Search found 103 matches

by f35phixer
Sun May 03, 2020 6:25 am
Forum: Personal Consumer Issues
Topic: Neighbor’s contractor wants to access our property
Replies: 158
Views: 16522

Re: Neighbor’s contractor wants to access our property

are there storage places in the city that THEY can park THEIR RV's in, That will free up THEIR drive way !!!!!!!!!
by f35phixer
Sat May 02, 2020 7:08 am
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 502
Views: 18194

Re: Bird watchers – what birds are you seeing?

I had always though the house finches were purple finches, and there would be some with sick eyes. I know now, i never really clean feeder except with a hose wash down. Also pretty sure i never had Gray Catbirds before, they are here now. Got hummers showing up and the Osprey are being their nest on...
by f35phixer
Sat Mar 28, 2020 1:52 pm
Forum: US Chapters
Topic: How Is Your Job Being Impacted By The Current Crisis?
Replies: 505
Views: 52332

Re: How Is Your Job Being Impacted By The Current Crisis?

Have been teleworking, but somethings i need to be there for.... And then at 1700 got email from lead that there is POSSIBLE virus victim in our building, on MY FLOOR;-(. So we are shutdown till who knows....
by f35phixer
Mon Feb 24, 2020 4:29 pm
Forum: Personal Consumer Issues
Topic: Credit Card cancelled for non-use?
Replies: 25
Views: 2977

Credit Card cancelled for non-use?

Well, looks like Shell has cancelled my account, supposedly they sent a letter. I don't remember getting a letter stating basically that because of an AUDIT they would not send new cards, is what customer service said????? It's my oldest CC Dec 2004, last statement was Aug 2017.... I know i had read...
by f35phixer
Sat Jan 25, 2020 8:14 am
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43911

Re: Engineers - What are you making? ($$$)

Lowly Electronics Tech here 112K/year with unlimited OT at 80/hr. Plus i LOVE my job!!! Can retire as federal now and this Nov will be 62 so another 10% added to pension. Have even been thinking about another year into Dec. 2021. 26 paid vaca days/ year, 10 federal holidays, 104 hr sick/year which c...
by f35phixer
Sat Nov 23, 2019 12:49 pm
Forum: Personal Investments
Topic: Dividend Reinvestment, anything wrong with portfolio
Replies: 1
Views: 527

Dividend Reinvestment, anything wrong with portfolio

Last two years I've gotten 2017 43k and 2018 51K from dividend reinvestment of below Fidelity Rollover portfolio at end of year. Trying to decide if i go with a Fido 3 fund or just keep what i have, i am very happy with it. Did i quick compare between SGRAX and FSKAX for 3 years SGRAX was $17244 vis...
by f35phixer
Fri Oct 04, 2019 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Upcoming pension decision
Replies: 8
Views: 778

Re: Upcoming pension decision

So much is dependent on your expenses — while both of you are alive and for the surviving spouse. You’d get better recommendations if you’d provide information on expenses in those scenarios. For instance, if your expenses are $5,000/month for 2 people and $4,000/month for 1 person, you’ll get diff...
by f35phixer
Fri Oct 04, 2019 11:02 am
Forum: Personal Consumer Issues
Topic: Removing smoke odor from clothing
Replies: 20
Views: 2035

Re: Removing smoke odor from clothing

would to see a picture of this item !!!!!!!!!
by f35phixer
Fri Oct 04, 2019 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Upcoming pension decision
Replies: 8
Views: 778

Re: Upcoming pension decision

We have one adult DD, Shes 35 with three DGkids and will be getting our IRA's when we pass. In theory our IRA's will stand pat until its time for RMD's.
by f35phixer
Fri Oct 04, 2019 9:30 am
Forum: Personal Finance (Not Investing)
Topic: Upcoming pension decision
Replies: 8
Views: 778

