Search found 7 matches

by CJN486
Thu May 18, 2017 12:30 pm
Forum: Investing - Help with Personal Investments
Topic: Where to park Emergency Fund in Roth IRA
Replies: 6
Views: 871

Re: Where to park Emergency Fund in Roth IRA

Thanks everyone for the reply's. I have more clarity that it is a good idea to max out the Roth, given the circumstances. Therefore I am thinking I will keep it simple and just use my current target date fund vehicles I already have for the remaining amount since it includes bonds (albeit not much.)
by CJN486
Wed May 17, 2017 10:07 am
Forum: Investing - Help with Personal Investments
Topic: Where to park Emergency Fund in Roth IRA
Replies: 6
Views: 871

Where to park Emergency Fund in Roth IRA

I have read various threads in the Bogleheads forums that all seemed to indicate that it is generally a good idea that if you aren't able to completely max your Roth with retirement money, than it can be a wise idea to use some of your emergency funds to gain the remaining investing potential. So Cu...
by CJN486
Tue Oct 27, 2015 4:51 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with my 403B match?
Replies: 8
Views: 945

Re: What to do with my 403B match?

do you have the option of a Roth 403b? Clergy probably wouldn't want to utilize an after-tax 403b, since in retirement the distributions from the employer sponsored plan can be tax-free if used for housing expenses. That was my original thoughts as well. So any other thoughts on the two funds in th...
by CJN486
Tue Oct 27, 2015 1:22 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with my 403B match?
Replies: 8
Views: 945

Re: What to do with my 403B match?

I am about to make the full 5% contribution for the 403B account as soon as I know which fund/funds to use. I am able to do the 5% match anytime during the calendar year. Am I thinking correctly that since bonds are more for stability and dont have the same type of growth, that I should hold most of...
by CJN486
Tue Oct 27, 2015 11:30 am
Forum: Investing - Help with Personal Investments
Topic: What to do with my 403B match?
Replies: 8
Views: 945

What to do with my 403B match?

I have been reading the post on this site for a few years now. Have learned so much. Any help would be greatly appreciate. Wife is a stay at home mom and I bring home right at 70k. 2 Children, ages 2, and a new born. Emergency funds: We currently have 6+ Months Emergency fund, working on making it t...
by CJN486
Sat Jan 03, 2015 10:53 pm
Forum: Investing - Help with Personal Investments
Topic: Both Roth and 403B in same target fund?
Replies: 4
Views: 656

Re: Both Roth and 403B in same target fund?

yes we could make it work for 6 months if we needed to on the 20k regarding the 403 I have been given the ability to search out and find what's best to offer at my work place. Currently we have something available called guidestone but the expense ratios are ridiculous and most are actively managed ...
by CJN486
Sat Jan 03, 2015 11:05 am
Forum: Investing - Help with Personal Investments
Topic: Both Roth and 403B in same target fund?
Replies: 4
Views: 656

Both Roth and 403B in same target fund?

Found Bogleheads about a year ago and have learned so much. This is my first post and I wanted to ask your advice on our current situation as well as what we should be doing as our next steps. Wife is a stay at home mom and I bring home right at 70k. Heres the rundown. Emergency funds: We have Rough...