Search found 670 matches

by wfrobinette
Mon Jul 02, 2018 2:48 pm
Forum: Personal Consumer Issues
Topic: Chipmunk problem
Replies: 61
Views: 5198

Re: Chipmunk problem

Rat poison in the holes. The green cube stuff. One cube per hole. Controls problem for a few weeks. I have a patio that is being tunneled under, and fear it will eventually collapse. So I am not gentle with the little beasts. I started with the traps, which made everyone feel good, but just weren’t...
by wfrobinette
Mon Jul 02, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: Chipmunk problem
Replies: 61
Views: 5198

Re: Chipmunk problem

Rat poison in the holes. The green cube stuff. One cube per hole. Controls problem for a few weeks. I have a patio that is being tunneled under, and fear it will eventually collapse. So I am not gentle with the little beasts. I started with the traps, which made everyone feel good, but just weren’t...
by wfrobinette
Mon Jul 02, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: Chipmunk problem
Replies: 61
Views: 5198

Re: Chipmunk problem

Farnum is my new friend. I use a putty knife to cut the blocks into 1/4's. End of block, pushing down works best. Blocks disappear and so does the problem. I treat every 3 days. Much better than chipper dipper. Chipper dipper is a better solution than what you're doing at least there will be no acc...
by wfrobinette
Mon Jul 02, 2018 12:26 pm
Forum: Personal Consumer Issues
Topic: Recommend airline luggage fitting in overhead bin?
Replies: 31
Views: 3296

Re: Recommend airline luggage fitting in overhead bin?

Leave it to the boglehead forums to take a simple question and complicate it to the nth degree. First of all: you don't want a four wheel spinner. They are junk, and the wheels are garbage. Sorry, but I can't give you info about those, as I don't use them. I have, and would recommend, Eagle Creek. ...
by wfrobinette
Fri Jun 22, 2018 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: What do we mean when we say "HCOL vs LCOL" location?
Replies: 34
Views: 2410

Re: What do we mean when we say "HCOL vs LCOL" location?

OP, In my opinion, HCOL is the word that someone used to overspend on the house and be "House Poor". This word always shows up when someone wants to buy an expensive house. KlangFool Not always true. 699k for 2800 sqft is HCOL when the same houses could be had for 340k in another area. I've been in...
by wfrobinette
Fri Jun 22, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: Severance Package Question
Replies: 60
Views: 5974

Re: Severance Package Question

One thing you could consider asking for is outplacement services if you think you’ll need them. I wouldn’t try to “negotiate” for them - I would just ask politely in the form a question of whether they will be provided, because you don’t have any leverage. Often companies are happy to help their em...
by wfrobinette
Fri Jun 22, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Severance Package Question
Replies: 60
Views: 5974

Re: Severance Package Question

The company I work for acquired by private equity firms last year and today I was laid off. Company size is ~$700M in revenue and my location was in the Northeast. I was at a Director level which is one level below VP (Business Unit Heads are SVPs). I worked for them for just shy of 3 years, perfor...
by wfrobinette
Fri Jun 22, 2018 12:22 pm
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 8755

Re: Which Supermarket are you?

What supermarkets do you Boggleheads go to and do most of your grocery shopping. Do you believe in the Organic hype and only shop at Whole Foods or do you go to Trader Joes for the cheaper alternative? Looking at making a decision on what supermarket i should ultimately be shopping at. I believe th...
by wfrobinette
Wed Jun 13, 2018 4:20 pm
Forum: Personal Consumer Issues
Topic: Chipmunk Repellent?
Replies: 36
Views: 2789

Re: Chipmunk Repellent?

pfrank wrote:
Tue Jun 12, 2018 7:27 am
The 5-gal bucket and sunflower seed trap works great. It’s simple and effective!

It is illegal in many states (including mine) to relocate wildlife from your property.
It's illegal in mine to drown. Only acceptable humane(instant death) kills are legal if they are destroying property.
by wfrobinette
Wed Jun 13, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Chipmunk Repellent?
Replies: 36
Views: 2789

Re: Chipmunk Repellent?

