Search found 122 matches

by JHU ALmuni
Mon Oct 14, 2019 1:47 pm
Forum: Personal Consumer Issues
Topic: Where to live in NYC?[Updated with more details]
Replies: 17
Views: 1611

Re: Where to live in NYC?

Suggestions that may work with that budget and are accessible via subways/public transportation: 1. Bronx - Washington Heights 2. Queens- Forest Hills/RegoPark/Kew Gardens 3. Brooklyn- Bay Ridge/ Bensonhurst 4. Staten Island- anywhere 10-15mins from ferry terminal $2000/mth can get maybe a studio i...
by JHU ALmuni
Mon Oct 14, 2019 1:47 pm
Forum: Personal Consumer Issues
Topic: Where to live in NYC?[Updated with more details]
Replies: 17
Views: 1611

Re: Where to live in NYC?[Updated with more details]

I will be working in Midtown Manhattan, just got the confirmation from the new employer.
by JHU ALmuni
Sun Sep 29, 2019 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to convert 0% CC purchase into cash
Replies: 8
Views: 960

Re: Best way to convert 0% CC purchase into cash

Maybe gift cards to your favorite stores or American Express/Visa gift cards from local stores.
by JHU ALmuni
Fri Sep 27, 2019 1:55 pm
Forum: Personal Consumer Issues
Topic: Should I sell my BMW
Replies: 48
Views: 3307

Re: Should I sell my BMW

At this point I'd just keep it as long as there is no issues with car. Selling/buying will cost you more. Tires are just regular maintenance item. The question is do you really need two cars? Get riding of one of the cars will be beneficial financially if possible.
by JHU ALmuni
Fri Sep 27, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: Where to live in NYC?[Updated with more details]
Replies: 17
Views: 1611

Where to live in NYC?[Updated with more details]

Hi, we will be relocating to NYC from FL early next year and I'm wondering where to live. I'd like to stay within one hour commute to NYC and in an affordable area where you can rent a two bedroom apartment for ̶~̶$̶2̶0̶0̶0̶ $2500. Good school system is also a plus since I have two kids. Total house...
by JHU ALmuni
Tue Sep 24, 2019 8:10 am
Forum: Personal Consumer Issues
Topic: Letter from Amex - scam?
Replies: 34
Views: 3728

Re: Letter from Amex - scam?

It could be legit, the number on the back of the card may not be able to view what other departments are seeing. Research the phone number provided on the letter....
by JHU ALmuni
Fri Sep 20, 2019 1:22 pm
Forum: Personal Investments
Topic: Has anyone heard of Beta Shield?
Replies: 27
Views: 1464

Re: Has anyone heard of Beta Shield?

🏃🏃🏃 as fast as you can and make sure not to look back
by JHU ALmuni
Wed Sep 18, 2019 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Seeking Career Advice, Or, A CPA looking for a career pivot
Replies: 7
Views: 599

Re: Seeking Career Advice, Or, A CPA looking for a career pivot

Look at Georgia Tech Master's of Science in Analytics online. Total cost around $10K.

https://pe.gatech.edu/degrees/analytics
by JHU ALmuni
Tue Sep 10, 2019 8:09 am
Forum: Personal Finance (Not Investing)
Topic: Right questions to ask before joining a start up?
Replies: 16
Views: 1299

Right questions to ask before joining a start up?

There is a possibility I will be offered a position at a start up company. The benefit is limited but I will be offered equity in the company. What's are some questions I should be asking? I never worked at a start up, so this is new to me. I know the equity have zero value if the company doesn't su...
by JHU ALmuni
Mon Sep 09, 2019 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Lending to friend to India
Replies: 54
Views: 3602

Re: Lending to friend to India

msr999 wrote:
Mon Sep 09, 2019 11:28 am
..... Potential issues to consider?
Speaking of potential issues expect to never see the money again.
by JHU ALmuni
Sun Sep 08, 2019 9:05 am
Forum: Personal Consumer Issues
Topic: Costco washer/dryer delivery: tipping?
Replies: 54
Views: 3939

Re: Costco washer/dryer delivery: tipping?

Not sure why people in this country feel like they need to tip for everything. The guys are getting paid by their employer to do the work, if they don't get paid enough that's between them and their employer.
by JHU ALmuni
Thu Sep 05, 2019 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Career change at 36- Finance to Nursing/PA?
Replies: 40
Views: 3756

Career change at 36- Finance to Nursing/PA?

