Search found 995 matches

by kjvmartin
Sat Dec 16, 2017 7:06 pm
Forum: Personal Consumer Issues
Topic: Iphone Maps with Voice and Bluetooth Hands Free
Replies: 7
Views: 349

Re: Iphone Maps with Voice and Bluetooth Hands Free

I would call 1-800-MY-APPLE. They are very good about customer service and should be able to talk you through any issue. If there is a fix, they will get you there. Otherwise, this makes me very re-assured in my recent Chevrolet auto purchase with Apple CarPlay. Super easy to use. I had too many fru...
by kjvmartin
Sat Dec 16, 2017 9:48 am
Forum: Personal Consumer Issues
Topic: Best place to get a Suit
Replies: 21
Views: 1520

Re: Best place to get a Suit

There's a strange suit wholesaler not far from me. It requires a referral from a tailor to enter the premises. No children allowed. I don't know if there are similar places around the country, but I am able to buy suits there at wholesale price. They claim to sell suits to all of the major retailers...
by kjvmartin
Thu Dec 14, 2017 10:45 am
Forum: Personal Consumer Issues
Topic: New Honda CRV is MotorTrend's SUV of the year
Replies: 30
Views: 2427

Re: New Honda CRV is MotorTrend's SUV of the year

For those posters and readers of "which SUV should I buy?" threads, I thought you'd be interested that the 2018 Honda CRV (same as the 2017) has beaten out the competition to win Motor Trend's best new SUV award, besting several much more expensive contenders such as the Volvo XC-60 and close rival...
by kjvmartin
Fri Dec 08, 2017 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Re-inventing career in mid 30s? Law? Tech? Sales?
Replies: 18
Views: 2237

Re: Re-inventing career in mid 30s? Law? Tech? Sales?

WalterMitty wrote:
Fri Dec 08, 2017 8:54 pm
How about a job in the corporate world doing corporate security. Can be good pay, lots of companies are beefing up their security teams and having a tech background would be a plus.
Interesting thought. Among others so far, but this is one I hadn't thought of.
by kjvmartin
Fri Dec 08, 2017 7:52 pm
Forum: Personal Consumer Issues
Topic: Save all this money, what do you splurge on?
Replies: 175
Views: 12900

Re: Save all this money, what do you splurge on?

I enjoy a good work life balance and a new MacBook Pro every 3 years. I like to have a good & quick computer, latest technology, and with resale the outlay isn't too bad.

kjvm
by kjvmartin
Fri Dec 08, 2017 7:51 pm
Forum: Personal Consumer Issues
Topic: I am buying a car: Most/Least Reliable Makes?
Replies: 70
Views: 4190

Re: I am buying a car: Most/Least Reliable Makes?

I subscribed to one month of Consumer Reports for < $10 on my last car buying endeavor. Was a good resource.

I've had superb results with Mazdas, Hondas, and Chevrolets. I had a poor experience with a Ford Focus.
by kjvmartin
Fri Dec 08, 2017 5:32 pm
Forum: Personal Consumer Issues
Topic: Fuel Additives for 2017 Toyota Camry
Replies: 42
Views: 1947

Re: Fuel Additives for 2017 Toyota Camry

Is the car turbo?

I own my first turbo engine in my Equinox and the owners manual recommends either top tier fuel or AC Delco fuel cleaner at regular intervals. I fill at Costco 99% of the time, which is top tier fuel.

kjvm
by kjvmartin
Thu Dec 07, 2017 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: Re-inventing career in mid 30s? Law? Tech? Sales?
Replies: 18
Views: 2237

Re: Re-inventing career in mid 30s? Law? Tech? Sales?

Not law, and especially not law if your sole reason for doing it is a desire to become an Assistant US Attorney. Those jobs are hard to come by, and they don't hire many (or any, in most districts) recent law graduates. You'd have to grunt it out for years in a low-pay state prosecutor's office bef...
by kjvmartin
Thu Dec 07, 2017 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Re-inventing career in mid 30s? Law? Tech? Sales?
Replies: 18
Views: 2237

Re-inventing career in mid 30s? Law? Tech? Sales?

