Search found 1181 matches

by kjvmartin
Sat Aug 18, 2018 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 42
Views: 29643

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

This year, my Rx changed a smidge and my frames were two years old, so I decided to use up my insurance benefits (just about to change jobs). I've got a fairly sizable face, am 6'4, and tend to be active when it comes time for various training events - work in law enforcement. Long distance vision ...
by kjvmartin
Thu Aug 16, 2018 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 31
Views: 2888

Re: Civil service: Long Shot Interview.. Would you go?

Please tell me you scribbled down the questions post interview as a cheat sheet for if you don't get it and another opportunity like this comes up. Obviously I am late to the party, but most people in life have a tendency to succumb, at least a little, to impostor syndrome, which shouldn't be confu...
by kjvmartin
Thu Aug 16, 2018 4:38 am
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 31
Views: 2888

Re: Civil service: Long Shot Interview.. Would you go?

Cruise wrote:
Thu Aug 16, 2018 4:29 am
OP: Did you ask the panel why they chose to interview you?
No. I debated that, but I felt like it could come across in a negative way.
by kjvmartin
Wed Aug 15, 2018 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 31
Views: 2888

Re: Civil service: Long Shot Interview.. Would you go?

I got a government interview once, and drove to the other side of the state and stayed in a cheap motel room to make the interview. I came to find out that the elected official had decided to interview all the applicants for the job. With that being said, I would go. That was my strong guess, but t...
by kjvmartin
Wed Aug 15, 2018 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 31
Views: 2888

Re: Civil service: Long Shot Interview.. Would you go?

As the saying goes, 80 percent of life is just showing up! Have been as federal civil servant for the past 14 years, from GS 12 to 15 levels, I can say that a lot of people who just show up get offers. I’d go, put your best foot forward at the interview, and see what happens. Absolutely no reason y...
by kjvmartin
Wed Aug 15, 2018 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 31
Views: 2888

Re: Civil service: Long Shot Interview.. Would you go?

If you don’t understand some of the requirements in the job position, I think you’d be wasting your time. (I also think it is unlikely that you’ll get an interview.) I went There were 3 questions where I had zero experience in the area they were looking for. The rest were more generalities, persona...
by kjvmartin
Tue Aug 14, 2018 11:14 pm
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 31
Views: 2888

Re: Civil service: Long Shot Interview.. Would you go?

There are a number of possibilities here: 1. There are no internal candidates because the selectee would either be working under a very difficult supervisor or would have to work in an extremely difficult subordinate. 2, There is a favored internal candidate and the hiring authority wants to tilt t...
by kjvmartin
Tue Aug 14, 2018 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 31
Views: 2888

Re: Civil service: Long Shot Interview.. Would you go?

Why not? Maybe you get it....maybe you acquire someone to network with who points you to a job closer to where you are now at some intermediate salary. I had not thought about the potential to network. Very good thought! That about settles it. To respond to the no-show thoughts: I believe this will...
by kjvmartin
Tue Aug 14, 2018 8:38 pm
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 31
Views: 2888

Civil service: Long Shot Interview.. Would you go?

Background: 10 year career civil servant. Looking to grow and learn new challenges, and have been "close" (runner up) to advancing a few times in my field. I typically peruse government job listings weekly and have made it a point to investigate positions in other agencies where the work sounds inte...
by kjvmartin
Sat Aug 11, 2018 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: 2018/19 Honda Odyssey - which trim level?
Replies: 15
Views: 1014

Re: 2018/19 Honda Odyssey - which trim level?

Question for long term Odyssey owners as a new convert. I just bought a 2018 EX last month. I generally like it, but it has been frustrating in one area. At least 50% of the time, when I walk away, the keyless system fails to do its job. Instead of beeping once to confirm the vehicle is locked, it b...
by kjvmartin
Fri Aug 10, 2018 10:00 pm
Forum: Personal Consumer Issues
Topic: Should I Buy a Tablet?
Replies: 16
Views: 1265

Re: Should I Buy a Tablet?

I'm much faster at web browsing and typing on a laptop.

