Search found 57 matches

by doug1022
Thu Nov 21, 2019 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Where/how to keep cash on hand or equivalent?
Replies: 55
Views: 4075

Re: Where/how to keep cash on hand or equivalent?

One way to remember that you have cash stashed away in your house is to put a reminder in your electronic calendar. I have a small amount of cash hidden away, and a monthly google alert reminds me that it's there. In the event of my death, my wife or kids will get the alerts when they access my gmai...
by doug1022
Fri Sep 13, 2019 11:48 am
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 4379

Re: Best Leaf Blower?

This doesn't directly answer your question, but I also have a large yard with a lot of leaves (Northeast US). Instead of raking / blowing / bagging like a lot of my neighbors, I try to mow / mulch my yard every weekend during the fall. This keeps the volume down throughout the season, and reduces th...
by doug1022
Thu Aug 15, 2019 12:15 pm
Forum: Personal Consumer Issues
Topic: Brown Bag Lunch Ideas
Replies: 70
Views: 5019

Brown Bag Lunch Ideas

Hello, After reading with great interest the "Breakfast Menu After Retirement" thread (link below), I wonder if the folks in this forum have any "brown bag" lunch ideas? I've been eating either deli turkey sandwiches or chicken salad sandwiches for well over 20+ years of my career. I don't feel eith...
by doug1022
Thu Jul 11, 2019 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: How to Safely Share User IDs / Passwords with Spouse
Replies: 79
Views: 7202

How to Safely Share User IDs / Passwords with Spouse

My wife has very limited interest in all the gory details about our financial matters. We discuss things at a very high level, but as soon as we get into any level of detail, she tunes out. That's perfectly ok, as she does more than her fair share for our family. With that said, one thing I struggle...
by doug1022
Mon Jul 01, 2019 8:28 am
Forum: Personal Consumer Issues
Topic: Where to sit at Wrigley?
Replies: 18
Views: 1544

Re: Where to sit at Wrigley?

OP here. We had a really great trip to Chicago, and a really great time at Wrigley. Due to ticket availability (and price), we ended up sitting in section 412 (3rd base side), 9 rows back - no obstructions of any kind and a fantastic view of the field. We were just under the roof overhang, which pai...
by doug1022
Mon Jun 24, 2019 2:02 pm
Forum: Personal Consumer Issues
Topic: Used Minivan - Recommendations?
Replies: 34
Views: 1758

Re: Used Minivan - Recommendations?

Toyota Sienna if you need AWD. We've had ours for 3 years and love it (as much as you can love a mini-van). We had a Honda Odyssey before that which we liked, but it wasn't great in the snow.
by doug1022
Thu Jun 13, 2019 9:44 am
Forum: Personal Finance (Not Investing)
Topic: How much is your guys’ fees for your 401k?
Replies: 96
Views: 5979

Re: How much is your guys’ fees for your 401k?

I'm impressed so many know the answer to this question. How would one find the answer to this question? I have a 401k through Fidelity, and have perused through the plan documents in the past, but it's not clear to me where this would be spelled out.
by doug1022
Wed Jun 12, 2019 12:48 pm
Forum: Personal Consumer Issues
Topic: Where to sit at Wrigley?
Replies: 18
Views: 1544

Where to sit at Wrigley?

Hello Bogleheads, DW is planning a 4 day family trip to Chicago at the end of June. We are hoping to see a Cubs game at Wrigley. Any advice on where to sit in the park? There would be five of us - myself, wife and three boys (aged 11, 13, 15). Bleachers look like a lot of fun - but is it "family" fr...
by doug1022
Tue Jun 04, 2019 11:27 am
Forum: Personal Consumer Issues
Topic: Being given charity that I don't need
Replies: 51
Views: 5256

Re: Being given charity that I don't need

It sounds like you've already explained to her your perspective - I don't think there's much to be done beyond that apart from insisting on paying full price now and again (for the sake of her business). Perhaps she is simply rewarding the loyalty of a repeat customer?
by doug1022
Wed May 08, 2019 2:09 pm
Forum: Personal Consumer Issues
Topic: Undergrad major in Economics or Finance?
Replies: 62
Views: 4353

Re: Undergrad major in Economics or Finance?

