Search found 58 matches

by miles2go
Sun Mar 18, 2018 7:09 am
Forum: Personal Consumer Issues
Topic: TV and set up recommendations for above fireplace
Replies: 35
Views: 2900

Re: TV and set up recommendations for above fireplace

We had no other options given room setup except to mount the TV over propane fireplace. It’s a brick wall as well so I ended up hiring a mason to do it properly. We used a simple tilt mount to minimize neck strain. The wires are bound to keep them clean and go into a set of built in shelves where al...
by miles2go
Thu Sep 28, 2017 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: My Smartest Financial Moves
Replies: 62
Views: 7490

Re: My Smartest Financial Moves

So when I started working, I thought to myself, "I better learn how the market works so I know what stocks to invest in!" I went to Amazon, searched for a book to help, and on a whim found "The Only Investment Guide You'll Ever Need" by Andrew Tobias. He introduced me to Vanguard, indexing and the B...
by miles2go
Sun May 28, 2017 5:29 am
Forum: Investing - Help with Personal Investments
Topic: Rollover a SEP IRA that is preventing backdoor Roth by opening a new solo 401k
Replies: 3
Views: 629

Re: Rollover a SEP IRA that is preventing backdoor Roth by opening a new solo 401k

Yes. Did this with solo 401k through Fidelity years ago and had no issues. Their solo 401k accepts rollover money. Call them and they'll help you through it.

Then you can do the backdoor Roth as long as your IRA balance is $0 by 12/31
by miles2go
Sat Mar 18, 2017 6:34 am
Forum: Personal Consumer Issues
Topic: When does a new computer make sense...
Replies: 27
Views: 2872

Re: When does a new computer make sense...

Jags4186 wrote:If you don't feel like you're missing anything and your computer works fine there is no reason to upgrade.
Agree. If current computer is sluggish, get a new one. You can save some money and buy behind the curve to be more BH like.
by miles2go
Mon Feb 27, 2017 6:59 pm
Forum: Personal Consumer Issues
Topic: Do you clear your inbox?
Replies: 49
Views: 4878

Re: Do you clear your inbox?

If you use Gmail, try Inbox by Google. It's a "shell" made by Google and is great but takes some getting used to. Bundles things together and my two favorite features are you can snooze emails till a future date (like when a delivery should arrive or like a deadline) and set reminders to pop up when...
by miles2go
Sat Dec 24, 2016 9:49 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Gift to You.
Replies: 98
Views: 10811

Re: My Christmas Gift to You.

Thank you Taylor and all of our armed forces for your service and sacrifices.
by miles2go
Wed Dec 21, 2016 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: 16 yo, first book on investing
Replies: 28
Views: 2549

Re: 16 yo, first book on investing

I second it. Great book that steers you from exotic investments and schemes and he loves low cost indexing.
by miles2go
Wed Dec 21, 2016 9:40 pm
Forum: Personal Consumer Issues
Topic: VoIP 'Oma' vs 'Vonage' phone
Replies: 39
Views: 4130

Re: VoIP 'Oma' vs 'Vonage' phone

Ooma has been fine. Can't beat the price of $3.75 after taxes. We get a fair number of junk calls...not enough to go premium with their junk blocking services however. We just don't pick up if we don't recognize the #.
by miles2go
Wed Dec 21, 2016 9:35 pm
Forum: Investing - Help with Personal Investments
Topic: new Fidelity 401(k) - any good funds available?
Replies: 12
Views: 1455

Re: new Fidelity 401(k) - any good funds available?

Heck, just go simpler with a just the US equity, international equity and the bond fund. 55/25/20? Slide the bond fund percentage up if you're worried and risk averse. Simple!
by miles2go
Sun Nov 27, 2016 4:30 pm
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 309
Views: 53394

Re: What is your favorite consumer product?

