Search found 75 matches

by ilisira
Fri Sep 21, 2018 10:13 am
Forum: Personal Finance (Not Investing)
Topic: Can we use a 529 plan to pay for tuition for daycare and PreK programs ?
Replies: 20
Views: 8313

Re: Can we use a 529 plan to pay for tuition for daycare and PreK programs ?

What is the advantage of using the 529 plan for early elementary tuition? This is a young child, there has been little time to build savings in the 529 and little time for growth. Contributions are after tax at the federal level, while there may be some savings at the state level. For us, there's S...
by ilisira
Thu Sep 20, 2018 6:52 am
Forum: Personal Consumer Issues
Topic: Is there any info on old sim cards?
Replies: 8
Views: 817

Re: Is there any info on old sim cards?

I have about 8 or 9 old sim cards that date from about 10-15 years ago. Will there be any information on the cards (especially photos) or can I toss them? Amazon is selling a sim card reader for $33 but if I can be sure that SIM cards don't store any photos or text messages, I don't care about old ...
by ilisira
Wed Sep 19, 2018 11:21 am
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 134
Views: 19265

Re: Xfinity Mobile

I think we’re talking about two different ways of accessing the Xfinity WiFi network. I’m only discussing the “public” hot-spots installed outdoors and not the secondary SSID broadcast by the newer cable modems. Whenever possible the XFINITY WIFI (in all caps) is the one you want to use for the bes...
by ilisira
Tue Sep 18, 2018 9:08 am
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 134
Views: 19265

Re: Xfinity Mobile

1%??? Where did you get that info from? As of a couple of months ago, only the enterprise level AP's supported WPA2, and there was no way to upgrade the older home cable modems for their Xfinity Wifi deployment (this is not the security that's provided on the private SSID of the service, this is fo...
by ilisira
Mon Sep 17, 2018 7:35 pm
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 134
Views: 19265

Re: Xfinity Mobile

Xfinity mobile users: Do you consider Xfinity hotspots secure? When I’m on public Wi-Fi, I make it a point to switch to cellular before logging into any secures sites. Is that an option on Xfinity mobile? I.e, can you force your phone to get data from cellular/Verizon even if you’re within range of...
by ilisira
Mon Sep 17, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 134
Views: 19265

Re: Xfinity Mobile

Xfinity mobile users: Do you consider Xfinity hotspots secure? When I’m on public Wi-Fi, I make it a point to switch to cellular before logging into any secures sites. Is that an option on Xfinity mobile? I.e, can you force your phone to get data from cellular/Verizon even if you’re within range of...
by ilisira
Mon Sep 17, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: $180 IPhone SE or $90 Iphone 5S
Replies: 33
Views: 2317

Re: $180 IPhone SE or $90 Iphone 5S

I need to get a cellphone in the next day. I have narrowed it down to two options: Option 1: $180 Brand New Factory Unlocked Iphone SE, 32 GB. Option 2: $90 Manufacturer Refurbished Iphone 5S, 16GB. Which one is a better value? I won't be using this phone much - it's going to be more like a backup ...
by ilisira
Thu Sep 06, 2018 10:02 pm
Forum: Personal Consumer Issues
Topic: Go to Istanbul next week. Any suggestions
Replies: 50
Views: 3882

Re: Go to Istanbul next week. Any suggestions

Will visit this Euro-Asian city. Any suggestions. Where to exchange Turkish Lira? Thanx. I read really good advices on places to visit. I'd add Chora Church. If you will have some extra time to visit other places in Turkey, I can make some recommendations, starting at https://en.wikipedia.org/wiki/...
by ilisira
Sat Mar 10, 2018 9:10 pm
Forum: Personal Consumer Issues
Topic: Best Bluetooth speaker Phone
Replies: 16
Views: 1848

Re: Best Bluetooth speaker Phone

I’m looking for a great speakerphone for my iPhone. Something that I can use in my office to replace my desk speakerphone or my polycom. Willing to pay up to $150. Portability is nice, but not super important. Clear sound for group calls up to 5 people in my office and with multiple people on the l...
by ilisira
Thu Mar 01, 2018 11:42 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard & Safari Not Play Nice
Replies: 19
Views: 987

Re: Vanguard & Safari Not Play Nice

I use a Mac Air. Safari (unlike Chrome) doesn't recognize the security key, so I have to use the text message for verification (which kinda renders the whole security key thing moot). But otherwise I don't have a problem with Safari and Vanguard. Is this a U2F security key? If so, problem is the la...
by ilisira
Fri Feb 02, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: A power bank for a MacBook Air?
Replies: 4
Views: 635

Re: A power bank for a MacBook Air?