I have had great success with a Havahart trap. Trapped 15 chipmunks last year and three this year. None seen for over a month. However, you need to transport the little creatures to another location. Tried various chemicals-- none were effective. Chipmunks can do a lot of damage. Cats can also be v...
by wfrobinette
Wed Jun 13, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Does anyone use Imperfect Produce?
Replies: 9
Views: 1179

Re: Does anyone use Imperfect Produce?

open_circuit wrote:
Wed Jun 13, 2018 10:43 am
Never heard of it. Looks interesting, but doesn't deliver to my area. They do deliver to "Indianapolis, Illinois", wherever that is, though.
It's right next to Champaign, Indiana
by wfrobinette
Wed Jun 06, 2018 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc)
Replies: 266
Views: 18256

Re: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc

https://www.brookings.edu/articles/who-needs-harvard/ Pretty comprehensive review of my personal thoughts on the matter. IMO, the most pertinent statement: "The Gotta-Get-Ins can no longer claim to be the more or less exclusive gatekeepers to graduate school. Once, it was assumed that an elite-coll...
by wfrobinette
Wed Jun 06, 2018 2:32 pm
Forum: Personal Finance (Not Investing)
Topic: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc)
Replies: 266
Views: 18256

Re: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc

https://www.brookings.edu/articles/who-needs-harvard/ Pretty comprehensive review of my personal thoughts on the matter. IMO, the most pertinent statement: "The Gotta-Get-Ins can no longer claim to be the more or less exclusive gatekeepers to graduate school. Once, it was assumed that an elite-coll...
by wfrobinette
Wed Jun 06, 2018 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc)
Replies: 266
Views: 18256

Re: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc

ve someone who went to Harvard College but can’t get into Harvard Law, plus someone who went to the University of Maryland and does get into Harvard Law,” Shirley Levin says. So 39% of the class comes from 8 schools and 61% comes from 2600 schools. I would say that is a pretty clear indication of h...
by wfrobinette
Wed Jun 06, 2018 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc)
Replies: 266
Views: 18256

Re: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc

In 18 years, a college degree could cost $500,000. https://www.cnbc.com/2017/03/17/in-18-years-a-college-degree-could-cost-about-500000.html I wonder what the projections were 18 years ago. I wonder if they were close to $250,000-$300,000. Parents need to save a lot if they want to insulate their k...
by wfrobinette
Wed Jun 06, 2018 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc)
Replies: 266
Views: 18256

Re: Do average kids from upper middle class families get any free college money (Scholarships / non-repayable grants etc

Hello, Assumptions 1. my kids grow up to be average " students. 2. We are an upper middle class family when my kids apply for college (i.e. a few million dollar net worth). 3. Have some 529 balances. Say $75k each kid Do kids like these typically get any "free" money from colleges or any other orga...
by wfrobinette
Tue Jun 05, 2018 8:51 am
Forum: Personal Consumer Issues
Topic: How a credit card refund is applied?
Replies: 27
Views: 1803

Re: How a credit card refund is applied?

The refund will be applied to the next statement balance that follows the date the refund was finalized to the account. You still need to pay the entire current statement that appears before the refund is credited. You will end up with a credit balance (a negative balance) for the later statement i...
by wfrobinette
Tue Jun 05, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: How a credit card refund is applied?
Replies: 27
Views: 1803

Re: How a credit card refund is applied?

My understanding is that the credit does not count toward your payment so you still have to pay $3,000. As others have said, it is best to call the credit card company. However, do you really trust the knowledge of the person that you talk to. You may want to ask them to make a note on your account...
by wfrobinette
Mon Jun 04, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: How a credit card refund is applied?
Replies: 27
Views: 1803

Re: How a credit card refund is applied?

The refund will be applied to the next statement balance that follows the date the refund was finalized to the account. You still need to pay the entire current statement that appears before the refund is credited. You will end up with a credit balance (a negative balance) for the later statement i...
by wfrobinette
Mon Jun 04, 2018 1:47 pm
Forum: Personal Consumer Issues
Topic: How a credit card refund is applied?
Replies: 27
Views: 1803

Re: How a credit card refund is applied?

My understanding is that the credit does not count toward your payment so you still have to pay $3,000. As others have said, it is best to call the credit card company. However, do you really trust the knowledge of the person that you talk to. You may want to ask them to make a note on your account...
by wfrobinette
Mon Jun 04, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: How a credit card refund is applied?
Replies: 27
Views: 1803

Re: How a credit card refund is applied?

