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sad2

sport wrote: ↑Tue Nov 24, 2020 12:54 pm Costco for glasses. We used to have optical insurance, but Costco was less expensive, even without the insurance.

+1

sad2

Thank you all for the suggestions. I went ahead and purchased the subscription with my normal credit card. 12 months at $4/month I'm going to give the company a chance to do right at the time I call to cancel. If I have any issues with cancelling this time next year, I will keep that in mind for fut...

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https://store.wsj.com/shop/us/us/wsjuelnsb20/?state=packs&inttrackingCode=aaqwtcrc&icid=WSJ_ON_ALL_ACQ_NA&n2IKsaD9=n2IKsaD9&Pg9aWOPT=Pg9aWOPT&Cp5dKJWb=Cp5dKJWb&APCc9OU1=APCc9OU1 Rarely do I see a monthly subscription rate from the WSJ (directly from WSJ.com) at this price po...

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You can use a disposable card with a limited amount of money. the subscription will stop when the charges fail. I like that idea. Do you know how to obtain a disposable card? Researching online options to purchase a one-time $48 Visa Gift card entails a $2.95 activation fee. Is there any way to pur...

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https://store.wsj.com/shop/us/us/wsjuelnsb20/?state=packs&inttrackingCode=aaqwtcrc&icid=WSJ_ON_ALL_ACQ_NA&n2IKsaD9=n2IKsaD9&Pg9aWOPT=Pg9aWOPT&Cp5dKJWb=Cp5dKJWb&APCc9OU1=APCc9OU1 Rarely do I see a monthly subscription rate from the WSJ (directly from WSJ.com) at this price poi...

sad2

Thanks for this information. Wonderful start to researching options.

sad2

Hello My parents are looking for a motion sensor that allows the overhead light to turn on when they enter their pantry. It is a separate room with a door for entry and exit. (single door) not two separate doors. Neither they nor I know much about this topic. Nor are we handy. 1. Can a motion sensor...

sad2

I see a potential HIPAA violation here. Hopefully they took actions to correct the improper sharing of PII and PHI. I was thinking the same thing. Surprised it took so long to be commented on in this thread. Yeah. OP: This could be your leverage if you get no traction in negotiating a rate reductio...

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I see a potential HIPAA violation here.

Hopefully they took actions to correct the improper sharing of PII and PHI.

sad2

Not sure if either is a scammer, but with the above update, and if it was me, I would cease all communications with #1. My money would be on a scammer. Who volunteers all the gory details of finance acquisition? You either have the funds or you do not. Details are unnecessary.

sad2

likely a scam but a current listing on ebay

15 years for $14.99

https://www.ebay.com/itm/Wall-Street-Jo ... Sw~r1fNvCc

sad2

Is that a typo?

Are you missing a digit in the price of your house? $65k?

If not, I need to try some geographic arbitrage and move to Iowa.

I've heard of $10,000 houses in Detroit and other areas, but not in Iowa, which I heard is a nice place to live.

Time to move!

sad2

KlangFool wrote: ↑Fri Jun 19, 2020 8:15 am Folks,

We have a healthcare bubble and a college bubble. The bubbles have to burst sometime.

KlangFool

+1000

sad2

Go for the Land Cruiser. Last car you will ever buy!
I've heard they are discontinuing sales in the US in 2021 or 2022.

Pricey yes. But solid, reliable, and bullet-proof and will get you to your cabin!

sad2

I would not provide the actual quote on the grounds it's none of their business. I don't want them to know the competition prices. I would make them honor take that Xtra $300. You know it's out there and available. I'd also use that $300. To go back to other dealers. Are you negotiating an "ou...

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Katietsu wrote: ↑Fri Jun 05, 2020 8:20 pm Have you checked out Priuschat.com? There will be a what did you pay thread where people list actual prices and locations. Remember that region is very important. Deals in California mean little in the DC metro area.

I have not.
On it now.

