Search found 670 matches

by clutchied
Mon Aug 24, 2020 8:42 am
Forum: Personal Consumer Issues
Topic: Free powerwall worth it?
Replies: 33
Views: 4107

Re: Free powerwall worth it?

Due to certain state rebates, it appears there is a more than 50% chance I qualify for 2 free Tesla powerwalls. I already have 7kw of solar panels and my monthly $10-15 bill is offset by about $100/year of excess energy that is rebated at year end. Is there any benefit to getting it? We will be get...
by clutchied
Mon Aug 24, 2020 7:49 am
Forum: Personal Consumer Issues
Topic: charging an EV
Replies: 250
Views: 14300

Re: charging an EV

hybrid. look at camry or highlander. accomplishes what you need to accomplish A hybrid is certainly a great option. It would reduce pollution, a states goal of the OP. But if you concern is reducing your carbon footprint, I would not by a 7 passenger vehicle unless absolutely necessary. Whether EV ...
by clutchied
Mon Aug 24, 2020 7:42 am
Forum: Personal Consumer Issues
Topic: charging an EV
Replies: 250
Views: 14300

Re: charging an EV

I like the idea of reducing pollution so I'm looking at buying an electric vehicle. My main concern is that the small number of charging stations which would limit long-distance trips. Also, having to wait more than 20 min for a full charge is just too much time. Anyone have similar hesitation? I'v...
by clutchied
Mon Aug 24, 2020 7:35 am
Forum: Personal Consumer Issues
Topic: Vacationing safely in the era of Covid - How did you do it?
Replies: 124
Views: 9582

Re: Vacationing safely in the era of Covid - How did you do it?

We would like to spend a week or so at the beach this fall staying in a hotel or rented house (no RV). But we are concerned about how to be virus safe. There is information online about this situation. However I would like to hear from folks who have vacationed safely and what they did to be safe. ...
by clutchied
Wed Aug 12, 2020 3:07 pm
Forum: Personal Consumer Issues
Topic: Should I purchase a whole house generator?
Replies: 321
Views: 15742

Re: Should I purchase a whole house generator?

We love power at our house around 5 times per year. It's annoying. If it happens in the early morning, I oversleep and don't get to work on time. Sometimes the power is out for 12 hours and then things start to go bad in the fridges. We're not sure why power is not more reliable (we are in a suburb...
by clutchied
Tue Jul 21, 2020 7:58 pm
Forum: Personal Consumer Issues
Topic: For 60k, a X5 or Tesla model Y?
Replies: 63
Views: 6440

Re: For 60k, a X5 or Tesla model Y?

I've owned nothing but BMWs for the past 25 years, prior to buying a Tesla Model 3 SR+ last year. The BMW is absolutely better in terms of quality of fit and finish, and paint longevity. It's also slightly better in handling high-speed turns (lower weight). To me, the Tesla is better at everything ...
by clutchied
Wed Jul 15, 2020 5:30 pm
Forum: Personal Consumer Issues
Topic: Solar Panel Decision
Replies: 14
Views: 1118

Re: Solar Panel Decision

energysage is really great so good choice there. LG panels are fantastic. I've had mine for 3 years and they are pumping still. A couple of data points. I drive about 12k miles annually and use about 4000 kWh's in my Tesla. SW Ohio so we get cold but less than you. Overproducing has been terrible as...
by clutchied
Tue Jul 14, 2020 9:56 am
Forum: Personal Consumer Issues
Topic: Passport Renewal
Replies: 21
Views: 2828

Re: Passport Renewal

Just an FYI; we submitted for our US passports in February of this year and they showed up last week.

It appears they are processing again.

now what to do with it....
by clutchied
Mon Jul 06, 2020 12:42 am
Forum: Personal Consumer Issues
Topic: Passport Renewal
Replies: 21
Views: 2828

Re: Passport Renewal

I haven't seen this topic addressed--so interested in others feedback. I sent my passport renewal in early Feb 2020. The State Department website reflected that they received my application and passport 2-18-20. I felt good. General 4-6 weeks for processing. Then Rona hit. Mid-Rona, the website sti...
by clutchied
Tue Jun 30, 2020 10:29 am
Forum: Personal Consumer Issues
Topic: Seeking input on type of family car to purchase and whether to buy new or used
Replies: 37
Views: 1534

Re: Seeking input on type of family car to purchase and whether to buy new or used

If I was buying new today it would be a Tesla Model Y. About 3x the OP's stated budget: "If buying new, I don’t want to spend more than $20-25k". Agreed, but with electric cars they have a non-traditional cost structure I thought it important to put out there as the operating costs are substantiall...
by clutchied
Tue Jun 30, 2020 10:12 am
Forum: Personal Consumer Issues
Topic: Seeking input on type of family car to purchase and whether to buy new or used
Replies: 37
Views: 1534

Re: Seeking input on type of family car to purchase and whether to buy new or used

for used vehicles I'd get a Honda Pilot or a Subaru Outback.

