Search found 3701 matches

by jhfenton
Tue Jan 22, 2019 10:48 am
Forum: Investing - Help with Personal Investments
Topic: HSA employer->personal account strategy
Replies: 11
Views: 617

Re: HSA employer->personal account strategy

The full contribution on first paycheck only works if your employer allows it. Mine will prorate what you select across the 24 pay periods of the year. So check and see what your employer's payroll allows Agreed. It's a good idea to payroll it as fast as possible, but my employer won't allow it eit...
by jhfenton
Tue Jan 22, 2019 10:17 am
Forum: Investing - Help with Personal Investments
Topic: HSA employer->personal account strategy
Replies: 11
Views: 617

Re: HSA employer->personal account strategy

I'd be inclined to do the same thing. On $7,000 the lost tax is $101.50. Keeping cash at Optum for a year, you undoubtedly see a bigger hit from the cash drag and delayed investment. And that's not taking into account the value of simplicity and the time you save dealing with the annual transfers.
by jhfenton
Mon Jan 21, 2019 8:28 pm
Forum: Investing - Help with Personal Investments
Topic: VTWSX at Fidelity and it’s future
Replies: 5
Views: 950

Re: VTWSX at Fidelity and it’s future

Thank you for your comments. I like how Fidelity did this in consolidating all share classes into one and reducing ER at the same time. Vanguard seem to have very confused way of doing it. It should have been just two or three classes (MF + ETF or MF/Admiral + MF/Inst. + ETF). I agree, and I hope t...
by jhfenton
Mon Jan 21, 2019 4:31 pm
Forum: Investing - Help with Personal Investments
Topic: VTWSX at Fidelity and it’s future
Replies: 5
Views: 950

Re: VTWSX at Fidelity and it’s future

No one knows for sure what will happen for Total World at Fidelity or when. I suspect that Total World Admiral will be available at Fidelity within a few weeks after it launches, but not right away. You should be able to convert your shares at that point. There will probably be a short period when y...
by jhfenton
Mon Jan 21, 2019 7:06 am
Forum: Investing - Help with Personal Investments
Topic: significance of spread in Vanguard Health VHT vs XLV
Replies: 3
Views: 305

Re: significance of spread in Vanguard Health VHT vs XLV

I notice today that the spread between bid and ask for XLV, the Spyder Health Care Select Sector ETF runs aout $1.39, ie bid price of 89.60, ask 99.69, while the Vanguard Health Care Index, VHT, has a spread of $19.00, ie bid of $162, ask $181. I was doing a comparison on Schwab and this stood out,...
by jhfenton
Mon Jan 21, 2019 6:58 am
Forum: Investing - Theory, News & General
Topic: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5
Replies: 49
Views: 5611

Re: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5

For full disclosure I do not own Total World myself and have no desire to buy it. I actually am one of the few who overweight international at 55% of my equity holdings and within my international holdings I again overweight EM. Come back in 30 years when I'm 75 (if still alive) and we can discuss ...
by jhfenton
Sun Jan 20, 2019 4:08 pm
Forum: Investing - Theory, News & General
Topic: Predicting future Exp. Ratio changes on Vanguard funds...
Replies: 10
Views: 667

Re: Predicting future Exp. Ratio changes on Vanguard funds...

- VFSVX expense ratio will change from 0.25 to 0.22 I changed this one in my spreadsheet awhile ago, along with changing the ER for the ETF share class VSS (Vanguard FTSE All-World ex-US Small Cap) from 13 bp to 12 bp. With the advent in 2+ weeks of the Admiral Shares , though, and the fact that VF...
by jhfenton
Sun Jan 20, 2019 2:03 pm
Forum: Investing - Help with Personal Investments
Topic: Transferring Lively HSA to Fidelity...Need Address
Replies: 2
Views: 215

