Search found 27 matches

by haystd
Thu Dec 24, 2020 11:37 am
Forum: Personal Consumer Issues
Topic: change 4' fluorescents to something else?
Replies: 58
Views: 3830

Re: change 4' fluorescents to something else?

If you do reuse the old fixture and bypass / remove the ballast it is recommended (and may be required) to put a label inside the fixture noting the ballast was bypassed / removed. This avoids an unsuspecting future homeowner from putting regular fluorescent bulbs in the fixture.
by haystd
Thu May 07, 2020 2:49 pm
Forum: Personal Investments
Topic: Drawbacks to chasing savings account bonuses?
Replies: 28
Views: 2380

Re: Drawbacks to chasing savings account bonuses?

Besides the drawbacks mentioned already...
  • Sharing personally identifiable information and contact info with all these institutions.
  • How much work will it be for your heirs to track these down if something were to happen to you
  • Collecting / entering the 1099s if taxable.
by haystd
Sun Feb 09, 2020 10:45 pm
Forum: Personal Consumer Issues
Topic: Chrysler Pacifica?
Replies: 33
Views: 2384

Re: Chrysler Pacifica?

I have a 2012 Grand Caravan, the ancient and cheaper cousin to the Pacifica. It's fine. I knew when i bought it that it might have more issues than a Toyota or Honda. But I gambled that the $7500 cheaper price would more than compensate me for any issues. I won that gamble, it has been problem free....
by haystd
Fri Aug 24, 2018 8:24 pm
Forum: Personal Consumer Issues
Topic: Is SSD PCIe storage suitable for a database?
Replies: 15
Views: 1189

Re: Is SSD PCIe storage suitable for a database?

If you're using Intel enterprise drives (and you probably are), they are designed for database type workloads. Nonetheless, you still need to monitor drive health, particularly write cycles / life used. You can do this through something to monitor SMART data. I have seen companies go cheap and use c...
by haystd
Mon Aug 28, 2017 9:40 pm
Forum: Personal Finance (Not Investing)
Topic: Purchasing a Health Plan - Not Marketplace
Replies: 46
Views: 3600

Re: Purchasing a Health Plan - Not Marketplace

I too live in TN and previously had an off-marketplace plan purchased directly with BCBS of TN. I believe that all plans (except short-term) have to comply with the ACA requirement to accept everyone regardless of pre-existing conditions. Premiums based on age, gender, and smoking if I recall correc...
by haystd
Sat Aug 06, 2016 10:20 am
Forum: Personal Consumer Issues
Topic: Moving from Android to iPhone
Replies: 48
Views: 5384

Re: Moving from Android to iPhone

I think the switch to iPhone can be a sensible choice. As mentioned, Apple is very good about providing security updates and my employer also discourages non-Nexus Android devices and prefers iPhone. While the specs of Apple devices lag top Android devices, that doesn't tell the whole story. Since A...
by haystd
Wed Jul 06, 2016 9:22 pm
Forum: Personal Consumer Issues
Topic: Costco Tires - Anyone ever frustrated?
Replies: 86
Views: 35443

Re: Costco Tires - Anyone ever frustrated?

Balancing and rotating cheaper? Local independents often rotate for free, since it takes no time or equipment, but balancing takes time. Only Sams and Cosco give free lifetime balancing and rotating around here. It saves us about $50/year, which adds up over time. Good point, I typically only need ...
by haystd
Wed Jul 06, 2016 6:20 pm
Forum: Personal Consumer Issues
Topic: Costco Tires - Anyone ever frustrated?
Replies: 86
Views: 35443

Re: Costco Tires - Anyone ever frustrated?

I had the same problem with both Costco and Sams before discovering the local independent was cheaper, quicker, and takes appointments. Perhaps check some local tire stores.
by haystd
Thu Oct 30, 2014 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Heat pump question
Replies: 50
Views: 6471

Re: Heat pump question

I had my heat pump replaced about 3 weeks ago because it was running for hours to cool just a few degrees. I had a tech from a trusted company come out and check it out and the indoor coil was leaking. In our case the heat pump was 12 years old and we decided to replace since we plan on staying put ...
by haystd
Mon Feb 03, 2014 11:31 am
Forum: Personal Consumer Issues
Topic: How happy are you with your insurance company?
Replies: 20
Views: 2036

Re: How happy are you with your insurance company?

I just switched from Geico/Travelers (auto/home) to Safeco at an independent agent after a 30% homeowners increase at Travelers. I have no claims on either home or auto and the savings from switching was about $400 on the home and $100 on the auto per year. I cannot comment on claims handling at eit...
by haystd
Fri Jan 04, 2013 11:07 pm
Forum: Personal Consumer Issues
Topic: minivan thing
Replies: 84
Views: 7709

Re: minivan thing

Two words sum up why we chose a minivan: sliding doors. The whole side of the minivan opens up. That is a big advantage with kids and all the stuff that goes with them. Also, minivans have more nooks and crannies for storage than a crossover. Durability: Crossovers have more ground clearance, which ...
by haystd
Thu Oct 11, 2012 5:47 pm
Forum: Personal Consumer Issues
Topic: Whole Disk Encryption?
Replies: 37
Views: 2844

Re: Whole Disk Encryption?