Hello, Recently I have been considering changing my career at age 36 and going from finance (risk and compliance) to Healthcare (mainly nursing or physician assistant). I like the work I do now, but I don't feel challenged enough and want something different. I been trying to look for new opportunit...
by JHU ALmuni
Thu Aug 22, 2019 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Prepare for Recession?
Replies: 74
Views: 10171

Re: Prepare for Recession?

There has been a lot of talk recently about the upcoming recession. The rumor is that a recession is coming in the next 12 months. So do we need to do anything to prepare for it? All I can think of is to stack up emergency funds because if we lose jobs, it will be difficult to find a new one. Anybo...
by JHU ALmuni
Sat Aug 03, 2019 3:31 pm
Forum: Personal Consumer Issues
Topic: Continue to maintain older car or buy something newer?
Replies: 6
Views: 547

Continue to maintain older car or buy something newer?

My 2004 C230 Mercedes is currently due for break pads and rotors replacement, there is also a small oil leak. Total cost to replace breaks and fix the leak is $1100. The car has 120K miles on it and I can't decide if I should put that money into it at this point or look for something newer, maybe a ...
by JHU ALmuni
Mon Jul 08, 2019 12:34 pm
Forum: Personal Investments
Topic: Anyone itching to dabble in crypto?
Replies: 46
Views: 3209

Re: Anyone itching to dabble in crypto?

Got it two years ago and made excellent money, setting patiently now waiting for the next pull run that seems already started. High risk = high return/loss.
by JHU ALmuni
Sat Jun 22, 2019 4:27 pm
Forum: Investing - Theory, News & General
Topic: Crypto bulls are back. Are you getting in?
Replies: 278
Views: 24623

Re: Crypto bulls are back. Are you getting in?

Definitely got in and already more than tripled my money. High risk = high return.
by JHU ALmuni
Mon Jun 17, 2019 3:53 am
Forum: Personal Finance (Not Investing)
Topic: Job opportunity - KSA/Bahrain
Replies: 66
Views: 5812

Re: Job opportunity - KSA/Bahrain

Financials seem to me that this is a great can’t miss opportunity, but I’m here looking for other general opinions/thoughts on all aspects of our situation. No way would I take that opportunity. If you want to make money in O&G but not fear for your life while doing so, move to the Permian. The wat...
by JHU ALmuni
Thu May 09, 2019 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: Sending $$$ to fiancee to fund solo practice
Replies: 22
Views: 2653

Re: Sending $$$ to fiancee to fund solo practice

Don't do it. It will not end up well.
by JHU ALmuni
Mon Mar 25, 2019 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: Two factor authentication loophole?
Replies: 32
Views: 3398

Re: Two factor authentication loophole?

Sometimes you need to go in the App settings on your phone and enable two factors authentication for the app.
by JHU ALmuni
Mon Mar 18, 2019 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: Should we purchase $700k home?
Replies: 101
Views: 7164

Re: Should we purchase $700k home?

You can afford to do it, but I won't personally do it.
by JHU ALmuni
Thu Mar 07, 2019 12:26 am
Forum: Personal Consumer Issues
Topic: First “financial” thing you do in the morning
Replies: 80
Views: 6016

Re: First “financial” thing you do in the morning

Check my Cryptocurrency portfolio... These things are very volatile and a lot can happen overnight :greedy
by JHU ALmuni
Mon Feb 18, 2019 9:12 pm
Forum: Personal Consumer Issues
Topic: Need career advice to get into data science field
Replies: 10
Views: 962

Need career advice to get into data science field

Hello, I need an advice on the best way to get into data science field. Here is a little about my background: I have two masters degree in engineering the first one is from a state university and the 2nd one from one of the top 10 private schools My major is industrial engineering/project management...
by JHU ALmuni
Fri Jan 18, 2019 10:47 am
Forum: Personal Investments
Topic: Wire $50K Out of the Country
Replies: 15
Views: 1661

Wire $50K Out of the Country

Looking for a recommendation on the best way to wire $50K Out of the country. My bank offer wire transfers but their exchange rate is not the greatest and will end up losing close to $1K because of their exchange rate. I also just tried World First bank with $1K that was transfered last week and sti...
by JHU ALmuni
Tue Jan 15, 2019 5:39 pm
Forum: Personal Finance (Not Investing)
Topic: A co-worker makes more than me
Replies: 77
Views: 7071

A co-worker makes more than me

I realized that a co-worker makes ~10% ($9.5K) more than me. We work closely together and have the same responsibilities. In the next few days, I will be having a discussion with my manager regarding annual compensation/bonus. Is it appropriate to discuss this topic with my manager? and what's the b...
by JHU ALmuni
Sat Jan 05, 2019 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 484
Views: 55104

Re: What is/ was your career and would you recommend it now?

