Search found 2986 matches

by jhfenton
Tue Jul 17, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: Excel Spread sheets -mac or. Windows?
Replies: 15
Views: 732

Re: Excel Spread sheets -mac or. Windows?

Excel works the same on the Mac as with Windows in al most all respects. FIFY. The WEBSERVICE function has never been implemented in Excel for Mac. A lot of advanced Pivot functionality is limited in Excel for Mac. And VBA support is in a sorry state in Excel for Mac. My finance spreadsheet has nev...
by jhfenton
Mon Jul 16, 2018 7:13 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2013

Re: Does it make sense to change 3 fund portfolio into 2 fund portfolio by switching VTI and VXUS with VT?

You already have an open thread on this subject from Sunday morning. In that thread the analysis of the expense ratio was already expressed and acknowledged by you before you posted this thread this morning . https://www.bogleheads.org/forum/viewtopic.php?f=1&t=253997&p=4022178#p4020665 Cheers In O...
by jhfenton
Sun Jul 15, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: Rodents ate my car!
Replies: 61
Views: 5377

Re: Rodents ate my car!

22twain wrote:
Sat Jul 14, 2018 5:50 am
You all are in good company:

Paul Ryan says a family of woodchucks ate his car
I saw this today, and I was coming to post the same thing. It's funny when it's not your car. :wink:
by jhfenton
Fri Jul 13, 2018 1:44 pm
Forum: Investing - Help with Personal Investments
Topic: stock trading fee at fidelity and vanguard
Replies: 11
Views: 1108

Re: stock trading fee at fidelity and vanguard

Stay with Vanguard. Come August, stock trades may well be $2/trade. https://www.bogleheads.org/forum/viewtopic.php?f=10&t=252991&newpost=4006512 Vanguard already offers stock trades for $2/trade if you are a voyager select client. Yeah. I didn't read anything in the announcement as implying a reduc...
by jhfenton
Fri Jul 13, 2018 9:14 am
Forum: Investing - Help with Personal Investments
Topic: Need Advice with Lively HSA Investment Options - TDA
Replies: 8
Views: 1328

Re: Need Advice with Lively HSA Investment Options - TDA

Hello, complete newbie to Bogleheads - recently bought the book but not very far in yet. This week we started two Lively HSAs (hat tip to older Boglehead posts I found to help wade through the HSA options). We have the full contribution for 2018 to invest. Would like advice re: fund(s) to invest th...
by jhfenton
Fri Jul 13, 2018 9:04 am
Forum: Investing - Help with Personal Investments
Topic: expense ratio in a fund containing funds
Replies: 9
Views: 757

Re: expense ratio in a fund containing funds

I have wondered the same about Schwab target index funds. These have ER 0.08 and are composed of Schwab index ETFs such as SCHB, SCHZ, SCHF which have their own (low) ER. Not sure if 0.08 is the net all-in ER as essentially a blended ER from the underlying holdings, or on top of ER of the ETFs Repo...
by jhfenton
Thu Jul 12, 2018 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Selecting HSA custodian
Replies: 9
Views: 548

Re: Selecting HSA custodian

My wife and I use Lively too. Their customer service is very responsive. I have 100% of my money invested at TD Ameritrade and transfer new money in roughly quarterly from my employer-sponsored HSA. (I'm lucky my employer-sponsored HSA does not charge a transfer fee.) My wife's new employer puts $1,...
by jhfenton
Thu Jul 12, 2018 11:39 am
Forum: Investing - Help with Personal Investments
Topic: "Exchanging" ETFs
Replies: 3
Views: 293

Re: "Exchanging" ETFs

My understanding is that you would simply sell all your BND shares, the proceeds would be moved into your settlement fund, and you then use those funds to buy shares of VTI. Is that correct? Are there any fees, penalties, or tax consequences of this process? Basically. You sell BND. You see what th...
by jhfenton
Tue Jul 10, 2018 12:54 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity Funds .004% Management Fee Each Year
Replies: 9
Views: 1008

Re: Fidelity Funds .004% Management Fee Each Year

Good afternoon, I am considering giving Fidelity $500,000 to purchase and manage 25-50 municipal bonds. The $2,000 fee applies each year, one reason is for "arbitrage purposes". I want to keep the bonds to maturity or to call. Is this annual fee worth it? Thank you for your thoughts. That's a 0.40%...
by jhfenton
Tue Jul 10, 2018 7:46 am
Forum: Investing - Help with Personal Investments
Topic: Should I move all my investments to Vanguard?
Replies: 31
Views: 2235

Re: Should I move all my investments to Vanguard?