What about majoring in Finance with a minor in Economics? I work in finance and agree that is probably more generally marketable from a career perspective, with several different pathways to long lasting careers. Having a strong working knowledge of Accounting would also help in this regard.
by doug1022
Tue May 07, 2019 11:42 am
Forum: Investing - Theory, News & General
Topic: Reversion to the Mean Is Dead?
Replies: 63
Views: 7453

Re: Reversion to the Mean Is Dead?

This time, is the same it has always been, and will always be - eventually.
by doug1022
Fri Mar 22, 2019 7:01 am
Forum: Personal Consumer Issues
Topic: Do you still wear a necktie to work?
Replies: 108
Views: 6067

Re: Do you still wear a necktie to work?

unfortunately, I wear a necktie (noose) to work every day. I work for a financial institution that is fairly conservative. It's interesting to note that the newbies dress much more casually than their senior counterparts.... I wonder if as the workforce ages, if the company will evolve to more busin...
by doug1022
Tue Mar 12, 2019 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Debt Pay Down Strategy
Replies: 35
Views: 3114

Re: Debt Pay Down Strategy

Many thanks All! Addressing a few questions / comments: Agreed on the low 529 balances given 3 kids headed to college soon. We intend to fully pay for their undergrad college expenses. Given our income and assets however, we aren't expecting much in the way of aid. No academic or athletic scholarsh...
by doug1022
Mon Mar 11, 2019 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Debt Pay Down Strategy
Replies: 35
Views: 3114

Re: Debt Pay Down Strategy

Many thanks All! Addressing a few questions / comments: Agreed on the low 529 balances given 3 kids headed to college soon. We intend to fully pay for their undergrad college expenses. Given our income and assets however, we aren't expecting much in the way of aid. No academic or athletic scholarshi...
by doug1022
Sat Mar 09, 2019 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Debt Pay Down Strategy
Replies: 35
Views: 3114

Debt Pay Down Strategy

Hello, In addition to saving for our retirement and college for our three kids, I am working on paying down our debts as soon as possible. The biggest hurdle is a recent home equity loan we took out to make our family home more livable - we hated having to borrow the money but it was absolutely the ...
by doug1022
Fri Mar 08, 2019 2:49 pm
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 72
Views: 6989

Re: Things to do in Maine

Driving Directions from Logan Airport to NH / Maine: a) take a deep breath b) drive slowly c) ignore the beeping cars and rude hand gestures d) get on Route 1A North to Route 1 North - or - Take 93 North to 95 North. Both routes will get you to the north shore of MA and then up to coastal Maine. Onc...
by doug1022
Thu Mar 07, 2019 3:54 pm
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 72
Views: 6989

Re: Things to do in Maine

York, Maine. Two beaches to check out, perfect for your demographics..... Long Sands Beach which is 1 mile long and sandy - but plenty of rock clusters spaced out for finding critters. Keep in mind the tide chart, as high tide takes the entire beach (but low tide gives you a ton of space). Great pla...
by doug1022
Fri Dec 14, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: Boston travel ideas (was New England generally)
Replies: 51
Views: 3706

Re: New England travel ideas, summer 2019

great suggestions above. If you need to book a hotel, do so asap. That time of year is incredibly tight, with lots of folks traveling into the city for college graduations.
by doug1022
Thu Nov 08, 2018 12:01 pm
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 137
Views: 11835

Re: Favorite "free stuff"?

tommy85 wrote:
Thu Nov 08, 2018 11:58 am
Advice here at boglehead forum:)
+1.

Will add books from the library.
by doug1022
Fri Oct 26, 2018 11:15 am
Forum: Personal Investments
Topic: Reaction to Market
Replies: 71
Views: 8143

Re: Reaction to Market

Discount shopping now. I am in it for the long run. Automatic investment plan on 401k and taxable. Today I bought more. ******************* Be fearful when others are greedy. Be greedy when others are fearful. - Warren Buffet Our favorite holding period is forever. -Warren Buffet ******************...
by doug1022
Fri Oct 26, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 33359

Re: How many of you have cut the cord?

