Search found 735 matches

by goggles
Tue Apr 22, 2014 11:49 am
Forum: Forum Issues and Administration
Topic: FORUM REACHES 2,000,000 POSTS TODAY
Replies: 54
Views: 12078

Re: FORUM REACHES 2,000,000 POSTS TODAY

Congratulations, Diehards!
by goggles
Thu Jan 23, 2014 2:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 31561

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy birthday, Taylor. We're so lucky to have you. I'm not exaggerating when I say that I'll be able to retire a few years early because of you. Thanks so much for helping out people you don't even know! That is true generosity. Happy birthday to you Happy birthday to you Happy BIRTHDAY dear TAYLOR...
by goggles
Wed Jul 17, 2013 11:48 am
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 21703

Re: Thank you for saving me once again

Wow, Taylor, I didn't know that. I'm so sorry for your loss.
by goggles
Fri Mar 29, 2013 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Investing for the long term; borrowing for the short term
Replies: 8
Views: 876

Re: Investing for the long term; borrowing for the short ter

Read Market Timer's legendary thread, A different approach to asset allocation, before you leverage. It should provide some, well, not guidance, but a real life scenario.
by goggles
Fri Mar 22, 2013 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for mother considering bankruptcy
Replies: 100
Views: 6471

Re: Advice for mother considering bankruptcy

On another thread you posted that you received a $55,000 windfall in December. Isn't it disingenuous to claim you don't have the money to help your mom? At least enough to match her credit card payments every month, when they were accrued paying for your education?
by goggles
Thu Jan 10, 2013 2:22 pm
Forum: Investing - Theory, News & General
Topic: 2013 BOGLEHEAD CONTEST REGISTRATION
Replies: 481
Views: 25225

Re: 2013 BOGLEHEAD CONTEST REGISTRATION

1589. Here's hoping!
by goggles
Thu Jun 28, 2012 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: Condo: Just Bought One ... Now Buying Another?! Help, Please
Replies: 14
Views: 2104

Re: Condo: Just Bought One ... Now Buying Another?! Help, Pl

Don't buy the second one unless it is 100% definitely exactly what you want. It sounds like that isn't the case yet. You can move into the building, see if you really do like it, and then slip letters under the doors of the places you'd like. I'd wait till then.
by goggles
Thu Jun 28, 2012 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Age 25: Beginning PhD and wondering how to manage debt
Replies: 15
Views: 3351

Re: Age 25: Beginning PhD and wondering how to manage debt

You've gotten some good advice on your debt here. I won't get into that. However, I do have a black belt in grad school. My advice to you is to keep taking the guitar lessons. It'll keep you sane to keep playing. Sanity is rare in grad school. Cling to it. Plus, by the time you graduate, you'll be a...
by goggles
Fri Jun 01, 2012 1:58 pm
Forum: Personal Consumer Issues
Topic: Pianos tempered with enthusiasm
Replies: 16
Views: 2118

Re: Pianos tempered with enthusiasm

You are all cheering a music professor up quite a bit now. Thanks.
by goggles
Wed May 30, 2012 12:57 pm
Forum: Forum Issues and Administration
Topic: I can't connect to bogleheads.org
Replies: 46
Views: 7293

Re: I can't connect to bogleheads.org

Mingstar/Larry, thanks for your hard work!
by goggles
Wed May 30, 2012 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Should I stay or should I go?
Replies: 37
Views: 3871

Re: Should I stay or should I go?

My personal feeling is that $85K is such a small amount , that I would stay. Plus you have the werewithal to pay it (based on your reported net worth) if you needed to re-locate. My investments have dropped by more than $85K this month alone, so maybe that tinges my perspective. You are very rich c...
by goggles
Wed May 30, 2012 12:19 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing into Poverty
Replies: 211
Views: 14083

Re: Rebalancing into Poverty

This thread is making me itch to BUY BUY BUY. Blood in the streets. It also reminds me of the infamous "Plan B" discussions during the last meltdown. Plan B is an idea for which, I might add, Taylor was viciously attacked when he mentioned it. Bernstein's LMP is very like the idea of plan ...
by goggles
Wed May 30, 2012 11:59 am
Forum: Personal Finance (Not Investing)
Topic: Pay Down Mortgage or Save Larger Down Payment.
Replies: 14
Views: 3261

Re: Pay Down Mortgage or Save Larger Down Payment.

