Search found 383 matches

by msi
Thu Jan 17, 2019 1:59 am
Forum: Personal Consumer Issues
Topic: Car reviews - Consumer Reports or other sources?
Replies: 15
Views: 1250

Re: Car reviews - Consumer Reports or other sources?

I take their reliability/satisfaction ratings seriously, but cars today are much more reliable than years ago. Their ratings are relative to other vehicles in that year , and there may not be a radical difference in 2019 between "better than average" (CX-5 and Forester) and "much better than average...
by msi
Wed Jan 16, 2019 10:39 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 738
Views: 33329

Re: John Bogle has died at age 89

Very sad. The man contributed so much.

Rest in peace, Mr. Bogle.
by msi
Fri Jan 11, 2019 2:58 pm
Forum: Personal Consumer Issues
Topic: Dental work - possibly going elsewhere
Replies: 17
Views: 1277

Re: Dental work - possibly going elsewhere

I have done exactly this with the x-rays from my previous dentist. All I had to do was fill out a HIPAA form, and they emailed them to me. No fee.

Don't know if that's the law or office policies, but I had no problems, and I did not need new x-rays taken just a few weeks after the last ones.
by msi
Tue Jan 08, 2019 12:26 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 118495

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Yikes to this mess. I have a '17 Civic Hatchback also with the same 1.5T engine, and have had it for 2 years now. I haven't seen any news that this affects the Civic, but I'd be a prime suspect for it. I live in the north east, and my commute to work is <2 miles. Hope Honda fixes this issue - it's ...
by msi
Mon Jan 07, 2019 8:10 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9229

Re: Which Compact SUV Should I Buy?

Unfortunately, Volvo changed their CPO program late last year, and now it's only 5 years from the original in-service date https://forums.swedespeed.com/showthread.php?588189-Volvo-has-changed-their-CPO-terms! The 2018+ XC60 is attractive, but it only has a 2/5 in reliability from Consumer Reports....
by msi
Mon Jan 07, 2019 4:27 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9229

Re: Which Compact SUV Should I Buy?

Unfortunately, Volvo changed their CPO program late last year, and now it's only 5 years from the original in-service date https://forums.swedespeed.com/showthread.php?588189-Volvo-has-changed-their-CPO-terms! The 2018+ XC60 is attractive, but it only has a 2/5 in reliability from Consumer Reports....
by msi
Mon Jan 07, 2019 3:43 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9229

Re: Which Compact SUV Should I Buy?

The 2019 CX-5s are very new, so it will take some time to shake out which trims are most in demand and which will get discounted. I am not sure how the $52k XC60 compares feature wise with the Signature. I remember seeing a XC60 with the sticker over $60k (not counting the hybrid). The volvo doesn'...
by msi
Mon Jan 07, 2019 4:17 am
Forum: Personal Consumer Issues
Topic: New marketing twist on Extended Warranties? Cost of replacing Sensors if you wreck your new SUV
Replies: 44
Views: 2674

Re: New marketing twist on Extended Warranties? Cost of replacing Sensors if you wreck your new SUV

I have just purchased my most expensive vehicle ever. A left over 2018 Mazda CX-5 Grand Touring with the Heads up Display, heated steering wheel, and yes, heated rear seats. Total OOP cost minus taxes, titling fees, and registration was $31,203 which I'm paying in cash. I had to do so since the swi...
by msi
Sat Jan 05, 2019 3:09 am
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9229

Re: Which Compact SUV Should I Buy?

letsgobobby wrote:
Sat Jan 05, 2019 1:48 am
livesoft wrote:
Thu Jan 03, 2019 3:55 pm
Toyota RAV4 has all the safety features nowadays of Volvo, Subaru, et al. But you would be making a statement with the RAV4.
The bumper sticker on my RAV4 makes the following statement:

https://goo.gl/images/CvtfCY
Lol :D

And what a statement it is.
by msi
Thu Jan 03, 2019 11:44 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9229

Re: Which Compact SUV Should I Buy?

SUVs are terrible and compact SUVs are even worse. Stay with a wagon. If you love Volvos, why not another Volvo? Agree with 1st and 2nd sentences. But why not another Volvo ? Because Subarus are cheaper, more reliable, and more fun to drive; this is probably also true of the other Asian brands ment...
by msi
Mon Dec 31, 2018 12:46 am
Forum: Personal Consumer Issues
Topic: Subaru infotainment issues -can people chime in?
Replies: 43
Views: 6811

Re: Subaru infotainment issues -can people chime in?

