Search found 384 matches

by PaPaw
Sat Mar 07, 2009 10:26 am
Forum: Forum Issues and Administration
Topic: power down
Replies: 10
Views: 3432

Thanks for the update. I had been wondering why I could not log on a couple of times recently. Thanks for all you do to keep things running smoothly.

.... PaPaw
by PaPaw
Fri Mar 06, 2009 7:57 pm
Forum: Personal Consumer Issues
Topic: Why Did You Choose Your Username and Avatar?
Replies: 66
Views: 10306

Name: I am a grandfather. My grand kids call me PaPaw. I highly value family and traditional family values. Avatar: I am a patriotic American and proud of it. It is my hope that better days are in front of us, in spite of the current financial mess and, IMHO, in spite of pretty much all the DC bozos...
by PaPaw
Fri Mar 06, 2009 7:45 pm
Forum: Personal Consumer Issues
Topic: Why Did You Choose Your Username and Avatar?
Replies: 66
Views: 10306

Karl wrote:My username is simply my first name.

My avatar was selected because it looks nice and I wanted to see how many people could ID what it is. It's a corporate logo -- I'll let you figure out what company.
Sturm Ruger

... PaPaw

I like Rugers.
by PaPaw
Fri Mar 06, 2009 5:30 pm
Forum: Investing - Theory, News & General
Topic: Is this the most exicting time in your life?
Replies: 39
Views: 5297

Glad you made it. Thanks. Me too!!!!!! I was wondering for a while if I would ever see my new born daughter again who was still in the hospital with my wife. I stupidly chose to go SCUBA diving the day after she was born because I had already made plans and my wife gave birth before we thought she ...
by PaPaw
Fri Mar 06, 2009 5:21 pm
Forum: Personal Consumer Issues
Topic: Cube Steak
Replies: 23
Views: 3788

Any piece of meat is fine. Cooking length is the key factor. Some cultures even eat the rectum. But it is cooked and cleaned properly. I expect we all eat the rectum (and lips, ears, throat, etc.) every time we enjoy one of those fabulous hamburgers. Thanks for bringing that thought to the forefron...
by PaPaw
Fri Mar 06, 2009 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: Finishing School - Engaged - First Job - Help!
Replies: 19
Views: 3711

sage, Welcome to the forum. Your post gave me a flashback. My wife and I also started our working career in Houston in an apartment (many, many, moons ago). We really enjoyed the Texas culture and lifestyle. You sound like you are much more financially astute than we were at that time. Best of luck ...
by PaPaw
Fri Mar 06, 2009 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Would it be wise to switch to a local bank?
Replies: 20
Views: 3525

I've always supported local business, including my banking facilities. I'm a member of a local credit union, along with a local bank. The bank, BTW was used for two notes/mortgages in the past. What's interesting is that they held the paper. Additionally, they did not need, or ask for any additiona...
by PaPaw
Fri Mar 06, 2009 4:10 pm
Forum: Investing - Theory, News & General
Topic: Is this the most exicting time in your life?
Replies: 39
Views: 5297

My most exciting time involved salt water and rip currents. I was about 10 and had just arrived at Kitty Hawk about 4pm with my parents. I was swimming in the ocean with my dad who had driven since about 4am to get to our vacation spot. Got swept out about 150 yards or so. Finally made it back in to...
by PaPaw
Fri Mar 06, 2009 3:29 pm
Forum: Investing - Theory, News & General
Topic: Time for hysteria?
Replies: 34
Views: 5252

Rick Ferri wrote:I happened to look at the level of the S&P 500 a couple of minutes ago. It was at 666. Can it get any worse than that?

:shock:
Only if you look in the mirror and the 666 is etched into your forehead. Beastly old chap, just beastly. :twisted: :twisted:

... PaPaw
by PaPaw
Thu Mar 05, 2009 7:40 pm
Forum: Investing - Theory, News & General
Topic: Quite honestly we deserve a strong recession/Depression.
Replies: 78
Views: 10835

haberd wrote:Rather be in the something for nothing camp than the hate camp like you.
Please stop the sarcastic posts. This forum is supposed to encourage a civil, polite exchange of ideas - please contribute positively or not at all.