Re: Transferring Lively HSA to Fidelity...Need Address

I transferred in-kind from the Lively-linked TD Ameritrade account, so I never needed the Lively address. I was able to submit the transfer entirely online via Fidelity because TD Ameritrade Inc. is a recognized broker in their system. If you're trying to transfer cash from the Lively account, I wou...
by jhfenton
Sun Jan 20, 2019 10:36 am
Forum: Investing - Theory, News & General
Topic: International Stock = Lower Qualified Dividends
Replies: 5
Views: 406

Re: International Stock = Lower Qualified Dividends

Your premise is accurate, but it doesn't have any impact on our asset allocation. >99% of our retirement assets are in tax-advantaged accounts. I haven't done the math, because it is not important for us, but the foreign tax credit is an offsetting factor to the lower QDI and relatively higher divid...
by jhfenton
Sat Jan 19, 2019 12:11 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5
Replies: 49
Views: 5611

Re: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5

Will be lovely to see it happening. My elder son invests in Total-World and I invest in Int'l Small. The difference between ETF and MF/Admiral is puzzling. This is the same fund (cf. Vanguard's patent). Yes, investor shares are on their way out, but I thought this would be a great equalizer between...
by jhfenton
Sat Jan 19, 2019 9:39 am
Forum: Investing - Help with Personal Investments
Topic: The best Total International Stock Market Index ETF (VXUS?)
Replies: 5
Views: 461

Re: The best Total International Stock Market Index ETF (VXUS?)

1. Don't use Yahoo or Google for ETF performance comparisons. They don't take dividends into account. 2. The performance of VXUS and IXUS is essentially indistinguishable, but VXUS has a slight edge of IXUS over the last 1 year, 3 years, 5 years, and since IXUS's inception in October 2012. Growth of...
by jhfenton
Sat Jan 19, 2019 9:31 am
Forum: Investing - Theory, News & General
Topic: Is Fidelity Zero Fund BETTER than Fidelity Expense Ratio Fund
Replies: 58
Views: 5796

Re: Is Fidelity Zero Fund BETTER than Fidelity Expense Ratio Fund

Could a risk be that they have zero fees now but may end up raising the fee later? This is one reason I did not switch to the Fidelity Zero Funds. In the real world, really good deals just don't last. This seems to good to be true and thus I would shy away. To me that's just another reason not to (...
by jhfenton
Sat Jan 19, 2019 9:29 am
Forum: Investing - Theory, News & General
Topic: Is Fidelity Zero Fund BETTER than Fidelity Expense Ratio Fund
Replies: 58
Views: 5796

Re: Is Fidelity Zero Fund BETTER than Fidelity Expense Ratio Fund

Can you help me understand point #1 above? Is that true for only mutual funds, or also ETFs? If a Mutual Fund or ETF is showing a 2.14% Yield (Dividend), are you saying that isn't a real dividend return of your money? E.g. I buy 1 share of an ETF valued at $100 NAV....dividends of 2.14% go out, are...
by jhfenton
Fri Jan 18, 2019 7:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5
Replies: 49
Views: 5611

Re: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5

RhoRho wrote:
Fri Jan 18, 2019 7:22 pm
Am I missing something? How do we know the US/International ratio?
The ratio for Total World changes as the relative market cap changes. You can find the most recent breakdown on the fund's portfolio page.

As of December 31, 2018, the fund was 53.8% U.S.
by jhfenton
Fri Jan 18, 2019 3:43 pm
Forum: Investing - Help with Personal Investments
Topic: VTEAX Tax Exempt Bond Index Fund
Replies: 7
Views: 689

Re: VTEAX Tax Exempt Bond Index Fund

I'm with alec. I would either buy VWIUX or buy the ETF VTEB. I wouldn't mess with VTEAX.

But yes, your math is correct for the purchase fee.
by jhfenton
Fri Jan 18, 2019 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: [Wash sale concern - Are these stocks substantially identical?]
Replies: 49
Views: 1684

Re: [Wash sale concern - Are these stocks substantially identical?]

