Search found 643 matches

by wfrobinette
Mon May 14, 2018 10:54 am
Forum: Personal Consumer Issues
Topic: Dealer sold me a Certified Vehicle invloved in a prior collision
Replies: 23
Views: 2787

Re: Dealer sold me a Certified Vehicle invloved in a prior collision

N10sive wrote:
Fri May 11, 2018 4:38 pm
I think you might be qualified for a Carfax buyback guarantee but not sure what it entails.
I think you have to buy the carfax report to get the guarantee.
by wfrobinette
Mon May 14, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: My Costco/TrueCar auto shopping experience
Replies: 47
Views: 34206

Re: My Costco/TrueCar auto shopping experience

When I bought a new car a couple of years ago, I was in the "Exceptional Price" category when I looked up my purchase price on TrueCar. That was done by just emailing all dealers within a 3 hour drive radius and picking the lowest. I won't go in the door unless they start at the exceptional price.
by wfrobinette
Mon May 14, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: Buying a 2017 leftover [Chevy Bolt], account for depreciation
Replies: 1
Views: 324

Re: Buying a 2017 leftover, account for depreciation

I bought a left over 2016 Lexus in Feb. It was a huge discount(30% off MSRP) and I'll come out way ahead if I'd purchased the 2018. You'll get the full factory warranty as well.

I'd try to haggle a bit lower though.
by wfrobinette
Fri May 11, 2018 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Money vs. Work-life balance
Replies: 68
Views: 7371

Re: Money vs. Work-life balance

I'm currently debating on whether to start looking for my next job. My current MegaCorp has been having financial issues for the past 2-3 years that just don't seem to be going away and the board of directors are not voting to replace the C-level managers (all of whom need to go in my opinion). Tha...
by wfrobinette
Fri May 11, 2018 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: How To Handle Auto Accident Insurance Company Letter
Replies: 16
Views: 2129

Re: How To Handle Auto Accident Insurance Company Letter

Thank you all for the valuable information. My DW is better; she sustained some injuries and she is better physically but not normal;. Mentally she is still suffering and is not willing to drive yet. She seems to have some memory loss and will take a cognitive test at a Neurologist that has already...
by wfrobinette
Fri May 11, 2018 8:42 am
Forum: Personal Consumer Issues
Topic: When to buy new underwear?
Replies: 86
Views: 5921

Re: When to buy new underwear?

OK, thanks guys, but is there a limit to how many years would be too many years, even for a reasonable person? Like if you heard that someone was wearing ten-year-old underwear, would that sound weird? Not that that's me. I'm just curious. 8-) Average age of mine(hanes comfort band) is at least 6 y...
by wfrobinette
Fri May 11, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: Which cordless weed whacker to buy?
Replies: 49
Views: 3182

Re: Which cordless weed whacker to buy?

You will be very underwhelmed by any of the battery trimmers. Go with a 4 cycle gas model. Your use case does not fit the profile of where a battery/re-chargeable trimmer is best for. https://www.homedepot.com/p/Ryobi-4-Cycle-30cc-Attachment-Capable-Straight-Shaft-Gas-Trimmer-RY4CSS/300339341 Do th...
by wfrobinette
Fri May 11, 2018 8:32 am
Forum: Personal Consumer Issues
Topic: Moving companies (long distance):recommendations+choosing delivery date?
Replies: 15
Views: 701

Re: Moving companies (long distance):can I choose delivery date?

rgs92 wrote:
Thu May 10, 2018 12:21 pm
Interesting. Are they all franchises? Even all the big well-known national names? Thank you.
For the most part, yes they are all franchised.
by wfrobinette
Thu May 10, 2018 12:18 pm
Forum: Personal Consumer Issues
Topic: Moving companies (long distance):recommendations+choosing delivery date?
Replies: 15
Views: 701

Re: Moving companies (long distance):can I choose delivery date?

rgs92 wrote:
Thu May 10, 2018 11:33 am

3. Has anyone had notably good experiences with one particular mover?

Yes, but they are all franchised so a good company in one area may be a terrible in another.
by wfrobinette
Wed May 09, 2018 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: Asked to be Executor - What questions to ask
Replies: 39
Views: 3353

Re: Asked to be Executor - What questions to ask

What other issues or questions should be concerned with? They are working with an eldercare attorney to update their will, so it has a higher probability of covering most contingencies than many. The #1 question I would ask is whether they've set up EVERYTHING possible as BOD/TOD/POD. IMO, the Will...
by wfrobinette
Wed May 09, 2018 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 5462