Thanks, ... PaPaw
by PaPaw
Thu Mar 05, 2009 7:26 pm
Forum: Investing - Theory, News & General
Topic: Hanging On, or How to Get Thru a Depression and Enjoy Life
Replies: 35
Views: 6166

This is not meant to be nasty or flip but we have a war. Also not to be nasty or flip or diminish those who are serving in our armed forces, but I remember my parents and grandparents talking what it was like in WWII in the US - rationing everything from sugar to gasoline, collecting aluminum pots ...
by PaPaw
Thu Mar 05, 2009 5:24 pm
Forum: Personal Investments
Topic: Wow - SO much to learn...and not to shy to ask for help!!
Replies: 18
Views: 2954

Todd, a hearty Welcome to the Bogleheads!

I also suggest reading Larry Swedroe's "The Only Guide to a Winning Investment Strategy" if you can. It gives good advice on how to develop an investment policy statement for you personally.

... PaPaw
by PaPaw
Thu Mar 05, 2009 5:08 pm
Forum: Personal Investments
Topic: Liz Ann Sonders - what should investors do now?
Replies: 9
Views: 3143

I'm hanging in there according to my IPS, but these "consecutive bad market days in response to the stimulus" are really starting to irk me. Sure hope either the POTUS or Wall Street get stimulated to give a bit of confidence to me sooner rather than later.

... PaPaw
by PaPaw
Thu Mar 05, 2009 2:55 pm
Forum: Personal Investments
Topic: Larry's new book
Replies: 9
Views: 2128

BTW--Just finished a draft of a total rewrite, update and lots of new material of the book Rational Investing in Irrational Times. Never liked that title, forced by the publisher. That book covered 52 mistakes even smart investors make. The new book, should I find a publisher is tentatively titled ...
by PaPaw
Tue Mar 03, 2009 3:54 pm
Forum: Investing - Theory, News & General
Topic: What will it take to turn the economy around?
Replies: 16
Views: 3031

Signals that indicate free enterprise is alive and well, and a tax structure where everyone pays at least something for the privilege of living here.
by PaPaw
Tue Mar 03, 2009 2:15 pm
Forum: Personal Consumer Issues
Topic: Vanguard Renames Target Retirement funds (a Joke)
Replies: 51
Views: 9722

Supurb
High
Impact
Target fund

Now I am stimulated!

... PaPaw
by PaPaw
Tue Mar 03, 2009 10:13 am
Forum: Personal Finance (Not Investing)
Topic: House buying is causing marital issues
Replies: 60
Views: 8988

If you do not have a process that you and your wife use to resolve conflict (e.g. how do you go about reconciling your differences so that you both "win" and not have a "win-lose" outcome) now is the time to jointly develop one. If you both can't do that, you have much bigger issues than what kind o...
by PaPaw
Mon Mar 02, 2009 7:11 pm
Forum: Personal Consumer Issues
Topic: Mel's mother
Replies: 93
Views: 14534

Mel, I'm so sorry for your loss. Losing a parent is never easy. You are in my thoughts and prayers. Peace to you and your family, God bless.

... PaPaw
by PaPaw
Sun Mar 01, 2009 9:32 pm
Forum: Investing - Theory, News & General
Topic: What's your asset allocation today?
Replies: 67
Views: 12860

Coming up on 8 years into not working for pay. Currently at approximately 18% equity (TSM, Total Intl and a bit of Index 500), 77% bonds (ST Treasury and TIPs), and 5% cash. Was higher in the equities prior to last fall and have chosen not to rebalance. Sticking with my Investment Policy Statement. ...
by PaPaw
Sat Feb 28, 2009 4:41 pm
Forum: Investing - Theory, News & General
Topic: why vg tips going down every day??
Replies: 13
Views: 2763

Perhaps the OP just simply wanted to understand why the TIPS price dropped towards the end of last week to have a greater understanding of how TIPS work. He may not be invested in them, he may be thinking about investing in them, or he may be invested in them and is just curious. About 27% of my po...
by PaPaw
Fri Feb 27, 2009 7:46 am
Forum: Personal Consumer Issues
Topic: Registry Mechanic or Uniblue SpeedUpMyPC?
Replies: 30
Views: 5744

