Search found 1254 matches

by superlight
Sat Nov 20, 2010 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: How do you add a few numbers?
Replies: 74
Views: 7244

I used to use scratch paper and pencil, but now my bank scans the checks at the drive-through, no more math required.

(I did make one math error in the last 30 years, and they sent me a note with correction - sad face)
by superlight
Sat Nov 20, 2010 1:00 pm
Forum: Personal Consumer Issues
Topic: Firewall program for Windows
Replies: 50
Views: 7201

I agree with the above, if you aren't on a notebook and moving between wi-fi hotspots, rely on a dedicated device like a hub.

If you are mobile, then yes you need something on the computer.
by superlight
Wed Oct 20, 2010 8:26 am
Forum: Personal Consumer Issues
Topic: Hypermiling: The Art of Squeezing MPGs
Replies: 184
Views: 21763

True hypermilers are crazy, but you can do something simple and safe that works: pick a semi and follow him at a safe difference. If you have a mileage computer you'll notice the difference. Now here is where the story gets crazy. I did that on a recent trip up California's Highway 5. I decided I ne...
by superlight
Mon Sep 27, 2010 6:07 pm
Forum: Personal Consumer Issues
Topic: Dual monitors...good? bad? positioning?
Replies: 18
Views: 5959

I've used multiple monitors as a programmer, but how I use them depends on the programming I'm doing. Maybe Eclipse is on one and the client display is on the other. Maybe all the programming is on one and web/chat windows are on the other. Often I use two monitors on one desk, but each on a separat...
by superlight
Mon Sep 27, 2010 6:00 pm
Forum: Personal Consumer Issues
Topic: whole grains and fuzzy logic
Replies: 0
Views: 715

whole grains and fuzzy logic

I saw a thread about whole grain bread, and it spurred me to drop this note. I've seen those expensive Japanese rice cookers for years. To me they were funny, especially as the high end moved higher. $450 for a rice cooker? Mine was $9.99, and it would cook rice. But as I read more, I learned that t...
by superlight
Mon Sep 27, 2010 5:38 pm
Forum: Personal Consumer Issues
Topic: Detroit (the city)
Replies: 66
Views: 8502

I watched a video about a resurgence, young hipsters moving in because it is an empty city. Ah, this is it:

http://www.palladiumboots.com/exploration/detroit
by superlight
Fri Sep 24, 2010 8:53 am
Forum: Personal Consumer Issues
Topic: Job advice for young people
Replies: 17
Views: 2702

Heh, are we all engineers here?
by superlight
Fri Sep 24, 2010 8:52 am
Forum: Personal Consumer Issues
Topic: Job advice for young people
Replies: 17
Views: 2702

It's more aggressive to move. In a strong job market you can get better increases that way than by the typical "raise rate." As you say, you'll see more companies and learn new things. The disadvantages are that each hop puts you as the low man in seniority, and in a bad economy that may be a risk (...
by superlight
Thu Sep 23, 2010 5:37 pm
Forum: Investing - Theory, News & General
Topic: Felix Salmon on market forecasts
Replies: 10
Views: 1904

Yes, and the fact that Felix knows all this is why I was disappointed in him when he told retail investors to sell all their stocks after the flash crash. I think arguing that stocks are a bad vehicle is different than making a timing call. The flash crash made him worry about market dynamics and t...
by superlight
Mon Sep 13, 2010 10:07 am
Forum: Personal Consumer Issues
Topic: Are all calories the same?
Replies: 51
Views: 5498

Those wheat studies are really interesting. Do any address the Roman diet? Apparently they built an empire with wheat-fed troops. Caloric restriction? Whole grain? Red wine? Constant fear of bloody death?

[ah, googling, apparently Roman "wheat" was what we call "spelt"]
by superlight
Mon Sep 13, 2010 10:02 am
Forum: Personal Consumer Issues
Topic: Winter Bike trainer options
Replies: 14
Views: 1974

I am suddenly reminded of a story. I was a chemistry major, just getting my feet in college, and did kind of badly on my first mid-term. I had to meet with the instructor, and he asked me "are you sure you are cut out for a chemistry major?" I rose to the occasion, but it was still a painful moment....
by superlight
Sun Sep 12, 2010 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: Nifty 50/50 - Less Can Often Lead To More
Replies: 57
Views: 11306

at wrote:Nice.