Do the Outbacks having this issue have anything in common? It sounds like it's only the models with nav units. That is, if you just have the default " STARLINK™ 8.0-inch Multimedia Plus" then you don't have the problem, but if you opted for the version with navigation, then you can have problems. Is...
by msi
Sat Dec 22, 2018 11:15 pm
Forum: Personal Consumer Issues
Topic: Costco Tire Quality Seconds/Blems??
Replies: 31
Views: 2823

Re: Costco Tire Quality Seconds/Blems??

Alignment issue?
by msi
Sat Dec 22, 2018 5:10 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 118495

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Are there any reports of people who have received Honda's "fix" for this issue and still had the problem? Yes. I've been following this thread and there are several. Some reports of it working as well, so not clear at this point what the majority are experiencing. My take is that it's not really a ...
by msi
Sat Dec 22, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 118495

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Are there any reports of people who have received Honda's "fix" for this issue and still had the problem?
by msi
Mon Dec 17, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Zinus Mattress Reviews?
Replies: 9
Views: 402

Re: Zinus Mattress Reviews?

We love our Zinus mattress, which we bought on Amazon as a Prime Day special last year. Ours is the firm 12" gel-infused "green tea" memory foam version. No weight transfer and very supportive and comfortable. My wife also has back problems and likes this better than our old traditional spring mattr...
by msi
Fri Dec 14, 2018 3:23 am
Forum: Personal Consumer Issues
Topic: Buying a WSJ on Ebay
Replies: 24
Views: 2783

Re: Buying a WSJ on Ebay

I've done it twice, and no problems either time.
by msi
Wed Dec 12, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: What is a lemon? 2018 Outback Infotainment issues
Replies: 26
Views: 10475

Re: What is a lemon? 2018 Outback Infotainment issues

It's worth asking a lawyer if this is the type of thing that could qualify in your state.

Do all 2018 Subaru Outbacks have this problem, or is it a quality control issue? I've been considering a Forester for my next car, and this has me a bit concerned.
by msi
Sun Nov 25, 2018 2:13 am
Forum: Personal Consumer Issues
Topic: Furnace Filter for Allergy
Replies: 6
Views: 691

Re: Furnace Filter for Allergy

We had our furnace serviced a few months ago, and I asked the HVAC tech (who is great) what brand and rating of filters he recommends, and he said to stick with MERV 11 or below. What we were already using (Honeywell Allergen Plus from Home Depot) was fine.
by msi
Tue Nov 20, 2018 3:55 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 118495

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Why is this only happening on some CR-V's? Is it the driving conditions, a quality control issue, or is everyone affected and only some people actually know about it?
by msi
Tue Nov 20, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: San Juan, Puerto Rico
Replies: 11
Views: 1601

Re: San Juan, Puerto Rico

It's hard to beat El Morro if you've never seen it before. They have all kinds of guided tours, too.
by msi
Fri Sep 28, 2018 12:09 pm
Forum: Personal Consumer Issues
Topic: 2018 Ford Edge
Replies: 31
Views: 2468

Re: 2018 Ford Edge

It's one of the best-looking SUVs in its class, but FYI it wasn't awarded Top Safety Pick https://www.iihs.org/iihs/ratings/vehic ... r-suv/2018
by msi
Sun Aug 05, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: iPhone MNVO compatability (Cricket, Pageplus, etc)
Replies: 11
Views: 955

Re: iPhone MNVO compatability (Cricket, Pageplus, etc)

No problems with iMessage on Ting (T-mobile MVNO). Great customer service, security, features, and international roaming available. Depending on your data usage, it may be less expensive than other options, too.
by msi
Tue Jul 03, 2018 1:06 am
Forum: Personal Consumer Issues
Topic: Repair Vehicle or Move On?
Replies: 22
Views: 1682

Re: Repair Vehicle or Move On?

Assuming another mechanic confirmed all of that and had a similar or higher price, I'd cut my losses and move on.
by msi
Tue Jun 26, 2018 2:53 pm
Forum: Investing - Help with Personal Investments
Topic: Newbie - i401k with Fidelity
Replies: 8
Views: 702

Re: Newbie - i401k with Fidelity

So I have my Fidelity i401k funded but it's brand new so I can't buy all premium funds as they don't meet the $10,000 minimum. I can contribute $30k a year for me and $26 for her. Can I get a non premium bond fund and international fund for now and then switch to the premiums next year when I can h...
by msi
Fri Jun 22, 2018 3:55 am
Forum: Personal Consumer Issues
Topic: Complain or Negative Review for Rip-off Plumber?
Replies: 29
Views: 3247

Re: Complain or Negative Review for Rip-off Plumber?

