Search found 717 matches

by Midpack
Tue Mar 21, 2017 1:24 pm
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

Other options to consider: Tivo Roamio OTA and Channel Master DVR+. Why? Both these boxes are designed around free OTA TV, whereas the Roku box seems to support streaming-video only. My research (internet and YouTube reviews) has led me to these boxes (~$400 each, but can be found for less with res...
by Midpack
Mon Mar 20, 2017 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: Any downside in buying a brand new house ?
Replies: 71
Views: 6048

Re: Any downside in buying a brand new house ?

With a new house, you get to choose everything (unless it's a spec home), that's a big plus. With a new home, there should be a warranty, typically a year where I've lived. If there are any gross issues, they should surface within a year. But it's imperative you choose your builder very carefully, t...
by Midpack
Mon Mar 20, 2017 11:05 am
Forum: Personal Consumer Issues
Topic: Should I move in this market?
Replies: 10
Views: 1189

Re: Should I move in this market?

I bought my home in 2011 and it has increased in value ~$150k. The home is in a sought after area in my city and real estate in the area is hot. Now, we have outgrown the house and are in what I see as a catch-22. Our home is up in value, but if we sell and move we will face buying a home in this m...
by Midpack
Mon Mar 20, 2017 4:58 am
Forum: Personal Consumer Issues
Topic: Quietest tire for 2017 Honda CRV?
Replies: 32
Views: 5699

Re: Quietest tire for 2017 Honda CRV?

Go to tirerack.com, pull up your vehicle, and then compare as many different tires as you want that fit on it. Consumer surveys on this website will rate each tire on multiple criteria, including the two that are most important to you. Tirerack.com is generally excellent, however since Goodyear sta...
by Midpack
Sat Mar 18, 2017 12:31 pm
Forum: Personal Consumer Issues
Topic: Camcorder recommendations
Replies: 45
Views: 2769

Re: Camcorder recommendations

2. An external mic and a tripod seem to be consistent recommendations. Will do. A tripod might be a little awkward. As long as you use a camcorder with an external mic jack, you can buy a corded lapel mic starting as low as $20 with a 20-30 foot cord. Or if you want more freedom, a wireless lapel m...
by Midpack
Sat Mar 18, 2017 6:02 am
Forum: Personal Consumer Issues
Topic: Autonomous Vehicles and Drone Deliveries
Replies: 31
Views: 2556

Re: Autonomous Vehicles and Drone Deliveries

Reducing auto accidents is a primary goal with autonomous cars, not simply replacing humans. In today's level 0-1 cars, 90% of accidents are attributed to human error. Most if not all those accidents could be eliminated, but it's an extraordinarily complex problem. Like others have said, it will pro...
by Midpack
Sat Mar 18, 2017 5:31 am
Forum: Personal Consumer Issues
Topic: Camcorder recommendations
Replies: 45
Views: 2769

Re: Camcorder recommendations

Would a GoPro model of some kind work for the OP? They seem lightweight and not too expensive (at least some models). But maybe they wouldn't be able to handle audio adequately? Forget audio - GoPros are designed as action cameras, which is the opposite of what you want for the uses that Victoria i...
by Midpack
Fri Mar 17, 2017 8:19 pm
Forum: Personal Consumer Issues
Topic: Camcorder recommendations
Replies: 45
Views: 2769

Re: Camcorder recommendations

I know more about cameras, many of them have considerable video capabilities, but not trying to sway you from a camcorder. In camera world: ⋅ low light means faster lenses which cost more. If you have stage lighting, you may not need great low light capability unless you want to capture th...
by Midpack
Thu Mar 16, 2017 9:45 am
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

Dropping cable turned out to be way better than we thought it would when we did it over a year ago. The only downside is some college and pro football games aren't available - but we can live with that. That's why they invented taverns with televisions. Roku 3 boxes with regular TVs; we pay for Hul...
by Midpack
Thu Mar 16, 2017 9:39 am
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

I don't know if this would help, but if you mainly watch TV shows which are provided by the major networks (NBC, CBS, ABC) and simply don't want to pay for cable, perhaps an antenna such as the Leaf by Mohu would suffice. It's less than $50, it is flat so you can hang it on your wall behind a pictu...
by Midpack
Wed Mar 15, 2017 12:13 pm
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

That's incredible, ^^^, congrats. I thought I did well getting Dish Network from $82+/mo to $43+/mo. Could you elaborate on your TV package? How many channels? How many TV's? DVR? And what does it go to after 2 years, though I assume you'll move on anyway. Regardless you've done way better than most...
by Midpack
Tue Mar 14, 2017 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: When should you replace a vehicle?
Replies: 52
Views: 5177

Re: When should you replace a vehicle?

