Bogleheads.org

orlandoguy

Orlando hotel and golf prices are at a near-term historic low. Lots of options for nice hotels to stay at or condos to rent and plenty of good golf courses and restaurants all over.

orlandoguy

Two-time Model S owner here. Bought the first one in 2014 (which I guess makes me an early adopter). Leases were not available at that time but there was a "guaranteed buyback" program which could be utilized at roughly the 3-year mark so took advantage of that. Was hoping to get a Model 3...

orlandoguy

Not sure about UPS, but I've had a couple of FedEx delivery guys that I've seen at our door recently tell me that they're not requiring signatures right now. We've also had several boxes of wine simply left at the door. YMMV. For OP, you can also, during the generally acceptable shipping season, &qu...

orlandoguy

I use both JustWatch and Reelgood.

Reelgood has some AI features that make personal recommendations about TV shows and movies that you might like based on your input in a similar way to Netflix.

Enjoy!

orlandoguy

Beyond the Grave by Jeffrey Condon is often referenced here and I found it to be excellent for my own situation. YMMV.

Orlandoguy

orlandoguy

A little different take, but at one time I found this book to be helpful:

The Positive Power Of Negative Thinking: Using Defensive Pessimism to Harness Anxiety and Perform at Your Peak by Julie Norem

orlandoguy

Wells Fargo posts rates (including jumbo I/O refinance) on their website daily. Google Wells Fargo refinance rates. In my recent (including today) research both Wells and BofA have identical rates, charge a small premium for I/O vs. amortizing, and have deals that can reduce rates by up to 50 basis ...

orlandoguy

These all seem like really good deals. Can anyone point me in the right direction to get started on a similar refi? I don’t see any info on IO loans on the BofA website. Do I start with a BofA rep or a Merrill rep? Nor do I. Any help in pointing me in the right direction would be greatly appreciate...

orlandoguy

Hi all, Trying to help my Mom sort through and make some decisions regarding funds she and my Dad own as my Dad passed away last year. I don't have access to her statements at the moment and she continues to refer to her Vanguard holdings by "Fund Number." Can you help me identify these? A...

orlandoguy

Harvard has discontinued offering their DBA effective with the 2018-2019 academic year: https://www.hbs.edu/doctoral/program-overview/Pages/history-of-excellence.aspx A quick Google search identifies about 20 schools of varying perceived quality in the US that offer the DBA and this website that app...

orlandoguy

I strongly recommend that you check in with the UCLA Housing office. UCLA, like many urban universities owns numerous facilities specifically designed for faculty and/or staff that can work well, particularly for a short-term rental as you get to know the area. The link to their faculty section is h...

orlandoguy

11am - Hit Starbucks on your way out and head back up the keys stop along the way for pictures. Some good stuff on that list. But Starbucks...no...just no. :shock: Starbucks is sooo not KW. (No offense - I like Starbucks myself.) Cuban Coffee Queen is what you hit on the way out. :D Or even better ...

orlandoguy

On our trip to Spain two years ago, we mainly traveled via train and plane (Madrid & Seville), but spent some time wine tasting in the Rioja region between San Sebastian, El Ciego (Marques de Riscal), and Bilbao so found a car necessary. We picked the car up at the airport in Bilbao and returned...

orlandoguy

Relatively minor, but time and frustration-saving tip for renting a car at OGG provided to me years ago by my brother-in-law: If you're traveling with others and have checked baggage, have one person go pick up the rental car while the other person or people wait for the luggage. Then pick them (and...

orlandoguy

I have not been there for decades but the Amana colonies in Iowa would be worth considering. https://www.tripadvisor.com/Attraction_Review-g29354-d108558-Reviews-Amana_Colonies_National_Historic_Landmark-Amana_Iowa.html Assuming you do visit the Amana Colonies, I highly recommend a brief stop at Ma...

orlandoguy

"Money is to be spent and enjoyed."

Words to live by...but presumably assumes FI.