I need to keep a backup battery on hand for my MacBook Air - 4 year old laptop. None of the Anker power banks will work with it due to the USB-c issue, so I looked on the Apple website and there are power banks there, but they only discuss usage with the iPhone or iPad. Can anyone recommend a reaso...
by ilisira
Wed Jan 31, 2018 8:33 am
Forum: Investing - Help with Personal Investments
Topic: Need help with Portfolio allocation
Replies: 5
Views: 645

Re: Need help with Portfolio allocation

Duckie wrote:
Tue Jan 30, 2018 9:47 pm
Is the International Equity Index Fund in his 401k just a developed markets fund?
Index is MSCI World ex USA NR USD

https://hewitt.lipperweb.com/?symbol=07 ... 4#overview

Thanks
by ilisira
Tue Jan 30, 2018 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: Need help with Portfolio allocation
Replies: 5
Views: 645

Re: Need help with Portfolio allocation

You've got 16% of your portfolio in tilts with high expense ratios. I'd change that. Roth IRAs are perfect for inexpensive total international stock funds. This is a good idea, and we are not particularly married to these funds, it was just easier to keep them, and continue contributing. Is this a ...
by ilisira
Tue Jan 30, 2018 3:15 pm
Forum: Investing - Help with Personal Investments
Topic: Need help with Portfolio allocation
Replies: 5
Views: 645

Need help with Portfolio allocation

Hi, Even though I have been around for about 10 years, just had an opportunity (new year's resolution) to fix the portfolio allocation, and also simplify our finances. In the past month, I rolled over an old 401(k) to the current one, and also we started moving her 403(b), and catch match accounts t...
by ilisira
Mon Jan 29, 2018 9:39 pm
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 10265

Re: WHY do wireless routers need periodic reboots?

While pulling the plug on a timer might work for awhile, it probably isn't the best long term solution for a device which is probably based on Linux. Maybe you could provide additional information like the current model of your router? Where does it live in your home? Is it overheating? How old is ...
by ilisira
Mon Jan 29, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 10265

Re: WHY do wireless routers need periodic reboots?

The people who love their routers could so us all a favor and post the brand and model numbers and add if they can be set up by a brainless person. Gootgle Wifi 3-pack. I have a 2300 s.f. house. Another Google WiFi 3-pack user here in a similar sized home. I have been using it for about 14 months, ...
by ilisira
Sun Jan 28, 2018 8:16 pm
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 10265

Re: WHY do wireless routers need periodic reboots?

This is why I don't go cheap on wireless routers. My home relies on the internet way too much for work at home, slingtv/netflix streaming, and multiple phones/tablets/laptops. I spent $200 on Asus RT-68-u wireless router three or four years ago. I have never had to reboot it by itself. The only tim...
by ilisira
Sun Jan 28, 2018 4:01 pm
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 10265

Re: WHY do wireless routers need periodic reboots?

This is why I don't go cheap on wireless routers. My home relies on the internet way too much for work at home, slingtv/netflix streaming, and multiple phones/tablets/laptops. I spent $200 on Asus RT-68-u wireless router three or four years ago. I have never had to reboot it by itself. The only tim...
by ilisira
Sun Jan 28, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 10265

Re: WHY do wireless routers need periodic reboots?

The dirty little secret of the electronics industry is that companies that make hardware are generally terrible at software. Writing good software is hard, and software isn't where their expertise lies. Also, there isn't much incentive for them to invest in software quality. People buy things like ...
by ilisira
Fri Aug 04, 2017 10:10 am
Forum: Personal Consumer Issues
Topic: 2010 Civic AC
Replies: 7
Views: 1029

Re: 2010 Civic AC

My daughter has a 2010 civic with about 60k miles. Last night, on her drive home, the AC quit working. Strangely enough the same thing happened to me with a 1995 Accord at about the same mileage years ago. My question is: is this likely an expensive repair or could it be easy to fix? This happened ...
by ilisira
Mon May 22, 2017 7:11 pm
Forum: Personal Consumer Issues
Topic: Need new Router/Wifi Networking Ideas
Replies: 39
Views: 5746

Re: Need new Router/Wifi Networking Ideas

Google Mesh Network, I use it...Outstanding coverage,speed. Read about it. :happy https://madeby.google.com/wifi/how-it-works/ https://www.amazon.com/s/ref=nb_sb_ss_ime_c_1_11?url=search-alias%3Daps&field-keywords=google+mesh+3+pack&sprefix=Google+mesh%2Caps%2C332&crid=1H3LHXZ6VEFW2 Google wifi had...
by ilisira
Tue May 09, 2017 12:45 pm
Forum: Personal Consumer Issues
Topic: Renting correct size car
Replies: 33
Views: 3997