I have tried to buy iPads a couple different generations and end up never using it. My 13" MacBook Pro is in no way cumbersome.
by kjvmartin
Thu Aug 09, 2018 12:09 pm
Forum: Personal Consumer Issues
Topic: Amazon Fire 8 HD tablet with Alexa 32 GB for $59.99 (limited time offer)
Replies: 17
Views: 1533

Re: Amazon Fire 8 HD tablet with Alexa 32 GB for $59.99 (limited time offer)

I got a Fire HD 8 on Prime Day for $49.99 and returned it the next day. I don't get the appeal at any price and would rather spend on a extra on a used last generation iPad. It was sluggish, had rather poor screen quality, and the UI leaves a lot to be desired. It might be fine if those things aren'...
by kjvmartin
Fri Jul 27, 2018 5:54 pm
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10217

Re: Peloton spin bike worth the high cost?

How many months of $10 @ Planet Fitness = 1 Peloton?
by kjvmartin
Thu Jul 26, 2018 10:53 am
Forum: Personal Consumer Issues
Topic: Home Theater vs. Soundbar
Replies: 67
Views: 5517

Re: Home Theater vs. Soundbar

I've got a Black Friday $99 LG sound bad with a subwoofer. It's leaps and bounds better than the built in speakers, but not going to have the surround effect. Today, if I were higher budget and in the market, I would look at a Dolby ATMOS enabled sound bar. I've seen one in action and it seems to bo...
by kjvmartin
Sat Jul 21, 2018 8:44 pm
Forum: Personal Consumer Issues
Topic: iPhone to Android in 2018...
Replies: 23
Views: 1544

Re: iPhone to Android in 2018...

knpstr wrote:
Sat Jul 21, 2018 8:41 pm
Just went from Android to iPhone this year.

No discernible difference.
I should say they are slightly different in they way they navigate but both excellent operating systems.
May I ask why you made the switch?
by kjvmartin
Sat Jul 21, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: iPhone to Android in 2018...
Replies: 23
Views: 1544

Re: iPhone to Android in 2018...

iOS 12 is supposed to have improved performance over iOS 11, which is a notorious resource hog. It will be release in September, so this could give your iPhone 7 another year or two. I'm using iOS 12 Public Beta on my 8... it's very snappy. My work 8 is already much snappier than my personal 7. Did...
by kjvmartin
Sat Jul 21, 2018 8:23 pm
Forum: Personal Consumer Issues
Topic: iPhone to Android in 2018...
Replies: 23
Views: 1544

Re: iPhone to Android in 2018...

Why is iMessage important when you can get a reasonable plan with unlimited text messages? The only advantage that I can see is you can sync it with your mac. iMessage allows for full quality video and photo messaging automatically between iPhone users. Pics of the kids to grandma show up quickly a...
by kjvmartin
Sat Jul 21, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: iPhone to Android in 2018...
Replies: 23
Views: 1544

iPhone to Android in 2018...

A forum search shows this issue was last discussed in 2016, which is an eternity ago in the world of technology. Two iPhone household since the iPhone Five. MacBook Pro, Apple TV in the house. Also a Chromebook. Apple's resale value has been great and getting a new phone every couple years hasn't be...
by kjvmartin
Thu Jul 19, 2018 12:14 pm
Forum: Personal Consumer Issues
Topic: Which minivan?
Replies: 56
Views: 5605

Re: Which minivan?

Which model of Odyssey and Pacifica did you test drive? I think the Pacifica is innovating in terms of the stow-away seats (Odyssey also had a recall on rear seats recently) and the hybrid drivetrain, which on electric gets 33 miles at 86 MPGe until it switches to gas and gets 32 mpg. With the fede...
by kjvmartin
Wed Jul 18, 2018 10:04 pm
Forum: Personal Consumer Issues
Topic: Which minivan?
Replies: 56
Views: 5605

Re: Which minivan?

I would add the Chrysler Pacifica to your short list and remove the Sienna . The Pacifica has been winning most minivan comparison tests, though probably won't be quite as reliable as the Honda. The Sienna is outdated. Of note, there's a steady supply of Pacificas coming in from rental car fleets. ...
by kjvmartin
Tue Jul 17, 2018 10:11 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10169

Re: Amazon Prime Day 2018

you would think Amazon's vast resources they would be much more prepared to handle the massive traffic for the deals they had planned out. So much bugginess and lame "limited quantity" deals that sold out before many had a chance to get in. You missed deals? I had to refresh a bunch and thought I m...
by kjvmartin
Tue Jul 17, 2018 5:15 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 88
Views: 10169

