Search found 287 matches

by retire14
Tue Mar 03, 2020 10:55 am
Forum: Personal Consumer Issues
Topic: 90-yr old mom with dementia
Replies: 5
Views: 913

90-yr old mom with dementia

My mom who lives by herself in Australia was diagnosed with dementia and is losing her short term memory. My siblings live near her. What are the resources (counseling, support, etc.) that are good to help with taking care of her. Any books or website you can recommend so we can do more research on ...
by retire14
Fri Feb 28, 2020 11:18 am
Forum: Personal Consumer Issues
Topic: How Do you Exercise Indoors?
Replies: 127
Views: 9606

Re: How Do you Exercise Indoors?

I would pay for a month of membership at a local club then try everything to see what you like and is likely to stick with, then buy similar equipment from Craigslist. I exercise regularly and my order of preference is stair master, elliptical, treadmill, rowing, stationary bike. So if I was going t...
by retire14
Fri Feb 28, 2020 11:11 am
Forum: Personal Consumer Issues
Topic: 60 year old's + - What golf ball do you use?
Replies: 12
Views: 674

Re: 60 year old's + - What golf ball do you use?

Costco. Best deal around. Many of my low handicap friends are recommending it. Cant beat the price at $1/ball.
by retire14
Tue Feb 25, 2020 2:11 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 23920

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

Yes we canceled our trip to Australiaand NZ. Although both countries are low risk right now, we are just not comfortable being in crowded airplanes for long flights. Probably a little overreaction, but if we are not comfortable, we are not enjoying it the why bother?
by retire14
Mon Feb 24, 2020 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Does Biomedical Engineering School Matter?
Replies: 94
Views: 6322

Re: Does Biomedical Engineering School Matter?

I would vote for the state flag ship school. Probably will have more opportunities for internship, advising, network, etc. but once she gets her first job, performance is all that matters.
by retire14
Sat Feb 22, 2020 6:26 pm
Forum: Personal Consumer Issues
Topic: Do You Have a Long Term Travel Strategy?
Replies: 67
Views: 5980

Re: Do You Have a Long Term Travel Strategy?

One thing we learned when we retired. We thought that we would travel the world for 2-3 months at a time, taking it slow and visiting several countries at once. After a couple of trips like that, we learned that we did not like long trips away from home, so now we adjusted and Planned multiple trips...
by retire14
Mon Feb 17, 2020 12:25 pm
Forum: Personal Consumer Issues
Topic: Sites for last minute deals
Replies: 8
Views: 1229

Sites for last minute deals

Thinking about going to some place warm (Caribbean) Some time in March. What sites are good for last minute deals? Thanks.
by retire14
Mon Feb 10, 2020 11:05 am
Forum: Personal Consumer Issues
Topic: W2 Form question
Replies: 0
Views: 206

W2 Form question

I retired and moved to Virginia for several years. My former employee is in NJ. In 2019 I got some $$ from deferred compensation and stock option from my company in NJ. In the W2 form, box 15 shows 2 incomes NJ $XXX and VA $$YYY. However, the state income tax in box 17 shows only 1 entry. How do I k...
by retire14
Sun Oct 27, 2019 8:39 pm
Forum: Personal Consumer Issues
Topic: Folks age between 65-70. What’s your exercise routine
Replies: 44
Views: 5165

Folks age between 65-70. What’s your exercise routine

Just curious. Are you in good physical shape? What’s your exercise routine for aerobic, strength, flexibility and balance? Do you scale back as you age?
by retire14
Sat Aug 10, 2019 4:53 pm
Forum: Personal Consumer Issues
Topic: Trail running shoes for light hiking
Replies: 48
Views: 3796

Trail running shoes for light hiking

We will be doing some hiking - moderate trails. I have a Merrell hiking shoe, but it is a big heavy compared to my running shoe. So a compromise may be a trail running shoe for hiking since our hikes are not strenuous. Please recommend a lightweight and waterproof trail running shoe. Thanks.
by retire14
Thu Aug 08, 2019 11:05 am
Forum: Personal Consumer Issues
Topic: SIM cards for Iceland, Germany (Bavaria), Austria and switxelsnd
Replies: 7
Views: 435