That's worth a negative review.
by msi
Fri Jun 22, 2018 3:33 am
Forum: Investing - Help with Personal Investments
Topic: Bar Mitzvah Money Investing Ideas
Replies: 21
Views: 2120

Re: Bar Mitzvah Money Investing Ideas

Fidelity has FFNOX, which is their very inexpensive, automatically rebalanced four-in-one index fund. https://fundresearch.fidelity.com/mutual-funds/summary/31634R109 That fund is 15% bonds, 85% equities. If you decide you don't want bonds at all (not really necessary for a 15-year-old with other mo...
by msi
Thu Jun 21, 2018 11:17 pm
Forum: Personal Consumer Issues
Topic: Jewelry Insurance Coverage
Replies: 4
Views: 678

Re: Jewelry Insurance Coverage

We're using Jewelers Mutual. Lavalier is another one who writes jewelry insurance policies. One downside of having it on your homeowner's policy is if you do need to make a claim, your home insurance premiums are probably going up. It's worth getting quotes for a homeowner's rider and from the jewel...
by msi
Sun May 27, 2018 1:22 am
Forum: Investing - Theory, News & General
Topic: Why over think bonds with a small portfolio?
Replies: 4
Views: 1138

Re: Why over think bonds with a small portfolio?

Keep in mind the difference in average credit quality between VCSH (A) and VCIT (BBB). Using the 0.2% guideline wouldn't be the fairest comparison in the world for those two funds.
by msi
Sat May 19, 2018 2:13 am
Forum: Personal Finance (Not Investing)
Topic: How to find a realtor after relocating
Replies: 7
Views: 759

Re: How to find a realtor after relocating

Give Redfin a shot. They kick back some of their commission towards your closing costs.
by msi
Fri May 18, 2018 9:59 pm
Forum: Investing - Help with Personal Investments
Topic: Can which brokerage you choose for your accounts be a risk?
Replies: 11
Views: 1427

Re: Can which brokerage you choose for your accounts be a risk?

Hello Everyone, New here. I have entered my 40s and unfortunately waited to now to wake up and understand investing better. Trying to invest the full 18.5 to the 401k (with a generous employer match on top), been doing so for several years. I am looking at where to keep my other investment accounts...
by msi
Thu May 10, 2018 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Geico condo insurance (Homesite)
Replies: 7
Views: 988

Re: Geico condo insurance (Homesite)

For me, it was cheaper to have auto at GEICO and condo insurance at Farmers, even after the combined discount.

But I did have GEICO/Homesite for renter's insurance in the past, and they were cheap for that. Never made a claim, though.
by msi
Wed May 09, 2018 4:18 pm
Forum: Investing - Help with Personal Investments
Topic: Question on safety of ETFs
Replies: 32
Views: 2552

Re: Question on safety of ETFs

Here is an article that explains it better than I can. Specifically the part on the short selling is worrisome: https://www.caseyresearch.com/are-etfs-really-safe/ Another perspective, debunking that same paper referenced in the interview http://www.etf.com/sections/features-and-news/7721-can-a-hig...
by msi
Sat May 05, 2018 3:36 pm
Forum: Investing - Theory, News & General
Topic: How do brokerages make $s on cheap index funds?
Replies: 57
Views: 5825

Re: How do brokerages make $s on cheap index funds?

They want you to have a cash balance with them somewhere, so they can profit off the difference between the low rate they pay and the high rate they earn themselves on your money. It could be a checking account they entice you to use with benefits in lieu of a decent interest rate, your sweep accoun...
by msi
Fri Apr 27, 2018 10:40 pm
Forum: Personal Finance (Not Investing)
Topic: Helping a niece begin investing
Replies: 13
Views: 1243

Re: Helping a niece begin investing

You could buy her a book on investing first and see how that does rather than starting with a contribution.
by msi
Fri Apr 27, 2018 3:48 am
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 12676

Re: Amazon to raise Prime membership in US to $119 from $99

I'm going to keep paying for it. I read something on Doctor of Credit though to get the old price for a year by gifting yourself a membership while it's still at the old price https://www.doctorofcredit.com/amazon-to-increase-the-price-of-amazon-prime-to-119-from-99-on-may-11th/ I love Amazon Music,...
by msi
Fri Apr 27, 2018 3:42 am
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 3490

