Search found 1162 matches

by mak1277
Wed Nov 20, 2019 8:57 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4128
Views: 1176737

Re: What Book Are You Currently Reading? Part VI

Ian Fleming's Diamonds are Forever (1956), a James Bond book. James Bond books are one of my weaknesses. I have several copies of most of them, going back to paperbacks I bought in the very early '60s. Every few years I start going through them.... I love reading these books. Here it is a year late...
by mak1277
Tue Nov 12, 2019 1:54 pm
Forum: Personal Consumer Issues
Topic: Experience/cost MLB spring training?
Replies: 29
Views: 1807

Re: Experience/cost MLB spring training?

I have several friends who attend spring training annually. Why do they go? Mainly because they love baseball. ALso because weather in Florida is much nicer than winter in the northeast and midwest. If you do go, check out the activity on the "back fields" in addition to the actual games. You may se...
by mak1277
Mon Nov 04, 2019 4:37 pm
Forum: Personal Consumer Issues
Topic: Paying a contractor in cash
Replies: 48
Views: 1605

Re: Paying a contractor in cash

Banks are also on the look out for these amounts just below the limit. Having multiple transactions will probably trigger this. Structured Transactions Banks must also report transactions that are less than $10,000 when they believe that the dollar amount of those transactions was specifically chos...
by mak1277
Mon Nov 04, 2019 3:23 pm
Forum: Personal Consumer Issues
Topic: Wedding gift from brother
Replies: 28
Views: 3852

Re: Wedding gift from brother

If there isn't a genuine connection between younger bro and the couple, I would just forget the concept of getting something for the couple. I would get my brother something that he and I could share...tickets to a ballgame or something like that. Keeping brotherly bonds intact isn't always easy onc...
by mak1277
Mon Nov 04, 2019 3:11 pm
Forum: Personal Consumer Issues
Topic: Paying a contractor in cash
Replies: 48
Views: 1605

Re: Paying a contractor in cash

Banks are also on the look out for these amounts just below the limit. Having multiple transactions will probably trigger this. Structured Transactions Banks must also report transactions that are less than $10,000 when they believe that the dollar amount of those transactions was specifically chos...
by mak1277
Thu Oct 31, 2019 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Budget tracking with CC "float"
Replies: 19
Views: 968

Re: Budget tracking with CC "float"

mak1277 wrote:
Thu Oct 31, 2019 12:08 pm
I am not a company subject to GAAP accounting rules...therefore there is no accrual basis of accounting for me. Straight cash homey.
Also, to add to this, I look at my spending on a rolling 12-month basis. The arbitrary cut-off of December is irrelevant.
by mak1277
Thu Oct 31, 2019 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Budget tracking with CC "float"
Replies: 19
Views: 968

Re: Budget tracking with CC "float"

I am not a company subject to GAAP accounting rules...therefore there is no accrual basis of accounting for me. Straight cash homey.
by mak1277
Wed Oct 30, 2019 8:35 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4128
Views: 1176737

Re: What Book Are You Currently Reading? Part VI

"Mastering Stand-Up" by Stephen Rosenfield. In November, I will be taking Rosenfield's stand-up class in NYC, and this book provides an excellent preparation. Those who can't make it to New York should read it for an excellent coverage of all aspects of stand-up, including looking for humor in your...
by mak1277
Mon Oct 28, 2019 10:21 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4806
Views: 1251846

Re: What Movie Have You Recently Watched?

El Camino , on Netflix. It got a bit confusing on the flashback vs. current time tracks, but the movie was very good. A flashback scene with his former chemistry teacher was hilarious - subtle, yet very effective. Another scene near the end of the movie was in the style of Quentin Tarantino. I thin...
by mak1277
Thu Oct 24, 2019 12:29 pm
Forum: Personal Consumer Issues
Topic: Why so many iPhones??? Why did you pick it? Why do you upgrade it?
Replies: 156
Views: 10042

Re: Why so many iPhones??? Why did you pick it? Why do you upgrade it?

