Search found 520 matches

by msi
Mon Nov 11, 2019 4:59 pm
Forum: Personal Consumer Issues
Topic: Acura TLX owners
Replies: 17
Views: 1398

Re: Acura TLX owners

Thought about getting the TLX, but you should know this from the IIHS https://www.iihs.org/ratings/vehicle/acura/tlx-4-door-sedan/2019 re "Small overlap front: driver-side": Although intrusion into the driver's space was minimal, forces on the dummy's legs were high enough to indicate a significant ...
by msi
Mon Nov 04, 2019 11:09 am
Forum: Personal Investments
Topic: [Why is VMMXX (Prime Money Market) ER so high?]
Replies: 27
Views: 3261

Re: [Why is VMMXX (Prime Money Market) ER so high?]

It's not high at all. You have to compare it to other money market funds, not all funds from different asset classes.
by msi
Mon Nov 04, 2019 6:47 am
Forum: Personal Consumer Issues
Topic: Lexus CPO - anyone made a claim? Worth the cost?
Replies: 18
Views: 2389

Re: Lexus CPO - anyone made a claim? Worth the cost?

Clark Howard on CPO cars: https://clark.com/cars/certified-pre-owned-vehicles-cpos/ CPO means nothing, just marketing unless the CPO comes with an extended warranty as part of the CPO program (many don't). And you pay extra for the CPO label anyways. Warranties are a pretty standard feature of any ...
by msi
Thu Oct 31, 2019 7:05 pm
Forum: Personal Consumer Issues
Topic: Halloween Candy - Favorites; Throw it in the Bag
Replies: 61
Views: 3226

Re: Halloween Candy - Favorites; Throw it in the Bag

Reese's Peanut Butter Cups

Mmmm.
by msi
Wed Oct 30, 2019 12:58 pm
Forum: Personal Consumer Issues
Topic: Updgrade car for new safety features?
Replies: 77
Views: 4860

Re: Updgrade car for new safety features?

For anyone considering a Subaru, there's a class action lawsuit over the 2017-2019 Forester/Outback/Crosstrek windshield:

https://www.courierpostonline.com/story ... 085286002/
by msi
Tue Oct 29, 2019 8:31 am
Forum: Personal Consumer Issues
Topic: Anyone have an issue with Corelle plates?
Replies: 38
Views: 3590

Re: Anyone have an issue with Corelle plates?

Ours have held up pretty well.
by msi
Tue Oct 15, 2019 8:33 am
Forum: Personal Consumer Issues
Topic: Why are Mazda CX-5’s sales so much less than other brands?
Replies: 69
Views: 7798

Re: Why are Mazda CX-5’s sales so much less than other brands?

The CX-5 actually has a 5/5 for predicted reliability from Consumer Reports, compared to 4/5 for the 2019 Camry (2020 not rated yet). I'd expect both to be very reliable, though. If there's any chance you'll use the extra storage space or want the extra ground clearance, get the CX-5. It's a far bet...
by msi
Tue Oct 15, 2019 6:27 am
Forum: Personal Consumer Issues
Topic: Doctors charging for things outside of insurance, is this Kosher?
Replies: 55
Views: 5514

Re: Doctors charging for things outside of insurance, is this Kosher?

Ask your insurance company if an in-network provider is permitted to charge an additional non-refundable $275 outside of insurance for this reason. It may be, I don't know. I would've thought it falls under "cancellation fee" but the fact it's not refundable, meaning he gets paid an extra $275 no ma...
by msi
Mon Oct 14, 2019 9:27 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Vs. 2019 Rav 4
Replies: 58
Views: 9333

Re: 2019 Subaru Forester Vs. 2019 Rav 4

The Forester has a number of complaints about windshield fragility https://www.caranddriver.com/news/a2942 ... omplaints/
by msi
Fri Oct 11, 2019 8:57 am
Forum: Investing - Theory, News & General
Topic: BRK-A or BRK-B for our grandchildren?
Replies: 33
Views: 3919

Re: BRK-A or BRK-B for our grandchildren?

Buy a single share of BRK.B for the sake of their interest in Buffett, and then put the rest of the investment into VTI.