I checked out the Newegg laptop memory but not sure what's compatible with my unit. The prices seem reasonable. Do they come with instructions for installation? Concerning Windows re-install, I have a question on backing up my data. I don't have a lot of personal items to back up..e.g. My documents...
by PaPaw
Thu Feb 26, 2009 1:26 pm
Forum: Personal Consumer Issues
Topic: Registry Mechanic or Uniblue SpeedUpMyPC?
Replies: 30
Views: 5744

Thanks everyone for your help and participation...very insightful. rwwoods, Pacific, 2b2 and DaveS, A while back I used CCleaner and ended up restoring due to issues with registry as I recall. I probably deleted something I shouldn't have. I'll try it again. Also am considering a trip to Best Buy f...
by PaPaw
Mon Feb 23, 2009 6:02 pm
Forum: Personal Consumer Issues
Topic: Printer Died - Need New All In One Printer
Replies: 56
Views: 9956

Newegg.com has Brother printers on sale today (ends 2/23). Sunny, Have you ever bought stuff from newegg.com? If so, would you buy again from this company? I am somewhat paranoid giving out my credit number to a company I don't know. Thanks. I also have used Newegg several times. A very reputable c...
by PaPaw
Mon Feb 23, 2009 3:32 pm
Forum: Investing - Theory, News & General
Topic: The Next Bubble...............
Replies: 36
Views: 7321

Balloons filled with hot air emanating from a place on the Potomac that cannot be named. :lol: :lol:

... PaPaw
by PaPaw
Mon Feb 23, 2009 3:22 pm
Forum: Personal Consumer Issues
Topic: Printer Died - Need New All In One Printer
Replies: 56
Views: 9956

Excerpt of recommendations from Consumer Reports - December 2008 Excuse the formatting. ... PaPaw All in one printer If all you do is print, you can save money and space by purchasing a dedicated printer. But if there's any chance you might want to copy or scan, it's worth investigating an all-in-on...
by PaPaw
Mon Feb 23, 2009 3:13 pm
Forum: Investing - Theory, News & General
Topic: When will the next bubble start?
Replies: 7
Views: 1594

The next bubble will begin shortly after the large hadron collider becomes operational. The bubble will collapse a few milliseconds later ... along with the rest of us as the unanticipated black swan shrinks into the black hole. :shock: :shock: At least that is what the crystal ball (Ron's and Chaz'...
by PaPaw
Sun Feb 22, 2009 5:15 pm
Forum: Personal Consumer Issues
Topic: How often should you change your oil?
Replies: 74
Views: 19617

My opinion: Go with the manufacturer's "severe service schedule" timing and use a full synthetic oil such as Mobil One if you have a turbocharged engine. My opinion is based on my using Mobil One since 1983 in all of my vehicles - currently have almost 175,000 miles on a turbocharged Volvo I bought ...
by PaPaw
Sun Feb 22, 2009 7:43 am
Forum: Personal Consumer Issues
Topic: help me buy shades (errr. window treatments)
Replies: 10
Views: 2338

Consider "Hunter Douglas" brand. I believe Costco sells them as well as many smaller shops. We bought ours from a local mom and pop shop that had a great reputation for service (measuring them and offering color and type advice) and installation. They are quality items but not real cheap. ... PaPaw
by PaPaw
Fri Feb 20, 2009 4:26 pm
Forum: Investing - Theory, News & General
Topic: Perspective please: Is this worse than previous downmarkets?
Replies: 17
Views: 2562

Sheepdog, Excellent, excellent perspective. I admire your mother and her values. Whatever has happened in our wonderful country that so many people want to depend on others for their welfare? I see it at the food pantry where I volunteer ... some folks really need the help, others just are looking f...
by PaPaw
Wed Feb 18, 2009 6:32 pm
Forum: Investing - Theory, News & General
Topic: Has the market "SURGE" began ???
Replies: 12
Views: 2969

The stimulus package is really working! I can see my portfolio worth steadily climbing now that we have been saved. Can't wait to see the market react to the next major piece of sage investment brilliance. :wink:

