Search found 1097 matches

by wfrobinette
Thu Jul 09, 2020 12:31 pm
Forum: Personal Consumer Issues
Topic: Thinking of buying myself a luxury item.. Is LV wallet a legit purchase?
Replies: 153
Views: 7503

Re: Thinking of buying myself a luxury item.. Is LV wallet a legit purchase?

runner3081 wrote:
Mon Jul 06, 2020 3:50 pm
Who doesn’t use a wallet heavily?
Me!
by wfrobinette
Thu Jul 09, 2020 12:28 pm
Forum: Personal Consumer Issues
Topic: Turbo Tax disappeared in progress
Replies: 2
Views: 225

Re: Turbo Tax disappeared in progress

I was working on my taxes, finally. Almost done when I accidentally clicked on the upper left red button. Everything disappeared of course, but now I can't find it. TT wants me to start over from the beginning. I am using the downloaded version. Surely my work exists somewhere? https://ttlc.intuit....
by wfrobinette
Thu Jul 09, 2020 12:24 pm
Forum: Personal Consumer Issues
Topic: Pool Maintenance - The Boglehead Way
Replies: 25
Views: 1388

Re: Pool Maintenance - The Boglehead Way

I'm only a newbie (*) at pool care, but I thought I'd take a stab at enumerating some best Boglehead practices. So here goes... 1) Fire the pool guy (if you have time and inclination) and do it yourself. It's not rocket science. You can learn at Swim Univ (YouTube) or troublefreepool.com (despite t...
by wfrobinette
Tue Jul 07, 2020 3:03 pm
Forum: Personal Consumer Issues
Topic: Fireproof & waterproof folders or safes for important documents?
Replies: 26
Views: 1274

Re: Fireproof & waterproof folders or safes for important documents?

digitize, and cloud it. The best place for local physical copy storage is a large, heavy (gun) safe bolted to the floor. The sentry safes can be easily carried off, and don't offer much in the way of physical security. Nor much from fire either. 30 - 60 minutes isn't going to withstand a devastatin...
by wfrobinette
Mon Jul 06, 2020 1:08 pm
Forum: Personal Consumer Issues
Topic: Approached to Replace the Roof after Hail Storm
Replies: 18
Views: 1722

Re: Approached to Replace the Roof after Hail Storm

Good gravy. START with your insurance company, THEN find a reputable roofer. I beg to differ. 1. Get an estimate first to see if it's even worth filing a claim. Why would you file a claim just to see what it would cost to repair? Unnecessary claims will cost you more in premiums over your life. 2. ...
by wfrobinette
Mon Jul 06, 2020 12:59 pm
Forum: Personal Consumer Issues
Topic: Device for men's haircuts
Replies: 50
Views: 4522

Re: Device for men's haircuts

So, I hate getting haircuts because it's none of their business what my name or phone or line of work is, and then I have to do fine tuning after I get home. I'd like to do it myself, but I figure the hair makes a big mess for me to clean up. Would someone share how they clean up their cut hair? Th...
by wfrobinette
Mon Jul 06, 2020 12:47 pm
Forum: Personal Consumer Issues
Topic: YoutubeTV subscription now $64.99/month
Replies: 171
Views: 13301

Re: YoutubeTV subscription now $64.99/month

Google has raised the price of Youtube TV by 30% to $64.99/month. Late last year it was increased by 25% from $39.99 to $49.99. It's a good service, but the constant price increases make it less appealing. Did anyone really expect streaming to save money in the long run? This business is at the mer...
by wfrobinette
Mon Jun 29, 2020 3:03 pm
Forum: Personal Consumer Issues
Topic: Grammar assistant word processing software
Replies: 8
Views: 533

Re: Grammar assistant word processing software

PoppyA wrote:
Sat Jun 27, 2020 12:06 am
Hmmm. I have not seen that function in word. I used it for years. Perhaps there is a setting for this?

