Search found 65 matches

by orlandoguy
Tue Jan 19, 2021 8:19 am
Forum: Personal Consumer Issues
Topic: Group Golf - Recommended Destinations?
Replies: 21
Views: 949

Re: Group Golf - Recommended Destinations?

Orlando hotel and golf prices are at a near-term historic low. Lots of options for nice hotels to stay at or condos to rent and plenty of good golf courses and restaurants all over.
by orlandoguy
Sun Jul 12, 2020 8:59 am
Forum: Personal Consumer Issues
Topic: [Tesla owners - opinions?]
Replies: 36
Views: 3153

Re: [Tesla owners - opinions?]

Two-time Model S owner here. Bought the first one in 2014 (which I guess makes me an early adopter). Leases were not available at that time but there was a "guaranteed buyback" program which could be utilized at roughly the 3-year mark so took advantage of that. Was hoping to get a Model 3...
by orlandoguy
Fri May 08, 2020 2:38 pm
Forum: Personal Consumer Issues
Topic: Shipping Wine in Warm Weather
Replies: 23
Views: 1344

Re: Shipping Wine in Warm Weather

Not sure about UPS, but I've had a couple of FedEx delivery guys that I've seen at our door recently tell me that they're not requiring signatures right now. We've also had several boxes of wine simply left at the door. YMMV. For OP, you can also, during the generally acceptable shipping season, &qu...
by orlandoguy
Wed Apr 29, 2020 2:54 pm
Forum: Personal Consumer Issues
Topic: Identifying Sources for Films I Wish to Stream
Replies: 6
Views: 414

Re: Identifying Sources for Films I Wish to Stream

I use both JustWatch and Reelgood.

Reelgood has some AI features that make personal recommendations about TV shows and movies that you might like based on your input in a similar way to Netflix.

Enjoy!
by orlandoguy
Thu Apr 09, 2020 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: Any good will, trust, trustee, estate planning books out there?
Replies: 4
Views: 312

Re: Any good will, trust, trustee, estate planning books out there?

Beyond the Grave by Jeffrey Condon is often referenced here and I found it to be excellent for my own situation. YMMV.

Orlandoguy
by orlandoguy
Sat Aug 03, 2019 3:02 pm
Forum: Personal Consumer Issues
Topic: Books on gaining control of your mind/behavior
Replies: 24
Views: 2514

Re: Books on gaining control of your mind/behavior

A little different take, but at one time I found this book to be helpful:

The Positive Power Of Negative Thinking: Using Defensive Pessimism to Harness Anxiety and Perform at Your Peak by Julie Norem
by orlandoguy
Thu Jun 20, 2019 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Interest Only Loans
Replies: 9
Views: 1216

Re: Interest Only Loans

Wells Fargo posts rates (including jumbo I/O refinance) on their website daily. Google Wells Fargo refinance rates. In my recent (including today) research both Wells and BofA have identical rates, charge a small premium for I/O vs. amortizing, and have deals that can reduce rates by up to 50 basis ...
by orlandoguy
Wed Apr 03, 2019 7:45 am
Forum: Personal Investments
Topic: BofA / Merrill Edge is [Tempting me to] Switch from Vanguard
Replies: 49
Views: 5155

Re: BofA / Merrill Edge is Making Me Switch from Vanguard

These all seem like really good deals. Can anyone point me in the right direction to get started on a similar refi? I don’t see any info on IO loans on the BofA website. Do I start with a BofA rep or a Merrill rep? Nor do I. Any help in pointing me in the right direction would be greatly appreciate...
by orlandoguy
Sun Mar 24, 2019 7:15 pm
Forum: Personal Investments
Topic: Vanguard Fund "Numbers"
Replies: 3
Views: 527

Vanguard Fund "Numbers"

Hi all, Trying to help my Mom sort through and make some decisions regarding funds she and my Dad own as my Dad passed away last year. I don't have access to her statements at the moment and she continues to refer to her Vanguard holdings by "Fund Number." Can you help me identify these? A...
by orlandoguy
Wed Mar 06, 2019 5:44 am
Forum: Personal Finance (Not Investing)
Topic: DBA degree - Worth it? Uses? Differences in outcomes with DBA vs Finance/Econ PhD?
Replies: 7
Views: 1176

Re: DBA degree - Worth it? Uses? Differences in outcomes with DBA vs Finance/Econ PhD?