... PaPaw
by PaPaw
Sun Feb 15, 2009 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Will the Stimulus Affect You?
Replies: 54
Views: 8709

"Will the Stimulus Bill Affect Me?" Definitely: Higher taxes down the road many times greater than any pittance I might get in the interim, or a significantly devalued portfolio from printing excess money and the resultant inflation, and disenchantment with the current executive office and congress ...
by PaPaw
Sun Feb 15, 2009 8:09 am
Forum: Personal Finance (Not Investing)
Topic: $80 Quicken Software Vs. Free Mint.com Account
Replies: 39
Views: 8477

Re: Looooong time Quicken User

I've never caught my bank making a mistake, but reconciliation is now baked into my DNA. Almost daily, I enter in our credit card receipts into Quicken and I categorize them; e.g., $80 at the grocery store, but $20 was pharmacy pickup. When the bank info comes down the pike, I click on the "Matches...
by PaPaw
Sat Feb 14, 2009 9:29 pm
Forum: Investing - Theory, News & General
Topic: Tax Changes in New Stimulus Bill
Replies: 31
Views: 5240

It's remarkable that a stimulus package which costs nearly $800 billion does not have any reductions in marginal income tax rates. Isn't that the first thing you do? No because that would only affect people who have a job. It would have no affect on people who collect welfare, which is a large port...
by PaPaw
Sat Feb 14, 2009 2:14 pm
Forum: Personal Investments
Topic: What retirement income percentage for you?
Replies: 45
Views: 7263

bozo,

You may wish to review this thread for additional thoughts.

http://www.bogleheads.org/forum/viewtop ... highlight=

... PaPaw
by PaPaw
Mon Feb 09, 2009 8:33 am
Forum: Personal Investments
Topic: Late 70s/Early 80s back? Anyone notice the commercials?
Replies: 9
Views: 2291

I started my career in the late 60's so during the 70's and 80's I was heavily focused on helping raise my family and working my butt off to provide. I always contributed heavily to the company savings plan, later became a 401(k), stashed as much as I could in taxable accounts, and did not think abo...
by PaPaw
Thu Feb 05, 2009 8:49 pm
Forum: Investing - Theory, News & General
Topic: S&P could hit 1000 by Spring
Replies: 25
Views: 4936

nisiprius wrote: In this case, there will be a "monster move" by Spring...
Wow! Constipated until Spring? :oops: :oops: Sorry, I could not resist myself. :shock:

... PaPaw
by PaPaw
Thu Feb 05, 2009 8:34 pm
Forum: Personal Consumer Issues
Topic: If you could live in any generation
Replies: 65
Views: 9726

I was born at the end of WWII and am well satisfied with my lot in life. I would not trade my experiences for anything I can imagine past or future. Thus, I like "my" generation, warts and all.

Best wishes to those who dream of being at another place in time/space.

... PaPaw
by PaPaw
Wed Feb 04, 2009 1:43 pm
Forum: Investing - Theory, News & General
Topic: Treasury announces future plans
Replies: 30
Views: 5328

Impact on IPS Fund?

So for all you bond gurus, what is the anticipated impact on the Vanguard Inflation Protected Securities fund (vs. the individual TIPS)? Still going to be a good fund to hold or should it be replaced with Total Bond Market or regular Treasury fund?

... PaPaw
by PaPaw
Tue Feb 03, 2009 9:53 pm
Forum: Personal Consumer Issues
Topic: [poll] How old is your car?
Replies: 98
Views: 15258

1995 Volvo with 174,000 miles - still going strong. Previous vehicle was a 1986 Toyota which had 137,000 (or so, don't remember exactly) when we sold it. I used to trade more often (I really like to experience different cars) but have migrated to the philosophy of "new car when the old one becomes t...
by PaPaw
Tue Feb 03, 2009 6:18 am
Forum: Personal Consumer Issues
Topic: About Ubuntu
Replies: 34
Views: 6936

Re: A question for someone?

binarysemaphore wrote: I would recommend downloading Ubuntu Pocket Guide from here. It is very concise and nicely written book.
binary,

Thanks for the tip. I used the guide to to help me install ubuntu 8.10 on my new laptop. Got everything I need working quickly, including wireless.