You will be in a position to pay off your house completely in 56 months if you prepay $1500 per month on a $100k balance, according to an online calculator that I used. And that's with 5% interest (just a guess on my part). You should do the calculations yourself. If you can pay off your house compl...
by goggles
Wed May 30, 2012 11:36 am
Forum: Investing - Theory, News & General
Topic: The annual Bridgeway microcap thread: BRSIX
Replies: 44
Views: 4117

Re: The annual Bridgeway microcap thread: BRSIX

I no longer hold BRSIX. This used to be an area of the market that was not included in the total US stock market index fund or small value fund. That has changed. Much of microcap now overlaps with small cap and TSM due to the shrinking number of listed stocks. The US common stock portfolio holds o...
by goggles
Tue May 29, 2012 2:16 pm
Forum: Investing - Theory, News & General
Topic: The annual Bridgeway microcap thread: BRSIX
Replies: 44
Views: 4117

Re: The annual Bridgeway microcap thread: BRSIX

Dave, if you're going to dismiss the basis of modern finance, you might want to include some data. Just because we don't know the future with certainty doesn't mean we know literally nothing about what could happen. As it is, you seem to be dealing in fear, uncertainty, and doubt.
by goggles
Tue May 29, 2012 1:26 pm
Forum: Investing - Theory, News & General
Topic: The annual Bridgeway microcap thread: BRSIX
Replies: 44
Views: 4117

Re: The annual Bridgeway microcap thread: BRSIX

Why is it important to invest in "EVERY" sector of the economy? What difference does it make, as long as you are in a bunch of low cost, diversified, uncorrelated sectors? I am asking a real question. Maybe there is some reason that I don't understand. I don't get it either. To me, it see...
by goggles
Tue May 29, 2012 11:27 am
Forum: Personal Finance (Not Investing)
Topic: How do you talk to elderly parents about their finances?
Replies: 20
Views: 1900

Re: How do you talk to elderly parents about their finances?

Texasdiver, I don't have much advice for you, but I'm sorry you are facing this. It must be incredibly hard. Good luck.
by goggles
Tue May 29, 2012 11:06 am
Forum: Personal Finance (Not Investing)
Topic: Save for Retirement. Forget Saving for College.
Replies: 87
Views: 7150

Re: Save for Retirement. Forget Saving for College.

Atilla wrote:I can rightly be accused of mindful anti-intellectualism. I've seen what intellectuals have wrought and a lot of it is not impressive at all. Destructive even.


This from someone who calls himself Atilla. Awesome. Keep rampaging on the steppe, man!
by goggles
Tue May 29, 2012 10:49 am
Forum: Investing - Theory, News & General
Topic: Should Eurozone turmoil affect international allocation?
Replies: 9
Views: 754

Re: Should Eurozone turmoil affect international allocation?

Come on, now. We just came out of the 20th century. You're calling THIS turmoil? Everyone needs a reality check.

To repeat Taylor's maxim: stay the course.
by goggles
Tue May 29, 2012 10:44 am
Forum: Investing - Theory, News & General
Topic: The annual Bridgeway microcap thread: BRSIX
Replies: 44
Views: 4117

Re: The annual Bridgeway microcap thread: BRSIX

Also, Dave (How Wealth Works), welcome to the forum.
by goggles
Tue May 29, 2012 10:41 am
Forum: Investing - Theory, News & General
Topic: Inflation and Bonds
Replies: 45
Views: 3710

Re: Inflation and Bonds

Taylor, you're a smart man. Thanks for being a voice of sanity.
by goggles
Tue May 29, 2012 10:26 am
Forum: Investing - Theory, News & General
Topic: The annual Bridgeway microcap thread: BRSIX
Replies: 44
Views: 4117