I'm not retired yet, but I would be perfectly comfortable in retirement having nearly all of my assets at Vanguard, as long as I had a few months to a year's expenses elsewhere. If I were doing it right now, I'd probably set it up with Checking, maybe High Yield Savings, and some Short Term Investme...
by jhfenton
Mon Jul 09, 2018 8:57 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Diversifying Through Reinsurance And Marketplace Lending Interval Funds
Replies: 50
Views: 3336

Re: Larry Swedroe: Diversifying Through Reinsurance And Marketplace Lending Interval Funds

Often, a rather pricey adviser is the only option. For those of us that don't already employ the services of one, that represents another layer of added cost for this diversification. +1 I also like the idea idea of reinsurance and alternative lending in principle, but both the direct costs of the ...
by jhfenton
Mon Jul 09, 2018 8:44 pm
Forum: Personal Consumer Issues
Topic: French language accounting software?
Replies: 8
Views: 463

Re: French language accounting software?

The de-facto standard Quickbooks seems to be available in a whole bunch of languages. https://quickbooks.intuit.com/choose-country/ Looking at their community support site, though, it appears that you have to make sure you get a "global" version to for multi-language support. There were a number of...
by jhfenton
Mon Jul 09, 2018 3:00 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

If you run those four on PV with the same dates as VFMF I think you'll find ROUS, LRGF, JPUS, and DEUS aren't quite as weak relative to either VFMF or to DFA Core Equity. They all have lower size loading, but decent loading on other factors (HML and QMJ particularly). And ROUS seems to be targeting...
by jhfenton
Mon Jul 09, 2018 2:23 pm
Forum: Personal Consumer Issues
Topic: French language accounting software?
Replies: 8
Views: 463

Re: French language accounting software?

The de-facto standard Quickbooks seems to be available in a whole bunch of languages. https://quickbooks.intuit.com/choose-country/ Looking at their community support site, though, it appears that you have to make sure you get a "global" version to for multi-language support. There were a number of...
by jhfenton
Mon Jul 09, 2018 2:07 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

I could be wrong, but I think you'd have trouble building a factor-based portfolio that even remotely resembled a "traditional" equity portfolio with better factor loadings than the multifactor ETFs I listed earlier. At the very least, those ETFs all have factor loadings roughly similar or greater ...
by jhfenton
Mon Jul 09, 2018 7:59 am
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

Thus far, the only ETFs that have major loads going on are a small cap ETF that's likely to close (DESC with 11 MM in assets) and the Vanguard funds. The iShares multifactor large cap products are such nominal tilts that you're getting minor tracking error (positive or negative), but they're better...
by jhfenton
Sat Jul 07, 2018 8:29 pm
Forum: Investing - Theory, News & General
Topic: Vanguard factor funds slow to catch on
Replies: 58
Views: 6225

Re: Vanguard factor funds slow to catch on

And here's another observation. Unless I'm missing something, these ETFS are literally hidden from view on the "investor" website. Can anyone find a combination of filters that shows them in their Vanguard ETF list? No. They don't seem to be listed in any way on the "Browse a list of all Vanguard E...
by jhfenton
Sat Jul 07, 2018 6:44 pm
Forum: Investing - Theory, News & General
Topic: Vanguard factor funds slow to catch on
Replies: 58
Views: 6225

Re: Vanguard factor funds slow to catch on

Given the way these are constructed with positions all the way into the microcaps current shareholders would not want these funds to get too big correct? LIke maybe 1 billion in assets might be optimal but not 10 billion. I'm worried about this too; and since Vanguard model is based on ever-growing...
by jhfenton
Sat Jul 07, 2018 8:20 am
Forum: Investing - Theory, News & General
Topic: Value ETFs Are Sector Funds
Replies: 8
Views: 873

Re: Value ETFs Are Sector Funds

If you want a sector-neutral value fund, you can buy VLUE (iShares Edge MSCI U.S.A. Value Factor ETF). They pick the cheapest stocks in each sector and weight them to represent the sector's weight in the vanilla parent index. The downside right now is that AAPL ends up at 10% weight in the fund as t...
by jhfenton
Fri Jul 06, 2018 9:09 pm
Forum: Investing - Theory, News & General
Topic: Vanguard New Factor Funds Portfolio Statistics
Replies: 175
Views: 21223