If I was buying new today it would be a Tesla Model Y. If more than 2 kids Honda Odyssey.
by clutchied
Tue Jun 02, 2020 9:28 am
Forum: Investing - Theory, News & General
Topic: WSJ: Individual investors get burned by collapse of complex securities
Replies: 44
Views: 4774

Re: WSJ: Individual investors get burned by collapse of complex securities

violated the 5th rule of gold.

Gold flees the man who would force it to impossible earnings.
by clutchied
Mon May 18, 2020 3:25 pm
Forum: Personal Consumer Issues
Topic: Reel Grass Mower
Replies: 36
Views: 2007

Re: Reel Grass Mower

I have a 1500 sq ft Zoysia lawn and have mowed it with a rotary mower for many years. It's time for a new mower and I'm considering a reel type but am woefully ignorant about them. I know that they are much more expensive than a rotary and that sharpening and maintenance can also be expensive. I'm ...
by clutchied
Fri May 08, 2020 8:50 pm
Forum: Investing - Theory, News & General
Topic: 2020 Bogleheads Conference Update
Replies: 74
Views: 10444

Re: 2020 Bogleheads Conference Update

Looking forward to it!
by clutchied
Wed Apr 29, 2020 12:04 pm
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 13114

Re: What explains the continued rise in equities?

I think it's the "end in sight" and reopening the economy.
by clutchied
Thu Apr 09, 2020 8:43 pm
Forum: Personal Consumer Issues
Topic: Outside of stocks, what else is a screaming good deal now?
Replies: 66
Views: 7955

Re: Outside of stocks, what else is a screaming good deal now?

GAS... my EV is crying in the corner. It'll have to get pretty cheap for my EV to weep. I believe we spent about $10 charging it last month. Pretty easy to keep track of, because we only charge it during "super off-peak" hours, and the bill tells us how many KWH were consumed during those hours. An...
by clutchied
Wed Feb 19, 2020 10:58 am
Forum: Personal Investments
Topic: 529 Plans
Replies: 5
Views: 630

Re: 529 Plans

nps wrote: Wed Feb 19, 2020 5:18 am California is not often cited as the best option for out of state 529 plans. Have you looked at Nevada, Utah, New York?
I would add Ohio to that group as well.

https://www.savingforcollege.com/intro- ... -available
by clutchied
Fri Feb 14, 2020 8:23 pm
Forum: Personal Consumer Issues
Topic: How big of a car do you need for a kid and his/her stuff?
Replies: 66
Views: 3625

Re: How big of a car do you need for a kid and his/her stuff?

I currently have a BMW M3 sedan and am thinking about replacing it with a Tesla Model 3. My wife has a same-sized car (Mercedes C-class) that she wants to keep a few more years, and we both hate driving big cars. We have a 10-month-old son and are leaning toward not having any more kids, although h...
by clutchied
Mon Feb 10, 2020 12:29 pm
Forum: Personal Consumer Issues
Topic: Would you drive without a spare tire?
Replies: 193
Views: 11708

Re: Would you drive without a spare tire?

I do and have done this for probably 4 years now.

I don't like how run-flats drive and I'm willing to run the risk if the once in a decade flat happens.
by clutchied
Fri Jan 24, 2020 7:28 pm
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 253
Views: 24569

Re: Tesla Model Y

It's fascinating coming back to these threads and watching what has happened. So many theatrical predictions of doom... and yet the triumph of a cutting edge American company emerges. I love my model 3, best car I've ever owned and I'm never going back to gas. My wife will be driving a model Y soon...
by clutchied
Fri Jan 24, 2020 2:11 pm
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 253
Views: 24569

Re: Tesla Model Y

It's fascinating coming back to these threads and watching what has happened. So many theatrical predictions of doom... and yet the triumph of a cutting edge American company emerges. I love my model 3, best car I've ever owned and I'm never going back to gas. My wife will be driving a model Y soon....
by clutchied
Fri Jan 24, 2020 11:28 am
Forum: Investing - Theory, News & General
Topic: Boglehead and Index Investing Podcast with Rick Ferri
Replies: 18
Views: 2876

Re: Boglehead and Index Investing Podcast with Rick Ferri

Rick! Really enjoying the podcast. You are just killing it with the guests you have on.

Informative and insightful!

Really a pleasure to listen to.
by clutchied
Fri Jan 24, 2020 11:13 am
Forum: Personal Consumer Issues
Topic: How is long-term rental housing advertised now?
Replies: 4
Views: 557

Re: How is long-term rental housing advertised now?