My iPad for sure.
Followed closely by my 55" Panasonic plasma TV. Makes me happy every time I watch TV.
Oh and my Weber Genesis grill [cue "Tim the Tool Man Taylor" grunt]
by miles2go
Mon Nov 14, 2016 10:31 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Solo 401k
Replies: 5
Views: 1110

Re: Vanguard Solo 401k

Not sure either and that's a big reason I went with Fidelity.
by miles2go
Sun Nov 13, 2016 9:47 am
Forum: Investing - Help with Personal Investments
Topic: Fidelity offer to match IRA contributions
Replies: 14
Views: 4166

Re: Fidelity offer to match IRA contributions

Out of curiosity, anyone doing this Fidelity bonus after a transfer of IRAs? Here's my situation -- transferred a Roth IRA from Vanguard-->Fidelity and received Fidelity email saying I'm eligible for this bonus on future contributions. However, I don't directly contribute to Roths because ineligible...
by miles2go
Sun Sep 18, 2016 7:40 am
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 263
Views: 32325

Re: How much is your cell phone bill?

Verizon
3 smartphone lines
Unlimited voice and text
10 GB shared
$140 including taxes
by miles2go
Wed Sep 07, 2016 9:22 pm
Forum: Personal Consumer Issues
Topic: Should I upgrade my 6 year old plasma TV?
Replies: 81
Views: 18052

Re: Should I upgrade my 6 year old plasma TV?

If you *want* bigger, go for it! Going from Panasonic plasma to LCD/LED might be a let down though. Go for LG OLED. Latest models just hit Amazon. CNET David Katzmeier gave them great reviews and said best picture he's seen. Go big or go home if you really want a new TV and can splurge. Still loving...
by miles2go
Tue Aug 16, 2016 8:29 am
Forum: Personal Consumer Issues
Topic: Cordless battery powered yard tools?
Replies: 21
Views: 3950

Re: Cordless battery powered yard tools?

I have Ryobi 40 volt tools. String trimmer, hedge trimmer, chainsaw, pole pruner and pole hedge trimmer. Two batteries for the tools. Love them except need to empty out the bar oil from saws before storing as they leak. Apparently this is an issue with many saws anyway. That said, I highly recommend...
by miles2go
Mon Aug 15, 2016 3:54 pm
Forum: Personal Consumer Issues
Topic: vacation ideas - October
Replies: 42
Views: 4734

Re: vacation ideas - October

Agree with above poster re New England. If that's too far, try the finger lakes in NY. Plenty of wineries too. May I suggest Ithaca, NY? Cornell and surrounding area are beautiful.
by miles2go
Sun Jul 10, 2016 8:11 am
Forum: Personal Consumer Issues
Topic: Costco Tires - Anyone ever frustrated?
Replies: 86
Views: 29316

Re: Costco Tires - Anyone ever frustrated?

Similar experience as OP. We also belong to BJs where they do take appointments for tire work including rotations. Although half the time I get it done with oil changes as part of a local dealer's coupon.
by miles2go
Sun Jul 03, 2016 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: What is your credit card APR?
Replies: 40
Views: 2777

Re: What is your credit card APR?

midareff wrote:-2% and -6%.
:sharebeer
by miles2go
Sun Jun 19, 2016 9:01 am
Forum: Personal Consumer Issues
Topic: iPad and air print
Replies: 15
Views: 2575

Re: iPad and air print

Oops posting specs would have helped as you imply...
HP laserjet p1109w
iPad Air 2 and iPhone 6s
by miles2go
Sun Jun 19, 2016 7:57 am
Forum: Personal Consumer Issues
Topic: iPad and air print
Replies: 15
Views: 2575

Re: iPad and air print

Sorry for re opening old thread but have a question and found this sort of relevant post. For those that use AirPrint, do you find that printing anything with graphics (i.e. Coupon for a restaurant) takes a long time to print from the moment you click "print" to the document actually printing? Seems...
by miles2go
Sun Jun 19, 2016 7:08 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity solo 401k profit sharing contributions
Replies: 23
Views: 2069

Re: Fidelity solo 401k profit sharing contributions

The form isn't specific as you note. Seems like many solo 401k things work this way.

I note it in memo of check next to Fido account number -- i.e. "2015 contribution". Figures it shows intent for record keeping and I make a copy of form with check on it to be extra clear.
by miles2go
Sun Jun 19, 2016 6:54 am
Forum: Personal Finance (Not Investing)
Topic: New Fidelity Visa: How to Log In?
Replies: 17
Views: 3570

Re: New Fidelity Visa: How to Log In?