Re: Vanguard New Factor Funds Portfolio Statistics

Ok. Where can one find it in the financial paper in terms how it performed daily? Is that available to the public? They are all quoted daily in all of the usual places Morningstar.com, Yahoo Finance, ETF.com (for the ETFs): VFMFX - Vanguard US Multifactor Admiral Shares VFMF - Vanguard US Multifact...
by jhfenton
Fri Jul 06, 2018 8:34 pm
Forum: Personal Consumer Issues
Topic: how to diagnose problem with cable internet speed
Replies: 27
Views: 2204

Re: how to diagnose problem with cable internet speed

I concur with the recommendations to test it with a computer connected directly to the cable modem. If you still see speeds slower than 40-45 Mbps, I would try testing it during off-peak hours (i.e. morning or middle of the day). As folks have said, some cable systems have shared bandwidth, and you ...
by jhfenton
Fri Jul 06, 2018 8:22 pm
Forum: Investing - Theory, News & General
Topic: Vanguard New Factor Funds Portfolio Statistics
Replies: 175
Views: 21223

Re: Vanguard New Factor Funds Portfolio Statistics

Where would VFMFX be listed. I looked at US Stock funds at Vanguard and could not find it. Please help. https://advisors.vanguard.com/web/c1/fas-investmentproducts/0516?source=autosuggest&fromSearch=true VFMFX is on the investor site here , but you have to look the factor funds up by ticker. They d...
by jhfenton
Fri Jul 06, 2018 6:24 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 120
Views: 9061

Re: Vanguard to offer non-Vanguard ETFs commission-free

It'll be interesting to see if DFA funds will be in this list, especially since they're not inverse funds.. but DFA wants to only sell their funds through an advisor. That would be a disruptor if allowed! I keep hearing about advisors being necessary to buy DFA funds. I can buy DFA thru the PCRA in...
by jhfenton
Fri Jul 06, 2018 9:23 am
Forum: Investing - Theory, News & General
Topic: Vanguard New Factor Funds Portfolio Statistics
Replies: 175
Views: 21223

Re: Vanguard New Factor Funds Portfolio Statistics

The last four weeks finally saw the first shares created for the Liquidity Factor ETF. Multifactor and Value are still growing slowly, but steadily. Trading is still quite light for all but Multifactor. Some days, Value still trades less than 1,000 shares. Quality is the sole factor ETF with no shar...
by jhfenton
Fri Jul 06, 2018 8:59 am
Forum: Investing - Help with Personal Investments
Topic: Should you use actively managed funds outside the U.S.?
Replies: 3
Views: 291

Re: Should you use actively managed funds outside the U.S.?

Short answer: No. Longer answer: Mostly no, because costs matter and stock-picking is hard. Two articles from Larry Swedroe: Swedroe: Active Can’t Crack Inefficient Markets (March 23, 2018) Swedroe: Active Doesn’t Work Better For Int’l (December 23, 2016) In the first article, Larry reviews the SPIV...
by jhfenton
Fri Jul 06, 2018 6:54 am
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 120
Views: 9061

Re: Vanguard to offer non-Vanguard ETFs commission-free

In other words, Vanguard isn't making up the money lost from trades from the places where other brokers do. So it seems to me that they have to be subsidizing it from somewhere. I'm just not clear where. I assume that they believe it will lead to increased AUM, by attracting new customers to Vangua...
by jhfenton
Thu Jul 05, 2018 8:58 pm
Forum: Investing - Theory, News & General
Topic: Expense ratio and holding cost, which is more accurate?
Replies: 6
Views: 582

Re: Expense ratio and holding cost, which is more accurate?

Take an example of VTI, vti has 0.04 expense ratio, but it's "total holding cost" on the performance page of vti in morningstar is only 0.01! For voo it's both 0.04! for VB it's -0.02! So which one is more accurate reflecting the actual cost of holding the ETF? Holding cost or the expense ratio? Ne...
by jhfenton
Thu Jul 05, 2018 8:45 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

1. Are there any "one factor to rule them all" characteristics of certain factors? That is, do certain factors by nature (or by exception) exhibit features of other factors as well? Just intuitively it seems like this could be the case with some minimum volatility or high quality funds. I know Port...
by jhfenton
Thu Jul 05, 2018 7:15 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