Would have been better if you post 10 years earlier.
Scott Burns launched his Couch Potato Portfolio back in 1991. It's pretty much the same thing. If I'm not mistaken, his recommendation for where to put the 50% bonds drifted over time. His shift to TIPS is looking well-timed.
by superlight
Sun Sep 12, 2010 5:19 pm
Forum: Investing - Theory, News & General
Topic: Roubini - expect recession to continue
Replies: 41
Views: 4833

(If I were putting $5 down, not risking my carefully balanced portfolio, I'd put the bet on something Japan-like. At this point.)
by superlight
Sun Sep 12, 2010 5:17 pm
Forum: Investing - Theory, News & General
Topic: Roubini - expect recession to continue
Replies: 41
Views: 4833

Even a blind squirrel stumbles across an occasional acorn. Nonetheless, it is a mistake to draw the conclusion that there was no acorn. I get that prediction is (usually) hard and no one can (reliably) tell the future. That doesn't mean to me that the future is a uniform grayness (like an empty cha...
by superlight
Sun Sep 12, 2010 8:44 am
Forum: Personal Consumer Issues
Topic: Winter Bike trainer options
Replies: 14
Views: 1974

I like the concept2 also. My sister has mine right now. If I move to cold weather I'll borrow it back!

Depending on the area they can come up used/craigslist.
by superlight
Sat Sep 11, 2010 10:57 am
Forum: Personal Consumer Issues
Topic: "Is college worth $200,000?"
Replies: 99
Views: 9473

When the (education) revolution comes, I think teachers will become more like mentors, and more learning hours will be independent.

Mentoring with online learning, practice ... they don't really need monument-campuses.
by superlight
Sat Sep 11, 2010 9:35 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

My falling down story: Back in the day we tightened up straps on the pedals of our road bikes. You had to remember to reach down and uncinch them before putting a foot down. One day I'm tired and uncinch right foot, and then lean a little too far to the left as I slow down. Boom, I go, from a riding...
by superlight
Sat Sep 11, 2010 9:29 am
Forum: Personal Consumer Issues
Topic: Are all calories the same?
Replies: 51
Views: 5498

I mentioned, maybe in another thread, that I'm playing with "my fitness pal" on iPhone, to track diet and exercise. It's really amazing what a hard hike or mountain bike ride do to my day. I normally eat less that 2K calories, but those events can put me down 1K. I can eat a good breakfast, go for t...
by superlight
Fri Sep 10, 2010 9:55 am
Forum: Personal Consumer Issues
Topic: Blackberry or Droid
Replies: 96
Views: 17553

Interesting thread, guys. I'm an iPhone user who plans to flip in January, after my 2 year contract expires. I've loved my phone, especially in the early days with the app advantage. My main reason to flip is that I can program Java and dink with my own apps. Just the same, it's really interesting t...
by superlight
Fri Sep 10, 2010 9:33 am
Forum: Personal Consumer Issues
Topic: "Is college worth $200,000?"
Replies: 99
Views: 9473

There's an unfortunate chart here (original at The Economist?) that says 1/3 of US univerity graduates 25-29 are working at low skills jobs: http://timiacono.com/index.php/2010/09/10/young-and-overqualified/ Gross earnings for the group aren't bad, but still .... There are probably many factors, but...
by superlight
Thu Sep 09, 2010 6:44 pm
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

Re. risks. I hiked alone early this morning. As I followed the deer tracks up a trail in mountain lion country, it felt a little sketchy.
by superlight
Thu Sep 09, 2010 6:40 pm
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

Re safety (I am wandering all over in this post) we just lost a club member due to an auto accident. While I wasn't on the ride, a 60 year old member of the club was riding with a large group and was killed by a driver. The driver claimed he just didn't see him. Sorry to hear. This is in fact why I...
by superlight
Wed Sep 08, 2010 2:52 pm
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

I ask shops for their best price and compare. I think I've named a price (20% under list?) and had it work. Not really sure if that was the best deal I could have driven. There is a fair amount of flexibility, especially for last year's model. People get big numbers off when there is a model change.
by superlight
Wed Sep 08, 2010 12:33 pm
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

They are:
Fitness Bikes
Fuji Absolute 3.0 $480
Giant Rapid 3 $550
Specialized Sirrus $520

