Search found 1229 matches

by kjvmartin
Sun Oct 14, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Bed bug problem attack plan
Replies: 14
Views: 1208

Re: Bed bug problem attack plan

I lived in a multi-unit building and have experienced bed bugs first hand. I sympathize that this is a frustrating situation and according to my wife "one of the worst things that ever happened to us" as I've recalled it to our memory. The apartment owners were the textbook definition of cheap-skate...
by kjvmartin
Sat Oct 13, 2018 11:55 pm
Forum: Personal Consumer Issues
Topic: Suit for Teenager
Replies: 18
Views: 1150

Re: Suit for Teenager

Kohl's.

Keep an eye out as Black Friday approaches. You'll likely find 40% off sometime soon.
by kjvmartin
Thu Oct 11, 2018 9:55 pm
Forum: Personal Consumer Issues
Topic: Which one: Lyft or Uber?
Replies: 44
Views: 2796

Re: Which one: Lyft or Uber?

I use Uber exclusively although I have the Luft app too just in case. Two reasons. 1. Uber was the pioneer and without it maybe the whole concept wouldn't exist as they fought all the tough battles. 2. Lyft has taken political positions and emailed me about them and I don't like anything political ...
by kjvmartin
Mon Oct 08, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: Got my new Iphone Xs
Replies: 67
Views: 6748

Re: Got my new Iphone Xs

Am I the only one that doesn't want the new iPhone because of the notch at the top? Apple should copy Samsung...they figured out how to do the whole screen. Samsung doesn't use FaceID, thus they don't need as robust of a front facing camera. Samsung uses facial recognition, but it's not nearly as s...
by kjvmartin
Mon Oct 08, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: Got my new Iphone Xs
Replies: 67
Views: 6748

Re: Got my new Iphone Xs

Further, there's a lot more to the overall screen quality than its resolution. There are plenty of phones with higher resolution displays that are widely regarded as having inferior overall screens. Which is why some of us have spent a lot of money on OLED for our homes. OLED is all about the color...
by kjvmartin
Fri Oct 05, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 33
Views: 2291

Re: Apple - macOS Mojave

I have read before that Apple will eventually phase out iPhoto and replace with Photo. A couple of years ago, Photo was the iOS app, and iPhoto was on the Mac. As the mobile and desktop software continue to converge, we now have one application - Photo. Will iPhoto eventually be removed with future...
by kjvmartin
Mon Oct 01, 2018 5:43 am
Forum: Personal Consumer Issues
Topic: another chromebook or?
Replies: 13
Views: 1331

Re: another chromebook or?

My HP Envy printer is several years old and cost no more than $50. It prints via Cloud Print.

Not too expensive to rectify this solution.
by kjvmartin
Thu Sep 27, 2018 6:04 pm
Forum: Personal Consumer Issues
Topic: Got my new Iphone Xs
Replies: 67
Views: 6748

Re: Got my new Iphone Xs

Still thinking of returning mine.. https://forums.macrumors.com/threads/iphone-xs-and-xs-max-owners-complain-of-wi-fi-and-lte-connectivity-issues.2142500/ I have had some serious issues trying to download content on Wifi. Taking forever, and the signal isn't as strong. I can take our 2017 iPad and d...
by kjvmartin
Mon Sep 24, 2018 10:37 pm
Forum: Personal Consumer Issues
Topic: Acoustic Pianos
Replies: 42
Views: 2025

Re: Acoustic Pianos

GoldenGoose wrote:
Mon Sep 24, 2018 10:11 am
We have 2 kids just starting to take piano lessons
Spend $200-$400 at most on a keyboard and see if they are still playing in a couple years.
by kjvmartin
Mon Sep 24, 2018 10:07 pm
Forum: Personal Consumer Issues
Topic: Losing Passion for Hobbies. Cheap or normal aging?
Replies: 71
Views: 8910

Re: Losing Passion for Hobbies. Cheap or normal aging?