I use pages now.
There is a setting. Depends on version.
by wfrobinette
Mon Jun 29, 2020 12:57 pm
Forum: Personal Consumer Issues
Topic: Repairing a hole in plastic kiddie pool
Replies: 26
Views: 1557

Re: Repairing a hole in plastic kiddie pool

Just curious if anyone has any thoughts about using a clean hot glue gun tip with no glue to melt it together? The whole is very small from a thorn, so slightly bigger than a pin prick. That sounds like it would work... I think the issue will be the "pucker" or stress point it creates when it's fil...
by wfrobinette
Mon Jun 29, 2020 12:54 pm
Forum: Personal Consumer Issues
Topic: Update current laptop or buy new one?
Replies: 58
Views: 3960

Re: Update current laptop or buy new one?

With SSD, my 9-year old laptop i5-2520 boots into Windows 10 desktop in 25 seconds from cold start. Wow that's slow. Plenty fast for me. Wait until you get a new one. I went with PCIe 3 years ago and I cold boot an I5-6400 in less than 10 seconds. Interestingly enough, I was given a work PC last ye...
by wfrobinette
Fri Jun 26, 2020 11:49 am
Forum: Personal Consumer Issues
Topic: Exterior Storm Windows for Noise Reduction
Replies: 30
Views: 1159

Re: Exterior Storm Windows for Noise Reduction

I have an issue where some of my neighbors like to have frequent parties in their backyards and the houses are fairly close. The main issue for me is sleeping at night - even if the neighbors have turned-off the music and are just talking. I have two windows in my bedroom, and I believe these windo...
by wfrobinette
Fri Jun 26, 2020 11:15 am
Forum: Personal Consumer Issues
Topic: Buying a house - survey necessary?
Replies: 32
Views: 2450

Re: Buying a house - survey necessary?

No fence is allowed in this community. However, my broker advised me to do so, so is my lawyer, though it's a cash deal. Arggggh! HOA? Over 55 where they do all of the landscaping and mowing? If yes, then I wouldn't be so concerned but I'd get one. . Lawyer is telling you to do so because he has to...
by wfrobinette
Thu Jun 25, 2020 3:35 pm
Forum: Personal Consumer Issues
Topic: New 4K TV: LED, QLED or OLED?
Replies: 113
Views: 5892

Re: New 4K TV: LED, QLED or OLED?

I would just get a regular LED TV from Sony (my personal favorite for screen quality and natural color), or Samsung or LG. Just my opinion, but LED is such fine quality (especially if you grew up with tube TVs) that it is more than good enough. But for sound, get a decent amp or receiver and a good...
by wfrobinette
Thu Jun 25, 2020 3:14 pm
Forum: Personal Consumer Issues
Topic: New 4K TV: LED, QLED or OLED?
Replies: 113
Views: 5892

Re: New 4K TV: LED, QLED or OLED?

We had a 1080p 60 inch LG Plasma TV that we were happy with. But it died, and it was not cost effective to try to fix it. So we need to replace it. We bought a very inexpensive (only $500) 70 inch HiSense LED 4K TV from Costco, and we hate it. The colors are bad, and look "washed out" and the viewi...
by wfrobinette
Thu Jun 25, 2020 10:36 am
Forum: Personal Consumer Issues
Topic: New 4K TV: LED, QLED or OLED?
Replies: 113
Views: 5892

Re: New 4K TV: LED, QLED or OLED?

For new stuff coming out (including both movies and top tier streaming series) 4K is the norm, not the exception now. I use Netflix mostly with 4K support, so yeah the new stuff is usually UHD, and also even Atmos sound a lot of the time. Or more specifically, my particular streamer will say "Visio...
by wfrobinette
Thu Jun 25, 2020 10:23 am
Forum: Personal Consumer Issues
Topic: New 4K TV: LED, QLED or OLED?
Replies: 113
Views: 5892

Re: New 4K TV: LED, QLED or OLED?