I've had some big life changes after starting an excellent government (LE pension) job with relocation across the country. Some new family/health issues and a surprising dissatisfaction there have caused me to do a 180. The new small town could not meet our daughters special needs, though I tried to...
by kjvmartin
Sat Nov 25, 2017 11:38 pm
Forum: Personal Consumer Issues
Topic: Amazon Alexa Multi-room feature
Replies: 3
Views: 506

Re: Amazon Alexa Multi-room feature

I'm not 100% sure, but I think one of the major selling points of the Sonos system is the ability to have it throughout the house. I know you can pair 2 speakers as a stereo set in the same room or place them in various rooms with various schemes to play 1 or multiples at the same time. If you hold ...
by kjvmartin
Sat Nov 25, 2017 11:34 pm
Forum: Personal Consumer Issues
Topic: Tesla Model 3 refund
Replies: 8
Views: 1480

Re: Tesla Model 3 refund

I think the number of new reservations for the Model 3 continues to outweigh the number of folks seeking refunds, so I'm not too concerned about Tesla as a business. A rabid fan base can overcome a lot of hurdles. Just look at Apple. People continue to buy their stuff no matter what . At thanksgivi...
by kjvmartin
Sat Nov 25, 2017 11:32 pm
Forum: Personal Consumer Issues
Topic: Wifi speakers-SONOS vs Echo/Google Home
Replies: 30
Views: 2911

Re: Wifi speakers-SONOS vs Echo/Google Home

Love our little Sonos. Smallest one they sell, 1 or 2 year old model I think. Excellent little speaker to keep the Christmas tunes humming during that time of year. People often marvel at the quality of the sound. Some of our friends/relatives have bought their own after hearing ours. There were som...
by kjvmartin
Sat Nov 25, 2017 11:29 pm
Forum: Personal Finance (Not Investing)
Topic: Too much house, right?
Replies: 88
Views: 8113

Re: Too much house, right?

If you are going to have a house built you might consider using geothermal energy, solar energy, and passive heating type design, so that at least your utility bills can be very low, to offset the mortgage payment. Great points to consider. Thanks for the tip! A relative built the dream house and l...
by kjvmartin
Sat Nov 25, 2017 11:23 pm
Forum: Investing - Help with Personal Investments
Topic: Didn't buy Bitcoin at $4600
Replies: 138
Views: 10742

Re: Didn't buy Bitcoin at $4600

Also didn't play the lottery. Both are pretty risky. Put the $4600 into something like an index fund.
by kjvmartin
Sat Nov 25, 2017 7:58 pm
Forum: Personal Consumer Issues
Topic: Should I keep the new iPad I bought or return it?
Replies: 51
Views: 3674

Re: Should I keep the new iPad I bought or return it?

MacBook Pro and IPhone and IPad. I paid nearly 1k for the iPad and never use it. I did the same thing - impulse bought the $249 iPad at Target yesterday and then returned it today! iPad is a little better than a MacBook/Air/Pro if for a plane ride. Otherwise I have no legit justification for the iP...
by kjvmartin
Wed Nov 22, 2017 9:26 am
Forum: Personal Consumer Issues
Topic: Best Basic DESKTOP?
Replies: 72
Views: 4842

Re: Best Basic DESKTOP?

I've been buying Dell Desktops for years. My last purchase didn't feel as good. I get the impression that Dell isn't what it used to be. Therefore, in preparation for my next Desktop purchase, can you recommend any good companies? I like the idea of getting an Apple because I won't have to worry so...
by kjvmartin
Tue Nov 21, 2017 9:14 pm
Forum: Personal Consumer Issues
Topic: Uber for someone who knows only taxis
Replies: 93
Views: 5824

Re: Uber for someone who knows only taxis

Perhaps drivers could avoid that by not working past a certain time at night. The pub crawl mountain bike issue was a Saturday afternoon and the open intoxicants were around 7:00p.m. on the next Saturday. They wanted to pre-drink before the club. I never did the bar rushes since I usually work in t...
by kjvmartin
Mon Nov 20, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: Uber for someone who knows only taxis
Replies: 93
Views: 5824

