Search found 1260 matches

by kjvmartin
Sat Dec 01, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Why is Costco gas so much cheaper
Replies: 117
Views: 10097

Re: Why is Costco gas so much cheaper

I am saving a dollar almost per gallon lately, up to the tune of $20 every full fill. This is such a great deal! why is that so? talk about free lunches.. I will end up saving almost $1000 a year at this rate :sharebeer I've heard it referred to along the lines of a loss leader. They don't have muc...
by kjvmartin
Thu Nov 29, 2018 11:35 pm
Forum: Personal Consumer Issues
Topic: Standalone Apple Watch any use?
Replies: 5
Views: 833

Re: Standalone Apple Watch any use?

I'm getting out of the Apple ecosystem. My mac is going to be replaced with a Dell, and my iPhone with a Google Pixel. Is my Apple Watch any good on its own? I have not researched but am hoping someone will give a definite answer like "No, can't work with your Pixel, sell it on eBay." I've only rea...
by kjvmartin
Thu Nov 29, 2018 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: Buying with no interest
Replies: 22
Views: 2020

Re: Buying with no interest

it wont affect my credit score and even if it did I am wondering where you got this idea from. Opening a credit card is a hard pull on your credit which is an automatic score reduction. You will then have a brand new account, thereby lowering the average age of all of your accounts. This is a score...
by kjvmartin
Thu Nov 29, 2018 10:48 pm
Forum: Personal Consumer Issues
Topic: Best new Mac/features for 2000-3000
Replies: 60
Views: 3845

Re: Best new Mac/features for 2000-3000

Use iphones/ipods but never had Mac desktop (not interested in laptop). Suggestions at 2-3K? The options are overwhelming. Please give me some advice. Thanks My circa 2008 iMac is still functioning optimally. Anything in the lineup is going to be fine for your limited needs and anything over the ba...
by kjvmartin
Sun Nov 25, 2018 11:49 pm
Forum: Personal Finance (Not Investing)
Topic: A testimony of not giving up... Got the promotion!
Replies: 10
Views: 1788

Re: A testimony of not giving up... Got the promotion!

Congrats on the new role and the nice pay bump. Just curious… what was the tie-breaker this time around that you were able to discern? Upper management is a decent size team and the interview panels rotate depending on availability and locale. Each time I went back I had stronger knowledge of the q...
by kjvmartin
Sun Nov 25, 2018 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: A testimony of not giving up... Got the promotion!
Replies: 10
Views: 1788

A testimony of not giving up... Got the promotion!

As a forum regular I've benefited from both broad and practical advice dispensed by my fellow Bogleheads. In the last year or two I've started some posts about my challenges advancing at work. https://www.bogleheads.org/forum/viewtopic.php?f=2&t=262716 for example - where I asked for some interviewi...
by kjvmartin
Sun Nov 25, 2018 3:15 pm
Forum: Personal Consumer Issues
Topic: Destroying my lease mileage
Replies: 26
Views: 2587

Re: Destroying my lease mileage

Can’t you use it until it hits 36K and then return it? I think they are usually 36K miles OR 3 years. This is not true. I know someone who attempted to return a lease early and they will add on the average miles they'd expect to to be used each month till the end of the lease and bill you for them....
by kjvmartin
Sat Nov 24, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: New TV Recommendations Please?
Replies: 80
Views: 5445

Re: New TV Recommendations Please?

I like Samsung QLEDs for their color saturation. Beautifully deep & rich hues. For my wife, this was much more appealing to her eye than the OLEDs with their deep blacks. The Samsung looked more "alive." Honestly, there's a lot of hype about these newer features on TVs. I believe it's marketing and ...
by kjvmartin
Sat Nov 24, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: New TV Recommendations Please?
Replies: 80
Views: 5445

Re: New TV Recommendations Please?

I like Samsung QLEDs for their color saturation. Beautifully deep & rich hues. For my wife, this was much more appealing to her eye than the OLEDs with their deep blacks. The Samsung looked more "alive." Honestly, there's a lot of hype about these newer features on TVs. I believe it's marketing and ...
by kjvmartin
Tue Nov 20, 2018 11:35 pm
Forum: Personal Consumer Issues
Topic: Which cars can be unlocked and started from a smart phone?
Replies: 28
Views: 1816

Re: Which cars can be unlocked and started from a smart phone?