It's great that they're interested in this at such a young age.
by msi
Sat Oct 05, 2019 8:57 am
Forum: Personal Consumer Issues
Topic: Recommendation for Carry on Luggage
Replies: 64
Views: 4251

Re: Recommendation for Carry on Luggage

I have lately grown quite fond of Away ]https://www.awaytravel.com/ . They're the luggage you've seen in airports that has a built-in battery. The battery is easily removable at the gate even, if you need, and the company is decent. I had an older version of the Away larger carry-on and I had to un...
by msi
Sat Oct 05, 2019 8:53 am
Forum: Personal Consumer Issues
Topic: Would or should you tip AAA road assistance?
Replies: 67
Views: 4851

Re: Would or should you tip AAA road assistance?

Depends how quickly they actually get there.
by msi
Thu Oct 03, 2019 8:20 am
Forum: Investing - Theory, News & General
Topic: If all brokerages charged zero commission for trades, which brokerage would you pick?
Replies: 75
Views: 6706

Re: If all brokerages charged zero commission for trades, which brokerage would you pick?

Fidelity... so they need to get on that.

If they never do, I might consolidate at Schwab.
by msi
Thu Oct 03, 2019 6:36 am
Forum: Personal Consumer Issues
Topic: Altice Mobile
Replies: 14
Views: 1406

Re: Altice Mobile

Someone wrote a great overview of Altice Mobile's pros and cons on Reddit https://www.reddit.com/r/AlticeMobile/c ... hy_not_to/

I've thought about switching, but I'm iffy about Sprint.
by msi
Wed Oct 02, 2019 7:17 am
Forum: Personal Consumer Issues
Topic: Risks with seeing out of network dentist?
Replies: 22
Views: 1344

Re: Risks with seeing out of network dentist?

When I was looking for a new dentist, I found one with lots of great reviews. It turns out he was offering a free tooth whitening kit in exchange for a review. How many people are going to leave a bad review after getting a freebie? I would take a recommendation from someone you know and trust rathe...
by msi
Tue Oct 01, 2019 3:34 pm
Forum: Personal Consumer Issues
Topic: Non stick pan preference?
Replies: 46
Views: 3526

Re: Non stick pan preference?

We've had good luck with Anolon.
by msi
Mon Sep 30, 2019 6:15 am
Forum: Personal Consumer Issues
Topic: Options for streaming CBS-TV?
Replies: 23
Views: 2192

Re: Options for streaming CBS-TV?

If you already have an antenna, you can always get Sling's AirTV https://www.airtv.net/local-channels/#bestAntenna which will let multiple TVs access the channel. It also shows up within the Sling channel guide. But if you don't want the antenna at all, it's either Locast or switching streaming prov...
by msi
Sat Sep 28, 2019 11:47 am
Forum: Personal Consumer Issues
Topic: Going to a wedding party
Replies: 48
Views: 4327

Re: Going to a wedding party

For clarity, you are also supposed to bring a check and a greeting card to the wedding itself. It's not just a gift from the registry beforehand. Don't bring flowers or another physical gift. Perfectly fine to leave at 9. " Supposed to bring a check" to the wedding?? After/in addition to sending or...
by msi
Wed Sep 25, 2019 9:20 am
Forum: Personal Consumer Issues
Topic: Leaving NYC for retirement, Hudson Valley or PA. etc?
Replies: 21
Views: 2524

Re: Leaving NYC for retirement, Hudson Valley or PA. etc?

If he loves the arts, then the Hudson Valley is perfect. Cold Spring would be perfect, and there's also Beacon. Hudson is further north than those two, but that's also become a very artsy, fun place.
by msi
Mon Sep 23, 2019 3:55 pm
Forum: Personal Consumer Issues
Topic: Someone stole my wife's phone number (ie. ported to another carrier)
Replies: 52
Views: 5399

Re: Someone stole my wife's phone number (ie. ported to another carrier)

Shame on Cricket for their customer service and their slow non-responses. But you're going to run into the credit check issue at any postpaid carrier (the common plans on T-Mobile, AT&T, Verizon, and Sprint) because you pay each month *after* you use the service. With prepaid carriers like Cricket, ...
by msi
Sun Sep 22, 2019 5:19 pm
Forum: Personal Consumer Issues
Topic: Email Compromised On The Dark Web
Replies: 20
Views: 3593