I'm of a similar age and find myself struggling with hobbies. The things I used to like to do before being responsible for a family of 5 are mostly too time consuming, or expensive, or impractical. Most of the interests I had only hold me if I can throw myself into them "full tilt" and complete ever...
by kjvmartin
Sun Sep 23, 2018 7:38 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15634

Re: iPhone XS Max

I already returned my Max. I was playing with it still in bed first thing this morning and dropped it onto my face. It's unwieldy for something that is supposed to be intuitive... I was amused at this comment because I feel so completely opposite. When I went from a 7Plus to the X last year, the X ...
by kjvmartin
Sat Sep 22, 2018 10:45 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15634

Re: iPhone XS Max

We have two iPhone "7". Pre-ordered an Xs Max and an Xs just to see if we would appreciate the differences. The obvious difference is the screen size, but neither are as comfortable in hand as the 7. I suppose there are people who watch videos on their phones all day and they'll be ecstatic about th...
by kjvmartin
Thu Sep 20, 2018 10:26 am
Forum: Personal Finance (Not Investing)
Topic: Dilemma: Add room to current house or buy new house?
Replies: 93
Views: 4808

Re: Dilemma: Add room to current house or buy new house?

If material things make you happy you'll never be happy for very long.
by kjvmartin
Tue Sep 18, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: Speaker for Apple 4K TV help
Replies: 4
Views: 422

Re: Speaker for Apple 4K TV help

You can use just about any Bluetooth speaker for this. I'd head to Best Buy and check out a few.
by kjvmartin
Tue Sep 18, 2018 6:34 pm
Forum: Personal Consumer Issues
Topic: are iPad Minis obsolete?
Replies: 28
Views: 2998

Re: are iPad Minis obsolete?

I found the mini 4 to be frustratingly slow. I sold ours and bought an iPad 2017 and iPad 2018. Those both run very well. That is odd I have had various iPads over the years and currently have a Mini 4. It’s performance is not noticeably different than any of the others. Not trying to defend my pur...
by kjvmartin
Tue Sep 18, 2018 6:07 am
Forum: Personal Finance (Not Investing)
Topic: Single Family Homes in Chicago?
Replies: 28
Views: 2964

Re: Single Family Homes in Chicago?

I was in process of getting a better job downtown Chicago that would have paid 20% more than what I make now, but the cost of living was something I could not stomach and I turned it down.
by kjvmartin
Tue Sep 18, 2018 6:02 am
Forum: Personal Consumer Issues
Topic: are iPad Minis obsolete?
Replies: 28
Views: 2998

Re: are iPad Minis obsolete?

I found the mini 4 to be frustratingly slow. I sold ours and bought an iPad 2017 and iPad 2018. Those both run very well.
by kjvmartin
Mon Sep 17, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15634

Re: iPhone XS Max

Just purchased 2 iPhone XS from t-mobile this morning... $700 off one phone. Plus $250 in gift cards. Plus $50 activation fees waived. Including taxes, this comes out to under $600/each per phone. Unlimited data for 2 lines: $125 (including taxes) Unlimited data for 4 lines: $140 (plus another $125...
by kjvmartin
Sun Sep 16, 2018 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 154
Views: 12087

Re: Considering Quitting Job - Seeking Advice. Would you do it?

"When you coming' home dad I don't know when, but we'll get together then.... We'll have a good time then!!" I don't know how you do it. I really start to miss my kids if I'm out of town even a little bit without them. The hours you're working it sounds like you're gone before they are up and home a...
by kjvmartin
Fri Sep 14, 2018 3:23 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15634

Re: iPhone XS Max

The big difference between the Xs and Xr is the OLED screen. $749 to $999. $150 difference.

If you compare that to the difference between an LCD and OLED TV, it doesn't seem so bad, lol. i
by kjvmartin
Wed Sep 12, 2018 10:26 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15634

Re: iPhone XS Max

I dont get the newest iphone craze, everyone has to have it. I have been using a 6S for 2 yrs and it works great. My mom has an iphone 8, I can’t tell the difference between my phone and hers. Same size, same operating system, etc. I typically pay $200 for a new phone every couple of years. I bough...
by kjvmartin
Wed Sep 12, 2018 4:26 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15634

Re: iPhone XS Max

I'm so far into the Apple Ecosystem. I feel like a bit of a prisoner. I'd can find a $500 OLED LG Android with fast charging and a touch ID equivalent. Switching would be painful. Apple has done a good job sinking their teeth into me.
by kjvmartin
Wed Sep 12, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15634