2018 Chevrolet has been free for a year.

kjvm
by kjvmartin
Sun Nov 18, 2018 10:53 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15053

Re: Black Friday 2018

Horsefly wrote:
Sun Nov 18, 2018 10:48 pm
William4589 wrote:
Sun Nov 18, 2018 9:12 am
Surface Pro 6 from Costco with Type Cover, Stylus and i5 processor......$200 off.
Me thinks that is the same deal that is available from the Microsoft web site.
Costco Concierge warranty adds good value. If all else is equal it's better to buy electronics at Costco.
by kjvmartin
Sun Nov 18, 2018 6:36 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15053

Re: Black Friday 2018

Golf maniac wrote:
Sun Nov 18, 2018 6:22 pm
Looking at QLED and OLED TV’s, but may wait until January before super bowl, I have read that the best time to buy a TV is before the super bowl.
Do you have a Citi card with price protection? You can buy and it gives (I think) 60 days where if there's a better price they will credit it.
by kjvmartin
Sun Nov 18, 2018 6:34 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15053

Re: Black Friday 2018

TravelforFun wrote:
Sun Nov 18, 2018 11:53 am
Looking for an OLED 4k TV, 77" or bigger.

Also, what would be the best way to sell a 2-year-old, 65" LED TV? I'm trying to avoid craightlisting it.

TravelforFun
Facebook marketplace.
by kjvmartin
Sat Nov 17, 2018 7:03 pm
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 4927

Re: When is Too Long to Return a Hair Dryer to Costco?

Alexa9 wrote:
Sat Nov 17, 2018 6:49 pm
That sounds like a good way to get banned from Costco!
I don't think they ban people operating within their parameters.
by kjvmartin
Sat Nov 17, 2018 11:07 am
Forum: Personal Finance (Not Investing)
Topic: How Long / Hard To Become a Millionaire on Under $100k Income
Replies: 133
Views: 12314

Re: How Long / Hard To Become a Millionaire on Under $100k Income

If you live in a city on the west or east coast, it will be a long road. Live in Wichita? then you are sitting pretty. So few people make it because most people don't make much more than what their expenses cover even if they don't spend extravagantly. Its always easy to blame others' lack of savin...
by kjvmartin
Wed Nov 14, 2018 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Enjoying Your Work
Replies: 27
Views: 3455

Re: Enjoying Your Work

I was happy and encouraged to see this at the top of the site this morning. I had not been notified, or seen it since reply #2. Thank you for your replies and resources in reading material, etc. Also happy to see other sales folks on the thread that have been challenged with the same emotions as me...
by kjvmartin
Tue Nov 13, 2018 8:16 pm
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7451

Re: Too many choices for my next TRUCK

Ok, so I thought I was done shopping for pick up truck. I narrowed it down to either a 2018 Nissan Titan (SV) or a 2019 Toyota Tundra (SR 5.7L). They were priced in the $30K range. I was going to decide this month and pick one up. Done! But then I saw that the 2018 Ford F150 (2.7/3.5L Ecoboost) and...
by kjvmartin
Sat Nov 10, 2018 12:40 pm
Forum: Personal Consumer Issues
Topic: Planet Fitness etc.,
Replies: 51
Views: 4476

Re: Planet Fitness etc.,

My PF just replaced all of their cardio machines at once. That's good, I suppose, but they didn't add functionality for NFC. My smart watch as the ability to pair with fitness equipment for more accurate measurements.
by kjvmartin
Sat Nov 10, 2018 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Amazon says TurboTax 2018 will be released November 12
Replies: 85
Views: 9878

Re: Amazon says TurboTax 2018 will be released November 12

I normally wait for a discount but wanted to pre-check some new (to me) tax situations. Yesterday I successfully downloaded Turbotax '18 Deluxe from Amazon and did a workup on my federal taxes for the year. Some extended/unplanned time off work had forced me to deplete my emergency fund and a chunk ...
by kjvmartin
Fri Nov 09, 2018 10:01 pm
Forum: Personal Consumer Issues
Topic: Apple - Old Product Boxes - Keep or Dispose?
Replies: 20
Views: 2454

Re: Apple - Old Product Boxes - Keep or Dispose?