Re: Email Compromised On The Dark Web

Just make sure you're not repeating the same password on multiple sites and that you're not using something easily guessed, i.e. kids' names, anniversary date, the word "password" itself, etc. I use Apple Keychain as a password manager and used to use 1password (which was great). Never tried LastPas...
by msi
Sat Sep 21, 2019 5:57 am
Forum: Personal Consumer Issues
Topic: Help! Bought new car and don't like it
Replies: 37
Views: 6721

Re: Help! Bought new car and don't like it

Those who have commented about talking to the dealer and/or selling the vehicle myself have good points that are and have been considered. The same folks who so assiduously attended to the pre-sale issues have not responded at all to email and phone calls, so their fervent "suggestion" of giving th...
by msi
Sat Sep 21, 2019 5:28 am
Forum: Personal Consumer Issues
Topic: Separate laptop for dealing with finances?
Replies: 39
Views: 3050

Re: Separate laptop for dealing with finances?

If you look at the recent Capital One breach, it wasn't the customers who did anything wrong. It was Capital One themselves who failed to properly secure sensitive customer information including social security numbers, bank account numbers, names, addresses, and more. All you need to do on your end...
by msi
Wed Sep 18, 2019 1:09 pm
Forum: Personal Consumer Issues
Topic: T-mobile vs Google Fi for Internatioanal?
Replies: 31
Views: 2081

Re: T-mobile vs Google Fi for Internatioanal?

Fi now has an unlimited data plan at $70 for one line down to $45 per line for 4 to 6 lines. The unlimited plan also includes Google One cloud storage. Seems to me you're better off with T-Mobile Postpaid at $70, so you don't have to pay taxes/fees, and you get in-store support, free Netflix with m...
by msi
Wed Sep 18, 2019 6:25 am
Forum: Personal Consumer Issues
Topic: Zinus Mattress - 8, 10, 12, or 14 Inch?
Replies: 9
Views: 1164

Re: Zinus Mattress - 8, 10, 12, or 14 Inch?

We have the 12" version of this Zinus mattress https://www.amazon.com/gp/product/B01NH ... UTF8&psc=1

Very comfortable and supportive.
by msi
Wed Sep 18, 2019 6:18 am
Forum: Personal Consumer Issues
Topic: T-mobile vs Google Fi for Internatioanal?
Replies: 31
Views: 2081

Re: T-mobile vs Google Fi for Internatioanal?

Fi now has an unlimited data plan at $70 for one line down to $45 per line for 4 to 6 lines. The unlimited plan also includes Google One cloud storage. Seems to me you're better off with T-Mobile Postpaid at $70, so you don't have to pay taxes/fees, and you get in-store support, free Netflix with m...
by msi
Mon Sep 16, 2019 5:20 pm
Forum: Personal Consumer Issues
Topic: Teladoc-Specifically through FloridaBlue
Replies: 5
Views: 442

Re: Teladoc-Specifically through FloridaBlue

I'm not on Florida Blue, but I've used Teladoc (and American Well) before. Very friendly doctors and barely any wait. It's perfect for minor issues. For example, I have eczema that periodically requires a prescription cream... all I had to do was describe my symptoms, attach a picture, and mention t...
by msi
Mon Sep 16, 2019 12:26 pm
Forum: Personal Consumer Issues
Topic: T-mobile vs Google Fi for Internatioanal?
Replies: 31
Views: 2081

Re: T-mobile vs Google Fi for Internatioanal?

If you just want to send occasional emails or check a quick stock quote, t-mobile international as a $10 add on to their basic package works fine in most countries. The problem is that it’s only 256kbps so web pages load sloooooooooooooooooooowly. You can find WiFi almost everywhere these days, tho...
by msi
Sun Sep 15, 2019 7:56 pm
Forum: Personal Consumer Issues
Topic: Switched from Verizon's postpaid plan to prepaid: Saved 38%
Replies: 89
Views: 9139

Re: Switched from Verizon's postpaid plan to prepaid: Saved 38%

...our LTE speeds were greatly reduced, and many times I couldn’t get any data when inside buildings. Never had that problem before... I considered switching, but was afraid of this happening. Is this Verizon’s way of dialing back what you get when you try to pay less? They state that prepaid plans...
by msi
Sat Sep 14, 2019 5:39 am
Forum: Personal Consumer Issues
Topic: Visible Wireless (Verizon Subsidiary)
Replies: 12
Views: 1050

Re: Visible Wireless (Verizon Subsidiary)

Is it truly 40/month, or “plus taxes and fees” that goes more towards 50. Review on reddit suggest that it won’t have access to Verizon 3g network so if in rural area won’t be good? The $40 price includes taxes and fees. Visible doesn't offer 3G, but Verizon is planning to shut down their 3G networ...
by msi
Fri Sep 13, 2019 3:44 pm
Forum: Personal Consumer Issues
Topic: What dish soap do you use?
Replies: 54
Views: 3216

Re: What dish soap do you use?

livesoft wrote:
Fri Sep 13, 2019 1:28 pm
I use a dishwasher without pre-soaking and without scrubbing. It's probably a personality defect, but our dishes come out clean.
I never pre-soak or scrub, either. Still works.