We had a 1080p 60 inch LG Plasma TV that we were happy with. But it died, and it was not cost effective to try to fix it. So we need to replace it. We bought a very inexpensive (only $500) 70 inch HiSense LED 4K TV from Costco, and we hate it. The colors are bad, and look "washed out" and the viewi...
by wfrobinette
Thu Jun 25, 2020 10:17 am
Forum: Personal Consumer Issues
Topic: Dead ants in radiator
Replies: 16
Views: 787

Re: Dead ants in radiator

We had ant issues for a long time, until I bought the following for under $5: https://www.homedepot.com/p/TERRO-Indoor-Liquid-Ant-Killer-Baits-6-Count-T300/202532940 One of the rare things that worked for us exactly as advertised. I also recommend the TERRO product. We had ants in our temporary ren...
by wfrobinette
Thu Jun 25, 2020 9:57 am
Forum: Personal Consumer Issues
Topic: Update current laptop or buy new one?
Replies: 58
Views: 3960

Re: Update current laptop or buy new one?

go_mets wrote:
Wed Jun 24, 2020 8:50 pm
wfrobinette wrote:
Fri Jun 19, 2020 9:23 am
go_mets wrote:
Sun May 24, 2020 10:56 pm
With SSD, my 9-year old laptop i5-2520 boots into Windows 10 desktop in 25 seconds from cold start.
Wow that's slow.
Plenty fast for me.
Wait until you get a new one. I went with PCIe 3 years ago and I cold boot an I5-6400 in less than 10 seconds.
by wfrobinette
Thu Jun 25, 2020 9:46 am
Forum: Personal Consumer Issues
Topic: Anybody moved out of State recently.
Replies: 27
Views: 2472

Re: Anybody moved out of State recently.

The number one priority when you arrive in your new state is to immediately establish residence, especially if your new state is more tax friendly. Many private companies, as well as state governments treat those who have just arrived as transitory until they have been in residence for one year. Th...
by wfrobinette
Tue Jun 23, 2020 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Help: Severance Package Concern - Update #4 and Thank you All
Replies: 97
Views: 7831

Re: HELP: Severance Package Concern

MarkBarb wrote:
Tue Jun 23, 2020 4:33 pm
There was no notice that layoffs were coming? My might want to read up on the WARN Act. I don't know the details, but I thought that it required something like a 60 day notice before starting a layoff.
Only if affects a certain % of employees.

Ageism is alive and well.
by wfrobinette
Tue Jun 23, 2020 3:50 pm
Forum: Personal Consumer Issues
Topic: Anybody moved out of State recently.
Replies: 27
Views: 2472

Re: Anybody moved out of State recently.

I have a weird thing to watch out for. As we got ready to move we submitted a forwarding address to USPS and some of our mail was actually forwarded and delivered before closing. But after closing we stopped getting mail. Finally, after about a week, we called the post office and they said it was t...
by wfrobinette
Tue Jun 23, 2020 3:48 pm
Forum: Personal Consumer Issues
Topic: Anybody moved out of State recently.
Replies: 27
Views: 2472

Re: Anybody moved out of State recently.

The number one priority when you arrive in your new state is to immediately establish residence, especially if your new state is more tax friendly. Many private companies, as well as state governments treat those who have just arrived as transitory until they have been in residence for one year. Th...
by wfrobinette
Tue Jun 23, 2020 3:38 pm
Forum: Personal Consumer Issues
Topic: Anybody moved out of State recently.
Replies: 27
Views: 2472

Re: Anybody moved out of State recently.

