyone who downloaded from their site any other day, it is a great reminder that an organization like Debia...
by oneleaf
Wed Mar 30, 2016 9:55 am
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 12074

Re: Updates on the status of Linux

I have used Linux for eleven years and done a lot of installations. My experience is that newest hardware requires a bit of tweaking, so current Intel Broadwell and Skylake machines may need a little tweaking, but my 2014 era Haswell has pretty straightforward installations for most Linux distros. I...
by oneleaf
Mon Mar 28, 2016 3:46 pm
Forum: Personal Consumer Issues
Topic: Can I stream music to a wifi speaker in another city?
Replies: 20
Views: 3018

Re: Can I stream music to a wifi speaker in another city?

A Raspberry Pi running Linux could do the job, but someone would have to set everything up. Yea, this was my first thought because I actually did this the other day. Not with a Raspberry Pi, but I did SSH into my Linux PC from work and played my daughter's favorite song by launching it remotely and...
by oneleaf
Sat Mar 05, 2016 2:06 pm
Forum: Personal Consumer Issues
Topic: Mac laptop vs. Windows 7 (or 10) laptop
Replies: 63
Views: 5671

Re: Mac laptop vs. Windows 7 (or 10) laptop

I was once a Mac zealot. However over time I became tired of the limitations of the Mac ecosystem - lack of 3rd party software and inability to customize the hardware to my needs. Now I can't tolerate owning a Mac and haven't bought one for quite a while. Same here. Loved the late 2000's to early 2...