The newer versions of Truecrypt work well now. Older versions were sensitive to things like adding RAM. However, be aware that it can take days to decrypt using the bootable rescue disc it asks you to create during the install. Normally that isn't necessary as you can decrypt from within Windows, wh...
by haystd
Fri Oct 05, 2012 12:25 pm
Forum: Personal Consumer Issues
Topic: Notebook Troubleshooting
Replies: 19
Views: 1345

Re: Notebook Troubleshooting

Usually a bad HD would give a bios error along the lines of no bootable devices or a Windows blue screen. The lack of any output to the screen is worrying. I would go with the unplugging the battery for a few days idea first. Failing that, it might be the system board. Given the 5 year age of the la...
by haystd
Wed Nov 10, 2010 9:57 am
Forum: Personal Consumer Issues
Topic: How can I do a clean reinstall of Windows 7?
Replies: 9
Views: 1284

Installing all the correct drivers post reformat can be a pain. At work we used to do clean installs, now we cleanup the OEM install and build our recovery images from that. I know that recent models from the small business divisions of HP and Lenovo have very little crapware installed. I always buy...
by haystd
Wed Jul 14, 2010 10:11 pm
Forum: Personal Consumer Issues
Topic: Smarty Pig
Replies: 14
Views: 3965

I just can't take them seriously, regardless of rates.

It just doesn't pass the smell test for me... Too gimmicky, too cute, Facebook integration. I just couldn't trust my banking/identify information with these guys.
by haystd
Thu May 06, 2010 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Ally Bank Website Warning
Replies: 13
Views: 3473

Re: Ally Bank Website Warning

I've created CD's on the Ally site and I found it to be fairly clear about when, exactly, you were purchasing the product. I believe what he is saying is that he started the process but bailed out before it was done, only to discover that the accounts were still created. In database terms, one woul...
by haystd
Sun Nov 08, 2009 11:28 pm
Forum: Personal Consumer Issues
Topic: Safety Officials: Runaway Toyota Matter 'Is Not Closed'
Replies: 20
Views: 3114

I'll wait for the NHTSA. It sounds a bit like the Audi scare from the 80s... Independent investigators concluded that this was most likely due to driver incompetence, where the driver let their foot slip off the brake and onto the accelerator. Tests by Audi and independent journalists showed that ev...
by haystd
Sun Nov 08, 2009 7:06 pm
Forum: Personal Consumer Issues
Topic: My Dell Rant
Replies: 38
Views: 5170

It seems almost 100% likely that your issues have nothing to do with it being a Dell. Agree completely. Most of the tech support gripes sound bogus. If the problem can be solved over the phone without replacing hardware, it's not Dell's fault, it's operator error. Well, I wouldn't let manufacturers...
by haystd
Sat Nov 07, 2009 10:22 pm
Forum: Personal Consumer Issues
Topic: My Dell Rant
Replies: 38
Views: 5170

BTW, the answer to Dell's support problems is to only buy off of their small business and corporate lines - Vostro and Latitude if you are looking at notebooks. Same experience here. I always suggest the small business line. Anecdotal experience... I manage desktops and laptops for a 60 person comp...
by haystd
Thu Oct 15, 2009 10:44 pm
Forum: Personal Consumer Issues
Topic: Makers of car alarms == Devil?
Replies: 34
Views: 4026

Car alarms? We still use hand crank windows. My last truck had manual locks too. If I only could only find a car with those with less than 100k miles... I'd kill for a truck with the old rubber covered floors that I could just hose out. Nothing but foo-foo. If it's a full size truck you are talking...
by haystd
Fri Sep 11, 2009 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: ING Direct Electric Orange
Replies: 13
Views: 5489

Why not try a local credit union?

They usually have good rates and customer service and most have ties to the local the community. Most have some form of on-line banking and bill pay.

Membership is often limited. But many now open membership to whole communities and a large number of employers.
by haystd
Mon Jul 13, 2009 12:14 pm
Forum: Investing - Theory, News & General
Topic: Farmland as a practical alt investment for the individual
Replies: 105
Views: 31529

I grew up on a family farm and still have an interest in one. There are plenty of downsides. The issues are manageable, but many of them are underestimated by those unfamiliar with farming. Liability - Old uncapped wells. Old fuel tanks. Stuff previous owners might have buried as a means of disposal...
by haystd
Thu Jun 25, 2009 9:32 am
Forum: Personal Investments
Topic: I am starting a website for my business for the first time
Replies: 18
Views: 3033

Make sure you retain ownership and control over the registration of the domain, sometimes consultants will offer to "maintain" everything for you including the registration. This can cause problems if you have issues with the consultant. If the domain works out well and you decide to keep ...
by haystd
Sun Nov 23, 2008 3:31 pm
Forum: Personal Consumer Issues
Topic: Black Friday Deals
Replies: 29
Views: 6140

I'm in the market for a laptop. But it has to be $300 or so for me to bite. All I do is Quicken and surf the web. Don't need anything too fancy for that... but I'd like something with a decent battery life so we can watch movies on it. I'm also in the market for a washer/dryer but the Electrolux pa...
by haystd
Mon Sep 08, 2008 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Dental Insurance
Replies: 32
Views: 6683

I doubt you'll like what you find. Par the course seems to be a low maximum payout per person per year. The plans I've found locally are $1000 of benefits a year (per person) and even that's subject to an 80/20 arrangement where the patient pays 20% of most services. The base policies typically don'...
by haystd
Thu Feb 21, 2008 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: External Hard Drives
Replies: 40
Views: 9596

We use external drives quite a bit at my employer. While I can't say specifically that one brand is better than the other, the larger externals that have external power adapters have proven more reliable at working with all types of machines. For example, the smaller drives without power adapters (e...
by haystd
Thu Feb 21, 2008 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Best computer repair service?
Replies: 9
Views: 3061

A locally owned computer shop, preferably one that's been open a few years. Also, a remote support option might allow someone to fix it by logging in remotely if the computer still boots and can connect to the Internet. I can't give a direct link as I just registered, but I've worked with Copilot fr...