When you think about the multifactor idea, it sort of stretches credibility a bit doesn't it? The idea is that the returns from different pieces of the market (factors) are uncorrelated or negatively correlated, so you can "diversify" your equity holdings by owning each of these little pieces; ie. ...
by jhfenton
Thu Jul 05, 2018 9:13 am
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

AlohaJoe: I attempted to look-up each of the above factor funds on Morningstar. None were listed? What is your source for the above statement? Thank you and best wishes. Taylor SMLF/iShares Edge MSCI Multifactor USA Small-Cap ETF MTUM/iShares Edge MSCI USA Momentum Factor ETF GSLC/Goldman Sachs Act...
by jhfenton
Wed Jul 04, 2018 9:24 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

I would rate it as a strong possibility that VFMFX will not be tax-friendly. I'm less sure. All of these factor funds are more tax efficient than Vanguard's S&P 500 fund[1][2] iShares Edge MSCI Multifactor USA Small-Cap ETF iShares Edge MSCI USA Momentum Factor ETF Goldman Sachs ActiveBeta U.S. Lar...
by jhfenton
Wed Jul 04, 2018 7:52 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

Those were all ETFs, so no advisor fees would be necessary. jhfenton: Are you saying that anyone can purchase DFA ETFs without an advisor? Taylor DFA doesn't directly offer ETFs. They manage a lineup of ETFs for John Hancock, but I don't find them particularly compelling. ETFs, by nature of being t...
by jhfenton
Wed Jul 04, 2018 6:13 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Advisor fees included ?

nisiprius: In your chart showing the Total Market Index Fund outperforming the average of four multi-factor funds, did you include the advisor's fee necessary for the multi-factor funds? Thank you and best wishes. Taylor Those were all ETFs, so no advisor fees would be necessary. In my case, I own ...
by jhfenton
Wed Jul 04, 2018 1:48 pm
Forum: Investing - Theory, News & General
Topic: Emerging Market Vanguard “select fund”
Replies: 4
Views: 559

Re: Emerging Market Vanguard “select fund”

ThePrince, VWO and VEMAX are the same fund, so their performance over time is going to be the same. That aside, Oak&Elm, do you expect Vanguard to market time its designation of Select funds? And if so, do you want Vanguard to steer its investors toward performance chasing by recommending funds that...
by jhfenton
Wed Jul 04, 2018 1:15 pm
Forum: Investing - Help with Personal Investments
Topic: 401k fees...what's "too high?"
Replies: 50
Views: 3163

Re: 401k fees...what's "too high?"

I know all 401ks will have fees, but how do I know if these are reasonable or high? Not all 401(k)s have fees paid by the employee. I've been lucky, and I've never had separate fees in any of my 401(k)s. My wife's new 401(k) does, and it's the first time she's had a 401(k) with separate fees. Hers ...
by jhfenton
Wed Jul 04, 2018 1:05 pm
Forum: Investing - Theory, News & General
Topic: Market cap-weighted Index - not diversified?
Replies: 14
Views: 905

Re: Market cap-weighted Index - not diversified?

I suspect that "Bogleheads" may have several different views on this. The idea that market weighted indexes are not diversified is hogwash in my book. To me, market weights are the actual definition of diversification within one asset class. The people who say what you mentioned are just using a di...
by jhfenton
Wed Jul 04, 2018 7:20 am
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

Pick one of the interpretations you like or choose your own: It just didn't matter. You might as well have been in the simple Total Stock fund. There was no convincing evidence that it did any harm to be in the multifactor funds, so why not use one of them? The cap-weighted total market index fund ...
by jhfenton
Tue Jul 03, 2018 9:47 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

(I wonder whether there was a regulatory quirk that led Vanguard to keep their first "active" ETF separate from its companion mutual fund. The ETF-as-a-share-class structure is quirky in itself and unique to/patented by Vanguard. I wonder if they ran into an incompatibility of some sort trying to c...
by jhfenton
Tue Jul 03, 2018 6:10 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

Does the fact that VFMFX (mutual fund) is not a share class of VFMF (ETF) mean that VFMF should preferentially be used in taxable accounts? I'm very curious as to the answer to this question as well, I very much like the construction of VFMF/VFMFX, and I've moved to it in my nontaxable, but I'm wor...
by jhfenton
Tue Jul 03, 2018 2:34 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Multi-Factor funds vs. Total Stock Market