For example, I bought a flight ticket for $1,500 last month and my total credit card balance is $3,000. I then cancelled the ticket and got a full refund. However, the refund was credited to my card account after last month statement closing date. So my statement balance was $3,000. My question, wi...
by wfrobinette
Mon Jun 04, 2018 1:41 pm
Forum: Personal Consumer Issues
Topic: MS Office 2016 "The Operating System Is Not Presently Configured To Run This Application"
Replies: 11
Views: 1123

Re: MS Office 2016 "The Operating System Is Not Presently Configured To Run This Application"

nedsaid wrote:
Mon Jun 04, 2018 11:31 am
Take the error message and Google it. Likely others have had the same problem and the more reputable message boards will recommend a good fix. Probably something is out there on the Microsoft website as well.
Dozen's of fixes came up.
by wfrobinette
Mon Jun 04, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 17500

Re: Top Shelf Liquor Overrated?

Once a brand becomes "the latest and the greatest" the quality is sure to suffer. A recent example in my experience is Angel's Envy bourbon, which is aged in port wine barrels. I received a bottle as a gift a few years ago and found it to be a pleasant bourbon to drink neat. According to my local l...
by wfrobinette
Fri Jun 01, 2018 1:30 pm
Forum: Personal Consumer Issues
Topic: Sherwin Williams paint
Replies: 52
Views: 3716

Re: Sherwin Williams paint

Doing interior painting for our single family home starting next week, yet to buy the paint. Decided to go with Sherwin Williams brand. Just checked the website and found there is a 30% sale going on, I need to stop by at the store tomorrow and check. Do they have usually all colors available in th...
by wfrobinette
Fri Jun 01, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 17500

Re: Top Shelf Liquor Overrated?

Once a brand becomes "the latest and the greatest" the quality is sure to suffer. A recent example in my experience is Angel's Envy bourbon, which is aged in port wine barrels. I received a bottle as a gift a few years ago and found it to be a pleasant bourbon to drink neat. According to my local l...
by wfrobinette
Fri Jun 01, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 17500

Re: Top Shelf Liquor Overrated?

audioaxes wrote:
Thu May 31, 2018 3:54 pm
Im no drinking connoisseur by any means I can easily taste a difference with Evan Williams even when mixed with a 1:6 ratio of Cola compared with Jack, Crown Royal, etc
You should taste a difference between bourbon, Tennessee whiskey and Canadian Whisky
by wfrobinette
Fri Jun 01, 2018 1:05 pm
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 17500

Re: Top Shelf Liquor Overrated?

I’ve been comparing: Gordon’s Gin to Blue Sapphire Evan Williams Bourbon to Maker’s Mark Smirnoff Vodka to Grey Goose Kirkland Canadian Whiskey to Crowne Royale Kirkland Cognac to Remy Martin In most of these examples a half gallon is the same price as a fifth of the more expensive liquor. They are...
by wfrobinette
Mon May 14, 2018 10:54 am
Forum: Personal Consumer Issues
Topic: Dealer sold me a Certified Vehicle invloved in a prior collision
Replies: 23
Views: 2998

Re: Dealer sold me a Certified Vehicle invloved in a prior collision

N10sive wrote:
Fri May 11, 2018 4:38 pm
I think you might be qualified for a Carfax buyback guarantee but not sure what it entails.
I think you have to buy the carfax report to get the guarantee.
by wfrobinette
Mon May 14, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: My Costco/TrueCar auto shopping experience
Replies: 47
Views: 43500

Re: My Costco/TrueCar auto shopping experience

When I bought a new car a couple of years ago, I was in the "Exceptional Price" category when I looked up my purchase price on TrueCar. That was done by just emailing all dealers within a 3 hour drive radius and picking the lowest. I won't go in the door unless they start at the exceptional price.
by wfrobinette
Mon May 14, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: Buying a 2017 leftover [Chevy Bolt], account for depreciation
Replies: 1
Views: 372

Re: Buying a 2017 leftover, account for depreciation

I bought a left over 2016 Lexus in Feb. It was a huge discount(30% off MSRP) and I'll come out way ahead if I'd purchased the 2018. You'll get the full factory warranty as well.