Re: Amazon Prime Day 2018

Instant Pot has been something we've been curious about for a while, so that was a good featured deal. Amazon Cloud Camera, marketed as a security device, but looks excellent as a baby monitor. That went on sale for almost 1/2 off. Baby swing at 50% off. Needed one of those, due in September. Compar...
by kjvmartin
Sun Jul 15, 2018 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Salary Negotiation for New Position
Replies: 25
Views: 2216

Re: Salary Negotiation for New Position

Shift work has some benefits, but for my wife with our kids she really prefers a regular schedule. She took a $6/hour cut, before shift premiums, to get out of the hospital system and work in an office setting. Of course it's a big negative to the household budget, but it's an overall positive to th...
by kjvmartin
Thu Jul 12, 2018 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: Planning ahead: Best way to buy $1M New Home?
Replies: 10
Views: 1432

Re: Planning ahead: Best way to buy $1M New Home?

mickroark wrote:
Thu Jul 12, 2018 9:26 am
Wait till the next market crash like 2008. Then buy a bank repo. That's what I did, and got a 400,000 house for 120,000. :sharebeer
How long till that happens?
by kjvmartin
Thu Jul 12, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: Costco Membership
Replies: 54
Views: 6938

Re: Costco Membership

I wouldn't relocate anywhere without a Costco nearby.
by kjvmartin
Tue Jul 10, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: iPhone: difference between icloud photo library and icloud backup
Replies: 18
Views: 1542

Re: iPhone: difference between icloud photo library and icloud backup

iCloud backup: This saves most of the information on your phone in a backup file which would be used if your iPhone was lost, stolen, or otherwise replaced. iCloud Photos: Your photo library is universal to your Apple ID. If you get a new iPad, MacBook, iMac, or iPhone, all of your photos will appe...
by kjvmartin
Mon Jul 09, 2018 11:17 pm
Forum: Personal Consumer Issues
Topic: Opticians: is there any difference in quality of Costco glasses?
Replies: 70
Views: 90273

Re: Opticians: is there any difference in quality of Costco glasses?

I tried it but eventually had to demand a return from Costco Optical. I have a very strong prescription. For most of my life since 3rd grade, for whatever reason, my glasses have come from Lenscrafters; and they have not been cheap. Though my parents were lower income, they did not skimp on shoes an...
by kjvmartin
Sat Jul 07, 2018 9:55 pm
Forum: Investing - Help with Personal Investments
Topic: Pitfalls of real estate investing
Replies: 39
Views: 4171

Re: Pitfalls of real estate investing

From what I can tell, you either need or need a partner with a real estate license (Broker or Agent). I know some very successful landlords, but during the recession they could essentially bid on foreclosures, HUD, and fixer uppers during the downturn with a laptop. People trying to break into the g...
by kjvmartin
Sat Jul 07, 2018 9:45 am
Forum: Investing - Help with Personal Investments
Topic: Pitfalls of real estate investing
Replies: 39
Views: 4171

Re: Pitfalls of real estate investing

Jack FFR1846 wrote:
Fri Jul 06, 2018 8:06 am
For Detroit housing, research the very real possibility that overnight, your investment house may be broken in to and all copper pipes and copper electrical wiring ripped out.
I have a landlord friend in Detroit who was shot when visiting one of his properties.
by kjvmartin
Tue Jul 03, 2018 11:47 pm
Forum: Personal Consumer Issues
Topic: iPhone: difference between icloud photo library and icloud backup
Replies: 18
Views: 1542

Re: iPhone: difference between icloud photo library and icloud backup

Just another way Apple has gotten too complex. It used to "just work" but not anymore. All my wife's contacts are now on my phone and my kids get my texts on their phones. My kids' friends try to facetime my kids and it calls my phone instead. It sounds like you're using the same Apple ID for diffe...
by kjvmartin
Tue Jul 03, 2018 4:42 pm
Forum: Personal Consumer Issues
Topic: iPhone: difference between icloud photo library and icloud backup
Replies: 18
Views: 1542