SIM cards for Iceland, Germany (Bavaria), Austria and switxelsnd

Need local SIM card for 5 days in Iceland and 2 weeks for Germany (around Munich) Austria and Switzeland. Please recommend. Is there one that will work for 2 countries above? I am assuming that I will need a separate one for Iceland. Thanks.
by retire14
Fri Aug 02, 2019 6:26 pm
Forum: Personal Consumer Issues
Topic: Travel German alpine and Swiss Alp. Please review
Replies: 22
Views: 1716

Re: Travel German alpine and Swiss Alp. Please review

JRhampt: Thank you...what route did you take to go from Glosslockner to Lauterbrunnen?
by retire14
Fri Aug 02, 2019 1:49 pm
Forum: Personal Consumer Issues
Topic: Travel German alpine and Swiss Alp. Please review
Replies: 22
Views: 1716

Re: Travel German alpine and Swiss Alp. Please review

WOW. Thanks so much for your insights. Really appreciate your taking the time to help.
by retire14
Wed Jul 31, 2019 10:21 am
Forum: Personal Consumer Issues
Topic: Travel German alpine and Swiss Alp. Please review
Replies: 22
Views: 1716

Travel German alpine and Swiss Alp. Please review

I have posted this on bimmerfest, but since there are so many well traveled folks here, I thought I might also get good feedback here. We will be doing a European Delivery for a BMW. We will pick up the car in Munich and drop it off in Zurich. Please review my initerary. We are most interested in si...
by retire14
Wed May 29, 2019 12:46 pm
Forum: Personal Consumer Issues
Topic: Looking for initerary recommendation-driving from Munich
Replies: 11
Views: 442

Looking for initerary recommendation-driving from Munich

We ordered a BMW to be picked up in Munich and drive around Europe for 2 weeks before shipping it back to the US in mid Sept. We try to avoid big cities with heavy traffic and parking problems being it a brand new car. We would like to drive from Munich and explore great sceneries, small towns, etc....
by retire14
Tue May 21, 2019 6:43 pm
Forum: Personal Consumer Issues
Topic: Best time to go to Europe
Replies: 8
Views: 897

Best time to go to Europe

Just ordered European Delivery of a BMW to be picked up in Munich. Trying to decide a 2 week window that we can drive around Germany, Switzerland, etc...( not sure about initerary yet) after August. Should we wait until after Labor Day for cheaper fares and summer vacation crowd?
by retire14
Fri May 10, 2019 8:05 pm
Forum: Personal Consumer Issues
Topic: Mosquito control in Central Va
Replies: 23
Views: 2102

Mosquito control in Central Va

Need to spray my yard to control mosquitoes so we can enjoy our deck. Looking for recommendations of spray solution and tips. Also would like to know if hiring a professional outfit like mosquito squad is worth the money or is it something I can do? Of course, i prefer DIY solutions if they are effe...
by retire14
Wed Mar 13, 2019 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Bright daughter wants to work for nonprofit
Replies: 103
Views: 9096

Re: Bright daughter wants to work for nonprofit

Thank you everyone for your advice and insight.
by retire14
Wed Mar 13, 2019 8:05 am
Forum: Personal Finance (Not Investing)
Topic: Bright daughter wants to work for nonprofit
Replies: 103
Views: 9096

Re: Bright daughter wants to work for nonprofit

Daughter is 3 years out of college. Very bright. Graduated from a top college in Business. CPA. She has been with 3 companies and did well in all. Companies loved her. She has a very bright future. However, she recently decided that she wants to work for a nonprofit. She was upfront with her curren...
by retire14
Wed Mar 13, 2019 7:55 am
Forum: Personal Finance (Not Investing)
Topic: Bright daughter wants to work for nonprofit
Replies: 103
Views: 9096