Re: Ikea Quality

I haven't had any problems with IKEA products in terms of structural durability, but the black-brown finish has worn on multiple IKEA desks (fixed with furniture marker). A similar issue happened on a storage cube-styled bookcase, which just had a thin black-brown colored veneer glued on to it (fixe...
by msi
Thu Apr 26, 2018 3:17 am
Forum: Investing - Help with Personal Investments
Topic: Schwab Vs Fidelity Vs Vanguard
Replies: 88
Views: 20954

Re: Consumer Reports: "Vanguard #1 on Service"

whodidntante: Thanks to Jack Bogle, Vanguard is the only mutual fund company owned by its shareholders. There is no conflict of interest or profits going to stockholders. It's an interesting question to speculate on why then then Vanguard's customer service is on average distinctly inferior to that...
by msi
Sun Apr 22, 2018 5:41 pm
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 113
Views: 9665

Re: Do you buy new or used cars?

I used to lease until buying CPO for my current car. Really come out ahead this way.
by msi
Sun Apr 22, 2018 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: SEP-IRA questions
Replies: 2
Views: 366

Re: SEP-IRA questions

You could hold brokerage CDs in a SEP-IRA at Vanguard/Fidelity. Probably beat Ally's rates anyway.
by msi
Sun Apr 22, 2018 5:31 am
Forum: Personal Finance (Not Investing)
Topic: Interesting vs higher paying job
Replies: 40
Views: 3739

Re: Interesting vs higher paying job

Hello all, This might be a question without a precise answer, but I wanted to get different perspectives. Really, I want to hear if anyone here has been in a similar position, and what actions they took. I am a postdoctoral researcher in a STEM field , getting to the end of my project. I have two o...
by msi
Sun Apr 22, 2018 5:19 am
Forum: Personal Consumer Issues
Topic: AAA? What to do in car emergencies?
Replies: 112
Views: 9324

Re: AAA? What to do in car emergencies?

Some carmakers include roadside assistance for free. Looks like Hyundai does for 5 years https://www.hyundaiusa.com/assurance/ro ... tance.aspx

As well, I'm sorry for your loss.
by msi
Fri Apr 20, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: Factor in evaluating Physicians
Replies: 86
Views: 6162

Re: Factor in evaluating Physicians

My PCP received nearly $30k, yet I've never been prescribed a brand name drug in the 15+ years I've been seeing him. I feel so left out. :D

Don't forget to check your dentist, too. They're on here as well, though mine only received a whopping $12.
by msi
Thu Apr 19, 2018 1:56 pm
Forum: Personal Consumer Issues
Topic: Buying BRK.B to save $94 annually on insurance?
Replies: 29
Views: 4270

Re: Buying BRK.B to save $94 annually on insurance?

Go for it. Besides the discount, I have a small capital gain from doing this when I switched to GEICO a couple years ago.
by msi
Thu Apr 19, 2018 2:39 am
Forum: Personal Consumer Issues
Topic: Perks of Owning Certain Individual Stocks
Replies: 28
Views: 4162

Re: Perks of Owning Certain Individual Stocks

Royal Caribbean gives onboard credit (varies based on length of cruise) for owning 100 shares.
by msi
Thu Apr 19, 2018 2:37 am
Forum: Personal Consumer Issues
Topic: landline solutions
Replies: 27
Views: 2062

Re: landline solutions

We have Ooma, and it's great. No issues with reliability, call quality, etc.

Although you can have it so that the only going costs are taxes/fees (~$4/mo here), Ooma Premier is $10/mo and adds a lot of features, like an additional line, robocall-blocking, etc.
by msi
Tue Apr 17, 2018 2:28 am
Forum: Personal Finance (Not Investing)
Topic: Wanting to leave Fidelity
Replies: 97
Views: 12748

Re: Wanting to leave Fidelity

For the last 8+ years I've had my checking, roth and 401k (solo) with Fidelity. I am really no longer happy with their service. The support is horrible. You cannot instantly link accounts, etc. The only think good is the Visa card. If I transfer my retirement accounts to Vanguard, they will require...
by msi
Thu Apr 12, 2018 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Wanting to leave Fidelity
Replies: 97
Views: 12748

Re: Wanting to leave Fidelity

Asking for a deposit slip in 2018 with the rise of online banking is a bit much, particularly if people also have to provide a voided check.
by msi
Fri Apr 06, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: GE Microwave Weird Issue
Replies: 22
Views: 2226

Re: GE Microwave Weird Issue

We've had plenty of weird issues with GE appliances, though the microwave has been rock solid, and it doesn't have this issue.