Search found 53 matches

by orlandoguy
Sun Apr 29, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Did you rent car in Spain?
Replies: 18
Views: 944

Re: Did you rent car in Spain?

On our trip to Spain two years ago, we mainly traveled via train and plane (Madrid & Seville), but spent some time wine tasting in the Rioja region between San Sebastian, El Ciego (Marques de Riscal), and Bilbao so found a car necessary. We picked the car up at the airport in Bilbao and returned it ...
by orlandoguy
Sat Jul 22, 2017 4:27 am
Forum: Personal Consumer Issues
Topic: car rental at OGG, any opinions?
Replies: 30
Views: 2248

Re: car rental at OGG, any opinions?

Relatively minor, but time and frustration-saving tip for renting a car at OGG provided to me years ago by my brother-in-law: If you're traveling with others and have checked baggage, have one person go pick up the rental car while the other person or people wait for the luggage. Then pick them (and...
by orlandoguy
Tue Jun 27, 2017 5:12 pm
Forum: Personal Consumer Issues
Topic: Things to do in Iowa/Nebraska
Replies: 73
Views: 5399

Re: Things to do in Iowa/Nebraska

I have not been there for decades but the Amana colonies in Iowa would be worth considering. https://www.tripadvisor.com/Attraction_Review-g29354-d108558-Reviews-Amana_Colonies_National_Historic_Landmark-Amana_Iowa.html Assuming you do visit the Amana Colonies, I highly recommend a brief stop at Ma...
by orlandoguy
Sun Jun 18, 2017 7:34 pm
Forum: Investing - Theory, News & General
Topic: Best Financial Advice from Dad (in honor of father's day)
Replies: 78
Views: 7879

Re: Best Financial Advice from Dad (in honor of father's day)

"Money is to be spent and enjoyed."

Words to live by...but presumably assumes FI.

Orlandoguy
by orlandoguy
Thu Dec 08, 2016 11:25 am
Forum: Personal Finance (Not Investing)
Topic: ADT raising rates - should I cancel?
Replies: 19
Views: 6535

Re: ADT raising rates - should I cancel?

I have found ADT difficult to deal with and their long-term contracts are notoriously difficult to get out of. If you have the opportunity, I would take advantage of it. While there are other national firms, I have found that a local company provides service at least as good. Typically, any company ...
by orlandoguy
Sun Aug 21, 2016 5:30 am
Forum: Personal Consumer Issues
Topic: Tips for a 1000 miles car trip with toddler and baby
Replies: 100
Views: 6713

Re: Tips for a 1000 miles car trip with toddler and baby

Consider Amtrak's AutoTrain...non-stop overnight from Lorton, VA to Sanford, FL (just north of Orlando). Your car comes with you. Wide variety of accommodations ranging from coach seats (which I would not recommend for your trip) to several types of cabins. May be quite expensive over the holidays, ...
by orlandoguy
Sat Jun 04, 2016 8:16 am
Forum: Personal Consumer Issues
Topic: Quality Coffee Maker?
Replies: 54
Views: 6981

Re: Quality Coffee Maker?

Technivorm...hands down. Several models...all excellent. I prefer a large, thermal carafe so the KBT-10 serves my needs best.

May need a separate timer if you want it ready by the time you reach the kitchen.
by orlandoguy
Sat May 07, 2016 8:27 am
Forum: Investing - Theory, News & General
Topic: Where is Rick Ferri? [Portfolio Solutions management and fee structure]
Replies: 95
Views: 24363

Re: Where is Rick Ferri?

I have a ton of respect for Rick, having followed him here for many years and having spent time with him at Diehards V - the Bogleheads reunion held in Las Vegas in 2006. I don't want to speculate in a public forum, but a thorough reading of Portfolio Solutions most recent Form ADV may help those in...
by orlandoguy
Fri Apr 22, 2016 4:47 am
Forum: Investing - Help with Personal Investments
Topic: Hourly Financial Analysis--Where to Find
Replies: 16
Views: 2153

Re: Hourly Financial Analysis--Where to Find

Garrett Financial Planning network is often mentioned on this forum as a national network of fee-only advisors. According to their website, all of their affiliated advisors work on an hourly, fee-only basis. I have not used them personally, but have recommended them, on occasion, to others, with fee...
by orlandoguy
Sun Mar 20, 2016 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Strategies for significant capital gains
Replies: 10
Views: 1249

Re: Tax Strategies for significant capital gains

The rules are not entirely clear to me, but could you move to Puerto Rico in time to be eligible for the "22 Act" which, as I understand it, can essentially reduce one's capital gains rate to zero?
by orlandoguy
Mon Jan 04, 2016 12:12 pm
Forum: Personal Consumer Issues
Topic: Waste of money? [High-end home theater]
Replies: 151
Views: 13346

Re: Waste of money?