Re: The annual Bridgeway microcap thread: BRSIX

goggles, what % of your portfolio is in micro, what % in small? Paul Paul, the basic breakdown I have is 80% stock, 20% bond. In stocks, I'm 60% domestic, 40% international. I have 10% of equity in micro (that's 16.7% of domestic). The only plain-small I have is via total stock, VTSMX, and so is le...
by goggles
Tue May 29, 2012 10:16 am
Forum: Investing - Theory, News & General
Topic: The annual Bridgeway microcap thread: BRSIX
Replies: 44
Views: 4117

Re: The annual Bridgeway microcap thread: BRSIX

Not so much a result of bad management but simply because of a) it's holdings are broader than CRSP 10 and b) their trading strategies kept them away from the most dangerous stocks in the group (e.g. companies about to go bankrupt) which happened to be the best performing stocks in '09. Compared to...
by goggles
Tue May 29, 2012 10:03 am
Forum: Investing - Theory, News & General
Topic: The annual Bridgeway microcap thread: BRSIX
Replies: 44
Views: 4117

Re: The annual Bridgeway microcap thread: BRSIX

Also on the verge of dumping it.....like last year.....and the year before.....and the year before that. Maybe I'll take the plunge this year. I haven't been rewarded in the past for making rapid portfolio changes. I know! When these threads pop up, I usually think about dropping it, but ultimately...
by goggles
Mon May 28, 2012 10:39 pm
Forum: Investing - Theory, News & General
Topic: The annual Bridgeway microcap thread: BRSIX
Replies: 44
Views: 4117

Re: The annual Bridgeway microcap thread: BRSIX

Here's a search of prior threads on BRSIX. http://tinyurl.com/7v3mssv Lots of good info in them.
by goggles
Mon May 28, 2012 10:36 pm
Forum: Investing - Theory, News & General
Topic: The annual Bridgeway microcap thread: BRSIX
Replies: 44
Views: 4117

The annual Bridgeway microcap thread: BRSIX

Every year or so, a post pops up about Bridgeway's Ultra-Small Company Market fund (BRSIX). We haven't had one yet in 2012, so here goes. Several people on the forum hold this fund because it's a not-too-expensive and not-too-active fund that allows access to the microcap sector, which mutual funds ...
by goggles
Fri May 25, 2012 11:11 am
Forum: Investing - Theory, News & General
Topic: Vanguard High-Yield Corporate Fund closes to new investors
Replies: 59
Views: 7604

Re: Vanguard High-Yield Corporate Fund closes to new investo

Additionally, with all the cash flowing into HY, I started to feel like the lemurs were running with me. You're pureeing two things together here: lemurs http://upload.wikimedia.org/wikipedia/commons/thumb/9/9f/Lemur_catta_01.jpg/320px-Lemur_catta_01.jpg and lemmings. http://upload.wikimedia.org/wi...
by goggles
Fri May 25, 2012 10:40 am
Forum: Personal Finance (Not Investing)
Topic: Is moving to Greece next year a good move or bad for me?
Replies: 28
Views: 3602

Re: Is moving to Greece next year a good move or bad for me?

Greece is a beautiful country, but Athens is pretty smoggy and gritty. As far as the financial crisis, you'll have to decide if you would find it exciting or terrifying to be there. It sounds a little bit like you are opportunistically looking forward to living well while (and because) others suffer...
by goggles
Fri May 25, 2012 10:33 am
Forum: Investing - Theory, News & General
Topic: A modest proposal [for a "new" type of annuity]
Replies: 32
Views: 1973

Re: A modest proposal [for a "new" type of annuity]

On the one hand, we have some retirees with excess assets they don't need --- the parts of their portfolios left when they die which they don't care to leave to heirs --- and on the other, retirees who are short of assets because they've lived unexpectedly long. There ought to be some more efficien...
by goggles
Wed May 23, 2012 11:26 am
Forum: Personal Consumer Issues
Topic: Buying SCUBA gear
Replies: 27
Views: 2608

Re: Buying SCUBA gear

RIDL wrote:Thanks all for the input, I did not realize this topic would draw so much attention.