Anything related to data science, statistics, and machine learning is in strong demand now.
by JHU ALmuni
Thu Oct 11, 2018 7:16 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 6707

Re: Anyone done a Hair Transplant?

Worked for Elon Musk. Your milage may vary.
by JHU ALmuni
Tue Oct 02, 2018 10:46 am
Forum: Personal Investments
Topic: New Dual Physican Couple
Replies: 39
Views: 3638

Re: New Dual Physican Couple

Refinance and consolidate your student loans. You should be able to get a lower rate and save few thousands.
by JHU ALmuni
Sun Sep 30, 2018 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Data Visualization—skill or career?
Replies: 9
Views: 1239

Re: Data Visualization—skill or career?

These are some incredibly informative posts. Thank you so much. In my world of digital media and new media, it’s how the tools help me make creative decisions (or solve narrative/visual/design problems) that I’ve always enjoyed, and I don’t obsess much about the tools themselves like some of my col...
by JHU ALmuni
Thu Sep 27, 2018 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: New Relationship - Best way to handle finances?
Replies: 92
Views: 7328

Re: New Relationship - Best way to handle finances?

Yes. My daughter is 7 and her son is 9. There should at least be a discussion of how the kids are treated, financially speaking. Do you consult each other before getting your own kid an expensive item, like an iPad? Much easier to discuss up front than after you come home and your daughter says "He...
by JHU ALmuni
Thu Sep 27, 2018 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: New Relationship - Best way to handle finances?
Replies: 92
Views: 7328

Re: New Relationship - Best way to handle finances?

It sounds like you each have a kid? Are they the same age? Yes. My daughter is 7 and her son is 9. There should at least be a discussion of how the kids are treated, financially speaking. Do you consult each other before getting your own kid an expensive item, like an iPad? Much easier to discuss u...
by JHU ALmuni
Thu Sep 27, 2018 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: New Relationship - Best way to handle finances?
Replies: 92
Views: 7328

Re: New Relationship - Best way to handle finances?

sailaway wrote:
Thu Sep 27, 2018 4:14 pm
It sounds like you each have a kid? Are they the same age?
Yes. My daughter is 7 and her son is 9.
by JHU ALmuni
Thu Sep 27, 2018 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: New Relationship - Best way to handle finances?
Replies: 92
Views: 7328

Re: New Relationship - Best way to handle finances?

deltaneutral83 wrote:
Thu Sep 27, 2018 3:59 pm
For someone at your stage both parties shouldn't "expect" anything without talking. If she actually knows what you make and still "expects" you to pick up tabs for her and her kid well...
Just to add: We talked about salaries and she knows what I make :D
by JHU ALmuni
Thu Sep 27, 2018 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: New Relationship - Best way to handle finances?
Replies: 92
Views: 7328

New Relationship - Best way to handle finances?

My girlfriend partially moved in with me recently. She still has her place but her contract will be up in two months. We have two children from previous relationships. We go out eating few times a week and the bill is usually just under a hundred for the 4 of us. Plus sometimes if we at the mall and...
by JHU ALmuni
Wed Sep 19, 2018 1:03 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 27307

Re: What is your single most expensive mistake?

1. Not selling my Cryptocurrencyies last year after making 400%+ return in few weeks.

2. Getting married to the wrong person.
by JHU ALmuni
Mon Sep 17, 2018 6:23 am
Forum: Personal Finance (Not Investing)
Topic: Massive Student Loan Debt - Fiancee
Replies: 108
Views: 11226

Re: Massive Student Loan Debt - Fiancee

t885 wrote:
Thu Sep 13, 2018 10:46 am
Don't do it.

She might change in the short term to make you happy but after the "honeymoon" phase is over she will revert back to the mean

Cut bait and move on.
+1
by JHU ALmuni
Mon Sep 10, 2018 9:31 pm
Forum: Personal Consumer Issues
Topic: Can Sneakers go with Business Casual?
Replies: 172
Views: 9906

Re: Can Sneakers go with Business Casual?

Hi, 1. Would sneakers be accepted to go with business casual in office environment (to meet clients/customers, etc)? Or would it be faux pas? edit: 2. From the discussion below it sounds like sneakers can be divided in two broad categories: Running shoe. Chuck taylor or vans type shoe. Some people ...
by JHU ALmuni
Thu Sep 06, 2018 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: How much to spend on rent in high COL area?
Replies: 15
Views: 1701

Re: How much to spend on rent in high COL area?