Re: Renting correct size car

There is a chrysler 300, but it's more than the Jeep! ETA: I see Costco has an "Intermediate SUV" which I think is a Ford Escape (or similar) for about the same price as my Hertz corporate rate, but without the additional LDW. So I would need to add $120 for LDW. How is the Ford Escape? It might be...
by ilisira
Wed Mar 08, 2017 10:56 pm
Forum: Personal Consumer Issues
Topic: Google wifi is awesome
Replies: 67
Views: 15530

Re: Google wifi is awesome

In addition - only ONE wifi network. No more confusing "East 2g, West 2g, East 5G, West 5g, Garage extender" multiple networks This can be done with plain routers - I have one WIFI net across the house with multiple access points; that said, next time I upgrade I will probably look at this. The pro...
by ilisira
Sat Feb 18, 2017 2:06 pm
Forum: Personal Consumer Issues
Topic: Wifi Router Advice
Replies: 67
Views: 8274

Re: Wifi Router Advice

If you have areas with bad coverage and a lot of devices, Google Wifi is very good. Can also buy a single unit. I do second this comment. After many years of spotty wifi coverage inside our home, a trio of mesh AP's (google wifi) took care of all problems for us. Having said that, there are still m...
by ilisira
Fri Jan 13, 2017 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa 2% cash back
Replies: 73
Views: 13006

Re: Fidelity Rewards Visa 2% cash back

Anyone use this card? Do you like it? We have used Chase Freedom (now Unlimited) for the last 8 years. We've been happy with the card, the customer service, and the 1.5% cash back. It is the only cc we have, and we thought it might be wise to have a second. We are already Fidelity customers so 2% c...
by ilisira
Tue Jan 10, 2017 12:32 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 5687

Re: Optimum cable and 2nd modem?

You'll lose speed at the devices connected to the extender - it's a function of how they work. Instead, in the last year, "mesh" router systems have taken center stage in home wifi and are exactly what you need for your large house. Check out Eero or Amplifi HD. I believe Google has released their ...
by ilisira
Mon Jan 09, 2017 1:16 pm
Forum: Personal Consumer Issues
Topic: Optimum cable and 2nd modem?
Replies: 27
Views: 5687

Re: Optimum cable and 2nd modem?

The provisioning system that cable companies use (DOCSIS) does take care of registering a new cable modem, and providing service to it, and it will not allow a second cable modem to be used on the same account unless it is provisioned (and paid for). The 65Mbps should be enough for about 10 differen...
by ilisira
Mon Jan 09, 2017 11:00 am
Forum: Personal Consumer Issues
Topic: Acura/ Honda Airbag Recall - Tired of waiting
Replies: 12
Views: 1351

Re: Acura/ Honda Airbag Recall - Tired of waiting

My experience was similar. They did not call me, I went them, and within three days, the part was in. The problem in my small town was, there were no loaner rental cars that they could provide due to the large number of recalls.
by ilisira
Fri Jun 05, 2015 9:15 pm
Forum: Personal Consumer Issues
Topic: Comcast & X1
Replies: 8
Views: 1477

Re: Comcast & X1

I made a mistake of trying X1 when it was not ready for prime time yet, and even though I cannot say it was a disaster, it was still missing some features like streaming to a tablet at home. We decided to buy a tivo roamio specifically for streaming capabilities, both in house, and also out of the h...
by ilisira
Fri Jan 02, 2015 11:07 pm
Forum: Personal Consumer Issues
Topic: Anyone have the X1 Platform from XFINITY yet?
Replies: 11
Views: 4368

Re: Anyone have the X1 Platform from XFINITY yet?

Can you give us the scoop on self install etc? Was it easily done? How is it working for you? I assume if you have a HD box from Comcast currently the cost will be the same? Thanks, cody It really depends where you are coming from, and what your expectations are. I'm (we are) coming from a Tivo exp...
by ilisira
Thu Dec 11, 2014 10:01 am
Forum: Personal Consumer Issues
Topic: A Visit toPittsburgh
Replies: 35
Views: 3456

Re: A Visit toPittsburgh

Ride the 28X from the airport to your hotel. See how humanity travels in Pittsburgh. About 15 years ago, when we moved to US, this was the way we entered the city, and I still remember how Pittsburgh skyline looked that night at the end of the Fort Duquesne bridge. This was before 28X started to us...
by ilisira
Tue Dec 09, 2014 9:37 pm
Forum: Personal Consumer Issues
Topic: A Visit toPittsburgh
Replies: 35
Views: 3456