Re: iPhone XS Max

They're the most valuable company on the planet for a reason! $1100 for a smart phone is just ludicrous for a lot of people. That's MacBook territory. I'm interested to see if the "cheapo" version (iPhone Xr: $750) sells better. Lots of consumer psychology in how to choose. It's an interesting phen...
by kjvmartin
Wed Sep 12, 2018 2:01 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15634

Re: iPhone XS Max

The keynote just ended. $1100 for the cheapest iPhone Xs Max at 64 gigabytes of storage. It looks to be negligibly larger in form than a "Plus" model. I do not understand how Apple can continue to raise prices like this, and I'm a huge Apple fan going on 20 years. You can pre order 9/14 and release...
by kjvmartin
Wed Sep 12, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 15634

Re: iPhone XS Max

The keynote just ended. $1100 for the cheapest iPhone Xs Max at 64 gigabytes of storage. It looks to be negligibly larger in form than a "Plus" model. I do not understand how Apple can continue to raise prices like this, and I'm a huge Apple fan going on 20 years. You can pre order 9/14 and release ...
by kjvmartin
Sat Sep 08, 2018 11:27 pm
Forum: Personal Finance (Not Investing)
Topic: Switching Careers - From IT to Police Officer
Replies: 37
Views: 4215

Re: Switching Careers - From IT to Police Officer

LE here. There was a viral Facebook post two years ago reflecting back after 17 years working as a police officer. Please read this and think carefully about your decision. "This is the day I graduated from the Detroit police academy at 4:00pm, went home and took a couple hour nap, woke up at 9:30 t...
by kjvmartin
Wed Sep 05, 2018 8:19 am
Forum: Personal Consumer Issues
Topic: Nest vs Arlo (or other) security camera & system
Replies: 16
Views: 1171

Re: Nest vs Arlo (or other) security camera & system

I bought an Amazon CloudCam on Prime Day. We have it setup as a kids room/baby monitor. It's fantastic and stores the video in the cloud whenever there's a person or motion detected. Now, when one kid starts screaming I can review the feed to see who hit who! :D I can view the feed on a phone/iPad a...
by kjvmartin
Sun Sep 02, 2018 7:10 am
Forum: Investing - Help with Personal Investments
Topic: Buying a Vehicle vs. Financing/Leasing
Replies: 3
Views: 604

Re: Buying a Vehicle vs. Financing/Leasing

I know some people who do well leasing. For example: GM/Chevy in my area typically offer very competitive leases. A relative of mine, retired GM employee, leases a Silverado every two years at $250 (or less) with $0 down and $0 return fee. That's $6000 total cost of the lease. Maintenance included. ...
by kjvmartin
Wed Aug 29, 2018 11:16 pm
Forum: Personal Consumer Issues
Topic: How to repel wild dogs?
Replies: 65
Views: 5441

Re: How to repel wild dogs?

I work in LE and have been in some rabid dog infested rural parts of the country. An angry dog on approach is a very difficult target to hit with either a gun or spray. For an average person with a side arm, it would be unlikely to hit a dog before it's making a meal out of you. Outdoor use of spray...
by kjvmartin
Wed Aug 29, 2018 10:59 pm
Forum: Investing - Help with Personal Investments
Topic: Cash Flow From Real Estate - Personal Advice on Beginning?
Replies: 18
Views: 1640

Re: Cash Flow From Real Estate - Personal Advice on Beginning?

At least in my area the returns are not worth the effort anymore. Prices are at all time highs to buy. Rents are up too, but it's not proportional. I have a relative who bought into 40-50 houses during the crash/recovery at $10k-$30k each all in 2 neighboring cities. He used home equity and cash sav...
by kjvmartin
Tue Aug 28, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Minivan for family of 4.
Replies: 34
Views: 2956

Re: Minivan for family of 4.

If I were in a family of 4 I would've spared myself the extra expense of dealing with a 3 row vehicle. Of course, you can grab an older Chrysler for very little money, but then you have to deal with the uncertainty of owning an older Chrysler. For one or two kids, a CR-V or Equinox is plenty large. ...
by kjvmartin
Sun Aug 26, 2018 8:18 pm
Forum: Personal Consumer Issues
Topic: Health Care: When HMO and Provider Seem to Disagree? Insurance experts?
Replies: 17
Views: 1351

Re: Health Care: When HMO and Provider Seem to Disagree? Insurance experts?