Spend as low as you can. Find the cheapest unit that meets your requirements. Other than that, nothing can be done unless you relocate or increase your commute time.
by JHU ALmuni
Sun Sep 02, 2018 8:57 pm
Forum: Personal Investments
Topic: How's our family portfolio and am I crazy for considering a huge pay cut?
Replies: 16
Views: 1657

Re: How's our family portfolio and am I crazy for considering a huge pay cut?

One thing to keep in mind, having a lower paying job doesn't necessarily mean you will have a better work/life balance. Some people makes $200K+ a year and work 40 to 50 hours a week. If I was you I'd look for a position that would allow me to maintain current income (or even higher) and provide wor...
by JHU ALmuni
Sat Sep 01, 2018 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: keep rental condo?
Replies: 18
Views: 1416

Re: keep rental condo?

Doesn't seem like a bad investment. Basically the house is yours and someone else is paying the mortgage for you. Once that paid off, you will start to see more rental income.
by JHU ALmuni
Sat Sep 01, 2018 3:08 pm
Forum: Personal Consumer Issues
Topic: The twenty dollar rule
Replies: 44
Views: 4147

Re: The twenty dollar rule

One thing for sure... She's a keeper!
by JHU ALmuni
Sat Sep 01, 2018 7:22 am
Forum: Personal Consumer Issues
Topic: Daily Driver (Car) Over 100K Miles?
Replies: 96
Views: 7658

Re: Daily Driver (Car) Over 100K Miles?

I drive a 2004 Mercedes Benz C230 with just under 110K miles. No major issues and hoping to keep it for at least few more years.
by JHU ALmuni
Wed Aug 29, 2018 9:33 pm
Forum: Personal Consumer Issues
Topic: Body language coach?
Replies: 26
Views: 3057

Re: Body language coach?

Just following the thread. Interested in hearing more answers :)
by JHU ALmuni
Thu Aug 23, 2018 12:19 pm
Forum: Forum Issues and Administration
Topic: Rating system for posts/posters ?
Replies: 60
Views: 3411

Re: Rating system for posts/posters ?

What I think will be useful for this forum is having to ability to rate answers and highest rated answer will move to the top of the page. This way if you find old question that is applicable to you, you can read/find best answers relatively quick without having to read all answers/multiple pages.
by JHU ALmuni
Thu Aug 23, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: If you buy a classic car in Europe and aim to keep to drive it daily for 50 years
Replies: 26
Views: 1965

Re: If you buy a classic car in Europe and aim to keep to drive it daily for 50 years

strafe wrote:
Thu Aug 23, 2018 5:33 am
I’m curious why you’re curious.
I'm curious why you're curious why he/she is curious.
by JHU ALmuni
Fri Aug 17, 2018 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Savings rate per month???
Replies: 68
Views: 6441

Re: Savings rate per month???

around 80-85% I believe, 11,000 total household income per month max my 401k, wife's 403b and 457, tIRA for both, pay extra towards very small mortgage, and throw another $2500+ into taxable accounts each month. Of course we are 33 and 34 and planning on retiring in 2 years, so we are pushing hard ...
by JHU ALmuni
Fri Aug 17, 2018 3:12 am
Forum: Personal Consumer Issues
Topic: What to do in Seattle around Christmas?
Replies: 29
Views: 1665

Re: What to do in Seattle around Christmas?

Stay dry from the rain.
by JHU ALmuni
Thu Aug 16, 2018 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: Buy a condo or invest the money saved?
Replies: 3
Views: 556

Re: Buy a condo or invest the money saved?

Hard to answer without knowing current income/savings/401k information etc.
by JHU ALmuni
Thu Aug 16, 2018 2:36 pm
Forum: Personal Consumer Issues
Topic: Best (cheapest) way to book a flight well in advance
Replies: 15
Views: 1840

Re: Best (cheapest) way to book a flight well in advance

+1 for Google Flights.

Also check momondo.com, might find a good deal but usually same/a little cheaper than Google Flights.
by JHU ALmuni
Thu Aug 16, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: Quote from Electrician
Replies: 48
Views: 3640

Re: Quote from Electrician

Seems a little high but that's life. Even if they can do it in 4 hours they probably charge for 6 or 7 hours. Similar to mechanics, provide quotes based on 3 hours of labor then magically do the work in an hour because of their experience.