I keep my Apple products to a point where they still have a good resale value. I then sell the product and buy a new one. It's easiest and best to ship or deliver the product to the new owner in its OEM packaging.
by kjvmartin
Tue Nov 06, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Think I have found my new commuter car - 2019 Honda Insight
Replies: 44
Views: 4749

Re: Think I have found my new commuter car - 2019 Honda Insight

I'm always confused when people don't look at used EV's for commuter cars. They drive like real cars. Tons of power and are actually fun. Prius type cars drive like crap... I'm shocked people are willing to tolerate them when EV's get more than double or triple the "fuel" economy. is it just new is...
by kjvmartin
Tue Nov 06, 2018 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Is Cloud-Based YNAB Worth It?
Replies: 51
Views: 2934

Re: Is Cloud-Based YNAB Worth It?

I start a trial account and it wants me to budget my money to pay off the credit cards rather than count those expenses as "groceries". Am I missing something? The first month you use YNAB is the most confusing because its method wants you to be at least a month ahead so you are spending last month...
by kjvmartin
Tue Nov 06, 2018 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Is Cloud-Based YNAB Worth It?
Replies: 51
Views: 2934

Re: Is Cloud-Based YNAB Worth It?

Can anyone help me understand this about YNAB - I pay off each of my credit cards in full each month. I have several cards with different bonus reward categories. I'd like to explore a budget that's easy for me to setup on my spouse's phone so we can both track it. Does this work for my situation? ...
by kjvmartin
Tue Nov 06, 2018 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Is Cloud-Based YNAB Worth It?
Replies: 51
Views: 2934

Re: Is Cloud-Based YNAB Worth It?

Can anyone help me understand this about YNAB -

I pay off each of my credit cards in full each month. I have several cards with different bonus reward categories. I'd like to explore a budget that's easy for me to setup on my spouse's phone so we can both track it. Does this work for my situation?
by kjvmartin
Sat Nov 03, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Should I buy a fire truck?
Replies: 13
Views: 890

Re: Should I buy a fire truck?

No. You should not.
by kjvmartin
Fri Nov 02, 2018 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: Should I keep the Mazda or the Lexus?
Replies: 10
Views: 1115

Re: Should I keep the Mazda or the Lexus?

Have you driven the Lexus Hybrid?

The Mazda3 is a drivers car. Lexus vehicles are not known for fun factor.

This is very Apples/Oranges. For me there'd be only one option. Assuming the vehicle really is worth what it is: Make some extra cash.
by kjvmartin
Tue Oct 30, 2018 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: "Do you have any questions for the interview panel?" Suggestions.
Replies: 14
Views: 1319

Re: "Do you have any questions for the interview panel?" Suggestions.

If you've been through the same process each time, and haven't gotten the job each time, then that's tell you something. it's not uncommon in civil service. My regional boss interviewed for manager about as many times as me and finally got it and then promoted again. They interview everyone who has...
by kjvmartin
Tue Oct 30, 2018 5:07 pm
Forum: Personal Finance (Not Investing)
Topic: "Do you have any questions for the interview panel?" Suggestions.
Replies: 14
Views: 1319

"Do you have any questions for the interview panel?" Suggestions.

I have a job interview approaching where I'm a very strong candidate. I have interviewed for the same level position several times, done better each time, gotten feedback, done even better, and feel as confident as can be going into this one. The opening is for middle management as a manager with ab...
by kjvmartin
Fri Oct 26, 2018 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Car lease is up: buy it or get a new lease?
Replies: 46
Views: 3936

Re: Car lease is up: buy it or get a new lease?