You need to post the list of components and prices you're considering for us to be able to answer this question. I could easily put together a good mid-range home theater for less than half of your $14k. $2,200 projector Epson 5030UB $300 screen 120" Elite $400 receiver Yamaha RX-V479 $600 front an...
by orlandoguy
Fri Dec 18, 2015 5:26 am
Forum: Personal Finance (Not Investing)
Topic: For people with a MBA..when should I be looking to apply?
Replies: 30
Views: 2524

Re: For people with a MBA..when should I be looking to apply?

It's been quite awhile, but I found the good people at http://www.gmatclub.com to be the Bogleheads of the MBA admissions world. The forums are excellent and you should find all of the information you need regarding both admissions and the GMAT.

All the best.

orlandoguy
by orlandoguy
Sun Aug 09, 2015 5:32 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 1002
Views: 180078

Re: Tesla S

I have been a Tesla Model S owner for 14 months now and it has certainly been the most amazing car I've ever owned. [OT comments removed by admin LadyGeek]

Orlandoguy
by orlandoguy
Wed Jul 22, 2015 8:28 pm
Forum: Personal Consumer Issues
Topic: Greatest money lesson movie
Replies: 71
Views: 10025

Re: Greatest money lesson movie

Glengarry Glenross. Learn how aggressive salespeople ply their trade.
by orlandoguy
Mon May 18, 2015 4:07 pm
Forum: Personal Consumer Issues
Topic: Home Office Flooring - Boglehead Choice?
Replies: 21
Views: 3189

Re: Home Office Flooring - Boglehead Choice?

I prefer hardwood floors but use 3'x5' nylon oriental carpets under the chairs, the kind you can get at Costco, Home Depot or online for $50 or $60 each. I consider the carpets as disposable and find that they more than cover the area in which I roll the chair.

orlandoguy
by orlandoguy
Sat Apr 25, 2015 9:04 am
Forum: Personal Consumer Issues
Topic: Best touristy places to live in the world?
Replies: 36
Views: 6142

Re: Best touristy places to live in the world?

I'll (somewhat obviously), give a vote for Orlando. I've lived here on 3 separate occasions and you can be as engaged or disengaged in the tourist lifestyle as you'd like. I've lived and worked both close to the attractions (Dr. Phillips/Bay Hill area) as well as further away (Winter Park). Being mi...
by orlandoguy
Thu Apr 02, 2015 5:32 am
Forum: Personal Consumer Issues
Topic: Failed Aeroflot booking: What to do?
Replies: 48
Views: 4436

Re: Failed Aeroflot booking: What to do?

If you are committed to Aeroflot, I recommend finding either a local or online travel agency that specializes in travel to Russia. They should have no problem dealing with Aeroflot's "systems." This is one of the relatively few instances today where a traditional travel agent can be of tremendous as...
by orlandoguy
Sun Sep 28, 2014 4:00 am
Forum: Personal Consumer Issues
Topic: Alternative things to do in Orlando
Replies: 6
Views: 899

Re: Alternative things to do in Orlando

Check out the link below to an article from USAirways Magazine earlier this year on a wonderful Orlando suburb...Winter Park. Only a 30-40 minute drive from the attractions and definitely a world away from them.

http://www.nxtbook.com/nxtbooks/pace/us ... ch2014/#/0

Orlandoguy
by orlandoguy
Tue Sep 23, 2014 8:14 pm
Forum: Personal Consumer Issues
Topic: Silvercar [Car Rental Service]
Replies: 5
Views: 979

Re: Silvercar

I used them in Denver in late August and it was a fantastic experience. There was some confusion as I had to change my original dropoff date and time, but once that was sorted through (via e-mail prior to pickup) everything was great. Upon landing, they gave us instructions to take a specific off-ai...
by orlandoguy
Thu Sep 18, 2014 4:43 pm
Forum: Personal Consumer Issues
Topic: wine recommendations for this meal?
Replies: 22
Views: 2264

Re: wine recommendations for this meal?