Like others, we have two cars and stagger our purchases, we typically keep cars for 8-10 years. Most modern cars are good for 200K miles, some can go much longer if you're willing to absorb major maintenance. We're frugal, but I will NOT put my wife on the road with an older car, she drives the newe...
by Midpack
Mon Mar 13, 2017 8:48 am
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

10 Mbps is what I have and there is little to no issue streaming HD. As TSR said above, however, if you are streaming on the TV and someone else begins simultaneously steaming a video on the laptop you might experience buffering (e.g., pausing). +1. I've been streaming 1080p every day for more than...
by Midpack
Sun Mar 12, 2017 12:49 pm
Forum: Personal Consumer Issues
Topic: Cuttting the cable tv negotiation & the scam
Replies: 33
Views: 3894

Re: Cuttting the cable tv negotiation & the scam

Followup question if I may: where does Roku fit on your listing? Just another box to add on? If you're talking to me, it was in post #2 above. But in summary: If you plan to stream to a television, you'll need: ⋅ An internet connection of at least 10 Mbps. More devices or more than 1080p ...
by Midpack
Sun Mar 12, 2017 10:45 am
Forum: Personal Consumer Issues
Topic: Cuttting the cable tv negotiation & the scam
Replies: 33
Views: 3894

Re: Cuttting the cable tv negotiation & the scamme

Here's an article I wrote re the topic. m Good summary, lots of good info. I am curious why you don't point out the distinction between streaming services that provide live streaming and on-demand (Sling, DirecTV Now, PlayStation Vue) and (Netflix, Amazon & Hulu) who don't - I call the latter r...
by Midpack
Sat Mar 11, 2017 12:13 pm
Forum: Personal Consumer Issues
Topic: Cuttting the cable tv negotiation & the scam
Replies: 33
Views: 3894

Re: Cuttting the cable tv negotiation & the scam

Here's an article I wrote re the topic. m Good summary, lots of good info. I am curious why you don't point out the distinction between streaming services that provide live streaming and on-demand (Sling, DirecTV Now, PlayStation Vue) and (Netflix, Amazon & Hulu) who don't - I call the latter r...
by Midpack
Sat Mar 11, 2017 11:44 am
Forum: Personal Consumer Issues
Topic: Tell Me: can I use cellular wireless to stream TV with my Roku?
Replies: 4
Views: 1037

Re: Tell Me: can I use cellular wireless to stream TV with my Roku?

Most streaming services I've seen recommend a minimum of 10 mpbs to stream 1080p, plus an added 5 mpbs per additional device. However, at least in my area DSL isn't much faster than 4G mobile, so it might be just as good as you have if I understand your situation. I think most 4G is less than 10 mbp...
by Midpack
Sat Mar 11, 2017 11:36 am
Forum: Personal Consumer Issues
Topic: Cuttting the cable tv negotiation & the scam
Replies: 33
Views: 3894

Re: Cuttting the cable tv negotiation & the scam

+1. The Mohu Leaf antenna works well in our (very hilly) area. We attached it to a window (great asthetic, too!) We're 38 miles from the closest broadcast tower, and we get up to 49 channels with a cheap old Terk OTA (powered) antenna. But as you know, OTA is highly location dependent - we can only...
by Midpack
Sat Mar 11, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: Cuttting the cable tv negotiation & the scam
Replies: 33
Views: 3894

Re: Cuttting the cable tv negotiation & the scam

I cut cord years ago, have a TiVO, broadcast channels (lots), and Netflix. Ditched landline and replaced with Ooma. Currently paying $35 for 50 megabit provided by RCN (will go up when intro offer expires). I own my modem and router too, so no ugly rental fees for me. Works very well for my family....
by Midpack
Fri Mar 10, 2017 12:01 pm
Forum: Personal Consumer Issues
Topic: Cuttting the cable tv negotiation & the scam
Replies: 33
Views: 3894

Re: Cuttting the cable tv negotiation & the scam

Hulu, Amazon Prime and Netflix aren't cable cutting alternatives, they "re-run libraries." With essentially no live TV. The only cable cutting alternatives to cable & satellite with live TV, some with cloud DVR's, etc. are: ⋅ OTA (FREE local channels, highly dependent on your...
by Midpack
Fri Mar 10, 2017 11:54 am
Forum: Personal Consumer Issues
Topic: How Do You Share Expenses?
Replies: 52
Views: 4734

Re: How Do You Share Expenses?