Orlandoguy

orlandoguy

I have found ADT difficult to deal with and their long-term contracts are notoriously difficult to get out of. If you have the opportunity, I would take advantage of it. While there are other national firms, I have found that a local company provides service at least as good. Typically, any company ...

orlandoguy

Consider Amtrak's AutoTrain...non-stop overnight from Lorton, VA to Sanford, FL (just north of Orlando). Your car comes with you. Wide variety of accommodations ranging from coach seats (which I would not recommend for your trip) to several types of cabins. May be quite expensive over the holidays, ...

orlandoguy

Technivorm...hands down. Several models...all excellent. I prefer a large, thermal carafe so the KBT-10 serves my needs best.

May need a separate timer if you want it ready by the time you reach the kitchen.

orlandoguy

I have a ton of respect for Rick, having followed him here for many years and having spent time with him at Diehards V - the Bogleheads reunion held in Las Vegas in 2006. I don't want to speculate in a public forum, but a thorough reading of Portfolio Solutions most recent Form ADV may help those in...

orlandoguy

Garrett Financial Planning network is often mentioned on this forum as a national network of fee-only advisors. According to their website, all of their affiliated advisors work on an hourly, fee-only basis. I have not used them personally, but have recommended them, on occasion, to others, with fee...

orlandoguy

The rules are not entirely clear to me, but could you move to Puerto Rico in time to be eligible for the "22 Act" which, as I understand it, can essentially reduce one's capital gains rate to zero?

orlandoguy

You need to post the list of components and prices you're considering for us to be able to answer this question. I could easily put together a good mid-range home theater for less than half of your $14k. $2,200 projector Epson 5030UB $300 screen 120" Elite $400 receiver Yamaha RX-V479 $600 fro...

orlandoguy

It's been quite awhile, but I found the good people at http://www.gmatclub.com to be the Bogleheads of the MBA admissions world. The forums are excellent and you should find all of the information you need regarding both admissions and the GMAT.

All the best.

orlandoguy

orlandoguy

I have been a Tesla Model S owner for 14 months now and it has certainly been the most amazing car I've ever owned. [OT comments removed by admin LadyGeek]

Orlandoguy

orlandoguy

Glengarry Glenross. Learn how aggressive salespeople ply their trade.

orlandoguy

I prefer hardwood floors but use 3'x5' nylon oriental carpets under the chairs, the kind you can get at Costco, Home Depot or online for $50 or $60 each. I consider the carpets as disposable and find that they more than cover the area in which I roll the chair.

orlandoguy

orlandoguy

I'll (somewhat obviously), give a vote for Orlando. I've lived here on 3 separate occasions and you can be as engaged or disengaged in the tourist lifestyle as you'd like. I've lived and worked both close to the attractions (Dr. Phillips/Bay Hill area) as well as further away (Winter Park). Being mi...

orlandoguy

If you are committed to Aeroflot, I recommend finding either a local or online travel agency that specializes in travel to Russia. They should have no problem dealing with Aeroflot's "systems." This is one of the relatively few instances today where a traditional travel agent can be of tre...

orlandoguy

Check out the link below to an article from USAirways Magazine earlier this year on a wonderful Orlando suburb...Winter Park. Only a 30-40 minute drive from the attractions and definitely a world away from them.

http://www.nxtbook.com/nxtbooks/pace/us ... ch2014/#/0

Orlandoguy

orlandoguy

I used them in Denver in late August and it was a fantastic experience. There was some confusion as I had to change my original dropoff date and time, but once that was sorted through (via e-mail prior to pickup) everything was great. Upon landing, they gave us instructions to take a specific off-ai...

orlandoguy

For what it's worth, I had written down some thoughts this morning and then saw more posts. I am very well aligned with pkcrafter's post but would recommend the following additional thoughts: resh burrata with peaches Viognier spicy grilled quail Pinot Noir (preferably a fairly "soft" Oreg...

orlandoguy

Hon is an excellent office furniture manufacturer and you will not be disappointed in the product. You may also want to consider something more akin to the metal "storage shelves" sold by Home Depot or Lowes. The advantage of these is that they are 1) significantly less expensive, 2) deepe...

orlandoguy

I recently bought a house that had been setup with a whole-house Sony system when it was built in 2006. The speakers and wiring were great, but I could not find anyone able to program/reprogram the Sony system as it is no longer sold nor supported so ended up putting in all new gear. I ended up with...