For what it's worth, I had written down some thoughts this morning and then saw more posts. I am very well aligned with pkcrafter's post but would recommend the following additional thoughts: resh burrata with peaches Viognier spicy grilled quail Pinot Noir (preferably a fairly "soft" Oregon Pinot) ...
by orlandoguy
Wed Jun 18, 2014 2:04 pm
Forum: Personal Consumer Issues
Topic: Metal Bookcases: Recommendations?
Replies: 31
Views: 2048

Re: Metal Bookcases: Recommendations?

Hon is an excellent office furniture manufacturer and you will not be disappointed in the product. You may also want to consider something more akin to the metal "storage shelves" sold by Home Depot or Lowes. The advantage of these is that they are 1) significantly less expensive, 2) deeper, meaning...
by orlandoguy
Fri May 23, 2014 9:46 am
Forum: Personal Consumer Issues
Topic: Control4 system user experiences?
Replies: 6
Views: 1417

Re: Control4 system user experiences?

I recently bought a house that had been setup with a whole-house Sony system when it was built in 2006. The speakers and wiring were great, but I could not find anyone able to program/reprogram the Sony system as it is no longer sold nor supported so ended up putting in all new gear. I ended up with...
by orlandoguy
Sun Apr 27, 2014 6:02 pm
Forum: Local Chapters and Bogleheads Community
Topic: Berkshire Hathaway Annual Meeting Attendance
Replies: 16
Views: 3457

Re: Berkshire Hathaway Annual Meeting Attendance

I was there two years ago. It was a great experience, although probably just a one-time thing for me. I did not attend any of the other "events," i.e. Shopping at Borsheim's or Dinner at Gorat's. Hotels were scarce and expensive...I actually spent the night in West Des Moines and drove in that morni...
by orlandoguy
Thu Feb 27, 2014 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: High School Financial Literacy
Replies: 5
Views: 630

Re: High School Financial Literacy

I have done a decent bit of academic research on the financial literacy of college students and would identify the following as having great resources for enhancing the financial literacy of high school students: The Jump$tart Organization for Financial Literacy ( http://www.jumpstart.org ) Practica...
by orlandoguy
Sat Jan 25, 2014 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Opening a P.O. Box for a soon-to-be created LLC
Replies: 6
Views: 2897

Re: Opening a P.O. Box for a soon-to-be created LLC

While I can't speak to NC, in the three states where I've formed single-member LLCs (IL, FL, MA) the Registered Agent was required to have a physical address. This is primarily for the Service of Process for legal documents where, of course, receipt can't be acknowledged via PO Box. If your primary ...
by orlandoguy
Thu Feb 14, 2013 5:12 am
Forum: Investing - Theory, News & General
Topic: Certified boglehead professional
Replies: 15
Views: 1614

Re: Certified boglehead professional

You will find at least some of the information you are looking for at this site which provides information about becoming a State Licensed Advisor in California and whether you would need to register with the State or the SEC. Note that this is largely determined by where your clients live and the a...
by orlandoguy
Mon Nov 05, 2012 11:57 am
Forum: Personal Consumer Issues
Topic: honeymoon recommendation
Replies: 30
Views: 2280

Re: honeymoon recommendation

Four Seasons Nevis would seem to meet all requirements. There are several potential options in Puerto Rico as well...St. Regis Bahia Beach and the soon-to-open Ritz-Carlton Reserve at Dorado Beach. All have excellent golf, beaches, and food. Ritz-Carlton Jamaica could also be a candidate. Enjoy!! or...
by orlandoguy
Thu Oct 25, 2012 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: 2013 estate tax question
Replies: 5
Views: 805

Re: 2013 estate tax question

There is not a simple answer to this question even in a stable estate tax environment and I would strongly suggest that you begin work with an expert estate planning attorney as soon as possible. There are so many issues potentially at play here including, but not limited to: 1) current ownership en...
by orlandoguy
Wed Sep 19, 2012 4:42 pm
Forum: Personal Consumer Issues
Topic: road trip to buffalo worth it?
Replies: 60
Views: 4328

Re: road trip to buffalo worth it?