Appreciate your opinion, I’m not wildly opposed to it. Would VTSMX to VTI have been a wash in your view given the difference in ER (but same share class)? This is the one case that I think is pretty clear. Different share classes of the same fund are substantially identical, just as certain options...
by jhfenton
Fri Jan 18, 2019 10:25 am
Forum: Investing - Theory, News & General
Topic: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5
Replies: 49
Views: 5611

Re: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5

Will be lovely to see it happening. My elder son invests in Total-World and I invest in Int'l Small. The difference between ETF and MF/Admiral is puzzling. This is the same fund (cf. Vanguard's patent). Yes, investor shares are on their way out, but I thought this would be a great equalizer between...
by jhfenton
Thu Jan 17, 2019 8:01 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5
Replies: 49
Views: 5611

Re: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5

Does anyone know if it will be as well diversified as holding the same components as the stock portions inside a life strategy fund. I think I remember looking at the VT etf and found it was something like a few thousand stocks short. I like the idea of having a single fund for my stock portion I d...
by jhfenton
Thu Jan 17, 2019 1:22 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5
Replies: 49
Views: 5611

Re: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5

Great news - though annoying to see the higher ER for the mutual fund version of VSS. I get the sense that Vanguard is abandoning the assumption that ETFs and Admiral Shares bear an equal proportion of the costs. I noticed in the latest annual report for Vanguard Emerging Markets that the prior yea...
by jhfenton
Thu Jan 17, 2019 11:21 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity app now has fingerprint login
Replies: 24
Views: 1561

Re: Fidelity app now has fingerprint login

Right. I actually just hopped back on to note that it could be a normal thing that I was unaware of due to never having had an iPad, but you beat me to the punch. I’ll be interested to see what comes of the beta. Hopefully they’ll be able to surface 401k accounts without a web view. It's actually e...
by jhfenton
Thu Jan 17, 2019 10:57 am
Forum: Personal Finance (Not Investing)
Topic: How do I indicate an HSA rollover contribution on Fidelity's website UI? (screenshot included)
Replies: 11
Views: 529

Re: How do I indicate an HSA rollover contribution on Fidelity's website UI? (screenshot included)

You'll need to use a deposit form. Make sure to indicate '60-day rollover'. https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/customer-service/deposit-slip.pdf Edit: removed incorrect information Thanks! 8-) Looks like a physical check + deposit slip + snail mail is the proper proc...
by jhfenton
Thu Jan 17, 2019 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity app now has fingerprint login
Replies: 24
Views: 1561

Re: Fidelity app now has fingerprint login

Vanguard has a separate iPad app. They have for ages. And it is literally a separate app, "Vanguard for iPad", rather than a combined app. Oh, that’s bad branding. I recently got my first iPad and never even thought to look for a different version of the app. It is definitely not current best pract...
by jhfenton
Thu Jan 17, 2019 10:06 am
Forum: Investing - Theory, News & General
Topic: Wrong about international bonds?
Replies: 26
Views: 2534

Re: Wrong about international bonds?

The SEC yield for BNDX is 0.92% and the duration is 7.63 years. I like the idea of further diversification, but with such a low yield and longer duration than BND, I think I will wait. For this reason, I am sticking with BND for now. People have being looking at the misleading SEC yield for BNDX fo...
by jhfenton
Thu Jan 17, 2019 10:00 am
Forum: Investing - Theory, News & General
Topic: Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5
Replies: 49
Views: 5611

Vanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 5

According to a new filing with the SEC today, Admiral Shares for Vanguard Total World Stock Index Fund and Vanguard FTSE All-World ex-US Small Cap Index Fund should launch February 5, 2019. Vanguard original filed the draft prospectuses on November 19, 2018 with an effective date 60 days later, so s...
by jhfenton
Thu Jan 17, 2019 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity app now has fingerprint login
Replies: 24
Views: 1561

Re: Fidelity app now has fingerprint login

drk wrote:
Thu Jan 17, 2019 12:45 am
AlphaLess wrote:
Thu Jan 17, 2019 12:23 am
drk wrote:
Tue Jan 15, 2019 9:53 pm
Vanguard’s iPhone app offers Touch ID and Face ID support for login.
How about iPad app?
Yes, but the iPad app is just the iPhone app.
Vanguard has a separate iPad app. They have for ages. And it is literally a separate app, "Vanguard for iPad", rather than a combined app.
by jhfenton
Thu Jan 17, 2019 8:31 am
Forum: Personal Consumer Issues
Topic: WSJ Digital Subscription - a bargain!
Replies: 119
Views: 43514

Re: WSJ Digital Subscription - a bargain!