The reason why I use Android is because "it just works" and yet that is the reason why people use iPhones which is why this is perplexing to me. Why is this perplexing? Isn't it possible (likely, even) that both systems "just work", and people just keep using the system they started with because it...
by mak1277
Thu Oct 24, 2019 8:18 am
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 5738

Re: Living life post smart phone

Nope, not an exaggeration. Again, how do you "set the tone"? Basically, what Rich said right below your post. People on my team are told that they're not to use their phones in meetings. They're adults, they don't need to have their phones confiscated like they're 5 years old. I've never had a prob...
by mak1277
Wed Oct 23, 2019 2:20 pm
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 5738

Re: Living life post smart phone

And you "set the tone" how? Maybe it's OK in some settings, in others it absolutely is not. I am "successful", a senior director in a large corporation but if I played on my phone in a meeting that included any of our executives (which is at least half of my meetings), I might very well lose my job...
by mak1277
Wed Oct 23, 2019 11:12 am
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 5738

Re: Living life post smart phone

Don't disagree at all, I'd love to only hire people who don't have this issue, but that isn't realistic. Just read this thread; the OP is a successful professional who openly admits to playing around on his phone in meetings and he isn't the only one admitting it (in this thread). If you have manag...
by mak1277
Wed Oct 23, 2019 9:30 am
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 5738

Re: Living life post smart phone

In that case, is a few minutes going to make a difference? BTW, as I think, I have 1 single employee (out of 21) who has a child and they have a SAHM wife. You can think of a million theoretical situations, none of them change the fact that phones are a considerable distraction (not in a good way) ...
by mak1277
Wed Oct 23, 2019 7:21 am
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 5738

Re: Living life post smart phone

Just put it physically away in a place where you can't get to it easily. Phones are not allowed in my department's meetings (I asked HR and they said it was OK); my employees have to leave them at their desks. My wife puts her phone upstairs in her nightstand immediately when getting home. There ha...
by mak1277
Tue Oct 22, 2019 12:24 pm
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 5738

Re: Living life post smart phone

Thank you all for your helpful responses. My struggle is not checking e-mails, like GPS , e-mail is something I would like to have so I could use it if needed. My struggle is that I find myself looking at my phone during boring business meetings (faux pas) and relaxing at the house when the kids go...
by mak1277
Tue Oct 22, 2019 9:48 am
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 5738

Re: Living life post smart phone

Has anyone here devolved and went back to using a regular phone after years of using a smart phone? If so, which phone did you get. I’m interested in removing the temptation of always being on my iPhone by removing the phone all together. I would love to find a phone that could still check e-mail a...
by mak1277
Mon Oct 21, 2019 10:16 am
Forum: Personal Consumer Issues
Topic: Help me find some high quality cargo pants.
Replies: 63
Views: 5478

Re: Help me find some high quality cargo pants.

I like Lululemon pants. I wear them to work as they look good, are extremely comfortable and use high quality materials, so never wrinkle. Also they have a very smart pocket design. One of the Lululemon pants I have even has a sort of a reflective strip on the inside of the legs, which is meant to ...
by mak1277
Mon Oct 21, 2019 7:46 am
Forum: Personal Finance (Not Investing)
Topic: Can you claim financial independence with kids still in school
Replies: 80
Views: 6081

Re: Can you claim financial independence with kids still in school

My kid will be 2 when I retire.

I have set aside a (generous) allowance for his college education above and beyond what is needed for our retirement. But beyond that, and assuming there are no special needs down the road, I am not worried about retiring before he's even in kindergarten.
by mak1277
Mon Oct 21, 2019 7:32 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4806
Views: 1251846

Re: What Movie Have You Recently Watched?

jjunk wrote:
Sat Oct 19, 2019 12:28 am
Joker - excellent movie IMO. Great acting, cinematography and score
If I generally can't stand Joaquin Phoenix, will I be able to enjoy "Joker" or should I just skip it altogether (as is my instinct)?
by mak1277
Mon Oct 21, 2019 7:29 am
Forum: Personal Finance (Not Investing)
Topic: For those who are FI: At what point did you begin to relax?
Replies: 76
Views: 10198

Re: For those who are FI: At what point did you begin to relax?