The first thing to know is that you can use the low miles to negotiate something for yourself. Perhaps to reduce the cost of a new lease. Those 11k unused miles ain't chump change. They're worth something. I think if nobody is willing to give you something worthwhile, buy the car. Plan to keep it o...
by kjvmartin
Wed Oct 24, 2018 9:52 am
Forum: Personal Consumer Issues
Topic: 2019 Chrysler Pacifica Hybrid
Replies: 30
Views: 2541

Re: 2019 Chrysler Pacifica Hybrid

I wanted to want a Pacifica when I was buying a minivan a few months ago. I could have gotten a very generous employee discount from a relative. No matter what the trim level I could not get past the lack of comfort in the seats vs. a comparable Odyssey. My wife was pregnant at the time and, with my...
by kjvmartin
Sun Oct 21, 2018 3:14 pm
Forum: Personal Consumer Issues
Topic: Why Purchase an Automobile using Premium Gasoline?
Replies: 68
Views: 3136

Re: Why Purchase an Automobile using Premium Gasoline?

denovo wrote:
Sun Oct 21, 2018 12:30 pm
Nowizard wrote:
Sun Oct 21, 2018 12:28 pm
Automobiles using regular, unleaded gasoline typically, I think, get better mileage and have comparable torque and acceleration in my experience.

Oh really, please tell me any cars that use regular, unleaded that can go 0-60 in less than 4.5 seconds?
2018 Mustang GT
by kjvmartin
Sun Oct 14, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Bed bug problem attack plan
Replies: 19
Views: 2102

Re: Bed bug problem attack plan

I lived in a multi-unit building and have experienced bed bugs first hand. I sympathize that this is a frustrating situation and according to my wife "one of the worst things that ever happened to us" as I've recalled it to our memory. The apartment owners were the textbook definition of cheap-skate...
by kjvmartin
Sat Oct 13, 2018 11:55 pm
Forum: Personal Consumer Issues
Topic: Suit for Teenager
Replies: 18
Views: 1243

Re: Suit for Teenager

Kohl's.

Keep an eye out as Black Friday approaches. You'll likely find 40% off sometime soon.
by kjvmartin
Thu Oct 11, 2018 9:55 pm
Forum: Personal Consumer Issues
Topic: Which one: Lyft or Uber?
Replies: 57
Views: 4326

Re: Which one: Lyft or Uber?

I use Uber exclusively although I have the Luft app too just in case. Two reasons. 1. Uber was the pioneer and without it maybe the whole concept wouldn't exist as they fought all the tough battles. 2. Lyft has taken political positions and emailed me about them and I don't like anything political ...
by kjvmartin
Mon Oct 08, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: Got my new Iphone Xs
Replies: 67
Views: 7114

Re: Got my new Iphone Xs

Am I the only one that doesn't want the new iPhone because of the notch at the top? Apple should copy Samsung...they figured out how to do the whole screen. Samsung doesn't use FaceID, thus they don't need as robust of a front facing camera. Samsung uses facial recognition, but it's not nearly as s...
by kjvmartin
Mon Oct 08, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: Got my new Iphone Xs
Replies: 67
Views: 7114

Re: Got my new Iphone Xs

Further, there's a lot more to the overall screen quality than its resolution. There are plenty of phones with higher resolution displays that are widely regarded as having inferior overall screens. Which is why some of us have spent a lot of money on OLED for our homes. OLED is all about the color...
by kjvmartin
Fri Oct 05, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 35
Views: 2995

Re: Apple - macOS Mojave

I have read before that Apple will eventually phase out iPhoto and replace with Photo. A couple of years ago, Photo was the iOS app, and iPhoto was on the Mac. As the mobile and desktop software continue to converge, we now have one application - Photo. Will iPhoto eventually be removed with future...
by kjvmartin
Mon Oct 01, 2018 5:43 am
Forum: Personal Consumer Issues
Topic: another chromebook or?
Replies: 13
Views: 1387

Re: another chromebook or?

My HP Envy printer is several years old and cost no more than $50. It prints via Cloud Print.