We don't keep expenses separate, it's worked well for 37 years so far. As long as you're financially compatible, I'm not sure why it's necessary - my SO and I are both frugal. As a courtesy, we tell each other before any big expense (say anything over a couple hundred $) - she has never once told me...
by Midpack
Tue Mar 07, 2017 6:20 pm
Forum: Forum Issues and Administration
Topic: How do YOU read Bogleheads?
Replies: 37
Views: 4327

Re: How do YOU read Bogleheads?

I have Bogleheads in my favorites, and I start with "New Posts" and just read those of interest, some new (so it all hinges on the title) some I've already participated in. If I start a thread, I'll usually check in whenever I'm online and there's a new post.
by Midpack
Tue Mar 07, 2017 5:39 am
Forum: Personal Consumer Issues
Topic: Are Fiat Cars Junk?
Replies: 71
Views: 6399

Re: Are Fiat Cars Junk?

Go look at Consumer Reports reliability ratings. I'm guessing they're not good. Poorly rated here too m "Low mileage and very inexpensive" is almost always for good reason. I am in the market for an inexpensive used car (under 10k) and came across the following listings in the links below....
by Midpack
Mon Mar 06, 2017 3:47 pm
Forum: Investing - Help with Personal Investments
Topic: Early Retirement - What are we not considering?
Replies: 14
Views: 3632

Re: Early Retirement - What are we not considering?

Have recently replaced some big ticket items like the furnace, AC and several appliances. This is the spending category that many retirees forget or underestimate IME. Those major expenses that occur at 5-10-15 or greater year intervals, and you can't time them all exactly. In addition to HVAC and ...
by Midpack
Mon Mar 06, 2017 11:32 am
Forum: Personal Consumer Issues
Topic: How often do you discuss finances and spending with your spouse?
Replies: 60
Views: 4224

Re: How often do you discuss finances and spending with your spouse?

I do the day-to-day money management. If any sort of money issue comes up outside that arena, we talk it over. After all, it's her money too. I tell my SO everything I do financially as it is her money too, and she appreciates it, but she couldn't care less. I've told her our net worth dozens of ti...
by Midpack
Mon Mar 06, 2017 11:24 am
Forum: Personal Consumer Issues
Topic: Camry Redesign
Replies: 61
Views: 7077

Re: Camry Redesign

Test drive or do a rental for a newer Camry. Compared to a Prius, I find the driving so much more powerful and responsive. Also, gas mileage is amazing for what you get (30 mpg) -- better even than smaller cars. I don't think you can go wrong with a new Camry. Our 10 year old Camry Hybrid gets over...
by Midpack
Mon Mar 06, 2017 11:04 am
Forum: Personal Finance (Not Investing)
Topic: How much do you spend on food in a year?
Replies: 155
Views: 9457

Re: How much do you spend on food in a year?

Just two of us, we're foodies, so higher than average and we could cut back (we could spend a lot more too). In 2016 we totaled $14.1K. * Food & liquor - $7.8K * Dining out - $6.3K (we dine out every Sat & Sun) We all have our individual hobbies, wants & desires - so I'm not sure what on...
by Midpack
Sun Mar 05, 2017 6:55 pm
Forum: Personal Consumer Issues
Topic: How often do you discuss finances and spending with your spouse?
Replies: 60
Views: 4224

Re: How often do you discuss finances and spending with your spouse?

I wish we did, but she has zero interest. She does balance our checking account, pays most bills (online) and we've always kept a budget updated monthly, but everything else is my responsibility. I used to trade individual stocks with no fixed income, but fortunately our portfolio these days is pret...
by Midpack
Sun Mar 05, 2017 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: What are your alternate investments?
Replies: 21
Views: 1964

Re: What are your alternate investments?