Upcoming pension decision

DW 59yrs is retiring at end of year. DW has wonderful pension options and we'd like some second opinions on these options. Basic - 8700/month at DW death, DH gets one month’s allowance – No Following two are single life annuities Option 1 - 8261/month at DW death, DH gets present value now 1,654,000...
by f35phixer
Fri Jul 12, 2019 8:47 am
Forum: Personal Investments
Topic: Federal employee financial planning question
Replies: 33
Views: 3818

Re: Federal employee financial planning question

Being an FSO are you allowed to claim = "The FERS Supplement is also called the Special Retirement Supplement or SRS. It is designed to help bridge the money gap for certain FERS who retire before age 62. It will supplement your missing Social Security income until you reach age 62. But not all FERS...
by f35phixer
Sun Feb 24, 2019 12:24 pm
Forum: Personal Investments
Topic: Switching from 7 funds to 3 fund portfolio process
Replies: 9
Views: 831

Re: Switching from 7 funds to 3 fund portfolio process

thanks you all... Monday is trading day then.

You say exchange Taylor, is that different then selling and buys? i could understand for the fidelity funds but i have others...
by f35phixer
Sun Feb 24, 2019 11:40 am
Forum: Personal Investments
Topic: Switching from 7 funds to 3 fund portfolio process
Replies: 9
Views: 831

Switching from 7 funds to 3 fund portfolio process

I am with Fidelity Rollover IRA have the following funds, i rounded up or down so percent in not 100% ;-) 16% EXITX - Manning Napier Int 1.1 ER 21% SGRAX - Wells Fargo Growth 1.1 11% FLPSX - Fidelity Low priced .62 15% FMIHX - FMI - large cap .8 17% FTBFX - Fidelity total bond.45 14% FAGIX - Fidelit...
by f35phixer
Fri Jan 11, 2019 8:31 am
Forum: Investing - Theory, News & General
Topic: Around 43K in dividends last year - feel good about it ?
Replies: 188
Views: 21965

Re: Around 43K in dividends last year - feel good about it ?

Well i look at it this way, my rollover i had ~65.8 K this year ~ 53K last year all dividend reinvestment. This years broke down ~ 65.8K for year and dec = 51.8K. reinvest in Dec was 800 shares at 28.57, 820 shares at 17.60 and 750 at 6.72 for my INT and then ~14K thru year for bonds/stocks. Why sho...
by f35phixer
Sat Nov 24, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: Natural gas detector
Replies: 7
Views: 765

Re: Natural gas detector

Kidde, Nighthawk brands are what i have . THE MOST IMPORTANT thing is proper location. If you use Natural gas, they need to be high on wall, if propane they need to be installed close to floor and make sure they are battery backed up....
by f35phixer
Thu Sep 13, 2018 4:07 pm
Forum: Investing - Theory, News & General
Topic: Argument for taking social security before 70. Comments?
Replies: 134
Views: 11219

Re: Argument for taking social security before 70. Comments?

lots of + and - on the taking of when and then :oops: Here's my plan, take TSP monthly's until FRA 66/7 months. My FIDO rollover continues to grow and grow! We both have great pensions to live off. Really can live off them.... DW will take when SHE decides :D I married a sugar mama! Here's the quest...
by f35phixer
Fri Aug 17, 2018 9:46 am
Forum: Personal Investments
Topic: RMD question, having two IRA's
Replies: 6
Views: 643

Re: RMD question, having two IRA's

guess is hould have gone to next slide !! For IRAs, you add up the balance in all of your traditional IRAs, divide it by the life-expectancy factor for your age and then withdraw the money from any of your traditional IRA accounts. (You do not have to take RMDs from Roth IRAs). But if you have more ...
by f35phixer
Fri Aug 17, 2018 9:11 am
Forum: Personal Investments
Topic: RMD question, having two IRA's
Replies: 6
Views: 643