orlandoguy

I was there two years ago. It was a great experience, although probably just a one-time thing for me. I did not attend any of the other "events," i.e. Shopping at Borsheim's or Dinner at Gorat's. Hotels were scarce and expensive...I actually spent the night in West Des Moines and drove in ...

orlandoguy

I have done a decent bit of academic research on the financial literacy of college students and would identify the following as having great resources for enhancing the financial literacy of high school students: The Jump$tart Organization for Financial Literacy ( http://www.jumpstart.org ) Practica...

orlandoguy

While I can't speak to NC, in the three states where I've formed single-member LLCs (IL, FL, MA) the Registered Agent was required to have a physical address. This is primarily for the Service of Process for legal documents where, of course, receipt can't be acknowledged via PO Box. If your primary ...

orlandoguy

You will find at least some of the information you are looking for at this site which provides information about becoming a State Licensed Advisor in California and whether you would need to register with the State or the SEC. Note that this is largely determined by where your clients live and the a...

orlandoguy

Four Seasons Nevis would seem to meet all requirements. There are several potential options in Puerto Rico as well...St. Regis Bahia Beach and the soon-to-open Ritz-Carlton Reserve at Dorado Beach. All have excellent golf, beaches, and food. Ritz-Carlton Jamaica could also be a candidate. Enjoy!! or...

orlandoguy

There is not a simple answer to this question even in a stable estate tax environment and I would strongly suggest that you begin work with an expert estate planning attorney as soon as possible. There are so many issues potentially at play here including, but not limited to: 1) current ownership en...

orlandoguy

Of course it's a matter of personal preference, but I would head to Arthur Bryant's in Kansas City for BBQ any day over going to the Anchor Bar in Buffalo for wings. Although perhaps my lone visit to the Anchor Bar was marred by the fact that my friend's car was broken into and my suitcase and brief...

orlandoguy

There are also a number of services that will scan your mail for you (you change your address to their facility) so that you can access from anywhere you might have web access. Use the search terms mail scanning service and you can find them. I have researched these services previously but have neve...

orlandoguy

A couple of things since you were here: 1) (Re)development of the Waterfront in South Boston, including numerous restaurants and the Institute of Contemporary Art (ICA). 2. If you are a shopper, Newbury Street continues to add local boutiques as well as national chains. 3. The New Hampshire and Main...

orlandoguy

I do not own a franchise personally, but used to work for several companies that were franchisees of numerous hotel and restaurant brands. I have since gotten my Ph.D. and transitioned to academia. Among other courses, I teach an elective course in franchising to senior-level undergraduates. Being a...

orlandoguy

Tom_T,

Were you able to migrate your existing Quicken file to Moneydance? I've got 20+ years of financial and personal transaction (checking and CC) data in my Quicken file that I would want to migrate.

Thanks!

Orlandoguy

orlandoguy

Take a very close look at the new card. In the bottom right corner, the new card should have the word "Signature," whereas the original BofA card you received did not. With FIA this was always a "Signature" level card and continues to be so since the conversion to BofA, but the o...

orlandoguy

Note also that you will likely need to file a Form 5500-EZ with the IRS in the year you close your business in order to formally close your plan (after rolling over the assets as others have indicated). My understanding is that Solo 401k's are exempt from the ANNUAL Form 5500 filing requirement as l...

orlandoguy

Obviously, I've not read the author's new book yet as it doesn't come out until January, but I am a huge fan of his website which includes some unique and inspiring drawings. I think many Bogleheads will appreciate his clear style and bold graphics as I have. http://www.behaviorgap.com

Orlandoguy

orlandoguy

I think you have a couple of potential solutions. It does not appear that your computer needs exceed the specifications of most modern laptops, say in the $400 and up range (i.e. 4MB of RAM, 350G Hard Drive). If you were running online, active games, the video card would be a consideration and these...

orlandoguy

I occasionally describe smart employees/co-workers/people as having a "vertical learning curve" meaning, of course, that they learn very quickly. That could also be considered no learning curve.

Orlandoguy

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