Search found 1096 matches
- Fri Jun 30, 2023 8:06 pm
- Forum: Investing - Theory, News & General
- Topic: Has investing conservatively ever paid off over a career?
- Replies: 261
- Views: 32592
Re: Has investing conservatively ever paid off over a career?
I held Wellington in my 401K for most my working years. Like folks stated, I maxed out my 401K about 2/3rds of those years. Savings rate is super important.
- Fri Jun 30, 2023 8:01 pm
- Forum: Personal Investments
- Topic: [Replacing Wellington?]
- Replies: 35
- Views: 5560
Re: Wellington
I held Wellington throughout most my working career. Retired. Now hold Wellesley Global Fund. Along with Vanguard TIPS Funds + bank CDs.I sleep pretty well. Best wishes.
- Fri Jun 02, 2023 5:06 am
- Forum: Personal Investments
- Topic: What do you do for bonds?
- Replies: 49
- Views: 5335
Re: What do you do for bonds?
I use the two Vanguard TIPS Funds. Spouse IRA fund is in a Balanced Fund with 35% corporate bonds in it. Held them for many years, and will continue to do so.
- Tue Apr 04, 2023 1:36 pm
- Forum: Personal Investments
- Topic: Why bonds?
- Replies: 54
- Views: 7104
Re: Why bonds?
Retired. Hold the Vanguard TIPS Funds for many years now. Probably will never sell. I sleep well. Best wishes.
- Wed Feb 22, 2023 5:01 pm
- Forum: Investing - Theory, News & General
- Topic: Where is everyone's ["safe asset"] allocation?
- Replies: 96
- Views: 12509
Re: Where is everyone's allocation
40%/20%/40%. Retired. Two balanced funds. Tips Fund. CDs + Savings account. Like Alan Roth"s approach to his portfolio.
- Tue Jan 24, 2023 5:37 pm
- Forum: Personal Investments
- Topic: Where should I move to from Vanguard?
- Replies: 75
- Views: 9063
Re: Where should I move to from Vanguard?
About 25 years ago I had everything at Muriel Siebert. Excellent service. My job switched to Vanguard 401Ks. Near retirement I just transfered everything to Vanguard to keep it simple. I have no complaints about either of the two.
- Sun Jan 22, 2023 11:15 pm
- Forum: Personal Investments
- Topic: Stay The Course
- Replies: 33
- Views: 5115
Re: Stay The Course
Thank you all for posting. I feel better now. I will stay the course at 40% stocks. Also I will stop peeking at my balance. Maybe look quarterly instead.
- Fri Jan 20, 2023 5:48 am
- Forum: Personal Investments
- Topic: Stay The Course
- Replies: 33
- Views: 5115
Re: Stay The Course
I am retired in my 60s. 40% stocks. Always afraid of a huge crash.
- Thu Jan 19, 2023 2:45 pm
- Forum: Personal Investments
- Topic: Stay The Course
- Replies: 33
- Views: 5115
Stay The Course
Quick checkin. Have been tempted the last few months to change my investment plan. I then think of John Bogle on his interviews on CSNBC. Saying....stay the course, stay the course. Thank you. I miss Jack Bogle, and glad for this website.
- Fri Dec 23, 2022 10:00 pm
- Forum: Personal Consumer Issues
- Topic: What are you listening to now
- Replies: 5802
- Views: 574429
Re: What are you listening to now
A Jethro Tull Christmas
- Wed Dec 21, 2022 6:03 am
- Forum: Investing - Theory, News & General
- Topic: What is your age and asset allocation ?
- Replies: 1156
- Views: 150762
Re: What is your age and asset allocation ?
Age 63 40% stocks. 60% International 40% Domestic 20% bonds. 40% Cash Mostly CDs. Never going to travel the world or own a vineyard. But not going to live under a bridge with a shopping cart either. Very content.
- Fri Dec 16, 2022 4:31 am
- Forum: Investing - Theory, News & General
- Topic: Overthinking [And the challenge of Staying the Course]
- Replies: 6
- Views: 1016
Overthinking [And the challenge of Staying the Course]
Different senarios are running through my head. Wait, I"m thinking of what John Bogle said. Don"t do nothing, just stand their. I might not have this quote exact. However it brings me back to reality + keeps me on course. Grateful for discovering John Bogle decades ago.
[Title clarification added by moderator Kendall.]
[Title clarification added by moderator Kendall.]
- Fri Dec 09, 2022 6:32 am
- Forum: Personal Consumer Issues
- Topic: High mileage cars - when to buy new one?
- Replies: 48
- Views: 6322
Re: High mileage cars - when to buy new one?