Cascade Platinum ActionPacs
by msi
Fri Sep 13, 2019 3:39 pm
Forum: Personal Consumer Issues
Topic: Subaru and the oil consumption problem
Replies: 6
Views: 995

Re: Subaru and the oil consumption problem

I don't think Subaru will agree to that.

Personally, I would just get rid of the car at this point. That's a lot of hassle for just 40k miles.
by msi
Wed Sep 11, 2019 4:58 pm
Forum: Personal Consumer Issues
Topic: How old is your cellphone?
Replies: 168
Views: 9366

Re: How old is your cellphone?

iPhone X, about two years old.
by msi
Fri Sep 06, 2019 11:45 am
Forum: Personal Consumer Issues
Topic: Wedding/Engagement Ring Insurance
Replies: 64
Views: 3922

Re: Wedding/Engagement Ring Insurance

We use Jeweler's Mutual. I would think if you put a ring on your homeowner's insurance and then need to make a claim, your premiums for the entire policy, not just the rider will go up? It very well might. My wife's ring was damaged (it cracked and some stones - not the center one - fell out) so we...
by msi
Thu Sep 05, 2019 8:13 am
Forum: Personal Consumer Issues
Topic: Wedding/Engagement Ring Insurance
Replies: 64
Views: 3922

Re: Wedding/Engagement Ring Insurance

We use Jeweler's Mutual.

I would think if you put a ring on your homeowner's insurance and then need to make a claim, your premiums for the entire policy, not just the rider will go up?
by msi
Sat Aug 31, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Anyone here on Verizon Prepaid? Deprioritization?
Replies: 23
Views: 1922

Re: Anyone here on Verizon Prepaid? Deprioritization?

[quoted post removed by admin LadyGeek]

Well, it doesn't have to be fast enough to stream video, but I do want to be able to browse, use Google Maps, check email, etc. at usable speeds. Dial-up speeds, for example, wouldn't be ok. Maybe 1 mbps at a minimum?
by msi
Sat Aug 31, 2019 8:30 am
Forum: Personal Consumer Issues
Topic: Anyone here on Verizon Prepaid? Deprioritization?
Replies: 23
Views: 1922

Re: Anyone here on Verizon Prepaid? Deprioritization?

Does anyone here use Verizon Prepaid? ... Has anyone noticed that in practice, or has the service been good for you? My concern would be unusable data in busy parts of Manhattan, at airports, etc. I switched from Verizon Postpaid to Verizon Prepaid about 4 years ago, and my bill went down. I found ...
by msi
Sat Aug 31, 2019 8:24 am
Forum: Personal Consumer Issues
Topic: eSim for international roaming not worth it?
Replies: 5
Views: 476

Re: eSim for international roaming not worth it?

You can always go with something like GigSky or TruPhone if they have coverage wherever you're going.

Of course, that won't be quite as cheap as a local SIM, but certainly way more flexible.
by msi
Sat Aug 31, 2019 7:57 am
Forum: Personal Consumer Issues
Topic: Electric razors
Replies: 25
Views: 2121

Re: Electric razors

Been using a Braun Series 7 for years. Before that, I had a variety of Norelco rotary electric razors but I much prefer the foil kind that Braun uses.
by msi
Thu Aug 29, 2019 11:13 am
Forum: Personal Consumer Issues
Topic: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?
Replies: 26
Views: 1852

Re: OBD Malfunction Code #B0020-13 on Honda CRV: dealer can't fix - what to do?

I had something similar in my Acura TSX around the 90k mile mark, and the light eventually did stay on. Ended up having to replace the SRS control module, maybe ~$700-800. As your vehicle is still under warranty, I'd go to another dealer to have them look at it. It is true though that when that ligh...
by msi
Thu Aug 29, 2019 4:41 am
Forum: Personal Investments
Topic: Anyone betting on Teva or any other individual stocks?
Replies: 21
Views: 2081

Re: Anyone betting on Teva or any other individual stocks?