Great site.

sad2

Now is a great time to buy a Prius. They’re not selling. You are right about that. Sales have cratered. Might be a stretch to reach 30,000 this year. RAV4s and Highlanders have taken sales from Corolla, Camry, and Prius. Year sold 2005 107,155 2006 106,971 2007 181,221 2008 158,884 2009 150,831 201...

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02nz wrote: ↑Fri Jun 05, 2020 7:49 pm This varies some by region, but Truecar shows an average of $2K off, plus manufacturer cash rebate of $1K. So $3K off should be the starting point, at least where I am.

Thanks, NZ. Maybe I should set my sights higher!

sad2

Yes, I am getting quotes from dealers, with all taxes and fees. I have provided my physical address so they can calculate state taxes. So my question is, what harm is there in sharing Dealer X's quote with Dealer Y? the actual quote, not just the number. Dealer X won't provide a reduction of $300 un...

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Hi I recently posted about my narrowing my car choice in this thread. https://www.bogleheads.org/forum/viewtopic.php?t=316262 Well, I narrowed it to a 2020 Toyota Prius and have been using the following thread to solicit quotes from dealers the past three days. https://www.bogleheads.org/forum/viewt...

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A quick update. I test drove a number of cars today and have taken the following off the list. 1. Honda Fit - Much too small to lay out in the back with the rear seats folded down. 2. Toyota Land Cruiser - The rear seats and the third row of seats took up considerable space even when folded down/awa...

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Hi: 1. Honda Fit - $16,990 2. Toyota Yaris - $17,750 3. Toyota Prius - $24,325 4. Subaru Forester - $24,495 5. Subaru Outback - $26,645 6. Toyota 4Runner - $36,120 7. Audi A4 Allroad - $44,600 8. Volvo V60 Cross Country $45,100 9. Volvo V90 Cross Country $54,550 10. Audi A6 Allroad - $65,900 11. Mer...

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10% of your net worth.
So $20 million in assets.

sad2

I was with GEICO for five (5) years. I left them for Progressive a few years ago. I am still with Progressive. The reason I left GEICO was because I was seeing 10-15% semi-annual increases. No accidents, high credit score, same car. But I agree the need to shop around every six to seven semi-annual...

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I was with GEICO for five (5) years. I left them for Progressive a few years ago. I am still with Progressive. The reason I left GEICO was because I was seeing 10-15% semi-annual increases. No accidents, high credit score, same car. But I agree the need to shop around every six to seven semi-annual ...

sad2

Yes, I received something similar for a 30 minute initial screen/digital interview.
Record a thirty minute session within 3 business days on one's laptop.

For a health system in the PNW.

I declined to pursue the opportunity.

sad2

OP: Up thread, I calculated your yield for prepaying 3 month, 6 month and 12 month. The best deal for you is to prepay for 3 months, and continue prepaying every 3 months, assuming the landlord will let you do that. Everything is negotiable. The most you would have at risk is 2 months rent. You wou...

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OP: Up thread, I calculated your yield for prepaying 3 month, 6 month and 12 month. The best deal for you is to prepay for 3 months, and continue prepaying every 3 months, assuming the landlord will let you do that. Everything is negotiable. The most you would have at risk is 2 months rent. You wou...

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My wife and I do have Global Entry, but the last couple of times we've returned to the US we used Mobile Passport. It was very easy and seemed to work about as well as Global Entry. Fact is, we will need to renew our Global Entry in 2021, but I'm thinking we may just go for the Precheck and use Mob...

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A very conservative rule is to buy a house worth no more than 10% of your net worth.

sad2

Thanks for the information.

I may have that minimum investment amount in 2281.

A few years from now.

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1.Once one has over $100k in Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX), does it make sense to transfer into Vanguard Total Stock Market Index Fund Institutional Plus Shares (VSMPX)? 2. Are the two funds identical except for the minimum investment, which jumps from $3k to $100k? 3...

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I would recommend not renting from Advantage. The car I picked up from the airport had a number of dings, dents, and scratches. It took thirty minutes to document the damages when I picked it up. I asked for another car to prevent hassles and charges when I returned it. They said the other cars were...