My last two Toyotas {Camry + Highlander I owned 17 + 16 years. I wanted to retire early + focus on other things. Safety I agree. Own a new 2021 Subaru. The auto braking saved me once from what would of been a bad accident.runswithscissors wrote: ↑Fri Dec 09, 2022 2:34 am Personally I buy new every 4-5 years. Never understood those that could easily afford it still keeping 15+ year old cars when current ones have very useful and valuable safety tech that isn't available on older vehicles. Tech like auto-braking, audio and visual warning alerts, collision avoidance, improved crumple zones, hardened cages, reduced rollover risks etc can be life saving. I know most say they can pass on many new convenience features but safety isn't something one should compromise.
- Fri Dec 09, 2022 6:19 am
- Forum: Personal Investments
- Topic: Where do you invest money now?
- Replies: 101
- Views: 18054
Re: Where do you invest money now?
Retired. 40% Stocks 20%Bonds 40% CDs. I kind of do an Allan Roth type portfolio.
- Sat Dec 03, 2022 7:25 am
- Forum: Investing - Theory, News & General
- Topic: 100% Wellesley Income Fund
- Replies: 120
- Views: 26904
Re: 100% Wellesley Income Fund
I hold Global Wellesley in my Roth.
- Fri Dec 02, 2022 9:37 am
- Forum: Personal Investments
- Topic: Global Wellesly Income Fund
- Replies: 2
- Views: 489
Re: Global Wellesly Income Fund
Not gonna replace it. I do realize today that the amount of International holdings may not make much of a difference. Also considering the fees are more than regular Wellesley fund. I will keep it, I make a commitment.
- Fri Dec 02, 2022 7:34 am
- Forum: Personal Consumer Issues
- Topic: Boglehead Beer
- Replies: 1071
- Views: 202957
Re: Boglehead Beer
Yesterday splurged for a barrel aged eggnog stout. Fresh in a breweries tap room. 10% ABV. + taste awesome. Nice for the holidays.
- Fri Dec 02, 2022 7:30 am
- Forum: Personal Investments
- Topic: Global Wellesly Income Fund
- Replies: 2
- Views: 489
Global Wellesly Income Fund
I hold this fund in one of my IRAs since inception. Anyone have this fund for a while? Do you plan on holding it long term or ditching it?
- Sun May 22, 2022 5:30 am
- Forum: Personal Consumer Issues
- Topic: How much do you give?
- Replies: 108
- Views: 10787
Re: How much do you give?
Spouse + I are downsizing. Selling house going into an apartment. I made many trips to Goodwill Donation Center. Wife had so much storage in attic + basement that I could of retired much sooner if she did"nt purchase these items. LOL. Feels good knowing some folks will get use of the donations.
- Sun May 22, 2022 5:23 am
- Forum: Personal Finance (Not Investing)
- Topic: Evaluating private school
- Replies: 205
- Views: 18437
Re: Evaluating private school
Went to public H.S. in an inner city. Ranked low in my state. Most went on to blue collar jobs like myself. My two friends who went to private H.S and on to good colleges + became wealthy. They made better choices and worked hard and sacrificed. No there parent were far from wealthy, they promoted embracing education. Nothing wrong with blue collar jobs. People make choices everyday...live with them. Best wishes.
- Sun May 22, 2022 5:10 am
- Forum: Personal Investments
- Topic: What's the Largest Percentage of Your Portfolio You'd Have in An Active Fund??
- Replies: 96
- Views: 8762
Re: What's the Largest Percentage of Your Portfolio You'd Have in An Active Fund??
Wellington is one of the few active fund families I like. I have 10% of holdings in Wellesley Global. Spouse has 15% in Mairs + Power Balanced Fund. Rest are in Index Bond Funds + cash.
- Mon Feb 14, 2022 5:11 am
- Forum: Personal Consumer Issues
- Topic: What are you listening to now
- Replies: 5802
- Views: 574429
Re: What are you listening to now
Rush Of Blood To The Head by Coldplay.
- Sat Jan 22, 2022 5:17 am
- Forum: Personal Consumer Issues
- Topic: Subaru Crosstrek All Season Tires
- Replies: 37
- Views: 4112
Re: Subaru Crosstrek All Season Tires
Subaru Impreza Michelin Defender T+H Vredestein Qutrac on other. Both good All Season tires.
- Mon Jan 10, 2022 11:52 am
- Forum: Personal Consumer Issues
- Topic: Is my used 2020 Honda minivan really worth 49k?
- Replies: 42
- Views: 6269
Re: Is my used 2020 Honda minivan really worth 49k?
In 2021 dealerships made more money than ever. Some are charging way more than 5000.00 over MSRP. Dallas Toyota is charging 56 thousand for a new 35 thousand Camry. See YAA website. Your advocate Alliance. They dive deep into chip shortages + dealerships. Ex dealers. Hey if you don"t mind paying high go for it. It does ruin it for the not so wealthy guy. Best wishes.