We're moving out of state in about a month. We've got the transport of our goods covered. Packing/Giveaways/YardSales/Craigslist etc all underway. Interested in any checklist type info on "closing down" existing the address as well as setting up in new town. Mail forwarding, utilities, etc. If any ...
by wfrobinette
Tue Jun 23, 2020 2:56 pm
Forum: Personal Consumer Issues
Topic: Filling cement cracks
Replies: 13
Views: 1690

Re: Filling cement cracks

Hi, Has anybody filled cement cracks on their own? If yes, can you suggest anything which I can get from Lowe's or Homedepot and do it on my own. Thanks I've done it. A lot depends on depth and width on what works best. Be prepared for the crack filling not to match the other concrete. I used this:...
by wfrobinette
Tue Jun 23, 2020 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: House not appraising to sale price
Replies: 50
Views: 6562

Re: House not apprising to sale price

This is a very helpful thread. My spouse and I made our first offer on a home. The seller wasn’t willing to budge on the price so we walked. Afterward seller states they paid for an appraisal, which appraised the house at the asking price. We still didn’t feel it as worth that. I didn’t realize tha...
by wfrobinette
Mon Jun 22, 2020 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: House not appraising to sale price
Replies: 50
Views: 6562

Re: House not appraising to sale price

Vanguard Fan 1367 wrote:
Mon Jun 22, 2020 2:10 pm
wfrobinette wrote:
Mon Jun 22, 2020 2:07 pm
He was upset when it appraised for 749k.
Did the sale go through without too many problems after the "upset?"

I bought a house where I didn't care about the appraisal (paid cash) because I wanted the house.
Yes it did.
by wfrobinette
Mon Jun 22, 2020 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: House not appraising to sale price
Replies: 50
Views: 6562

Re: House not apprising to sale price

This is a very helpful thread. My spouse and I made our first offer on a home. The seller wasn’t willing to budge on the price so we walked. Afterward seller states they paid for an appraisal, which appraised the house at the asking price. We still didn’t feel it as worth that. I didn’t realize tha...
by wfrobinette
Mon Jun 22, 2020 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Limit
Replies: 17
Views: 1569

Re: Credit Card Limit

Raymond wrote:
Mon Jun 22, 2020 8:37 am
Paullmas wrote:
Mon Jun 22, 2020 8:30 am
Why would you believe lowered credit line would hurt your FICO score?
"How credit limit decreases can affect your score" - myfico.com
I dropped two cards and consolidated 75% of credit limit to one card with Chase. Credit limit 25k lower. Score went up.
by wfrobinette
Mon Jun 22, 2020 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Utah’s 529 plan. What happened when I wasn’t looking?
Replies: 16
Views: 2358

Re: Utah’s 529 plan. What happened when I wasn’t looking?

It’s been a few years since I opened 529 accounts for our kids. We are in a state where there is no in state tax advantage, so at the time I opened the accounts I choose Utah’s plan. At the time, it was one of the highest ranked plans. Fast forward a few years. I’ve paid more attention to our retir...
by wfrobinette
Mon Jun 22, 2020 11:06 am
Forum: Personal Finance (Not Investing)
Topic: Cost of a PMP and is it worth it?
Replies: 38
Views: 3616

Re: Cost of a PMP and is it worth it?

Non engineer Project Manager here making 100k before commissions. With commission I was making 200k but commission was recently eliminated by my company (I'm in the oil and gas sector, land department, so my easy transitions would be utilities and renewable energy). I am not an engineer so having t...
by wfrobinette
Mon Jun 22, 2020 9:46 am
Forum: Personal Consumer Issues
Topic: APPLE IPAD 10.2 7th gen - What do you use yours for?
Replies: 21
Views: 1368

Re: APPLE IPAD 10.2 7th gen - What do you use yours for?

They are on sale now at various places including Amazon and best buy.
by wfrobinette
Fri Jun 19, 2020 11:36 am
Forum: Personal Consumer Issues
Topic: Reel Push mower (human powered): Scotts or Fiskars?
Replies: 12
Views: 1175

Re: Reel Push mower (human powered): Scotts or Fiskars?

Update: Bought a gently used Fiskars. TLDR: Works awesome if you have a flat lawn. Pros: It works great on flat areas. It is definitely easier to push than even the Scott's in those areas. It does not get caught up on large leaves - just slices through them. Some reviews (Wirecutter) indicate the F...
by wfrobinette
Fri Jun 19, 2020 9:34 am
Forum: Personal Consumer Issues
Topic: Should I sell my stash of dental floss now worth $3,000?
Replies: 105
Views: 11065

Re: Should I sell my stash of dental floss now worth $3,000?