We canceled Verizon triple play two months ago. We get Verizon FIOS 75/75 for $40 per month and now use Youtube TV which we love. Mainly for watching sports (NHL, NFL, MLB) and the kids watch a few network TV shows. It was a wonderful feeling walking into the local Verizon store and dropping off all...
by doug1022
Tue Sep 18, 2018 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Job burnout - Keep grinding or change?
Replies: 65
Views: 8295

Re: Job burnout - Keep grinding or change?

OP, I could have written your post. I am in a very similar situation - eerily similar. I constantly struggle with the dilemma.... stay in my current job that I hate (but earn well), or begin to look for a new job. I literally change my mind every single day. It is very unsettling and causes me a fai...
by doug1022
Mon Aug 13, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 97
Views: 10912

Re: When is leaving your job that pays well a good idea?

OP, Perhaps take comfort in the fact that a) you have considerable net worth and as a result, some financial flexibility, and b) as you can tell from the volume of responses, there are many others out there who are in a similar situation (including myself), and significantly many, many more who suff...
by doug1022
Tue Jul 31, 2018 12:16 pm
Forum: Personal Consumer Issues
Topic: Durable Dress Shoes for Commute
Replies: 36
Views: 2847

Durable Dress Shoes for Commute

Hi, I work for a mid size bank, where the dress code is still mostly formal. I wear a suit, or at the very least dress slacks/dress shirt/tie to work each day. I take the train to/from the suburbs which requires a one mile walk to/from the office each day in the elements (Northeast US city with vary...
by doug1022
Fri Jul 20, 2018 9:07 am
Forum: Personal Consumer Issues
Topic: Boston trip with small kids
Replies: 19
Views: 1916

Re: Boston trip with small kids

+1 on Museum of Science - perfect for a rainy day. Take the green line to Science Park. You can buy tickets in advance for extras like Imax or Planetarium.

The aquarium is also very good, but quite expensive as I recall.

Have fun!
by doug1022
Tue Jul 17, 2018 1:30 pm
Forum: Personal Consumer Issues
Topic: Which minivan?
Replies: 56
Views: 6872

Re: Which minivan?

We have owned both the Odyssey and the Sienna. When we were looking to replace our Odyssey a few years ago, we considered an SUV with a third row. We are very glad we ended choosing the AWD Sienna instead. It gets the job done. Not super exciting to drive, but it is uber practical.
by doug1022
Wed Jun 06, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: Fitting three young kids in the car...
Replies: 76
Views: 6287

Re: Fitting three young kids in the car...

We have three kids as well and solved this dilemma by driving a Honda Odyssey, which we eventually replaced with a Toyota Sienna (all wheel drive). We loved both cars. Minivans give you a lot more flexibility and storage when compared to three row SUVs. Also, getting into the third row of an SUV can...
by doug1022
Mon Jun 04, 2018 5:41 pm
Forum: Personal Consumer Issues
Topic: Boston trip with small kids
Replies: 19
Views: 1916

Re: Boston trip with small kids

+1 on the ideas others have posted (Duck Tours, Swan Boats, Make Way for Ducklings, Children's Museum, etc). you may also want to check out the Rose Kennedy Greenway (https://www.rosekennedygreenway.org/) which runs through the center of downtown Boston. There is a carousel (across from the North En...
by doug1022
Fri Apr 06, 2018 1:43 pm
Forum: Personal Consumer Issues
Topic: How often do you replace your office shoes?
Replies: 58
Views: 6221

Re: How often do you replace your office shoes?