- Mon Jan 10, 2022 9:34 am
- Forum: US Chapters
- Topic: Why do you spend all your time on the Bogleheads forum?
- Replies: 230
- Views: 24941
Re: Why do you spend all your time on the Bogleheads forum?
God bless Jack Bogle. He is sorely missed.
- Mon Jan 10, 2022 9:32 am
- Forum: Personal Consumer Issues
- Topic: Is my used 2020 Honda minivan really worth 49k?
- Replies: 42
- Views: 6269
Re: Is my used 2020 Honda minivan really worth 49k?
Dealerships are into greed today. Unethical. Many not all. I am holding on to my car as long as I can. When time comes to buy, I will remember the dealerships that adjusted the price way above MSRP. Will not be visiting them.
- Tue Nov 30, 2021 4:45 am
- Forum: Personal Finance (Not Investing)
- Topic: Best decision(s) in your financial life
- Replies: 278
- Views: 33063
Re: Best decision(s) in your financial life
Going back to university at 30 + graduating. Quit alcohol, drugs, + smoking. Health + wealth followed.
- Thu Aug 19, 2021 5:49 am
- Forum: Personal Consumer Issues
- Topic: Protective Coating on New Subaru?
- Replies: 31
- Views: 7514
Re: Protective Coating on New Subaru?
Just noticed this post. I also bought a new 2021 Impreza . I get it hand washed twice a month. Bought seat covers at Advanced Auto Parts + put them on myself. I would not spend the at the stealership. Cars will never stay pristine if used everyday. Love the Impreza even though paint used is"nt the greatest.
- Thu Aug 19, 2021 5:49 am
- Forum: Personal Consumer Issues
- Topic: Protective Coating on New Subaru?
- Replies: 31
- Views: 7514
Re: Protective Coating on New Subaru?
Just noticed this post. I also bought a new 2021 Impreza . I get it hand washed twice a month. Bought seat covers at Advanced Auto Parts + put them on myself. I would not spend the at the stealership. Cars will never stay pristine if used everyday. Love the Impreza even though paint used is"nt the greatest.
- Tue Aug 17, 2021 6:15 am
- Forum: Personal Consumer Issues
- Topic: House For Sale?
- Replies: 4
- Views: 837
House For Sale?
Anyone have their house on the market for awhile? Then decide to stay and not sell. Why the change of mind?
- Tue Aug 17, 2021 6:11 am
- Forum: Personal Consumer Issues
- Topic: Anyone buying cars right now?
- Replies: 261
- Views: 32345
Re: Anyone buying cars right now?
Few months ago I purchased a new 2021 Subaru Impreza Hatch Base model. Got it for a wee bit under their listed price. A few small add ins thrown in. Subaru is known for not haggling much. Plan on keeping it for a long time. Sold my 16 year old Highlander. Before that had my Camry for 17 + a half years. Before that had a Corolla that I gave to a family member. Love Toyota but just felt like a change. Life is short. Drive what you like.
- Wed Jun 02, 2021 8:41 am
- Forum: Personal Consumer Issues
- Topic: Bird watchers – what birds are you seeing?
- Replies: 2851
- Views: 225787
Re: Bird watchers – what birds are you seeing?
Mothman. From The Mothman movie starring Richard Gere + Laura Linney. Then again it was closing time....lol
- Thu Mar 04, 2021 6:15 pm
- Forum: Personal Consumer Issues
- Topic: What gasoline station
- Replies: 19
- Views: 1484
What gasoline station
Curious of what gasoline brands folks use for their autos, and why that choice.
- Sun Jan 17, 2021 3:49 pm
- Forum: Personal Consumer Issues
- Topic: What are you listening to now
- Replies: 5802
- Views: 574429
Re: What are you listening to now
Family Life In A Doll House
- Tue Jan 12, 2021 1:43 pm
- Forum: Personal Consumer Issues
- Topic: Hood Scratches [on my] New Car
- Replies: 41
- Views: 3613
Re: Hood Scratches New Car
Wow! Thanks all for the helpful suggestions. I really appreciate it.
- Tue Jan 12, 2021 3:43 am
- Forum: Personal Consumer Issues
- Topic: Hood Scratches [on my] New Car
- Replies: 41
- Views: 3613
Re: Hood Scratches New Car
I am going to look into Confusedinaz + Wanderingwheelz sugestions. Thanks everyone for posting. Much appreciated.