I suspect that most people are either worriers, or they're not. I think if you're worried about money now, you're going to be more worried as you get more of it (more to lose, etc.). I was never worried about money when I didn't have any. I am probably a little *more* worried now that I'm well past ...
by mak1277
Thu Oct 17, 2019 9:14 am
Forum: Personal Finance (Not Investing)
Topic: What percent of net worth should a persons house be?
Replies: 141
Views: 10342

Re: What percent of net worth should a persons house be?

renue74 wrote:
Thu Oct 17, 2019 9:07 am

I always love the "can I afford this $1M house?" In my mind, I'm thinking, who in their right mind would want a $1M house?
I don't necessarily want a million dollar house, but I'd love to have a $300,000 house on $700,000 of land.
by mak1277
Thu Oct 17, 2019 8:47 am
Forum: Personal Finance (Not Investing)
Topic: What percent of net worth should a persons house be?
Replies: 141
Views: 10342

Re: What percent of net worth should a persons house be?

I'm surprised on a BH forum so many people are saying it doesn't matter or that it matters little. that is, in my mind, insane. this is a forum founded essentially on two axioms 1) diversify 2) cut costs. from that, you should have as small a percentage of your net worth in your home as you find co...
by mak1277
Thu Oct 17, 2019 8:24 am
Forum: Personal Finance (Not Investing)
Topic: What percent of net worth should a persons house be?
Replies: 141
Views: 10342

Re: What percent of net worth should a persons house be?

Agree it’s a poor metric and there is certainly no “should”. However, I think the metric makes a little more sense once a person is retired. Then it would reflect how much the retiree wants to allocate to a house. Funds allocated to your house will not generate cash flow that can otherwise be spent...
by mak1277
Thu Oct 17, 2019 7:48 am
Forum: Personal Finance (Not Investing)
Topic: What percent of net worth should a persons house be?
Replies: 141
Views: 10342

Re: What percent of net worth should a persons house be?

Agree it’s a poor metric and there is certainly no “should”. However, I think the metric makes a little more sense once a person is retired. Then it would reflect how much the retiree wants to allocate to a house. Funds allocated to your house will not generate cash flow that can otherwise be spent...
by mak1277
Thu Oct 17, 2019 7:31 am
Forum: Personal Consumer Issues
Topic: Help me find some high quality cargo pants.
Replies: 63
Views: 5478

Re: Help me find some high quality cargo pants.

Count me as one who regularly wears cargo pants, mostly from REI, and couldn't care less what others might think about it. I dress for my comfort and convenience and I have no idea why any intelligent person would not do otherwise. People who are interested in attracting romantic partners. Also, th...
by mak1277
Wed Oct 16, 2019 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Company being acquired - severance strategy?
Replies: 23
Views: 2206

Re: Company being acquired - severance strategy?

My company is being acquired. I told my boss that I would like to be severed since there is an attractive severance plan and all outstanding equity would vest. Unfortunately, my boss told me that I am being kept on and that the company is not giving out severance packages if there are open slots on...
by mak1277
Tue Oct 15, 2019 12:04 pm
Forum: Personal Consumer Issues
Topic: Help me find some high quality cargo pants.
Replies: 63
Views: 5478

Re: Help me find some high quality cargo pants.

I like Prana cargo pants. I've gone on 100+ mile bike trips in their Zion pants and numerous hikes. This is my recommendation. I have several pair of Prana's Zion pants and they're excellent. I wouldn't wear them in a social setting though...unless you're already married or are not interested in at...
by mak1277
Tue Oct 15, 2019 7:31 am
Forum: Personal Consumer Issues
Topic: Help me find some high quality cargo pants.
Replies: 63
Views: 5478

Re: Help me find some high quality cargo pants.