It's through Elan's site: https://www.myaccountaccess.com/onlineCard/login.do If you don't want to click through using my link (can't blame anyone these days for not trusting posted link although notice it's https), Google for Elan credit card and you'll arrive there. Poorly designed site FWIW but a...
by miles2go
Wed Jun 15, 2016 8:43 pm
Forum: Personal Consumer Issues
Topic: Great fiction for the summer and beyond
Replies: 21
Views: 2511

Re: Great fiction for the summer and beyond

Kane and Abel by Jeffrey Archer is among the better books I've read. Harlan Coben writes good books as well.
by miles2go
Sat May 07, 2016 5:53 am
Forum: Personal Consumer Issues
Topic: how much cash do you carry in your wallet?
Replies: 152
Views: 22406

Re: how much cash do you carry in your wallet?

$30-45. Never more than $50 unless for specific cash only purpose and can't remember doing that in ages. Used to take more on vacation but found I never used it in lieu of plastic. My parents meanwhile carry $100s...
by miles2go
Thu Apr 14, 2016 7:11 am
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 240
Views: 29575

Re: Soapbox (car safety features)

While I have not driven with most of these safety features, I don't like the directions things are headed. I find blind spot warning to be distracting, which is the exact opposite of its intent. I think the majority of these things will lead to more inattentive drivers because people will be relyin...
by miles2go
Wed Feb 10, 2016 10:15 am
Forum: Personal Consumer Issues
Topic: New Washer - Frontload or HE Top Load
Replies: 57
Views: 8173

Re: New Washer - Frontload or HE Top Load

Bought an LG HE top loader in Sept from Lowes. Very happy so far especially with the capacity. They price matched another store which allowed me to get 5% back with lowes card. Don't forget to check for utility company rebates after you buy... Got another $50 back. Process was simple and paid me via...
by miles2go
Tue Jan 05, 2016 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon.com Store Card
Replies: 68
Views: 16787

Re: Re:

Right here http://www.amazon.com/Synchrony-Bank-Amazon-com-Store-Card/dp/B008A0GNA8/ref=sr_1_1?ie=UTF8&qid=1451984178&sr=8-1&keywords=amazon+store+card Actually, that policy says only that you can't get an Amazon Prime Store card in your own name if you are only Prime by virtue of being a family me...
by miles2go
Mon Jan 04, 2016 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon.com Store Card
Replies: 68
Views: 16787

Re: Amazon.com Store Card

Keep in mind you only get 5 percent if you are the primary accountholder on the Prime Account. Secondary members are not eligible. Was trying to find this in their terms section but didn't find anything. Where do you see that detailed? I'm primary and wife is household prime member... So her purcha...
by miles2go
Wed Dec 30, 2015 11:21 am
Forum: Personal Consumer Issues
Topic: Soundbar
Replies: 19
Views: 2646

Re: Soundbar

+1 for Vizio 5.1. Bought from Costco when it first came out and still very happy with the sound and features. My only complaint from mine several years ago is too few ports -- cable box & TV both use toslink cables (blu-ray uses digital coax) so I had to buy a splitter off Amazon so I could get 5.1 ...
by miles2go
Fri Dec 25, 2015 10:54 am
Forum: Investing - Theory, News & General
Topic: John Bogle Purist
Replies: 43
Views: 4831

Re: John Bogle Purist

Aggressive three fund portfolio (2/3 US 1/3 intl 10% bonds) plus 10% REITs tilt because that's what a thread suggested when I first discovered you guys. No regrets and sticking with the program. Rebalance once a year when doing Roths.
by miles2go
Mon Nov 23, 2015 6:14 am
Forum: Personal Consumer Issues
Topic: Best TV to buy
Replies: 96
Views: 12398

Re: Best TV to buy

goodlifer wrote:
adamthesmythe wrote:
I have an old Panasonic 55" plasma. I think it is going on 12 years old now. I'm going to cry when it gives up. It is shockingly heavy and throws off a lot of heat, but we still get compliments on the picture.
:sharebeer

Agreed! Picked up one before discontinued. Night and day vs LCD/LED!
by miles2go
Sun Nov 22, 2015 7:49 pm
Forum: Personal Consumer Issues
Topic: Best TV to buy
Replies: 96
Views: 12398

Re: Best TV to buy

Value in TVs nowadays seems to be with Vizio. Check out CNET's David Katzmeier who tends to be a good reviewer on all things TV.