I use Zillow Rental Manager and it posts it on 3 or 4 sites from there; trulia etc...
by clutchied
Fri Jan 24, 2020 11:10 am
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 352
Views: 27640

Re: Sad news: LadyGeek's husband has passed

sorry to hear :(

Condolences.
by clutchied
Sun Jan 05, 2020 8:12 pm
Forum: Personal Consumer Issues
Topic: Good car for toddler and newborn
Replies: 41
Views: 2513

Re: Good car for toddler and newborn

Minivan or a Tesla. We have both and the van has been relegated to trips now since my kids have aged out of strollers and diapers.
by clutchied
Tue Dec 31, 2019 9:58 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82454

Re: Talk me out of buying a Tesla Model 3

RJC wrote: Tue Dec 31, 2019 9:55 am All of my car purchases (5) have been sight unseen. After doing tons of research, do you really need to test drive the car?
maybe / maybe not but for the Model 3 the driving experience is so impactful.
by clutchied
Tue Dec 31, 2019 9:53 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82454

Re: Talk me out of buying a Tesla Model 3

Massive 4 part survey on the Tesla Model 3 by Bloomberg if it hasn't been posted yet.

https://www.bloomberg.com/graphics/2019 ... -3-survey/
by clutchied
Sun Dec 29, 2019 12:14 am
Forum: Personal Consumer Issues
Topic: Home backup generator experiences
Replies: 73
Views: 11320

Re: Home backup generator experiences

I was looking to hear from some of you who have had home backup generators installed in your homes. Specifically size, cost, and installation experiences with the company ( Do not need to know who installed ). Were you happy you made this purchase? We have a 20 kW installed at our house with an aut...
by clutchied
Sat Dec 28, 2019 8:48 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82454

Re: Talk me out of buying a Tesla Model 3

They are busy... I dropped by the Cincinnati showroom and was casually talking to some people and they mentioned they had been waiting almost 2 hours to test drive....

So I let him drive my 3. Blown away is how I would describe his reaction. I think most people expect a Prius or something.
by clutchied
Mon Dec 23, 2019 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: Injured at work, should I bill my employer?
Replies: 57
Views: 4375

Re: Injured at work, should I bill my employer?

Your employer should have some kind of workman's compensation policy. Speak to HR, and document everything You're right, I should speak to HR, just didn't want to come across as if I am trying to take advantage of the company. have we really gotten this far down the road when people are scared that...
by clutchied
Mon Dec 23, 2019 10:52 am
Forum: Personal Consumer Issues
Topic: Tesla Owners: Worth the hassle?
Replies: 88
Views: 7296

Re: Tesla Owners: Worth the hassle?

While unlikely to be bought in the next 3-5 years, I did put a deposit on the Telsa truck for the possibility. Musk is so clever getting Cybertruck fans to crowdsource the funding of the production by giving Tesla $100 at 0% for however long it takes to bring it to market.... that's peanuts compare...
by clutchied
Mon Dec 23, 2019 10:49 am
Forum: Personal Consumer Issues
Topic: Tesla Owners: Worth the hassle?
Replies: 88
Views: 7296

Re: Tesla Owners: Worth the hassle?

I have considered driving a Tesla but: 1. I live in a condo with one power charger on-site accepting Apple Pay for the electric cost. There are only 2 Teslas out of 135 units but as more people buy them, the charging station may be occupied. 2. I drive 650 miles round trip (hopefully non-stop) seve...
by clutchied
Tue Dec 17, 2019 3:29 pm
Forum: Personal Consumer Issues
Topic: service life of (walk behind) lawn mower?
Replies: 54
Views: 7420

Re: service life of (walk behind) lawn mower?

How long do your lawn mowers last and how do you decide when to replace them? I have a 14-y old Honda mower that I'm very fond of but lately he seems to be getting weaker and weaker with each passing season. I'm diligent with maintenance (oil, plug, air filter change once/yr, blades sharpened once ...
by clutchied
Mon Dec 16, 2019 4:35 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82454

Re: Talk me out of buying a Tesla Model 3

Is there a correlation between how often people supercharge and the degree of nerfing? Supercharging was, IMO, intended for road trips. I know some and have heard of more owners who don’t have a home or work charger, and supercharge all the time. To be honest, if they’re getting nerfed, I don’t wee...
by clutchied
Tue Oct 08, 2019 10:14 pm
Forum: Personal Consumer Issues
Topic: 2010 Prius totaled.... Now what?
Replies: 40
Views: 4114

Re: 2010 Prius totaled.... Now what?

it's got to be a Tesla model 3!
by clutchied
Wed Oct 02, 2019 10:41 am
Forum: Personal Consumer Issues
Topic: Mid-Century Sofa - Quality of Online Brands / Midrange Chains
Replies: 36
Views: 5367

Re: Mid-Century Sofa - Quality of Online Brands / Midrange Chains

We've had the Petrie from C&B for over 8 years now. it's a quality sofa that is holding up well. You have a to be a little careful with the tufted buttons as they are difficult to repair and cleaning the sofa is very difficult. It's a nice sofa and looks the part but it's not all that comfortable.
by clutchied
Sat Aug 31, 2019 5:14 pm
Forum: Personal Consumer Issues
Topic: Looking to buy a Patagonia jacket. Which are your favorites?
Replies: 27
Views: 3169

Re: Looking to buy a Patagonia jacket. Which are your favorites?

