Search found 7734 matches

by tfb
Wed Feb 21, 2018 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Need Help Understanding 2017 ACA Insurance Bill for $28,690 and tax liabilities? Confused? ** How to deduct in 2018??
Replies: 88
Views: 4323

Re: Need Help Understanding 2017 ACA Insurance Bill for $28,690 and tax liabilities? Confused? Help?

I don't believe that you can deduct an IRA contribution with no earned income. So excess IRA contribution wont help. You could fill out the tax form incorrectly, I suppose, but no tax software is going to do that. Just tried this in tax software. You are right. You can contribute excess but you can...
by tfb
Wed Feb 21, 2018 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Need Help Understanding 2017 ACA Insurance Bill for $28,690 and tax liabilities? Confused? ** How to deduct in 2018??
Replies: 88
Views: 4323

Re: Need Help Understanding 2017 ACA Insurance Bill for $28,690 and tax liabilities? Confused? Help?

No salaries paid from the rental business, only direct rent paid personally. Not looking good at all on that end :( Also have royalty income from our photography portfolio's from Getty, etc, etc. But it is not a salary. No looking good. [EDIT: Incorrect, see posts below.] Although you don't have in...
by tfb
Tue Feb 20, 2018 4:56 pm
Forum: Personal Finance (Not Investing)
Topic: Can I use Free H&R Block online to file my taxes if my taxable income is more than $99,999?
Replies: 15
Views: 1093

Re: Can I use Free H&R Block online to file my taxes if my taxable income is more than $99,999?

Now it is ready to be filed and I checked it - all the forms seem to be present (form 1040, schedule A, Schedule B + NY 201 form for state filing). Can I just file with with the free H&R block version, even though it said at some point that I'll need the H&R Block Deluxe version since my taxable in...
by tfb
Mon Feb 19, 2018 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: Setting up so spouse can contribute to Solo 401k
Replies: 17
Views: 1957

Re: Setting up so spouse can contribute to Solo 401k

Even though it predates QJVs (2007) the IRS has held that this guidance specifically allows an LLC in a community property state to be considered a qualified entity described in section 3.02 of that revenue procedure. Allowing the LLC to be treated as a disregarded entity to be able to elect QJV st...
by tfb
Mon Feb 19, 2018 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: Backdoor Roth and Turbotax 1099-R
Replies: 2
Views: 217

Re: Backdoor Roth and Turbotax 1099-R

Can someone tell me what I am doing wrong on Turbotax? Whenever I enter the information on my 1099-R and answer questions about the conversion to a Roth, I still get Federal and State tax taken out. You didn't realize the running meter in the interim isn't the final answer until you run the program...
by tfb
Mon Feb 19, 2018 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle cashback bonuses?
Replies: 8
Views: 1147

Re: How to handle cashback bonuses?

If I didn't have the $400 bonus, I would feel bad about buying the $310 pads and may opt for the $150 pad instead (or 1 superior quality pad rather than 2). Thus, having the $400 bonus makes me feel less guilty to splurge. That's just mental accounting. The $400 bonus is yours regardless which pad ...
by tfb
Mon Feb 19, 2018 2:27 pm
Forum: Personal Finance (Not Investing)
Topic: Keeping state tax refund off of ACA MAGI
Replies: 7
Views: 482

Re: Keeping state tax refund off of ACA MAGI

curmudgeon wrote:
Mon Feb 19, 2018 2:19 pm
Rather than taking the state refund, I will have it applied to 2018 state taxes.
Wouldn't the state issue a 1099-G for it as well?
by tfb
Mon Feb 19, 2018 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: Setting up so spouse can contribute to Solo 401k
Replies: 17
Views: 1957

Re: Setting up so spouse can contribute to Solo 401k

Just a reminder that if the business is formed as a state entity (LLC), you cannot do the Joint venture option. https://www.irs.gov/businesses/small-businesses-self-employed/election-for-husband-and-wife-unincorporated-businesses Unless you are in a community property state. My reading of QJV and R...
by tfb
Sun Feb 18, 2018 1:23 pm
Forum: Forum Issues and Administration
Topic: Using math notation in Bogleheads posts
Replies: 11
Views: 1206