For pure picture quality, especially with Panasonic out of plasma business :annoyed , and if money is no object, LG OLED series currently wins the crown.
by miles2go
Mon Jul 27, 2015 5:36 am
Forum: Personal Consumer Issues
Topic: Apple Music
Replies: 9
Views: 1202

Apple Music

Anyone using it? What are your thoughts and experiences so far? Think you'll keep it? Most importantly, how much cellular data are you using when streaming? Articles on Internet aren't clear (because of course Apple isn't) on bitrate so what does your phone say you're using (inside settings-->cellul...
by miles2go
Tue Jun 30, 2015 1:15 pm
Forum: Personal Consumer Issues
Topic: Amazon getting too smart?
Replies: 35
Views: 6274

Re: Amazon getting too smart?

Someone above mentioned having hundreds of items in a shopping cart...

Try using camelcamelcamel.com when shopping Amazon. It allows you to set up a price alert for Amazon products with your email address.
by miles2go
Mon Jun 15, 2015 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Longtime Insurance Customers Get Ripped [overcharged]
Replies: 106
Views: 25725

Re: Longtime Insurance Customers Get Ripped

Just went through this nonsense with Progressive and Homesite. Shopped around and AAA beat it by almost $1k for combined coverage including umbrella. YMMV but it pays to shop around very few years. Lots of posts on this site about this so I'm not surprised about our two experiences. Can't believe yo...
by miles2go
Sun May 24, 2015 9:51 pm
Forum: Investing - Help with Personal Investments
Topic: Will Vanguard automatically convert to Admiral class shares?
Replies: 34
Views: 5979

Re: Will Vanguard automatically convert to Admiral class shares?

I know it's a vanguard question post but will fidelity auto convert as well for its Spartan funds at $10k?
by miles2go
Sun Apr 19, 2015 6:29 pm
Forum: Personal Consumer Issues
Topic: “Entry level” luxury cars under 40k
Replies: 99
Views: 18877

Re: “Entry level” luxury cars under 40k

2015 Subaru Legacy limited with Eyesight. 2.5L is fine -- just got one and love it. Sit inside one and you'll think you were in a luxury vehicle with the 2015 redesign. If you want pep, get the 3.6L. I wanted the MPG but test drove a 3.6L and it was quite peppy. Can't beat Subaru AWD in bad weather.
by miles2go
Mon Mar 30, 2015 1:44 pm
Forum: Personal Consumer Issues
Topic: Advice On Dealer's Offer to Exchange Old for new car
Replies: 20
Views: 3085

Re: Advice On Dealer's Offer to Exchange Old for new car

I agree with cheese_breath. This is a marketing ploy. Your current car sounds perfect though with no payments and low miles. You sound however like you *might* be interested in a new car -- if so, shop around like always and don't let this "offer" draw you in without comparisons.
by miles2go
Mon Feb 16, 2015 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: Self-employed 401K Question
Replies: 7
Views: 1195

Re: Self-employed 401K Question

If you are a sole proprietor Fidelity will allow you to transfer from your Taxable account to your Solo 401K. They may ask you if you want to use your business checking account but that would be unnecessary for a sole proprietor. I am not sure I would want the ability of automatic deposits given ho...
by miles2go
Sun Feb 15, 2015 8:38 am
Forum: Personal Consumer Issues
Topic: Rental Car Prices - is this the new normal ?
Replies: 89
Views: 12748

Re: Rental Car Prices - is this the new normal ?