Re: RMD question, having two IRA's

While the TSP is tax deferred like an IRA, technically it is not an IRA. TSP RMDs must be taken from the TSP. If you have 2 or more IRAs (not TSP, 401k, other), then you can aggregate the RMD of all IRA accounts and take the distribution(s) from any IRA of your choice. understand, you still must ag...
by f35phixer
Fri Aug 17, 2018 6:38 am
Forum: Personal Investments
Topic: RMD question, having two IRA's
Replies: 6
Views: 643

RMD question, having two IRA's

Was on Kiplingers website and was in the RMD 10 mistakes to avoid section. number 4 had this in their calculator section: If you have more than one traditional IRA, you may take the distribution from any single account or any combination of accounts. So i have a fidelity Rollover we'll say worth 650...
by f35phixer
Sat Jul 28, 2018 6:01 am
Forum: Personal Consumer Issues
Topic: Talk to me about Le Creuset
Replies: 53
Views: 7079

Re: Talk to me about Le Creuset

HUMMMM, being Bogleheads, would think you'd say yes i love my LODGE dutch, fry pan etc at half the cost. what other pieces do you have. :twisted:
by f35phixer
Thu Jul 26, 2018 1:22 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 229
Views: 16233

Re: Toughest Purchase of my Life. Engagement Ring time

i lost mine and DW only wears hers on special times. yes buy the ring !!!!!!!!!!!!
by f35phixer
Fri Jul 20, 2018 5:03 am
Forum: Personal Consumer Issues
Topic: Home maintenance question - rust beneath caulk in tub
Replies: 13
Views: 2113

Re: Home maintenance question - rust beneath caulk in tub

you all are trying to scare us from moving there, I get it !!!!!!!!!!!!!

The whole house will rust from under you :D
by f35phixer
Wed Jul 11, 2018 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Five years to retirement (article)
Replies: 12
Views: 2136

Re: Five years to retirement (article)

read like an advertizment, but i did like Brenna's cartoons.... Oh those ladies :oops:
by f35phixer
Tue Jul 10, 2018 9:58 am
Forum: Personal Investments
Topic: Soon to retire Fed in the TSP
Replies: 20
Views: 1910

Re: Soon to retire Fed in the TSP

Outstanding advice! I was unaware of the TSP modernization act. If/when enacted will give me the peace of mind I was looking for in terms of withdraw flexibilities. Thank you! The act was signed into law late last year and gives FRTIB until 2019 to implement the changes, including new withdrawal op...
by f35phixer
Tue Jul 10, 2018 6:50 am
Forum: Personal Investments
Topic: Soon to retire Fed in the TSP
Replies: 20
Views: 1910

Re: Soon to retire Fed in the TSP

Thanks Rich,

Nice for them, guess it was made as an offset for no SS?
by f35phixer
Tue Jul 10, 2018 5:42 am
Forum: Personal Investments
Topic: Soon to retire Fed in the TSP
Replies: 20
Views: 1910

Re: Soon to retire Fed in the TSP

Assuming you're a CSRS employee, before you retire you can make a voluntary contribution of 10% of your lifetime earnings (your "paystub" will show your 7% CSRS contribution, which you can multiply by 10/7), which you can roll over to a Roth IRA tax-free. Any interest on the contribution between wh...
by f35phixer
Fri Jul 06, 2018 4:50 am
Forum: Personal Consumer Issues
Topic: Every Other Friday Off
Replies: 52
Views: 6129

Re: Every Other Friday Off

yes love it!!!!!!!!!!!!!!!!!

do what i want, golf, catchup at home, look at this site, whatever i want because DW works i get a free day :D

Still get up at 0440 though :twisted: :oops:
by f35phixer
Wed Jun 27, 2018 6:52 am
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 501
Views: 60609

Re: What is/ was your career and would you recommend it now?

Aviation Electronics Technical (AT) – joined Navy 1976 -1979, VS-31 S3-A Vikings did first Med cruise aboard CVN-69 as flight deck troubleshooter, saw some cool stuff up there…. Got out and moved onto Fast Tactical Naval Aviation flight test at PAX River. Was electronics tech on F-18 Hornet Ship Si...
by f35phixer
Tue Jun 26, 2018 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 501
Views: 60609

Re: What is/ was your career and would you recommend it now?