I typically keep my "nice" shoes at the office where they should last forever with good care, as they are not exposed to the elements. I keep two pair of blacks and one pair of browns (2 out of the 3 are Allen Edmonds) under my desk and slip them on when I get to work, and take them off when I leave...
by doug1022
Fri Jun 23, 2017 8:48 am
Forum: Personal Finance (Not Investing)
Topic: Co-workers advising to buy house RIGHT NOW
Replies: 63
Views: 9532

Re: Co-workers advising to buy house RIGHT NOW

Please go read (or watch) "The Big Short" whilst sipping your Glenfiddich - both the book and the movie (avail on Netflix) were fantastic . I think you'll find the story line familiar and you'll be interested to see how the story ends.
by doug1022
Tue Apr 18, 2017 8:17 am
Forum: Personal Consumer Issues
Topic: Advice for SUV/minivan for family with 3 teenagers
Replies: 4
Views: 1157

Re: Advice for SUV/minivan for family with 3 teenagers

Hi, we were in a very similar situation a few months back and I shared my quest with the Boglehead community - see thread below: https://www.bogleheads.org/forum/viewtopic.php?f=11&t=205897&p=3172472#p3172472 We are also a family of five, including three growing boys (ages 9-14). We similarly haul l...
by doug1022
Tue Jan 17, 2017 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: Home renovation funding
Replies: 51
Views: 7107

Re: Home renovation funding

I just ran into this thread when looking for another, and thought I should close the loop now that my project is done. Bottom line: project completed slightly ahead of budget, slightly but not consequentially behind schedule. Market held up to expectations (maybe a bit better). Project took more of...
by doug1022
Sun Jan 01, 2017 9:49 am
Forum: Personal Consumer Issues
Topic: Honda Pilot vs Toyota Highlander?
Replies: 88
Views: 23121

Re: Honda Pilot vs Toyota Highlander?

Hello, Happy New Year!! OP here... after many test drives, conversations with bogleheads, friends and family... my wife and I (somewhat reluctantly) purchased a barely used 2015 Toyota Sienna. We really loved the Honda Pilot. We loved how it drove and how it looked. We also talked to many folks who ...
by doug1022
Tue Dec 20, 2016 11:24 am
Forum: Personal Consumer Issues
Topic: Honda Pilot vs Toyota Highlander?
Replies: 88
Views: 23121

Re: Honda Pilot vs Toyota Highlander?

Thanks for the valuable feedback everyone. I did not have the Volvo XC90 on my list - nor the Kia but we will have a look. Lots of fair questions on the $5K in repairs. Here is what we will need to be repaired / replaced - confirmed by two different mechanics: tires (need good all weather tires), mu...
by doug1022
Mon Dec 19, 2016 6:19 pm
Forum: Personal Consumer Issues
Topic: Honda Pilot vs Toyota Highlander?
Replies: 88
Views: 23121

Honda Pilot vs Toyota Highlander?

Hi, My wife and are looking to replace our 2007 Honda Odyssey with 110K miles on it. I would keep driving this car, but it needs about $5000 of work and our mechanic suggested that would not be the end of it. We are in the early stages of our search and are considering the Honda Pilot or the Toyota ...
by doug1022
Thu Aug 18, 2016 8:31 pm
Forum: Personal Consumer Issues
Topic: Medical Billing Question - Hospital Discharge Instructions led to acetaminophen OD
Replies: 69
Views: 8193

Re: Medical Billing Question - Hospital Discharge Instructions led to acetaminophen OD

Thanks again for all the feedback. To address specific questions / feedback: My son is 150 lbs (68 kg). After the tonsillectomy, the hospital provided us with a discharge folder with all sorts of useful (electronic-generated) materials about my sons recovery, including recommended foods, levels of p...
by doug1022
Wed Aug 17, 2016 3:44 pm
Forum: Personal Consumer Issues
Topic: Medical Billing Question - Hospital Discharge Instructions led to acetaminophen OD
Replies: 69
Views: 8193

Re: Medical Billing Question - Hospital Discharge Instructions led to acetaminophen OD

Thanks everyone for your comments - very helpful. To be more clear, this was a dr prescription for acetaminophen - not over the counter. And the instructions on the rx bottle exactly matched the instructions on the discharge note. There was nothing on the rx bottle or in the discharge notes to sugge...
by doug1022
Wed Aug 17, 2016 12:50 pm
Forum: Personal Consumer Issues
Topic: Medical Billing Question - Hospital Discharge Instructions led to acetaminophen OD
Replies: 69
Views: 8193

Medical Billing Question - Hospital Discharge Instructions led to acetaminophen OD

Hello, My 13 year old son had a tonsillectomy a month ago, and the hospital discharge notes furnished by the surgeon & his staff included pain management instructions that resulted in elevated acetaminophen levels, which necessitated a subsequent overnight admission to the hospital (overdose protoco...
by doug1022
Fri Jul 22, 2016 3:47 pm
Forum: Personal Consumer Issues
Topic: Visiting Acadia National Park - Tips?
Replies: 22
Views: 2604

Re: Visiting Acadia National Park - Tips?

