joer1212 wrote: ↑Wed Mar 06, 2024 11:55 am
I already have cash in my settlement fund, ready to be invested in VGT. My issue is that Vanguard doesn't seem to recognize a VGT purchase as a Roth IRA contribution, or at least, it makes no mention of it (as it does for my other non-EFT funds).
You have a settlement fund for your Roth IRA and a separate settlement fund for each of your other account types. Which of your settlement funds "have cash in my settlement fund"?
If the cash is in your taxable brokerage account, then it has not been contributed to your Roth IRA yet. FIRST contribute to your Roth IRA settlement fund. A VGT purchase is not a Roth contribution.
After making the contribution, then make the purchase of VGT.