Harvard has discontinued offering their DBA effective with the 2018-2019 academic year: https://www.hbs.edu/doctoral/program-overview/Pages/history-of-excellence.aspx A quick Google search identifies about 20 schools of varying perceived quality in the US that offer the DBA and this website that app...
by orlandoguy
Wed Nov 14, 2018 6:52 am
Forum: Personal Consumer Issues
Topic: Can you suggest where to live if work at UCLA
Replies: 40
Views: 4023

Re: Can you suggest where to live if work at UCLA

I strongly recommend that you check in with the UCLA Housing office. UCLA, like many urban universities owns numerous facilities specifically designed for faculty and/or staff that can work well, particularly for a short-term rental as you get to know the area. The link to their faculty section is h...
by orlandoguy
Sun Jun 24, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: South Florida for 2 days - Agenda?
Replies: 13
Views: 1145

Re: South Florida for 2 days - Agenda?

11am - Hit Starbucks on your way out and head back up the keys stop along the way for pictures. Some good stuff on that list. But Starbucks...no...just no. :shock: Starbucks is sooo not KW. (No offense - I like Starbucks myself.) Cuban Coffee Queen is what you hit on the way out. :D Or even better ...
by orlandoguy
Sun Apr 29, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Did you rent car in Spain?
Replies: 18
Views: 1500

Re: Did you rent car in Spain?

On our trip to Spain two years ago, we mainly traveled via train and plane (Madrid & Seville), but spent some time wine tasting in the Rioja region between San Sebastian, El Ciego (Marques de Riscal), and Bilbao so found a car necessary. We picked the car up at the airport in Bilbao and returned...
by orlandoguy
Sat Jul 22, 2017 4:27 am
Forum: Personal Consumer Issues
Topic: car rental at OGG, any opinions?
Replies: 30
Views: 2661

Re: car rental at OGG, any opinions?

Relatively minor, but time and frustration-saving tip for renting a car at OGG provided to me years ago by my brother-in-law: If you're traveling with others and have checked baggage, have one person go pick up the rental car while the other person or people wait for the luggage. Then pick them (and...
by orlandoguy
Tue Jun 27, 2017 5:12 pm
Forum: Personal Consumer Issues
Topic: Things to do in Iowa/Nebraska
Replies: 73
Views: 6744

Re: Things to do in Iowa/Nebraska

I have not been there for decades but the Amana colonies in Iowa would be worth considering. https://www.tripadvisor.com/Attraction_Review-g29354-d108558-Reviews-Amana_Colonies_National_Historic_Landmark-Amana_Iowa.html Assuming you do visit the Amana Colonies, I highly recommend a brief stop at Ma...
by orlandoguy
Sun Jun 18, 2017 7:34 pm
Forum: Investing - Theory, News & General
Topic: Best Financial Advice from Dad (in honor of father's day)
Replies: 78
Views: 10305

Re: Best Financial Advice from Dad (in honor of father's day)

"Money is to be spent and enjoyed."

Words to live by...but presumably assumes FI.

Orlandoguy
by orlandoguy
Thu Dec 08, 2016 11:25 am
Forum: Personal Finance (Not Investing)
Topic: ADT raising rates - should I cancel?
Replies: 19
Views: 11583

Re: ADT raising rates - should I cancel?

I have found ADT difficult to deal with and their long-term contracts are notoriously difficult to get out of. If you have the opportunity, I would take advantage of it. While there are other national firms, I have found that a local company provides service at least as good. Typically, any company ...
by orlandoguy
Sun Aug 21, 2016 5:30 am
Forum: Personal Consumer Issues
Topic: Tips for a 1000 miles car trip with toddler and baby
Replies: 100
Views: 8782

Re: Tips for a 1000 miles car trip with toddler and baby

Consider Amtrak's AutoTrain...non-stop overnight from Lorton, VA to Sanford, FL (just north of Orlando). Your car comes with you. Wide variety of accommodations ranging from coach seats (which I would not recommend for your trip) to several types of cabins. May be quite expensive over the holidays, ...
by orlandoguy
Sat Jun 04, 2016 8:16 am
Forum: Personal Consumer Issues
Topic: Quality Coffee Maker?
Replies: 54
Views: 8769

Re: Quality Coffee Maker?

Technivorm...hands down. Several models...all excellent. I prefer a large, thermal carafe so the KBT-10 serves my needs best.

May need a separate timer if you want it ready by the time you reach the kitchen.
by orlandoguy
Sat May 07, 2016 8:27 am
Forum: Investing - Theory, News & General
Topic: Where is Rick Ferri? [Portfolio Solutions management and fee structure]
Replies: 95
Views: 31785

Re: Where is Rick Ferri?