Down sweater is the most versatile jacket I own. Only weakness is water...

I also have the down vest, which is also great.


The thing that really makes them are the wide temperature tolerability.
by clutchied
Wed Aug 28, 2019 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Long distance property managemnt: fiscally responsible or headache?
Replies: 19
Views: 1527

Re: Long distance property managemnt: fiscally responsible or headache?

To be clear, are you advising that OP get a PM and operate at a loss? Or just sell the property? To really do a fair return on the asset investment without a property manager one should impute a cost associated with self-management and reduce the RE income by that amount. The rest is a return on yo...
by clutchied
Tue Aug 27, 2019 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Long distance property managemnt: fiscally responsible or headache?
Replies: 19
Views: 1527

Re: Long distance property managemnt: fiscally responsible or headache?

I live in Ohio and have a couple houses in CA. A good property manager is worth so much.

You won't understand until you have to do something or there is an emergency and you are thousands of miles away and in a different time zone.

Get a prop manager. Don't be cheap....
by clutchied
Tue Aug 20, 2019 10:33 am
Forum: Personal Consumer Issues
Topic: Chicago - What to see, do & eat in two days
Replies: 71
Views: 4326

Re: Chicago - What to see, do & eat in two days

daheld wrote: Tue Aug 20, 2019 7:28 am Agree with other posters that Navy Pier is not worth the hassle. I really enjoyed the architecture river tour we did. It was awesome.
really fantastic!
by clutchied
Tue Aug 06, 2019 7:48 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82454

Re: Talk me out of buying a Tesla Model 3

This is really not confidence inspiring..., I am hesitant to buy one in locations with brutal winters. How is the battery life? Battery life should be fine in a well designed modern EV. The range in cold weather is the issue. Figure a 40%+ reduction in range and the range figures are very optimisti...
by clutchied
Mon Aug 05, 2019 11:34 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82454

Re: Talk me out of buying a Tesla Model 3

I am hesitant to buy one in locations with brutal winters. How is the battery life? Battery life should be fine in a well designed modern EV. The range in cold weather is the issue. Figure a 40%+ reduction in range and the range figures are very optimistic to start with. You would be best served to...
by clutchied
Fri Aug 02, 2019 8:48 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82454

Re: Talk me out of buying a Tesla Model 3

"Stealth" is what I got. There is a 5K or so performance upgrade, can get it with 18 inch wheels but still same price. Or call a sales center and ask for a 2K performance speed car, just the speed. No 21" wheels, no red calipers. I think my car was a factory performance with things removed to sell ...
by clutchied
Thu Aug 01, 2019 6:06 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82454

Re: Talk me out of buying a Tesla Model 3

There is also a subjective difference between taking an Accord from zero and doing so in a vehicle whose gross weight is over 6,000 pounds. There's also a subjective difference between a $25k car and one that costs over $100k. I'm a huge supporter of EVs, but the hyperbole that comes from TESLA own...
by clutchied
Mon Jul 29, 2019 11:47 pm
Forum: Personal Consumer Issues
Topic: Whole-house generators - Generac, Kohler, or Briggs?
Replies: 145
Views: 10012

Re: Whole-house generators - Generac, Kohler, or Briggs?

Bought a 20kW Honeywell/generac generator with 200 amp transfer for $3500 from Costco on sale. Hired a full service electrician and plumber to pipe and wire it in for $2700 all in with permits and one load shed.

They were done in a day and my power hasn't gone out in 6 months.... My wife loves it.
by clutchied
Mon Jul 22, 2019 4:13 pm
Forum: Personal Consumer Issues
Topic: Solar Panel worth it 2019? SoCal region
Replies: 46
Views: 6139

Re: Solar Panel worth it 2019? SoCal region

Price and get quotes through energysage.com.

Really seamless and competitive process.
by clutchied
Sun Jul 07, 2019 6:09 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82454

Re: Talk me out of buying a Tesla Model 3

This is not a pro or con Tesla post. I am curious if the company will be able to pull itself up and survive, if they will die out, or will their tech be bought by another manufacturer and keep producing the vehicle? Personally I hope they survive or at the very least get bought out by someone big. ...