Re: A Visit toPittsburgh

Just a list off the top of my head: Salt Kaya Sushi Umi (among the best sushi I have had anywhere) Soba Eleven Grit and Grace Butcher and the Rye Cure Meat and Potatoes Station street hot dogs (lunch place run by a local celebrity chef, not pretty but great hot dogs) Everyday Noodles (amazing tradi...
by ilisira
Sat Oct 18, 2014 7:23 pm
Forum: Personal Consumer Issues
Topic: Upgraded to OS X 10.10 Yosemite
Replies: 38
Views: 6239

Re: Upgraded to OS X 10.10 Yosemite

iOS 8.1 is required for SMS portion of Handoff to work correctly, but the phone call portion is working already. This is what I saw after upgrading yesterday morning. Had a glitch with my vpn connection (three different vpn options did not work), but eventually that crisis was averted as well. I'm ...
by ilisira
Thu Oct 16, 2014 9:03 pm
Forum: Personal Consumer Issues
Topic: Upgraded to OS X 10.10 Yosemite
Replies: 38
Views: 6239

Re: Upgraded to OS X 10.10 Yosemite

I took the early adopter route on my MBA 2012 and upgraded to Yosemite. So far, my computer hasn't exploded yet and things seem to be working. I guess I'll have to wait until Monday to get my iPhone 6 to try out the handoff/sync/etc... features. How have other people's experiences been? tran_man007...
by ilisira
Thu Oct 02, 2014 9:07 pm
Forum: Personal Consumer Issues
Topic: Verizon Cell Phone upgrade
Replies: 6
Views: 1977

Re: Verizon Cell Phone upgrade

Does anybody know if you can upgrade a smart phone (with the unlimited data plan) for verizon and still keep the unlimited data plan or does it go away? From what i remember it does but wanted to know if any of you have ungraded your smartphone and were able to keep there unlimited data plan? I had...
by ilisira
Thu Sep 18, 2014 6:57 pm
Forum: Personal Consumer Issues
Topic: Macbook Air; how much RAM?
Replies: 59
Views: 5754

Re: Macbook Air; how much RAM?

Looks like nobody mentioned it, MBA with 8GB RAM will use more battery power to run, and the battery life will be less than the 4GB counterpart. My daily computer usage (at least on the MBA) consists of email/browser/powerpoint, and I have opted for 4GB version (twice) just for this reason..
by ilisira
Thu Sep 18, 2014 6:53 pm
Forum: Personal Consumer Issues
Topic: Home Depot Breach - zip codes revealed
Replies: 43
Views: 8290

Re: Home Depot Breach - zip codes revealed

Thanks. My zip code was included. I will have to see if I did any cc transactions in that timeframe. 97% of all Home Depot stores were infiltrated by the hackers....that's just about everyone in America. :shock: This proves I'm living in the middle of nowhere :). I had separated my online, and offl...
by ilisira
Mon Jul 07, 2014 2:01 pm
Forum: Personal Consumer Issues
Topic: Best kitchen faucet?
Replies: 14
Views: 3046

Re: Best kitchen faucet?

Even better: touchless. It uses a motion sensor. I can't wait to one-up my dad and sister. Theirs are way cool, this is way way cool cool (doubling of adjectives - and verbs - is a Chinese thing). We installed one of these when we did a kitchen "refresh" last year, however it was from Moen. I thoug...
by ilisira
Tue Jan 14, 2014 12:54 pm
Forum: Personal Consumer Issues
Topic: Wi-Fi Thermostats: Nest and Ecobee
Replies: 31
Views: 9829

Re: Wi-Fi Thermostats: Nest and Ecobee

Not one of the two thermostat's you have asked about, but I have been using the RadioThermostat for 2.5 years now (can be found at Home Depot as a 3M branded one, or at http://www.radiothermostat.com/). We have two of them one is connected to an A/C, and furnace, other is connected to a heat pump, a...
by ilisira
Tue Nov 12, 2013 6:46 pm
Forum: Personal Consumer Issues
Topic: Amazon Sunday Delivery
Replies: 11
Views: 1382

Re: Amazon Sunday Delivery

mlipps; its Amazon's shipping company, UPS for the most part, that isn't delivering seven days a week. UPS delivers five days a week; and Saturday delivery consists of next day air packages only. (After working 10-14 hours per day for five days, my son appreciates Sat and Sun off!) I understand why...
by ilisira
Fri Nov 01, 2013 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: FSA gains $500 rollover feature
Replies: 42
Views: 5204