I own one share of Berkshire Hathaway, for no reason other than getting an 8% discount on my car insurance.
by msi
Thu Aug 29, 2019 4:24 am
Forum: Personal Consumer Issues
Topic: Anyone here on Verizon Prepaid? Deprioritization?
Replies: 23
Views: 1922

Re: Anyone here on Verizon Prepaid? Deprioritization?

Jags4186 wrote:
Wed Aug 28, 2019 6:34 pm
My wife and I have Verizon prepaid. Every so often I run a speed test. Hit 175mbps down on LTE last week in Manhattan.
So you've had no problems at other times with slow speeds in the city, like during rush hour? Or at JFK/LGA/EWR?
by msi
Wed Aug 28, 2019 2:54 pm
Forum: Personal Consumer Issues
Topic: Anyone here on Verizon Prepaid? Deprioritization?
Replies: 23
Views: 1922

Re: Anyone here on Verizon Prepaid? Deprioritization?

I am on Verizon prepaid. I occasionally have issues at big events like baseball games or indoor concerts, but I couldn't tell you if that is due to general congestion on the network, poor coverage in certain buildings, or deprioritization for prepaid. I don't know how anyone could definitely say th...
by msi
Wed Aug 28, 2019 1:33 pm
Forum: Personal Consumer Issues
Topic: Anyone here on Verizon Prepaid? Deprioritization?
Replies: 23
Views: 1922

Re: Anyone here on Verizon Prepaid? Deprioritization?

hdas wrote:
Wed Aug 28, 2019 1:30 pm
I’m about to go from postpaid to prepaid for a 33% discount in price and a 50% increase in data. Cheers :greedy
Keep us posted with any issues. It looks like a great deal, but I need to know the service will at least be usable in busy times.
by msi
Wed Aug 28, 2019 1:09 pm
Forum: Personal Consumer Issues
Topic: Anyone here on Verizon Prepaid? Deprioritization?
Replies: 23
Views: 1922

Anyone here on Verizon Prepaid? Deprioritization?

Does anyone here use Verizon Prepaid? I'm thinking about switching, but I've read complaints about deprioritization, which is when you're connected to a congested tower and the speeds get much slower for prepaid customers vs. regular postpaid. Has anyone noticed that in practice, or has the service ...
by msi
Fri Aug 23, 2019 6:46 am
Forum: Personal Consumer Issues
Topic: Physician quality and experience
Replies: 94
Views: 6261

Re: Physician quality and experience

Can you follow your current doctor to whatever new practice (s)he moved to, if that's what happened? I've done that in the past.
by msi
Mon Aug 05, 2019 1:54 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2019?
Replies: 198
Views: 19476

Re: What non fiction book will you be reading in 2019?

Billion Dollar Whale by Tom Wright and Bradley Hope. It's about Jho Low and the 1MDB scandal.
by msi
Fri Aug 02, 2019 2:01 am
Forum: Personal Consumer Issues
Topic: luxury vehicle: what income/asset range
Replies: 75
Views: 4780

Re: luxury vehicle: what income/asset range

You don't have to pay $40,000 and up for a used Lexus. A 2016 ES or NX 200t, for example, can be under $30k easily, depending on mileage. https://www.carvana.com/cars/lexus for some examples. Could work out cheaper than buying a similar new Toyota. I think the question about income/asset range real...
by msi
Thu Aug 01, 2019 11:26 pm
Forum: Personal Consumer Issues
Topic: luxury vehicle: what income/asset range
Replies: 75
Views: 4780

Re: luxury vehicle: what income/asset range

You don't have to pay $40,000 and up for a used Lexus. A 2016 ES or NX 200t, for example, can be under $30k easily, depending on mileage. https://www.carvana.com/cars/lexus for some examples. Could work out cheaper than buying a similar new Toyota. I think the question about income/asset range reall...
by msi
Wed Jul 31, 2019 1:46 am
Forum: Personal Consumer Issues
Topic: Please help with vacation locations
Replies: 45
Views: 2260

Re: Please help with vacation locations

Try a cruise. We like Royal Caribbean, and there are plenty of itineraries for that budget.