Talking about diving is almost as good as diving!
by goggles
Tue May 22, 2012 11:06 am
Forum: Personal Consumer Issues
Topic: Buying SCUBA gear
Replies: 27
Views: 2608

Re: Buying SCUBA gear

norookie, you make a good point about possibly getting a BCD with a smaller bottle of CO2 or such to use as a possible emergency flotation device. I generally include extra bottles for recreational diving under the category of "hold off until you're absolutely sure you need it." I complet...
by goggles
Wed May 16, 2012 12:56 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA for a Summer Intern
Replies: 23
Views: 3317

Re: Roth IRA for a Summer Intern

it's extremely unlikely that someone not from an Ivy League or top-10 public school could get this kind of internship. Or Stanford, MIT, CalTech ... What is it with bogleheads' obsession with the Ivy League? Touchy, touchy. Anyway, I suspect you know what I meant. You aren't getting one of these in...
by goggles
Mon May 14, 2012 12:59 pm
Forum: Personal Consumer Issues
Topic: Buying SCUBA gear
Replies: 27
Views: 2608

Re: Buying SCUBA gear

I agree with Smackboy and JBDiver in general. You at the bare minimum need a watch that can go to 100ft--you can get one for $10 at Target. Otherwise I very strongly recommend NOT buying any dive equipment except mask, fins, snorkel and maybe a cheap basic dive computer (Gekko or some such). You are...
by goggles
Mon May 14, 2012 12:48 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA for a Summer Intern
Replies: 23
Views: 3317

Re: Roth IRA for a Summer Intern

I'm curious what field a 19y/o gets a 20k summer internship. If you can say, that would be awesome My bet is finance. The user name, highbeta, also suggests this. But it's extremely unlikely that someone not from an Ivy League or top-10 public school could get this kind of internship. Big law firms...
by goggles
Mon May 14, 2012 12:44 pm
Forum: Forum Issues and Administration
Topic: Do mods work for Vanguard?
Replies: 14
Views: 1807

Re: Do mods work for Vanguard?

HardKnocker wrote:Asked this question the other day in the Theory, General forum but it "disappeared".

Do mods work for Vanguard?


Of course not! I've got to admit, I find it difficult to believe that you haven't noticed this in four years of forum membership (and 50% more posts than me).
by goggles
Mon May 14, 2012 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Parents ill and aging, have no retirement, any suggestions?
Replies: 36
Views: 6331

Re: Parents ill and aging, have no retirement, any suggestio

Spades wrote:My question is, does he have any other options besides welfare and hand-outs?


This is exactly what he needs and what these programs are for. Might want to reassess your attitude about them.
by goggles
Sun May 13, 2012 3:56 pm
Forum: Personal Consumer Issues
Topic: Learn Guitar or Piano?
Replies: 119
Views: 13152

Re: Learn Guitar or Piano?

If you already play the bass, guitar is not a world of difference. Just get a guitar and play it. The piano is substantially harder to sound competent at than the guitar, but it is a so-called complete instrument--you can play all parts and ranges of a piece of music. It's worth learning some. Plus ...
by goggles
Thu May 10, 2012 10:54 am
Forum: Investing - Theory, News & General
Topic: France
Replies: 37
Views: 2823

Re: France

Most of the responses suggested that I short the French stock market. Does anyone have any ideas about how to profit from a decline in the French bond market or the Euro? Whoa, whoa, whoa! If that's your take-away here, I suggest you read the responses again. If you want to bet on France's failure,...
by goggles
Wed May 09, 2012 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Right time to buy for me? Some advice please.
Replies: 24
Views: 2181

Re: Right time to buy for me? Some advice please.