Aviation Electronics Technical (AT) – joined Navy 1976 -1979, VS-31 S3-A Vikings did first Med cruise aboard CVN-69 as flight deck troubleshooter, saw some cool stuff up there…. Got out and moved onto Fast Tactical Naval Aviation flight test at PAX River. Was electronics tech on F-18 Hornet Ship Six...
by f35phixer
Tue Jun 19, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 10591

Re: gray hair

nope to dye, wife loves the gray....

Wait till your beard starts getting gray, i had a nice soft black beard, now i can't stand the sucker, course and itchy all the time.....
by f35phixer
Thu Jun 14, 2018 1:00 pm
Forum: Personal Investments
Topic: 47 and clueless - direction needed
Replies: 60
Views: 9118

Re: 47 and clueless - direction needed

So sorry for this happening to you!!! But as others have said, you can recover and have 15 years to recover before you decide if you want SS at 62... Your accounts can grow grow grow... There are some very smart finance people on here who i'm sure could write a SHORT SWEET NOTE to FT, you guys rippe...
by f35phixer
Tue Jun 12, 2018 11:36 am
Forum: Personal Consumer Issues
Topic: Should I take possession of a certified mail?
Replies: 151
Views: 19191

Re: Should I take possession of a certified mail?

Strange very strange.

Keep us informed...
by f35phixer
Mon Jun 11, 2018 3:49 pm
Forum: Personal Consumer Issues
Topic: Can we discuss whisk?
Replies: 29
Views: 3496

Re: Can we discuss whisk?

My go to’s are wirecutter for all stuff and serious eats for eats , recipes and equipment.
by f35phixer
Sun Jun 03, 2018 7:38 am
Forum: Personal Consumer Issues
Topic: Need advice on 1st international vacation
Replies: 106
Views: 8363

Re: Need advice on 1st international vacation

You’ll be fine wherever you go, English is spoken... Use a google translate app for translation. UK, Scotland and Italy have been our most recent adventures. Are you going to drive, quite a change from the correct side of road to drive on wrong side!!! Our Edinburgh to Fort Williams was EXCITING. Wh...
by f35phixer
Mon May 21, 2018 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: Fractional Ownership [Property]
Replies: 33
Views: 5236

Re: Fractional Ownership [Property]

just got back from Maui, went to fractional sales pitch just to get the 25000 SPG points. Said no, but we did get suckered in to go back within two years to see if we changed out minds ~ 3000 for 8 days and we'll get another 25K points ;-))
by f35phixer
Wed May 16, 2018 4:10 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 209
Views: 16320

Re: how do you tip on wine at a restaurant

"20% of the total bill, pre-tax" I never thought about that but it is true huh. I usually am 20+ depending.....

Thanks i'm going to Boggle more, tip 20% per the cost of meals/drinks ................

Our wonderful Md tax cuts us up !!!
by f35phixer
Wed May 02, 2018 4:43 am
Forum: Personal Consumer Issues
Topic: electric shock hazard [opening a DVD player]
Replies: 11
Views: 1759

Re: electric shock hazard

whats does windy or raining have to do with it? Its not outside is it? Not that that would matter.. :D
by f35phixer
Tue May 01, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: electric shock hazard [opening a DVD player]
Replies: 11
Views: 1759

Re: electric shock hazard

If you will NEVER plug it in again, shouldn't be a problem. Just cut the cord inside and do what you want.

Whats your definition of repurpose ?
by f35phixer
Sat Apr 21, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: How long have you been employed?
Replies: 44
Views: 4067

Re: How long have you been employed?

Marshfield / Humarock Busboy 1975 till now 2018 doing special stuff !!!!!!!!!