Re: Uber for someone who knows only taxis

Former Lyft driver's perspective... I drove a bit after our children when my wife was on family leave to help make ends meet. Unless they have changed things, please remember this: Anything less than a perfect rating (5 star) is telling the company you think the driver should be fired. Four out of ...
by kjvmartin
Sun Nov 19, 2017 10:54 pm
Forum: Personal Consumer Issues
Topic: Honeymoon Suggestions
Replies: 26
Views: 1844

Re: Honeymoon Suggestions

Sandtrap wrote:
Sun Nov 19, 2017 10:39 pm
Hapuna Beach Resort - Big Island, Hawaii.
j :D
I don't recommend Hawaii for anyone with a budget constraint, or looking for an all inclusive.
by kjvmartin
Sun Nov 19, 2017 10:50 pm
Forum: Personal Consumer Issues
Topic: Honeymoon Suggestions
Replies: 26
Views: 1844

Re: Honeymoon Suggestions

Coworker used to go to Mexico once or twice a year.

Switched to Dominican Republic and prefers that now. May want to check into that.
by kjvmartin
Sun Nov 19, 2017 9:41 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 27
Views: 3055

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

If you paid for the glasses using a credit card, you could dispute the charge with your credit card issuer. It's possible that they'll reverse it and take up the issue with Costco themselves. That being said, I'll bet that the fine print for Costco's return policy is that eyeglasses are non-refunda...
by kjvmartin
Sun Nov 19, 2017 2:09 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 27
Views: 3055

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

Is this actually because Costco doesn't sell the lens you want, or your vision insurance won't pay for it? I've had problems with vision insurance before, but not with Costco. BTW, just for clarity...an order of magnitude is 10x. Are you really saying the Costco lens is 10 times thicker than the Le...
by kjvmartin
Sun Nov 19, 2017 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 27
Views: 3055

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

I would insist on a refund and go elsewhere. It doesn't sound like those frames, with your prescription lenses in them, can ever be adjusted to fit you properly. I think Costco should acknowledge that this is not acceptable. I'm no expert but I also have a strong prescription and have experienced t...
by kjvmartin
Sun Nov 19, 2017 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 27
Views: 3055

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

You seem to have continual problems with service providers in the optical field. In a different thread you complained about the extra fee charged to get your wife's eyeglass Rx from her ophthalmologist. Where did you get your eyeglass Rx? Did you get it from Costco or elsewhere? If you're not happy...
by kjvmartin
Sat Nov 18, 2017 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 27
Views: 3055

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

barnaclebob wrote:
Sat Nov 18, 2017 7:23 pm
Call their corporate customer service line. Did you talk to the store manager or the eyeglasses manager? Maybe compromise and accept store credit if you shop there regularly.
I'd happily take store credit, but I want my insurance benefit back as well.
by kjvmartin
Sat Nov 18, 2017 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 27
Views: 3055

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

Call their corporate customer service line. Did you talk to the store manager or the eyeglasses manager? Maybe compromise and accept store credit if you shop there regularly. The eyeglasses manager sold, delivered, and adjusted the glasses. She was also there today and said their policy is no retur...
by kjvmartin
Sat Nov 18, 2017 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 27
Views: 3055

Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

I've had my new glasses since Monday. I've been wearing glasses since I was about 8 years old and I'm in my mid 30s now. Blind as a bat without my Rx. This year, my Rx changed a smidge and my frames were two years old, so I decided to use up my insurance benefits (just about to change jobs). I've go...
by kjvmartin
Tue Nov 14, 2017 6:20 pm
Forum: Personal Consumer Issues
Topic: Honda Accord Hybrid EX-L- great deal or not?
Replies: 26
Views: 1856

Re: Honda Accord Hybrid EX-L- great deal or not?