Bright daughter wants to work for nonprofit

Daughter is 3 years out of college. Very bright. Graduated from a top college in Business. CPA. She has been with 3 companies and did well in all. Companies loved her. She has a very bright future. However, she recently decided that she wants to work for a nonprofit. She was upfront with her current...
by retire14
Wed Feb 13, 2019 7:42 pm
Forum: Personal Consumer Issues
Topic: Car rental drop-off fees
Replies: 18
Views: 1902

Re: Car rental drop-off fees

[quote="Silk McCue" post_id=4380178 time=<a href="tel:1550093582">1550093582</a> user_id=107288] I just ran Enterprise Phoenix Airport to Seattle Airport for 8 days starting tomorrow. Total cost $748. I chose non airport drop off and the price jumped to $1331. Stick to Airport to Airport. Cheers Si...
by retire14
Wed Feb 13, 2019 3:37 pm
Forum: Personal Consumer Issues
Topic: Car rental drop-off fees
Replies: 18
Views: 1902

Car rental drop-off fees

Need to rent a car from Phoenix Airport then drop off in Seattle. The drop off fees is a whopping $1300, which seems very excessive. I looked through Kayak and Costco. Is there a cheaper way to get a one-way rental?
by retire14
Sun Feb 03, 2019 4:53 pm
Forum: Personal Investments
Topic: John Hancock's 401K-Which index funds?
Replies: 1
Views: 193

John Hancock's 401K-Which index funds?

Daughter just started out and have 401K with her company via John Hancock. The only index funds available are: 1. Int'l Equity Index 2. Midcap Index 3. Small Cap Index 5. 500 Index I would like her to get 25% International and 75% Domestic Total Market, but there is no Total Market. Should I just ad...
by retire14
Fri Feb 01, 2019 11:26 am
Forum: Personal Consumer Issues
Topic: iphone app for Spanish translatation
Replies: 2
Views: 183

iphone app for Spanish translatation

About to go to Costa Rica. Need an app to translate English to Spanish since we do not speak a word of Spanish. Thank you.
by retire14
Sun Jan 13, 2019 6:48 am
Forum: Personal Consumer Issues
Topic: 15 full days in Costa Rica
Replies: 25
Views: 2089

15 full days in Costa Rica

Planning on a trip to Costa Rica. We will start and end in San Jose. Thinking about 4 days each in La Fortuna, Monterverde and Manuel Antonio or Tortuguero plus driving time in between. Also cant decide between Tortuguero and Manuel Antonio. Probably will not have time for both. Suggestions please. ...
by retire14
Sat Dec 22, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: GPS App for Australia
Replies: 5
Views: 332

GPS App for Australia

Will be driving around Cairns/Port Douglas area in Australia. I will not have data plan. What is the best app to download ahead of time for driving without data connection, please. TIA.
by retire14
Mon Dec 03, 2018 11:41 am
Forum: Personal Investments
Topic: Fido bondfund
Replies: 1
Views: 271

Fido bondfund

I have a small amount to invest in my taxable account. Would like to get a bond fund -- municipal or immediate term--from Fidelity. Recommendations, please.
by retire14
Tue Nov 20, 2018 8:56 am
Forum: Personal Finance (Not Investing)
Topic: Health Insurance for Two Months in Asia
Replies: 9
Views: 877

Re: Health Insurance for Two Months in Asia

whatever insurance you get, you may want to also buy medjets for evacuation, but since Singapore healthcare is pretty good, you may not need it--but elsewhere in Asia...
by retire14
Wed Nov 07, 2018 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: 401K rollover to Roth
Replies: 8
Views: 436

Re: 401K rollover to Roth

I bet you a dollar that the OP was describing his traditional 401(k) because all contributions to designated Roth accounts are after tax. He would not have before and after tax contributions in a designated Roth. Only the OP can clarify this. Yes. Existing 401k is traditional. I want to move the af...
by retire14
Wed Nov 07, 2018 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: 401K rollover to Roth
Replies: 8
Views: 436

401K rollover to Roth

I retired from a mega corp and still have a 401K balance in Fidelity. Based on the Fidelity website, I can add up my before and after tax balance. I would like to rollover the after tax potion to Roth IRA. I have no idea what the contributions were, only the current balance. From the IRS website, it...
by retire14
Sun Nov 04, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: Time to splurge. MB E class, BMW 5 or Audi 6?
Replies: 70
Views: 6835

Re: Time to splurge. MB E class, BMW 5 or Audi 6?