Yea, typically, Costco has the lowest car rental prices for us as well. When the rates are high, I make a reservation and keep checking, making a new one if rates drop & cancel the old higher one. I keep doing this until prices start raising again shortly before I need the car. I have had the rates...
by miles2go
Fri Feb 06, 2015 11:22 am
Forum: Personal Finance (Not Investing)
Topic: 1099 question
Replies: 1
Views: 439

1099 question

I'm paid through a consulting job on a 1099 and report as a sole proprietor on Schedule C. I had tax-planned around a certain salary given the way they pay out (one month delayed) but when the 1099 arrived this week, it didn't match my/their records (or the checks actually listed as paid+cashed in 2...
by miles2go
Wed Feb 04, 2015 3:02 pm
Forum: Personal Consumer Issues
Topic: Preventing Ice Build up in my roof gutters
Replies: 23
Views: 3372

Re: Preventing Ice Build up in my roof gutters

Agree with insulation recommendations above, plus helps you save heating $$s all winter. Also removing the snow with a roof rake before it gets the chance to melt/refreeze is important.
by miles2go
Tue Jan 27, 2015 8:51 pm
Forum: Personal Consumer Issues
Topic: Perplexed by Oil Heating Issue
Replies: 8
Views: 1313

Re: Perplexed by Oil Heating Issue

Check all thermostat wires at the furnace. Make sure all connected/snugged properly. Otherwise sounds like a circuit board. Furnace itself otherwise sounds fine as your second floor heat call is ok.
by miles2go
Sun Jan 25, 2015 6:51 pm
Forum: Personal Consumer Issues
Topic: Rental Car Prices - is this the new normal ?
Replies: 89
Views: 12748

Re: Rental Car Prices - is this the new normal ?

Yea, typically, Costco has the lowest car rental prices for us as well. When the rates are high, I make a reservation and keep checking, making a new one if rates drop & cancel the old higher one. I keep doing this until prices start raising again shortly before I need the car. I have had the rates...
by miles2go
Sun Jan 25, 2015 5:56 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity brokerage link
Replies: 15
Views: 3000

Re: Fidelity brokerage link

Take a look at the BH wiki and the fidelity comparables to vanguard are listed. We use the 401k brokerage link and invest in Spartan funds. - much better than the plan's default choices. Through brokerage link all fidelity funds are available.
by miles2go
Wed Jan 21, 2015 12:13 pm
Forum: Personal Consumer Issues
Topic: Checklist for buying a new car
Replies: 21
Views: 2742

Re: Checklist for buying a new car

Tell the dealer not to put any of their advertisement on your car. Especially the ones that are drilled/serious adhesive not just stickers.... I'm pleased I'm not the only one that demands that... the dealers I have used look at me like I have 3 heads. The last car I made them take it off before I ...
by miles2go
Wed Jan 21, 2015 11:29 am
Forum: Personal Consumer Issues
Topic: Checklist for buying a new car
Replies: 21
Views: 2742

Re: Checklist for buying a new car

You didn't specify if you're trading in a car but if you are, bring both sets of keys, title, registrations, etc. In the finance office (F&I office), don't let them talk you into anything "extra" such as extended warranties, paint/fabric protector, etc. Although most people on this board would never...
by miles2go
Thu Jan 15, 2015 8:24 pm
Forum: Personal Consumer Issues
Topic: Wifi Thermostat??
Replies: 39
Views: 6794

Re: Wifi Thermostat??

I have a RadioThermostat wifi stat. It was one of the first wifi stats to come on the market. It works great. We travel a lot so it's easy to set back the temperature, then set back to program on way home. We spend weeks in Florida each winter and it provides great peace of mind being able to monit...
by miles2go
Wed Jan 14, 2015 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Parents spending on grandkids
Replies: 23
Views: 2482

Re: Parents spending on grandkids

Our 2nd child is due in the spring and are not planning to move, hoping they get the idea without us having to tell them to stop. What do you do about it? I have no idea. Maybe buy more trash barrels I don't get it. Why not just tell the grandparents to stop and set some limits for them? Early on w...
by miles2go
Wed Jan 14, 2015 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Parents spending on grandkids
Replies: 23
Views: 2482

Re: Parents spending on grandkids

However, we have friends whose parents filled their modest house with giant gifts for the grandkids. Our friends said no more after the indoor playground arrived. Just last weekend, after getting so much for my daughter for Christmas that we had to borrow my mother's SUV to get it all home, my in-l...