Re: Using math notation in Bogleheads posts

AsciiMath is an easy math markup language. Here are some examples. A=P(1+i/f)^(ft) becomes `A=P(1+i/f)^(ft)` V=sum_(i=1)^n(P_i/(1+r_i))^i becomes `V=sum_(i=1)^n(P_i/(1+r_i))^i` "rate" = ("ending value"/"begining value")-1 becomes `"rate" = ("ending value"/"begining value")-1` gMS=sum_(i=1)^n (1/(pr...
by tfb
Sat Feb 17, 2018 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Price of Turbotax
Replies: 3
Views: 529

Re: Price of Turbotax

I notice that the price of Turbotax Home and Business for Mac on a website called Tax Reps is about half the price of Amazon. https://www.taxreps.info/tax/turbotax-home-business-2017?search=tax Has anyone gotten Turbotax from this site? Just wonder if it can be trusted. These websites pop up every ...
by tfb
Sat Feb 17, 2018 2:15 am
Forum: Investing - Help with Personal Investments
Topic: Convert to ETF (not at Vanguard)
Replies: 20
Views: 1558

Re: Convert to ETF (not at Vanguard)

Has anybody ever converted Vanguard mutual fund shares to ETF, but done so at another broker (Schwab, Fidelity, Merrill etc.)? Vanguard's website says this is possible--I figured if anybody had ever actually done that it would have been amongst this group. :happy GammaPoint was able to do it at Wel...
by tfb
Wed Feb 14, 2018 10:36 am
Forum: Investing - Help with Personal Investments
Topic: Incorrect cost basis on Fidelity tax statements
Replies: 12
Views: 953

Re: Incorrect cost basis on Fidelity tax statements

I still need to call fidelity for the short term losses and ask why that also has a cost basis of zero. And those losses weren't transferred from e-trade. You should've said you didn't buy these shares with cash from your brokerage account. The shares vested from an employer stock plan are required...
by tfb
Wed Feb 14, 2018 1:37 am
Forum: Personal Finance (Not Investing)
Topic: The Best HSA
Replies: 20
Views: 1794

Re: The Best HSA

I'm going to give you crazy Bogleheads a gift because I have gotten some useful information from your site before. Crazy Bogleheads already knew it a long time ago. Here's a thread from 2014, before Elements was known as Elements. You can probably find even earlier threads. Only being better than H...
by tfb
Fri Feb 02, 2018 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: Is taxcaster 2018 accurate for AMT?
Replies: 12
Views: 1053

Re: Is taxcaster 2018 accurate for AMT?

I doubt anyone will pay AMT in 2018 unless they have income only subject to AMT (ISO exercise for example).
by tfb
Fri Feb 02, 2018 10:26 pm
Forum: Personal Finance (Not Investing)
Topic: After-tax 401k --> Mega Backdoor Roth IRA --> Early Withdrawal
Replies: 30
Views: 1675

Re: After-tax 401k --> Mega Backdoor Roth IRA --> Early Withdrawal

How would you know what the taxable portion ($2) is at the time of withdrawal ? Would the custodian where the Roth IRA is held provide you with a proper 1099-R showing this amount ? Or are you responsible for tracking this yourself ? You are supposed to track it yourself. Or you can just wait until...
by tfb
Thu Feb 01, 2018 11:49 am
Forum: Personal Finance (Not Investing)
Topic: After-tax 401k --> Mega Backdoor Roth IRA --> Early Withdrawal
Replies: 30
Views: 1675