Of course it's a matter of personal preference, but I would head to Arthur Bryant's in Kansas City for BBQ any day over going to the Anchor Bar in Buffalo for wings. Although perhaps my lone visit to the Anchor Bar was marred by the fact that my friend's car was broken into and my suitcase and brief...
by orlandoguy
Fri Sep 14, 2012 4:42 pm
Forum: Personal Consumer Issues
Topic: Handling mail during time of wandering
Replies: 9
Views: 1157

Re: Handling mail during time of wandering

There are also a number of services that will scan your mail for you (you change your address to their facility) so that you can access from anywhere you might have web access. Use the search terms mail scanning service and you can find them. I have researched these services previously but have neve...
by orlandoguy
Tue Aug 14, 2012 7:06 am
Forum: Personal Consumer Issues
Topic: Boston trip - suggestions?
Replies: 21
Views: 2173

Re: Boston trip - suggestions?

A couple of things since you were here: 1) (Re)development of the Waterfront in South Boston, including numerous restaurants and the Institute of Contemporary Art (ICA). 2. If you are a shopper, Newbury Street continues to add local boutiques as well as national chains. 3. The New Hampshire and Main...
by orlandoguy
Thu Jul 12, 2012 9:41 am
Forum: Personal Consumer Issues
Topic: Any bogleheads have a franchise?
Replies: 18
Views: 3649

Re: Any bogleheads have a franchise?

I do not own a franchise personally, but used to work for several companies that were franchisees of numerous hotel and restaurant brands. I have since gotten my Ph.D. and transitioned to academia. Among other courses, I teach an elective course in franchising to senior-level undergraduates. Being a...
by orlandoguy
Wed Mar 07, 2012 9:29 am
Forum: Personal Consumer Issues
Topic: Quicken 2012
Replies: 29
Views: 2699

Re: Quicken 2012

Tom_T,

Were you able to migrate your existing Quicken file to Moneydance? I've got 20+ years of financial and personal transaction (checking and CC) data in my Quicken file that I would want to migrate.

Thanks!

Orlandoguy
by orlandoguy
Thu Jan 19, 2012 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Received final 2% rewards from Schwab Visa
Replies: 100
Views: 10837

Re: Received final 2% rewards from Schwab Visa

Take a very close look at the new card. In the bottom right corner, the new card should have the word "Signature," whereas the original BofA card you received did not. With FIA this was always a "Signature" level card and continues to be so since the conversion to BofA, but the original batch of car...
by orlandoguy
Wed Dec 07, 2011 7:55 pm
Forum: Investing - Help with Personal Investments
Topic: Solo 401k - What happens after you shut down the biz?
Replies: 9
Views: 1572

Re: Solo 401k - What happens after you shut down the biz?

Note also that you will likely need to file a Form 5500-EZ with the IRS in the year you close your business in order to formally close your plan (after rolling over the assets as others have indicated). My understanding is that Solo 401k's are exempt from the ANNUAL Form 5500 filing requirement as l...
by orlandoguy
Wed Nov 09, 2011 8:02 am
Forum: Investing - Theory, News & General
Topic: How a financial planner lost his home
Replies: 203
Views: 18430

Re: How a financial planner lost his home

Obviously, I've not read the author's new book yet as it doesn't come out until January, but I am a huge fan of his website which includes some unique and inspiring drawings. I think many Bogleheads will appreciate his clear style and bold graphics as I have. http://www.behaviorgap.com

Orlandoguy
by orlandoguy
Thu Oct 27, 2011 1:18 pm
Forum: Personal Consumer Issues
Topic: Wanting to replace aging desktop and laptop with one device
Replies: 12
Views: 1220

Re: Wanting to replace aging desktop and laptop with one dev

I think you have a couple of potential solutions. It does not appear that your computer needs exceed the specifications of most modern laptops, say in the $400 and up range (i.e. 4MB of RAM, 350G Hard Drive). If you were running online, active games, the video card would be a consideration and these...
by orlandoguy
Sat Oct 01, 2011 4:12 pm
Forum: Personal Consumer Issues
Topic: Was this a great compliment or an insult?
Replies: 23
Views: 3244

I occasionally describe smart employees/co-workers/people as having a "vertical learning curve" meaning, of course, that they learn very quickly. That could also be considered no learning curve.