- Mon Jan 11, 2021 1:37 pm
- Forum: Personal Consumer Issues
- Topic: Hood Scratches [on my] New Car
- Replies: 41
- Views: 3613
Re: Hood Scratches New Car
Got scratches from riding through long plastic sleeves to a car wash. I was suppose to wait for guys to hold them open like the sign said, but I had much on my mind and did"nt notice it. Yes I feel like a dope, my fault. Scratches are a couple of inches long. Sometimes can"t see them, other times can if bright sun beats down on them. Auto guy said went through gloss can not buff out. He said he can paint hood if it really bothers you. Maybe wait till winter is over + then decide.
- Mon Jan 11, 2021 5:17 am
- Forum: Personal Consumer Issues
- Topic: Hood Scratches [on my] New Car
- Replies: 41
- Views: 3613
Hood Scratches [on my] New Car
Scratches on hood of my fairly new Impreza. Can"t buff out. Auto guy says he can repaint it. I was also considering vinyl wrapping it. Maybe cheaper. Anyone here ever use vinyl wrap on their car? Any good? Thanks.
- Mon Jan 04, 2021 11:17 am
- Forum: Personal Consumer Issues
- Topic: Subaru Forums
- Replies: 23
- Views: 2130
Re: Subaru Forums
subaruenthusiiastofnj eastcoastsubaruowners n/a subaruimpreza all on face book.
- Sat Jan 02, 2021 4:46 am
- Forum: Personal Consumer Issues
- Topic: What kind of car do Bogleheads like to drive?
- Replies: 470
- Views: 47149
Re: What kind of car do Bogleheads like to drive?
Month ago I bought a 2021 Subaru Impreza. Before this had an 2005 Toyota Highlander. Was pleased with it but it was time. Love the new ride.
- Sat Jan 02, 2021 4:42 am
- Forum: Personal Investments
- Topic: Adding TIPs
- Replies: 29
- Views: 3299
Re: Adding TIPs
I am retired. Have a third of my bond allocation in Vanguard TIPS Fund. A third in the Vanguard ST. Term TIPS Fund, and a third in Vanguard Total Bond Fund. So far no issues. It works for me.
- Mon Dec 28, 2020 2:52 pm
- Forum: Personal Consumer Issues
- Topic: Continental Tires
- Replies: 24
- Views: 2375
Re: Continental Tires
Thanks all for your posts.
- Sat Dec 26, 2020 4:15 am
- Forum: Personal Consumer Issues
- Topic: Continental Tires
- Replies: 24
- Views: 2375
Continental Tires
My new 2021 Subaru Impreza base hatchback came with these tires. I never heard of this brand. Any opinions? When time comes to buy new tires would you buy the same, or different ones. I do mostly local driving. Only short highway trips.
- Thu Dec 24, 2020 3:55 am
- Forum: Personal Consumer Issues
- Topic: Bird watchers – what birds are you seeing?
- Replies: 2851
- Views: 225787
Re: Bird watchers – what birds are you seeing?
Thought I seen a Dodo bird in my yard. I was consuming Christmas ales at the time.
- Wed Dec 23, 2020 5:17 am
- Forum: Personal Consumer Issues
- Topic: What are you listening to now
- Replies: 5802
- Views: 574429
- Mon Nov 30, 2020 2:52 am
- Forum: Investing - Theory, News & General
- Topic: Silliest Investment Mistakes?
- Replies: 176
- Views: 21053
Re: Silliest Investment Mistakes?
My first 401k I choose to listen to a relative who said to invest in a bond fund. I was young + thought that stock funds were to dangerous to invest in like she mentioned. Of course I missed out on a huge bull run. I decided to do some research on my own. Being retired today I am forever grateful to Jack Bogle + the Bogleheads.
- Tue Nov 24, 2020 6:34 am
- Forum: Personal Consumer Issues
- Topic: What are you listening to now
- Replies: 5802
- Views: 574429
Re: What are you listening to now
Counting Crows. August and Everything After
- Fri Nov 20, 2020 5:52 am
- Forum: Personal Consumer Issues
- Topic: Subaru Impreza. Are you happy with it?
- Replies: 18
- Views: 1876
Re: Subaru Impreza. Are you happy with it?
Thank you all for your replying. I purchased one 2021 5-door hatchback the other day. Pickup day is Dec.2nd. Your answers were very helpful.
- Tue Nov 17, 2020 9:52 am
- Forum: Personal Consumer Issues
- Topic: What are you listening to now
- Replies: 5802
- Views: 574429
Re: What are you listening to now
The Best of Al Steward. He still tours.
- Tue Nov 17, 2020 9:48 am
- Forum: Personal Consumer Issues
- Topic: Boglehead Beer
- Replies: 1071
- Views: 202957
Re: Boglehead Beer
Drinking an Allagash White. Belgium Wheat beers not that popular anymore. Allagash nailed the style.