I'd try to haggle a bit lower though.
by wfrobinette
Fri May 11, 2018 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Money vs. Work-life balance
Replies: 68
Views: 8054

Re: Money vs. Work-life balance

I'm currently debating on whether to start looking for my next job. My current MegaCorp has been having financial issues for the past 2-3 years that just don't seem to be going away and the board of directors are not voting to replace the C-level managers (all of whom need to go in my opinion). Tha...
by wfrobinette
Fri May 11, 2018 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: How To Handle Auto Accident Insurance Company Letter
Replies: 16
Views: 2309

Re: How To Handle Auto Accident Insurance Company Letter

Thank you all for the valuable information. My DW is better; she sustained some injuries and she is better physically but not normal;. Mentally she is still suffering and is not willing to drive yet. She seems to have some memory loss and will take a cognitive test at a Neurologist that has already...
by wfrobinette
Fri May 11, 2018 8:42 am
Forum: Personal Consumer Issues
Topic: When to buy new underwear?
Replies: 86
Views: 6707

Re: When to buy new underwear?

OK, thanks guys, but is there a limit to how many years would be too many years, even for a reasonable person? Like if you heard that someone was wearing ten-year-old underwear, would that sound weird? Not that that's me. I'm just curious. 8-) Average age of mine(hanes comfort band) is at least 6 y...
by wfrobinette
Fri May 11, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: Which cordless weed whacker to buy?
Replies: 49
Views: 3617

Re: Which cordless weed whacker to buy?

You will be very underwhelmed by any of the battery trimmers. Go with a 4 cycle gas model. Your use case does not fit the profile of where a battery/re-chargeable trimmer is best for. https://www.homedepot.com/p/Ryobi-4-Cycle-30cc-Attachment-Capable-Straight-Shaft-Gas-Trimmer-RY4CSS/300339341 Do th...
by wfrobinette
Fri May 11, 2018 8:32 am
Forum: Personal Consumer Issues
Topic: Moving companies (long distance):recommendations+choosing delivery date?
Replies: 15
Views: 836

Re: Moving companies (long distance):can I choose delivery date?

rgs92 wrote:
Thu May 10, 2018 12:21 pm
Interesting. Are they all franchises? Even all the big well-known national names? Thank you.
For the most part, yes they are all franchised.
by wfrobinette
Thu May 10, 2018 12:18 pm
Forum: Personal Consumer Issues
Topic: Moving companies (long distance):recommendations+choosing delivery date?
Replies: 15
Views: 836

Re: Moving companies (long distance):can I choose delivery date?

rgs92 wrote:
Thu May 10, 2018 11:33 am

3. Has anyone had notably good experiences with one particular mover?

Yes, but they are all franchised so a good company in one area may be a terrible in another.
by wfrobinette
Wed May 09, 2018 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: Asked to be Executor - What questions to ask
Replies: 39
Views: 3723

Re: Asked to be Executor - What questions to ask

What other issues or questions should be concerned with? They are working with an eldercare attorney to update their will, so it has a higher probability of covering most contingencies than many. The #1 question I would ask is whether they've set up EVERYTHING possible as BOD/TOD/POD. IMO, the Will...
by wfrobinette
Wed May 09, 2018 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 6056

Re: How to handle problem employee

Not everyone in corporate america is a high performer - that's just the way it is. I'm actually a bit concerned that as a new manager, you just want to fire the person, versus adapt your approach. I'm a relatively new manager with a few difficult employees and encountered the similar situations as ...
by wfrobinette
Wed May 09, 2018 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 6056

Re: How to handle problem employee

It would be helpful to provide some context into the type of position. Is this a knowledge worker role (it sounds like it is)? To what extent are you paying this employee to think independently? For example, in my industry, older engineers tend to be more conservative and come off as less enthusias...
by wfrobinette
Wed May 09, 2018 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 6056

Re: How to handle problem employee

Following as I am a relatively new manager (7 months) and am dealing with an employee who questions my requests. Today, I asked her to do something and her response was: "I just got two urgent contracts if they need attention in the next two weeks I probably wont be able to manage this " I can't im...
by wfrobinette
Tue May 08, 2018 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Health insurance, do we need it and how?
Replies: 23
Views: 2811

Re: Health insurance, do we need it and how?