Re: iPhone: difference between icloud photo library and icloud backup

iCloud backup: This saves most of the information on your phone in a backup file which would be used if your iPhone was lost, stolen, or otherwise replaced. iCloud Photos: Your photo library is universal to your Apple ID. If you get a new iPad, MacBook, iMac, or iPhone, all of your photos will appea...
by kjvmartin
Mon Jul 02, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Retiring in Michigan (Ann Arbor)
Replies: 65
Views: 4792

Re: Retiring in Michigan (Ann Arbor)

I remembered something about a recent experience in Ann Arbor. I was in a rush and had to relieve myself after a long drive to the hospital. I was in an obvious hurry and asked a doctor where the men's room was. The doctor took offense and lectured me that they do not have a men's room. They have a ...
by kjvmartin
Sun Jul 01, 2018 5:51 pm
Forum: Personal Consumer Issues
Topic: Retiring in Michigan (Ann Arbor)
Replies: 65
Views: 4792

Re: Retiring in Michigan (Ann Arbor)

Some observations regarding previous posts: Minimal traffic: I guess this may be relative, but the traffic in and around the hospital is quite heavy. Trying to leave town around 3:00-6:00 is a very long line of cars. What normally takes 1/2 hour turns into an hour leaving Ann Arbor during peak times...
by kjvmartin
Thu Jun 28, 2018 9:54 pm
Forum: Personal Consumer Issues
Topic: Buy used or new Honda Odyssey - specific example
Replies: 24
Views: 1567

Re: Buy used or new Honda Odyssey - specific example

You're making me reconsider the maintenance plan and warranty on a new one.
by kjvmartin
Wed Jun 27, 2018 8:07 pm
Forum: Personal Consumer Issues
Topic: AOL - update to terms of service
Replies: 29
Views: 2116

Re: AOL - update to terms of service

This is why I switched to Apple's iCloud service. They protect privacy.

kjvm
by kjvmartin
Tue Jun 26, 2018 10:45 pm
Forum: Investing - Help with Personal Investments
Topic: CD rates--what to do?
Replies: 33
Views: 4184

Re: CD rates--what to do?

I think a CD ladder is the best approach to CDs just about anytime. I also like i-Bonds. The CD ladder is for those needing liquidity at any one point, I think the idea is to invest in such a way that you eventually get to invest into 5 year CDs out of which 1/5th come due in any given year? If you...
by kjvmartin
Tue Jun 26, 2018 10:41 pm
Forum: Personal Consumer Issues
Topic: Buying a truck - Honda Ridgeline vs Chevrolet Silverado 1500?
Replies: 98
Views: 6376

Re: Buying a truck - Honda Ridgeline vs Chevrolet Silverado 1500?

Messy_Orchid_51 wrote:
Tue Jun 26, 2018 10:04 pm
I say Ford F series. Best selling pickup since 1977 and it's no coincidence.
When you combine the Silverado and the Sierra (same truck different badge) they outsell the F-150.

Asid
by kjvmartin
Tue Jun 26, 2018 10:39 pm
Forum: Investing - Help with Personal Investments
Topic: CD rates--what to do?
Replies: 33
Views: 4184

Re: CD rates--what to do?

I think a CD ladder is the best approach to CDs just about anytime.

I also like i-Bonds.
by kjvmartin
Sat Jun 23, 2018 12:08 pm
Forum: Personal Consumer Issues
Topic: Costco tire - Michelin vs Bridgestone
Replies: 44
Views: 22077

Re: Costco tire - Michelin vs Bridgestone

I had been buying Michelin tires for years when I needed replacements. Costco sold them and they seem have the best reputation. That's usually all I'd need to know to buy something.

Our new vehicle came with Bridgestones and I must admit I can't imagine any better tire to replace them.

kjvm.
by kjvmartin
Thu Jun 21, 2018 11:07 am
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 345
Views: 33836

Re: What is/ was your career and would you recommend it now?

Law enforcement.

It requires a lot of adapting, but it's a good, challenging, and very rewarding job. If lots of money is the goal, there are other avenues you should explore.

kjvm
by kjvmartin
Wed Jun 20, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: iPad/iOS - feature or bug?
Replies: 13
Views: 905

Re: iPad/iOS - feature or bug?