The Washington Post ended their free .gov, .mil, .edu program a few months ago. I'm now on a special for Prime members through Amazon: a free six-month subscription that will renew at $3.99/month after six months. I pay $4.00/month directly to the WSJ on educational pricing. Did the Post end their ...
by jhfenton
Wed Jan 16, 2019 2:03 pm
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11032

Re: Are You Dumping Netflix?

I said "all bogleheads" are investors in NetFlix. I guess I would venture to say you aren't really currently a boglehead then :) Bogleheads = Investing Advice Inspired by Jack Bogle = Holding total market or at least S&P500; and S&P500 includes NetFlix. Unless I missed the Bogle book where he chang...
by jhfenton
Wed Jan 16, 2019 1:28 pm
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11032

Re: Are You Dumping Netflix?

As investors in NetFlix (which all Bogleheads are) To the best of my knowledge, at the moment, none of our mutual funds or ETFs own Netflix. That will change next week when I finally start adding a tiny bit to a Fidelity S&P 500 fund in my 401(k). Our current U.S. holdings: VFMFX (Vanguard US Multi...
by jhfenton
Wed Jan 16, 2019 1:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Group holds about $415 million of municipal bonds issued on behalf of PG&E Corp.
Replies: 11
Views: 2533

Re: Vanguard Group holds about $415 million of municipal bonds issued on behalf of PG&E Corp.

On another note, it looks like PG&E is being dropped from the S&P500 on Jan 18th I understand why they're dropping it, but the index committee doesn't add much value by dropping a stock after it has lost 87% of its value in 2 months. :oops: At this point, at its current market cap, it wouldn't have...
by jhfenton
Wed Jan 16, 2019 10:44 am
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 5966

Re: Gillette Mach 3 alternatives

I also buy mine directly from Dorco when they have sales. I don't go through them very fast, so I only place an order about once per year.
by jhfenton
Wed Jan 16, 2019 8:31 am
Forum: Investing - Theory, News & General
Topic: When/why have you needed customer service from Fido, VG, Schwab etc.?
Replies: 30
Views: 1529

Re: When/why have you needed customer service from Fido, VG, Schwab etc.?

As others have said, most of my customer service calls are related to transfers or issues with new accounts. Once an account is set up, there are few reasons to call.

One exception at Vanguard is for converting mutual fund shares to ETFs. That requires a single phone call and 5-10 minutes.
by jhfenton
Wed Jan 16, 2019 8:28 am
Forum: Investing - Theory, News & General
Topic: How to avoid temptation to buy hot stocks or bitcoin?
Replies: 63
Views: 4260

Re: How to avoid temptation to buy hot stocks or bitcoin?

Investing personality is an interesting thing. I am never tempted to buy the hot thing. (Why would I buy something that has already gone up?) I have to resist the temptation to buy the beaten down. I very rarely indulge the temptation, but it's still there.
by jhfenton
Wed Jan 16, 2019 8:24 am
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11032

Re: Are You Dumping Netflix?

Dumped Netflix a while due to lack of (original) content, not due to recent price increase. According to news reports, Netflix released 676 hours of original content in the third quarter of 2018 after releasing 452 hours in the second quarter. Just to throw it out there, because some may not be awa...
by jhfenton
Tue Jan 15, 2019 8:57 pm
Forum: Investing - Theory, News & General
Topic: Vanguard New Factor Funds Portfolio Statistics
Replies: 224
Views: 34254

Re: Vanguard New Factor Funds Portfolio Statistics

In response to my own question about VFLQ. Below is an article from Larry Swedroe from 2015 that discounts the likelihood of a liquidity premium in US stocks. US micro caps traded on the NASDAQ were the only stocks that showed a liquidity premium in recent history. The reduction of the liquidity pr...
by jhfenton
Tue Jan 15, 2019 8:05 pm
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11032

Re: Are You Dumping Netflix?