Not too expensive to rectify this solution.
by kjvmartin
Thu Sep 27, 2018 6:04 pm
Forum: Personal Consumer Issues
Topic: Got my new Iphone Xs
Replies: 67
Views: 7114

Re: Got my new Iphone Xs

Still thinking of returning mine.. https://forums.macrumors.com/threads/iphone-xs-and-xs-max-owners-complain-of-wi-fi-and-lte-connectivity-issues.2142500/ I have had some serious issues trying to download content on Wifi. Taking forever, and the signal isn't as strong. I can take our 2017 iPad and d...
by kjvmartin
Mon Sep 24, 2018 10:37 pm
Forum: Personal Consumer Issues
Topic: Acoustic Pianos
Replies: 42
Views: 2134

Re: Acoustic Pianos

GoldenGoose wrote:
Mon Sep 24, 2018 10:11 am
We have 2 kids just starting to take piano lessons
Spend $200-$400 at most on a keyboard and see if they are still playing in a couple years.
by kjvmartin
Mon Sep 24, 2018 10:07 pm
Forum: Personal Consumer Issues
Topic: Losing Passion for Hobbies. Cheap or normal aging?
Replies: 71
Views: 9113

Re: Losing Passion for Hobbies. Cheap or normal aging?

I'm of a similar age and find myself struggling with hobbies. The things I used to like to do before being responsible for a family of 5 are mostly too time consuming, or expensive, or impractical. Most of the interests I had only hold me if I can throw myself into them "full tilt" and complete ever...
by kjvmartin
Sun Sep 23, 2018 7:38 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 16167

Re: iPhone XS Max

I already returned my Max. I was playing with it still in bed first thing this morning and dropped it onto my face. It's unwieldy for something that is supposed to be intuitive... I was amused at this comment because I feel so completely opposite. When I went from a 7Plus to the X last year, the X ...
by kjvmartin
Sat Sep 22, 2018 10:45 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 16167

Re: iPhone XS Max

We have two iPhone "7". Pre-ordered an Xs Max and an Xs just to see if we would appreciate the differences. The obvious difference is the screen size, but neither are as comfortable in hand as the 7. I suppose there are people who watch videos on their phones all day and they'll be ecstatic about th...
by kjvmartin
Thu Sep 20, 2018 10:26 am
Forum: Personal Finance (Not Investing)
Topic: Dilemma: Add room to current house or buy new house?
Replies: 93
Views: 4946

Re: Dilemma: Add room to current house or buy new house?

If material things make you happy you'll never be happy for very long.
by kjvmartin
Tue Sep 18, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: Speaker for Apple 4K TV help
Replies: 4
Views: 429

Re: Speaker for Apple 4K TV help

You can use just about any Bluetooth speaker for this. I'd head to Best Buy and check out a few.
by kjvmartin
Tue Sep 18, 2018 6:34 pm
Forum: Personal Consumer Issues
Topic: are iPad Minis obsolete?
Replies: 28
Views: 3070

Re: are iPad Minis obsolete?

I found the mini 4 to be frustratingly slow. I sold ours and bought an iPad 2017 and iPad 2018. Those both run very well. That is odd I have had various iPads over the years and currently have a Mini 4. It’s performance is not noticeably different than any of the others. Not trying to defend my pur...
by kjvmartin
Tue Sep 18, 2018 6:07 am
Forum: Personal Finance (Not Investing)
Topic: Single Family Homes in Chicago?
Replies: 33
Views: 3577

Re: Single Family Homes in Chicago?

I was in process of getting a better job downtown Chicago that would have paid 20% more than what I make now, but the cost of living was something I could not stomach and I turned it down.
by kjvmartin
Tue Sep 18, 2018 6:02 am
Forum: Personal Consumer Issues
Topic: are iPad Minis obsolete?
Replies: 28
Views: 3070

Re: are iPad Minis obsolete?

I found the mini 4 to be frustratingly slow. I sold ours and bought an iPad 2017 and iPad 2018. Those both run very well.
by kjvmartin
Mon Sep 17, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 16167

Re: iPhone XS Max

Just purchased 2 iPhone XS from t-mobile this morning... $700 off one phone. Plus $250 in gift cards. Plus $50 activation fees waived. Including taxes, this comes out to under $600/each per phone. Unlimited data for 2 lines: $125 (including taxes) Unlimited data for 4 lines: $140 (plus another $125...
by kjvmartin
Sun Sep 16, 2018 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 157
Views: 13440

Re: Considering Quitting Job - Seeking Advice. Would you do it?

"When you coming' home dad I don't know when, but we'll get together then.... We'll have a good time then!!" I don't know how you do it. I really start to miss my kids if I'm out of town even a little bit without them. The hours you're working it sounds like you're gone before they are up and home a...