Instead of tapping the link, tap and hold/press to open the menu. Open in new tab or add to reading list. Do that for all links of interest and then go through them at your leisure.
by kjvmartin
Tue Jun 19, 2018 7:49 pm
Forum: Personal Consumer Issues
Topic: Article on hotel booking sites - no bargains
Replies: 38
Views: 3987

Re: Article on hotel booking sites - no bargains

Worked at a hotel for 3-4 years. Call the hotel. Call back and get a different associate if you're not getting anywhere. Unless it's a big event in town, they have a big incentive to make money on the room rather than let it sit vacant. They probably pay the housekeeper $3.50 per room (at 2 rooms an...
by kjvmartin
Sun Jun 17, 2018 7:07 pm
Forum: Personal Consumer Issues
Topic: iPad Pro 12.9": Replacement for Laptop?
Replies: 47
Views: 4121

Re: iPad Pro 12.9": Replacement for Laptop?

For your uses an iPad Pro would be very good. I have been using Apple products since 2006 and have extremely happy with all. My wife and I each have a MacBookPro, an ipadPro 10.5 with Apple Pencil, an iPhone 6sPlus, an Apple Watch. We love the compatibility of all these. We also have a Surface Pro ...
by kjvmartin
Sat Jun 16, 2018 10:52 pm
Forum: Personal Consumer Issues
Topic: iPad Pro 12.9": Replacement for Laptop?
Replies: 47
Views: 4121

Re: iPad Pro 12.9": Replacement for Laptop?

I keep trying to talk myself into an iPad. I've tried out a few, we have two for the kids. It's great for entertaining children, but I vastly prefer a 13" MBP for everything else. I bought and returned a 10.5" Pro. Apple did a great job inventing something everyone seems to want but few really need....
by kjvmartin
Sun Jun 10, 2018 9:33 pm
Forum: Personal Consumer Issues
Topic: The effect of a difficult last name on employment prospects...
Replies: 43
Views: 3684

Re: The effect of a difficult last name on employment prospects...

Lee Iococca's last name is four syllables.... but then he got fired too. :wink: Seriously though, I wouldn't discount the possibility. I once knew a man who changed his last name because he thought upper management was discriminating against his polish last name. On the other hand have you consider...
by kjvmartin
Sun Jun 10, 2018 3:08 pm
Forum: Personal Consumer Issues
Topic: The effect of a difficult last name on employment prospects...
Replies: 43
Views: 3684

The effect of a difficult last name on employment prospects...

When I got married, some of my family encouraged me to assume my wife's last name instead of her taking mine. I have a four syllable Eastern European last name that isn't pronounced like it's spelled. Even as a young man, my maternal grandfather encouraged me to change my name at my earliest conveni...
by kjvmartin
Sun Jun 03, 2018 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: Can a Retired 60 yo MD, MBA Start a Law Career?
Replies: 276
Views: 14351

Re: Can a Retired 60 yo MD, MBA Start a Law Career?

DC3509 wrote:
Sun Jun 03, 2018 7:35 pm

There is a great need in this country for attorneys doctors to provide pro bono legal medical services, or to work in clinics or other legal medical environments that are devoted to those who can't afford an attorney doctor.
by kjvmartin
Wed May 30, 2018 10:37 pm
Forum: Personal Consumer Issues
Topic: Fitting three young kids in the car...
Replies: 76
Views: 5312

Re: Fitting three young kids in the car...

Odyssey or Sienna, $30k OTD or less. They need to make an EV version though, could pack a lot of batteries into a minivan chassis. Maybe we’ll have to wait for Tesla for that particular innovation. My living arrangement doesn't support charging - rental with a parking lot. Someday with a private ga...
by kjvmartin
Wed May 30, 2018 10:33 pm
Forum: Personal Consumer Issues
Topic: Fitting three young kids in the car...
Replies: 76
Views: 5312

Re: Fitting three young kids in the car...

how about a SUV with captains chairs in middle row to allow easy access to third row seats? What's decent in that category? I have three little ones very similar to you. Test drove a Buick Enclave and while I did not buy it it was very nice and I would probably have bought that as a second choice. ...
by kjvmartin
Wed May 30, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: Fitting three young kids in the car...
Replies: 76
Views: 5312

Re: Fitting three young kids in the car...

The Diono seats are not great rear facing. They take up a lot of space. Diono sells a foam wedge that adjusts the angle of the seat a bit to buy you an extra inch or two. If they're not great rear facing, can it be made to work for 2/3 of them? Newborns and small toddlers really should be rear faci...