This sounds cheesy, but live your dreams, not what your friends or relatives tell you to do. Get your degree since you want it. Imagine yourself in a year and a half, in a cap and gown, holding your baby. It'll be hard to get there, but it'll be worth it. The housing decision is personal, but if it ...
by goggles
Wed May 09, 2012 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Getting in MBA Program with a terrible undergrad GPA
Replies: 25
Views: 4440

Re: Getting in MBA Program with a terrible undergrad GPA

If you really want to get into a top school, I recommend waiting a year on the business school application and taking a couple of grad-level classes as a non-degree student. Take them somewhere with a big name even if it's expensive. Get As. This, with a great GMAT score, will show admissions commit...
by goggles
Tue May 08, 2012 12:23 pm
Forum: Forum Issues and Administration
Topic: bogleheads.org attacked - some accounts hijacked
Replies: 107
Views: 18336

Re: bogleheads.org under attack - may cause login problems

Alex, thanks for dealing with this stuff.

I hope you liked the Turing test joke!
by goggles
Mon May 07, 2012 12:50 pm
Forum: Forum Issues and Administration
Topic: Anyone else getting this message from BH site?
Replies: 38
Views: 2933

Re: Anyone else getting this message from BH site?

I've also received this message, for what it's worth.
by goggles
Fri May 04, 2012 1:57 pm
Forum: Investing - Help with Personal Investments
Topic: Not your regular retirement questions
Replies: 58
Views: 7578

Re: Not your regular retirement questions

It seems pretty clear to me that you have enough money. I wanted to suggest that you enroll in some college classes in some area that interests you. You'll better yourself, and it won't take you out of the house too many hours a week. Why not? Plus if you want to go back to work at some point, you'l...
by goggles
Fri May 04, 2012 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Getting the PenFed 1.99 HEL to pay off college loans
Replies: 22
Views: 1892

Re: Getting the PenFed 1.99 HEL to pay off college loans

Well I'll be. I guess some amazingly good deals are actually that!
by goggles
Thu May 03, 2012 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Getting the PenFed 1.99 HEL to pay off college loans
Replies: 22
Views: 1892

Re: Getting the PenFed 1.99 HEL to pay off college loans

The minimum monthly payment for the HEL is LOWER than OP's current minimum monthly payments. Looks like OP only has ~5 years left on most of her student loans. So in the event of a setback, she would actually be better off with the HEL than the student loans. Also, the "footwork" for the ...
by goggles
Thu May 03, 2012 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Getting the PenFed 1.99 HEL to pay off college loans
Replies: 22
Views: 1892

Re: Getting the PenFed 1.99 HEL to pay off college loans

My husband I put pencil to paper last week and figured out a way to pay off these student loans by Ocotber 2013 with me working more hours and using his bonuses. As much as I want to get the PenFed loan, perhaps it is better to stick with that plan. Gail, it sounds to me like you are just really ea...
by goggles
Sun Apr 29, 2012 5:00 pm
Forum: Personal Consumer Issues
Topic: Media room suggestions?
Replies: 14
Views: 1349

Re: Media room suggestions?

The room needs to be 'low profile' as it is not fully enclosed but open on one side to the informal breakfast room. Thus she does not want a large screen dominating and would like not to see it given we plan to use it perhaps 25 percent of the time. How about using a whole wall? Like the Purloined ...
by goggles
Thu Apr 26, 2012 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Helping adult mother financially
Replies: 65
Views: 5421

Re: Helping adult mother financially

We are all going to be old, and possibly very old one day; and sure to be dependent on someone's good faith and good heart. Some blogger's here need a re-reading of King Lear. One of the main points of Lear, in my view anyway, is that he misjudges which is the child who really loves him. It's the o...
by goggles
Thu Apr 26, 2012 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Shiller: No housing recovery for a generation
Replies: 80
Views: 7841

Re: Shiller: No housing recovery for a generation

OldOne wrote:
He thinks we may all end up in walkable cities. It sounds pretty speculative, but still: he's the one who would know.


Why?


I can't resist.

http://lmgtfy.com/?q=robert+shiller