Remember its likely this could happen regardless of the provider and the next provider may not be as good. A lot of what you said makes sense, but we have actually had the same plan for almost 10 years. I had it when single, then married, and now as a family. As a government worker for a very large...
by kjvmartin
Sun Aug 26, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Health Care: When HMO and Provider Seem to Disagree? Insurance experts?
Replies: 17
Views: 1351

Re: Health Care: When HMO and Provider Seem to Disagree? Insurance experts?

How old is your child? Has your provider not directed you toward early intervention/your local school district to be receiving services? After early intervention/local school district does an eval and she is diagnosed as being on the spectrum, you should be able to receive services and special educ...
by kjvmartin
Sun Aug 26, 2018 7:00 am
Forum: Personal Consumer Issues
Topic: Health Care: When HMO and Provider Seem to Disagree? Insurance experts?
Replies: 17
Views: 1351

Re: Health Care: When HMO and Provider Seem to Disagree? Insurance experts?

The insurance company still somehow claims that there is no copay for ABA therapy. In fact, their plan document under "ABA" and "In Network" (which this provider is) states "No charge" in plain English. I have escalated the issue on both the provider end and the HMO end to no avail. The HMO claims ...
by kjvmartin
Sun Aug 26, 2018 6:48 am
Forum: Personal Consumer Issues
Topic: Driving as a side gig, not Uber/Lyft/taxi, in my spare time
Replies: 18
Views: 1554

Re: Driving as a side gig, not Uber/Lyft/taxi, in my spare time

My understanding is that Uber and Lyft have all but decimated the market you're thinking of applying for.
by kjvmartin
Sat Aug 25, 2018 5:37 pm
Forum: Personal Consumer Issues
Topic: Health Care: When HMO and Provider Seem to Disagree? Insurance experts?
Replies: 17
Views: 1351

Health Care: When HMO and Provider Seem to Disagree? Insurance experts?

It has been about 10 months since our oldest daughter was diagnosed on the spectrum. This was a major life event. I had been in the process of accepting a new job with a x-country relocation. The relocation was abruptly cancelled before it became permanent. I had been comparing my current employer a...
by kjvmartin
Fri Aug 24, 2018 6:46 pm
Forum: Personal Finance (Not Investing)
Topic: Healthcare Careers
Replies: 48
Views: 3048

Re: Healthcare Careers

camillus wrote:
Thu Aug 23, 2018 7:37 pm
I am a nurse.

https://www.nationalnursesunited.org/pr ... rs-running

become a RN-BSN, go back to school for two years, and be a nurse practitioner.

Correct me if I'm wrong, but doesn't an NP require a PhD program now?
by kjvmartin
Wed Aug 22, 2018 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Bay Area housing frenzy cooling
Replies: 120
Views: 18129

Re: Bay Area housing frenzy cooling

Still historically hard to buy a house in my midwest metro area. Trying to find employment further out of town, getting strangled by rising rent.

Hoping for a nationwide cooling.
by kjvmartin
Tue Aug 21, 2018 5:50 am
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 33
Views: 3698

Re: Civil service: Long Shot Interview.. Would you go?

Received a notification today regarding the interview:

"At this time, we have decided not to fill the position."

This is interesting to me. It seemed like a very desirable position.
by kjvmartin
Mon Aug 20, 2018 9:31 pm
Forum: Personal Consumer Issues
Topic: Cell phone insurance
Replies: 25
Views: 1924

Re: Cell phone insurance

I have had various cell phones for 14 years and have never purchased any carrier insurance plan. Why would the carrier offer these plans if they were a way for them to make less money off of you? The statistics must bear out that they will make more money off of people needlessly paying for the insu...
by kjvmartin
Mon Aug 20, 2018 7:31 pm
Forum: Personal Consumer Issues
Topic: How much clothing do you need to get by?
Replies: 20
Views: 2205

Re: How much clothing do you need to get by?