Not a chance. As others have said, it's a bargain. It's worth the $13.99 we pay now, and it'll be worth the $15.99 when they get around to raising the price for us. (In our account, the other tiers already show the price increase at $8.99 and $12.99, but our Premium tier still shows $13.99. We're on...
by jhfenton
Tue Jan 15, 2019 8:32 am
Forum: Investing - Theory, News & General
Topic: Vanguard New Factor Funds Portfolio Statistics
Replies: 224
Views: 34254

Re: Vanguard New Factor Funds Portfolio Statistics

Question on QDI percentages. Vanguards VBR (Small cap value) ETF usually is around 72-78% qualified dividends. I just looked at the 2018 numbers, which are up through November, for VFVA and saw that it’s at 100%. Since it holds small caps as well, why is it at 100%? A major factor appears to be the...
by jhfenton
Mon Jan 14, 2019 8:05 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's The Planner and the Geek Podcast Opinions?
Replies: 4
Views: 433

Re: Vanguard's The Planner and the Geek Podcast Opinions?

I've listened to all of them, and they're reasonably entertaining. I agree that they are rather basic.

(I listen to everything at at least 1.5x speed, so they're shorter for me. :beer)
by jhfenton
Mon Jan 14, 2019 7:53 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard to stop accepting purchases in Leveraged or Inverse mutual funds]
Replies: 145
Views: 8431

Re: [Vanguard to stop accepting purchases in Leveraged or Inverse mutual funds]

If that's the reason, I'm OK with it. 10K trades/year would work out to at least 5 trades per hour for every hour the market is open during the year. If that tiny fraction of customers causes a lot of cost impact, I wouldn't say they are "too cheap to update their systems" - I'd call it "recognizin...
by jhfenton
Mon Jan 14, 2019 4:09 pm
Forum: Personal Consumer Issues
Topic: [Peter Jackson’s “They shall not grow old” - now showing Jan 21]
Replies: 60
Views: 7557

Re: [Peter Jackson’s “They shall not grow old” - now showing Jan 21]

I could be wrong about this, but now that the movie is in standard release I believe the pre movie introduction by Peter Jackson and the post movie featurette by Jackson are no longer shown with the film. :( BobK The January 21 showing is not general release and according to the website still inclu...
by jhfenton
Mon Jan 14, 2019 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Experience with HSA to HSA trustee transfer?
Replies: 41
Views: 1874

Re: Experience with HSA to HSA trustee transfer?

In my case, yes, it's fees and a $2,000 cash requirement (paying 0.25% interest). My employer HSA charges $2/month plus 5 bp/quarter (20 bp/year). On a $50K HSA that's $124/year plus cash drag. They do not, however, charge for transfers, so I was making roughly quarterly transfers to Lively. Going ...
by jhfenton
Mon Jan 14, 2019 1:16 pm
Forum: Investing - Help with Personal Investments
Topic: TLH is called "Murky"
Replies: 17
Views: 2089

Re: TLH is called "Murky"

The location of the exact line for "substantially identical" may be "murky," but the practice of TLH'ing is not murky at all.

Beyond the clickbait headline, though, the article does contain a useful summary of opinions, none of which consider standard practices to be questionable.
by jhfenton
Mon Jan 14, 2019 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Experience with HSA to HSA trustee transfer?
Replies: 41
Views: 1874

Re: Experience with HSA to HSA trustee transfer?

Forgive me for the sideline ... but I don't quite understand 1. What so bad about your current employer HSA (that you want to do this)? Fees? 2. FWIW, my employer uses Optum HSA. Other folks here also mention Optum and wanted to do transfer. What's bad about Optum? To me it just seems like an okay ...
by jhfenton
Mon Jan 14, 2019 7:51 am
Forum: Personal Finance (Not Investing)
Topic: HSA Issue - Does this count as one or two rollover contributions from IRS perspective?
Replies: 3
Views: 294

Re: HSA Issue - Does this count as one or two rollover contributions from IRS perspective?