I would never for a single day be without high quality medical insurance. Even if you returned and signed up for an ACA policy, you don't know if the best institutions for cancer for example are in the network and it is not like you get accepted the day you apply. I've been on an ACA plan and I can...
by wfrobinette
Tue May 08, 2018 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: annualcreditreport
Replies: 13
Views: 1224

Re: annualcreditreport

randompacking wrote:
Tue May 08, 2018 7:57 am
how many times per year can you check your credit report through the annualcreditreport.com site? is it possible to do more than 3?
No it's not. I've tried. I've frozen my credit so I don't have to worry as much. I check once a year.
by wfrobinette
Tue May 08, 2018 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: yet another should I change jobs question
Replies: 12
Views: 1185

Re: yet another should I change jobs question

I've seen a number of this type of post lately. None have yet matched my situation closely, so here goes. I'm struggling with a "should I change jobs" question. Here's the high level view. Start with the good things about current job: Pay is ludicrously good. Party due to being good at my job, part...
by wfrobinette
Tue May 08, 2018 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: Is it time for me to change jobs or should I stay put?
Replies: 70
Views: 6910

Re: Is it time for me to change jobs or should I stay put?

mayday23 wrote:
Mon May 07, 2018 4:30 pm


I'd never take a lower paying job, but that's just me.
Happiness is sometimes worth more than money.
by wfrobinette
Tue May 08, 2018 1:24 pm
Forum: Personal Consumer Issues
Topic: Converting my (financial) Excel spreadsheets to MS Access DB?
Replies: 17
Views: 1346

Re: Converting my (financial) Excel spreadsheets to MS Access DB?

I’ve read all replies with great interest as I have thought about the same sort of project myself for a number of years (8 or 10 years or so), my time and energy being the constraints. I started using Excel in my engineering work around 1992 and, for me, a good way to learn how to use the program w...
by wfrobinette
Tue May 08, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Converting my (financial) Excel spreadsheets to MS Access DB?
Replies: 17
Views: 1346

Re: Converting my (financial) Excel spreadsheets to MS Access DB?

Why do you want to do this? I have done conversions like this in the past. It is rarely an automatic win. I would recomend turning the sections you want to import into tables. Then there is a import tool in Access that will pull these tables from Excel in Access. I would treat these as staging tabl...
by wfrobinette
Tue May 08, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: United Mileage Plus CC - worth it?
Replies: 32
Views: 3087

Re: United Mileage Plus CC - worth it?

I have had this card for a few years. Planned on closing the account after the first year, but I ended up keeping it. I lost my status on United and I fly United enough (5 or 6 times/yr) that the Zone 2 boarding perk alone is worth it for me. If you're not flying United that much, it's not very use...
by wfrobinette
Mon May 07, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: What backup service to use?
Replies: 68
Views: 7007

Re: What backup service to use?

retire14 wrote:
Thu Nov 09, 2017 10:01 am
I am currently backing up my Mac with an external HD, but would like to find another backup mechanism. What backup service do you use and why? Is iCloud a good backup?Thanks.
I just moved to I drive. Got a 94% discount for being a competitive customer.
by wfrobinette
Fri Apr 20, 2018 2:16 pm
Forum: Personal Consumer Issues
Topic: What does a typical homeowners insurance policy have?
Replies: 10
Views: 1278

Re: What does a typical homeowners insurance policy have?

I'm currently shopping for a home owners policy--never had one before. What do I actually need--and how much coverage is appropriate? The house isn't in an earthquake, flood, wild fire, mudslide, hurricane, etc. area. For reference, the purchase price is $469k for a 1500 sqft 2story colonial built ...
by wfrobinette
Fri Apr 20, 2018 12:43 pm
Forum: Personal Consumer Issues
Topic: Cheap Caribbean [add-flights, cut price in half... too good to be true?]
Replies: 28
Views: 2304

Re: Cheap Caribbean [add-flights, cut price in half... too good to be true?]

https://www.cheapcaribbean.com/ Looking to book an all-inclusive vacation for 2 for 6 nights. Currently down-selected to El Dorado Seaside Suites. On their website it is around $3300 for us both, including food/drinks, and then about $500/ea for non-stop flights. Wanted to shop prices a bit and fou...