I have a ton of respect for Rick, having followed him here for many years and having spent time with him at Diehards V - the Bogleheads reunion held in Las Vegas in 2006. I don't want to speculate in a public forum, but a thorough reading of Portfolio Solutions most recent Form ADV may help those in...
by orlandoguy
Fri Apr 22, 2016 4:47 am
Forum: Personal Investments
Topic: Hourly Financial Analysis--Where to Find
Replies: 16
Views: 2413

Re: Hourly Financial Analysis--Where to Find

Garrett Financial Planning network is often mentioned on this forum as a national network of fee-only advisors. According to their website, all of their affiliated advisors work on an hourly, fee-only basis. I have not used them personally, but have recommended them, on occasion, to others, with fee...
by orlandoguy
Sun Mar 20, 2016 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Strategies for significant capital gains
Replies: 10
Views: 1335

Re: Tax Strategies for significant capital gains

The rules are not entirely clear to me, but could you move to Puerto Rico in time to be eligible for the "22 Act" which, as I understand it, can essentially reduce one's capital gains rate to zero?
by orlandoguy
Mon Jan 04, 2016 12:12 pm
Forum: Personal Consumer Issues
Topic: Waste of money? [High-end home theater]
Replies: 151
Views: 15110

Re: Waste of money?

You need to post the list of components and prices you're considering for us to be able to answer this question. I could easily put together a good mid-range home theater for less than half of your $14k. $2,200 projector Epson 5030UB $300 screen 120" Elite $400 receiver Yamaha RX-V479 $600 fro...
by orlandoguy
Fri Dec 18, 2015 5:26 am
Forum: Personal Finance (Not Investing)
Topic: For people with a MBA..when should I be looking to apply?
Replies: 30
Views: 2880

Re: For people with a MBA..when should I be looking to apply?

It's been quite awhile, but I found the good people at http://www.gmatclub.com to be the Bogleheads of the MBA admissions world. The forums are excellent and you should find all of the information you need regarding both admissions and the GMAT.

All the best.

orlandoguy
by orlandoguy
Sun Aug 09, 2015 5:32 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 1014
Views: 222085

Re: Tesla S

I have been a Tesla Model S owner for 14 months now and it has certainly been the most amazing car I've ever owned. [OT comments removed by admin LadyGeek]

Orlandoguy
by orlandoguy
Wed Jul 22, 2015 8:28 pm
Forum: Personal Consumer Issues
Topic: Greatest money lesson movie
Replies: 71
Views: 10947

Re: Greatest money lesson movie

Glengarry Glenross. Learn how aggressive salespeople ply their trade.
by orlandoguy
Mon May 18, 2015 4:07 pm
Forum: Personal Consumer Issues
Topic: Home Office Flooring - Boglehead Choice?
Replies: 21
Views: 4495

Re: Home Office Flooring - Boglehead Choice?

I prefer hardwood floors but use 3'x5' nylon oriental carpets under the chairs, the kind you can get at Costco, Home Depot or online for $50 or $60 each. I consider the carpets as disposable and find that they more than cover the area in which I roll the chair.

orlandoguy
by orlandoguy
Sat Apr 25, 2015 9:04 am
Forum: Personal Consumer Issues
Topic: Best touristy places to live in the world?
Replies: 36
Views: 6792

Re: Best touristy places to live in the world?

I'll (somewhat obviously), give a vote for Orlando. I've lived here on 3 separate occasions and you can be as engaged or disengaged in the tourist lifestyle as you'd like. I've lived and worked both close to the attractions (Dr. Phillips/Bay Hill area) as well as further away (Winter Park). Being mi...
by orlandoguy
Thu Apr 02, 2015 5:32 am
Forum: Personal Consumer Issues
Topic: Failed Aeroflot booking: What to do?
Replies: 48
Views: 5653

Re: Failed Aeroflot booking: What to do?