Comfort and Hybrid Bikes
Cannondale Comfort 4 $580
Schwinn Midmoor $250 Marked as Best Buy
Novara Corsa $450
I would not fault any of those bikes.
by superlight
Wed Sep 08, 2010 7:43 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

Maybe I should mention that I put a GPS on the handlebars sometimes, for remote mountain bike rides. A low end GPS starts to look good compared to high end bike comptuers.
by superlight
Wed Sep 08, 2010 7:39 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

infecto wrote:IMO the most important reason is to monitor is your cadence, which requires a cyclocomputer.
You know, in 30 years biking I've never sprung for the cadence computer. Of course my cadence has always been "high" (one one thousand, two one thousand ...). That and I mainly mountain bike.
by superlight
Wed Sep 08, 2010 7:02 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

"computer" If you happen to have an iphone (etc.), you won't need a computer. MotionX's "GPS Lite" works well enough as a ride tracker, with time, distance, and average speed. Of course the nice thing about a computer on the bike is that it can have a permanent odometer, and log your total mileage. ...
by superlight
Tue Sep 07, 2010 3:45 pm
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

Here are the key words I spot, for the FX: Road bike speed and upright comfort join together for aggressive fitness rides or long commutes. And for the Navigator: Bikes that put comfort first, with a lightweight and durable I remember when I started. It was odd to me that a bike would be "aggressive...
by superlight
Tue Sep 07, 2010 12:55 pm
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

BTW, I used the same logic when I started fly fishing this year. I got a cheap Scientific Anglers combo, and bashed about, catching a few fish. When my nephew sat on it, it was no biggie, and I upgraded a bit. There's nothing wrong with ending "geared up," but I'd suggest it isn't a Boglehead thing ...
by superlight
Tue Sep 07, 2010 12:50 pm
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

Re: Bikes

And if you are like most cycling enthusiasts you probably will buy more than one. What the original poster said was: "My doctor has recommended that I ride a bicycle for daily exercise. I am in my mid sixties, haven't ridden a bike for a number of years, and live in an area that is relatively flat ...
by superlight
Tue Sep 07, 2010 11:57 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

As I said above, I ride an expensive bike now . I started as we all do with less expensive ones. So while I can see the logic of getting a good bike, I'm also conscious of all those craigslist ads with a good bike "only ridden once." How many of those folks where pushed toward the bike store, and th...
by superlight
Tue Sep 07, 2010 11:46 am
Forum: Personal Consumer Issues
Topic: Low carb or low fat
Replies: 127
Views: 18426

For what it's worth, I'm getting a kick out of the iPhone app called "myFitnessPal." It's free and tracks foods and exercise with a good database of each. I'm trying to put on weight overall and mainly use it to make sure I get about 30g of protein with each meal. Plans are personal but this has eno...
by superlight
Mon Sep 06, 2010 3:03 pm
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

magicmom wrote:I have ridden my $88 beach cruiser for over 10 years. Not a hard core rider just casual rides around town.
Can't beat that ;-)
by superlight
Mon Sep 06, 2010 11:54 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

I don't quite get the appeal of "cruisers." They are standard in my beach town. I'm sure it's part "signaling" in economists' terms. That is "I'm on my way to the beach." Or "I'm not on this thing because I don't have a car." Plus, they are perceived to be more common and less theft targets. I had ...
by superlight
Mon Sep 06, 2010 11:51 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

FWIW, a cruiser is a one-speed with coaster brakes. It's all you need for lazy flatland commutes. I'm sure it's healthy to ride, but if you are optimizing for health, gears help you tune your effort.
by superlight
Mon Sep 06, 2010 9:35 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

BTW, I notice that you can get reviews for some of the Target bikes over at Amazon:

http://www.amazon.com/Men-92s-Schwinn-7 ... B000KZ1G7Q
by superlight
Mon Sep 06, 2010 9:06 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

By the way, my bike cost justification formula:

ride cost = bike cost / ride count
by superlight
Mon Sep 06, 2010 9:04 am
Forum: Personal Consumer Issues
Topic: What kind of bicycle to purchase?
Replies: 131
Views: 17160

I'm a regular cyclist, and ride a $3K [Santa Cruz] superlight most of the time. I'm going to say that there is nothing wrong with starting on a Target bike. If you ride it enough to break it, it will have served its purpose. THEN you can move up to the $500 plus you need for a less breakable bike. I...
by superlight
Sat Sep 04, 2010 10:20 am
Forum: Personal Consumer Issues
Topic: Are all calories the same?
Replies: 51
Views: 5498