.... PaPaw
by PaPaw
Mon Feb 02, 2009 6:48 pm
Forum: Investing - Theory, News & General
Topic: Did Anyone MAKE money last year?
Replies: 53
Views: 8377

I made a 48.99999555587% return before taxes. I hold only Vanguard TSM.

OK, just kidding. I may have forgotten the minus sign, or perhaps I'm just fibbing about the whole thing. :twisted: :twisted:

... PaPaw
by PaPaw
Wed Jan 28, 2009 7:58 am
Forum: Personal Investments
Topic: Obamas Own Wellington & Wellesley
Replies: 27
Views: 7672

I'm having a hard time figuring out why a Boglehead would even care what the Obamas are invested in............. Well, barring something tragic happening, the new president is going to be the Head of State of the U.S. for the next four years. Given that we are now in the biggest economic crisis in ...
by PaPaw
Tue Jan 27, 2009 9:27 pm
Forum: Personal Investments
Topic: Obamas Own Wellington & Wellesley
Replies: 27
Views: 7672

I'm having a hard time figuring out why a Boglehead would even care what the Obamas are invested in.............
by PaPaw
Mon Jan 26, 2009 8:26 am
Forum: Personal Investments
Topic: Taylor turns 85!
Replies: 130
Views: 21582

Happy Birthday Taylor!

Thank you for helping my wife and me.

My very best regards, ... PaPaw
by PaPaw
Thu Jan 22, 2009 10:12 pm
Forum: Personal Consumer Issues
Topic: What's your Favorite Beer and Favorite Cocktail?
Replies: 97
Views: 15713

1. Most microbrewed IPAs and Negra Modelo if eating Mexican food,

2. Speyside single malt Scots whiskey at room temperature: 3/4 whiskey 1/4 water.

... PaPaw
by PaPaw
Thu Jan 22, 2009 3:56 pm
Forum: Investing - Theory, News & General
Topic: John Thain's $87,000 Rug
Replies: 133
Views: 22536

Thain isn't the only one spending money his employer does not have: LINK The Obama family will be facing a tight budget for their new home, the White House. The US presidents family wish to add their own personal touches in the residence. The Congress allocates $1.6 million dollars per year for the...
by PaPaw
Thu Jan 22, 2009 3:39 pm
Forum: Personal Consumer Issues
Topic: Best kitchen timer for around $5000
Replies: 40
Views: 6754

Re: Best kitchen timer for around $5000

As someone who is responsible for a great deal of the cooking, I need something that says "I'm a valuable house husband". Options include blinging up the caps on my wheels for those drives to the market OR, perhaps better, a really nice timepiece for my kitchen counter top. I have about $5000 left ...
by PaPaw
Thu Jan 22, 2009 3:34 pm
Forum: Forum Issues and Administration
Topic: Please consider economics posts
Replies: 34
Views: 6015

Re: Is it necessary to be an amateur economist ?

"Discussing and understanding economics is vital in my own personal finance education." I am not so sure. Consider: MIT did a study to see if financial news makes us better investors. Here's what they found: "Students were divided into two groups, each with only a portfolio of stocks to manage. One...
by PaPaw
Thu Jan 22, 2009 3:12 pm
Forum: Investing - Theory, News & General
Topic: Why Are Bogleheads Using Money Market Funds?
Replies: 55
Views: 11063

Re: Why Are Bogleheads Using Money Market Funds?

I'm confused about why so many people here are using money market funds for their emergency fund instead of a high-yielding online savings account. More return is usually correlated with higher risk. Since the highest priority for my emergency funds is for them to be there when I need them, I have ...
by PaPaw
Thu Jan 22, 2009 10:25 am
Forum: Personal Consumer Issues
Topic: Help me understand % of travel
Replies: 4
Views: 1136

Needless to say, travel was one of the main reasons that I decided to retire when I did, even though I was on good terms with the company. As you get older, it dosen't get any easier. Ten years previously, I didn't have as much of a problem with it, but then travel is what led to my promotions and ...