You said you're getting older so that translates to wanting more comfort and a few cool nannies too. My favorite user interface of the German cars is the BMW system, especially the overhead camera. Sweet spot for comfort and sport is the 5 series; a great all day highway car and tight handling when...
by retire14
Sat Nov 03, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: Time to splurge. MB E class, BMW 5 or Audi 6?
Replies: 70
Views: 6835

Time to splurge. MB E class, BMW 5 or Audi 6?

Time for a new car and have decided to splurge a little in our old age. We currently have a BMW series 3 with 110K miles and like it a lot. May even be doing European Delivery. Your take on 2019 MB E Class or BMW Series 5 or Audi 6?Just doing research now and will buy some time after the New Year. I...
by retire14
Thu Oct 11, 2018 1:35 pm
Forum: Personal Consumer Issues
Topic: Grind and Brew Coffee Makers - worth it?
Replies: 39
Views: 4035

Pick a brand like Jura or Gaggia, etc..

Then go with a model that fits your budget. We had a Gaggia for 10 years, then replaced it with a Jura Z7. Worth every penny!
by retire14
Fri Sep 21, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: Apple watch Series 3
Replies: 4
Views: 644

Apple watch Series 3

Now that Series 4 is out, I thought maybe I could buy a Series 3 on the cheap. A refurbished goes for around $250. I'd to use it to track my heart rate and exercises, plus if I can use it golf GPS, it would be a bonus. Apple watch series 3 users: what do you think? TIA
by retire14
Fri Aug 24, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: PDF to Excel Conversion for iMac
Replies: 5
Views: 380

PDF to Excel Conversion for iMac

What program do you recommend to convert PDF file to Excel on a Apple iMAC? Need to calculate cost basis of a stock that we have reinvested dividends. ComputerShare holds the account and only has PDF downloads. TIA.
by retire14
Mon Aug 13, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: brother laser printer--OEM or 3rd party cartridges
Replies: 13
Views: 978

brother laser printer--OEM or 3rd party cartridges

Just bought a Brother laser B/W laser printer based on this board's recommendations. Should I buy the OEM brother cartridge or 3rd party? Looks like I can save about $20 on Amazon. Is it worth it? TIA
by retire14
Mon Aug 06, 2018 11:18 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 814
Views: 97100

Moving Fido indexes to zero expense funds

[topic merged into here --moderator triceratop] I have followed the Fidelity Zero fund thread and concluded that there is NO reason not to move my FSTVX (total market) and FSGDX (Global ex-US) to the new equivalent, zero expense funds. I prefer to keep my funds with Fido. Am I missing anything as I...
by retire14
Fri Aug 03, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 3253

Re: Should I roast my own coffee?

OK I am interested. Can someone recommend a "roaster" if I would like to roast say about 1/2 lb each time? Is there a website to read further? TIA.
by retire14
Sat Jul 21, 2018 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: $1200 AC fix on a 2007 Civic
Replies: 22
Views: 1847

Re: $1200 AC fix on a 2007 Civic

I bought a compressor at a junk yard for my 2003 MDX and paid $285 to have it put in. Works well so far!
by retire14
Sun Jul 15, 2018 8:00 am
Forum: Personal Consumer Issues
Topic: Reading glasses for driving
Replies: 11
Views: 1810

Reading glasses for driving

Iphone/GPS displays are small and hard to read while driving. What kind of glasses do you recommend to use while driving. My eye sight is normal otherwise. Only need glasses while reading. Can I get a "bifocal" pair with the top portion is just transparent and bottom is about +2? TIA
by retire14
Mon Jul 09, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: Two or Three Day Golf Clinics?
Replies: 21
Views: 1959

Re: Two or Three Day Golf Clinics?