Re: How to handle problem employee

Not everyone in corporate america is a high performer - that's just the way it is. I'm actually a bit concerned that as a new manager, you just want to fire the person, versus adapt your approach. I'm a relatively new manager with a few difficult employees and encountered the similar situations as ...
by wfrobinette
Wed May 09, 2018 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 5462

Re: How to handle problem employee

It would be helpful to provide some context into the type of position. Is this a knowledge worker role (it sounds like it is)? To what extent are you paying this employee to think independently? For example, in my industry, older engineers tend to be more conservative and come off as less enthusias...
by wfrobinette
Wed May 09, 2018 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 5462

Re: How to handle problem employee

Following as I am a relatively new manager (7 months) and am dealing with an employee who questions my requests. Today, I asked her to do something and her response was: "I just got two urgent contracts if they need attention in the next two weeks I probably wont be able to manage this " I can't im...
by wfrobinette
Tue May 08, 2018 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Health insurance, do we need it and how?
Replies: 23
Views: 2475

Re: Health insurance, do we need it and how?

I would never for a single day be without high quality medical insurance. Even if you returned and signed up for an ACA policy, you don't know if the best institutions for cancer for example are in the network and it is not like you get accepted the day you apply. I've been on an ACA plan and I can...
by wfrobinette
Tue May 08, 2018 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: annualcreditreport
Replies: 13
Views: 1100

Re: annualcreditreport

randompacking wrote:
Tue May 08, 2018 7:57 am
how many times per year can you check your credit report through the annualcreditreport.com site? is it possible to do more than 3?
No it's not. I've tried. I've frozen my credit so I don't have to worry as much. I check once a year.
by wfrobinette
Tue May 08, 2018 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: yet another should I change jobs question
Replies: 12
Views: 1078

Re: yet another should I change jobs question

I've seen a number of this type of post lately. None have yet matched my situation closely, so here goes. I'm struggling with a "should I change jobs" question. Here's the high level view. Start with the good things about current job: Pay is ludicrously good. Party due to being good at my job, part...
by wfrobinette
Tue May 08, 2018 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: Is it time for me to change jobs or should I stay put?
Replies: 63
Views: 5022

Re: Is it time for me to change jobs or should I stay put?

mayday23 wrote:
Mon May 07, 2018 4:30 pm


I'd never take a lower paying job, but that's just me.
Happiness is sometimes worth more than money.
by wfrobinette
Tue May 08, 2018 1:24 pm
Forum: Personal Consumer Issues
Topic: Converting my (financial) Excel spreadsheets to MS Access DB?
Replies: 17
Views: 1203

Re: Converting my (financial) Excel spreadsheets to MS Access DB?

I’ve read all replies with great interest as I have thought about the same sort of project myself for a number of years (8 or 10 years or so), my time and energy being the constraints. I started using Excel in my engineering work around 1992 and, for me, a good way to learn how to use the program w...
by wfrobinette
Tue May 08, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Converting my (financial) Excel spreadsheets to MS Access DB?
Replies: 17
Views: 1203

Re: Converting my (financial) Excel spreadsheets to MS Access DB?

Why do you want to do this? I have done conversions like this in the past. It is rarely an automatic win. I would recomend turning the sections you want to import into tables. Then there is a import tool in Access that will pull these tables from Excel in Access. I would treat these as staging tabl...
by wfrobinette
Tue May 08, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: United Mileage Plus CC - worth it?
Replies: 32
Views: 2934

Re: United Mileage Plus CC - worth it?

I have had this card for a few years. Planned on closing the account after the first year, but I ended up keeping it. I lost my status on United and I fly United enough (5 or 6 times/yr) that the Zone 2 boarding perk alone is worth it for me. If you're not flying United that much, it's not very use...
by wfrobinette
Mon May 07, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: What backup service to use?
Replies: 68
Views: 6400

Re: What backup service to use?

retire14 wrote:
Thu Nov 09, 2017 10:01 am
I am currently backing up my Mac with an external HD, but would like to find another backup mechanism. What backup service do you use and why? Is iCloud a good backup?Thanks.
I just moved to I drive. Got a 94% discount for being a competitive customer.
by wfrobinette
Fri Apr 20, 2018 2:16 pm
Forum: Personal Consumer Issues
Topic: What does a typical homeowners insurance policy have?
Replies: 10
Views: 1117

Re: What does a typical homeowners insurance policy have?