I don't have any alternative investments either, and often think I should. Real estate, collectibles, other? My BIL is a builder, and he buys, fixes and rents out homes, he has about 10 now. As a professional builder, it's a natural for him, unlike most of us. He can use his regular crew for any mai...
by Midpack
Sun Mar 05, 2017 2:34 pm
Forum: Personal Consumer Issues
Topic: Describe your Reasonable Dream Home
Replies: 51
Views: 4151

Re: Describe your Reasonable Dream Home

Ocean view home in San Diego County short walking distance to a swimable beach that isn't surrounded by tourist or seasonal rentals. It doesn't exist so the rest of my dream home details don't matter. Anyone else care to share WHERE there dream home is located? What town(s), state(s)? +1. Where is ...
by Midpack
Sun Mar 05, 2017 1:17 pm
Forum: Personal Consumer Issues
Topic: Camry Redesign
Replies: 61
Views: 7077

Re: Camry Redesign

At least on Honda hybrids, when the battery is not running efficiently as it should, it will trigger an engine light to be turned ON. If the engine light is ON, it will NOT pass annual state inspection. So on a perfectly good running car, you are forced to change the expensive hybrid battery. No us...
by Midpack
Sun Mar 05, 2017 1:10 pm
Forum: Personal Consumer Issues
Topic: Describe your Reasonable Dream Home
Replies: 51
Views: 4151

Re: Describe your Reasonable Dream Home

We're going to downsize, our reasonable dream home: -Single story 1300-1800 sqft, single family most likely, we favor quality finishes/systems over size -Energy efficient, maybe even solar some day -Few if any built ins. -Small yard, in a suburb, not rural - with a major metro area within an hours d...
by Midpack
Sun Mar 05, 2017 11:56 am
Forum: Personal Consumer Issues
Topic: Which eReader to purchase?
Replies: 38
Views: 2617

Re: Which eReader to purchase?

I have iBooks and it's very nice, though virtually unreadable outdoors as noted above. But not surprisingly, Kindle books are almost always a few $ cheaper. So I have the free Kindle app on my iPad and buy Kindle eBooks more often than not. I know lots of people with the paperwhite Kindle readers, e...
by Midpack
Sun Mar 05, 2017 8:27 am
Forum: Personal Consumer Issues
Topic: Camry Redesign
Replies: 61
Views: 7077

Re: Camry Redesign

I'm always skittish about buying the first year of a redesign no matter what make and model, I'd wait if possible. There are two valid reasons people buy hybrids, high mpg is only one, the other is lower emissions (less often mentioned). An individual choice. Hybrid batteries are lasting longer than...
by Midpack
Sat Mar 04, 2017 11:54 am
Forum: Personal Consumer Issues
Topic: How to ask back the book I lent to a Director?
Replies: 45
Views: 3473

Re: How to ask back the book I lent to a Director?

Buy another copy of the book. Don't unintentionally create tension over $7-9. Let it go. +1. If it wasn't tied to work, might be no harm in persisting, but it IS work related. You've given her several opportunities to return the book. It's not worth confronting her over $7-9. Buy another, and you k...
by Midpack
Sat Mar 04, 2017 8:26 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3063
Views: 904367

Re: What Movie Have You Recently Watched?

^^^ I had a different opinion. Subject: What Movie Have You Recently Watched? (Aug 02, 2015) Interstellar . The opinions in this thread run from "best" to "worst" movie ever. No doubt, it's the worst movie ever - at least for those above "B" grade production quality. T...
by Midpack
Fri Mar 03, 2017 10:59 am
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

Hi again all, OP here. Would 10 mbps internet be adequate? Our house is just my wife and me, with a baby on the way, so at any one time the most devices we'd have streaming is two. I think 10Mbps would be fine for you as long as you're not doing 4K. I once had 15Mbps service and was able to do two ...
by Midpack
Fri Mar 03, 2017 9:12 am
Forum: Investing - Help with Personal Investments
Topic: Ever dip your feet into individual stocks?
Replies: 63
Views: 4615

Re: Ever dip your feet into individual stocks?