If you are committed to Aeroflot, I recommend finding either a local or online travel agency that specializes in travel to Russia. They should have no problem dealing with Aeroflot's "systems." This is one of the relatively few instances today where a traditional travel agent can be of tre...
by orlandoguy
Sun Sep 28, 2014 4:00 am
Forum: Personal Consumer Issues
Topic: Alternative things to do in Orlando
Replies: 6
Views: 959

Re: Alternative things to do in Orlando

Check out the link below to an article from USAirways Magazine earlier this year on a wonderful Orlando suburb...Winter Park. Only a 30-40 minute drive from the attractions and definitely a world away from them.

http://www.nxtbook.com/nxtbooks/pace/us ... ch2014/#/0

Orlandoguy
by orlandoguy
Tue Sep 23, 2014 8:14 pm
Forum: Personal Consumer Issues
Topic: Silvercar [Car Rental Service]
Replies: 12
Views: 1599

Re: Silvercar

I used them in Denver in late August and it was a fantastic experience. There was some confusion as I had to change my original dropoff date and time, but once that was sorted through (via e-mail prior to pickup) everything was great. Upon landing, they gave us instructions to take a specific off-ai...
by orlandoguy
Thu Sep 18, 2014 4:43 pm
Forum: Personal Consumer Issues
Topic: wine recommendations for this meal?
Replies: 22
Views: 2357

Re: wine recommendations for this meal?

For what it's worth, I had written down some thoughts this morning and then saw more posts. I am very well aligned with pkcrafter's post but would recommend the following additional thoughts: resh burrata with peaches Viognier spicy grilled quail Pinot Noir (preferably a fairly "soft" Oreg...
by orlandoguy
Wed Jun 18, 2014 2:04 pm
Forum: Personal Consumer Issues
Topic: Metal Bookcases: Recommendations?
Replies: 31
Views: 2285

Re: Metal Bookcases: Recommendations?

Hon is an excellent office furniture manufacturer and you will not be disappointed in the product. You may also want to consider something more akin to the metal "storage shelves" sold by Home Depot or Lowes. The advantage of these is that they are 1) significantly less expensive, 2) deepe...
by orlandoguy
Fri May 23, 2014 9:46 am
Forum: Personal Consumer Issues
Topic: Control4 system user experiences?
Replies: 6
Views: 1587

Re: Control4 system user experiences?

I recently bought a house that had been setup with a whole-house Sony system when it was built in 2006. The speakers and wiring were great, but I could not find anyone able to program/reprogram the Sony system as it is no longer sold nor supported so ended up putting in all new gear. I ended up with...
by orlandoguy
Sun Apr 27, 2014 6:02 pm
Forum: US Chapters
Topic: Berkshire Hathaway Annual Meeting Attendance
Replies: 16
Views: 3560

Re: Berkshire Hathaway Annual Meeting Attendance

I was there two years ago. It was a great experience, although probably just a one-time thing for me. I did not attend any of the other "events," i.e. Shopping at Borsheim's or Dinner at Gorat's. Hotels were scarce and expensive...I actually spent the night in West Des Moines and drove in ...
by orlandoguy
Thu Feb 27, 2014 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: High School Financial Literacy
Replies: 5
Views: 693

Re: High School Financial Literacy

I have done a decent bit of academic research on the financial literacy of college students and would identify the following as having great resources for enhancing the financial literacy of high school students: The Jump$tart Organization for Financial Literacy ( http://www.jumpstart.org ) Practica...
by orlandoguy
Sat Jan 25, 2014 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Opening a P.O. Box for a soon-to-be created LLC
Replies: 6
Views: 3991

Re: Opening a P.O. Box for a soon-to-be created LLC

While I can't speak to NC, in the three states where I've formed single-member LLCs (IL, FL, MA) the Registered Agent was required to have a physical address. This is primarily for the Service of Process for legal documents where, of course, receipt can't be acknowledged via PO Box. If your primary ...
by orlandoguy
Thu Feb 14, 2013 5:12 am
Forum: Investing - Theory, News & General
Topic: Certified boglehead professional
Replies: 15
Views: 1672

Re: Certified boglehead professional

You will find at least some of the information you are looking for at this site which provides information about becoming a State Licensed Advisor in California and whether you would need to register with the State or the SEC. Note that this is largely determined by where your clients live and the a...
by orlandoguy
Mon Nov 05, 2012 11:57 am
Forum: Personal Consumer Issues
Topic: honeymoon recommendation
Replies: 30
Views: 2424

Re: honeymoon recommendation

Four Seasons Nevis would seem to meet all requirements. There are several potential options in Puerto Rico as well...St. Regis Bahia Beach and the soon-to-open Ritz-Carlton Reserve at Dorado Beach. All have excellent golf, beaches, and food. Ritz-Carlton Jamaica could also be a candidate. Enjoy!! or...
by orlandoguy
Thu Oct 25, 2012 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: 2013 estate tax question
Replies: 5
Views: 862

Re: 2013 estate tax question

There is not a simple answer to this question even in a stable estate tax environment and I would strongly suggest that you begin work with an expert estate planning attorney as soon as possible. There are so many issues potentially at play here including, but not limited to: 1) current ownership en...
by orlandoguy
Wed Sep 19, 2012 4:42 pm
Forum: Personal Consumer Issues
Topic: road trip to buffalo worth it?
Replies: 60
Views: 4631

Re: road trip to buffalo worth it?