I have been to Butch Harmon's school and found that while I did see improvements, overtime, my game reverted back to the old habits since I did not have the time to practice to maintain it. Now that I am retired, I have time to practice. So, with a PGA professional, you can get better with an hour l...
by retire14
Sat Jul 07, 2018 6:48 pm
Forum: Personal Consumer Issues
Topic: Retirees...what’s your lunch menus?
Replies: 54
Views: 4984

Retirees...what’s your lunch menus?

Been trying to eat healthy and am tired of salad everyday. I am pre diabetic but otherwise in good shape. Suggestions for quick lunch menus please. I am ok wit meat, fats, cheese, etc...only avoid carbs.
by retire14
Tue Jul 03, 2018 5:54 am
Forum: Personal Consumer Issues
Topic: Acura MDX compressor gone kaput
Replies: 5
Views: 608

Acura MDX compressor gone kaput

My 2003 Acura MDX has 192K miles and the compressor has gone bad. It makes clacking noise when first started and then a humming on and off after a few mintes. Took it to 2 mechanics and both wanted to replace at between $1200-$1300 to replace. I love the car and would like to keep it to haul things ...
by retire14
Mon Jul 02, 2018 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Destination - are you happy with your choice?
Replies: 127
Views: 17646

Re: Retirement Destination - are you happy with your choice?

We retired to Charlottesville, VA from NJ. We really love C'ville with UVA, mountains, wineries, breweries, golf and tennis! And people are so nice, friendly and courteous!
by retire14
Sun Jun 24, 2018 8:47 pm
Forum: Personal Consumer Issues
Topic: European Delivery in November [car]
Replies: 4
Views: 679

European Delivery in November [car]

Following up on my recent inquiry about ED of a Audi. If I decide in the next few weeks, the car will be ready by mid Nov which is getting a little cold to travel around in Europe. Will I be better off to wait until January to order and pick up the car in March/April? any pros/cons of pulling the tr...
by retire14
Sun Jun 24, 2018 8:39 pm
Forum: Non-US Investing
Topic: Indexing in Australia
Replies: 2
Views: 424

Indexing in Australia

I have relatives in Australia. I discussed with them about indexing. They are interested to learn more, but I have no idea on how to show them. I did a quick search here and still did not get a concrete recommendation on how to do a 3-fund indexing for Australia. I read here that Australia indexing ...
by retire14
Fri May 25, 2018 7:39 am
Forum: Personal Consumer Issues
Topic: Magic Jack Go vs Obihai obi200- which one as landline replacement?
Replies: 37
Views: 6918

Re: Magic Jack Go vs Obihai obi200- which one as landline replacement?

OBi 100 here. Worked well for a number of years. recently bought a Obi 200 as an upgrade. Highly recommended.
by retire14
Mon May 14, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: Buying Audi 6 in Germany
Replies: 9
Views: 1827

Buying Audi 6 in Germany

We are toying with the idea of order a Audi here, pick it up in Germany, take a 2-week vacation driving then have it shipped here. After doing research it does not seem to pay. Ordering a car here will get a 5% off MSRP, while True Car price here is more like 10%. For a 55K car, thats 2.75K differen...
by retire14
Fri May 11, 2018 5:02 am
Forum: Personal Consumer Issues
Topic: Discount tickets for Vegas shows
Replies: 2
Views: 495

Discount tickets for Vegas shows

This forum is awesome. So far, I got great advice on hotels, restaurants, shows and car rental. Now, one last question for my upcoming trip to Vegas. We are interested in Absinthe and Beatles-Cirque du Soleil (again, based on recommendations here). Tickets are expensive so I am looking for ways to s...
by retire14
Fri May 04, 2018 7:50 pm
Forum: Personal Consumer Issues
Topic: Las Vegas shows
Replies: 22
Views: 3014

Las Vegas shows

What are the best shows in Vegas? We are staying at Bellagio’s. TIA