The oldest multi-factor fund I can find is PNC Multi-Factor Small-Cap Value C (PSVCX). Let's compare it with Vanguard Total Stock Market (VTSAX) as of June 30, 2018: Sigh. Taylor, As some of have pointed out a few times in response to your raising the specter of PSVCX previously, it is a completely...
by jhfenton
Tue Jul 03, 2018 12:25 pm
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

I am essentially using VFMFX as a replacement for a Total Stock fund along with VFVA for an additional value tilt. I actually took the new funds as an opportunity to simplify. At this point, they are the only U.S. funds we own in our individual accounts. We have a large chunk in VMVAX (Vanguard Mid ...
by jhfenton
Tue Jul 03, 2018 8:41 am
Forum: Investing - Theory, News & General
Topic: Morningstar: What to Consider When Picking Multifactor ETFs
Replies: 83
Views: 4964

Re: Morningstar: What to Consider When Picking Multifactor ETFs

In case anyone is interested in a short list of the kinds of multifactor funds that might function as a core holding in a three or four fund portfolio, I offer the following (decidedly NOT comprehensive) list: Hartford Multifactor US Equity ETF (ROUS) iShares Edge MSCI Multifactor USA ETF (LRGF) JP...
by jhfenton
Tue Jul 03, 2018 8:09 am
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 120
Views: 9061

Re: Vanguard to offer non-Vanguard ETFs commission-free

I don't know if it's completely accurate, but there is a statement in the Kiplinger article on the subject that there will be no frequent trading restrictions: The latest move is a result of Vanguard’s desire to continue lowering costs for its clients, says Karin Risi, managing director of Vanguard’...
by jhfenton
Mon Jul 02, 2018 11:17 am
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 120
Views: 9061

Re: Vanguard to offer non-Vanguard ETFs commission-free

So I'm going to be stuck with it for while. You sound like you are disappointed. I think most folks would not mind being stuck with it. Not really. I would prefer to be stuck by capital gains rather than to not have capital gains. And VIOV has trivially outperformed SLYV despite having a 5 bp highe...
by jhfenton
Mon Jul 02, 2018 11:04 am
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 120
Views: 9061

Re: Vanguard to offer non-Vanguard ETFs commission-free

If they offer the following, I'll consider moving my Schwab accounts to Vanguard: MDYV - State Street S&P 400 Mid-cap Value SLYV - State Street S&P 600 Small-cap Value FNDC - Schwab International Developed Markets Small Fundamental FNDE - Schwab Emerging Market Fundamental Curious as to what Vangua...
by jhfenton
Mon Jul 02, 2018 9:20 am
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 120
Views: 9061

Re: Vanguard to offer non-Vanguard ETFs commission-free

Wow. I am genuinely and pleasantly surprised. Hmm... I wonder if the list of non-Vanguard ETFs will include the popular iShares ETFs that people now buy through Fidelity. If so, I can see Fidelity losing a lot more business to Vanguard. It sounds like it will include all ETFs except "specialty" ETFs...
by jhfenton
Mon Jul 02, 2018 6:44 am
Forum: Investing - Help with Personal Investments
Topic: What % of your equity is int’l?
Replies: 141
Views: 7642

Re: What % of your equity is int’l?

50%. Nearly all ex-US small cap and emerging markets. (Though there is a tiny and growing bit in Vanguard Total International in my wife’s 401(k).)
by jhfenton
Fri Jun 29, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: Online backup service for a few TB's of data and a 2nd computer with a small amount of data
Replies: 50
Views: 2044

Re: Online backup service for a few TB's of data and a 2nd computer with a small amount of data

I also switched to Backblaze a few months ago after my Crashplan Home subscription ran out. I have about 9 TB of data stored. Their upload speed is far better than Crashplan's ever was. Overall, I have no complaints. During my trial I tested recovering a file, and one on occasion since I retrieved a...
by jhfenton
Thu Jun 28, 2018 12:19 pm
Forum: Investing - Theory, News & General
Topic: Emerging Markets in Bear Territory
Replies: 52
Views: 7121

Re: Emerging Markets in Bear Territory

Meh. It's what EM does. I've been investing in EM since 1998, when we opened our Roth IRAs. You have to accept the volatility and rebalance into and out of it.
by jhfenton
Thu Jun 28, 2018 12:07 pm
Forum: Investing - Help with Personal Investments
Topic: Is this a wash sale?
Replies: 6
Views: 304

Re: Is this a wash sale?

A repurchase on the 30th day is a wash sale. You have to be outside the 30th day after the day of the sale.

Just wait until tomorrow.