Orlandoguy
by orlandoguy
Fri Sep 02, 2011 6:26 am
Forum: Personal Finance (Not Investing)
Topic: Pre-nup?
Replies: 205
Views: 23651

I think you should seek competent legal counsel before even deciding if you even need/want a prenup. Some questions to consider: I understand that you have no assets today, but do you have liabilities, i.e. loans from your education? Have you considered the possibility that SHE might be interested i...
by orlandoguy
Tue Aug 30, 2011 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: Best career advice anyone ever gave you
Replies: 63
Views: 8552

"Listen a little more and dress a little better"
by orlandoguy
Sun Aug 28, 2011 12:50 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffett / Bank of America
Replies: 11
Views: 2273

You won't get the same warrants as Buffett got but you can own BofA preferred that yields 8%.

http://online.barrons.com/article/SB500 ... 42076.html

Orlandoguy
by orlandoguy
Fri Aug 26, 2011 8:39 am
Forum: Personal Finance (Not Investing)
Topic: MBA vs Other Masters Degree - Poll
Replies: 18
Views: 2936

This is an interesting topic, but the actual poll is a little unfair since I don't believe that any Ivy League school other than Princeton offers a non-MBA Masters Degree in any traditional business subjects and Princeton does not offer an MBA. Princeton - MFin Only Harvard - MBA Only Penn/Wharton -...
by orlandoguy
Fri Aug 12, 2011 9:54 am
Forum: Personal Consumer Issues
Topic: Best electronic Reader?
Replies: 23
Views: 2709

The Best Buy in the John Hancock building in Chicago has for sale the Kindle, Nook, and Sony e-reader which makes it easy to do a side-by-side comparison. Not sure if all Best Buys stock all 3 products, but you might want to check this out. Having owned both iPad versions as well as a Kindle 2, I ca...
by orlandoguy
Mon Jul 25, 2011 4:55 pm
Forum: Personal Consumer Issues
Topic: Chicago - Anniversary Night
Replies: 16
Views: 1794

...or how about some blues at either Kingston Mines http://www.kingstonmines.com/flash/main.html or B.L.U.E.S. http://www.chicagobluesbar.com/ . Hearing great things about the Jellyfish exhibit at the Shedd Aquarium this summer. If you let us know what kind of food you enjoy, we can probably come up...
by orlandoguy
Wed Jun 01, 2011 12:37 pm
Forum: Personal Consumer Issues
Topic: Mac vs PC - for those who use both regularly
Replies: 20
Views: 2853

Having been saddled for the last 9 months with an Apple laptop at my academic job while continuing to use my HP laptop for everything else (including writing a dissertation), I have the following comments. I recognize that the question was about the OS specifically, but there are hardware issues tha...
by orlandoguy
Mon Apr 25, 2011 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to pay for a new car without financing?
Replies: 66
Views: 21688

Paying in Cash

I've always dreamed of taking an old briefcase, going to the bank, filling it with the correct amount of cash, driving immediately to the dealer, opening the briefcase in the finance manager's office and saying..."it's all here...keep the briefcase."

Anyone ever done that?
by orlandoguy
Fri Apr 23, 2010 10:53 am
Forum: Personal Consumer Issues
Topic: Where to purchase Omega watch?
Replies: 19
Views: 5057

I've been wearing my Seamaster every day for 9 years next month. I have the quartz version and it's terrific. Although the automatic version is "interesting" personally I just can't see keeping it on a winder on the few days I don't wear it or having to reset it because I didn't. At a somewhat simil...
by orlandoguy
Sat Jan 02, 2010 10:39 am
Forum: Personal Finance (Not Investing)
Topic: Schwab - credit card and debit card
Replies: 24
Views: 6568

kaneohe,

Would you mind telling me how you set up your automatic payment? The only place I can find on the website appears to handle only automatic payment for a specified dollar amount each month rather than an entire bill. Am I missing something?

Thanks.

orlandoguy
by orlandoguy
Tue Dec 29, 2009 9:02 pm
Forum: Personal Consumer Issues
Topic: Things To do Tampa/St Pete?
Replies: 16
Views: 2630

Some call it touristy and overpriced, but I highly recommend Bern's Steak House as Tampa's best restaurant. I think it is among the finest steakhouses in the country and has an unbelievable wine list. If you go, be sure to ask your waiter for a kitchen tour and an after-dinner reservation in the Har...
by orlandoguy
Mon Oct 26, 2009 10:30 am
Forum: Personal Finance (Not Investing)
Topic: Banks that Reimburse Other Bank's ATM Fees
Replies: 13
Views: 4208

Schwab Bank offers this program. I had thought that this was unlimited, but perhaps that has changed recently. See below: "We do not charge any fees for use of any ATM. If you use a machine that is not a Schwab Bank ATM, you may be charged a fee by the ATM operator or any network used. This may incl...