My family (wife and three boys aged 13, 11, 9) visited Acadia / Bar Harbor a few weeks ago and we all really, really loved it, despite a run of lousy weather. I think 5-6 days is fine and I think you'll find it worth the drive. We had a great time locating license plates from all over during our sta...
by doug1022
Fri Jul 15, 2016 11:39 am
Forum: Personal Consumer Issues
Topic: Clothing upgrade for professional environment
Replies: 78
Views: 8021

Re: Clothing upgrade for professional environment

great "thread." I work at a semi-formal bank - though folks can get away with more casual dress, most in leadership and the key go-getters dress pretty sharply. I subscribe to the policy of "dress for the job you want, not the job you have." I think in this day and age, its more about a neat appeara...
by doug1022
Thu Jun 30, 2016 9:04 am
Forum: Personal Consumer Issues
Topic: Where to retire in New England?
Replies: 123
Views: 22595

Re: Where to retire in New England?

Given your specifications, you might want to consider York, Maine or Wells, Maine. They are both right on the water, are both smaller than Portland but bigger than Ogunquit (which is right down the road - York south, Wells north).

Best of Luck!
by doug1022
Tue Jun 14, 2016 4:57 pm
Forum: Personal Investments
Topic: 401k Administration Fees
Replies: 4
Views: 829

401k Administration Fees

Hello, I have a 401k through Fidelity that is entirely invested in index funds. That said, I keep reading a lot about how there are additional 401k administration fees passed on to the participants. I am assuming these are fees that are taken from the participant outside of the funds operating expen...
by doug1022
Tue Jun 14, 2016 4:38 pm
Forum: Personal Consumer Issues
Topic: R.I.P. Gordie Howe
Replies: 5
Views: 1172

Re: R.I.P. Gordie Howe

they don't make 'em like Gordie Howe any more, that's for sure. What a hockey player... tough as nails, a powerful bodychecker (with pointy elbows) and the scoring touch of a sniper. the fact that he played so well for so long is a testament to his mental and physical toughness.
by doug1022
Fri May 27, 2016 12:03 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4137
Views: 1185153

Re: What Book Are You Currently Reading? Part VI

Just finished "Running Money" by Andy Kessler - a very interesting inside look at a hedge fund manager's odyssey raising money, and finding quality investments during the tech bubble era (1996-2001). The author has a dry, irreverent style that is refreshing and honest.
by doug1022
Thu May 26, 2016 7:48 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa rewards card question
Replies: 30
Views: 4607

Re: Fidelity Visa rewards card question

** sorry, acquired the card in January (not July).
by doug1022
Thu May 26, 2016 7:47 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa rewards card question
Replies: 30
Views: 4607

Re: Fidelity Visa rewards card question

I recently acquired this card back in July. The following alerts are available (email or text):

Online Statement Available
Balance Exceeds $1,000.00
Payment Due
Payment Posted
Payment Overdue
Credit Posted
Debit Posted
Transaction Notification Greater Than $100.00
Card Not Present
by doug1022
Tue May 24, 2016 11:34 am
Forum: Personal Consumer Issues
Topic: Orlando universal studio/wizarding world of Harry Potter AND Captiva/Sanibel island trip
Replies: 9
Views: 1561

Re: Orlando universal studio/wizarding world of Harry Potter AND Captiva/Sanibel island trip

My wife and I took our three boys (aged 12, 10, 8) to Universal in April and we had an absolute blast. We stayed within the resort at the Hard Rock which I highly recommend. Staying within the resort allows you early (one hour) pre-public access to one of the parks each morning and you get "free" fa...