I have a stash of dental floss from Listerine that apparently has been discontinued as of earlier this year. I don't know if the discontinuation is temporary or permanent, but the prices each pack of dental floss has fetched on sites like Ebay and Amazon is ridiculous. I bought them for maybe $3 pe...
by wfrobinette
Fri Jun 19, 2020 9:29 am
Forum: Personal Consumer Issues
Topic: Update current laptop or buy new one?
Replies: 58
Views: 3960

Re: Update current laptop or buy new one?

Good morning, Again, thank you everyone for all your time and advice. I wanted to give an update as well seek more expertise if willing. I recently inherited a Aspire E 15 E5-575-33BM (approximately 2 years old) with Intel Core i3-7100U, 4 gb RAM, with working laptop hinge :D as my daily driver. I ...
by wfrobinette
Fri Jun 19, 2020 9:23 am
Forum: Personal Consumer Issues
Topic: Update current laptop or buy new one?
Replies: 58
Views: 3960

Re: Update current laptop or buy new one?

go_mets wrote:
Sun May 24, 2020 10:56 pm
With SSD, my 9-year old laptop i5-2520 boots into Windows 10 desktop in 25 seconds from cold start.
Wow that's slow.
by wfrobinette
Fri Jun 19, 2020 9:21 am
Forum: Personal Consumer Issues
Topic: New Moving Boxes
Replies: 32
Views: 1503

Re: New Moving Boxes

You can buy large quantities of blank newsprint online. Very good for wrapping dishes, and many other items. Boxes available too. Have you checked Amazon? Various sizes and prices. Yes on Amazon. Plastic wrap is way cleaner than newsprint. It was from Amazon, 1,000 ft for $21. Blank news print is c...
by wfrobinette
Fri Jun 19, 2020 9:19 am
Forum: Personal Consumer Issues
Topic: New Moving Boxes
Replies: 32
Views: 1503

Re: New Moving Boxes

I've checked Home Depot, U-Haul, U-line and Walmart. The word "large" is meaningless; one has to go by either cubic foot or L,W,H. So what are the price and quality differentiator here? U-Haul seems to be cheaper but not sure if the quality is the same as HD. I also would need bubble wrap (Walmart)...
by wfrobinette
Fri Jun 19, 2020 9:17 am
Forum: Personal Consumer Issues
Topic: New Moving Boxes
Replies: 32
Views: 1503

Re: New Moving Boxes

adamthesmythe wrote:
Tue Jun 16, 2020 10:11 am

4. Bubble wrap is surprisingly expensive. Paper (or even the NY Times) works for most things. Especially with special-purpose boxes (see above).
+1 the pros use paper.
by wfrobinette
Fri Jun 19, 2020 9:10 am
Forum: Personal Consumer Issues
Topic: Soda Can Holder for Fridge
Replies: 14
Views: 1034

Re: Soda Can Holder for Fridge

https://smile.amazon.com/Smart-Design-Undershelf-Storage-Basket/dp/B07JVPPR9Y Thanks. I have found a number of items like this one. However, the one I used to have was only about 3 inches in depth. It was just deep enough for the soda cans. Anything deeper than that takes up too much space for the ...
by wfrobinette
Fri Jun 19, 2020 9:03 am
Forum: Personal Consumer Issues
Topic: E-Pass Uni - New EZPass and SunPass compatible transponder
Replies: 14
Views: 1104