If you already wanted an Accord, that seems like a pretty good discount to get one new

kjvm
by kjvmartin
Mon Nov 13, 2017 7:14 pm
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2275

Re: IPHONE 8, X

The X gives you a bigger screen in a smaller form factor since there is basically no bezel on any side. FaceID also works really well and I don't miss the fingerprint sensor. Some apps have not yet updated to the new screen, so they show a black bar at the bottom, but a lot of apps have been update...
by kjvmartin
Mon Nov 13, 2017 7:13 pm
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2275

Re: IPHONE 8, X

The screen is larger, by diagonal measurement/whatever they use, but it doesn't seem as large for practical uses. It puts a black frame on either side of whatever you're viewing in landscape mode. Seems like the Plus gives more usable screen real estate. If you want to watch content like Netflix, H...
by kjvmartin
Mon Nov 13, 2017 3:40 pm
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2275

Re: IPHONE 8, X

hard facts: iphone X has larger, arguably nicer (OLED vs. LCD) display, face ID (no touch ID), animojis, and optical image stabilization (OIS) in both cameras (iphone 8 plus has OIS has it in only one of the 2 cameras, iphone 8 only has one camera period (with OIS)). not-so-hard facts: 8/8 plus loo...
by kjvmartin
Mon Nov 13, 2017 6:57 am
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3621

Re: Chromebook vs Windows 10?

black fri deals are almost upon us. You can get a Samsung Chromebook plus with a nice screen, touch enabled with a pen for $350 starting the 16th for instance. Shop around! https://www.samsung.com/us/shop/black-friday/ It's a steal for that price. QHD is better than just "nice" it's even better tha...
by kjvmartin
Sun Nov 12, 2017 9:35 pm
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3621

Re: Chromebook vs Windows 10?

Samsung Chromebook Plus.

Cheap windows laptops are poor investments.
by kjvmartin
Sun Nov 12, 2017 1:53 pm
Forum: Personal Consumer Issues
Topic: Costco for tires and car insurance?
Replies: 76
Views: 6006

Re: Costco for tires and car insurance?

Hi, OP here. Thanks y'all for your feedback, I'm much obliged. I'm inclined to go with Costco for the tires (but not the insurance). I've done a bit of price-checking and they seem to be quite a bit less expensive than Discount Tire. Discount Tire usually matches. Costco is very good. It's just tha...
by kjvmartin
Sat Nov 11, 2017 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: Personal letters to the sellers of your house can work!!!
Replies: 72
Views: 7502

Re: Personal letters to the sellers of your house can work!!!

Put me down as one who is skeptical about the value of most so-called home inspections. There may be exceptions but... One example, my son and daughter-in-law were buying a house and we were all there during the house inspection. I followed the inspectors around, they didn't do much more than flip ...
by kjvmartin
Sat Nov 11, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Unnecessary Corporate Meetings
Replies: 25
Views: 1968

Re: Unnecessary Corporate Meetings

Mostly the same in government meetings.

Print out a powerpoint slideshow for me, ask me to bring it, then read it to me out loud for an hour. Perhaps this is to justify the existence of training and management staff?

In 10 years I can count the useful trainings and meetings on one hand.

kjm
by kjvmartin
Sat Nov 11, 2017 10:51 pm
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 184
Views: 16893

Re: Flying first class, business, versus economy.

I'm 6'4 and in my 30s. Had never flown till this past year.

I couldn't fathom why people would pay extra for particular seats. Then I flew to my destination. The next day I was so stiff...

I paid $150 for extra legroom seats on the return trip.
by kjvmartin
Sat Nov 11, 2017 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: $23k credit card emergency
Replies: 76
Views: 8368

Re: $23k credit card emergency

I am curious. Do you have the MBA you aspired to? I see you mentioned it as one of your goals. If you have the MBA, is $60k a reasonable salary for your area? I ask because I live in a much lower cost of living area doing a bit less prestigious work and am paid a similar rate. What are your career g...
by kjvmartin
Thu Nov 09, 2017 11:26 pm
Forum: Personal Consumer Issues
Topic: Best Approach for Purchasing Many Furnishings
Replies: 27
Views: 1773

Re: Best Approach for Purchasing Many Furnishings

I furnished just about my entire 1 bedroom apartment at Ikea, in 2008, for under $2000. Here was my trick. I had an aunt with an eye for interior design over for dinner. She took pity on my poor state, what with my mattress on the floor and old particle board desk. We planned an Ikea day, I picked t...
by kjvmartin
Thu Nov 09, 2017 11:18 pm
Forum: Personal Finance (Not Investing)
Topic: FSA Worth the Hassle?
Replies: 11
Views: 1351

Re: FSA Worth the Hassle?