I'm currently shopping for a home owners policy--never had one before. What do I actually need--and how much coverage is appropriate? The house isn't in an earthquake, flood, wild fire, mudslide, hurricane, etc. area. For reference, the purchase price is $469k for a 1500 sqft 2story colonial built ...
by wfrobinette
Fri Apr 20, 2018 12:43 pm
Forum: Personal Consumer Issues
Topic: Cheap Caribbean [add-flights, cut price in half... too good to be true?]
Replies: 28
Views: 2141

Re: Cheap Caribbean [add-flights, cut price in half... too good to be true?]

https://www.cheapcaribbean.com/ Looking to book an all-inclusive vacation for 2 for 6 nights. Currently down-selected to El Dorado Seaside Suites. On their website it is around $3300 for us both, including food/drinks, and then about $500/ea for non-stop flights. Wanted to shop prices a bit and fou...
by wfrobinette
Fri Apr 13, 2018 3:24 pm
Forum: Personal Consumer Issues
Topic: Cheap Caribbean [add-flights, cut price in half... too good to be true?]
Replies: 28
Views: 2141

Re: Cheap Caribbean [add-flights, cut price in half... too good to be true?]

https://www.cheapcaribbean.com/ Looking to book an all-inclusive vacation for 2 for 6 nights. Currently down-selected to El Dorado Seaside Suites. On their website it is around $3300 for us both, including food/drinks, and then about $500/ea for non-stop flights. Wanted to shop prices a bit and fou...
by wfrobinette
Fri Apr 13, 2018 1:59 pm
Forum: Personal Consumer Issues
Topic: Cheap Caribbean [add-flights, cut price in half... too good to be true?]
Replies: 28
Views: 2141

Re: Cheap Caribbean [add-flights, cut price in half... too good to be true?]

https://www.cheapcaribbean.com/ Looking to book an all-inclusive vacation for 2 for 6 nights. Currently down-selected to El Dorado Seaside Suites. On their website it is around $3300 for us both, including food/drinks, and then about $500/ea for non-stop flights. Wanted to shop prices a bit and fou...
by wfrobinette
Fri Apr 13, 2018 1:47 pm
Forum: Personal Consumer Issues
Topic: Cheap Caribbean [add-flights, cut price in half... too good to be true?]
Replies: 28
Views: 2141

Re: Cheap Caribbean [add-flights, cut price in half... too good to be true?]

allinclusiveoutlet.com has more options for the rooms which match actual hotel naming conventions, makes me feel a bit better. They come out to a similar $2900 including car transport ($120 value) and decent flights (a non-stop on way there). I'll have to read up on reviews and also for interest sa...
by wfrobinette
Fri Apr 13, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Cheap Caribbean [add-flights, cut price in half... too good to be true?]
Replies: 28
Views: 2141

Re: Cheap Caribbean [add-flights, cut price in half... too good to be true?]

https://www.cheapcaribbean.com/ Looking to book an all-inclusive vacation for 2 for 6 nights. Currently down-selected to El Dorado Seaside Suites. On their website it is around $3300 for us both, including food/drinks, and then about $500/ea for non-stop flights. Wanted to shop prices a bit and fou...
by wfrobinette
Fri Apr 13, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: Monetary gift in memory of deceased
Replies: 8
Views: 879

Re: Monetary gift in memory of deceased

Do not send the check to the family. Send it to the charity with a letter that asks for a receipt for tax purposes and that notification be sent to the family at the address you provide. Charities do this all the time and it should be routine for them to do that. Generally, the notification sent to...
by wfrobinette
Fri Apr 13, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: Should I prewire my home network myself?
Replies: 40
Views: 2376

Re: Should I prewire my home network myself?

I'm definitely of the mind that any device that doesn't move should be hardwired. Less configuration and troubleshooting, better more reliable performance, and also makes your OTHER devices that you do want to be wireless perform better, due to reduced congestion. So all of my TVs, Tivos, desktop P...
by wfrobinette
Fri Apr 13, 2018 7:08 am
Forum: Investing - Help with Personal Investments
Topic: Crazy to start 529 without kids??
Replies: 49
Views: 3720

Re: Crazy to start 529 without kids??