Re: FSA gains $500 rollover feature

One oddity is that some employers have plans that don't use the calendar year. Typically school districts use the academic year, from September to August. If a husband and wife are on plans with different years there is a lot more room for maneuverer, you get two chances a year to adjust the contri...
by ilisira
Sun Oct 13, 2013 12:42 pm
Forum: Personal Consumer Issues
Topic: wi fi range, extenders, Powerline, etc
Replies: 64
Views: 5606

Re: wi fi range, extenders, Powerline, etc

As was written in another thread, Comcast's technical support consists of turn off cable modem, then turning it back on . There is not much the lay person can do. My cable modem has on/off button; that is it. And as was also discussed in that thread, how do you propose to troubleshoot any signal is...
by ilisira
Mon Jul 08, 2013 7:43 am
Forum: Personal Consumer Issues
Topic: Passport Expediting Services
Replies: 12
Views: 1175

Re: Passport Expediting Services

Applied my passport the day of my naturalization, and used CIBT which my employer prefers. I got it the passport in two days, and the cost was about $200 extra on top of what you normally pay. Other options are getting an appointment from one of the regional passport agencies (http://travel.state.go...
by ilisira
Thu Jul 04, 2013 11:56 am
Forum: Personal Consumer Issues
Topic: Best online photo storage website advise
Replies: 14
Views: 2445

Re: Best online photo storage website advise

I do use home computer+ external hard drive for backup at home, and use a cloud provider for long term offline storage. After doing some research I chose to use amazon glacier as the backup solution. They only restriction with the glacier is, it is not free do download all the data at once, but give...
by ilisira
Thu Jun 06, 2013 9:26 pm
Forum: Personal Consumer Issues
Topic: Do you pay for access to www.nytimes.com ?
Replies: 30
Views: 3408

Re: Do you pay for access to www.nytimes.com ?

Well, I forked out for a subscription today. After reading in it about the feds universal sweep of phone calls and Internet data, I figure I need to support someone trying to fend off 1984. Thank you. If there's no NYT, where are the web sites going to scarf up the content? :D Exactly. That's the r...
by ilisira
Wed May 15, 2013 10:25 pm
Forum: Personal Finance (Not Investing)
Topic: Get 5% back on credit card purchases.
Replies: 20
Views: 3864

Re: Get 5% back on credit card purchases.

I was able to cancel the preferred card. It had a $75 fee even the first year, but you have right to cancel withing 24 hours of application. I'll study this a little more. They gave me $150 (which I was not expecting) which covers the first two years' fee (this was in the email text I got about thi...
by ilisira
Tue Apr 23, 2013 4:20 pm
Forum: Personal Consumer Issues
Topic: Getting lower cable rates by threatening to cancel
Replies: 67
Views: 9435

Re: Getting lower cable rates by threatening to cancel

We have HDTV, phone, and internet on Time Warner. My wife say a friend of her's gets a discount by calling in once a year a threatening to cancel. She wants me to try it, but I have no experience with doing this. Does anyone here do this? I suppose I should research an alternative, I think AT&T pro...
by ilisira
Wed Apr 17, 2013 10:23 am
Forum: Personal Consumer Issues
Topic: Any Regrets on The Triple Play [TV, internet, phone]
Replies: 44
Views: 6373

Re: Any Regrets on The Triple Play

No POTS for about 9 years. Initially we switched to Vonage, including a year abroad with a US number; then when TMO had a VoIP service, transferred the number to them (great deal for $10 unlimited calls monthly at that time), and Vonage again when I switched my mobile service provider, and Comcast V...
by ilisira
Mon Apr 08, 2013 5:07 pm
Forum: Personal Consumer Issues
Topic: Living in Pittsburgh
Replies: 70
Views: 6488

Re: Living in Pittsburgh

Been here for 5 generations since 1904. The the short version is the the weather, the roads and The Pirates suck but everything else is fabulous. PM me for the long version I have lived/worked in Pittsburgh for 10 years before moving a couple of years back, and nothing can summarize this city as go...
by ilisira
Fri Apr 05, 2013 10:14 am
Forum: Personal Consumer Issues
Topic: Home phone/Internet options/Cell Phones?
Replies: 21
Views: 2502

Re: Home phone/Internet options/Cell Phones?

Hoot I will give Google phone a whirl again, I had # some time ago. Thannks How about OBi for google talk (http://www.amazon.com/OBi100-Telephone-Adapter-Service-Bridge/dp/B004LO098O/). I bought it to ditch vonage, and can't be happier. It works like a home phone at home, but uses google service (s...