Re: After-tax 401k --> Mega Backdoor Roth IRA --> Early Withdrawal

+ First out is the $2, as it is the taxable part of the rollover. I pay taxes and early withdrawal penalty (10%) given under 5 years. + Subsequently, the $2,368, as it is the non-taxable part of the rollover, is now accessible to me penalty-free? You pay 10% penalty on withdrawing $2 too soon but n...
by tfb
Thu Feb 01, 2018 2:06 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax Newbie
Replies: 17
Views: 1712

Re: Turbo Tax Newbie

Trying to muster up the courage to TT it this year - can someone dummy down how I can punch in my tax info from 2016 (using my return) to confirm that I have the intelligence/ability to do 2017's taxes with minimal headache. The best way to practice is to buy a 2016 program on eBay (under $10). Use...
by tfb
Wed Jan 31, 2018 11:25 am
Forum: Personal Finance (Not Investing)
Topic: How to get rid of an IRA from old 401k plan to allow a back door Roth
Replies: 12
Views: 1118

Re: How to get rid of an IRA from old 401k plan to allow a back door Roth

If I understand things, I am not able to create a solo401k since I don't have a business. From what I have read in past threads, it gets pretty murky about what exactly comprises an actual business and the intent to make a profit. My question is since my currently employer doesn't offer a 401k plan...
by tfb
Wed Jan 31, 2018 11:15 am
Forum: Investing - Help with Personal Investments
Topic: Do it myself or hire a pro?
Replies: 27
Views: 2386

Re: Do it myself or hire a pro?

Between doing it yourself and hiring a pro to manage your money, there's a 3rd option: pay someone for advice but manage the money yourself by following the advice received. Full disclosure: I offer a service that helps people find this 3rd option. At 0.30% fee on $3 million, the Vanguard PAS servic...
by tfb
Tue Jan 30, 2018 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Reporting i401k contributions on 1120S
Replies: 29
Views: 1233

Re: Reporting i401k contributions on 1120S

Just use tax software and let the software do it.
by tfb
Mon Jan 29, 2018 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Trust account at Vanguard with 2 trustees with separate logins
Replies: 15
Views: 1163

Re: Trust account at Vanguard with 2 trustees with separate logins

I'm not a lawyer but I had a joint revocable trust created for us last year. The lawyer explained the terms of our trust. These terms may not be the same as in your trust. A trust is not the same as an account. A trust can have multiple accounts. Assets placed into a joint trust don't automatically ...
by tfb
Wed Jan 24, 2018 11:19 pm
Forum: Personal Finance (Not Investing)
Topic: Deducting Prepaid Property Taxes
Replies: 7
Views: 684

Re: Deducting Prepaid Property Taxes

However, the statement didn't give a legal basis for the conclusion, and several tax experts have recently written that the law doesn't support that conclusion. Before the IRS statement came out Bogleheads reached the same conclusion. I would go with the official written guidance and not start maki...
by tfb
Tue Jan 23, 2018 1:38 am
Forum: Investing - Theory, News & General
Topic: Backdoor Roth / step-transaction doctrine news: [Congress recognizes process]
Replies: 33
Views: 2621

Re: Backdoor Roth / step doctrine news

(Also, nice find by the article’s author! The report she links to is quite long and she found the information for her article in some footnotes.) She didn't find them herself. Not crediting the source who spotted them was bad form. Natalie Choate wrote about this on Morningstar.com on Jan. 12. http...
by tfb
Sat Jan 20, 2018 3:23 pm
Forum: Investing - Theory, News & General
Topic: Fear of dying with too much money?
Replies: 137
Views: 8317

Re: Fear of dying with too much money?

It won't happen. Barring unexpected death, there are always ways to spend money on things and experiences we enjoy.
by tfb
Sat Jan 20, 2018 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?
Replies: 7
Views: 564

Re: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?