Hello, so excited to find this community! I recently inherited a very large sum of money from my grandfather. Years ago, he had given me a Boglehead guide to investing book; but as a college student at the time with no debt, little income, and no savings, I read a few pages then filed it away. Sorr...
by wfrobinette
Mon Apr 09, 2018 3:54 pm
Forum: Investing - Help with Personal Investments
Topic: How to account for taxes after selling company stock?
Replies: 8
Views: 612

Re: How to account for taxes after selling company stock?

I would love some insight as to how to plan for taxes that result from selling company stock. My husband's company has granted RSUs for the company stock as well as for two subsidiary companies. For two of them, shares are withheld for taxes. For the third, we receive the entire value, minus transa...
by wfrobinette
Mon Apr 09, 2018 3:24 pm
Forum: Investing - Theory, News & General
Topic: Tech & startup mutual funds or ETFs
Replies: 5
Views: 631

Re: Tech & startup mutual funds or ETFs

I'm curious how others are investing in technology, startups, etc. Are there good mutual funds or ETFs to consider? Other platforms? I'm looking at VITAX and saw a feature in Kiplingers which also listed a few funds at Fidelity and T.Rowe. I'd welcome thoughts on these. Some background: My SO and I...
by wfrobinette
Mon Apr 09, 2018 11:02 am
Forum: Personal Finance (Not Investing)
Topic: No will. What happens to my accounts if I die?
Replies: 34
Views: 2792

Re: No will. What happens to my accounts if I die?

I am unmarried. No children. No dependents of any sort. 28 years old. I've never made a will. I've always figured that someday when/if I get married, I'll make a will and buy a life insurance policy. But until then, why bother? In the state of Texas, my money would pass on to my 2 living parents. T...
by wfrobinette
Fri Apr 06, 2018 12:14 pm
Forum: Personal Consumer Issues
Topic: 1st World Problem - Pet Insurance
Replies: 19
Views: 1979

Re: 1st World Problem - Pet Insurance

Self insure.
by wfrobinette
Fri Apr 06, 2018 12:12 pm
Forum: Personal Consumer Issues
Topic: How to re-wire an antique lamp
Replies: 15
Views: 931

Re: How to re-wire an antique lamp

I bought an antique lamp that dates back to the 1970s. I really love it and it's one of the few expensive purchases I've made in the last few years. The lamp hardware itself is in perfect condition, and that's really amazing. But the electrical wiring is not in great shape. I am not a handy person ...
by wfrobinette
Fri Apr 06, 2018 12:05 pm
Forum: Personal Consumer Issues
Topic: Tequila and Magaritas
Replies: 59
Views: 4611

Re: Tequila and Magaritas

Lots of clueless comments so far in this thread. :D As an inhabitant of a part of the country where margaritas are a way of life .... Recipe for an high quality margarita: 1) slice a lime in half 2) wet rim of glass with lime and touch to the sal gorda (rock salt) (half rim ... full rim whatever yo...
by wfrobinette
Fri Apr 06, 2018 12:01 pm
Forum: Personal Consumer Issues
Topic: Tequila and Magaritas
Replies: 59
Views: 4611

Re: Tequila and Magaritas

This is a bit of an odd request, but as I developed a plan and am staying the course, my thoughts have turned toward summer entertaining. After having recently moved, I am slowly rebuilding my liquor cabinet, mostly based on what's on sale in a given week or month. I am no heavy drinker, but do enj...
by wfrobinette
Thu Apr 05, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: Microsoft tech support scam - how to recover?
Replies: 39
Views: 4297

Re: Microsoft tech support scam - how to recover?

squirm wrote:
Mon Apr 02, 2018 11:38 pm
I'm still waiting for someone to call me so I can play along for a while and have a little fun.
+1 I've done that twice.
by wfrobinette
Fri Mar 30, 2018 2:15 pm
Forum: Personal Consumer Issues
Topic: New car on lot for 102 days. Concerns?
Replies: 35
Views: 5428

Re: New car on lot for 102 days. Concerns?

Looking at new 2018 Toyota Highlanders. Got my information from CarGurus. They list the number of days the dealer has had the car. Two dealers have cars that have been on the lot over 100 days. Can anyone speak to the accuracy of this information? I must admit I am more comfortable with the Highlan...
by wfrobinette
Fri Mar 30, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: New On-screen Guide for Direct TV
Replies: 17
Views: 2592

Re: New On-screen Guide for Direct TV

DanMahowny wrote:
Fri Mar 30, 2018 1:37 pm
Great post OP.