Hi all, new member. Had to create an account here because I had no luck trying to find a definitive answer to this. My proposed actions: 1. Take a full distribution from HSA1 to my regular checking account. 2. Take a full distribution from HSA2 to my regular checking account. 3. Write one check to ...
by jhfenton
Mon Jan 14, 2019 7:39 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Fund and Brokerage cannot use same sweep account?
Replies: 9
Views: 652

Re: Vanguard Fund and Brokerage cannot use same sweep account?

There are many threads on converting. To me the most significant lost feature is the ability to direct dividends from one fund into another. In a brokerage account, your choices for each fund's distributions are (1) reinvest, (2) sweep, (3) outside checking account. But once the dividend posts to t...
by jhfenton
Sun Jan 13, 2019 7:13 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Fund and Brokerage cannot use same sweep account?
Replies: 9
Views: 652

Re: Vanguard Fund and Brokerage cannot use same sweep account?

Would there be any use cases where you direct dividends and capital gains to another fund that is not a sweep account? Cause right now I have 2 MMF, one for brokerage and one for mutual funds, and if possible I would like to consolidate them. It sounds like you have one or more stand-alone mutual f...
by jhfenton
Sun Jan 13, 2019 7:08 pm
Forum: Investing - Help with Personal Investments
Topic: Small cap tilting
Replies: 20
Views: 1205

Re: Small cap tilting ?

Morningstar recently released the 2018 index style performance for 2018. U.S. Small Cap Value is at the BOTTOM of the list. During other years it has done better, but do you want this kind of uncertainty? Yes. Diversification is great. It paid off very well for me in 2000-2002. At other times, othe...
by jhfenton
Sun Jan 13, 2019 6:42 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Fund and Brokerage cannot use same sweep account?
Replies: 9
Views: 652

Re: Vanguard Fund and Brokerage cannot use same sweep account?

To me the most significant lost feature is the ability to direct dividends from one fund into another. I haven't checked my annual statements yet but at one point, another disadvantage was that the December brokerage statement did not include a full year of transaction history, only the current mon...
by jhfenton
Sun Jan 13, 2019 6:29 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Fund and Brokerage cannot use same sweep account?
Replies: 9
Views: 652

Re: Vanguard Fund and Brokerage cannot use same sweep account?

The vanguard brokerage defaults all sweep money into the Vanguard Federal MMF. I'm also trying to direct all my dividends and capital gains from my mutual fund to that same Vanguard Federal MMF. For some reason, this fund DOES NOT show up... is this normal? Is there anyway to have one sweep fund to...
by jhfenton
Sun Jan 13, 2019 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: FZROX vs. FXAIX [Fidelity ZERO Total Market Index vs. 500 Index]
Replies: 9
Views: 1087

Re: FZROX vs. FXAIX

Another alternative is FSKAX (Fidelity Total Market Index Fund), which I would imagine is very close to FZROX in terms of the index (closer than FXAIX, which use the SP500). One thing to consider with all the new zero Fidelity funds. They are only available in Fidelity accounts. For example if you ...
by jhfenton
Sun Jan 13, 2019 4:29 pm
Forum: Investing - Theory, News & General
Topic: Is Fidelity Zero Fund BETTER than Fidelity Expense Ratio Fund
Replies: 58
Views: 5796

Re: Is Fidelity Zero Fund BETTER than Fidelity Expense Ratio Fund

I noticed that FSKAX paid a higher dividend than FZROX, even taking into account the lower share price of FZROX. FSKAX: 12/14/18 $1.199/share $73.28/reinvest price 4/11/18 $0.25668 $75.76 12/15/17 $1.07071 $76.25 4/12/17 $0.19518 $67.41 FZROX: 12/14/18 $0.053/share $9.12/reinvest price Will FZROX e...