Re-reading what Vanguard said more closely, it appears that the person responding was perhaps under the impression that I had converted from a 401k at a different provider into my Vanguard Roth, whereas in fact I converted -- in mid-air, like a trapeze artist? -- from a 401k at Vanguard to a Roth a...
by tfb
Sat Jan 20, 2018 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage Payoff Advice with Appreciated Securities
Replies: 17
Views: 938

Re: Mortgage Payoff Advice with Appreciated Securities

A couple of variations on the theme: 1) Option outlined above 2) Wait until the remaining three years of the ARM period expire to take advantage of the very low interest rate at 2.875% and then complete the pay-off at that time. This will defer the capital gains tax payment with the equity market v...
by tfb
Sat Jan 20, 2018 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?
Replies: 7
Views: 564

Re: Tax reporting for 'mid-air' 401k to Roth IRA conversion -- how?

Last year I converted a portion of my (pure, vanilla, pre-tax) 401k directly to a Roth IRA. Vanguard has not issued a form 1099-R because it turns out that what I did here was a 'mid-air' conversion, so a 1099-R is apparently unnecessary. They will issue a form 5498 in May, and from the sound of th...
by tfb
Fri Jan 12, 2018 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21245

Re: QUESTIONS ABOUT MOVING FROM ONLINE TO CD

So if I decide to make the transition, can I use the current version of the CD/download version and yet import my data from the prior online data that is saved up in the TurboTax online account? Instructions from Intuit: How do I switch from TurboTax Online to the TurboTax software? Also in additio...
by tfb
Fri Jan 12, 2018 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Mega Backdoor Roth: Conversion or Rollover?
Replies: 15
Views: 955

Re: Mega Backdoor Roth: Conversion or Rollover?

Thanks for the replies tfb, appreciate the help However I'm confused by your response to #3 because that was the one I was most certain about. Everything I have read has stated that the principal of a tIRA to rIRA conversion (i.e. backdoor roth conversion) is subject to a 10% withdraw penalty with ...
by tfb
Fri Jan 12, 2018 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: Mega Backdoor Roth: Conversion or Rollover?
Replies: 15
Views: 955

Re: Mega Backdoor Roth: Conversion or Rollover?

Pretty good writeup but I have to admit I'm still a bit confused, maybe partly because it doesn't discussed backdoor roth in parallel to the mega backdoor. Is the following correct? 1. Direct contributions to rIRA (non backdoor): never any penalty 1b. Earnings on direct contributions to rIRA (non b...
by tfb
Thu Jan 11, 2018 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: Select account Preimeraccount not FDIC covered
Replies: 8
Views: 413

Re: Select account Preimeraccount not FDIC covered

I could have worded that better. I checked their website before reporting that. Instead of "It is a Credit Union so it is covered by NCUA which is just as good as FDIC." I should have said; "It is a Credit Union covered by NCUA which is just as good as FDIC." It's not a credit union. Select Account...
by tfb
Thu Jan 11, 2018 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Mega Backdoor Roth: Conversion or Rollover?
Replies: 15
Views: 955

Re: Mega Backdoor Roth: Conversion or Rollover?

Tried searching for this but couldn't find. People frequently use the terminology of "rollover" and "conversion" interchangeably when it comes to Mega Backdoor Roth. However, is the move from 401K after tax to rIRA a rollover or conversion? I ask because my understanding is a conversion to rIRA req...
by tfb
Tue Jan 02, 2018 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: Using Vanguard’s advisors
Replies: 50
Views: 4753

Re: Using Vanguard’s advisors

Taylor Larimore wrote:
Tue Jan 02, 2018 3:03 pm
I wrote a number of FAQs on how this works, including the latest on how it compares with Vanguard PAS. I will PM you the link.
tfb:

I hope you will post the link here.

Happy New Year!