I agree completely, the new format is very frustrating. Indeed, it sucks.
I just got the e-mail today saying It's rolling out to me. Ugh!
by wfrobinette
Fri Mar 30, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: How can I get a passport?
Replies: 64
Views: 5720

Re: How can I get a passport?

student wrote:
Wed Mar 21, 2018 10:01 pm
When I renewed my passport last year, I just walked in to the post office, took my picture and sent in the application form. Are there any smaller towns nearby? Maybe you can try one of their post offices.
+1
by wfrobinette
Fri Mar 30, 2018 2:07 pm
Forum: Personal Consumer Issues
Topic: New car from dealer may have close to 150 miles - ok?
Replies: 66
Views: 6034

Re: New car from dealer may have close to 150 miles - ok?

I think what bothered me was they wouldn't tell me where the other dealer is. I asked if they could just take a picture of the odometer and they said no. Again, I have no reason to believe anything fishy is going on. Just didn't realize that's how they sometimes transport cars from other dealers. T...
by wfrobinette
Fri Mar 30, 2018 2:06 pm
Forum: Personal Consumer Issues
Topic: New car from dealer may have close to 150 miles - ok?
Replies: 66
Views: 6034

Re: New car from dealer may have close to 150 miles - ok?

One time I reached a purchase agreement with a dealer 150 miles away from my home. They had the car in stock. I got a really good deal on the new car as well as an excellent offer for my trade-in, sight unseen. When I went to pick it up, it had about 200 miles on it. I asked why, and they had been ...
by wfrobinette
Fri Mar 23, 2018 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: changing my signature when signing checks and credit card receipts
Replies: 47
Views: 3326

Re: changing my signature when signing checks and credit card receipts

Like you say, nobody looks at the signature. To prove this to the people I was having dinner with, I once scribbled complete nonsense on one of those credit card machines that requires you to sign on the pad. It said something like "signature verified". Sure it was! Some of the machines don't even ...
by wfrobinette
Thu Mar 22, 2018 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Help my wife when I die.
Replies: 37
Views: 4283

Re: Help my wife when I die.

Good morning Bogleheads! Sorry for the morbid title, everything is fine as far as I know. I am a long-time reader of the forum, but have only just now made an account. I really wanted to thank everyone here for the amazing discussions and advice on a variety of subjects. I have been trying to becom...
by wfrobinette
Mon Mar 12, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: As a home buyer, do you use your own realtor or agent?
Replies: 25
Views: 2156

Re: As a home buyer, do you use your own realtor or agent?

Remember this one fact: unless you have a signed Buyer's Agency contract, all agents work for the Seller and can 1) withhold information from you that you need for negotiation, and 2) share information about you with the Seller, such as how high you are able to go to buy their property. +1 Unless y...
by wfrobinette
Mon Mar 12, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Balsamic vinegar?
Replies: 31
Views: 3721

Re: Balsamic vinegar?

We use quite a bit of balsamic vinegar. I prefer a real balsamic vinegar unlike what's commonly available at most grocery stores. I'm trying to find a good value balsamic vinegar. After some research, I bought the Kirkland brand. It's OK but watery and not great. Any ideas? I prefer zingermanns 10 ...
by wfrobinette
Thu Mar 01, 2018 2:16 pm
Forum: Personal Consumer Issues
Topic: Best/cheapest place to buy AirTrack
Replies: 3
Views: 452

Re: Best/cheapest place to buy AirTrack

Specifically I'm interested in the AirTrack P2, but I'm not willing to shell out 2-3K for it. Any suggestions on where to buy? Used? Seasonal rent? Viable alternatives? If other, still want a long high quality mat for a mid level gymnast/cheerleader. Will be primarily used outdoors. I got one for m...
by wfrobinette
Tue Feb 27, 2018 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Company Paid Cobra
Replies: 5
Views: 345

Re: Company Paid Cobra

Hi, our company offers separation package to all employees which includes cobra coverage payment for several weeeks. I didn't get my medical insurance via the company because i got the insurance via my spouse's worksplace. In this case, I'm not being offered the payout for the cobra coverage in my ...
by wfrobinette
Tue Feb 27, 2018 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle: Hourly financial planning
Replies: 44
Views: 4794

Re: Side Hustle: Hourly financial planning

I communicated with many hourly and project fee advice-only advisors all over the country. You'd be surprised to hear how busy they are. Some have all the business they want and they are not taking any new clients. Some are booked solid with a waiting list for several months. Fee-for-consultation i...