Re: E-Pass Uni - New EZPass and SunPass compatible transponder

seawolf21 wrote:
Wed Jun 17, 2020 5:09 pm
lazydavid wrote:
Wed Jun 17, 2020 4:15 pm
seawolf21 wrote:
Wed Jun 17, 2020 11:55 am
My understanding is if the local toll authorities offer discounts exclusive to their transponders, you would lose these discounts. Just pointing it out.
I don't believe so thus this existence of this product.
Central Florida will accept ezpass.
by wfrobinette
Thu Jun 18, 2020 2:25 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring Help
Replies: 85
Views: 4609

Re: Engagement Ring Help

Buy used! Especially the diamond as they are worth far less than what you pay for them new.
by wfrobinette
Thu Jun 18, 2020 2:06 pm
Forum: Personal Consumer Issues
Topic: Online / Gun Dealer Recommendations
Replies: 101
Views: 9075

Re: Online / Gun Dealer Recommendations

Lextalionis wrote:
Wed Apr 01, 2020 6:10 pm
Check into reloading also. It is a blast and saves a ton of money.
It can cause a blast too.
by wfrobinette
Thu Jun 18, 2020 2:01 pm
Forum: Personal Consumer Issues
Topic: Online / Gun Dealer Recommendations
Replies: 101
Views: 9075

Re: Online / Gun Dealer Recommendations

Also, if you have time on your hands, build your own: https://www.1911builders.com/ A little pricey for around $1,000. Back in the 80's I got a hold of a similar 'kit' for under $100. It came with a parkerized receiver and replacement parts that needed to be smoothed out. Eventually, I got the trig...
by wfrobinette
Thu Jun 18, 2020 1:55 pm
Forum: Personal Consumer Issues
Topic: Online / Gun Dealer Recommendations
Replies: 101
Views: 9075

Re: Online / Gun Dealer Recommendations

1. If you buy a gun online it still needs to be shipped to a local Federal Firearm Licensed (FFL) dealer to do the background check / transfer. Any FFL will price match if s/he has it in stock. Online dealers are more likely to have rare models, but its hard to save money by going online. 2. When i...
by wfrobinette
Tue Jun 16, 2020 3:41 pm
Forum: Investing - Theory, News & General
Topic: New Tulip Mania?
Replies: 31
Views: 4855

Re: New Tulip Mania?

I think the real tulip-mania is occurring in the sports card market. Yup, those little pieces of cardboard. Generally, prices have tripled or more the past three months. Never seen anything like it in any market, ever. Really?? I took a bunch of late 80s and early 90s cards to a dealer a month ago ...
by wfrobinette
Tue Jun 16, 2020 3:33 pm
Forum: Investing - Theory, News & General
Topic: Hertz (bankrupt) may issue new stock
Replies: 74
Views: 6502

Re: Hertz (bankrupt) may issue new stock

Bringing OJ back to rush through the airport and jump a row of chairs can't help them now. I wouldn't touch this at all.
by wfrobinette
Tue Jun 16, 2020 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Just Fired - Pension and HSA questions
Replies: 33
Views: 4050

Re: Just Fired - Pension and HSA questions

Not FIRE but let go :? I have a couple of Pension and HSA questions: - I plan on rolling my pension into my 401k. My 401k is both Tax deferred and ROTH. Can I roll the pension into the ROTH portion of my 401k? - If so, how do I get taxed and would this be considered ordinary income? - The pension i...
by wfrobinette
Tue Jun 16, 2020 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: Seller breach of contract on home. I need advice.
Replies: 64
Views: 6721

Re: Seller breach of contract on home. I need advice.

Went into a contract with a seller of a home. We asked for grounding of upstairs electric as it is only a two prong electrical system. Sellers agreed and signed contract. Upon follow up inspection the sellers did not ground the electric upstairs. They then tried to pass off running a ground wire fr...
by wfrobinette
Tue Jun 16, 2020 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Owners Title Insurance
Replies: 47
Views: 2396

Re: Owners Title Insurance

I am buying a house in a master planned community. The property was part of a 1,000+ acre plantation until the 80s, when the entire plantation was purchased by the developer. I am buying a one owner house. The closing attorney is pushing hard for me to buy owners title insurance at a cost of about ...