I have what I like to call a "rusty" degree in Chemistry. I only read this nutrition stuff casually. I think it's safer to err on the side of not eating too much corn, and high fructose corn syrup. I should have recalled another story yesterday though. I read a book called "Potato" (or close) from t...
by superlight
Fri Sep 03, 2010 2:34 pm
Forum: Personal Consumer Issues
Topic: Are all calories the same?
Replies: 51
Views: 5498

fluffyistaken wrote:The point is that "a calorie is a calorie" is not a useful dietary guide for the very reasons you state.
Still a good first guess though, especially assuming a balanced diet.
by superlight
Fri Sep 03, 2010 8:31 am
Forum: Investing - Theory, News & General
Topic: Jobs report
Replies: 18
Views: 1919

The jobs report seems of "continuation of theme" to me. Still in the mud.

I'm move concerned about the new data over at the Consumer Metrics Institute:

http://www.consumerindexes.com/

That growth index is looking ugly.
by superlight
Fri Sep 03, 2010 8:16 am
Forum: Personal Consumer Issues
Topic: Are all calories the same?
Replies: 51
Views: 5498

I think most scientists and nutritionists will tell you that a calorie is a calorie is a calorie. I wish I could find a link, but one of the best things I've heard on this was a BBC Radio4 piece on diet and body effects. The commentator said that Olympic athletes now have metabolic testing and bloo...
by superlight
Fri Sep 03, 2010 7:43 am
Forum: Personal Consumer Issues
Topic: Are all calories the same?
Replies: 51
Views: 5498

BTW, my take on these ongoing studies is that they all point to a human-natural diet being the best human diet. I try to eat like an omnivore, and to stay away from overly processed or overly sweet foods. That and diet is (as someone said) individual. My body apparently latches onto the sat fats and...
by superlight
Fri Sep 03, 2010 7:30 am
Forum: Personal Consumer Issues
Topic: Are all calories the same?
Replies: 51
Views: 5498

Re: Are all calories the same?

My take, based on my readings: With regard to the recent diet and exercise discussion - a new thread to drill into a specific sub-topic: What is a calorie? A measure of heat energy. A chemist's calorie is equal to 1/1000th of a food Calorie. Technically capitalization matters, but I'm lazy about it ...
by superlight
Wed Sep 01, 2010 9:35 am
Forum: Investing - Help with Personal Investments
Topic: Crazy to pay so much for a residence?
Replies: 33
Views: 5783

I also agree that buying now and selling roughly the equivalent value in the rental condos later is a workable plan. It is also my plan (finding an Oregon house and then selling a California condo). I guess it gives me some pause that so many of us might be doing it! We probably should run the numbe...
by superlight
Wed Sep 01, 2010 9:28 am
Forum: Personal Consumer Issues
Topic: Any saltwater aquarium experts/enthusiasts out there?
Replies: 18
Views: 2122

Not salt, but these guys make very beautiful tanks:

http://www.socalaquascapers.com/
by superlight
Sun Aug 29, 2010 8:11 am
Forum: Investing - Theory, News & General
Topic: The Many Minds Hypothesis (MMH) over the EMH
Replies: 19
Views: 2162

I'm afraid that long scripd doesn't fully load on my linux system.
by superlight
Sat Aug 28, 2010 10:59 am
Forum: Investing - Theory, News & General
Topic: The Many Minds Hypothesis (MMH) over the EMH
Replies: 19
Views: 2162

Put another way, the "simple" decision of what percentage income to save is a balance of "wants."
by superlight
Sat Aug 28, 2010 10:58 am
Forum: Investing - Theory, News & General
Topic: The Many Minds Hypothesis (MMH) over the EMH
Replies: 19
Views: 2162

I would think it's the other way around. Emotion is what causes investors to sell in panic. The basic instinct is to protect, but it can be the wrong decision with investments. The cognitive skills needed to invest properly are in direct conflict to how we have learned to respond to familiar situat...
by superlight
Sat Aug 28, 2010 9:18 am
Forum: Investing - Theory, News & General
Topic: Robert Shiller Interview
Replies: 9
Views: 1650

The reasons for lenders to lower standards were not psychological. They were chasing yield in a low yield environment.
Couldn't I think chasing yield is psychological? Especially given that people followed each other (the crowd) in the chase?