I believe that is typically is, but my wife's plan is quite a pain. It's even tough signing up and then getting reimbursed. We'll have about $2,500 in childcare costs. So we might save ~$800 in tax. But I believe we would save $2,500 x 20% = $500 in taxes with the child care tax credit, correct? So...
by kjvmartin
Wed Nov 08, 2017 7:53 pm
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 5551

Re: Eye Doctor $30 to get your Rx? Is this normal?

He has rates negotiated with the HMO to treat glaucoma, cataracts, conjunctivitis, scratched corneas, detached retinas, macular degeneration......... He does not have rates negotiated with the VSP to do the refraction test. Their rates probably only make sense for offices that do a lot of volume an...
by kjvmartin
Wed Nov 08, 2017 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 5551

Re: Eye Doctor $30 to get your Rx? Is this normal?

Anyway - Costco doc is not an "MD" as an ophthalmologist would be. Since my wife is 37 and had a sudden decrease in vision plus some night issues, she elected to see an MD ophthalmologist for her first eye exam and glasses ever. She called and explained this. They told her that there's a $20 copay,...
by kjvmartin
Wed Nov 08, 2017 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 5551

Re: Eye Doctor $30 to get your Rx? Is this normal?

In reading the posts, maybe I am missing something, but it is not clear (for a $20 copay) whether the refraction was paid for by the OP/wife. For about the last 30 years, I have had a situation in one eye (never caused any problem) where I have been advised to see an Ophthalmologist about every yea...
by kjvmartin
Tue Nov 07, 2017 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 5551

Re: Eye Doctor $30 to get your Rx? Is this normal?

Hello, My wife has been complaining about her vision for a while, decided to see an MD Ophthalmologist that participates in our HMO. We called and verified a $20 copay for the eye exam. She received her full eye exam, but our VSP vision plan, separate from the HMO, does not cover lenses and frames ...
by kjvmartin
Tue Nov 07, 2017 6:40 pm
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 5551

Re: Eye Doctor $30 to get your Rx? Is this normal?

The $30 could be the (additional) co-pay for an ophthalmologist who isn't a VSP contractor. Usually you go to an optometrist for fitting eyeglasses and an ophthalmologist when there is a medical problem with the eyes (infection, floaters, possible surgery). VSP tends to cover the glasses/contacts p...
by kjvmartin
Tue Nov 07, 2017 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 5551

Re: Eye Doctor $30 to get your Rx? Is this normal?

Email this link to them " The FTC enforces the Eyeglass Rule and Contact Lens Rule, which give you the right to get a prescription from your eye doctor – whether you ask for it or not – at no extra charge. That allows you to shop around and look for the best deal ." Federal Trade Commission :thumbs...
by kjvmartin
Tue Nov 07, 2017 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 5551

Eye Doctor $30 to get your Rx? Is this normal?

Hello, My wife has been complaining about her vision for a while, decided to see an MD Ophthalmologist that participates in our HMO. We called and verified a $20 copay for the eye exam. She received her full eye exam, but our VSP vision plan, separate from the HMO, does not cover lenses and frames a...
by kjvmartin
Tue Nov 07, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Negotiating for a new car purchase
Replies: 86
Views: 7046

Re: Negotiating for a new car purchase

Wasting time and effort is sitting in a car dealership like a noob while the entire sales crew runs its standard routine on you. Negotiating effectively requires leverage, and a car buyer has little leverage while they are sitting at the dealer. And the longer they sit there the less leverage they ...