Taylor
Happy New Year to you too, Taylor! The FAQs: https://adviceonlyfinancial.com/sections/faqs
by tfb
Tue Jan 02, 2018 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: Using Vanguard’s advisors
Replies: 50
Views: 4753

Re: Using Vanguard’s advisors

I only looked casually today, but the bogleheads' wiki does not seem to have a good page on "How to Select the Right Financial Advisor (or Not)" that would be quite helpful. Now I know that tfb does have a service to help folks with this, so may I ask tfb if that is actually working out from client...
by tfb
Mon Jan 01, 2018 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: Using Vanguard’s advisors
Replies: 50
Views: 4753

Re: Using Vanguard’s advisors

I think the AA and “not letting you harm yourself in a downtown”stuff might be worth 30bps, but for anyone with any sizeabke taxable assets “tax advice” matters. A lot. Perhaps even the 70bps which separate them from a more typical RIA fee. Worth and how much you should pay are not the same. Eating...
by tfb
Thu Dec 28, 2017 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: CNBC quotes IRS on terms of deductibility of prepaid property taxes
Replies: 79
Views: 5710

Re: IRS clarifies 2018 property tax prepayment

Exactly when do I become liable for the 8/1/18 payment? a) The December 2017 assessment when the amount of that payment is determined exactly b) The June 2018 billing which puts that value on a piece of paper and mails it to me c) The December 2018 assessment which determines the fiscal year tax ra...
by tfb
Thu Dec 28, 2017 9:35 pm
Forum: Personal Finance (Not Investing)
Topic: CNBC quotes IRS on terms of deductibility of prepaid property taxes
Replies: 79
Views: 5710

Re: IRS clarifies 2018 property tax prepayment

Exactly when do I become liable for the 8/1/18 payment? a) The December 2017 assessment when the amount of that payment is determined exactly b) The June 2018 billing which puts that value on a piece of paper and mails it to me c) The December 2018 assessment which determines the fiscal year tax ra...
by tfb
Thu Dec 28, 2017 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: CNBC quotes IRS on terms of deductibility of prepaid property taxes
Replies: 79
Views: 5710

Re: IRS clarifies 2018 property tax prepayment

My current tax bill contains the full amount of the Dec 2017 assessment. It invoices the Q3 (2/1/18) and Q4 (5/1/18) due dates which is equal to the total December 2017 assessment minus the 8/1/17 and 11/1/17 payments which were based on last year's assessment, and determines to the penny, the exac...
by tfb
Thu Dec 28, 2017 11:22 am
Forum: Personal Finance (Not Investing)
Topic: CNBC quotes IRS on terms of deductibility of prepaid property taxes
Replies: 79
Views: 5710

Re: IRS clarifies 2018 property tax prepayment

So if Buffetologist has a tax bill in hand, pays that bill prior to Jan 1 and his/her township accepts the payment as settlement of the tax liability and not a deposit, I think this fits the IRS guidance and should be deductible. After all, how is this taxpayer not liable for the tax imposed? The f...
by tfb
Thu Dec 28, 2017 11:09 am
Forum: Personal Finance (Not Investing)
Topic: CNBC quotes IRS on terms of deductibility of prepaid property taxes
Replies: 79
Views: 5710

Re: IRS clarifies 2018 property tax prepayment

So if Buffetologist has a tax bill in hand, pays that bill prior to Jan 1 and his/her township accepts the payment as settlement of the tax liability and not a deposit, I think this fits the IRS guidance and should be deductible. After all, how is this taxpayer not liable for the tax imposed? The f...
by tfb
Wed Dec 27, 2017 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: CNBC quotes IRS on terms of deductibility of prepaid property taxes
Replies: 79
Views: 5710

Re: IRS clarifies 2018 property tax prepayment

The rate isn't set until December 2018. The town collects preliminary bills for 8/1 and 11/1 which are just the previous year's tax divided by 4. They make it up in Q3 (2/1/19) and Q4 (5/1/19) once the December 2018 assessment is done. In other words, the town knows today exactly what the 8/1/18 an...
by tfb
Wed Dec 27, 2017 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax Online vs. Download
Replies: 34
Views: 2961

Re: Turbotax Online vs. Download

So, I've put a lot of numbers (some of which are estimates) into the online program (to do Roth conversion modeling), and my impression is that it's a better designed, smoother program. I'm not doing a side-by-side comparison, but I'm remembering my past experiences with TT downloads in past years....
by tfb
Mon Dec 25, 2017 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 886
Views: 51133