I like Prana cargo pants. I've gone on 100+ mile bike trips in their Zion pants and numerous hikes. This is my recommendation. I have several pair of Prana's Zion pants and they're excellent. I wouldn't wear them in a social setting though...unless you're already married or are not interested in at...
by mak1277
Mon Oct 14, 2019 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: poor Boglehead sending my kids to college
Replies: 69
Views: 5859

Re: poor Boglehead sending my kids to college

Unless you really don't have the means, I would absolutely not let my kids stay at home for college. Living on campus / on their own is such a necessary (IMO) part of developing into an adult. Why is that? There are many millions of people who developed into fully functional adults while living at ...
by mak1277
Mon Oct 14, 2019 3:50 pm
Forum: Personal Finance (Not Investing)
Topic: poor Boglehead sending my kids to college
Replies: 69
Views: 5859

Re: poor Boglehead sending my kids to college

Unless you really don't have the means, I would absolutely not let my kids stay at home for college. Living on campus / on their own is such a necessary (IMO) part of developing into an adult. Why is that? There are many millions of people who developed into fully functional adults while living at ...
by mak1277
Mon Oct 14, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on dry cleaning?
Replies: 27
Views: 1522

Re: How much do you spend on dry cleaning?

$2.99 per garment for normal stuff (dress pants, suits, sport coats, etc.).
by mak1277
Mon Oct 14, 2019 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: poor Boglehead sending my kids to college
Replies: 69
Views: 5859

Re: poor Boglehead sending my kids to college

Unless you really don't have the means, I would absolutely not let my kids stay at home for college. Living on campus / on their own is such a necessary (IMO) part of developing into an adult.
by mak1277
Mon Oct 14, 2019 1:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4128
Views: 1176737

Re: What Book Are You Currently Reading? Part VI

OK, looking for a book recommendation...I'm in search of a good, funny novel (definitely a novel, not just a funny non-fiction by a comedian). I love Wodehouse, but not looking for another one of those. My other favorites include Lucky Jim and Straight Man . I have read, but didn't love, Confederac...
by mak1277
Mon Oct 14, 2019 9:48 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4128
Views: 1176737

Re: What Book Are You Currently Reading? Part VI

OK, looking for a book recommendation...I'm in search of a good, funny novel (definitely a novel, not just a funny non-fiction by a comedian). I love Wodehouse, but not looking for another one of those. My other favorites include Lucky Jim and Straight Man . I have read, but didn't love, Confederacy...
by mak1277
Wed Oct 09, 2019 3:56 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4128
Views: 1176737

Re: What Book Are You Currently Reading? Part VI

The Secret History by Donna Tartt
by mak1277
Wed Oct 02, 2019 7:56 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1564
Views: 167662

Re: [What TV Show Have You Recently Watched?]

Just finished Mindhunter season 2. Thoroughly enjoyed it. Highly recommended for crime thriller fans! +1. The retro 70's serial killers are super creepy. I liked Season 2 OK but I thought it fell far short of season 1. I didn't like the extended focus on a single case, significant reduction in the ...
by mak1277
Thu Sep 26, 2019 12:34 pm
Forum: Personal Investments
Topic: Puzzling the "How Much Cash" Question
Replies: 19
Views: 1856

Re: Puzzling the "How Much Cash" Question

From my perspective, heading into an early retirement, I want a 60/40 portfolio that can support a 3% withdrawal rate. That's the primary need and if I didn't have that met I would not retire. Secondary - I would like 3 years of expenses in cash Beyond that - Well, I can pretty much invest anything ...
by mak1277
Tue Sep 24, 2019 12:30 pm
Forum: Personal Consumer Issues
Topic: Deleted
Replies: 262
Views: 21584

Re: A 'really good book' you did NOT enjoy

My top picks: On the Road - I thought that I would find something in this that resonated with me but ultimately it was just dreck. There are books that I really enjoyed when I read them, but which I suspect I wouldn't enjoy if I re-read them now (in my 40s). I am glad that I read them at the right ...
by mak1277
Tue Sep 24, 2019 11:08 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4128
Views: 1176737

Re: What Book Are You Currently Reading? Part VI

Helter Skelter - Watching "Mindhunter" on Netflix inspired me to read this book that's been sitting on my bookshelf for at least a half dozen years. Long, detailed, shocking, but really good. Also just finished The Handmaid's Tale , which I thought was fantastic (I typed "which I really enjoyed" an...
by mak1277
Tue Sep 24, 2019 11:03 am
Forum: Personal Consumer Issues
Topic: Deleted
Replies: 262
Views: 21584

Re: A 'really good book' you did NOT enjoy

My top picks: On the Road - I thought that I would find something in this that resonated with me but ultimately it was just dreck. Blood Meridian - I liked No Country for Old Men and I love The Road , but I've started McCarthy's "masterpiece" three separate times and can't make it past the halfway p...
by mak1277
Fri Sep 20, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: How to handle "split-the-bill" group lunches?
Replies: 159
Views: 8298

Re: How to handle "split-the-bill" group lunches?