Wow. Other than my 401k, I was entirely individual stocks until my mid-40's with a 100% equity AA. It wasn't until then that I bought into an equity mutual fund in our own accounts and early 50's before I bought our first fixed income fund (in my 401k). By my mid-50's I'd sold off all our individual...
by Midpack
Thu Mar 02, 2017 3:43 pm
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

It is area dependent. We pay $50/mo for internet and $40/mo for PS Vue (luckily we're in a metro area that includes all the local major networks live plus cable networks), where we were paying $82/mo for Dish satellite. Doesn't sound like much, but we save $509/year and we're not bound by a contrac...
by Midpack
Thu Mar 02, 2017 2:42 pm
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

It is area dependent. We pay $50/mo for internet and $40/mo for PS Vue (luckily we're in a metro area that includes all the local major networks live plus cable networks), where we were paying $82/mo for Dish satellite. Doesn't sound like much, but we save $509/year and we're not bound by a contract...
by Midpack
Thu Mar 02, 2017 2:24 pm
Forum: Personal Consumer Issues
Topic: Desktop Computer - Still relevant? Good investment?
Replies: 76
Views: 7662

Re: Desktop Computer - Still relevant? Good investment?

Like more and more people, I probably own my last desktop PC. When it dies, I'll get a laptop if anything.

https://www.wired.com/2015/07/death-pc- ... aggerated/

Image
by Midpack
Thu Mar 02, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

What I was trying to illustrate is there are (at least) four levels of service & cost: 1) Conventional cable or satellite - the most channels, all live or DVR'd - highest cost ($80-$250/mo) 2) Full service streaming with DVR and on demand libraries, including local major networks like PS Vue in ...
by Midpack
Thu Mar 02, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

I am all for cord cutting. However. Most here know, but to be sure - Netflix, Amazon Prime and Hulu are not programming replacements for cable or satellite TV, they are libraries of past TV shows and past movies with ZERO live content. If you're happy with nothing but TV & movie reruns, you can ...
by Midpack
Thu Mar 02, 2017 10:11 am
Forum: Personal Finance (Not Investing)
Topic: New Smart TV without antenna or cable
Replies: 18
Views: 1181

Re: New Smart TV without antenna or cable

Like others have said, no smart TV will be as capable as an external streaming device - just make sure you buy a TV with several HDMI ports and at least one (or more) with HDCP 2.2 to future proof yourself for 4K. Apple TV is more/overpriced but most streaming devices, Roku, Chromecast, Amazon Fire...
by Midpack
Thu Mar 02, 2017 9:35 am
Forum: Personal Finance (Not Investing)
Topic: New Smart TV without antenna or cable
Replies: 18
Views: 1181

Re: New Smart TV without antenna or cable

Like others have said, no smart TV will be as capable as an external streaming device - just make sure you buy a TV with several HDMI ports and at least one (or more) with HDCP 2.2 to future proof yourself for 4K. Apple TV is more/overpriced but most streaming devices, Roku, Chromecast, Amazon Fire ...
by Midpack
Wed Mar 01, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: Tell me about Smart TVs and cutting cable
Replies: 101
Views: 9601

Re: Tell me about Smart TVs and cutting cable

Several related threads, and some misinfo above, but I'd summarize as follows: If you want to completely replace cable or satellite, and you want live TV including local major channels you have two choices: ⋅ PlayStation Vue ($40/mo and up) if you're in or close to New York, Los Angeles, C...
by Midpack
Wed Mar 01, 2017 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: New YouTube TV Service $35 per month
Replies: 43
Views: 5312

Re: New YouTube TV Service $35 per month

For the folks who use Hulu, Netflix and similar, do you still have a Basic Cable for Internet service, for example Comcast internet only ? As I understand it, you get your subscriptions from the outside service but need a wifi feed inside your home. Or are you able to completely cut the cable also ...
by Midpack
Wed Mar 01, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for cable TV
Replies: 76
Views: 6121

Re: Don't pay full price for cable TV

My strategy has been to switch the the Account Owner between me and my wife every time the contract is up with the Cable Company to take advantage of New Customer Discounts for Triple Play Servce - Internet 50mpbs up/down, Phone, Cable 100+HD channels, 2 DVRs for $145 per month. You'd think this wo...
by Midpack
Wed Mar 01, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3063
Views: 904367

Re: What Movie Have You Recently Watched?

Not new, but I just watched Interstellar - and found it fascinating. So much so that I've been watching How The Universe Works on the Sci channel and reading various books on the universe ever since (about 3 weeks). Delightfully complex (for my peanut brain), I have to watch some episodes more than ...