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May 2019 Great Glen Way (Fort William to Inverness) July 2019: 5 days in Vancouver, Whistler. Hiked Grouse Grind twice! August 2019: Haute Route trek from Chamonix to Zermatt September 2019: Conundrum Hot Springs in Aspen October 2019: World Series Game 2 in Houston November 2019: Climbed State High...

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shmidds wrote: ↑Wed Jan 01, 2020 9:22 pm Walked coast to coast across Scotland.

Which trail?

I've done the West Highland Way and Great Glen Way. Beautiful part of the world.

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Hi I did the trek two years ago and went self-guided/solo. I booked all the refuges on my own. Last year, I did the Haute Route from Chamonix to Zermatt. Also self-guided and booking all on my own. PM me if you have any questions or want more information. I'll be happy to hop on a call also as you g...

sad2

It appears your net worth is $133k. So $1,330 is what you can afford. Again, I admit it does not always work for one early in one's career. I guess my point is that you need to keep your current car! 133+ around 140k into house I forgot to include the equity in your house. That would increase it to...

sad2

It appears your net worth is $133k.

So $1,330 is what you can afford.

Again, I admit it does not always work for one early in one's career.

I guess my point is that you need to keep your current car!

sad2

This rule may not work for one early in one's career and is, I admit, overly conservative.

I use the following metrics.

.1% of net worth for a road bike
1% of net worth for a car (all-in purchase price as if paying cash)
10% of net worth for a house (all in-purchase price as if paying cash)

sad2

See this post from May 2019.

viewtopic.php?f=2&t=282320

sad2

I appreciate the suggestions.

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I know there are a lot of hikers here, so I thought I’d ask. I'll be meeting my parents in Vancouver for four days prior to their departure on an Alaskan cruise. I’m looking for hiking recommendations. I'll be staying near the Stanley Park area (English Bay). I may not have a rental car. Hikes can b...

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Thank you all for the recommendations. Dunrobin Castle looks spectacular. However, I'm not seeing any public transport options close by. It appears to be 52m from INV. Yes, I'll jump in Loch Ness at Dores Beach. Rajah Indian looks great. I'll likely rent a bike and explore the south/east side of Loc...

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PoppyA wrote: ↑Thu Jan 31, 2019 8:21 pm If you are underweight, you will gain 10 pounds after you get married.

too funny!
I'm single but I have heard 25 pounds, 1 pound a year, from Age 25 to 50.

sad2

Two years ago, I did the Tour du Mont Blanc, a trek through the French, Italian, and Swiss valleys from Les Houches to Courmayeur to Champex to Argentiere, back to Les Houches. I spent a few days post-hike in Chamonix and Annecy. I'll be going back to attempt the Walkers High Route from Chamonix to ...

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I'll be walking the Great Glen Way from Ft. William to Inverness in May (May 10th - May 20th) of this year. The hike will only be 5 days - 79 miles. Any recommendations for things to do/see in and around Inverness post-hike? I did the West Highland Way from Glasgow to Ft. William last August and spe...

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A wonderful loop to do is Green Mountain, Bear Peak, and South Boulder Peak, all in Boulder proper. Not a 14er, but a solid workout with almost 5,000 feet of gain and less concerns about altitude. Feel free to PM me if you want other suggestions. Highlights from my experience are Bluebird Lake, Sand...

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Following as I am a relatively new manager (7 months) and am dealing with an employee who questions my requests. Today, I asked her to do something and her response was: "I just got two urgent contracts if they need attention in the next two weeks I probably wont be able to manage this " I...

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alter wrote: ↑Mon Mar 19, 2018 7:20 pm Being able to retire at 38 an get a 55k/year pension starting at 55 makes me wonder less about why the pension system in California is going bankrupt.

+1. Unsustainable. Federal and state government pensions cannot support future payouts.

sad2

I generally prefer Honda over Toyota, but another thread reminded me about the costly Honda transmission problems some owners have been stuck with, so I'm hesitant to consider them equivalent on reliability. Choose Honda for performance and style, or choose Toyota for quieter ride and reliability. ...

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