Re: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]

Munir wrote:
Mon Dec 25, 2017 10:59 am
Is it correct that you can deduct tax-preparation fees for 2018 if you prepay them in 2017?
I don't think so. No service has been rendered. No expense has been incurred.
by tfb
Mon Dec 25, 2017 11:36 am
Forum: Personal Finance (Not Investing)
Topic: Confusion about prepaying property taxes
Replies: 137
Views: 13315

Re: Confusion about prepaying property taxes

For the New Yorkers Announcement from : https://www.tax.ny.gov Governor Andrew M. Cuomo has signed an emergency Executive Order that will allow New Yorkers to prepay next year’s property taxes this year, before the new tax law takes effect. Payments must be postmarked on or before December 31, 2017...
by tfb
Sun Dec 24, 2017 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Confusion about prepaying property taxes
Replies: 137
Views: 13315

Re: Confusion about prepaying property taxes

I think if the assessment was made AND the mill rate was set, you have a valid case for paying and taking the deduction. My house gets re-assessed every five years but of course the mill rate gets set every year. I doubt I could make a case for paying 5 years in advance (assuming they would even ta...
by tfb
Sun Dec 03, 2017 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: For a single person if I stay under $48,240 or FPL of 400% would it be ok to sell some gains to move them to an index
Replies: 10
Views: 1122

Re: For a single person if I stay under $48,240 or FPL of 400% would it be ok to sell some gains to move them to an inde

rec7 wrote:
Sun Dec 03, 2017 1:04 pm
If I went over FPL of 400% what would happen? What is the difference between an income of $48240 and $49000
Your ACA subsidy falls off a cliff and drops to zero. It slides down a slope as your income goes up toward 400% FPL. Once you go over, it abruptly becomes zero.
by tfb
Sun Dec 03, 2017 2:10 am
Forum: Personal Finance (Not Investing)
Topic: For a single person if I stay under $48,240 or FPL of 400% would it be ok to sell some gains to move them to an index
Replies: 10
Views: 1122

Re: For a single person if I stay under $48,240 or FPL of 400% would it be ok to sell some gains to move them to an inde

rec7 wrote:
Sat Dec 02, 2017 11:31 am
don't want to pay to much taxes or lose ACA
You won't lose the subsidy completely but as your income goes up toward 400% FPL your subsidy will be reduced by 10-15% for each dollar of income.
by tfb
Sat Dec 02, 2017 1:14 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Yubikey questions
Replies: 17
Views: 1821

Re: Fidelity Yubikey questions

I saw that Yubikeys support Symantec VIP which I assume means they can be used to log into Fidelity. Yubico used to offer a product to the general public that included a Symantec VIP id. The current retail Yubikeys don't have it any more. They only offer custom keys to institutions who distribute t...
by tfb
Tue Nov 28, 2017 1:46 pm
Forum: Investing - Theory, News & General
Topic: What % of your income have you converted to wealth?
Replies: 136
Views: 20185

Re: How many Bogleheads have investment assets that exceed their cumulative lifetime earned income?

Where can you calculate lifetime earning adjusted for inflation? I use the index values from Social Security for calculating benefits. See page two of this pdf: https://www.ssa.gov/pubs/EN-05-10070.pdf I've recorded all of my SS wages in a spreadsheet by year, and periodically update the index valu...
by tfb
Sat Nov 25, 2017 2:54 pm
Forum: Investing - Help with Personal Investments
Topic: if you could use only 1 investment firm...
Replies: 79
Views: 5388

Re: if you could use only 1 investment firm...

Fidelity, especially when you have a taxable account. I can deal with which funds I invest in and which services I don't sign up for but I have no control over any firm's computer system. I have no interest in working as unpaid QA to double check all the statements, confirmations, and tax forms. I e...