Of course it's a matter of personal preference, but I would head to Arthur Bryant's in Kansas City for BBQ any day over going to the Anchor Bar in Buffalo for wings. Although perhaps my lone visit to the Anchor Bar was marred by the fact that my friend's car was broken into and my suitcase and brief...
by orlandoguy
Fri Sep 14, 2012 4:42 pm
Forum: Personal Consumer Issues
Topic: Handling mail during time of wandering
Replies: 9
Views: 1213

Re: Handling mail during time of wandering

There are also a number of services that will scan your mail for you (you change your address to their facility) so that you can access from anywhere you might have web access. Use the search terms mail scanning service and you can find them. I have researched these services previously but have neve...
by orlandoguy
Tue Aug 14, 2012 7:06 am
Forum: Personal Consumer Issues
Topic: Boston trip - suggestions?
Replies: 21
Views: 2275

Re: Boston trip - suggestions?

A couple of things since you were here: 1) (Re)development of the Waterfront in South Boston, including numerous restaurants and the Institute of Contemporary Art (ICA). 2. If you are a shopper, Newbury Street continues to add local boutiques as well as national chains. 3. The New Hampshire and Main...
by orlandoguy
Thu Jul 12, 2012 9:41 am
Forum: Personal Consumer Issues
Topic: Any bogleheads have a franchise?
Replies: 18
Views: 3782

Re: Any bogleheads have a franchise?

I do not own a franchise personally, but used to work for several companies that were franchisees of numerous hotel and restaurant brands. I have since gotten my Ph.D. and transitioned to academia. Among other courses, I teach an elective course in franchising to senior-level undergraduates. Being a...
by orlandoguy
Wed Mar 07, 2012 9:29 am
Forum: Personal Consumer Issues
Topic: Quicken 2012
Replies: 29
Views: 2790

Re: Quicken 2012

Tom_T,

Were you able to migrate your existing Quicken file to Moneydance? I've got 20+ years of financial and personal transaction (checking and CC) data in my Quicken file that I would want to migrate.

Thanks!

Orlandoguy
by orlandoguy
Thu Jan 19, 2012 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Received final 2% rewards from Schwab Visa
Replies: 100
Views: 11125

Re: Received final 2% rewards from Schwab Visa

Take a very close look at the new card. In the bottom right corner, the new card should have the word "Signature," whereas the original BofA card you received did not. With FIA this was always a "Signature" level card and continues to be so since the conversion to BofA, but the o...
by orlandoguy
Wed Dec 07, 2011 7:55 pm
Forum: Personal Investments
Topic: Solo 401k - What happens after you shut down the biz?
Replies: 9
Views: 2290

Re: Solo 401k - What happens after you shut down the biz?

Note also that you will likely need to file a Form 5500-EZ with the IRS in the year you close your business in order to formally close your plan (after rolling over the assets as others have indicated). My understanding is that Solo 401k's are exempt from the ANNUAL Form 5500 filing requirement as l...
by orlandoguy
Wed Nov 09, 2011 8:02 am
Forum: Investing - Theory, News & General
Topic: How a financial planner lost his home
Replies: 203
Views: 18881

Re: How a financial planner lost his home

Obviously, I've not read the author's new book yet as it doesn't come out until January, but I am a huge fan of his website which includes some unique and inspiring drawings. I think many Bogleheads will appreciate his clear style and bold graphics as I have. http://www.behaviorgap.com

Orlandoguy
by orlandoguy
Thu Oct 27, 2011 1:18 pm
Forum: Personal Consumer Issues
Topic: Wanting to replace aging desktop and laptop with one device
Replies: 12
Views: 1302

Re: Wanting to replace aging desktop and laptop with one dev

I think you have a couple of potential solutions. It does not appear that your computer needs exceed the specifications of most modern laptops, say in the $400 and up range (i.e. 4MB of RAM, 350G Hard Drive). If you were running online, active games, the video card would be a consideration and these...
by orlandoguy
Sat Oct 01, 2011 4:12 pm
Forum: Personal Consumer Issues
Topic: Was this a great compliment or an insult?
Replies: 23
Views: 3384

I occasionally describe smart employees/co-workers/people as having a "vertical learning curve" meaning, of course, that they learn very quickly. That could also be considered no learning curve.

Orlandoguy