Will your colleagues actually notice if you wear the same suit with a different tie and shirt? I can still support two suits, because I am prone to getting food and gunk on anything I wear. But it doesn't seem like you need two right now if you have up to two days a week (aka, many weeks only have ...
by kjvmartin
Mon Aug 20, 2018 7:28 pm
Forum: Personal Consumer Issues
Topic: How much clothing do you need to get by?
Replies: 20
Views: 2205

Re: How much clothing do you need to get by?

I agree that you should have two suits, navy and charcoal. For business casual all you need are 2 polo shirts (white and navy), 3 long-sleeved oxford cloth button-downs (white, light blue, one other light color), and 2-3 pairs of chinos (grey, tan, navy and olive are good colors). The fact the clot...
by kjvmartin
Mon Aug 20, 2018 5:16 pm
Forum: Personal Consumer Issues
Topic: I saved $3,200 on a $23,500 car with minimal stress.
Replies: 45
Views: 6122

Re: I saved $3,200 on a $23,500 car with minimal stress.

That's very good! I tried a similar approach looking at a specific new 2018 GMC not long ago and only one dealer even replied to my e-mail offering minimal discounts. I've wondered if they've become wiser in dealing with us deal seekers. I wanted an Acadia. I ended up with a different make/model alt...
by kjvmartin
Mon Aug 20, 2018 3:14 pm
Forum: Personal Consumer Issues
Topic: How much clothing do you need to get by?
Replies: 20
Views: 2205

How much clothing do you need to get by?

My substantial weight loss has necessitated that I replace almost my entire wardrobe. No one would have ever called me obese, but my above average height is a good concealer. I've arrived at a good BMI and switched my fitness/app/diet/exercises goals from "lose a bunch of weight" to "maintain weight...
by kjvmartin
Sun Aug 19, 2018 9:21 pm
Forum: Personal Consumer Issues
Topic: Sellers beware on eBay.
Replies: 66
Views: 6296

Re: Sellers beware on eBay.

I've heard similar stories from friends of mine who no longer sell on Ebay. Buyers on Ebay are ruthless/corrupt/dishonest. Donate your items. It's not worth the time/trouble for a few dollars. It was fairly convenient to wrap the books in reused amazon envelopes and drop them in the mail. More or l...
by kjvmartin
Sun Aug 19, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: Sellers beware on eBay.
Replies: 66
Views: 6296

Re: Sellers beware on eBay.

With eBay you have to be short and blunt when defending your sale from a predatory buyer. In OP's case, should say "Buyer admits he read description wrong, bought my item by mistake." It's the day and age of the text message style of communicating. Elegant correspondence is inefficient and useless....
by kjvmartin
Sun Aug 19, 2018 2:48 pm
Forum: Personal Consumer Issues
Topic: Sellers beware on eBay.
Replies: 66
Views: 6296

Sellers beware on eBay.

We've been cleaning out our living space to make room for a new baby. Part of that has been listing and selling books and other small trinkets on eBay. I'm rather new to selling, but was very impressed with the ease of snapping a cell phone pic and listing with the iOS app. In addition to other item...
by kjvmartin
Sun Aug 19, 2018 7:13 am
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 49
Views: 36806

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

This year, my Rx changed a smidge and my frames were two years old, so I decided to use up my insurance benefits (just about to change jobs). I've got a fairly sizable face, am 6'4, and tend to be active when it comes time for various training events - work in law enforcement. Long distance vision ...
by kjvmartin
Sat Aug 18, 2018 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 49
Views: 36806

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

This year, my Rx changed a smidge and my frames were two years old, so I decided to use up my insurance benefits (just about to change jobs). I've got a fairly sizable face, am 6'4, and tend to be active when it comes time for various training events - work in law enforcement. Long distance vision ...
by kjvmartin
Thu Aug 16, 2018 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Civil service: Long Shot Interview.. Would you go?
Replies: 33
Views: 3698

Re: Civil service: Long Shot Interview.. Would you go?

Please tell me you scribbled down the questions post interview as a cheat sheet for if you don't get it and another opportunity like this comes up. Obviously I am late to the party, but most people in life have a tendency to succumb, at least a little, to impostor syndrome, which shouldn't be confu...