DanMahowny wrote:
Fri Sep 20, 2019 11:36 am
Nondrinkers are always getting the shaft. But that's okay.

I say, "be kind to drunk people, for every one of them is fighting an enormous battle."
"I feel sorry for people who don't drink. When they wake up in the morning that's as good as they're going to feel all day."
by mak1277
Fri Sep 20, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: How to handle "split-the-bill" group lunches?
Replies: 159
Views: 8298

Re: How to handle "split-the-bill" group lunches?

FireProof wrote:
Fri Sep 20, 2019 9:46 am
mak1277 wrote:
Thu Sep 19, 2019 1:14 pm
Just play the credit card game...everyone gives a card to the server, the server picks one, and that person pays the whole bill.
Problem remains - expected value is still split equally even though some spent far less.
Yes, but it's far more fun than dickering about it at the table.
by mak1277
Thu Sep 19, 2019 3:11 pm
Forum: Personal Consumer Issues
Topic: How to handle "split-the-bill" group lunches?
Replies: 159
Views: 8298

Re: How to handle "split-the-bill" group lunches?

Just play the credit card game...everyone gives a card to the server, the server picks one, and that person pays the whole bill. Which works well if everyone is doing okay financially and the group is less than 6 people. Meh. I learned this game with a group of guys back when none of us were doing ...
by mak1277
Thu Sep 19, 2019 1:14 pm
Forum: Personal Consumer Issues
Topic: How to handle "split-the-bill" group lunches?
Replies: 159
Views: 8298

Re: How to handle "split-the-bill" group lunches?

Just play the credit card game...everyone gives a card to the server, the server picks one, and that person pays the whole bill.
by mak1277
Thu Sep 19, 2019 7:36 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4128
Views: 1176737

Re: What Book Are You Currently Reading? Part VI

jebmke wrote:
Wed Sep 18, 2019 4:45 pm
Finished The Overstory. Also whipped through The Middleman (Steinhauer) in about a day. Now reading The Butcher's Boy (Perry).
How was The Overstory? I've hesitated (for no good reason) to read it.
by mak1277
Wed Sep 18, 2019 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking Career Advice, Or, A CPA looking for a career pivot
Replies: 7
Views: 631

Re: Seeking Career Advice, Or, A CPA looking for a career pivot

Have you thought about moving into an FP&A role? I suspect you could make a move like that without all the extra training/coursework. I've applied to a few FP&A roles, but generally don't get a call. Maybe I need to work on my resume? :confused I hope your resume highlights your current analytical ...
by mak1277
Wed Sep 18, 2019 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Seeking Career Advice, Or, A CPA looking for a career pivot
Replies: 7
Views: 631

Re: Seeking Career Advice, Or, A CPA looking for a career pivot

Have you thought about moving into an FP&A role? I suspect you could make a move like that without all the extra training/coursework.
by mak1277
Wed Sep 18, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Mustang...GT or Ecoboost?
Replies: 39
Views: 2091

Re: Mustang...GT or Ecoboost?

An 80's Mustang with nostalgic memories is not the same as a late model Mustang of any type. Highly suggest Spouse take a test drive and evaluate if she really wants and needs such a car at this stage of life, vs back when. I would leave it up to her, completely. j :happy This is and has never been...
by mak1277
Wed Sep 18, 2019 7:30 am
Forum: Personal Consumer Issues
Topic: Mustang...GT or Ecoboost?
Replies: 39
Views: 2091

Re: Mustang...GT or Ecoboost?

I had a foxbody mustang. Non-V8 mustangs have come a long way since then, and back then most enthusiast would laugh off a non-V8. Your wife's love of an iconic car while not being a car person is at odds. What did she like about it? The purist in me says V8. The sound, feel, tradition. Ford really ...