Only one more year, yikes, but ready !
by f35phixer
Thu Mar 08, 2018 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 349
Views: 57388

Re: Does anyone here with net worths north of $1 mil use financial advisors?

i have an account with Fidelity and it's in the high 6 figures, so i get a personnel advisor. We meet once a year and talk, i have done all my own buying selling of mutual funds. She/Fidelity isn't charging me are they? They just get money from the ER of each fund right? Or have i been duped? I wil...
by f35phixer
Thu Mar 08, 2018 6:29 am
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 349
Views: 57388

Re: Does anyone here with net worths north of $1 mil use financial advisors?

i have an account with Fidelity and it's in the high 6 figures, so i get a personnel advisor. We meet once a year and talk, i have done all my own buying selling of mutual funds. She/Fidelity isn't charging me are they? They just get money from the ER of each fund right? Or have i been duped? I will...
by f35phixer
Mon Feb 19, 2018 11:55 am
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 14095

Re: Do you wear a wedding band? [at a job interview]

[edited by moderator prudent]

Nope, not for what i do !!!!
by f35phixer
Thu Feb 08, 2018 9:01 am
Forum: Personal Consumer Issues
Topic: What time do you go to work?
Replies: 72
Views: 7228

Re: What time do you go to work?

0500-0530 usually.

early in early out...
by f35phixer
Sat Feb 03, 2018 2:39 pm
Forum: Personal Consumer Issues
Topic: Cheapest funeral options
Replies: 40
Views: 4211

Re: Cheapest funeral options

Alexa9 wrote:
Sat Feb 03, 2018 2:02 pm
Cremation and a ceremony at a house or park or wherever they would like their ashes spread.
+1
by f35phixer
Sat Feb 03, 2018 2:37 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 24944

Re: For BHs who actually like cars - what is your daily driver?

09 White Acrua RL AWD his
15 Hyacith Red Metallic MB E350 sedan 4matic hers - bought last saturday, A truly pretty pretty car, normally all you see is Black/White/Gray !!!!
by f35phixer
Wed Jan 31, 2018 6:57 am
Forum: Personal Consumer Issues
Topic: Scotland tour - Spirit of Speyside
Replies: 8
Views: 1162

Re: Scotland tour - Spirit of Speyside

We were in Scotland last year Edinbourgh and drove to Fort Augustus, Good Lord, that Drive was TOUGH, those narrow corners and Lories coming at you ;-))) Make sure you visit the local pubs, we had a WONDERFUL time with tha locals at Augustus!!!! We had visited the Dalwhinnie distillery, was very nic...
by f35phixer
Fri Jan 26, 2018 7:03 am
Forum: Personal Consumer Issues
Topic: Your favorite beach vacation destination?
Replies: 64
Views: 7001

Re: Your favorite beach vacation destination?

Jekyll Island Ga....
by f35phixer
Mon Jan 08, 2018 11:01 am
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 101
Views: 20704

Re: New mattress

https://thewirecutter.com/reviews/best- ... uy-online/

i use these guys for alot of purchases,

Heres a question, can you keep your old boxspring from your mattress from 15+ years ago and just replace the top?
by f35phixer
Wed Dec 06, 2017 11:52 am
Forum: Personal Consumer Issues
Topic: Vegas on a budget
Replies: 49
Views: 5244

Re: Vegas on a budget

buccimane wrote:
Wed Dec 06, 2017 10:23 am
Battista's Hole in the Wall.. unlimited wine and garlic bread + a entree for $23-$40. Plus an accordion player who takes request :sharebeer
We were just there two week ago. Used to be our favorite diver , not any more.... Gone down hill .
by f35phixer
Mon Nov 13, 2017 1:44 pm
Forum: Personal Consumer Issues
Topic: Thoughts about wearing a "uniform"/same thing everyday?
Replies: 138
Views: 13100

Re: Thoughts about wearing a "uniform"/same thing everyday?

We had a young engineer working for us, wore the same black pants every day. I gave him the call sign SPEED - Same Pants Every EFFIN day!!! :D This is what I was a little afraid of. I didn't want people to think I was unhygienic. How do you know he didn't have 5 pairs of the same pants. I am sure t...